Proposer Name: Mr. ABC Insurer Name: Mr.

XYZ
Age 37 Age 6

Company A - 12 years Pay - Immidiate Income till 85 Years

Premium Pay
Child Age Current Age Primum Pay Total Payble Death Benefit (Max)
term
7 38 1 500,000 192,547 5,000,000
8 39 2 500,000 192,547 5,000,000
9 40 3 500,000 192,547 5,000,000
10 41 4 500,000 192,547 5,000,000
11 42 5 500,000 192,547 5,000,000
12 43 6 500,000 192,547 5,000,000
13 44 7 500,000 192,547 5,000,000
14 45 8 500,000 192,547 5,000,000
15 46 9 500,000 192,547 5,000,000
16 47 10 500,000 192,547 5,250,000
17 48 11 500,000 192,547 5,775,000
18 49 12 500,000 192,547 6,300,000
19 50 13 192,547 6,300,000
20 51 14 192,547 6,300,000
21 52 15 192,547 6,300,000
22 53 16 192,547 6,300,000
23 54 17 192,547 6,300,000
24 55 18 192,547 6,300,000
25 56 19 192,547 6,300,000
26 57 20 192,547 6,300,000
27 58 21 192,547 6,300,000
28 59 22 192,547 6,300,000
29 60 23 192,547 6,300,000
30 61 24 192,547 6,300,000
31 62 25 192,547 6,300,000
32 63 26 192,547 6,300,000
33 64 27 192,547 6,300,000
34 65 28 192,547 6,300,000
35 66 29 192,547 6,300,000
36 67 30 192,547 6,300,000
37 68 31 192,547 6,300,000
38 69 32 192,547 6,300,000
39 70 33 192,547 6,300,000
40 71 34 192,547 6,300,000
41 72 35 192,547 6,300,000
42 73 36 192,547 6,300,000
43 74 37 192,547 6,300,000
44 75 38 192,547 6,300,000
45 76 39 192,547 6,300,000
46 77 40 192,547 6,300,000
47 78 41 192,547 6,535,552
 48 79 42 192,547 6,819,966
49 80 43 192,547 8,000,000
50 81 44 192,547 8,000,000
51 82 45 192,547 8,000,000
52 83 46 192,547 8,000,000
53 84 47 192,547 8,000,000
54 85 48 8,592,547 8,000,000

* Above Plan is just for the Illustration and Understanding Purpose, Above numbers will change case to case
* CAGR in Mutual Funds is considered as 15%
 15%
1.2500%

me till 85 Years
Monthly Year Month Corpus SIP
16,086 1 12 ₹ 209,458 -500,000
16,086 2 24 ₹ 452,587 -500,000
16,086 3 36 ₹ 734,800 -500,000
16,086 4 48 ₹ 1,062,380 -500,000
16,086 5 60 ₹ 1,442,620 -500,000
16,086 6 72 ₹ 1,883,985 -500,000
16,086 7 84 ₹ 2,396,302 -500,000
16,086 8 96 ₹ 2,990,976 -500,000
16,086 9 108 ₹ 3,681,246 -500,000
16,086 10 120 ₹ 4,482,481 -500,000
16,086 11 132 ₹ 5,412,518 -500,000
16,086 12 144 ₹ 6,492,062 -500,000
16,086 13 156 ₹ 7,745,148 0
16,086 14 168 ₹ 9,199,673 0
16,086 15 180 ₹ 10,888,020 0
16,086 16 192 ₹ 12,847,776 0
16,086 17 204 ₹ 15,122,571 0
16,086 18 216 ₹ 17,763,051 0
16,086 19 228 ₹ 20,827,999 0
16,086 20 240 ₹ 24,385,652 0
16,086 21 252 ₹ 28,515,213 0
16,086 22 264 ₹ 33,308,620 0
16,086 23 276 ₹ 38,872,589 0
16,086 24 288 ₹ 45,330,991 0
16,086 25 300 ₹ 52,827,610 0
16,086 26 312 ₹ 61,529,345 0
16,086 27 324 ₹ 71,629,923 0
16,086 28 336 ₹ 83,354,214 0
16,086 29 348 ₹ 96,963,238 0
16,086 30 360 ₹ 112,759,974 0
16,086 31 372 ₹ 131,096,107 0
16,086 32 384 ₹ 152,379,856 0
16,086 33 396 ₹ 177,085,064 0
16,086 34 408 ₹ 205,761,746 0
16,086 35 420 ₹ 239,048,334 0
16,086 36 432 ₹ 277,685,891 0
16,086 37 444 ₹ 322,534,611 0
16,086 38 456 ₹ 374,592,964 0
16,086 39 468 ₹ 435,019,933 0
16,086 40 480 ₹ 505,160,810 0
16,086 41 492 ₹ 586,577,150 0
 16,086 42 504 ₹ 681,081,535 0
16,086 43 516 ₹ 790,777,926 0
16,086 44 528 ₹ 918,108,508 0
16,086 45 540 ₹ 1,065,908,056 0
16,086 46 552 ₹ 1,237,467,050 0
16,086 47 564 ₹ 1,436,604,926 0
16,086 48 576 ₹ 1,672,008,019 ₹ 1,672,008,019
14.2%

e case to case