ANUALIDADES 𝑭𝑰𝑽𝑭𝑨=((𝟏+𝒊)𝒏 −𝟏)/𝒊

ORDINARIA Valor Futuro: Valor Futuro= FIFVA * R

R= 1,000.00 Años 1.00% 3.00% 5.00% 8.00% 10.00% 15.00% Años 1.00% 3.00%
1 1.000 1.000 1.000 1.000 1.000 1.000 1 1,000.00 1,000.00
2 2.010 2.030 2.050 2.080 2.100 2.150 2 2,010.00 2,030.00
3 3.030 3.091 3.153 3.246 3.310 3.472 3 3,030.10 3,090.90
4 4.060 4.184 4.310 4.506 4.641 4.993 4 4,060.40 4,183.63
5 5.101 5.309 5.526 5.867 6.105 6.742 5 5,101.01 5,309.14
6 6.152 6.468 6.802 7.336 7.716 8.754 6 6,152.02 6,468.41
7 7.214 7.662 8.142 8.923 9.487 11.067 7 7,213.54 7,662.46
8 8.286 8.892 9.549 10.637 11.436 13.727 8 8,285.67 8,892.34
9 9.369 10.159 11.027 12.488 13.579 16.786 9 9,368.53 10,159.11
11 11.567 12.808 14.207 16.645 18.531 24.349 11 11,566.83 12,807.80

𝑭𝑰𝑽𝑷𝑨=(𝟏 −𝟏/(𝟏+𝒊)𝒏 )/𝒊

ORDINARIA Valor Actual Valor Actual= FIVPA * R

R= 5,000.00 Años 1.00% 3.00% 5.00% 8.00% 10.00% 15.00% Años 1.00% 3.00%
1 0.990 0.971 0.952 0.926 0.909 0.870 1 4,950.50 4,854.37
2 1.970 1.913 1.859 1.783 1.736 1.626 2 9,851.98 9,567.35
3 2.941 2.829 2.723 2.577 2.487 2.283 3 14,704.93 14,143.06
4 3.902 3.717 3.546 3.312 3.170 2.855 4 19,509.83 18,585.49
5 4.853 4.580 4.329 3.993 3.791 3.352 5 24,267.16 22,898.54
6 5.795 5.417 5.076 4.623 4.355 3.784 6 28,977.38 27,085.96
7 6.728 6.230 5.786 5.206 4.868 4.160 7 33,640.97 31,151.41
8 7.652 7.020 6.463 5.747 5.335 4.487 8 38,258.39 35,098.46
9 8.566 7.786 7.108 6.247 5.759 4.772 9 42,830.09 38,930.54
10 9.471 8.530 7.722 6.710 6.145 5.019 10 47,356.52 42,651.01
 𝑭𝑰𝑽𝑭𝑨=((𝟏+𝒊)𝒏 −𝟏)/𝒊 x (1+i)
ANTICIPADA Valor Futuro:
5.00% 8.00% 10.00% 15.00% R= 1,000.00 Años 1.00% 3.00% 5.00% 8.00%
1,000.00 1,000.00 1,000.00 1,000.00 1 1.010 1.030 1.050 1.080
2,050.00 2,080.00 2,100.00 2,150.00 2 2.030 2.091 2.153 2.246
3,152.50 3,246.40 3,310.00 3,472.50 3 3.060 3.184 3.310 3.506
4,310.13 4,506.11 4,641.00 4,993.37 4 4.101 4.309 4.526 4.867
5,525.63 5,866.60 6,105.10 6,742.38 5 5.152 5.468 5.802 6.336
6,801.91 7,335.93 7,715.61 8,753.74 6 6.214 6.662 7.142 7.923
8,142.01 8,922.80 9,487.17 11,066.80 7 7.286 7.892 8.549 9.637
9,549.11 10,636.63 11,435.89 13,726.82 8 8.369 9.159 10.027 11.488
11,026.56 12,487.56 13,579.48 16,785.84 9 9.462 10.464 11.578 13.487
14,206.79 16,645.49 18,531.17 24,349.28 10 11.683 13.192 14.917 17.977

𝑭𝑰𝑽𝑷𝑨=(𝟏 −𝟏/(𝟏+𝒊)𝒏 )/𝒊 𝒙(𝟏+𝒊)

ANTICIPADA Valor Actual:

5.00% 8.00% 10.00% 15.00% R= 500.00 Años 1.00% 3.00% 5.00% 8.00%
4,761.90 4,629.63 4,545.45 4,347.83 1 1.000 1.000 1.000 1.000
9,297.05 8,916.32 8,677.69 8,128.54 2 1.990 1.971 1.952 1.926
13,616.24 12,885.48 12,434.26 11,416.13 3 2.970 2.913 2.859 2.783
17,729.75 16,560.63 15,849.33 14,274.89 4 3.941 3.829 3.723 3.577
21,647.38 19,963.55 18,953.93 16,760.78 5 4.902 4.717 4.546 4.312
25,378.46 23,114.40 21,776.30 18,922.41 6 5.853 5.580 5.329 4.993
28,931.87 26,031.85 24,342.09 20,802.10 7 6.795 6.417 6.076 5.623
32,316.06 28,733.19 26,674.63 22,436.61 8 7.728 7.230 6.786 6.206
35,539.11 31,234.44 28,795.12 23,857.92 9 8.652 8.020 7.463 6.747
38,608.67 33,550.41 30,722.84 25,093.84 10 9.566 8.786 8.108 7.247
𝑭𝑨=((𝟏+𝒊)𝒏 −𝟏)/𝒊 x (1+i)

10.00% 15.00% Años 1.00% 3.00% 5.00% 8.00% 10.00% 15.00%

1.100 1.150 1 1,010 1,030 1,050 1,080 1,100 1,150
2.310 2.472 2 2,030 2,091 2,153 2,246 2,310 2,472
3.641 3.993 3 3,060 3,184 3,310 3,506 3,641 3,993
5.105 5.742 4 4,101 4,309 4,526 4,867 5,105 5,742
6.716 7.754 5 5,152 5,468 5,802 6,336 6,716 7,754
8.487 10.067 6 6,214 6,662 7,142 7,923 8,487 10,067
10.436 12.727 7 7,286 7,892 8,549 9,637 10,436 12,727
12.579 15.786 8 8,369 9,159 10,027 11,488 12,579 15,786
14.937 19.304 9 9,462 10,464 11,578 13,487 14,937 19,304
20.384 28.002 10 11,683 13,192 14,917 17,977 20,384 28,002

−𝟏/(𝟏+𝒊)𝒏 )/𝒊 𝒙(𝟏+𝒊)

10.00% 15.00% Años 1.00% 3.00% 5.00% 8.00% 10.00% 15.00%

1.000 1.000 1 500 500 500 500 500 500
1.909 1.870 2 995 985 976 963 955 935
2.736 2.626 3 1,485 1,457 1,430 1,392 1,368 1,313
3.487 3.283 4 1,970 1,914 1,862 1,789 1,743 1,642
4.170 3.855 5 2,451 2,359 2,273 2,156 2,085 1,927
4.791 4.352 6 2,927 2,790 2,665 2,496 2,395 2,176
5.355 4.784 7 3,398 3,209 3,038 2,811 2,678 2,392
5.868 5.160 8 3,864 3,615 3,393 3,103 2,934 2,580
6.335 5.487 9 4,326 4,010 3,732 3,373 3,167 2,744
6.759 5.772 10 4,783 4,393 4,054 3,623 3,380 2,886