Datos:

Capital= 120000
tasa de interes= 11% capitalizable trimestralemente
plazo= 25 añ os añ os 50 semestres
forma de pago semestral
f= 0.5%

(1+(0,11/4))^4 = (1+(i/2))^2
0.1115
i= 11.15% semestral

R1 = 6795.31

cuota
Periodo interes amortización de caital
semestral

0
1 6,690.75 6,690.75 0.00
2 6,690.75 6,690.75 0.00
3 6,690.75 6,690.75 0.00
4 6,690.75 6,690.75 0.00
5 6,795.31 6,690.75 104.56
6 6,829.29 6,684.92 144.37
7 6,863.44 6,676.87 186.57
8 6,897.75 6,666.47 231.29
9 6,932.24 6,653.57 278.67
10 6,966.90 6,638.04 328.87
11 7,001.74 6,619.70 382.04
12 7,036.75 6,598.40 438.35
13 7,071.93 6,573.96 497.97
14 7,107.29 6,546.19 561.10
15 7,142.83 6,514.91 627.92
16 7,178.54 6,479.90 698.64
17 7,214.43 6,440.94 773.49
18 7,250.51 6,397.82 852.69
19 7,286.76 6,350.27 936.48
 20 7,323.19 6,298.06 1,025.13
21 7,359.81 6,240.90 1,118.91
22 7,396.61 6,178.51 1,218.09
23 7,433.59 6,110.60 1,322.99
24 7,470.76 6,036.83 1,433.92
25 7,508.11 5,956.88 1,551.23
26 7,545.65 5,870.39 1,675.26
27 7,583.38 5,776.99 1,806.39
28 7,621.30 5,676.27 1,945.03
29 7,659.40 5,567.82 2,091.58
30 7,697.70 5,451.20 2,246.50
31 7,736.19 5,325.95 2,410.24
32 7,774.87 5,191.56 2,583.31
33 7,813.74 5,047.52 2,766.22
34 7,852.81 4,893.29 2,959.52
35 7,892.08 4,728.28 3,163.80
36 7,931.54 4,551.88 3,379.66
37 7,971.20 4,363.44 3,607.76
38 8,011.05 4,162.28 3,848.77
39 8,051.11 3,947.69 4,103.42
40 8,091.36 3,718.90 4,372.46
41 8,131.82 3,475.11 4,656.71
42 8,172.48 3,215.47 4,957.01
43 8,213.34 2,939.08 5,274.26
44 8,254.41 2,645.01 5,609.40
45 8,295.68 2,332.25 5,963.43
46 8,337.16 1,999.75 6,337.40
47 8,378.84 1,646.40 6,732.44
48 8,420.74 1,271.03 7,149.71
49 8,462.84 872.39 7,590.45
50 8,505.16 449.17 8,055.98
TOTAL 377,236.61 257,236.61 120,000.00
 saldo insoluto

120,000.00
120,000.00
120,000.00
120,000.00
120,000.00
119,895.44
119,751.07
119,564.50
119,333.22
119,054.55
118,725.68
118,343.64
117,905.29
117,407.32
116,846.22
116,218.30
115,519.66
114,746.17
113,893.48
112,956.99
111,931.86
110,812.95
109,594.86
108,271.87
106,837.94
105,286.72
103,611.46
101,805.06
99,860.03
97,768.45
95,521.95
93,111.71
90,528.40
87,762.18
84,802.65
81,638.86
78,259.19
74,651.44
70,802.67
66,699.26
62,326.79
57,670.08
52,713.07
47,438.82
41,829.42
35,865.99
29,528.59
22,796.15
15,646.44
8,055.98
0.00