Actividad de Gradientes

Unidad 1

Brayan Yamid Firigua Rodri

Facultad de Administracion Financiera, Un

Docente: Cesar Humberto Cuella
Semestres VI
Matematica Financiera
Mayo 1, 2023
Datos vr unit
Gradientes 10,000 Nper Cuotas Interes
Interes 3% Mensual 0
Cuotas 24 1 150,000 127,501
A 150,000 2 160,000 126,826
P 4,250,042 3 170,000 125,831
4 180,000 124,506
5 190,000 122,841
6 200,000 120,826
7 210,000 118,451
8 220,000 115,705
9 230,000 112,576
10 240,000 109,053
11 250,000 105,125
12 260,000 100,779
13 270,000 96,002
14 280,000 90,782
15 290,000 85,105
16 300,000 78,959
17 310,000 72,327
18 320,000 65,197
19 330,000 57,553
20 340,000 49,380
21 350,000 40,661
22 360,000 31,381
23 370,000 21,522
24 380,000 11,068
Amortizacion Saldo
4,250,042
- 22,499 4,227,543
- 33,174 4,194,370
- 44,169 4,150,201
- 55,494 4,094,707
- 67,159 4,027,548
- 79,174 3,948,374
- 91,549 3,856,826
- 104,295 3,752,530
- 117,424 3,635,106
- 130,947 3,504,160
- 144,875 3,359,284
- 159,221 3,200,063
- 173,998 3,026,065
- 189,218 2,836,847
- 204,895 2,631,952
- 221,041 2,410,911
- 237,673 2,173,238
- 254,803 1,918,435
- 272,447 1,645,988
- 290,620 1,355,368
- 309,339 1,046,029
- 328,619 717,410
- 348,478 368,932
- 368,932 0
Datos Vr unit
Anualidad 500,000 Nper Cuotas Interes
Interes 9% Trimestres 0
Gradientes 100,000 1 500,000 401,056
Cuotas 8 2 años 2 600,000 392,151
P 4,456,174.98 3 700,000 373,444
4 800,000 344,054
5 900,000 303,019
6 1,000,000 249,291
7 1,100,000 181,727
8 1,200,000 99,083
Amortizacion Saldos
4,456,175
- 98,944 4,357,231
- 207,849 4,149,381
- 326,556 3,822,826
- 455,946 3,366,880
- 596,981 2,769,899
- 750,709 2,019,190
- 918,273 1,100,917
- 1,100,917 0
Datos Vr Unit
Gradientes - 10,000
Interes 3% Mensual Nper Cuotas Interes
Cuotas 18 0
A 2,500,000 1 2,500,000 999,709
P 33,323,645.98 2 2,490,000 954,701
3 2,480,000 908,642
4 2,470,000 861,501
5 2,460,000 813,246
6 2,450,000 763,843
7 2,440,000 713,259
8 2,430,000 661,456
9 2,420,000 608,400
10 2,410,000 554,052
11 2,400,000 498,374
12 2,390,000 441,325
13 2,380,000 382,865
14 2,370,000 322,951
15 2,360,000 261,539
16 2,350,000 198,585
17 2,340,000 134,043
18 2,330,000 67,864
AmortizacionSaldo
33,323,645.98
- 1,500,291 31,823,355
- 1,535,299 30,288,056
- 1,571,358 28,716,698
- 1,608,499 27,108,199
- 1,646,754 25,461,445
- 1,686,157 23,775,288
- 1,726,741 22,048,547
- 1,768,544 20,280,003
- 1,811,600 18,468,403
- 1,855,948 16,612,455
- 1,901,626 14,710,829
- 1,948,675 12,762,154
- 1,997,135 10,765,018
- 2,047,049 8,717,969
- 2,098,461 6,619,508
- 2,151,415 4,468,093
- 2,205,957 2,262,136
- 2,262,136 -
unti vr cat
Gradientes 0.50%
Cuotas 60 Nper Cuotas extras
Interes 2.5% Mensual - 4,520,732.278
Cuota m 2,000,000 1 -
Cuotas extr 5,000,000 60 2 -
Cuota inicial 4,520,732 3 -
valor 75,000,000 4 -
5 -
6 -
7 -
8 -
9 -
10 -
11 -
12 -
13 -
14 -
15 -
16 -
17 -
18 -
19 -
20 -
21 -
22 -
23 -
24 -
25 -
26 -
27 -
28 -
29 -
30 -
31 -
32 -
33 -
34 -
35 -
36 -
37 -
38 -
39 -
40 -
41 -
42 -
43 -
44 -
45 -
46 -
47 -
48 -
49 -
50 -
51 -
52 -
53 -
54 -
55 -
56 -
57 -
58 -
59 -
60 5,000,000
cuotas Interes Amortizacion Saldo
69,342,850
2,000,000 1,733,571 - 266,429 69,076,421
2,010,000 1,726,911 - 283,089 68,793,332
2,020,050 1,719,833 - 300,217 68,493,115
2,030,150 1,712,328 - 317,822 68,175,292
2,040,301 1,704,382 - 335,919 67,839,374
2,050,503 1,695,984 - 354,518 67,484,856
2,060,755 1,687,121 - 373,634 67,111,222
2,071,059 1,677,781 - 393,278 66,717,944
2,081,414 1,667,949 - 413,465 66,304,478
2,091,821 1,657,612 - 434,209 65,870,269
2,102,280 1,646,757 - 455,524 65,414,746
2,112,792 1,635,369 - 477,423 64,937,322
2,123,356 1,623,433 - 499,923 64,437,400
2,133,972 1,610,935 - 523,037 63,914,363
2,144,642 1,597,859 - 546,783 63,367,579
2,155,365 1,584,189 - 571,176 62,796,403
2,166,142 1,569,910 - 596,232 62,200,171
2,176,973 1,555,004 - 621,969 61,578,202
2,187,858 1,539,455 - 648,403 60,929,800
2,198,797 1,523,245 - 675,552 60,254,247
2,209,791 1,506,356 - 703,435 59,550,812
2,220,840 1,488,770 - 732,070 58,818,743
2,231,944 1,470,469 - 761,476 58,057,267
2,243,104 1,451,432 - 791,672 57,265,594
2,254,320 1,431,640 - 822,680 56,442,915
2,265,591 1,411,073 - 854,518 55,588,397
2,276,919 1,389,710 - 887,209 54,701,187
2,288,304 1,367,530 - 920,774 53,780,413
2,299,745 1,344,510 - 955,235 52,825,178
2,311,244 1,320,629 - 990,614 51,834,564
2,322,800 1,295,864 - 1,026,936 50,807,628
2,334,414 1,270,191 - 1,064,223 49,743,404
2,346,086 1,243,585 - 1,102,501 48,640,903
2,357,817 1,216,023 - 1,141,794 47,499,109
2,369,606 1,187,478 - 1,182,128 46,316,981
2,381,454 1,157,925 - 1,223,529 45,093,452
2,393,361 1,127,336 - 1,266,025 43,827,427
2,405,328 1,095,686 - 1,309,642 42,517,785
2,417,354 1,062,945 - 1,354,410 41,163,375
2,429,441 1,029,084 - 1,400,357 39,763,018
2,441,588 994,075 - 1,447,513 38,315,505
2,453,796 957,888 - 1,495,909 36,819,596
2,466,065 920,490 - 1,545,575 35,274,021
2,478,396 881,851 - 1,596,545 33,677,476
2,490,788 841,937 - 1,648,851 32,028,625
2,503,242 800,716 - 1,702,526 30,326,099
2,515,758 758,152 - 1,757,605 28,568,494
2,528,337 714,212 - 1,814,124 26,754,369
2,540,978 668,859 - 1,872,119 24,882,250
2,553,683 622,056 - 1,931,627 22,950,623
2,566,452 573,766 - 1,992,686 20,957,937
2,579,284 523,948 - 2,055,335 18,902,602
2,592,180 472,565 - 2,119,615 16,782,986
2,605,141 419,575 - 2,185,567 14,597,420
2,618,167 364,935 - 2,253,231 12,344,188
2,631,258 308,605 - 2,322,653 10,021,535
2,644,414 250,538 - 2,393,876 7,627,660
2,657,636 190,691 - 2,466,945 5,160,715
2,670,924 129,018 - 2,541,906 2,618,809
2,684,279 65,470 - 2,618,809 - 0
 Datos
vr vr unit cat
P 50,000,000 Nper Cuotas extras
Cuotas 36 -
gradientes 50,000 1 -
interes 2.50% mensual 2 -
cuotas extra 3,000,000 24 3 -
4 -
5 -
6 -
7 -
8 -
9 -
10 -
11 -
12 -
13 -
14 -
15 -
16 -
17 -
18 -
19 -
20 -
21 -
22 -
23 -
24 3,000,000
25 -
26 -
27 -
28 -
29 -
30 -
31 -
32 -
33 -
34 -
35 -
36 -
cuotas Interes Amortizacion Saldo
48,341,374
1,308,681 1,208,534 - 100,147 48,241,227
1,358,681 1,206,031 - 152,650 48,088,577
1,408,681 1,202,214 - 206,467 47,882,110
1,458,681 1,197,053 - 261,628 47,620,482
1,508,681 1,190,512 - 318,169 47,302,313
1,558,681 1,182,558 - 376,123 46,926,190
1,608,681 1,173,155 - 435,526 46,490,663
1,658,681 1,162,267 - 496,414 45,994,249
1,708,681 1,149,856 - 558,825 45,435,424
1,758,681 1,135,886 - 622,795 44,812,628
1,808,681 1,120,316 - 688,365 44,124,263
1,858,681 1,103,107 - 755,574 43,368,689
1,908,681 1,084,217 - 824,464 42,544,225
1,958,681 1,063,606 - 895,075 41,649,149
2,008,681 1,041,229 - 967,452 40,681,697
2,058,681 1,017,042 - 1,041,639 39,640,058
2,108,681 991,001 - 1,117,680 38,522,379
2,158,681 963,059 - 1,195,622 37,326,757
2,208,681 933,169 - 1,275,512 36,051,245
2,258,681 901,281 - 1,357,400 34,693,845
2,308,681 867,346 - 1,441,335 33,252,510
2,358,681 831,313 - 1,527,368 31,725,142
2,408,681 793,129 - 1,615,553 30,109,589
2,458,681 752,740 - 1,705,941 28,403,648
2,508,681 710,091 - 1,798,590 26,605,058
2,558,681 665,126 - 1,893,555 24,711,503
2,608,681 617,788 - 1,990,893 22,720,610
2,658,681 568,015 - 2,090,666 20,629,944
2,708,681 515,749 - 2,192,932 18,437,012
2,758,681 460,925 - 2,297,756 16,139,256
2,808,681 403,481 - 2,405,200 13,734,056
2,858,681 343,351 - 2,515,330 11,218,726
2,908,681 280,468 - 2,628,213 8,590,514
2,958,681 214,763 - 2,743,918 5,846,595
3,008,681 146,165 - 2,862,516 2,984,079
3,058,681 74,602 - 2,984,079 0