TASA 1.

40%
NPER 36
VA $ 30,000,000.00
VF 0
TIPO 0
PAGO -$ 1,066,598.11

NO. CUOTA SALDO INICIAL VALOR CUOTA SIN SEGURO ABONO CAPITAL
1 $ 30,000,000.00 $ 1,066,598.11 $ 646,598.11
2 $ 29,353,401.89 $ 1,066,598.11 $ 655,650.48
3 $ 28,697,751.41 $ 1,066,598.11 $ 664,829.59
4 $ 28,032,921.83 $ 1,066,598.11 $ 674,137.20
5 $ 27,358,784.63 $ 1,066,598.11 $ 683,575.12
6 $ 26,675,209.50 $ 1,066,598.11 $ 693,145.17
7 $ 25,982,064.33 $ 1,066,598.11 $ 702,849.21
8 $ 25,279,215.13 $ 1,066,598.11 $ 712,689.09
9 $ 24,566,526.03 $ 1,066,598.11 $ 722,666.74
10 $ 23,843,859.29 $ 1,066,598.11 $ 732,784.08
11 $ 23,111,075.21 $ 1,066,598.11 $ 743,043.05
12 $ 22,368,032.16 $ 1,066,598.11 $ 753,445.66
13 $ 21,614,586.50 $ 1,066,598.11 $ 763,993.90
14 $ 20,850,592.61 $ 1,066,598.11 $ 774,689.81
15 $ 20,075,902.80 $ 1,066,598.11 $ 785,535.47
16 $ 19,290,367.33 $ 1,066,598.11 $ 796,532.96
17 $ 18,493,834.37 $ 1,066,598.11 $ 807,684.43
18 $ 17,686,149.94 $ 1,066,598.11 $ 818,992.01
19 $ 16,867,157.93 $ 1,066,598.11 $ 830,457.90
20 $ 16,036,700.04 $ 1,066,598.11 $ 842,084.31
21 $ 15,194,615.73 $ 1,066,598.11 $ 853,873.49
22 $ 14,340,742.25 $ 1,066,598.11 $ 865,827.71
23 $ 13,474,914.53 $ 1,066,598.11 $ 877,949.30
24 $ 12,596,965.23 $ 1,066,598.11 $ 890,240.59
25 $ 11,706,724.64 $ 1,066,598.11 $ 902,703.96
26 $ 10,804,020.68 $ 1,066,598.11 $ 915,341.82
27 $ 9,888,678.86 $ 1,066,598.11 $ 928,156.60
28 $ 8,960,522.26 $ 1,066,598.11 $ 941,150.79
29 $ 8,019,371.46 $ 1,066,598.11 $ 954,326.91
30 $ 7,065,044.56 $ 1,066,598.11 $ 967,687.48
31 $ 6,097,357.07 $ 1,066,598.11 $ 981,235.11
32 $ 5,116,121.97 $ 1,066,598.11 $ 994,972.40
33 $ 4,121,149.57 $ 1,066,598.11 $ 1,008,902.01
34 $ 3,112,247.55 $ 1,066,598.11 $ 1,023,026.64
35 $ 2,089,220.91 $ 1,066,598.11 $ 1,037,349.01
36 $ 1,051,871.90 $ 1,066,598.11 $ 1,051,871.90
$ 38,397,531.83 $ 30,000,000.00
 0.25%
INTERESES SEGURO CUOTA FINAL SALDO FINAL
$ 420,000.00 $ 75,000.00 $ 1,141,598.11 $ 29,353,401.89
$ 410,947.63 $ 73,383.50 $ 1,139,981.61 $ 28,697,751.41
$ 401,768.52 $ 71,744.38 $ 1,138,342.48 $ 28,032,921.83
$ 392,460.91 $ 70,082.30 $ 1,136,680.41 $ 27,358,784.63
$ 383,022.98 $ 68,396.96 $ 1,134,995.07 $ 26,675,209.50
$ 373,452.93 $ 66,688.02 $ 1,133,286.13 $ 25,982,064.33
$ 363,748.90 $ 64,955.16 $ 1,131,553.27 $ 25,279,215.13
$ 353,909.01 $ 63,198.04 $ 1,129,796.14 $ 24,566,526.03
$ 343,931.36 $ 61,416.32 $ 1,128,014.42 $ 23,843,859.29
$ 333,814.03 $ 59,609.65 $ 1,126,207.75 $ 23,111,075.21
$ 323,555.05 $ 57,777.69 $ 1,124,375.79 $ 22,368,032.16
$ 313,152.45 $ 55,920.08 $ 1,122,518.19 $ 21,614,586.50
$ 302,604.21 $ 54,036.47 $ 1,120,634.57 $ 20,850,592.61
$ 291,908.30 $ 52,126.48 $ 1,118,724.59 $ 20,075,902.80
$ 281,062.64 $ 50,189.76 $ 1,116,787.86 $ 19,290,367.33
$ 270,065.14 $ 48,225.92 $ 1,114,824.02 $ 18,493,834.37
$ 258,913.68 $ 46,234.59 $ 1,112,832.69 $ 17,686,149.94
$ 247,606.10 $ 44,215.37 $ 1,110,813.48 $ 16,867,157.93
$ 236,140.21 $ 42,167.89 $ 1,108,766.00 $ 16,036,700.04
$ 224,513.80 $ 40,091.75 $ 1,106,689.86 $ 15,194,615.73
$ 212,724.62 $ 37,986.54 $ 1,104,584.65 $ 14,340,742.25
$ 200,770.39 $ 35,851.86 $ 1,102,449.96 $ 13,474,914.53
$ 188,648.80 $ 33,687.29 $ 1,100,285.39 $ 12,596,965.23
$ 176,357.51 $ 31,492.41 $ 1,098,090.52 $ 11,706,724.64
$ 163,894.14 $ 29,266.81 $ 1,095,864.92 $ 10,804,020.68
$ 151,256.29 $ 27,010.05 $ 1,093,608.16 $ 9,888,678.86
$ 138,441.50 $ 24,721.70 $ 1,091,319.80 $ 8,960,522.26
$ 125,447.31 $ 22,401.31 $ 1,088,999.41 $ 8,019,371.46
$ 112,271.20 $ 20,048.43 $ 1,086,646.54 $ 7,065,044.56
$ 98,910.62 $ 17,662.61 $ 1,084,260.72 $ 6,097,357.07
$ 85,363.00 $ 15,243.39 $ 1,081,841.50 $ 5,116,121.97
$ 71,625.71 $ 12,790.30 $ 1,079,388.41 $ 4,121,149.57
$ 57,696.09 $ 10,302.87 $ 1,076,900.98 $ 3,112,247.55
$ 43,571.47 $ 7,780.62 $ 1,074,378.73 $ 2,089,220.91
$ 29,249.09 $ 5,223.05 $ 1,071,821.16 $ 1,051,871.90
$ 14,726.21 $ 2,629.68 $ 1,069,227.79 $ -
$ 8,397,531.83 $ 1,499,559.26 $ 39,897,091.08
CUOTA VARIABLE $ 30,000,000.00
NPER 36
VALOR CUOTA $ 833,333.33

NO. CUOTA SALDO INICIAL VALOR CUOTA SIN SEGURO ABONO CAPITAL
1 $ 30,000,000.00 $ 1,253,333.33 $ 833,333.33
2 $ 29,166,666.67 $ 1,241,666.67 $ 833,333.33
3 $ 28,333,333.33 $ 1,230,000.00 $ 833,333.33
4 $ 27,500,000.00 $ 1,218,333.33 $ 833,333.33
5 $ 26,666,666.67 $ 1,206,666.67 $ 833,333.33
6 $ 25,833,333.33 $ 1,195,000.00 $ 833,333.33
7 $ 25,000,000.00 $ 1,183,333.33 $ 833,333.33
8 $ 24,166,666.67 $ 1,171,666.67 $ 833,333.33
9 $ 23,333,333.33 $ 1,160,000.00 $ 833,333.33
10 $ 22,500,000.00 $ 1,148,333.33 $ 833,333.33
11 $ 21,666,666.67 $ 1,136,666.67 $ 833,333.33
12 $ 20,833,333.33 $ 1,125,000.00 $ 833,333.33
13 $ 20,000,000.00 $ 1,113,333.33 $ 833,333.33
14 $ 19,166,666.67 $ 1,101,666.67 $ 833,333.33
15 $ 18,333,333.33 $ 1,090,000.00 $ 833,333.33
16 $ 17,500,000.00 $ 1,078,333.33 $ 833,333.33
17 $ 16,666,666.67 $ 1,066,666.67 $ 833,333.33
18 $ 15,833,333.33 $ 1,055,000.00 $ 833,333.33
19 $ 15,000,000.00 $ 1,043,333.33 $ 833,333.33
20 $ 14,166,666.67 $ 1,031,666.67 $ 833,333.33
21 $ 13,333,333.33 $ 1,020,000.00 $ 833,333.33
22 $ 12,500,000.00 $ 1,008,333.33 $ 833,333.33
23 $ 11,666,666.67 $ 996,666.67 $ 833,333.33
24 $ 10,833,333.33 $ 985,000.00 $ 833,333.33
25 $ 10,000,000.00 $ 973,333.33 $ 833,333.33
26 $ 9,166,666.67 $ 961,666.67 $ 833,333.33
27 $ 8,333,333.33 $ 950,000.00 $ 833,333.33
28 $ 7,500,000.00 $ 938,333.33 $ 833,333.33
29 $ 6,666,666.67 $ 926,666.67 $ 833,333.33
30 $ 5,833,333.33 $ 915,000.00 $ 833,333.33
31 $ 5,000,000.00 $ 903,333.33 $ 833,333.33
32 $ 4,166,666.67 $ 891,666.67 $ 833,333.33
33 $ 3,333,333.33 $ 880,000.00 $ 833,333.33
34 $ 2,500,000.00 $ 868,333.33 $ 833,333.33
35 $ 1,666,666.67 $ 856,666.67 $ 833,333.33
36 $ 833,333.33 $ 845,000.00 $ 833,333.33
$ 37,770,000.00 $ 30,000,000.00
 0.25%
INTERESES SEGURO CUOTA FINAL SALDO FINAL
$ 420,000.00 $ 75,000.00 $ 1,328,333.33 $ 29,166,666.67
$ 408,333.33 $ 72,916.67 $ 1,314,583.33 $ 28,333,333.33
$ 396,666.67 $ 70,833.33 $ 1,300,833.33 $ 27,500,000.00
$ 385,000.00 $ 68,750.00 $ 1,287,083.33 $ 26,666,666.67
$ 373,333.33 $ 66,666.67 $ 1,273,333.33 $ 25,833,333.33
$ 361,666.67 $ 64,583.33 $ 1,259,583.33 $ 25,000,000.00
$ 350,000.00 $ 62,500.00 $ 1,245,833.33 $ 24,166,666.67
$ 338,333.33 $ 60,416.67 $ 1,232,083.33 $ 23,333,333.33
$ 326,666.67 $ 58,333.33 $ 1,218,333.33 $ 22,500,000.00
$ 315,000.00 $ 56,250.00 $ 1,204,583.33 $ 21,666,666.67
$ 303,333.33 $ 54,166.67 $ 1,190,833.33 $ 20,833,333.33
$ 291,666.67 $ 52,083.33 $ 1,177,083.33 $ 20,000,000.00
$ 280,000.00 $ 50,000.00 $ 1,163,333.33 $ 19,166,666.67
$ 268,333.33 $ 47,916.67 $ 1,149,583.33 $ 18,333,333.33
$ 256,666.67 $ 45,833.33 $ 1,135,833.33 $ 17,500,000.00
$ 245,000.00 $ 43,750.00 $ 1,122,083.33 $ 16,666,666.67
$ 233,333.33 $ 41,666.67 $ 1,108,333.33 $ 15,833,333.33
$ 221,666.67 $ 39,583.33 $ 1,094,583.33 $ 15,000,000.00
$ 210,000.00 $ 37,500.00 $ 1,080,833.33 $ 14,166,666.67
$ 198,333.33 $ 35,416.67 $ 1,067,083.33 $ 13,333,333.33
$ 186,666.67 $ 33,333.33 $ 1,053,333.33 $ 12,500,000.00
$ 175,000.00 $ 31,250.00 $ 1,039,583.33 $ 11,666,666.67
$ 163,333.33 $ 29,166.67 $ 1,025,833.33 $ 10,833,333.33
$ 151,666.67 $ 27,083.33 $ 1,012,083.33 $ 10,000,000.00
$ 140,000.00 $ 25,000.00 $ 998,333.33 $ 9,166,666.67
$ 128,333.33 $ 22,916.67 $ 984,583.33 $ 8,333,333.33
$ 116,666.67 $ 20,833.33 $ 970,833.33 $ 7,500,000.00
$ 105,000.00 $ 18,750.00 $ 957,083.33 $ 6,666,666.67
$ 93,333.33 $ 16,666.67 $ 943,333.33 $ 5,833,333.33
$ 81,666.67 $ 14,583.33 $ 929,583.33 $ 5,000,000.00
$ 70,000.00 $ 12,500.00 $ 915,833.33 $ 4,166,666.67
$ 58,333.33 $ 10,416.67 $ 902,083.33 $ 3,333,333.33
$ 46,666.67 $ 8,333.33 $ 888,333.33 $ 2,500,000.00
$ 35,000.00 $ 6,250.00 $ 874,583.33 $ 1,666,666.67
$ 23,333.33 $ 4,166.67 $ 860,833.33 $ 833,333.33
$ 11,666.67 $ 2,083.33 $ 847,083.33 $ 0.00
$ 7,770,000.00 $ 1,387,500.00 $ 39,157,500.00
PERIODO 7 IPC 4.05%
INVERSIÓN -$ 233,200.00 DIV 2.50%
TREMU 15%

KO AÑO 0 AÑO 1
INGRESOS $ 78,000.00
EGRESOS $ 17,300.00
FLUJO DE CAJA 21.55% -$ 233,200.00 $ 60,700.00

0 1 2
FLUJOS NETOS -$ 233,200.00 $ 60,700.00 $ 121,600.00
FLUJOS NETOS DESCONTADOS -$ 233,200.00 $ 49,938.30 $ 82,304.51
FLUJOS NETOS ACUMULADOS -$ 233,200.00 -$ 183,261.70 -$ 100,957.19

TIR 23.99%
VAN $ 14,913.47
VAE
B/C
PRI
 AÑO 2 AÑO 3 AÑO 4 AÑO 5 AÑO 6
$ 150,000.00 $ 92,000.00 $ 86,300.00 $ 136,800.00 $ 105,000.00
$ 28,400.00 $ 60,000.00 $ 30,000.00 $ 35,000.00 $ 50,000.00
$ 121,600.00 $ 32,000.00 $ 56,300.00 $ 101,800.00 $ 55,000.00

3 4 5 6 7
$ 32,000.00 $ 56,300.00 $ 101,800.00 $ 55,000.00 $ 66,000.00
$ 17,819.07 $ 25,792.21 $ 38,368.34 $ 17,054.26 $ 16,836.79
-$ 83,138.12 -$ 57,345.91 -$ 18,977.57 -$ 1,923.31 $ 14,913.47
 AÑO 7
$ 88,000.00
$ 22,000.00
$ 66,000.00