PRESTAMO= $ 300,000.00 j= 0.

089333313
na= 1
m= 12
n= 12
i= 0.0074444427

PERIODO SIAP IPV R AC SIDP

1 $ 300,000.00 $ 2,233.33 13864.8897 $ 11,631.56 $ 288,368.44
2 $ 288,368.44 $ 2,146.74 13864.8897 $ 11,718.15 $ 276,650.30
3 $ 276,650.30 $ 2,059.51 13864.8897 $ 11,805.38 $ 264,844.91
4 $ 264,844.91 $ 1,971.62 63864.8897 $ 61,893.27 $ 202,951.65
5 $ 202,951.65 $ 1,510.86 13864.8897 $ 12,354.03 $ 190,597.62
6 $ 190,597.62 $ 1,418.89 13864.8897 $ 12,446.00 $ 178,151.62
7 $ 178,151.62 $ 1,326.24 13864.8897 $ 12,538.65 $ 165,612.97
8 $ 165,612.97 $ 1,232.90 63864.8897 $ 62,631.99 $ 102,980.98
9 $ 102,980.98 $ 766.64 13864.8897 $ 13,098.25 $ 89,882.73
10 $ 89,882.73 $ 669.13 13864.8897 $ 13,195.76 $ 76,686.96
11 $ 76,686.96 $ 570.89 13864.8897 $ 13,294.00 $ 63,392.96
12 $ 63,392.96 $ 471.93 63864.8897 $ 63,392.96 $ -
PRESTAMO= $12,500.00 VALOR PAGO NORMAL= 775.941564
na= 1
m= 12 VALOR PAGO EXTRAORDINARIO= 3103.76625
n= 12
i= 0.03

PERIODO SIAP IPV R AC SIDP

1 $12,500.00 $ 375.00 775.941564 $ 400.94 $12,099.06
2 $12,099.06 $ 362.97 775.941564 $ 412.97 $11,686.09
3 $11,686.09 $ 350.58 775.941564 $ 425.36 $11,260.73
4 $11,260.73 $ 337.82 775.941564 $ 438.12 $10,822.61
5 $10,822.61 $ 324.68 775.941564 $ 451.26 $10,371.35
6 $10,371.35 $ 311.14 3879.70782 $ 3,568.57 $ 6,802.78
7 $ 6,802.78 $ 204.08 775.941564 $ 571.86 $ 6,230.92
8 $ 6,230.92 $ 186.93 775.941564 $ 589.01 $ 5,641.91
9 $ 5,641.91 $ 169.26 775.941564 $ 606.68 $ 5,035.22
10 $ 5,035.22 $ 151.06 775.941564 $ 624.88 $ 4,410.34
11 $ 4,410.34 $ 132.31 775.941564 $ 643.63 $ 3,766.71
12 $ 3,766.71 $ 113.00 3879.70782 $ 3,766.71 $ -
PRESTAMO= 280889.1782
na= 5
m= 2
n= 10
i= 0.03

PERIODO SIAP IPV R AC SIDP

1 $ 280,889.18 $ 8,426.68 $ 24,000.00 $15,573.32 $ 265,315.85
2 $ 265,315.85 $ 7,959.48 $ 24,000.00 $16,040.52 $ 249,275.33
3 $ 249,275.33 $ 7,478.26 $ 27,600.00 $20,121.74 $ 229,153.59
4 $ 229,153.59 $ 6,874.61 $ 27,600.00 $20,725.39 $ 208,428.20
5 $ 208,428.20 $ 6,252.85 $ 33,120.00 $26,867.15 $ 181,561.04
6 $ 181,561.04 $ 5,446.83 $ 33,120.00 $27,673.17 $ 153,887.87
7 $ 153,887.87 $ 4,616.64 $ 41,400.00 $36,783.36 $ 117,104.51
8 $ 117,104.51 $ 3,513.14 $ 41,400.00 $37,886.86 $ 79,217.65
9 $ 79,217.65 $ 2,376.53 $ 41,400.00 $39,023.47 $ 40,194.17
10 $ 40,194.17 $ 1,205.83 $ 41,400.00 $40,194.17 $ -
DEPOSITO= 41983.4567 i1= 6.0000%
na= 1.5 i2= 6.5000%
m= 4 i3= 7.0000%
n= 6 i4= 6.2500%
crece= 0.50% i5= 5.5000%
baja= 0.75% i6= 4.7500%

PERIODO SIAP IPV R AC SIDP

1 $41,983.46 $ 2,519.01 $10,000.00 $ 7,480.99 $34,502.46
2 $34,502.46 $ 2,242.66 $ 9,400.00 $ 7,157.34 $27,345.12
3 $27,345.12 $ 1,914.16 $ 8,800.00 $ 6,885.84 $20,459.28
4 $20,459.28 $ 1,278.71 $ 8,200.00 $ 6,921.29 $13,537.99
5 $13,537.99 $ 744.59 $ 7,600.00 $ 6,855.41 $ 6,682.58
6 $ 6,682.58 $ 317.42 $ 7,000.00 $ 6,682.58 $ -
PRESTAMO= 200000
na= 3
m= 2
n= 6
i1= 0.06

PERIODO SIAP IPV R AC SIDP

1 $ 200,000.00 $12,000.00 $ 55,582.52 $ 43,582.52 $ 156,417.48 6.0000%
2 $ 156,417.48 $ 9,380.36 $ 49,182.52 $ 39,802.16 $ 116,615.32 5.9970%
3 $ 116,615.32 $ 6,989.92 $ 42,782.52 $ 35,792.60 $ 80,822.72 5.9940%
4 $ 80,822.72 $ 4,842.09 $ 36,382.52 $ 31,540.43 $ 49,282.30 5.9910%
5 $ 49,282.30 $ 2,951.03 $ 29,982.52 $ 27,031.49 $ 22,250.81 5.9880%
6 $ 22,250.81 $ 1,331.71 $ 23,582.52 $ 22,250.81 $ - 5.9850%