Sistema SAC e Sistema PRICE

Dados do Financiamento Comparativo

Valor R$ 455,000.00 PRICE SAC
Entrada R$ - Primeira Parcela R$ 16,122.53 R$ 18,917.89
Nº de Prestações 36 Última Parcela R$ 16,122.53 R$ 12,638.89
Juros 1.38% Juros Pagos R$ 125,411.07 R$ 116,161.50 abril
Valor Total Pago R$ 580,411.07 R$ 583,800.39 2021

Sistema PRICE Sistema SAC

Nº Amortização Juros Prestação Saldo Nº Amortização Juros Prestação Saldo
0 R$ - R$ - R$ - R$ 455,000.00 0 R$ - R$ - R$ - R$ 455,000.00
1 R$ 9,843.53 R$ 6,279.00 R$ 16,122.53 R$ 445,156.47 1 R$ 12,638.89 R$ 6,279.00 R$ 18,917.89 R$ 442,361.11
2 R$ 9,979.37 R$ 6,143.16 R$ 16,122.53 R$ 435,177.10 2 R$ 12,638.89 R$ 6,104.58 R$ 18,743.47 R$ 429,722.22
3 R$ 10,117.09 R$ 6,005.44 R$ 16,122.53 R$ 425,060.01 3 R$ 12,638.89 R$ 5,930.17 R$ 18,569.06 R$ 417,083.33
4 R$ 10,256.70 R$ 5,865.83 R$ 16,122.53 R$ 414,803.31 4 R$ 12,638.89 R$ 5,755.75 R$ 18,394.64 R$ 404,444.44
5 R$ 10,398.24 R$ 5,724.29 R$ 16,122.53 R$ 404,405.07 5 R$ 12,638.89 R$ 5,581.33 R$ 18,220.22 R$ 391,805.56
6 R$ 10,541.74 R$ 5,580.79 R$ 16,122.53 R$ 393,863.33 6 R$ 12,638.89 R$ 5,406.92 R$ 18,045.81 R$ 379,166.67
7 R$ 10,687.22 R$ 5,435.31 R$ 16,122.53 R$ 383,176.11 7 R$ 12,638.89 R$ 5,232.50 R$ 17,871.39 R$ 366,527.78
8 R$ 10,834.70 R$ 5,287.83 R$ 16,122.53 R$ 372,341.41 8 R$ 12,638.89 R$ 5,058.08 R$ 17,696.97 R$ 353,888.89
9 R$ 10,984.22 R$ 5,138.31 R$ 16,122.53 R$ 361,357.19 9 R$ 12,638.89 R$ 4,883.67 R$ 17,522.56 R$ 341,250.00
10 R$ 11,135.80 R$ 4,986.73 R$ 16,122.53 R$ 350,221.39 10 R$ 12,638.89 R$ 4,709.25 R$ 17,348.14 R$ 328,611.11
11 R$ 11,289.47 R$ 4,833.06 R$ 16,122.53 R$ 338,931.92 11 R$ 12,638.89 R$ 4,534.83 R$ 17,173.72 R$ 315,972.22
12 R$ 11,445.27 R$ 4,677.26 R$ 16,122.53 R$ 327,486.65 12 R$ 12,638.89 R$ 4,360.42 R$ 16,999.31 R$ 303,333.33
13 R$ 11,603.21 R$ 4,519.32 R$ 16,122.53 R$ 315,883.44 13 R$ 12,638.89 R$ 4,186.00 R$ 16,824.89 R$ 290,694.44
14 R$ 11,763.34 R$ 4,359.19 R$ 16,122.53 R$ 304,120.10 14 R$ 12,638.89 R$ 4,011.58 R$ 16,650.47 R$ 278,055.56
15 R$ 11,925.67 R$ 4,196.86 R$ 16,122.53 R$ 292,194.43 15 R$ 12,638.89 R$ 3,837.17 R$ 16,476.06 R$ 265,416.67
16 R$ 12,090.25 R$ 4,032.28 R$ 16,122.53 R$ 280,104.18 16 R$ 12,638.89 R$ 3,662.75 R$ 16,301.64 R$ 252,777.78
17 R$ 12,257.09 R$ 3,865.44 R$ 16,122.53 R$ 267,847.09 17 R$ 12,638.89 R$ 3,488.33 R$ 16,127.22 R$ 240,138.89
18 R$ 12,426.24 R$ 3,696.29 R$ 16,122.53 R$ 255,420.85 18 R$ 12,638.89 R$ 3,313.92 R$ 15,952.81 R$ 227,500.00
19 R$ 12,597.72 R$ 3,524.81 R$ 16,122.53 R$ 242,823.12 19 R$ 12,638.89 R$ 3,139.50 R$ 15,778.39 R$ 214,861.11
20 R$ 12,771.57 R$ 3,350.96 R$ 16,122.53 R$ 230,051.55 20 R$ 12,638.89 R$ 2,965.08 R$ 15,603.97 R$ 202,222.22
21 R$ 12,947.82 R$ 3,174.71 R$ 16,122.53 R$ 217,103.74 21 R$ 12,638.89 R$ 2,790.67 R$ 15,429.56 R$ 189,583.33
22 R$ 13,126.50 R$ 2,996.03 R$ 16,122.53 R$ 203,977.24 22 R$ 12,638.89 R$ 2,616.25 R$ 15,255.14 R$ 176,944.44
23 R$ 13,307.64 R$ 2,814.89 R$ 16,122.53 R$ 190,669.59 23 R$ 12,638.89 R$ 2,441.83 R$ 15,080.72 R$ 164,305.56
24 R$ 13,491.29 R$ 2,631.24 R$ 16,122.53 R$ 177,178.30 24 R$ 12,638.89 R$ 2,267.42 R$ 14,906.31 R$ 151,666.67
25 R$ 13,677.47 R$ 2,445.06 R$ 16,122.53 R$ 163,500.83 25 R$ 12,638.89 R$ 2,093.00 R$ 14,731.89 R$ 139,027.78
26 R$ 13,866.22 R$ 2,256.31 R$ 16,122.53 R$ 149,634.62 26 R$ 12,638.89 R$ 1,918.58 R$ 14,557.47 R$ 126,388.89
27 R$ 14,057.57 R$ 2,064.96 R$ 16,122.53 R$ 135,577.04 27 R$ 12,638.89 R$ 1,744.17 R$ 14,383.06 R$ 113,750.00
28 R$ 14,251.57 R$ 1,870.96 R$ 16,122.53 R$ 121,325.48 28 R$ 12,638.89 R$ 1,569.75 R$ 14,208.64 R$ 101,111.11
29 R$ 14,448.24 R$ 1,674.29 R$ 16,122.53 R$ 106,877.24 29 R$ 12,638.89 R$ 1,395.33 R$ 14,034.22 R$ 88,472.22
30 R$ 14,647.62 R$ 1,474.91 R$ 16,122.53 R$ 92,229.62 30 R$ 12,638.89 R$ 1,220.92 R$ 13,859.81 R$ 75,833.33
31 R$ 14,849.76 R$ 1,272.77 R$ 16,122.53 R$ 77,379.85 31 R$ 12,638.89 R$ 1,046.50 R$ 13,685.39 R$ 63,194.44
32 R$ 15,054.69 R$ 1,067.84 R$ 16,122.53 R$ 62,325.17 32 R$ 12,638.89 R$ 872.08 R$ 13,510.97 R$ 50,555.56
33 R$ 15,262.44 R$ 860.09 R$ 16,122.53 R$ 47,062.72 33 R$ 12,638.89 R$ 697.67 R$ 13,336.56 R$ 37,916.67
34 R$ 15,473.06 R$ 649.47 R$ 16,122.53 R$ 31,589.66 34 R$ 12,638.89 R$ 523.25 R$ 13,162.14 R$ 25,277.78
35 R$ 15,686.59 R$ 435.94 R$ 16,122.53 R$ 15,903.07 35 R$ 12,638.89 R$ 348.83 R$ 12,987.72 R$ 12,638.89
36 R$ 15,903.07 R$ 219.46 R$ 16,122.53 -R$ 0.00 36 R$ 12,638.89 R$ 174.42 R$ 12,813.31 R$ 0.00
37 R$ 12,638.89 R$ 0.00 R$ 12,638.89 -R$ 12,638.89
 Controle pessoal
Saídas Entradas
R$ 99.44 Água R$ 9,183.00 Salário Murilo
R$ 147.04 Energia
R$ 1,400.00 Despesas Diversas R$ 2,000.00 Salário Luana
R$ 1,238.12 Cartão
R$ 1,137.08 Parcela Troller
R$ 1,870.16 Financiamento Apartamento
R$ 199.64 Condominio
R$ 67.38 Energia Ap
R$ 1,235.07 Financiamento Luana
Plano de Saúde
R$ 221.00 contabilidade
R$ 1,457.62 Financiamento Mobi
R$ 89.90 Internet
R$ 48.75 Tim
R$ 1,936.75 IPVA Troller

R$ 11,147.95 R$ 11,183.00 R$ 35.05

R$ 4,531.45

Meta
R$ 58.16 Coren Luana
R$ 1,141.00 Parcela Troller Março
R$ 3,000.00 Gastos mensais
R$ 150.00 Energia
R$ 50.00 Água
R$ 500.00 Cartão
R$ 150.00 Plano de Saúde
R$ 1,500.00 Financiamento Luana
R$ 90.00 Internet
R$ 6,639.16

R$ 4,508.79

Página 6
 Controle pessoal
Em Atraso Poupança
R$ 2,000.00 Mae
-R$ 250.00 Consulta Clinica
-R$ 150.00 Consulta Mãe Plano
-R$ 368.00 Bebedouro

R$ 1,232.00 Saldo mãe

R$ 3,280.00 Pai

R$ 3,280.00 Saldo pai

R$ 4,512.00 Saldo total R$ 0.00

R$ 137.93
R$ 59.68
R$ 1,141.30
R$ 1,338.91
R$ 2,480.21
-R$ 2,051.24

Página 7
 Planilha7

282g 242g

NF Valor un Valor c/ IPI NF Valor un Valor c/ IPI

725826 R$ 10,268.64 R$ 10,613.58 731816 R$ 11,349.37 R$ 11,730.61
721333 R$ 10,351.03 R$ 10,698.74 721336 R$ 11,349.36 R$ 11,730.60
710933 R$ 10,267.97 R$ 10,612.89 721335 R$ 11,349.37 R$ 11,730.61
718267 R$ 10,268.42 R$ 10,613.35 281873 R$ 11,425.83 R$ 11,809.64

R$ 10,634.64 R$ 11,750.37

R$ 11,178.62

Janeiro
Fevereiro 12000
Março 12000
Abril 12000
Maio 12000
Junho 12000
julho 12000
agosto 12000
setembro 12000
outubro 12000

Página 8
 Planilha7

228g

NF Valor un Valor c/ IPI

276499 R$ 10,788.45 R$ 11,150.85

R$ 11,150.85

$ 11,178.62

9183
2433

2050

383

Página 9
 Viagem a São Paulo “ Murilo + 2 mecânicos “

Saída 03/01/24 07:00 hrs

Retorno 06/01/24 01:00hrs

Alimentação R$ 768.73

Pedágio R$ 118.60

Combústivel R$ 730.29

Hospedagem R$ 832.75

Diversos R$ 25.60

Total R$ 2,475.97