Anualidad 220,000 Anualidad 220.

00
n 18 n 18
G 30,000 g 30,000
i 3.50% i 3.50%
P $ 5,901,028.16 p $ 5,901,028.16

Periodo Cuaota
0
1 220,000
2 250,000
3 280,000
4 310,000
5 340,000
6 370,000
7 400,000
8 430,000
9 460,000
10 490,000
11 520,000
12 550,000
13 580,000
14 610,000
15 640,000
16 670,000
17 700,000
18 730,000
Intereses Amortizacion Saldo
$ 5,901,028.16
$ 206,535.99 $ 13,464.01 $ 5,887,564.15
$ 206,064.75 $ 43,935.25 $ 5,843,628.90
$ 204,527.01 $ 75,472.99 $ 5,768,155.91
$ 201,885.46 $ 108,114.54 $ 5,660,041.36
$ 198,101.45 $ 141,898.55 $ 5,518,142.81
$ 193,135.00 $ 176,865.00 $ 5,341,277.81
Gradiente ari
$ 186,944.72 $ 213,055.28 $ 5,128,222.53
$ 179,487.79 $ 250,512.21 $ 4,877,710.32
800,000
$ 170,719.86 $ 289,280.14 $ 4,588,430.18
$ 160,595.06 $ 329,404.94 $ 4,259,025.24 700,000
$ 149,065.88 $ 370,934.12 $ 3,888,091.12 600,000
$ 136,083.19 $ 413,916.81 $ 3,474,174.31 500,000
$ 121,596.10 $ 458,403.90 $ 3,015,770.41
400,000
$ 105,551.96 $ 504,448.04 $ 2,511,322.38
$ 87,896.28 $ 552,103.72 $ 1,959,218.66 300,000

$ 68,572.65 $ 601,427.35 $ 1,357,791.31 200,000

$ 47,522.70 $ 652,477.30 $ 705,314.01 100,000
$ 24,685.99 $ 705,314.01 $ 0.00 0
0 2 4 6 8 10
 Gradiente aritmetico

2 4 6 8 10 12 14 16 18 20
Anualidad
n 36
g 30,000
i 2.80%
p 60,000,000
Periodo cuota intereses
0
1 2,229,797 1680000
2 2,259,797 1664605.6772197
3 2,289,797 1647940.31340155
4 2,319,797 1629968.3193965
5 2,349,797 1610653.1095593
6 2,379,797 1589957.07384667
7 2,409,797 1567841.54913407
8 2,439,797 1544266.78972953
9 2,469,797 1519191.93706166
10 2,499,797 1492574.98851909
11 2,529,797 1464372.76541732
12 2,559,797 1434540.88006871
13 2,589,797 1403033.70193033
14 2,619,797 1369804.32280408
15 2,649,797 1334804.5210623
16 2,679,797 1297984.72487175
17 2,709,797 1259293.97438786
18 2,739,797 1218679.88289042
19 2,769,797 1176088.59683105
20 2,799,797 1131464.75476202
21 2,829,797 1084751.44511506
22 2,859,797 1035890.16279798
23 2,889,797 984820.764576028
24 2,919,797 931481.423203859
25 2,949,797 875808.580273268
26 2,979,797 817736.897740621
27 3,009,797 757199.20809706
28 3,039,797 694126.463143479
29 3,069,797 628447.681331198
30 3,099,797 560089.893628173
31 3,129,797 488978.087869464
32 3,159,797 415035.15154951
33 3,189,797 338181.813012598
34 3,219,797 258336.580996652
35 3,249,797 175415.68248426
36 3,279,797 89332.9988135205
amortizacion saldo
60,000,000
549,797 59,450,203
595,192 58,855,011
641,857 58,213,154
689,829 57,523,325
739,144 56,784,181
789,840 55,994,341
841,956 55,152,385
895,530 54,256,855
950,605 53,306,250
1,007,222 52,299,027
1,065,424 51,233,603
1,125,256 50,108,346
1,186,764 48,921,583
1,249,993 47,671,590
1,314,993 46,356,597
1,381,813 44,974,785
1,450,503 43,524,282
1,521,117 42,003,164
1,593,709 40,409,456
1,668,332 38,741,123
1,745,046 36,996,077
1,823,907 35,172,170
1,904,976 33,267,194
1,988,316 31,278,878 Gradiemte aritmetico
2,073,989 29,204,889 3,500,000
2,162,060 27,042,829
3,000,000
2,252,598 24,790,231
2,345,671 22,444,560 2,500,000
2,441,350 20,003,210
2,000,000
2,539,707 17,463,503
2,640,819 14,822,684 1,500,000
2,744,762 12,077,922
1,000,000
2,851,615 9,226,306
2,961,461 6,264,846 500,000
3,074,382 3,190,464
0
3,190,464 0 0 5 10 15 20 25
diemte aritmetico

15 20 25 30 35 40
ANUALIDAD 3,900,000
N 120
g 20,000
i 2.5%
P
Periodo Cuota Intereses Amortizacion
0
1 3,900,000 3063839.52 836,160
2 3,880,000 3042935.51 837,064
3 3,860,000 3022008.9 837,991
4 3,840,000 3001059.12 838,941
5 3,820,000 2980085.6 839,914
6 3,800,000 2959087.74 840,912
7 3,780,000 2938064.93 841,935
8 3,760,000 2917016.55 842,983
9 3,740,000 2895941.97 844,058
10 3,720,000 2874840.51 845,159
11 3,700,000 2853711.53 846,288
12 3,680,000 2832554.32 847,446
13 3,660,000 2811368.17 848,632
14 3,640,000 2790152.38 849,848
15 3,620,000 2768906.19 851,094
16 3,600,000 2747628.84 852,371
17 3,580,000 2726319.56 853,680
18 3,560,000 2704977.55 855,022
19 3,540,000 2683601.99 856,398
20 3,520,000 2662192.04 857,808
21 3,500,000 2640746.84 859,253
22 3,480,000 2619265.51 860,734
23 3,460,000 2597747.15 862,253
24 3,440,000 2576190.83 863,809
25 3,420,000 2554595.6 865,404
26 3,400,000 2532960.49 867,040
27 3,380,000 2511284.5 868,715
28 3,360,000 2489566.62 870,433
29 3,340,000 2467805.78 872,194
30 3,320,000 2446000.93 873,999
31 3,300,000 2424150.95 875,849
32 3,280,000 2402254.72 877,745
33 3,260,000 2380311.09 879,689
34 3,240,000 2358318.87 881,681
35 3,220,000 2336276.84 883,723
36 3,200,000 2314183.76 885,816
37 3,180,000 2292038.35 887,962
38 3,160,000 2269839.31 890,161
39 3,140,000 2247585.3 892,415
40 3,120,000 2225274.93 894,725
41 3,100,000 2202906.8 897,093
42 3,080,000 2180479.47 899,521
43 3,060,000 2157991.46 902,009
44 3,040,000 2135441.24 904,559
45 3,020,000 2112827.28 907,173
46 3,000,000 2090147.96 909,852
47 2,980,000 2067401.66 912,598
48 2,960,000 2044586.7 915,413
49 2,940,000 2021701.37 918,299
50 2,920,000 1998743.9 921,256
51 2,900,000 1975712.5 924,288
52 2,880,000 1952605.31 927,395
53 2,860,000 1929420.44 930,580
54 2,840,000 1906155.95 933,844
55 2,820,000 1882809.85 937,190
56 2,800,000 1859380.1 940,620
57 2,780,000 1835864.6 944,135
58 2,760,000 1812261.22 947,739
59 2,740,000 1788567.75 951,432
60 2,720,000 1764781.94 955,218
61 2,700,000 1740901.49 959,099
62 2,680,000 1716924.03 963,076
63 2,660,000 1692847.13 967,153
64 2,640,000 1668668.3 971,332
65 2,620,000 1644385.01 975,615
66 2,600,000 1619994.64 980,005
67 2,580,000 1595494.5 984,505
68 2,560,000 1570881.87 989,118
69 2,540,000 1546153.91 993,846
70 2,520,000 1521307.76 998,692
71 2,500,000 1496340.45 1,003,660
72 2,480,000 1471248.97 1,008,751
73 2,460,000 1446030.19 1,013,970
74 2,440,000 1420680.94 1,019,319
75 2,420,000 1395197.97 1,024,802
76 2,400,000 1369577.92 1,030,422
77 2,380,000 1343817.37 1,036,183
78 2,360,000 1317912.8 1,042,087
79 2,340,000 1291860.62 1,048,139
80 2,320,000 1265657.14 1,054,343
81 2,300,000 1239298.56 1,060,701
82 2,280,000 1212781.03 1,067,219
83 2,260,000 1186100.55 1,073,899
 84 2,240,000 1159253.07 1,080,747
85 2,220,000 1132234.39 1,087,766
86 2,200,000 1105040.25 1,094,960
87 2,180,000 1077666.26 1,102,334
88 2,160,000 1050107.92 1,109,892
89 2,140,000 1022360.61 1,117,639
90 2,120,000 994419.63 1,125,580
91 2,100,000 966280.12 1,133,720
92 2,080,000 937937.123 1,142,063
93 2,060,000 909385.551 1,150,614
94 2,040,000 880620.19 1,159,380
95 2,020,000 851635.695 1,168,364
96 2,000,000 822426.587 1,177,573
97 1,980,000 792987.252 1,187,013
98 1,960,000 763311.933 1,196,688
99 1,940,000 733394.732 1,206,605
100 1,920,000 703229.6 1,216,770
101 1,900,000 672810.34 1,227,190
102 1,880,000 642130.598 1,237,869
103 1,860,000 611183.863 1,248,816
104 1,840,000 579963.46 1,260,037
105 1,820,000 548462.547 1,271,537
106 1,800,000 516674.11 1,283,326
107 1,780,000 484590.963 1,295,409
108 1,760,000 452205.737 1,307,794
109 1,740,000 419510.88 1,320,489
110 1,720,000 386498.652 1,333,501
111 1,700,000 353161.119 1,346,839
112 1,680,000 319490.147 1,360,510
113 1,660,000 285477.4 1,374,523
114 1,640,000 251114.335 1,388,886
115 1,620,000 216392.194 1,403,608
116 1,600,000 181301.999 1,418,698
117 1,580,000 145834.549 1,434,165
118 1,560,000 109980.412 1,450,020
119 1,540,000 73729.9227 1,466,270
120 1,520,000 37073.1707 1,482,927
Saldo
122,553,581
121,717,420
120,880,356
120,042,365
119,203,424
118,363,509
117,522,597
116,680,662
115,837,679
114,993,621
114,148,461
113,302,173
112,454,727
111,606,095
110,756,248
109,905,154
109,052,783
108,199,102
107,344,080
106,487,682
105,629,874
104,770,621
103,909,886
103,047,633
102,183,824
101,318,420
100,451,380
99,582,665
98,712,231
97,840,037
96,966,038
96,090,189
95,212,444
94,332,755
93,451,074
92,567,350
91,681,534
90,793,573
89,903,412
89,010,997
88,116,272
87,219,179
86,319,658
85,417,650
84,513,091
83,605,918
82,696,066
81,783,468
80,868,055
79,949,756
79,028,500
78,104,212
77,176,818
76,246,238
75,312,394
74,375,204
73,434,584
72,490,449
71,542,710
70,591,278
69,636,060
68,676,961
67,713,885
66,746,732
65,775,400
64,799,785
63,819,780
62,835,275
61,846,157
60,852,310
59,853,618
58,849,959
57,841,208
56,827,238
55,807,919
54,783,117
53,752,695
52,716,512
51,674,425
50,626,285
49,571,943
48,511,241
47,444,022
46,370,123
45,289,376
44,201,610
43,106,650
42,004,317
40,894,425
39,776,785
38,651,205
37,517,485
36,375,422
35,224,808
34,065,428
32,897,063
31,719,490
30,532,477
29,335,789
28,129,184
26,912,414
25,685,224
24,447,355
23,198,538
21,938,502
20,666,964
19,383,639 Gradiente decreciente
18,088,229
4500000
16,780,435
15,459,946 4000000
14,126,445 3500000
12,779,606 3000000
11,419,096
2500000
10,044,573
2000000
8,655,688
7,252,080 1500000

5,833,382 1000000
4,399,216 500000
2,949,197 0
1,482,927 0 20 40 60 80 100 120 140
0
0 120 140
K 850,000
N 24
G 10%
i 3%
p Periodo cuota intereses amortizacion saldo
0
1 850,000
2 935000
3 1028500
4 1131350
5 1244485
6 1368933.5
7 1505826.85
8 1656409.54
9 1822050.49
10 2004255.54
11 2204681.09
12 2425149.2
13 2667664.12
14 2934430.53
15 3227873.59
16 3550660.94
17 3905727.04
18 4296299.74
19 4725929.72
20 5198522.69
21 5718374.96
22 6290212.45
23 6919233.7
24 7611157.07