TABLA DE AMORTIZACION

Empresa Ejemplo

TABLA DE AMORTIZACIÓN
Monto Credito: 9,000,000.00
Tasa de Interes 24.00% 2.00%
Plazo(Meses) 36
Factor de Recuperacion 0.0392328525977982
EXPRESADO EN BOLIVARES

Meses Capital Cuota

Inicial Intereses Amortizacion Financiera Saldo Final
1 9,000,000.00 180,000.00 173,095.67 353,095.67 8,826,904.33
2 8,826,904.33 176,538.09 176,557.59 353,095.67 8,650,346.74
3 8,650,346.74 173,006.93 180,088.74 353,095.67 8,470,258.00
4 8,470,258.00 169,405.16 183,690.51 353,095.67 8,286,567.49
5 8,286,567.49 165,731.35 187,364.32 353,095.67 8,099,203.16
6 8,099,203.16 161,984.06 191,111.61 353,095.67 7,908,091.55
7 7,908,091.55 158,161.83 194,933.84 353,095.67 7,713,157.71
8 7,713,157.71 154,263.15 198,832.52 353,095.67 7,514,325.19
9 7,514,325.19 150,286.50 202,809.17 353,095.67 7,311,516.02
10 7,311,516.02 146,230.32 206,865.35 353,095.67 7,104,650.67
11 7,104,650.67 142,093.01 211,002.66 353,095.67 6,893,648.01
12 6,893,648.01 137,872.96 215,222.71 353,095.67 6,678,425.30
13 6,678,425.30 133,568.51 219,527.17 353,095.67 6,458,898.13
14 6,458,898.13 129,177.96 223,917.71 353,095.67 6,234,980.42
15 6,234,980.42 124,699.61 228,396.07 353,095.67 6,006,584.35
16 6,006,584.35 120,131.69 232,963.99 353,095.67 5,773,620.37
17 5,773,620.37 115,472.41 237,623.27 353,095.67 5,535,997.10
18 5,535,997.10 110,719.94 242,375.73 353,095.67 5,293,621.37
19 5,293,621.37 105,872.43 247,223.25 353,095.67 5,046,398.12
20 5,046,398.12 100,927.96 252,167.71 353,095.67 4,794,230.41
21 4,794,230.41 95,884.61 257,211.07 353,095.67 4,537,019.35
22 4,537,019.35 90,740.39 262,355.29 353,095.67 4,274,664.06
23 4,274,664.06 85,493.28 267,602.39 353,095.67 4,007,061.67
24 4,007,061.67 80,141.23 272,954.44 353,095.67 3,734,107.23
25 3,734,107.23 74,682.14 278,413.53 353,095.67 3,455,693.70
26 3,455,693.70 69,113.87 283,981.80 353,095.67 3,171,711.90
27 3,171,711.90 63,434.24 289,661.44 353,095.67 2,882,050.47
28 2,882,050.47 57,641.01 295,454.66 353,095.67 2,586,595.80
29 2,586,595.80 51,731.92 301,363.76 353,095.67 2,285,232.04
30 2,285,232.04 45,704.64 307,391.03 353,095.67 1,977,841.01
31 1,977,841.01 39,556.82 313,538.85 353,095.67 1,664,302.16
32 1,664,302.16 33,286.04 319,809.63 353,095.67 1,344,492.53
33 1,344,492.53 26,889.85 326,205.82 353,095.67 1,018,286.71
34 1,018,286.71 20,365.73 332,729.94 353,095.67 685,556.77
35 685,556.77 13,711.14 339,384.54 353,095.67 346,172.23
36 346,172.23 6,923.44 346,172.23 353,095.67 0.00
Factor de Recuperacion
i × (1+i)n/[(1+i)n - 1]

Este factor se utiliza para encontrar el valor de una

serie uniforme de pagos iguales (A) que inician en el
periodo 1 y que se extienden hasta (n)periodos, a
partir de un valor presente (P) y dado una tasa de
interés (i)
 FLUJO DE CAJA 36 MESES

Corporación Tomorrowland, C.A

J-31024374-3
FLUJO DE CAJA PROYECTADO PARA 36 MESES

0 MES 1 MES 2 MES 3 MES 4 MES 5 MES 6 MES 7 MES 8 MES 9 MES 10 MES 11 MES 12 MES
INGRESOS:

Saldo Inicial 321,414.00 710,654.16 753,096.57 898,003.44 1,107,170.29 1,343,160.17 1,704,450.30 2,155,398.63 2,661,409.23 3,324,108.60 4,111,344.95 4,992,389.81 6,073,154.28
Ingresos por Ventas 1,035,414.00 1,138,955.40 1,252,850.94 1,378,136.03 1,515,949.64 1,667,544.60 1,834,299.06 2,017,728.97 2,219,501.86 2,441,452.05 2,685,597.26 2,954,156.98 3,249,572.68
Creditos recibidos 9,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total ingresos 10,356,828.00 1,849,609.56 2,005,947.51 2,276,139.48 2,623,119.93 3,010,704.77 3,538,749.36 4,173,127.59 4,880,911.09 5,765,560.65 6,796,942.20 7,946,546.79 9,322,726.96

EGRESOS:
Liquidacion de recursos para inversion 9,000,000.00
Gastos Generales 29,365.00 32,242.77 35,402.56 38,872.01 42,681.47 46,864.25 51,456.95 56,499.73 62,036.71 68,116.30 74,791.70 82,121.29 90,169.17
Gastos Administrativos 36,977.00 39,935.16 43,129.97 46,580.37 50,306.80 54,331.34 58,677.85 63,372.08 68,441.85 73,917.19 79,830.57 86,217.02 93,114.38
Sueldos y Salarios y Otras
Remuneraciones al Personal 45,021.00 45,021.00 45,021.00 45,021.00
Compras y costos de servicios 579,831.84 626,218.39 676,315.86 730,421.13 788,854.82 851,963.20 920,120.26 993,729.88 1,073,228.27 1,159,086.53 1,251,813.45 1,351,958.53 1,460,115.21
Amortización del crédito e Intereses 0.00 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67

Total egresos 9,646,173.84 1,096,512.99 1,107,944.07 1,168,969.18 1,279,959.76 1,306,254.47 1,383,350.73 1,511,718.36 1,556,802.49 1,654,215.70 1,804,552.40 1,873,392.51 1,996,494.44

SALDO FINAL 710,654.16 753,096.57 898,003.44 1,107,170.29 1,343,160.17 1,704,450.30 2,155,398.63 2,661,409.23 3,324,108.60 4,111,344.95 4,992,389.81 6,073,154.28 7,326,232.53

Ver informe de preparación del Contador Público, emitido en papel único de seguridad Nº TR-1315741

Página 4
 FLUJO DE CAJA 36 MESES

Corporación Tomorrowland, C.A

J-31024374-3
FLUJO DE CAJA PROYECTADO PARA 36 MESES

19 MES 20 MES 21 MES 22 MES 23 MES 24 MES 25 MES 26 MES 27 MES 28 MES 29 MES 30 MES 31 MES
INGRESOS:

Saldo Inicial 6,073,154.28 7,230,293.66 8,556,893.91 10,008,060.28 11,590,953.56 13,313,011.42 15,181,940.87 17,205,707.01 19,332,977.53 21,691,263.58 24,229,652.46 26,956,936.54 29,882,033.53
Ventas al contado 3,190,489.54 3,445,728.70 3,721,387.00 4,019,097.96 4,340,625.80 4,687,875.86 5,062,905.93 5,467,938.40 5,905,373.47 6,377,803.35 6,888,027.62 7,439,069.83 8,034,195.42
Creditos recibidos 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total ingresos 9,263,643.82 10,676,022.36 12,278,280.91 14,027,158.24 15,931,579.35 18,000,887.28 20,244,846.79 22,673,645.41 25,238,351.00 28,069,066.93 31,117,680.08 34,396,006.37 37,916,228.95

EGRESOS:

Gastos Generales 132,107.65 133,164.51 134,229.83 135,303.67 136,386.10 137,477.19 138,577.01 139,685.62 140,803.11 141,929.53 143,064.97 144,209.49 145,363.16
Gastos Administrativos 144,414.15 145,713.88 147,025.31 148,348.53 149,683.67 151,030.82 152,390.10 153,761.61 155,145.47 156,541.78 157,950.65 159,372.21 160,806.56
Sueldos y Salarios y Otras
Remuneraciones al Personal 51,774.15 59,540.27
Compras y costos de servicios 1,351,958.53 1,487,154.38 1,635,869.82 1,799,456.80 1,979,402.48 2,177,342.73 2,395,077.01 2,634,584.71 2,898,043.18 3,187,847.49 3,506,632.24 3,857,295.47 4,243,025.01
Amortización del crédito e Intereses 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67

Total egresos 2,033,350.16 2,119,128.45 2,270,220.63 2,436,204.68 2,618,567.93 2,818,946.42 3,039,139.79 3,340,667.89 3,547,087.42 3,839,414.47 4,160,743.54 4,513,972.84 4,902,290.41

SALDO FINAL 7,230,293.66 8,556,893.91 10,008,060.28 11,590,953.56 13,313,011.42 15,181,940.87 17,205,707.01 19,332,977.53 21,691,263.58 24,229,652.46 26,956,936.54 29,882,033.53 33,013,938.54

Ver informe de preparación del Contador Público, emitido en papel único de seguridad Nº TR-1315741

INFORMACION PARA LAS PREMISAS DEL FLUJO DE CAJA

PROYECTADO

Ingresos por Ventas 208,455,318.25

Pagos
Compras 3,990,465.47
Gastos Generales 4,303,550.88
Gastos Administrativos 449,911.74
Sueldos y Salarios y Otras Remuneraciones al
78,516,071.22
Personal
Amortización del crédito e intereses 13,064,539.92
Total Pagos 100,324,539.23

Efectivo al Final del Periodo 47,709,570.02

Página 5
 FLUJO DE CAJA 36 MESES

13 MES 14 MES 15 MES 16 MES 17 MES 18 MES

7,326,232.53 9,091,054.24 11,149,858.43 13,485,146.54 16,082,383.54 13,485,146.54 100,775,576.24

3,931,982.94 4,325,181.24 4,757,699.36 5,233,469.30 5,756,816.23 6,332,497.85
0.00 0.00 0.00 0.00 0.00 0.00

11,258,215.47 13,416,235.47 15,907,557.79 18,718,615.84 21,839,199.76 19,817,644.39

99,005.75 108,708.32 119,361.73 131,059.18 143,902.98 131,059.18 1,443,717.06

93,114.38 101,494.67 110,629.19 120,585.82 131,438.54 143,268.01 1,495,362.19

45,021.00 45,021.00 270,126.00

1,576,924.43 1,703,078.38 1,839,324.65 1,986,470.63 2,145,388.28 1,986,470.63 23,701,314.36
353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 353,095.67 6,708,817.79
33,619,337.40
2,167,161.23 2,266,377.04 2,422,411.25 2,636,232.30 2,773,825.47 2,613,893.49

9,091,054.24 11,149,858.43 13,485,146.54 16,082,383.54 19,065,374.29 17,203,750.90

Página 6
 FLUJO DE CAJA 36 MESES

33 MES 34 MES 35 MES 36 MES

33,013,938.54 36,359,034.03 39,928,896.23 43,663,890.21

8,676,931.05 9,371,085.53 10,120,772.38 10,930,434.17 107,679,742.01
0.00 0.00 0.00 0.00

41,690,869.59 45,730,119.56 50,049,668.60 54,594,324.37

147,698.28 148,879.86 150,070.90 151,271.47 2,546,748.42

163,714.10 165,187.53 166,674.22 168,174.28 2,808,188.69

68,471.31 179,785.74
4,667,327.52 5,134,060.27 5,647,466.29 6,212,212.92 54,814,756.86
353,095.67 353,095.67 353,095.67 353,095.67 6,355,722.12
66,705,201.83
5,331,835.57 5,801,223.33 6,385,778.40 6,884,754.35

36,359,034.03 39,928,896.23 43,663,890.21 47,709,570.02

Página 7