TABLA DE AMORTIZACION

BANCO A

PRESTAMO $ 30,000,000
TASA 25% EA 1.88% EM
PERIODOS 6 AÑOS 72 MESES
SOBRE COSTOS
EST. DE CREDITO $ 150,000
POLIZA DEUDOR $ 9,800
POLIZA DE VIDA $ 16,500

PERIODO CUOTA INTERES ABONO CAPITAL SALDO SOBRE COSTOS

0 $ 30,000,000 $ 150,000
1 $ 763,127.16 $ 563,078 $ 200,049 $ 29,799,951 $ 26,300
2 $ 763,127.16 $ 559,323 $ 203,804 $ 29,596,147 $ 26,300
3 $ 763,127.16 $ 555,498 $ 207,629 $ 29,388,518 $ 26,300
4 $ 763,127.16 $ 551,601 $ 211,526 $ 29,176,991 $ 26,300
5 $ 763,127.16 $ 547,631 $ 215,496 $ 28,961,495 $ 26,300
6 $ 763,127.16 $ 543,586 $ 219,541 $ 28,741,954 $ 26,300
7 $ 763,127.16 $ 539,465 $ 223,662 $ 28,518,292 $ 26,300
8 $ 763,127.16 $ 535,267 $ 227,860 $ 28,290,432 $ 26,300
9 $ 763,127.16 $ 530,991 $ 232,137 $ 28,058,296 $ 26,300
10 $ 763,127.16 $ 526,634 $ 236,494 $ 27,821,802 $ 26,300
11 $ 763,127.16 $ 522,195 $ 240,932 $ 27,580,870 $ 26,300
12 $ 763,127.16 $ 517,673 $ 245,455 $ 27,335,415 $ 26,300
13 $ 763,127.16 $ 513,066 $ 250,062 $ 27,085,354 $ 26,300
14 $ 763,127.16 $ 508,372 $ 254,755 $ 26,830,599 $ 26,300
15 $ 763,127.16 $ 503,591 $ 259,537 $ 26,571,062 $ 26,300
16 $ 763,127.16 $ 498,719 $ 264,408 $ 26,306,654 $ 26,300
17 $ 763,127.16 $ 493,757 $ 269,371 $ 26,037,284 $ 26,300
18 $ 763,127.16 $ 488,701 $ 274,426 $ 25,762,857 $ 26,300
19 $ 763,127.16 $ 483,550 $ 279,577 $ 25,483,280 $ 26,300
20 $ 763,127.16 $ 478,302 $ 284,825 $ 25,198,455 $ 26,300
21 $ 763,127.16 $ 472,956 $ 290,171 $ 24,908,284 $ 26,300
22 $ 763,127.16 $ 467,510 $ 295,617 $ 24,612,667 $ 26,300
23 $ 763,127.16 $ 461,962 $ 301,165 $ 24,311,502 $ 26,300
24 $ 763,127.16 $ 456,309 $ 306,818 $ 24,004,684 $ 26,300
25 $ 763,127.16 $ 450,550 $ 312,577 $ 23,692,107 $ 26,300
26 $ 763,127.16 $ 444,683 $ 318,444 $ 23,373,663 $ 26,300
27 $ 763,127.16 $ 438,706 $ 324,421 $ 23,049,243 $ 26,300
28 $ 763,127.16 $ 432,617 $ 330,510 $ 22,718,733 $ 26,300
29 $ 763,127.16 $ 426,414 $ 336,713 $ 22,382,019 $ 26,300
30 $ 763,127.16 $ 420,094 $ 343,033 $ 22,038,986 $ 26,300
31 $ 763,127.16 $ 413,656 $ 349,472 $ 21,689,515 $ 26,300
32 $ 763,127.16 $ 407,096 $ 356,031 $ 21,333,484 $ 26,300
33 $ 763,127.16 $ 400,414 $ 362,713 $ 20,970,771 $ 26,300
34 $ 763,127.16 $ 393,606 $ 369,521 $ 20,601,249 $ 26,300
35 $ 763,127.16 $ 386,670 $ 376,457 $ 20,224,793 $ 26,300
36 $ 763,127.16 $ 379,604 $ 383,523 $ 19,841,270 $ 26,300
37 $ 763,127.16 $ 372,406 $ 390,721 $ 19,450,549 $ 26,300
38 $ 763,127.16 $ 365,073 $ 398,055 $ 19,052,494 $ 26,300
39 $ 763,127.16 $ 357,601 $ 405,526 $ 18,646,968 $ 26,300
40 $ 763,127.16 $ 349,990 $ 413,137 $ 18,233,831 $ 26,300
41 $ 763,127.16 $ 342,236 $ 420,892 $ 17,812,939 $ 26,300
42 $ 763,127.16 $ 334,336 $ 428,791 $ 17,384,148 $ 26,300
43 $ 763,127.16 $ 326,288 $ 436,839 $ 16,947,309 $ 26,300
44 $ 763,127.16 $ 318,089 $ 445,039 $ 16,502,270 $ 26,300
45 $ 763,127.16 $ 309,735 $ 453,392 $ 16,048,878 $ 26,300
46 $ 763,127.16 $ 301,226 $ 461,902 $ 15,586,977 $ 26,300
47 $ 763,127.16 $ 292,556 $ 470,571 $ 15,116,406 $ 26,300
48 $ 763,127.16 $ 283,724 $ 479,403 $ 14,637,002 $ 26,300
49 $ 763,127.16 $ 274,726 $ 488,401 $ 14,148,601 $ 26,300
50 $ 763,127.16 $ 265,559 $ 497,568 $ 13,651,033 $ 26,300
51 $ 763,127.16 $ 256,220 $ 506,907 $ 13,144,125 $ 26,300
52 $ 763,127.16 $ 246,706 $ 516,422 $ 12,627,704 $ 26,300
53 $ 763,127.16 $ 237,013 $ 526,114 $ 12,101,589 $ 26,300
54 $ 763,127.16 $ 227,138 $ 535,989 $ 11,565,600 $ 26,300
55 $ 763,127.16 $ 217,078 $ 546,049 $ 11,019,551 $ 26,300
56 $ 763,127.16 $ 206,829 $ 556,298 $ 10,463,252 $ 26,300
57 $ 763,127.16 $ 196,388 $ 566,740 $ 9,896,513 $ 26,300
58 $ 763,127.16 $ 185,750 $ 577,377 $ 9,319,136 $ 26,300
59 $ 763,127.16 $ 174,913 $ 588,214 $ 8,730,922 $ 26,300
60 $ 763,127.16 $ 163,873 $ 599,254 $ 8,131,668 $ 26,300
61 $ 763,127.16 $ 152,625 $ 610,502 $ 7,521,166 $ 26,300
62 $ 763,127.16 $ 141,167 $ 621,960 $ 6,899,206 $ 26,300
63 $ 763,127.16 $ 129,493 $ 633,634 $ 6,265,572 $ 26,300
64 $ 763,127.16 $ 117,600 $ 645,527 $ 5,620,045 $ 26,300
65 $ 763,127.16 $ 105,484 $ 657,643 $ 4,962,402 $ 26,300
66 $ 763,127.16 $ 93,141 $ 669,987 $ 4,292,415 $ 26,300
67 $ 763,127.16 $ 80,565 $ 682,562 $ 3,609,853 $ 26,300
68 $ 763,127.16 $ 67,754 $ 695,373 $ 2,914,481 $ 26,300
69 $ 763,127.16 $ 54,703 $ 708,425 $ 2,206,056 $ 26,300
70 $ 763,127.16 $ 41,406 $ 721,721 $ 1,484,335 $ 26,300
71 $ 763,127.16 $ 27,860 $ 735,267 $ 749,068 $ 26,300
72 $ 763,127.16 $ 14,059 $ 749,068 $ 0 $ 26,300
TIR
FLUJO DE CAJA PERIODO CUOTA INTERES ABONO CAPITAL
$ 29,850,000 0
-$ 789,427.16 1 ### $ 601,897 $ 187,530
-$ 789,427.16 2 ### $ 598,116 $ 191,311
-$ 789,427.16 3 ### $ 594,258 $ 195,169
-$ 789,427.16 4 ### $ 590,323 $ 199,104
-$ 789,427.16 5 ### $ 586,308 $ 203,119
-$ 789,427.16 6 ### $ 582,212 $ 207,215
-$ 789,427.16 7 ### $ 578,034 $ 211,393
-$ 789,427.16 8 ### $ 573,772 $ 215,656
-$ 789,427.16 9 ### $ 569,423 $ 220,004
-$ 789,427.16 10 ### $ 564,987 $ 224,440
-$ 789,427.16 11 ### $ 560,461 $ 228,966
-$ 789,427.16 12 ### $ 555,844 $ 233,583
-$ 789,427.16 13 ### $ 551,134 $ 238,293
-$ 789,427.16 14 ### $ 546,329 $ 243,098
-$ 789,427.16 15 ### $ 541,428 $ 248,000
-$ 789,427.16 16 ### $ 536,427 $ 253,000
-$ 789,427.16 17 ### $ 531,325 $ 258,102
-$ 789,427.16 18 ### $ 526,121 $ 263,306
-$ 789,427.16 19 ### $ 520,812 $ 268,615
-$ 789,427.16 20 ### $ 515,395 $ 274,032
-$ 789,427.16 21 ### $ 509,870 $ 279,557
-$ 789,427.16 22 ### $ 504,233 $ 285,194
-$ 789,427.16 23 ### $ 498,482 $ 290,945
-$ 789,427.16 24 ### $ 492,615 $ 296,812
-$ 789,427.16 25 ### $ 486,630 $ 302,797
-$ 789,427.16 26 ### $ 480,525 $ 308,902
-$ 789,427.16 27 ### $ 474,296 $ 315,131
-$ 789,427.16 28 ### $ 467,942 $ 321,485
-$ 789,427.16 29 ### $ 461,459 $ 327,968
-$ 789,427.16 30 ### $ 454,846 $ 334,581
-$ 789,427.16 31 ### $ 448,100 $ 341,327
-$ 789,427.16 32 ### $ 441,217 $ 348,210
-$ 789,427.16 33 ### $ 434,196 $ 355,231
-$ 789,427.16 34 ### $ 427,033 $ 362,394
-$ 789,427.16 35 ### $ 419,726 $ 369,702
-$ 789,427.16 36 ### $ 412,271 $ 377,156
-$ 789,427.16 37 ### $ 404,666 $ 384,761
-$ 789,427.16 38 ### $ 396,908 $ 392,520
-$ 789,427.16 39 ### $ 388,993 $ 400,434
-$ 789,427.16 40 ### $ 380,918 $ 408,509
-$ 789,427.16 41 ### $ 372,681 $ 416,746
-$ 789,427.16 42 ### $ 364,278 $ 425,149
-$ 789,427.16 43 ### $ 355,705 $ 433,722
-$ 789,427.16 44 ### $ 346,960 $ 442,468
-$ 789,427.16 45 ### $ 338,038 $ 451,390
-$ 789,427.16 46 ### $ 328,936 $ 460,491
-$ 789,427.16 47 ### $ 319,650 $ 469,777
-$ 789,427.16 48 ### $ 310,178 $ 479,249
-$ 789,427.16 49 ### $ 300,514 $ 488,913
-$ 789,427.16 50 ### $ 290,656 $ 498,771
-$ 789,427.16 51 ### $ 280,598 $ 508,829
-$ 789,427.16 52 ### $ 270,338 $ 519,089
-$ 789,427.16 53 ### $ 259,871 $ 529,556
-$ 789,427.16 54 ### $ 249,193 $ 540,234
-$ 789,427.16 55 ### $ 238,300 $ 551,127
-$ 789,427.16 56 ### $ 227,187 $ 562,240
-$ 789,427.16 57 ### $ 215,850 $ 573,577
-$ 789,427.16 58 ### $ 204,284 $ 585,143
-$ 789,427.16 59 ### $ 192,486 $ 596,942
-$ 789,427.16 60 ### $ 180,449 $ 608,978
-$ 789,427.16 61 ### $ 168,169 $ 621,258
-$ 789,427.16 62 ### $ 155,642 $ 633,785
-$ 789,427.16 63 ### $ 142,863 $ 646,565
-$ 789,427.16 64 ### $ 129,825 $ 659,602
-$ 789,427.16 65 ### $ 116,525 $ 672,902
-$ 789,427.16 66 ### $ 102,957 $ 686,471
-$ 789,427.16 67 ### $ 89,115 $ 700,313
-$ 789,427.16 68 ### $ 74,993 $ 714,434
-$ 789,427.16 69 ### $ 60,588 $ 728,840
-$ 789,427.16 70 ### $ 45,891 $ 743,536
-$ 789,427.16 71 ### $ 30,898 $ 758,529
-$ 789,427.16 72 ### $ 15,603 $ 773,824
2.02%
 SALDO
$ 29,850,000
$ 29,662,470
$ 29,471,159
$ 29,275,990
$ 29,076,885
$ 28,873,766
$ 28,666,552
$ 28,455,158
$ 28,239,503
$ 28,019,499
$ 27,795,058
$ 27,566,093
$ 27,332,510
$ 27,094,217
$ 26,851,119
$ 26,603,120
$ 26,350,119
$ 26,092,018
$ 25,828,712
$ 25,560,096
$ 25,286,064
$ 25,006,507
$ 24,721,312
$ 24,430,367
$ 24,133,555
$ 23,830,759
$ 23,521,856
$ 23,206,725
$ 22,885,240
$ 22,557,272
$ 22,222,691
$ 21,881,364
$ 21,533,154
$ 21,177,923
$ 20,815,528
$ 20,445,827
$ 20,068,670
$ 19,683,909
$ 19,291,389
$ 18,890,955
$ 18,482,446
$ 18,065,700
$ 17,640,551
$ 17,206,829
$ 16,764,361
$ 16,312,972
$ 15,852,480
$ 15,382,704
$ 14,903,454
$ 14,414,541
$ 13,915,770
$ 13,406,941
$ 12,887,852
$ 12,358,296
$ 11,818,063
$ 11,266,936
$ 10,704,696
$ 10,131,119
$ 9,545,976
$ 8,949,034
$ 8,340,056
$ 7,718,798
$ 7,085,014
$ 6,438,449
$ 5,778,847
$ 5,105,945
$ 4,419,474
$ 3,719,162
$ 3,004,728
$ 2,275,888
$ 1,532,352
$ 773,824
$0
 TABLA DE AMORTIZACION
BANCO B

PRESTAMO $ 30,000,000
TASA 22% EA 1.67% EM
PERIODOS 6 AÑOS 72 MESES
SOBRE COSTOS
EST. DE CREDITO 2%
POLIZA DEUDOR $ 11,800
POLIZA DE VIDA $ 14,900
INT. ANTICIPADO 1.67%

PERIODO CUOTA INTERES ABONO CAPITAL SALDO SOBRE COSTOS

0 $ 30,000,000 $ 1,101,000
1 $ 719,467.69 $ 501,269 $ 218,199 $ 29,781,801 $ 26,700
2 $ 719,467.69 $ 497,623 $ 221,845 $ 29,559,957 $ 26,700
3 $ 719,467.69 $ 493,916 $ 225,551 $ 29,334,405 $ 26,700
4 $ 719,467.69 $ 490,148 $ 229,320 $ 29,105,085 $ 26,700
5 $ 719,467.69 $ 486,316 $ 233,152 $ 28,871,933 $ 26,700
6 $ 719,467.69 $ 482,420 $ 237,048 $ 28,634,885 $ 26,700
7 $ 719,467.69 $ 478,459 $ 241,008 $ 28,393,877 $ 26,700
8 $ 719,467.69 $ 474,432 $ 245,035 $ 28,148,842 $ 26,700
9 $ 719,467.69 $ 470,338 $ 249,130 $ 27,899,712 $ 26,700
10 $ 719,467.69 $ 466,175 $ 253,292 $ 27,646,419 $ 26,700
11 $ 719,467.69 $ 461,943 $ 257,525 $ 27,388,895 $ 26,700
12 $ 719,467.69 $ 457,640 $ 261,828 $ 27,127,067 $ 26,700
13 $ 719,467.69 $ 453,265 $ 266,203 $ 26,860,865 $ 26,700
14 $ 719,467.69 $ 448,817 $ 270,650 $ 26,590,214 $ 26,700
15 $ 719,467.69 $ 444,295 $ 275,173 $ 26,315,041 $ 26,700
16 $ 719,467.69 $ 439,697 $ 279,771 $ 26,035,271 $ 26,700
17 $ 719,467.69 $ 435,022 $ 284,445 $ 25,750,825 $ 26,700
18 $ 719,467.69 $ 430,270 $ 289,198 $ 25,461,627 $ 26,700
19 $ 719,467.69 $ 425,437 $ 294,030 $ 25,167,597 $ 26,700
20 $ 719,467.69 $ 420,524 $ 298,943 $ 24,868,654 $ 26,700
21 $ 719,467.69 $ 415,529 $ 303,938 $ 24,564,716 $ 26,700
22 $ 719,467.69 $ 410,451 $ 309,017 $ 24,255,699 $ 26,700
23 $ 719,467.69 $ 405,288 $ 314,180 $ 23,941,519 $ 26,700
24 $ 719,467.69 $ 400,038 $ 319,430 $ 23,622,089 $ 26,700
25 $ 719,467.69 $ 394,701 $ 324,767 $ 23,297,322 $ 26,700
26 $ 719,467.69 $ 389,274 $ 330,194 $ 22,967,128 $ 26,700
27 $ 719,467.69 $ 383,757 $ 335,711 $ 22,631,418 $ 26,700
28 $ 719,467.69 $ 378,148 $ 341,320 $ 22,290,098 $ 26,700
29 $ 719,467.69 $ 372,444 $ 347,023 $ 21,943,074 $ 26,700
30 $ 719,467.69 $ 366,646 $ 352,822 $ 21,590,253 $ 26,700
31 $ 719,467.69 $ 360,751 $ 358,717 $ 21,231,536 $ 26,700
32 $ 719,467.69 $ 354,757 $ 364,711 $ 20,866,825 $ 26,700
33 $ 719,467.69 $ 348,663 $ 370,805 $ 20,496,020 $ 26,700
34 $ 719,467.69 $ 342,467 $ 377,000 $ 20,119,020 $ 26,700
35 $ 719,467.69 $ 336,168 $ 383,300 $ 19,735,720 $ 26,700
36 $ 719,467.69 $ 329,763 $ 389,704 $ 19,346,016 $ 26,700
37 $ 719,467.69 $ 323,252 $ 396,216 $ 18,949,800 $ 26,700
38 $ 719,467.69 $ 316,632 $ 402,836 $ 18,546,964 $ 26,700
39 $ 719,467.69 $ 309,901 $ 409,567 $ 18,137,397 $ 26,700
40 $ 719,467.69 $ 303,057 $ 416,411 $ 17,720,986 $ 26,700
41 $ 719,467.69 $ 296,099 $ 423,368 $ 17,297,618 $ 26,700
42 $ 719,467.69 $ 289,025 $ 430,442 $ 16,867,175 $ 26,700
43 $ 719,467.69 $ 281,833 $ 437,635 $ 16,429,541 $ 26,700
44 $ 719,467.69 $ 274,521 $ 444,947 $ 15,984,594 $ 26,700
45 $ 719,467.69 $ 267,086 $ 452,382 $ 15,532,212 $ 26,700
46 $ 719,467.69 $ 259,527 $ 459,941 $ 15,072,271 $ 26,700
47 $ 719,467.69 $ 251,842 $ 467,626 $ 14,604,646 $ 26,700
48 $ 719,467.69 $ 244,028 $ 475,439 $ 14,129,206 $ 26,700
49 $ 719,467.69 $ 236,084 $ 483,383 $ 13,645,823 $ 26,700
50 $ 719,467.69 $ 228,008 $ 491,460 $ 13,154,363 $ 26,700
51 $ 719,467.69 $ 219,796 $ 499,672 $ 12,654,691 $ 26,700
52 $ 719,467.69 $ 211,447 $ 508,021 $ 12,146,670 $ 26,700
53 $ 719,467.69 $ 202,958 $ 516,509 $ 11,630,161 $ 26,700
54 $ 719,467.69 $ 194,328 $ 525,140 $ 11,105,021 $ 26,700
55 $ 719,467.69 $ 185,553 $ 533,914 $ 10,571,107 $ 26,700
56 $ 719,467.69 $ 176,632 $ 542,835 $ 10,028,271 $ 26,700
57 $ 719,467.69 $ 167,562 $ 551,906 $ 9,476,366 $ 26,700
58 $ 719,467.69 $ 158,340 $ 561,127 $ 8,915,238 $ 26,700
59 $ 719,467.69 $ 148,964 $ 570,503 $ 8,344,735 $ 26,700
60 $ 719,467.69 $ 139,432 $ 580,036 $ 7,764,699 $ 26,700
61 $ 719,467.69 $ 129,740 $ 589,728 $ 7,174,971 $ 26,700
62 $ 719,467.69 $ 119,886 $ 599,581 $ 6,575,390 $ 26,700
63 $ 719,467.69 $ 109,868 $ 609,600 $ 5,965,790 $ 26,700
64 $ 719,467.69 $ 99,682 $ 619,786 $ 5,346,005 $ 26,700
65 $ 719,467.69 $ 89,326 $ 630,141 $ 4,715,863 $ 26,700
66 $ 719,467.69 $ 78,797 $ 640,671 $ 4,075,193 $ 26,700
67 $ 719,467.69 $ 68,092 $ 651,375 $ 3,423,817 $ 26,700
68 $ 719,467.69 $ 57,208 $ 662,259 $ 2,761,558 $ 26,700
69 $ 719,467.69 $ 46,143 $ 673,325 $ 2,088,233 $ 26,700
70 $ 719,467.69 $ 34,892 $ 684,575 $ 1,403,658 $ 26,700
71 $ 719,467.69 $ 23,454 $ 696,014 $ 707,644 $ 26,700
72 $ 719,467.69 $ 11,824 $ 707,644 $ 0 $ 26,700
TIR
FLUJO DE CAJA PERIODO CUOTA INTERES ABONO CAPITAL
$ 28,899,000 0
-$ 746,167.69 1 ### $ 557,774 $ 188,393
-$ 746,167.69 2 ### $ 554,138 $ 192,030
-$ 746,167.69 3 ### $ 550,432 $ 195,736
-$ 746,167.69 4 ### $ 546,654 $ 199,514
-$ 746,167.69 5 ### $ 542,803 $ 203,364
-$ 746,167.69 6 ### $ 538,878 $ 207,290
-$ 746,167.69 7 ### $ 534,877 $ 211,290
-$ 746,167.69 8 ### $ 530,799 $ 215,369
-$ 746,167.69 9 ### $ 526,642 $ 219,525
-$ 746,167.69 10 ### $ 522,405 $ 223,762
-$ 746,167.69 11 ### $ 518,087 $ 228,081
-$ 746,167.69 12 ### $ 513,684 $ 232,483
-$ 746,167.69 13 ### $ 509,197 $ 236,970
-$ 746,167.69 14 ### $ 504,624 $ 241,544
-$ 746,167.69 15 ### $ 499,962 $ 246,206
-$ 746,167.69 16 ### $ 495,210 $ 250,958
-$ 746,167.69 17 ### $ 490,366 $ 255,802
-$ 746,167.69 18 ### $ 485,429 $ 260,739
-$ 746,167.69 19 ### $ 480,396 $ 265,771
-$ 746,167.69 20 ### $ 475,267 $ 270,901
-$ 746,167.69 21 ### $ 470,038 $ 276,130
-$ 746,167.69 22 ### $ 464,708 $ 281,459
-$ 746,167.69 23 ### $ 459,276 $ 286,892
-$ 746,167.69 24 ### $ 453,739 $ 292,429
-$ 746,167.69 25 ### $ 448,095 $ 298,073
-$ 746,167.69 26 ### $ 442,342 $ 303,826
-$ 746,167.69 27 ### $ 436,478 $ 309,690
-$ 746,167.69 28 ### $ 430,500 $ 315,667
-$ 746,167.69 29 ### $ 424,408 $ 321,760
-$ 746,167.69 30 ### $ 418,197 $ 327,970
-$ 746,167.69 31 ### $ 411,867 $ 334,300
-$ 746,167.69 32 ### $ 405,415 $ 340,753
-$ 746,167.69 33 ### $ 398,838 $ 347,329
-$ 746,167.69 34 ### $ 392,135 $ 354,033
-$ 746,167.69 35 ### $ 385,301 $ 360,866
-$ 746,167.69 36 ### $ 378,336 $ 367,831
-$ 746,167.69 37 ### $ 371,237 $ 374,931
-$ 746,167.69 38 ### $ 364,000 $ 382,167
-$ 746,167.69 39 ### $ 356,624 $ 389,543
-$ 746,167.69 40 ### $ 349,106 $ 397,062
-$ 746,167.69 41 ### $ 341,442 $ 404,725
-$ 746,167.69 42 ### $ 333,631 $ 412,537
-$ 746,167.69 43 ### $ 325,668 $ 420,499
-$ 746,167.69 44 ### $ 317,552 $ 428,615
-$ 746,167.69 45 ### $ 309,280 $ 436,888
-$ 746,167.69 46 ### $ 300,848 $ 445,320
-$ 746,167.69 47 ### $ 292,252 $ 453,915
-$ 746,167.69 48 ### $ 283,492 $ 462,676
-$ 746,167.69 49 ### $ 274,561 $ 471,606
-$ 746,167.69 50 ### $ 265,459 $ 480,709
-$ 746,167.69 51 ### $ 256,181 $ 489,987
-$ 746,167.69 52 ### $ 246,724 $ 499,444
-$ 746,167.69 53 ### $ 237,084 $ 509,083
-$ 746,167.69 54 ### $ 227,258 $ 518,909
-$ 746,167.69 55 ### $ 217,243 $ 528,925
-$ 746,167.69 56 ### $ 207,034 $ 539,133
-$ 746,167.69 57 ### $ 196,629 $ 549,539
-$ 746,167.69 58 ### $ 186,022 $ 560,146
-$ 746,167.69 59 ### $ 175,211 $ 570,957
-$ 746,167.69 60 ### $ 164,191 $ 581,977
-$ 746,167.69 61 ### $ 152,958 $ 593,209
-$ 746,167.69 62 ### $ 141,509 $ 604,659
-$ 746,167.69 63 ### $ 129,839 $ 616,329
-$ 746,167.69 64 ### $ 117,943 $ 628,225
-$ 746,167.69 65 ### $ 105,818 $ 640,350
-$ 746,167.69 66 ### $ 93,458 $ 652,709
-$ 746,167.69 67 ### $ 80,861 $ 665,307
-$ 746,167.69 68 ### $ 68,020 $ 678,148
-$ 746,167.69 69 ### $ 54,931 $ 691,237
-$ 746,167.69 70 ### $ 41,589 $ 704,578
-$ 746,167.69 71 ### $ 27,990 $ 718,177
-$ 746,167.69 72 ### $ 14,129 $ 732,039
1.93%
 SALDO
$ 28,899,000
$ 28,710,607
$ 28,518,577
$ 28,322,841
$ 28,123,328
$ 27,919,963
$ 27,712,673
$ 27,501,383
$ 27,286,014
$ 27,066,489
$ 26,842,727
$ 26,614,646
$ 26,382,162
$ 26,145,192
$ 25,903,648
$ 25,657,442
$ 25,406,484
$ 25,150,682
$ 24,889,943
$ 24,624,171
$ 24,353,270
$ 24,077,141
$ 23,795,682
$ 23,508,790
$ 23,216,361
$ 22,918,288
$ 22,614,462
$ 22,304,772
$ 21,989,105
$ 21,667,345
$ 21,339,375
$ 21,005,074
$ 20,664,322
$ 20,316,992
$ 19,962,959
$ 19,602,093
$ 19,234,261
$ 18,859,331
$ 18,477,164
$ 18,087,620
$ 17,690,558
$ 17,285,833
$ 16,873,296
$ 16,452,797
$ 16,024,181
$ 15,587,293
$ 15,141,973
$ 14,688,058
$ 14,225,382
$ 13,753,776
$ 13,273,067
$ 12,783,080
$ 12,283,637
$ 11,774,553
$ 11,255,644
$ 10,726,719
$ 10,187,586
$ 9,638,047
$ 9,077,902
$ 8,506,945
$ 7,924,968
$ 7,331,759
$ 6,727,100
$ 6,110,771
$ 5,482,546
$ 4,842,196
$ 4,189,487
$ 3,524,180
$ 2,846,031
$ 2,154,794
$ 1,450,216
$ 732,039
$0
RTA: Banco A 56,838,756
Banco B 53,724,074
 TABLA DE AMORTIZACINO BANCO D
PRESTAMO $ 240,000,000
TASA 12% EA 0.95% EM
PERIODOS 12 AÑOS 144 MESES
SOBRE COSTOS
EST. DE CREDITO $ 90,000
POLIZA DEUDOR $ 5,800
POLIZA DE VIDA $ 14,500

PERIODO CUOTA INTERES ABONO CAPITAL SALDO SOBRE COSTOS

0 $ 240,000,000 $ 90,000
1 $ 3,063,680.88 $ 2,277,310 $ 786,371 $ 239,213,629 $ 20,300
2 $ 3,063,680.88 $ 2,269,849 $ 793,832 $ 238,419,797 $ 20,300
3 $ 3,063,680.88 $ 2,262,316 $ 801,365 $ 237,618,432 $ 20,300
4 $ 3,063,680.88 $ 2,254,712 $ 808,969 $ 236,809,464 $ 20,300
5 $ 3,063,680.88 $ 2,247,036 $ 816,645 $ 235,992,819 $ 20,300
6 $ 3,063,680.88 $ 2,239,287 $ 824,394 $ 235,168,425 $ 20,300
7 $ 3,063,680.88 $ 2,231,464 $ 832,216 $ 234,336,208 $ 20,300
8 $ 3,063,680.88 $ 2,223,568 $ 840,113 $ 233,496,095 $ 20,300
9 $ 3,063,680.88 $ 2,215,596 $ 848,085 $ 232,648,010 $ 20,300
10 $ 3,063,680.88 $ 2,207,549 $ 856,132 $ 231,791,878 $ 20,300
11 $ 3,063,680.88 $ 2,199,425 $ 864,256 $ 230,927,623 $ 20,300
12 $ 3,063,680.88 $ 2,191,224 $ 872,456 $ 230,055,166 $ 20,300
13 $ 3,063,680.88 $ 2,182,946 $ 880,735 $ 229,174,431 $ 20,300
14 $ 3,063,680.88 $ 2,174,589 $ 889,092 $ 228,285,339 $ 20,300
15 $ 3,063,680.88 $ 2,166,152 $ 897,529 $ 227,387,810 $ 20,300
16 $ 3,063,680.88 $ 2,157,636 $ 906,045 $ 226,481,765 $ 20,300
17 $ 3,063,680.88 $ 2,149,039 $ 914,642 $ 225,567,123 $ 20,300
18 $ 3,063,680.88 $ 2,140,360 $ 923,321 $ 224,643,802 $ 20,300
19 $ 3,063,680.88 $ 2,131,599 $ 932,082 $ 223,711,720 $ 20,300
20 $ 3,063,680.88 $ 2,122,754 $ 940,927 $ 222,770,793 $ 20,300
21 $ 3,063,680.88 $ 2,113,826 $ 949,855 $ 221,820,938 $ 20,300
22 $ 3,063,680.88 $ 2,104,813 $ 958,868 $ 220,862,070 $ 20,300
23 $ 3,063,680.88 $ 2,095,714 $ 967,966 $ 219,894,104 $ 20,300
24 $ 3,063,680.88 $ 2,086,530 $ 977,151 $ 218,916,952 $ 20,300
25 $ 3,063,680.88 $ 2,077,258 $ 986,423 $ 217,930,529 $ 20,300
26 $ 3,063,680.88 $ 2,067,898 $ 995,783 $ 216,934,746 $ 20,300
27 $ 3,063,680.88 $ 2,058,449 $ 1,005,232 $ 215,929,514 $ 20,300
28 $ 3,063,680.88 $ 2,048,910 $ 1,014,770 $ 214,914,743 $ 20,300
29 $ 3,063,680.88 $ 2,039,281 $ 1,024,399 $ 213,890,344 $ 20,300
30 $ 3,063,680.88 $ 2,029,561 $ 1,034,120 $ 212,856,224 $ 20,300
31 $ 3,063,680.88 $ 2,019,749 $ 1,043,932 $ 211,812,292 $ 20,300
32 $ 3,063,680.88 $ 2,009,843 $ 1,053,838 $ 210,758,454 $ 20,300
33 $ 3,063,680.88 $ 1,999,843 $ 1,063,838 $ 209,694,617 $ 20,300
34 $ 3,063,680.88 $ 1,989,749 $ 1,073,932 $ 208,620,685 $ 20,300
35 $ 3,063,680.88 $ 1,979,558 $ 1,084,122 $ 207,536,562 $ 20,300
36 $ 3,063,680.88 $ 1,969,271 $ 1,094,409 $ 206,442,153 $ 20,300
37 $ 3,063,680.88 $ 1,958,887 $ 1,104,794 $ 205,337,359 $ 20,300
38 $ 3,063,680.88 $ 1,948,404 $ 1,115,277 $ 204,222,082 $ 20,300
39 $ 3,063,680.88 $ 1,937,821 $ 1,125,860 $ 203,096,222 $ 20,300
40 $ 3,063,680.88 $ 1,927,138 $ 1,136,543 $ 201,959,679 $ 20,300
41 $ 3,063,680.88 $ 1,916,354 $ 1,147,327 $ 200,812,351 $ 20,300
42 $ 3,063,680.88 $ 1,905,467 $ 1,158,214 $ 199,654,137 $ 20,300
43 $ 3,063,680.88 $ 1,894,477 $ 1,169,204 $ 198,484,933 $ 20,300
44 $ 3,063,680.88 $ 1,883,382 $ 1,180,298 $ 197,304,635 $ 20,300
45 $ 3,063,680.88 $ 1,872,183 $ 1,191,498 $ 196,113,137 $ 20,300
46 $ 3,063,680.88 $ 1,860,877 $ 1,202,804 $ 194,910,333 $ 20,300
47 $ 3,063,680.88 $ 1,849,464 $ 1,214,217 $ 193,696,116 $ 20,300
48 $ 3,063,680.88 $ 1,837,942 $ 1,225,739 $ 192,470,377 $ 20,300
49 $ 3,063,680.88 $ 1,826,312 $ 1,237,369 $ 191,233,008 $ 20,300
50 $ 3,063,680.88 $ 1,814,570 $ 1,249,110 $ 189,983,897 $ 20,300
51 $ 3,063,680.88 $ 1,802,718 $ 1,260,963 $ 188,722,934 $ 20,300
52 $ 3,063,680.88 $ 1,790,753 $ 1,272,928 $ 187,450,006 $ 20,300
53 $ 3,063,680.88 $ 1,778,674 $ 1,285,007 $ 186,165,000 $ 20,300
54 $ 3,063,680.88 $ 1,766,481 $ 1,297,200 $ 184,867,800 $ 20,300
55 $ 3,063,680.88 $ 1,754,172 $ 1,309,509 $ 183,558,291 $ 20,300
56 $ 3,063,680.88 $ 1,741,747 $ 1,321,934 $ 182,236,357 $ 20,300
57 $ 3,063,680.88 $ 1,729,203 $ 1,334,478 $ 180,901,879 $ 20,300
58 $ 3,063,680.88 $ 1,716,540 $ 1,347,140 $ 179,554,739 $ 20,300
59 $ 3,063,680.88 $ 1,703,758 $ 1,359,923 $ 178,194,816 $ 20,300
60 $ 3,063,680.88 $ 1,690,854 $ 1,372,827 $ 176,821,989 $ 20,300
61 $ 3,063,680.88 $ 1,677,827 $ 1,385,854 $ 175,436,135 $ 20,300
62 $ 3,063,680.88 $ 1,664,677 $ 1,399,004 $ 174,037,131 $ 20,300
63 $ 3,063,680.88 $ 1,651,402 $ 1,412,279 $ 172,624,853 $ 20,300
64 $ 3,063,680.88 $ 1,638,001 $ 1,425,679 $ 171,199,173 $ 20,300
65 $ 3,063,680.88 $ 1,624,474 $ 1,439,207 $ 169,759,966 $ 20,300
66 $ 3,063,680.88 $ 1,610,817 $ 1,452,864 $ 168,307,102 $ 20,300
67 $ 3,063,680.88 $ 1,597,031 $ 1,466,650 $ 166,840,453 $ 20,300
68 $ 3,063,680.88 $ 1,583,115 $ 1,480,566 $ 165,359,886 $ 20,300
69 $ 3,063,680.88 $ 1,569,066 $ 1,494,615 $ 163,865,271 $ 20,300
70 $ 3,063,680.88 $ 1,554,884 $ 1,508,797 $ 162,356,474 $ 20,300
71 $ 3,063,680.88 $ 1,540,567 $ 1,523,114 $ 160,833,360 $ 20,300
72 $ 3,063,680.88 $ 1,526,114 $ 1,537,566 $ 159,295,794 $ 20,300
73 $ 3,063,680.88 $ 1,511,525 $ 1,552,156 $ 157,743,637 $ 20,300
74 $ 3,063,680.88 $ 1,496,797 $ 1,566,884 $ 156,176,753 $ 20,300
75 $ 3,063,680.88 $ 1,481,929 $ 1,581,752 $ 154,595,001 $ 20,300
 76 $ 3,063,680.88 $ 1,466,920 $ 1,596,761 $ 152,998,240 $ 20,300
77 $ 3,063,680.88 $ 1,451,769 $ 1,611,912 $ 151,386,328 $ 20,300
78 $ 3,063,680.88 $ 1,436,474 $ 1,627,207 $ 149,759,121 $ 20,300
79 $ 3,063,680.88 $ 1,421,033 $ 1,642,648 $ 148,116,473 $ 20,300
80 $ 3,063,680.88 $ 1,405,447 $ 1,658,234 $ 146,458,239 $ 20,300
81 $ 3,063,680.88 $ 1,389,712 $ 1,673,969 $ 144,784,270 $ 20,300
82 $ 3,063,680.88 $ 1,373,828 $ 1,689,853 $ 143,094,417 $ 20,300
83 $ 3,063,680.88 $ 1,357,793 $ 1,705,888 $ 141,388,529 $ 20,300
84 $ 3,063,680.88 $ 1,341,606 $ 1,722,074 $ 139,666,455 $ 20,300
85 $ 3,063,680.88 $ 1,325,266 $ 1,738,415 $ 137,928,040 $ 20,300
86 $ 3,063,680.88 $ 1,308,771 $ 1,754,910 $ 136,173,130 $ 20,300
87 $ 3,063,680.88 $ 1,292,119 $ 1,771,562 $ 134,401,568 $ 20,300
88 $ 3,063,680.88 $ 1,275,309 $ 1,788,372 $ 132,613,195 $ 20,300
89 $ 3,063,680.88 $ 1,258,339 $ 1,805,342 $ 130,807,854 $ 20,300
90 $ 3,063,680.88 $ 1,241,209 $ 1,822,472 $ 128,985,381 $ 20,300
91 $ 3,063,680.88 $ 1,223,916 $ 1,839,765 $ 127,145,616 $ 20,300
92 $ 3,063,680.88 $ 1,206,458 $ 1,857,222 $ 125,288,394 $ 20,300
93 $ 3,063,680.88 $ 1,188,836 $ 1,874,845 $ 123,413,548 $ 20,300
94 $ 3,063,680.88 $ 1,171,046 $ 1,892,635 $ 121,520,913 $ 20,300
95 $ 3,063,680.88 $ 1,153,087 $ 1,910,594 $ 119,610,319 $ 20,300
96 $ 3,063,680.88 $ 1,134,958 $ 1,928,723 $ 117,681,596 $ 20,300
97 $ 3,063,680.88 $ 1,116,656 $ 1,947,025 $ 115,734,571 $ 20,300
98 $ 3,063,680.88 $ 1,098,181 $ 1,965,499 $ 113,769,072 $ 20,300
99 $ 3,063,680.88 $ 1,079,531 $ 1,984,150 $ 111,784,922 $ 20,300
100 $ 3,063,680.88 $ 1,060,704 $ 2,002,977 $ 109,781,945 $ 20,300
101 $ 3,063,680.88 $ 1,041,698 $ 2,021,983 $ 107,759,962 $ 20,300
102 $ 3,063,680.88 $ 1,022,512 $ 2,041,169 $ 105,718,793 $ 20,300
103 $ 3,063,680.88 $ 1,003,144 $ 2,060,537 $ 103,658,256 $ 20,300
104 $ 3,063,680.88 $ 983,592 $ 2,080,089 $ 101,578,167 $ 20,300
105 $ 3,063,680.88 $ 963,854 $ 2,099,827 $ 99,478,340 $ 20,300
106 $ 3,063,680.88 $ 943,929 $ 2,119,752 $ 97,358,589 $ 20,300
107 $ 3,063,680.88 $ 923,815 $ 2,139,865 $ 95,218,723 $ 20,300
108 $ 3,063,680.88 $ 903,511 $ 2,160,170 $ 93,058,553 $ 20,300
109 $ 3,063,680.88 $ 883,013 $ 2,180,668 $ 90,877,886 $ 20,300
110 $ 3,063,680.88 $ 862,321 $ 2,201,359 $ 88,676,526 $ 20,300
111 $ 3,063,680.88 $ 841,433 $ 2,222,248 $ 86,454,279 $ 20,300
112 $ 3,063,680.88 $ 820,347 $ 2,243,334 $ 84,210,945 $ 20,300
113 $ 3,063,680.88 $ 799,060 $ 2,264,621 $ 81,946,324 $ 20,300
114 $ 3,063,680.88 $ 777,572 $ 2,286,109 $ 79,660,215 $ 20,300
115 $ 3,063,680.88 $ 755,879 $ 2,307,802 $ 77,352,413 $ 20,300
116 $ 3,063,680.88 $ 733,981 $ 2,329,700 $ 75,022,713 $ 20,300
117 $ 3,063,680.88 $ 711,875 $ 2,351,806 $ 72,670,907 $ 20,300
118 $ 3,063,680.88 $ 689,559 $ 2,374,122 $ 70,296,786 $ 20,300
119 $ 3,063,680.88 $ 667,032 $ 2,396,649 $ 67,900,136 $ 20,300
120 $ 3,063,680.88 $ 644,290 $ 2,419,391 $ 65,480,746 $ 20,300
121 $ 3,063,680.88 $ 621,333 $ 2,442,348 $ 63,038,398 $ 20,300
122 $ 3,063,680.88 $ 598,158 $ 2,465,523 $ 60,572,876 $ 20,300
123 $ 3,063,680.88 $ 574,763 $ 2,488,917 $ 58,083,958 $ 20,300
124 $ 3,063,680.88 $ 551,147 $ 2,512,534 $ 55,571,424 $ 20,300
125 $ 3,063,680.88 $ 527,306 $ 2,536,375 $ 53,035,049 $ 20,300
126 $ 3,063,680.88 $ 503,239 $ 2,560,442 $ 50,474,607 $ 20,300
127 $ 3,063,680.88 $ 478,943 $ 2,584,738 $ 47,889,869 $ 20,300
128 $ 3,063,680.88 $ 454,417 $ 2,609,264 $ 45,280,605 $ 20,300
129 $ 3,063,680.88 $ 429,658 $ 2,634,023 $ 42,646,582 $ 20,300
130 $ 3,063,680.88 $ 404,665 $ 2,659,016 $ 39,987,566 $ 20,300
131 $ 3,063,680.88 $ 379,434 $ 2,684,247 $ 37,303,319 $ 20,300
132 $ 3,063,680.88 $ 353,963 $ 2,709,717 $ 34,593,602 $ 20,300
133 $ 3,063,680.88 $ 328,252 $ 2,735,429 $ 31,858,172 $ 20,300
134 $ 3,063,680.88 $ 302,296 $ 2,761,385 $ 29,096,787 $ 20,300
135 $ 3,063,680.88 $ 276,093 $ 2,787,587 $ 26,309,200 $ 20,300
136 $ 3,063,680.88 $ 249,643 $ 2,814,038 $ 23,495,161 $ 20,300
137 $ 3,063,680.88 $ 222,941 $ 2,840,740 $ 20,654,421 $ 20,300
138 $ 3,063,680.88 $ 195,986 $ 2,867,695 $ 17,786,726 $ 20,300
139 $ 3,063,680.88 $ 168,775 $ 2,894,906 $ 14,891,819 $ 20,300
140 $ 3,063,680.88 $ 141,305 $ 2,922,375 $ 11,969,444 $ 20,300
141 $ 3,063,680.88 $ 113,576 $ 2,950,105 $ 9,019,339 $ 20,300
142 $ 3,063,680.88 $ 85,583 $ 2,978,098 $ 6,041,240 $ 20,300
143 $ 3,063,680.88 $ 57,324 $ 3,006,357 $ 3,034,883 $ 20,300
144 $ 3,063,680.88 $ 28,797 $ 3,034,883 $ 0 $ 20,300
TIR
RTIZACINO BANCO DE OCCIDENTE

FLUJO DE CAJA PERIODO CUOTA INTERES

$ 239,910,000 0
-$ 3,083,980.88 1 $ 3,083,980.88 $ 2,306,340
-$ 3,083,980.88 2 $ 3,083,980.88 $ 2,298,864
-$ 3,083,980.88 3 $ 3,083,980.88 $ 2,291,316
-$ 3,083,980.88 4 $ 3,083,980.88 $ 2,283,696
-$ 3,083,980.88 5 $ 3,083,980.88 $ 2,276,003
-$ 3,083,980.88 6 $ 3,083,980.88 $ 2,268,235
-$ 3,083,980.88 7 $ 3,083,980.88 $ 2,260,393
-$ 3,083,980.88 8 $ 3,083,980.88 $ 2,252,476
-$ 3,083,980.88 9 $ 3,083,980.88 $ 2,244,482
-$ 3,083,980.88 10 $ 3,083,980.88 $ 2,236,412
-$ 3,083,980.88 11 $ 3,083,980.88 $ 2,228,264
-$ 3,083,980.88 12 $ 3,083,980.88 $ 2,220,038
-$ 3,083,980.88 13 $ 3,083,980.88 $ 2,211,732
-$ 3,083,980.88 14 $ 3,083,980.88 $ 2,203,347
-$ 3,083,980.88 15 $ 3,083,980.88 $ 2,194,881
-$ 3,083,980.88 16 $ 3,083,980.88 $ 2,186,334
-$ 3,083,980.88 17 $ 3,083,980.88 $ 2,177,705
-$ 3,083,980.88 18 $ 3,083,980.88 $ 2,168,992
-$ 3,083,980.88 19 $ 3,083,980.88 $ 2,160,196
-$ 3,083,980.88 20 $ 3,083,980.88 $ 2,151,315
-$ 3,083,980.88 21 $ 3,083,980.88 $ 2,142,349
-$ 3,083,980.88 22 $ 3,083,980.88 $ 2,133,297
-$ 3,083,980.88 23 $ 3,083,980.88 $ 2,124,158
-$ 3,083,980.88 24 $ 3,083,980.88 $ 2,114,931
-$ 3,083,980.88 25 $ 3,083,980.88 $ 2,105,615
-$ 3,083,980.88 26 $ 3,083,980.88 $ 2,096,210
-$ 3,083,980.88 27 $ 3,083,980.88 $ 2,086,714
-$ 3,083,980.88 28 $ 3,083,980.88 $ 2,077,127
-$ 3,083,980.88 29 $ 3,083,980.88 $ 2,067,447
-$ 3,083,980.88 30 $ 3,083,980.88 $ 2,057,675
-$ 3,083,980.88 31 $ 3,083,980.88 $ 2,047,809
-$ 3,083,980.88 32 $ 3,083,980.88 $ 2,037,848
-$ 3,083,980.88 33 $ 3,083,980.88 $ 2,027,791
-$ 3,083,980.88 34 $ 3,083,980.88 $ 2,017,637
-$ 3,083,980.88 35 $ 3,083,980.88 $ 2,007,386
-$ 3,083,980.88 36 $ 3,083,980.88 $ 1,997,037
-$ 3,083,980.88 37 $ 3,083,980.88 $ 1,986,587
-$ 3,083,980.88 38 $ 3,083,980.88 $ 1,976,038
-$ 3,083,980.88 39 $ 3,083,980.88 $ 1,965,387
-$ 3,083,980.88 40 $ 3,083,980.88 $ 1,954,633
-$ 3,083,980.88 41 $ 3,083,980.88 $ 1,943,776
-$ 3,083,980.88 42 $ 3,083,980.88 $ 1,932,815
-$ 3,083,980.88 43 $ 3,083,980.88 $ 1,921,749
-$ 3,083,980.88 44 $ 3,083,980.88 $ 1,910,576
-$ 3,083,980.88 45 $ 3,083,980.88 $ 1,899,295
-$ 3,083,980.88 46 $ 3,083,980.88 $ 1,887,907
-$ 3,083,980.88 47 $ 3,083,980.88 $ 1,876,408
-$ 3,083,980.88 48 $ 3,083,980.88 $ 1,864,799
-$ 3,083,980.88 49 $ 3,083,980.88 $ 1,853,079
-$ 3,083,980.88 50 $ 3,083,980.88 $ 1,841,246
-$ 3,083,980.88 51 $ 3,083,980.88 $ 1,829,299
-$ 3,083,980.88 52 $ 3,083,980.88 $ 1,817,237
-$ 3,083,980.88 53 $ 3,083,980.88 $ 1,805,060
-$ 3,083,980.88 54 $ 3,083,980.88 $ 1,792,765
-$ 3,083,980.88 55 $ 3,083,980.88 $ 1,780,352
-$ 3,083,980.88 56 $ 3,083,980.88 $ 1,767,820
-$ 3,083,980.88 57 $ 3,083,980.88 $ 1,755,167
-$ 3,083,980.88 58 $ 3,083,980.88 $ 1,742,393
-$ 3,083,980.88 59 $ 3,083,980.88 $ 1,729,496
-$ 3,083,980.88 60 $ 3,083,980.88 $ 1,716,475
-$ 3,083,980.88 61 $ 3,083,980.88 $ 1,703,328
-$ 3,083,980.88 62 $ 3,083,980.88 $ 1,690,055
-$ 3,083,980.88 63 $ 3,083,980.88 $ 1,676,655
-$ 3,083,980.88 64 $ 3,083,980.88 $ 1,663,126
-$ 3,083,980.88 65 $ 3,083,980.88 $ 1,649,467
-$ 3,083,980.88 66 $ 3,083,980.88 $ 1,635,676
-$ 3,083,980.88 67 $ 3,083,980.88 $ 1,621,753
-$ 3,083,980.88 68 $ 3,083,980.88 $ 1,607,696
-$ 3,083,980.88 69 $ 3,083,980.88 $ 1,593,504
-$ 3,083,980.88 70 $ 3,083,980.88 $ 1,579,176
-$ 3,083,980.88 71 $ 3,083,980.88 $ 1,564,710
-$ 3,083,980.88 72 $ 3,083,980.88 $ 1,550,104
-$ 3,083,980.88 73 $ 3,083,980.88 $ 1,535,359
-$ 3,083,980.88 74 $ 3,083,980.88 $ 1,520,471
-$ 3,083,980.88 75 $ 3,083,980.88 $ 1,505,441
-$ 3,083,980.88 76 $ 3,083,980.88 $ 1,490,266
-$ 3,083,980.88 77 $ 3,083,980.88 $ 1,474,945
-$ 3,083,980.88 78 $ 3,083,980.88 $ 1,459,476
-$ 3,083,980.88 79 $ 3,083,980.88 $ 1,443,859
-$ 3,083,980.88 80 $ 3,083,980.88 $ 1,428,092
-$ 3,083,980.88 81 $ 3,083,980.88 $ 1,412,174
-$ 3,083,980.88 82 $ 3,083,980.88 $ 1,396,102
-$ 3,083,980.88 83 $ 3,083,980.88 $ 1,379,876
-$ 3,083,980.88 84 $ 3,083,980.88 $ 1,363,494
-$ 3,083,980.88 85 $ 3,083,980.88 $ 1,346,954
-$ 3,083,980.88 86 $ 3,083,980.88 $ 1,330,255
-$ 3,083,980.88 87 $ 3,083,980.88 $ 1,313,396
-$ 3,083,980.88 88 $ 3,083,980.88 $ 1,296,375
-$ 3,083,980.88 89 $ 3,083,980.88 $ 1,279,190
-$ 3,083,980.88 90 $ 3,083,980.88 $ 1,261,840
-$ 3,083,980.88 91 $ 3,083,980.88 $ 1,244,323
-$ 3,083,980.88 92 $ 3,083,980.88 $ 1,226,638
-$ 3,083,980.88 93 $ 3,083,980.88 $ 1,208,783
-$ 3,083,980.88 94 $ 3,083,980.88 $ 1,190,756
-$ 3,083,980.88 95 $ 3,083,980.88 $ 1,172,555
-$ 3,083,980.88 96 $ 3,083,980.88 $ 1,154,180
-$ 3,083,980.88 97 $ 3,083,980.88 $ 1,135,628
-$ 3,083,980.88 98 $ 3,083,980.88 $ 1,116,898
-$ 3,083,980.88 99 $ 3,083,980.88 $ 1,097,988
-$ 3,083,980.88 100 $ 3,083,980.88 $ 1,078,896
-$ 3,083,980.88 101 $ 3,083,980.88 $ 1,059,620
-$ 3,083,980.88 102 $ 3,083,980.88 $ 1,040,159
-$ 3,083,980.88 103 $ 3,083,980.88 $ 1,020,511
-$ 3,083,980.88 104 $ 3,083,980.88 $ 1,000,674
-$ 3,083,980.88 105 $ 3,083,980.88 $ 980,647
-$ 3,083,980.88 106 $ 3,083,980.88 $ 960,427
-$ 3,083,980.88 107 $ 3,083,980.88 $ 940,012
-$ 3,083,980.88 108 $ 3,083,980.88 $ 919,402
-$ 3,083,980.88 109 $ 3,083,980.88 $ 898,593
-$ 3,083,980.88 110 $ 3,083,980.88 $ 877,584
-$ 3,083,980.88 111 $ 3,083,980.88 $ 856,373
-$ 3,083,980.88 112 $ 3,083,980.88 $ 834,958
-$ 3,083,980.88 113 $ 3,083,980.88 $ 813,338
-$ 3,083,980.88 114 $ 3,083,980.88 $ 791,509
-$ 3,083,980.88 115 $ 3,083,980.88 $ 769,471
-$ 3,083,980.88 116 $ 3,083,980.88 $ 747,220
-$ 3,083,980.88 117 $ 3,083,980.88 $ 724,756
-$ 3,083,980.88 118 $ 3,083,980.88 $ 702,076
-$ 3,083,980.88 119 $ 3,083,980.88 $ 679,178
-$ 3,083,980.88 120 $ 3,083,980.88 $ 656,060
-$ 3,083,980.88 121 $ 3,083,980.88 $ 632,720
-$ 3,083,980.88 122 $ 3,083,980.88 $ 609,155
-$ 3,083,980.88 123 $ 3,083,980.88 $ 585,363
-$ 3,083,980.88 124 $ 3,083,980.88 $ 561,343
-$ 3,083,980.88 125 $ 3,083,980.88 $ 537,092
-$ 3,083,980.88 126 $ 3,083,980.88 $ 512,608
-$ 3,083,980.88 127 $ 3,083,980.88 $ 487,889
-$ 3,083,980.88 128 $ 3,083,980.88 $ 462,931
-$ 3,083,980.88 129 $ 3,083,980.88 $ 437,734
-$ 3,083,980.88 130 $ 3,083,980.88 $ 412,295
-$ 3,083,980.88 131 $ 3,083,980.88 $ 386,611
-$ 3,083,980.88 132 $ 3,083,980.88 $ 360,680
-$ 3,083,980.88 133 $ 3,083,980.88 $ 334,500
-$ 3,083,980.88 134 $ 3,083,980.88 $ 308,069
-$ 3,083,980.88 135 $ 3,083,980.88 $ 281,383
-$ 3,083,980.88 136 $ 3,083,980.88 $ 254,440
-$ 3,083,980.88 137 $ 3,083,980.88 $ 227,239
-$ 3,083,980.88 138 $ 3,083,980.88 $ 199,776
-$ 3,083,980.88 139 $ 3,083,980.88 $ 172,049
-$ 3,083,980.88 140 $ 3,083,980.88 $ 144,056
-$ 3,083,980.88 141 $ 3,083,980.88 $ 115,793
-$ 3,083,980.88 142 $ 3,083,980.88 $ 87,259
-$ 3,083,980.88 143 $ 3,083,980.88 $ 58,451
-$ 3,083,980.88 144 $ 3,083,980.88 $ 29,365
0.96%
ABONO CAPITAL SALDO
$ 239,910,000
$ 777,641 $ 239,132,359
$ 785,117 $ 238,347,242
$ 792,665 $ 237,554,577
$ 800,285 $ 236,754,292
$ 807,978 $ 235,946,314
$ 815,746 $ 235,130,569
$ 823,588 $ 234,306,981
$ 831,505 $ 233,475,476
$ 839,499 $ 232,635,978
$ 847,569 $ 231,788,409
$ 855,717 $ 230,932,692
$ 863,943 $ 230,068,748
$ 872,249 $ 229,196,500
$ 880,634 $ 228,315,866
$ 889,100 $ 227,426,766
$ 897,647 $ 226,529,119
$ 906,276 $ 225,622,843
$ 914,989 $ 224,707,854
$ 923,785 $ 223,784,069
$ 932,666 $ 222,851,404
$ 941,632 $ 221,909,772
$ 950,684 $ 220,959,088
$ 959,823 $ 219,999,265
$ 969,050 $ 219,030,215
$ 978,366 $ 218,051,849
$ 987,771 $ 217,064,078
$ 997,267 $ 216,066,810
$ 1,006,854 $ 215,059,956
$ 1,016,533 $ 214,043,423
$ 1,026,306 $ 213,017,117
$ 1,036,172 $ 211,980,945
$ 1,046,133 $ 210,934,812
$ 1,056,190 $ 209,878,622
$ 1,066,343 $ 208,812,278
$ 1,076,595 $ 207,735,684
$ 1,086,944 $ 206,648,739
$ 1,097,393 $ 205,551,346
$ 1,107,943 $ 204,443,403
$ 1,118,594 $ 203,324,809
$ 1,129,348 $ 202,195,461
$ 1,140,204 $ 201,055,257
$ 1,151,166 $ 199,904,091
$ 1,162,232 $ 198,741,859
$ 1,173,405 $ 197,568,454
$ 1,184,685 $ 196,383,768
$ 1,196,074 $ 195,187,694
$ 1,207,573 $ 193,980,121
$ 1,219,181 $ 192,760,940
$ 1,230,902 $ 191,530,038
$ 1,242,735 $ 190,287,303
$ 1,254,682 $ 189,032,621
$ 1,266,743 $ 187,765,878
$ 1,278,921 $ 186,486,957
$ 1,291,216 $ 185,195,741
$ 1,303,629 $ 183,892,112
$ 1,316,161 $ 182,575,951
$ 1,328,814 $ 181,247,138
$ 1,341,588 $ 179,905,549
$ 1,354,485 $ 178,551,064
$ 1,367,506 $ 177,183,558
$ 1,380,653 $ 175,802,905
$ 1,393,925 $ 174,408,980
$ 1,407,326 $ 173,001,654
$ 1,420,855 $ 171,580,799
$ 1,434,514 $ 170,146,285
$ 1,448,304 $ 168,697,981
$ 1,462,228 $ 167,235,753
$ 1,476,284 $ 165,759,469
$ 1,490,477 $ 164,268,992
$ 1,504,805 $ 162,764,187
$ 1,519,271 $ 161,244,916
$ 1,533,876 $ 159,711,040
$ 1,548,622 $ 158,162,417
$ 1,563,510 $ 156,598,908
$ 1,578,540 $ 155,020,368
$ 1,593,715 $ 153,426,652
$ 1,609,036 $ 151,817,616
$ 1,624,504 $ 150,193,112
$ 1,640,121 $ 148,552,990
$ 1,655,888 $ 146,897,102
$ 1,671,807 $ 145,225,295
$ 1,687,879 $ 143,537,416
$ 1,704,105 $ 141,833,311
$ 1,720,487 $ 140,112,824
$ 1,737,027 $ 138,375,797
$ 1,753,725 $ 136,622,071
$ 1,770,585 $ 134,851,487
$ 1,787,606 $ 133,063,881
$ 1,804,791 $ 131,259,090
$ 1,822,141 $ 129,436,949
$ 1,839,658 $ 127,597,292
$ 1,857,343 $ 125,739,949
$ 1,875,198 $ 123,864,750
$ 1,893,225 $ 121,971,525
$ 1,911,425 $ 120,060,100
$ 1,929,801 $ 118,130,299
$ 1,948,353 $ 116,181,946
$ 1,967,083 $ 114,214,864
$ 1,985,993 $ 112,228,871
$ 2,005,085 $ 110,223,786
$ 2,024,361 $ 108,199,425
$ 2,043,822 $ 106,155,603
$ 2,063,470 $ 104,092,134
$ 2,083,306 $ 102,008,827
$ 2,103,334 $ 99,905,493
$ 2,123,554 $ 97,781,939
$ 2,143,969 $ 95,637,971
$ 2,164,579 $ 93,473,392
$ 2,185,388 $ 91,288,004
$ 2,206,397 $ 89,081,606
$ 2,227,608 $ 86,853,999
$ 2,249,023 $ 84,604,976
$ 2,270,643 $ 82,334,333
$ 2,292,472 $ 80,041,861
$ 2,314,510 $ 77,727,351
$ 2,336,760 $ 75,390,590
$ 2,359,224 $ 73,031,366
$ 2,381,905 $ 70,649,461
$ 2,404,803 $ 68,244,659
$ 2,427,921 $ 65,816,738
$ 2,451,261 $ 63,365,476
$ 2,474,826 $ 60,890,650
$ 2,498,618 $ 58,392,033
$ 2,522,638 $ 55,869,395
$ 2,546,889 $ 53,322,506
$ 2,571,373 $ 50,751,134
$ 2,596,092 $ 48,155,041
$ 2,621,049 $ 45,533,992
$ 2,646,247 $ 42,887,745
$ 2,671,686 $ 40,216,060
$ 2,697,370 $ 37,518,690
$ 2,723,300 $ 34,795,389
$ 2,749,480 $ 32,045,909
$ 2,775,912 $ 29,269,997
$ 2,802,598 $ 26,467,399
$ 2,829,540 $ 23,637,858
$ 2,856,742 $ 20,781,116
$ 2,884,205 $ 17,896,912
$ 2,911,932 $ 14,984,980
$ 2,939,925 $ 12,045,055
$ 2,968,188 $ 9,076,868
$ 2,996,722 $ 6,080,146
$ 3,025,530 $ 3,054,616
$ 3,054,616 $0
 TABLA DE AMORTIZACION BANCO DE
PRESTAMO $ 240,000,000
TASA 14% EA 1.10% EM
PERIODOS 12 AÑOS 144 MESES
SOBRE COSTOS
EST. DE CREDITO 0.1% $ 240,000
POLIZA DEUDOR $ 4,800
INT. ANTICIPADO 1.10% $ 2,640,000

PERIODO CUOTA INTERES ABONO CAPITAL SALDO SOBRE COSTOS

0 $ 240,000,000 $ 2,880,000
1 $ 3,325,073.80 $ 2,634,924 $ 690,149 $ 239,309,851 $ 4,800
2 $ 3,325,073.80 $ 2,627,347 $ 697,726 $ 238,612,124 $ 4,800
3 $ 3,325,073.80 $ 2,619,687 $ 705,387 $ 237,906,738 $ 4,800
4 $ 3,325,073.80 $ 2,611,943 $ 713,131 $ 237,193,607 $ 4,800
5 $ 3,325,073.80 $ 2,604,113 $ 720,960 $ 236,472,646 $ 4,800
6 $ 3,325,073.80 $ 2,596,198 $ 728,876 $ 235,743,771 $ 4,800
7 $ 3,325,073.80 $ 2,588,196 $ 736,878 $ 235,006,893 $ 4,800
8 $ 3,325,073.80 $ 2,580,106 $ 744,968 $ 234,261,925 $ 4,800
9 $ 3,325,073.80 $ 2,571,927 $ 753,147 $ 233,508,778 $ 4,800
10 $ 3,325,073.80 $ 2,563,658 $ 761,415 $ 232,747,363 $ 4,800
11 $ 3,325,073.80 $ 2,555,299 $ 769,775 $ 231,977,588 $ 4,800
12 $ 3,325,073.80 $ 2,546,848 $ 778,226 $ 231,199,362 $ 4,800
13 $ 3,325,073.80 $ 2,538,304 $ 786,770 $ 230,412,591 $ 4,800
14 $ 3,325,073.80 $ 2,529,666 $ 795,408 $ 229,617,183 $ 4,800
15 $ 3,325,073.80 $ 2,520,933 $ 804,141 $ 228,813,042 $ 4,800
16 $ 3,325,073.80 $ 2,512,105 $ 812,969 $ 228,000,073 $ 4,800
17 $ 3,325,073.80 $ 2,503,179 $ 821,895 $ 227,178,178 $ 4,800
18 $ 3,325,073.80 $ 2,494,156 $ 830,918 $ 226,347,260 $ 4,800
19 $ 3,325,073.80 $ 2,485,033 $ 840,041 $ 225,507,219 $ 4,800
20 $ 3,325,073.80 $ 2,475,810 $ 849,263 $ 224,657,956 $ 4,800
21 $ 3,325,073.80 $ 2,466,486 $ 858,587 $ 223,799,369 $ 4,800
22 $ 3,325,073.80 $ 2,457,060 $ 868,014 $ 222,931,355 $ 4,800
23 $ 3,325,073.80 $ 2,447,530 $ 877,543 $ 222,053,812 $ 4,800
24 $ 3,325,073.80 $ 2,437,896 $ 887,178 $ 221,166,634 $ 4,800
25 $ 3,325,073.80 $ 2,428,156 $ 896,918 $ 220,269,716 $ 4,800
26 $ 3,325,073.80 $ 2,418,309 $ 906,765 $ 219,362,950 $ 4,800
27 $ 3,325,073.80 $ 2,408,353 $ 916,720 $ 218,446,230 $ 4,800
28 $ 3,325,073.80 $ 2,398,289 $ 926,785 $ 217,519,445 $ 4,800
29 $ 3,325,073.80 $ 2,388,114 $ 936,960 $ 216,582,485 $ 4,800
30 $ 3,325,073.80 $ 2,377,827 $ 947,247 $ 215,635,238 $ 4,800
31 $ 3,325,073.80 $ 2,367,427 $ 957,646 $ 214,677,592 $ 4,800
32 $ 3,325,073.80 $ 2,356,913 $ 968,160 $ 213,709,431 $ 4,800
33 $ 3,325,073.80 $ 2,346,284 $ 978,790 $ 212,730,642 $ 4,800
34 $ 3,325,073.80 $ 2,335,538 $ 989,536 $ 211,741,106 $ 4,800
35 $ 3,325,073.80 $ 2,324,674 $ 1,000,400 $ 210,740,707 $ 4,800
36 $ 3,325,073.80 $ 2,313,691 $ 1,011,383 $ 209,729,324 $ 4,800
37 $ 3,325,073.80 $ 2,302,587 $ 1,022,487 $ 208,706,837 $ 4,800
38 $ 3,325,073.80 $ 2,291,361 $ 1,033,712 $ 207,673,125 $ 4,800
39 $ 3,325,073.80 $ 2,280,012 $ 1,045,061 $ 206,628,064 $ 4,800
40 $ 3,325,073.80 $ 2,268,539 $ 1,056,535 $ 205,571,529 $ 4,800
41 $ 3,325,073.80 $ 2,256,939 $ 1,068,134 $ 204,503,394 $ 4,800
42 $ 3,325,073.80 $ 2,245,212 $ 1,079,861 $ 203,423,533 $ 4,800
43 $ 3,325,073.80 $ 2,233,357 $ 1,091,717 $ 202,331,816 $ 4,800
44 $ 3,325,073.80 $ 2,221,371 $ 1,103,703 $ 201,228,113 $ 4,800
45 $ 3,325,073.80 $ 2,209,254 $ 1,115,820 $ 200,112,293 $ 4,800
46 $ 3,325,073.80 $ 2,197,003 $ 1,128,071 $ 198,984,223 $ 4,800
47 $ 3,325,073.80 $ 2,184,618 $ 1,140,455 $ 197,843,767 $ 4,800
48 $ 3,325,073.80 $ 2,172,097 $ 1,152,976 $ 196,690,791 $ 4,800
49 $ 3,325,073.80 $ 2,159,439 $ 1,165,635 $ 195,525,156 $ 4,800
50 $ 3,325,073.80 $ 2,146,642 $ 1,178,432 $ 194,346,724 $ 4,800
51 $ 3,325,073.80 $ 2,133,704 $ 1,191,370 $ 193,155,354 $ 4,800
52 $ 3,325,073.80 $ 2,120,624 $ 1,204,450 $ 191,950,904 $ 4,800
53 $ 3,325,073.80 $ 2,107,401 $ 1,217,673 $ 190,733,231 $ 4,800
54 $ 3,325,073.80 $ 2,094,032 $ 1,231,042 $ 189,502,189 $ 4,800
55 $ 3,325,073.80 $ 2,080,516 $ 1,244,557 $ 188,257,632 $ 4,800
56 $ 3,325,073.80 $ 2,066,853 $ 1,258,221 $ 186,999,411 $ 4,800
57 $ 3,325,073.80 $ 2,053,039 $ 1,272,035 $ 185,727,376 $ 4,800
58 $ 3,325,073.80 $ 2,039,073 $ 1,286,000 $ 184,441,375 $ 4,800
59 $ 3,325,073.80 $ 2,024,955 $ 1,300,119 $ 183,141,256 $ 4,800
60 $ 3,325,073.80 $ 2,010,681 $ 1,314,393 $ 181,826,863 $ 4,800
61 $ 3,325,073.80 $ 1,996,250 $ 1,328,824 $ 180,498,040 $ 4,800
62 $ 3,325,073.80 $ 1,981,661 $ 1,343,413 $ 179,154,627 $ 4,800
63 $ 3,325,073.80 $ 1,966,912 $ 1,358,162 $ 177,796,465 $ 4,800
64 $ 3,325,073.80 $ 1,952,001 $ 1,373,073 $ 176,423,393 $ 4,800
65 $ 3,325,073.80 $ 1,936,926 $ 1,388,147 $ 175,035,245 $ 4,800
66 $ 3,325,073.80 $ 1,921,686 $ 1,403,388 $ 173,631,857 $ 4,800
67 $ 3,325,073.80 $ 1,906,278 $ 1,418,795 $ 172,213,062 $ 4,800
68 $ 3,325,073.80 $ 1,890,702 $ 1,434,372 $ 170,778,690 $ 4,800
69 $ 3,325,073.80 $ 1,874,954 $ 1,450,120 $ 169,328,570 $ 4,800
70 $ 3,325,073.80 $ 1,859,033 $ 1,466,041 $ 167,862,530 $ 4,800
71 $ 3,325,073.80 $ 1,842,938 $ 1,482,136 $ 166,380,394 $ 4,800
72 $ 3,325,073.80 $ 1,826,666 $ 1,498,408 $ 164,881,985 $ 4,800
73 $ 3,325,073.80 $ 1,810,215 $ 1,514,859 $ 163,367,127 $ 4,800
74 $ 3,325,073.80 $ 1,793,583 $ 1,531,490 $ 161,835,636 $ 4,800
75 $ 3,325,073.80 $ 1,776,769 $ 1,548,304 $ 160,287,332 $ 4,800
76 $ 3,325,073.80 $ 1,759,771 $ 1,565,303 $ 158,722,029 $ 4,800
77 $ 3,325,073.80 $ 1,742,586 $ 1,582,488 $ 157,139,541 $ 4,800
78 $ 3,325,073.80 $ 1,725,212 $ 1,599,862 $ 155,539,679 $ 4,800
79 $ 3,325,073.80 $ 1,707,647 $ 1,617,427 $ 153,922,252 $ 4,800
80 $ 3,325,073.80 $ 1,689,890 $ 1,635,184 $ 152,287,068 $ 4,800
81 $ 3,325,073.80 $ 1,671,937 $ 1,653,137 $ 150,633,931 $ 4,800
82 $ 3,325,073.80 $ 1,653,788 $ 1,671,286 $ 148,962,645 $ 4,800
83 $ 3,325,073.80 $ 1,635,439 $ 1,689,635 $ 147,273,010 $ 4,800
 84 $ 3,325,073.80 $ 1,616,889 $ 1,708,185 $ 145,564,825 $ 4,800
85 $ 3,325,073.80 $ 1,598,135 $ 1,726,939 $ 143,837,886 $ 4,800
86 $ 3,325,073.80 $ 1,579,175 $ 1,745,899 $ 142,091,987 $ 4,800
87 $ 3,325,073.80 $ 1,560,007 $ 1,765,067 $ 140,326,920 $ 4,800
88 $ 3,325,073.80 $ 1,540,628 $ 1,784,445 $ 138,542,475 $ 4,800
89 $ 3,325,073.80 $ 1,521,037 $ 1,804,036 $ 136,738,438 $ 4,800
90 $ 3,325,073.80 $ 1,501,231 $ 1,823,843 $ 134,914,595 $ 4,800
91 $ 3,325,073.80 $ 1,481,207 $ 1,843,866 $ 133,070,729 $ 4,800
92 $ 3,325,073.80 $ 1,460,964 $ 1,864,110 $ 131,206,619 $ 4,800
93 $ 3,325,073.80 $ 1,440,498 $ 1,884,576 $ 129,322,043 $ 4,800
94 $ 3,325,073.80 $ 1,419,808 $ 1,905,266 $ 127,416,777 $ 4,800
95 $ 3,325,073.80 $ 1,398,890 $ 1,926,184 $ 125,490,593 $ 4,800
96 $ 3,325,073.80 $ 1,377,743 $ 1,947,331 $ 123,543,262 $ 4,800
97 $ 3,325,073.80 $ 1,356,363 $ 1,968,711 $ 121,574,551 $ 4,800
98 $ 3,325,073.80 $ 1,334,749 $ 1,990,325 $ 119,584,227 $ 4,800
99 $ 3,325,073.80 $ 1,312,898 $ 2,012,176 $ 117,572,050 $ 4,800
100 $ 3,325,073.80 $ 1,290,806 $ 2,034,268 $ 115,537,783 $ 4,800
101 $ 3,325,073.80 $ 1,268,472 $ 2,056,602 $ 113,481,181 $ 4,800
102 $ 3,325,073.80 $ 1,245,893 $ 2,079,181 $ 111,402,000 $ 4,800
103 $ 3,325,073.80 $ 1,223,066 $ 2,102,008 $ 109,299,993 $ 4,800
104 $ 3,325,073.80 $ 1,199,988 $ 2,125,085 $ 107,174,907 $ 4,800
105 $ 3,325,073.80 $ 1,176,657 $ 2,148,416 $ 105,026,491 $ 4,800
106 $ 3,325,073.80 $ 1,153,070 $ 2,172,004 $ 102,854,487 $ 4,800
107 $ 3,325,073.80 $ 1,129,224 $ 2,195,850 $ 100,658,638 $ 4,800
108 $ 3,325,073.80 $ 1,105,116 $ 2,219,958 $ 98,438,680 $ 4,800
109 $ 3,325,073.80 $ 1,080,744 $ 2,244,330 $ 96,194,350 $ 4,800
110 $ 3,325,073.80 $ 1,056,104 $ 2,268,970 $ 93,925,380 $ 4,800
111 $ 3,325,073.80 $ 1,031,193 $ 2,293,881 $ 91,631,499 $ 4,800
112 $ 3,325,073.80 $ 1,006,009 $ 2,319,065 $ 89,312,434 $ 4,800
113 $ 3,325,073.80 $ 980,548 $ 2,344,526 $ 86,967,908 $ 4,800
114 $ 3,325,073.80 $ 954,808 $ 2,370,266 $ 84,597,642 $ 4,800
115 $ 3,325,073.80 $ 928,785 $ 2,396,289 $ 82,201,353 $ 4,800
116 $ 3,325,073.80 $ 902,476 $ 2,422,597 $ 79,778,756 $ 4,800
117 $ 3,325,073.80 $ 875,879 $ 2,449,195 $ 77,329,561 $ 4,800
118 $ 3,325,073.80 $ 848,990 $ 2,476,084 $ 74,853,477 $ 4,800
119 $ 3,325,073.80 $ 821,805 $ 2,503,269 $ 72,350,209 $ 4,800
120 $ 3,325,073.80 $ 794,322 $ 2,530,752 $ 69,819,457 $ 4,800
121 $ 3,325,073.80 $ 766,537 $ 2,558,536 $ 67,260,921 $ 4,800
122 $ 3,325,073.80 $ 738,448 $ 2,586,626 $ 64,674,295 $ 4,800
123 $ 3,325,073.80 $ 710,050 $ 2,615,024 $ 62,059,270 $ 4,800
124 $ 3,325,073.80 $ 681,340 $ 2,643,734 $ 59,415,536 $ 4,800
125 $ 3,325,073.80 $ 652,314 $ 2,672,759 $ 56,742,777 $ 4,800
126 $ 3,325,073.80 $ 622,971 $ 2,702,103 $ 54,040,673 $ 4,800
127 $ 3,325,073.80 $ 593,305 $ 2,731,769 $ 51,308,904 $ 4,800
128 $ 3,325,073.80 $ 563,313 $ 2,761,761 $ 48,547,143 $ 4,800
129 $ 3,325,073.80 $ 532,992 $ 2,792,082 $ 45,755,061 $ 4,800
130 $ 3,325,073.80 $ 502,338 $ 2,822,736 $ 42,932,325 $ 4,800
131 $ 3,325,073.80 $ 471,348 $ 2,853,726 $ 40,078,599 $ 4,800
132 $ 3,325,073.80 $ 440,017 $ 2,885,057 $ 37,193,543 $ 4,800
133 $ 3,325,073.80 $ 408,342 $ 2,916,731 $ 34,276,811 $ 4,800
134 $ 3,325,073.80 $ 376,320 $ 2,948,754 $ 31,328,057 $ 4,800
135 $ 3,325,073.80 $ 343,946 $ 2,981,128 $ 28,346,930 $ 4,800
136 $ 3,325,073.80 $ 311,217 $ 3,013,857 $ 25,333,073 $ 4,800
137 $ 3,325,073.80 $ 278,128 $ 3,046,946 $ 22,286,127 $ 4,800
138 $ 3,325,073.80 $ 244,676 $ 3,080,398 $ 19,205,729 $ 4,800
139 $ 3,325,073.80 $ 210,857 $ 3,114,217 $ 16,091,512 $ 4,800
140 $ 3,325,073.80 $ 176,666 $ 3,148,407 $ 12,943,105 $ 4,800
141 $ 3,325,073.80 $ 142,100 $ 3,182,973 $ 9,760,131 $ 4,800
142 $ 3,325,073.80 $ 107,155 $ 3,217,919 $ 6,542,213 $ 4,800
143 $ 3,325,073.80 $ 71,826 $ 3,253,248 $ 3,288,965 $ 4,800
144 $ 3,325,073.80 $ 36,109 $ 3,288,965 $ - $ 4,800
TIR
CION BANCO DE BOGOTA

FLUJO DE CAJA PERIODO CUOTA INTERES ABONO CAPITAL

$ 237,120,000 0
-$ 3,329,873.80 1 $ 3,329,873.80 $ 2,663,116 $ 666,758
-$ 3,329,873.80 2 $ 3,329,873.80 $ 2,655,627 $ 674,247
-$ 3,329,873.80 3 $ 3,329,873.80 $ 2,648,055 $ 681,819
-$ 3,329,873.80 4 $ 3,329,873.80 $ 2,640,397 $ 689,477
-$ 3,329,873.80 5 $ 3,329,873.80 $ 2,632,654 $ 697,220
-$ 3,329,873.80 6 $ 3,329,873.80 $ 2,624,823 $ 705,051
-$ 3,329,873.80 7 $ 3,329,873.80 $ 2,616,904 $ 712,969
-$ 3,329,873.80 8 $ 3,329,873.80 $ 2,608,897 $ 720,977
-$ 3,329,873.80 9 $ 3,329,873.80 $ 2,600,800 $ 729,074
-$ 3,329,873.80 10 $ 3,329,873.80 $ 2,592,611 $ 737,262
-$ 3,329,873.80 11 $ 3,329,873.80 $ 2,584,331 $ 745,543
-$ 3,329,873.80 12 $ 3,329,873.80 $ 2,575,958 $ 753,916
-$ 3,329,873.80 13 $ 3,329,873.80 $ 2,567,491 $ 762,383
-$ 3,329,873.80 14 $ 3,329,873.80 $ 2,558,928 $ 770,946
-$ 3,329,873.80 15 $ 3,329,873.80 $ 2,550,270 $ 779,604
-$ 3,329,873.80 16 $ 3,329,873.80 $ 2,541,514 $ 788,360
-$ 3,329,873.80 17 $ 3,329,873.80 $ 2,532,660 $ 797,214
-$ 3,329,873.80 18 $ 3,329,873.80 $ 2,523,706 $ 806,168
-$ 3,329,873.80 19 $ 3,329,873.80 $ 2,514,652 $ 815,222
-$ 3,329,873.80 20 $ 3,329,873.80 $ 2,505,496 $ 824,378
-$ 3,329,873.80 21 $ 3,329,873.80 $ 2,496,238 $ 833,636
-$ 3,329,873.80 22 $ 3,329,873.80 $ 2,486,875 $ 842,999
-$ 3,329,873.80 23 $ 3,329,873.80 $ 2,477,407 $ 852,467
-$ 3,329,873.80 24 $ 3,329,873.80 $ 2,467,833 $ 862,041
-$ 3,329,873.80 25 $ 3,329,873.80 $ 2,458,151 $ 871,723
-$ 3,329,873.80 26 $ 3,329,873.80 $ 2,448,361 $ 881,513
-$ 3,329,873.80 27 $ 3,329,873.80 $ 2,438,461 $ 891,413
-$ 3,329,873.80 28 $ 3,329,873.80 $ 2,428,449 $ 901,425
-$ 3,329,873.80 29 $ 3,329,873.80 $ 2,418,325 $ 911,549
-$ 3,329,873.80 30 $ 3,329,873.80 $ 2,408,087 $ 921,786
-$ 3,329,873.80 31 $ 3,329,873.80 $ 2,397,735 $ 932,139
-$ 3,329,873.80 32 $ 3,329,873.80 $ 2,387,266 $ 942,608
-$ 3,329,873.80 33 $ 3,329,873.80 $ 2,376,679 $ 953,195
-$ 3,329,873.80 34 $ 3,329,873.80 $ 2,365,974 $ 963,900
-$ 3,329,873.80 35 $ 3,329,873.80 $ 2,355,148 $ 974,726
-$ 3,329,873.80 36 $ 3,329,873.80 $ 2,344,201 $ 985,673
-$ 3,329,873.80 37 $ 3,329,873.80 $ 2,333,131 $ 996,743
-$ 3,329,873.80 38 $ 3,329,873.80 $ 2,321,936 $ 1,007,938
-$ 3,329,873.80 39 $ 3,329,873.80 $ 2,310,616 $ 1,019,258
-$ 3,329,873.80 40 $ 3,329,873.80 $ 2,299,169 $ 1,030,705
-$ 3,329,873.80 41 $ 3,329,873.80 $ 2,287,593 $ 1,042,281
-$ 3,329,873.80 42 $ 3,329,873.80 $ 2,275,887 $ 1,053,987
-$ 3,329,873.80 43 $ 3,329,873.80 $ 2,264,049 $ 1,065,824
-$ 3,329,873.80 44 $ 3,329,873.80 $ 2,252,079 $ 1,077,795
-$ 3,329,873.80 45 $ 3,329,873.80 $ 2,239,974 $ 1,089,900
-$ 3,329,873.80 46 $ 3,329,873.80 $ 2,227,733 $ 1,102,140
-$ 3,329,873.80 47 $ 3,329,873.80 $ 2,215,355 $ 1,114,519
-$ 3,329,873.80 48 $ 3,329,873.80 $ 2,202,838 $ 1,127,036
-$ 3,329,873.80 49 $ 3,329,873.80 $ 2,190,180 $ 1,139,694
-$ 3,329,873.80 50 $ 3,329,873.80 $ 2,177,380 $ 1,152,494
-$ 3,329,873.80 51 $ 3,329,873.80 $ 2,164,436 $ 1,165,438
-$ 3,329,873.80 52 $ 3,329,873.80 $ 2,151,347 $ 1,178,527
-$ 3,329,873.80 53 $ 3,329,873.80 $ 2,138,111 $ 1,191,763
-$ 3,329,873.80 54 $ 3,329,873.80 $ 2,124,726 $ 1,205,148
-$ 3,329,873.80 55 $ 3,329,873.80 $ 2,111,191 $ 1,218,683
-$ 3,329,873.80 56 $ 3,329,873.80 $ 2,097,504 $ 1,232,370
-$ 3,329,873.80 57 $ 3,329,873.80 $ 2,083,663 $ 1,246,211
-$ 3,329,873.80 58 $ 3,329,873.80 $ 2,069,667 $ 1,260,207
-$ 3,329,873.80 59 $ 3,329,873.80 $ 2,055,513 $ 1,274,360
-$ 3,329,873.80 60 $ 3,329,873.80 $ 2,041,201 $ 1,288,673
-$ 3,329,873.80 61 $ 3,329,873.80 $ 2,026,728 $ 1,303,146
-$ 3,329,873.80 62 $ 3,329,873.80 $ 2,012,092 $ 1,317,782
-$ 3,329,873.80 63 $ 3,329,873.80 $ 1,997,292 $ 1,332,582
-$ 3,329,873.80 64 $ 3,329,873.80 $ 1,982,325 $ 1,347,548
-$ 3,329,873.80 65 $ 3,329,873.80 $ 1,967,191 $ 1,362,683
-$ 3,329,873.80 66 $ 3,329,873.80 $ 1,951,887 $ 1,377,987
-$ 3,329,873.80 67 $ 3,329,873.80 $ 1,936,410 $ 1,393,463
-$ 3,329,873.80 68 $ 3,329,873.80 $ 1,920,760 $ 1,409,114
-$ 3,329,873.80 69 $ 3,329,873.80 $ 1,904,934 $ 1,424,939
-$ 3,329,873.80 70 $ 3,329,873.80 $ 1,888,931 $ 1,440,943
-$ 3,329,873.80 71 $ 3,329,873.80 $ 1,872,747 $ 1,457,126
-$ 3,329,873.80 72 $ 3,329,873.80 $ 1,856,382 $ 1,473,492
-$ 3,329,873.80 73 $ 3,329,873.80 $ 1,839,833 $ 1,490,040
-$ 3,329,873.80 74 $ 3,329,873.80 $ 1,823,099 $ 1,506,775
-$ 3,329,873.80 75 $ 3,329,873.80 $ 1,806,176 $ 1,523,698
-$ 3,329,873.80 76 $ 3,329,873.80 $ 1,789,063 $ 1,540,811
-$ 3,329,873.80 77 $ 3,329,873.80 $ 1,771,758 $ 1,558,116
-$ 3,329,873.80 78 $ 3,329,873.80 $ 1,754,259 $ 1,575,615
-$ 3,329,873.80 79 $ 3,329,873.80 $ 1,736,563 $ 1,593,311
-$ 3,329,873.80 80 $ 3,329,873.80 $ 1,718,668 $ 1,611,206
-$ 3,329,873.80 81 $ 3,329,873.80 $ 1,700,573 $ 1,629,301
-$ 3,329,873.80 82 $ 3,329,873.80 $ 1,682,274 $ 1,647,600
-$ 3,329,873.80 83 $ 3,329,873.80 $ 1,663,769 $ 1,666,104
-$ 3,329,873.80 84 $ 3,329,873.80 $ 1,645,057 $ 1,684,817
-$ 3,329,873.80 85 $ 3,329,873.80 $ 1,626,135 $ 1,703,739
-$ 3,329,873.80 86 $ 3,329,873.80 $ 1,607,000 $ 1,722,874
-$ 3,329,873.80 87 $ 3,329,873.80 $ 1,587,650 $ 1,742,223
-$ 3,329,873.80 88 $ 3,329,873.80 $ 1,568,083 $ 1,761,790
-$ 3,329,873.80 89 $ 3,329,873.80 $ 1,548,297 $ 1,781,577
-$ 3,329,873.80 90 $ 3,329,873.80 $ 1,528,287 $ 1,801,586
-$ 3,329,873.80 91 $ 3,329,873.80 $ 1,508,054 $ 1,821,820
-$ 3,329,873.80 92 $ 3,329,873.80 $ 1,487,593 $ 1,842,281
-$ 3,329,873.80 93 $ 3,329,873.80 $ 1,466,902 $ 1,862,972
-$ 3,329,873.80 94 $ 3,329,873.80 $ 1,445,979 $ 1,883,895
-$ 3,329,873.80 95 $ 3,329,873.80 $ 1,424,820 $ 1,905,053
-$ 3,329,873.80 96 $ 3,329,873.80 $ 1,403,425 $ 1,926,449
-$ 3,329,873.80 97 $ 3,329,873.80 $ 1,381,788 $ 1,948,085
-$ 3,329,873.80 98 $ 3,329,873.80 $ 1,359,909 $ 1,969,964
-$ 3,329,873.80 99 $ 3,329,873.80 $ 1,337,785 $ 1,992,089
-$ 3,329,873.80 100 $ 3,329,873.80 $ 1,315,411 $ 2,014,463
-$ 3,329,873.80 101 $ 3,329,873.80 $ 1,292,787 $ 2,037,087
-$ 3,329,873.80 102 $ 3,329,873.80 $ 1,269,908 $ 2,059,966
-$ 3,329,873.80 103 $ 3,329,873.80 $ 1,246,772 $ 2,083,102
-$ 3,329,873.80 104 $ 3,329,873.80 $ 1,223,377 $ 2,106,497
-$ 3,329,873.80 105 $ 3,329,873.80 $ 1,199,718 $ 2,130,155
-$ 3,329,873.80 106 $ 3,329,873.80 $ 1,175,795 $ 2,154,079
-$ 3,329,873.80 107 $ 3,329,873.80 $ 1,151,602 $ 2,178,272
-$ 3,329,873.80 108 $ 3,329,873.80 $ 1,127,137 $ 2,202,736
-$ 3,329,873.80 109 $ 3,329,873.80 $ 1,102,398 $ 2,227,475
-$ 3,329,873.80 110 $ 3,329,873.80 $ 1,077,381 $ 2,252,492
-$ 3,329,873.80 111 $ 3,329,873.80 $ 1,052,083 $ 2,277,790
-$ 3,329,873.80 112 $ 3,329,873.80 $ 1,026,501 $ 2,303,372
-$ 3,329,873.80 113 $ 3,329,873.80 $ 1,000,632 $ 2,329,242
-$ 3,329,873.80 114 $ 3,329,873.80 $ 974,472 $ 2,355,402
-$ 3,329,873.80 115 $ 3,329,873.80 $ 948,018 $ 2,381,855
-$ 3,329,873.80 116 $ 3,329,873.80 $ 921,268 $ 2,408,606
-$ 3,329,873.80 117 $ 3,329,873.80 $ 894,216 $ 2,435,658
-$ 3,329,873.80 118 $ 3,329,873.80 $ 866,861 $ 2,463,013
-$ 3,329,873.80 119 $ 3,329,873.80 $ 839,199 $ 2,490,675
-$ 3,329,873.80 120 $ 3,329,873.80 $ 811,226 $ 2,518,648
-$ 3,329,873.80 121 $ 3,329,873.80 $ 782,939 $ 2,546,935
-$ 3,329,873.80 122 $ 3,329,873.80 $ 754,334 $ 2,575,540
-$ 3,329,873.80 123 $ 3,329,873.80 $ 725,408 $ 2,604,466
-$ 3,329,873.80 124 $ 3,329,873.80 $ 696,157 $ 2,633,717
-$ 3,329,873.80 125 $ 3,329,873.80 $ 666,577 $ 2,663,297
-$ 3,329,873.80 126 $ 3,329,873.80 $ 636,666 $ 2,693,208
-$ 3,329,873.80 127 $ 3,329,873.80 $ 606,418 $ 2,723,456
-$ 3,329,873.80 128 $ 3,329,873.80 $ 575,831 $ 2,754,043
-$ 3,329,873.80 129 $ 3,329,873.80 $ 544,900 $ 2,784,974
-$ 3,329,873.80 130 $ 3,329,873.80 $ 513,621 $ 2,816,252
-$ 3,329,873.80 131 $ 3,329,873.80 $ 481,992 $ 2,847,882
-$ 3,329,873.80 132 $ 3,329,873.80 $ 450,007 $ 2,879,867
-$ 3,329,873.80 133 $ 3,329,873.80 $ 417,663 $ 2,912,211
-$ 3,329,873.80 134 $ 3,329,873.80 $ 384,956 $ 2,944,918
-$ 3,329,873.80 135 $ 3,329,873.80 $ 351,881 $ 2,977,993
-$ 3,329,873.80 136 $ 3,329,873.80 $ 318,435 $ 3,011,439
-$ 3,329,873.80 137 $ 3,329,873.80 $ 284,613 $ 3,045,261
-$ 3,329,873.80 138 $ 3,329,873.80 $ 250,412 $ 3,079,462
-$ 3,329,873.80 139 $ 3,329,873.80 $ 215,826 $ 3,114,048
-$ 3,329,873.80 140 $ 3,329,873.80 $ 180,852 $ 3,149,022
-$ 3,329,873.80 141 $ 3,329,873.80 $ 145,485 $ 3,184,389
-$ 3,329,873.80 142 $ 3,329,873.80 $ 109,721 $ 3,220,153
-$ 3,329,873.80 143 $ 3,329,873.80 $ 73,555 $ 3,256,319
-$ 3,329,873.80 144 $ 3,329,873.80 $ 36,983 $ 3,292,891
1.12%
 SALDO
$ 237,120,000
$ 236,453,242
$ 235,778,995
$ 235,097,176
$ 234,407,699
$ 233,710,479
$ 233,005,428
$ 232,292,459
$ 231,571,482
$ 230,842,408
$ 230,105,146
$ 229,359,603
$ 228,605,687
$ 227,843,304
$ 227,072,358
$ 226,292,754
$ 225,504,394
$ 224,707,180
$ 223,901,012
$ 223,085,791
$ 222,261,413
$ 221,427,777
$ 220,584,778
$ 219,732,311
$ 218,870,270
$ 217,998,548
$ 217,117,035
$ 216,225,622
$ 215,324,197
$ 214,412,648
$ 213,490,861
$ 212,558,722
$ 211,616,114
$ 210,662,920
$ 209,699,020
$ 208,724,294
$ 207,738,621
$ 206,741,878
$ 205,733,941
$ 204,714,683
$ 203,683,978
$ 202,641,696
$ 201,587,709
$ 200,521,885
$ 199,444,090
$ 198,354,190
$ 197,252,050
$ 196,137,531
$ 195,010,495
$ 193,870,802
$ 192,718,308
$ 191,552,870
$ 190,374,344
$ 189,182,581
$ 187,977,433
$ 186,758,751
$ 185,526,381
$ 184,280,170
$ 183,019,963
$ 181,745,603
$ 180,456,930
$ 179,153,784
$ 177,836,002
$ 176,503,420
$ 175,155,871
$ 173,793,189
$ 172,415,201
$ 171,021,738
$ 169,612,624
$ 168,187,685
$ 166,746,742
$ 165,289,615
$ 163,816,124
$ 162,326,083
$ 160,819,308
$ 159,295,610
$ 157,754,799
$ 156,196,683
$ 154,621,068
$ 153,027,757
$ 151,416,552
$ 149,787,251
$ 148,139,651
$ 146,473,546
$ 144,788,730
$ 143,084,991
$ 141,362,117
$ 139,619,894
$ 137,858,103
$ 136,076,526
$ 134,274,940
$ 132,453,120
$ 130,610,839
$ 128,747,867
$ 126,863,971
$ 124,958,918
$ 123,032,469
$ 121,084,384
$ 119,114,419
$ 117,122,330
$ 115,107,867
$ 113,070,780
$ 111,010,814
$ 108,927,713
$ 106,821,215
$ 104,691,060
$ 102,536,981
$ 100,358,709
$ 98,155,973
$ 95,928,497
$ 93,676,005
$ 91,398,214
$ 89,094,842
$ 86,765,600
$ 84,410,199
$ 82,028,343
$ 79,619,737
$ 77,184,079
$ 74,721,067
$ 72,230,392
$ 69,711,744
$ 67,164,809
$ 64,589,269
$ 61,984,803
$ 59,351,086
$ 56,687,789
$ 53,994,581
$ 51,271,125
$ 48,517,082
$ 45,732,108
$ 42,915,855
$ 40,067,973
$ 37,188,106
$ 34,275,895
$ 31,330,977
$ 28,352,984
$ 25,341,545
$ 22,296,285
$ 19,216,822
$ 16,102,775
$ 12,953,752
$ 9,769,363
$ 6,549,210
$ 3,292,891
$0
RTA
CUANTO TERMINA PAGANDO CADA BANCO?

CUAL ES EL INTERES PAGADO EN CADA BANDO

SI QUIERO PAGAR LA DEUDA A LOS 8 AÑOS CUAL ES EL SALDO

QUE TENGO QUE PAGAR
BANCO DE OCCIDENTE: BANCO DE BOGOTA:
444,093,247 479,501,827

BANCO DE OCCIDENTE: BANCO DE BOGOTA:

0.96% 1.12%

BANCO DE OCCIDENTE: BANCO DE BOGOTA:

296,062,164 319,667,885