DATOS DE ENTRADA

VALOR PRESTAMO 160,000,000

INTERES 18%
E.A.
TASA 17.2556% NMV
1.34% MENSUAL
NUMERO DE PERIODOS 48
COSTOS ASOCIADOS
PAGO $ 4,536,465

PERIODO ABONO INTERES ABONO A CAPITAL

0
1 2,136,620 $ 2,399,845
2 2,104,573 $ 2,431,892
3 2,072,098 $ 2,464,367
4 2,039,189 $ 2,497,276
5 2,005,840 $ 2,530,625
6 1,972,047 $ 2,564,418
7 1,937,802 $ 2,598,663
8 1,903,100 $ 2,633,365
9 1,867,934 $ 2,668,531
10 1,832,299 $ 2,704,166
11 1,796,188 $ 2,740,277
12 1,759,594 $ 2,776,871
13 1,722,512 $ 2,813,953
14 1,684,935 $ 2,851,530
15 1,646,856 $ 2,889,609
16 1,608,269 $ 2,928,196
17 1,569,166 $ 2,967,299
18 1,529,541 $ 3,006,924
19 1,489,387 $ 3,047,078
20 1,448,697 $ 3,087,768
21 1,407,463 $ 3,129,002
22 1,365,679 $ 3,170,786
23 1,323,336 $ 3,213,129
24 1,280,429 $ 3,256,036
25 1,236,948 $ 3,299,517
26 1,192,887 $ 3,343,579
27 1,148,237 $ 3,388,228
28 1,102,991 $ 3,433,474
29 1,057,141 $ 3,479,324
30 1,010,678 $ 3,525,787
31 963,595 $ 3,572,870
32 915,884 $ 3,620,581
33 867,535 $ 3,668,930
34 818,540 $ 3,717,925
35 768,892 $ 3,767,573
36 718,580 $ 3,817,885
37 667,597 $ 3,868,869
38 615,932 $ 3,920,533
39 563,578 $ 3,972,887
40 510,524 $ 4,025,941
41 456,762 $ 4,079,703
42 402,283 $ 4,134,183
43 347,075 $ 4,189,390
44 291,131 $ 4,245,335
45 234,439 $ 4,302,026
46 176,990 $ 4,359,475
47 118,774 $ 4,417,691
48 59,781 $ 4,476,684
 EJERCICIO

Una empresa acuede a un banco para obtener financiacion . El banco le co

160.000.000, para cancelar en 48 cuotas mensuales a una tasa de interes d
vencido .realizar la conversion de tasa y la respectiva amortiza

SALDO A CAPITAL VALOR CUOTA TASA

160,000,000 Efectiva anual

157,600,155 4,536,465 Efectiva anual
155,168,263 4,536,465
152,703,895 4,536,465 mensual periodica
150,206,619 4,536,465
147,675,994 4,536,465
145,111,576 4,536,465
142,512,913 4,536,465
139,879,547 4,536,465
137,211,016 4,536,465
134,506,850 4,536,465
131,766,572 4,536,465
128,989,701 4,536,465
126,175,749 4,536,465
123,324,219 4,536,465
120,434,610 4,536,465
117,506,413 4,536,465
114,539,114 4,536,465
111,532,190 4,536,465
108,485,112 4,536,465
105,397,344 4,536,465
102,268,341 4,536,465
99,097,555 4,536,465
95,884,426 4,536,465
92,628,390 4,536,465
89,328,873 4,536,465
85,985,294 4,536,465
82,597,066 4,536,465
79,163,592 4,536,465
75,684,267 4,536,465
72,158,480 4,536,465
68,585,610 4,536,465
64,965,029 4,536,465
61,296,099 4,536,465
57,578,174 4,536,465
53,810,601 4,536,465
49,992,716 4,536,465
46,123,847 4,536,465
42,203,314 4,536,465
38,230,426 4,536,465
34,204,486 4,536,465
30,124,783 4,536,465
25,990,600 4,536,465
21,801,210 4,536,465
17,555,876 4,536,465
13,253,850 4,536,465
8,894,375 4,536,465
4,476,684 4,536,465
0 4,536,465
RCICIO

nanciacion . El banco le concede un prestamo por $

es a una tasa de interes del 18 % nominal semestre
sa y la respectiva amortizacion mensual

2,136,620 4,536,465

PAGO 0.47098787

18.00%
18.81%