PRICE -R$ 2,996.

77 48

n PMT JUROS AMORTIZAÇÃO

1 R$ 2,996.77 R$ 623.05 R$ 2,373.72

2 R$ 2,996.77 R$ 611.50 R$ 2,385.27
3 R$ 2,996.77 R$ 599.89 R$ 2,396.88
4 R$ 2,996.77 R$ 588.22 R$ 2,408.55
5 R$ 2,996.77 R$ 576.50 R$ 2,420.27
6 R$ 2,996.77 R$ 564.72 R$ 2,432.05
7 R$ 2,996.77 R$ 552.88 R$ 2,443.89
8 R$ 2,996.77 R$ 540.98 R$ 2,455.79
9 R$ 2,996.77 R$ 529.03 R$ 2,467.74
10 R$ 2,996.77 R$ 517.02 R$ 2,479.75
11 R$ 2,996.77 R$ 504.95 R$ 2,491.82
12 R$ 2,996.77 R$ 492.82 R$ 2,503.95
13 R$ 2,996.77 R$ 480.63 R$ 2,516.14
14 R$ 2,996.77 R$ 468.38 R$ 2,528.39
15 R$ 2,996.77 R$ 456.07 R$ 2,540.70
16 R$ 2,996.77 R$ 443.71 R$ 2,553.06
17 R$ 2,996.77 R$ 431.28 R$ 2,565.49
18 R$ 2,996.77 R$ 418.79 R$ 2,577.98
19 R$ 2,996.77 R$ 406.24 R$ 2,590.53
20 R$ 2,996.77 R$ 393.63 R$ 2,603.14
21 R$ 2,996.77 R$ 380.96 R$ 2,615.81
22 R$ 2,996.77 R$ 368.23 R$ 2,628.54
23 R$ 2,996.77 R$ 355.43 R$ 2,641.33
24 R$ 2,996.77 R$ 342.58 R$ 2,654.19
25 R$ 2,996.77 R$ 329.66 R$ 2,667.11
26 R$ 2,996.77 R$ 316.68 R$ 2,680.09
27 R$ 2,996.77 R$ 303.63 R$ 2,693.14
28 R$ 2,996.77 R$ 290.52 R$ 2,706.25
29 R$ 2,996.77 R$ 277.35 R$ 2,719.42
30 R$ 2,996.77 R$ 264.11 R$ 2,732.66
31 R$ 2,996.77 R$ 250.81 R$ 2,745.96
32 R$ 2,996.77 R$ 237.44 R$ 2,759.33
33 R$ 2,996.77 R$ 224.01 R$ 2,772.76
34 R$ 2,996.77 R$ 210.52 R$ 2,786.25
35 R$ 2,996.77 R$ 196.95 R$ 2,799.82
36 R$ 2,996.77 R$ 183.32 R$ 2,813.44
37 R$ 2,996.77 R$ 169.63 R$ 2,827.14
38 R$ 2,996.77 R$ 155.87 R$ 2,840.90
39 R$ 2,996.77 R$ 142.04 R$ 2,854.73
40 R$ 2,996.77 R$ 128.14 R$ 2,868.62
41 R$ 2,996.77 R$ 114.18 R$ 2,882.59
42 R$ 2,996.77 R$ 100.15 R$ 2,896.62
43 R$ 2,996.77 R$ 86.05 R$ 2,910.72
44 R$ 2,996.77 R$ 71.88 R$ 2,924.89
45 R$ 2,996.77 R$ 57.65 R$ 2,939.12
46 R$ 2,996.77 R$ 43.34 R$ 2,953.43
47 R$ 2,996.77 R$ 28.96 R$ 2,967.81
48 R$ 2,996.77 R$ 14.52 R$ 2,982.25
 0.48676%  i  1  i n 
PMT  PV   
 1  i   1
Saldo n
R$ 128,000.00 Sdo
R$ 125,626.28
R$ 123,241.01 J n  SDn 1  i
R$ 120,844.13
R$ 118,435.59 An  PMT n J n
SDn = SDn-1 - A
R$ 116,015.31
R$ 113,583.26
R$ 111,139.37 Um empréstimo no valor de R$ 128.000,00 deverá ser pago pelo SAC em 48 meses.
Considere para o cálculo a seguinte taxa de juros: PARA A TAXA UTILIZE O 5º
R$ 108,683.58 ALGARISMO DO SEU NÚMERO DE PESSOA. (EX: CÓD. 2178303 - USO TAXA 3%a.a,
caso for zero, utilize taxa 6%a.a). Calcule:
R$ 106,215.84
Victor Hugo Florêncio - Código 5935024 ( 5º algarismo = 0 então taxa = 6%a.a)
R$ 103,736.09 Taxa equivalente = 0,48676 % a.m
R$ 101,244.27
a) o saldo devedor após o pagamento da 20ª prestação;
R$ 98,740.32 b) a parte referente ao juros da 36ª prestação;
c) o valor da 15ª prestação;
R$ 96,224.18 d) em qual prestação, a amortização dos dois sistemas de pagamento (SAC e PRICE)
R$ 93,695.79 tornam-se iguais

R$ 91,155.09
R$ 88,602.03
R$ 86,036.54
R$ 83,458.56
R$ 80,868.04
R$ 78,264.90
R$ 75,649.10
R$ 73,020.56
R$ 70,379.22
R$ 67,725.03
R$ 65,057.92
R$ 62,377.83
R$ 59,684.69
R$ 56,978.44
R$ 54,259.02
R$ 51,526.37
R$ 48,780.41
R$ 46,021.08
R$ 43,248.33
R$ 40,462.07
R$ 37,662.26
R$ 34,848.81
R$ 32,021.67
R$ 29,180.77
R$ 26,326.05
R$ 23,457.42
R$ 20,574.84
R$ 17,678.22
R$ 14,767.50
R$ 11,842.61
R$ 8,903.49
R$ 5,950.06
R$ 2,982.25
R$ 0.00
  1  i  
n


1  i   1
n

n 1 i
T n J n
-A
em 48 meses.
E O 5º
AXA 3%a.a,

= 6%a.a)

SAC e PRICE)
 SAC 48

n PMT JUROS AMORTIZAÇÃO

inicial 0

1 R$ 3,289.72 R$ 623.05 R$ 2,666.67

2 R$ 3,276.74 R$ 610.07 R$ 2,666.67
3 R$ 3,263.76 R$ 597.09 R$ 2,666.67
4 R$ 3,250.78 R$ 584.11 R$ 2,666.67
5 R$ 3,237.80 R$ 571.13 R$ 2,666.67
6 R$ 3,224.82 R$ 558.15 R$ 2,666.67
7 R$ 3,211.84 R$ 545.17 R$ 2,666.67
8 R$ 3,198.86 R$ 532.19 R$ 2,666.67
9 R$ 3,185.88 R$ 519.21 R$ 2,666.67
10 R$ 3,172.90 R$ 506.23 R$ 2,666.67
11 R$ 3,159.92 R$ 493.25 R$ 2,666.67
12 R$ 3,146.94 R$ 480.27 R$ 2,666.67
13 R$ 3,133.96 R$ 467.29 R$ 2,666.67
14 R$ 3,120.98 R$ 454.31 R$ 2,666.67
15 R$ 3,108.00 R$ 441.33 R$ 2,666.67
16 R$ 3,095.02 R$ 428.35 R$ 2,666.67
17 R$ 3,082.04 R$ 415.37 R$ 2,666.67
18 R$ 3,069.05 R$ 402.39 R$ 2,666.67
19 R$ 3,056.07 R$ 389.41 R$ 2,666.67
20 R$ 3,043.09 R$ 376.43 R$ 2,666.67
21 R$ 3,030.11 R$ 363.45 R$ 2,666.67
22 R$ 3,017.13 R$ 350.47 R$ 2,666.67
23 R$ 3,004.15 R$ 337.49 R$ 2,666.67
24 R$ 2,991.17 R$ 324.51 R$ 2,666.67
25 R$ 2,978.19 R$ 311.53 R$ 2,666.67
26 R$ 2,965.21 R$ 298.55 R$ 2,666.67
27 R$ 2,952.23 R$ 285.57 R$ 2,666.67
28 R$ 2,939.25 R$ 272.59 R$ 2,666.67
29 R$ 2,926.27 R$ 259.61 R$ 2,666.67
30 R$ 2,913.29 R$ 246.63 R$ 2,666.67
31 R$ 2,900.31 R$ 233.64 R$ 2,666.67
32 R$ 2,887.33 R$ 220.66 R$ 2,666.67
33 R$ 2,874.35 R$ 207.68 R$ 2,666.67
34 R$ 2,861.37 R$ 194.70 R$ 2,666.67
35 R$ 2,848.39 R$ 181.72 R$ 2,666.67
36 R$ 2,835.41 R$ 168.74 R$ 2,666.67
37 R$ 2,822.43 R$ 155.76 R$ 2,666.67
38 R$ 2,809.45 R$ 142.78 R$ 2,666.67
39 R$ 2,796.47 R$ 129.80 R$ 2,666.67
40 R$ 2,783.49 R$ 116.82 R$ 2,666.67
41 R$ 2,770.51 R$ 103.84 R$ 2,666.67
42 R$ 2,757.53 R$ 90.86 R$ 2,666.67
43 R$ 2,744.55 R$ 77.88 R$ 2,666.67
44 R$ 2,731.57 R$ 64.90 R$ 2,666.67
45 R$ 2,718.59 R$ 51.92 R$ 2,666.67
46 R$ 2,705.61 R$ 38.94 R$ 2,666.67
47 R$ 2,692.63 R$ 25.96 R$ 2,666.67
48 R$ 2,679.65 R$ 12.98 R$ 2,666.67
Saldo
0.48676%
A  SD0  n
J n  SDn 1  i
R$ 128,000.00 SD0
R$ 125,333.33
R$ 122,666.67
R$ 120,000.00
R$ 117,333.33
PMTn  A n  J n
R$ 114,666.67
R$ 112,000.00 SDn = SDn-1 - A
R$ 109,333.33
Um empréstimo no valor de R$ 128.000,00 deverá ser pago pelo SAC em 48 mese
R$ 106,666.67 Considere para o cálculo a seguinte taxa de juros: PARA A TAXA UTILIZE O 5º
R$ 104,000.00 ALGARISMO DO SEU NÚMERO DE PESSOA. (EX: CÓD. 2178303 - USO TAXA 3%a.a,
caso for zero, utilize taxa 6%a.a). Calcule:
R$ 101,333.33
Victor Hugo Florêncio - Código 5935024 ( 5º algarismo = 0 então taxa = 6%a.a)
R$ 98,666.67 Taxa equivalente = 0,48676 % a.m
R$ 96,000.00 a) o saldo devedor após o pagamento da 20ª prestação;
R$ 93,333.33 b) a parte referente ao juros da 36ª prestação;
c) o valor da 15ª prestação;
R$ 90,666.67 d) em qual prestação, a amortização dos dois sistemas de pagamento (SAC e PRICE
tornam-se iguais
R$ 88,000.00
R$ 85,333.33
R$ 82,666.67
R$ 80,000.00
R$ 77,333.33
R$ 74,666.67
R$ 72,000.00
R$ 69,333.33
R$ 66,666.67
R$ 64,000.00
R$ 61,333.33
R$ 58,666.67
R$ 56,000.00
R$ 53,333.33
R$ 50,666.67
R$ 48,000.00
R$ 45,333.33
R$ 42,666.67
R$ 40,000.00
R$ 37,333.33
R$ 34,666.67
R$ 32,000.00
R$ 29,333.33
R$ 26,666.67
R$ 24,000.00
R$ 21,333.33
R$ 18,666.67
R$ 16,000.00
R$ 13,333.33
R$ 10,666.67
R$ 8,000.00
R$ 5,333.33
R$ 2,666.67
R$ 0.00
1 i
n Jn
A
pelo SAC em 48 meses.
XA UTILIZE O 5º
3 - USO TAXA 3%a.a,

tão taxa = 6%a.a)

gamento (SAC e PRICE)