Pinjaman = 5,000,000.

00
suku bunga = 0.05 per bulan
lama n = 24 bulan

Pinjaman Awal Anuitas A = 363,000.00 Sisa Pinjaman

bulan ke
M bunga b = 2% M angsuran a = A - b S= M-a
5,000,000.00
1 5,000,000.00 250,000.00 113,000.00 4,887,000.00

2 4,887,000.00 244,350.00 118,650.00 4,768,350.00

3 4,768,350.00 238,417.50 124,582.50 4,643,767.50

4 4,643,767.50 232,188.38 130,811.63 4,512,955.88

5 4,512,955.88 225,647.79 137,352.21 4,375,603.67

6 4,375,603.67 218,780.18 144,219.82 4,231,383.85

7 4,231,383.85 211,569.19 151,430.81 4,079,953.04

8 4,079,953.04 203,997.65 159,002.35 3,920,950.70

9 3,920,950.70 196,047.53 166,952.47 3,753,998.23

10 3,753,998.23 187,699.91 175,300.09 3,578,698.14

11 3,578,698.14 178,934.91 184,065.09 3,394,633.05

12 3,394,633.05 169,731.65 193,268.35 3,201,364.70

13 3,201,364.70 160,068.24 202,931.76 2,998,432.94

14 2,998,432.94 149,921.65 213,078.35 2,785,354.59

15 2,785,354.59 139,267.73 223,732.27 2,561,622.31

16 2,561,622.31 128,081.12 234,918.88 2,326,703.43

17 2,326,703.43 116,335.17 246,664.83 2,080,038.60

18 2,080,038.60 104,001.93 258,998.07 1,821,040.53

19 1,821,040.53 91,052.03 271,947.97 1,549,092.56

20 1,549,092.56 77,454.63 285,545.37 1,263,547.19

21 1,263,547.19 63,177.36 299,822.64 963,724.55

22 963,724.55 48,186.23 314,813.77 648,910.77

23 648,910.77 32,445.54 330,554.46 318,356.31

24 318,356.31 15,917.82 318,356.31 0.00

Jumlah angsuran 5,000,000.00

A
Pinjaman = 5,000,000.00
suku bunga = 0.02 per bulan
lama n = 24 bulan

Pinjaman Awal Anuitas A = 264,000.00 Sisa Pinjaman

bulan ke
M bunga b = 2% M angsuran a = A - b S= M-a
5,000,000.00
1 5,000,000.00 100,000.00 164,000.00 4,836,000.00

2 4,836,000.00 96,720.00 167,280.00 4,668,720.00

3 4,668,720.00 93,374.40 170,625.60 4,498,094.40

4 4,498,094.40 89,961.89 174,038.11 4,324,056.29

5 4,324,056.29 86,481.13 177,518.87 4,146,537.41

6 4,146,537.41 82,930.75 181,069.25 3,965,468.16

7 3,965,468.16 79,309.36 184,690.64 3,780,777.53

8 3,780,777.53 75,615.55 188,384.45 3,592,393.08

9 3,592,393.08 71,847.86 192,152.14 3,400,240.94

10 3,400,240.94 68,004.82 195,995.18 3,204,245.76

11 3,204,245.76 64,084.92 199,915.08 3,004,330.67

12 3,004,330.67 60,086.61 203,913.39 2,800,417.28

13 2,800,417.28 56,008.35 207,991.65 2,592,425.63

14 2,592,425.63 51,848.51 212,151.49 2,380,274.14

15 2,380,274.14 47,605.48 216,394.52 2,163,879.63

16 2,163,879.63 43,277.59 220,722.41 1,943,157.22

17 1,943,157.22 38,863.14 225,136.86 1,718,020.36

18 1,718,020.36 34,360.41 229,639.59 1,488,380.77

19 1,488,380.77 29,767.62 234,232.38 1,254,148.39

20 1,254,148.39 25,082.97 238,917.03 1,015,231.35

21 1,015,231.35 20,304.63 243,695.37 771,535.98

22 771,535.98 15,430.72 248,569.28 522,966.70

23 522,966.70 10,459.33 253,540.67 269,426.03

24 269,426.03 5,388.52 269,426.03 0.00

Jumlah angsuran 5,000,000.00

Pinjaman = 5,000,000.00 A
suku bunga = 0.02 per bulan
lama n = 24 bulan

Pinjaman Awal Anuitas A = 265,000.00 Sisa Pinjaman

bulan ke
M bunga b = 2% M angsuran a = A - b S= M-a
5,000,000.00
1 5,000,000.00 100,000.00 165,000.00 4,835,000.00

2 4,835,000.00 96,700.00 168,300.00 4,666,700.00

3 4,666,700.00 93,334.00 171,666.00 4,495,034.00

4 4,495,034.00 89,900.68 175,099.32 4,319,934.68

5 4,319,934.68 86,398.69 178,601.31 4,141,333.37

6 4,141,333.37 82,826.67 182,173.33 3,959,160.04

7 3,959,160.04 79,183.20 185,816.80 3,773,343.24

8 3,773,343.24 75,466.86 189,533.14 3,583,810.11

9 3,583,810.11 71,676.20 193,323.80 3,390,486.31

10 3,390,486.31 67,809.73 197,190.27 3,193,296.04
11 3,193,296.04 63,865.92 201,134.08 2,992,161.96
12 2,992,161.96 59,843.24 205,156.76 2,787,005.19
13 2,787,005.19 55,740.10 209,259.90 2,577,745.30
14 2,577,745.30 51,554.91 213,445.09 2,364,300.20
15 2,364,300.20 47,286.00 217,714.00 2,146,586.21
16 2,146,586.21 42,931.72 222,068.28 1,924,517.93
17 1,924,517.93 38,490.36 226,509.64 1,698,008.29
18 1,698,008.29 33,960.17 231,039.83 1,466,968.46
19 1,466,968.46 29,339.37 235,660.63 1,231,307.83
20 1,231,307.83 24,626.16 240,373.84 990,933.98
21 990,933.98 19,818.68 245,181.32 745,752.66
22 745,752.66 14,915.05 250,084.95 495,667.72
23 495,667.72 9,913.35 255,086.65 240,581.07
24 240,581.07 4,811.62 240,581.07 0.00
Jumlah angsuran 5,000,000.00
Pinjaman = 10,000,000.00 400000
suku bunga = 0.04 per bulan 1.04
Jangka waktu n = 6 bulan -6
TABEL RENCANA PELUNASAN ANUITAS
Pembayaran/ bln Pinjaman Awal Anuitas A = 1,907,619.03 Sisa Pinjaman
ke n M bunga b = 4% M angsuran a = A - b S= M-a
10,000,000.00
1 10,000,000.00 400,000.00 1,507,619.03 8,492,380.97
2 8,492,380.97 339,695.24 1,567,923.79 6,924,457.19
3 6,924,457.19 276,978.29 1,630,640.74 5,293,816.45
4 5,293,816.45 211,752.66 1,695,866.37 3,597,950.08
5 3,597,950.08 143,918.00 1,763,701.02 1,834,249.06
6 1,834,249.06 73,369.96 1,834,249.06 0.00

Jumlah angsuran 10,000,000.00

Pinjaman = 10,000,000.00 400000
suku bunga = 0.04 per bulan 1.04
Jangka waktu n = = 6 bulan -6
TABEL RENCANA PELUNASAN ANUITAS
Pembayaran/ bln Pinjaman Awal Anuitas A = 1,908,000.00
ke n M bunga b = 4% M angsuran a = A - b

1 10,000,000.00 400,000.00 1,508,000.00

2 8,492,000.00 339,680.00 1,568,320.00
3 6,923,680.00 276,947.20 1,631,052.80
4 5,292,627.20 211,705.09 1,696,294.91
5 3,596,332.29 143,853.29 1,764,146.71
6 1,832,185.58 73,287.42 1,832,185.58

Jumlah angsuran 10,000,000.00

S
Sisa Pinjaman
S= M-a
10,000,000.00
8,492,000.00
6,923,680.00
5,292,627.20
3,596,332.29
1,832,185.58
0.00
Pinjaman = 4,000,000.00 80000
suku bunga = 0.02 per bulan 1.02
Jangka waktu n = 10 bulan -10
TABEL RENCANA PELUNASAN ANUITAS
Pembayaran/ bln Pinjaman Awal Anuitas A = 445,000.00 Sisa Pinjaman
ke n M bunga b = 4% M angsuran a = A - b S= M-a
4,000,000.00
1 4,000,000.00 80,000.00 365,000.00 3,635,000.00
2 3,635,000.00 72,700.00 372,300.00 3,262,700.00

3 3,262,700.00 65,254.00 379,746.00 2,882,954.00

4 2,882,954.00 57,659.08 387,340.92 2,495,613.08

5 2,495,613.08 49,912.26 395,087.74 2,100,525.34

6 2,100,525.34 42,010.51 402,989.49 1,697,535.85

7 1,697,535.85 33,950.72 411,049.28 1,286,486.57

8 1,286,486.57 25,729.73 419,270.27 867,216.30

9 867,216.30 17,344.33 427,655.67 439,560.62

10 439,560.62 8,791.21 439,560.62 0.00

Jumlah angsuran 4,000,000.00