PRESTAMO $ 284,740,000.

00
PLAZO 105 MESES
TASA % # CAUSACIONES V/A PERIODO
INTERES NA 1 23.86% 2A 6
FRONTERA 42
TASA % # CAUSACIONES V/A PERIODO
INTERES NA 1 28.59% 7V 1.714285714
PERIODICIDAD VLR/EQUI DESDE HASTA N
4 1 7 39 9
5 1.4 3 38 8
I.E.A
26.361666% VENCIDA ENTERA 28.5900%
26.36167% VENCIDA DECIMAL 30.2672%
27.5672909% ANTICIPADO 36.721%

27.56729088000% I.E.A 30.267192820000%

2.04967149973% 1 2.227934933816%
8.45421723766% 4 9.214009532648%
10.67717241863% 5 11.647226603647%

VP ANUALIDADES $5.77 $3.74

VP ANUA ADIC $7.59 $4.26

VALOR CUOTA $ 13,331,330.35

VALOR C. ADIC $ 18,663,862.49

PERIODO CUOTA CUOTA ADICIONAL CUOTA TOTAL INTERES

0 $ - $ - $ - $ -
1 $ - $ - $ - $ 5,836,234.63
2 $ - $ - $ 5,955,858.27
3 $ - $ 18,663,862.49 $ 18,663,862.49 $ 6,077,933.80
4 $ - $ - $ - $ 5,819,963.60
5 $ - $ - $ - $ 5,939,253.74
6 $ - $ - $ - $ 6,060,988.93
7 $ 13,331,330.35 $ - $ 13,331,330.35 $ 6,185,219.29
8 $ - $ 18,663,862.49 $ 18,663,862.49 $ 6,038,747.49
9 $ - $ - $ - $ 5,779,974.11
10 $ - $ - $ - $ 5,898,444.59
11 $ 13,331,330.35 $ - $ 13,331,330.35 $ 6,019,343.33
12 $ - $ - $ - $ 5,869,471.61
13 $ - $ 18,663,862.49 $ 18,663,862.49 $ 5,989,776.50
14 $ - $ - $ - $ 5,729,999.37
15 $ 13,331,330.35 $ - $ 13,331,330.35 $ 5,847,445.53
16 $ - $ - $ - $ 5,694,050.48
17 $ - $ - $ - $ 5,810,759.81
18 $ - $ 18,663,862.49 $ 18,663,862.49 $ 5,929,861.30
19 $ 13,331,330.35 $ - $ 13,331,330.35 $ 5,668,856.10
20 $ - $ - $ - $ 5,511,800.55
21 $ - $ - $ - $ 5,624,774.36
22 $ - $ - $ - $ 5,740,063.75
23 $ 13,331,330.35 $ 18,663,862.49 $ 31,995,192.84 $ 5,857,716.21
24 $ - $ - $ - $ 5,321,983.80
25 $ - $ - $ - $ 5,431,066.98
26 $ - $ - $ - $ 5,542,386.01
27 $ 13,331,330.35 $ - $ 13,331,330.35 $ 5,655,986.72
28 $ - $ 18,663,862.49 $ 18,663,862.49 $ 5,498,667.39
29 $ - $ - $ - $ 5,228,824.14
30 $ - $ - $ - $ 5,335,997.86
31 $ 13,331,330.35 $ - $ 13,331,330.35 $ 5,445,368.28
32 $ - $ - $ - $ 5,283,731.97
33 $ - $ 18,663,862.49 $ 18,663,862.49 $ 5,392,031.11
34 $ - $ - $ - $ 5,120,002.17
35 $ 13,331,330.35 $ - $ 13,331,330.35 $ 5,224,945.39
36 $ - $ - $ - $ 5,058,791.13
37 $ - $ - $ - $ 5,162,479.73
38 $ - $ 18,663,862.49 $ 18,663,862.49 $ 5,268,293.61
39 $ 13,331,330.35 $ - $ 13,331,330.35 $ 4,993,728.45
40 $ - $ - $ - $ 4,822,835.00
41 $ - $ - $ - $ 4,921,687.27
42 $ - $ - $ - $ 5,022,565.70
43 $ 13,331,330.35 $ 18,663,862.49 $ 31,995,192.84 $ 5,571,286.32
44 $ - $ - $ - $ 4,982,578.87
45 $ - $ - $ - $ 5,093,587.49
46 $ - $ - $ - $ 5,207,069.30
47 $ 13,331,330.35 $ - $ 13,331,330.35 $ 5,323,079.42
48 $ - $ 18,663,862.49 $ 18,663,862.49 $ 5,144,660.80
49 $ - $ - $ - $ 4,843,461.78
50 $ - $ - $ - $ 4,951,370.96
51 $ 13,331,330.35 $ - $ 13,331,330.35 $ 5,061,684.28
52 $ - $ - $ - $ 4,877,441.95
53 $ - $ 18,663,862.49 $ 18,663,862.49 $ 4,986,108.18
54 $ - $ - $ - $ 4,681,376.71
55 $ 13,331,330.35 $ - $ 13,331,330.35 $ 4,785,674.74
56 $ - $ - $ - $ 4,595,283.09
57 $ - $ - $ - $ 4,697,663.01
58 $ - $ 18,663,862.49 $ 18,663,862.49 $ 4,802,323.89
59 $ 13,331,330.35 $ - $ 13,331,330.35 $ 4,493,497.83
 60 $ - $ - $ - $ 4,296,596.67
61 $ - $ - $ - $ 4,392,322.05
62 $ - $ - $ - $ 4,490,180.12
63 $ 13,331,330.35 $ 18,663,862.49 $ 31,995,192.84 $ 4,590,218.41
64 $ - $ - $ - $ 3,979,653.42
65 $ - $ - $ - $ 4,068,317.50
66 $ - $ - $ - $ 4,158,956.97
67 $ 13,331,330.35 $ - $ 13,331,330.35 $ 4,251,615.83
68 $ - $ 18,663,862.49 $ 18,663,862.49 $ 4,049,325.69
69 $ - $ - $ - $ 3,723,723.32
70 $ - $ - $ - $ 3,806,685.46
71 $ 13,331,330.35 $ - $ 13,331,330.35 $ 3,891,495.93
72 $ - $ - $ - $ 3,681,182.56
73 $ - $ 18,663,862.49 $ 18,663,862.49 $ 3,763,196.92
74 $ - $ - $ - $ 3,431,219.78
75 $ 13,331,330.35 $ - $ 13,331,330.35 $ 3,507,665.13
76 $ - $ - $ - $ 3,288,800.26
77 $ - $ - $ - $ 3,362,072.59
78 $ - $ 18,663,862.49 $ 18,663,862.49 $ 3,436,977.38
79 $ 13,331,330.35 $ - $ 13,331,330.35 $ 3,097,732.28
80 $ - $ - $ - $ 2,869,734.38
81 $ - $ - $ - $ 2,933,670.19
82 $ - $ - $ - $ 2,999,030.46
83 $ 13,331,330.35 $ 18,663,862.49 $ 31,995,192.84 $ 3,065,846.90
84 $ - $ - $ - $ 2,421,319.90
85 $ - $ - $ - $ 2,475,265.33
86 $ - $ - $ - $ 2,530,412.63
87 $ 13,331,330.35 $ - $ 13,331,330.35 $ 2,586,788.58
88 $ - $ 18,663,862.49 $ 18,663,862.49 $ 2,347,407.18
89 $ - $ - $ - $ 1,983,887.17
90 $ - $ - $ - $ 2,028,086.89
91 $ 13,331,330.35 $ - $ 13,331,330.35 $ 2,073,271.34
92 $ - $ - $ - $ 1,822,449.11
93 $ - $ 18,663,862.49 $ 18,663,862.49 $ 1,863,052.09
94 $ - $ - $ - $ 1,488,740.97
95 $ 13,331,330.35 $ - $ 13,331,330.35 $ 1,521,909.15
96 $ - $ - $ - $ 1,258,802.93
97 $ - $ - $ - $ 1,286,848.24
98 $ - $ 18,663,862.49 $ 18,663,862.49 $ 1,315,518.38
99 $ 13,331,330.35 $ - $ 13,331,330.35 $ 929,008.56
100 $ - $ - $ - $ 652,692.90
101 $ - $ - $ - $ 667,234.47
102 $ - $ - $ - $ 682,100.02
103 $ 13,331,330.35 $ 18,663,862.49 $ 31,995,192.84 $ 697,296.77
104 $ - $ - $ - $ 0.01
105 $ - $ - $ - $ 0.01
FRONTERA PERIODICIDAD VLR/EQUI DESDE HASTA N PLAZO
42 4 1 43 103 16 105
----------------- 5 1.4 43 103 13 105

ABONO K SALDO
$ - $ 284,740,000.00
-$ 5,836,234.63 $ 290,576,234.63
-$ 5,955,858.27 $ 296,532,092.89
$ 12,585,928.69 $ 283,946,164.20
-$ 5,819,963.60 $ 289,766,127.80
-$ 5,939,253.74 $ 295,705,381.54
-$ 6,060,988.93 $ 301,766,370.47
$ 7,146,111.06 $ 294,620,259.41
$ 12,625,115.00 $ 281,995,144.41
-$ 5,779,974.11 $ 287,775,118.51
-$ 5,898,444.59 $ 293,673,563.10
$ 7,311,987.02 $ 286,361,576.08
-$ 5,869,471.61 $ 292,231,047.69
$ 12,674,085.99 $ 279,556,961.70
-$ 5,729,999.37 $ 285,286,961.07
$ 7,483,884.82 $ 277,803,076.25
-$ 5,694,050.48 $ 283,497,126.73
-$ 5,810,759.81 $ 289,307,886.54
$ 12,734,001.19 $ 276,573,885.34
$ 7,662,474.25 $ 268,911,411.10
-$ 5,511,800.55 $ 274,423,211.65
-$ 5,624,774.36 $ 280,047,986.01
-$ 5,740,063.75 $ 285,788,049.76
$ 26,137,476.63 $ 259,650,573.13
-$ 5,321,983.80 $ 264,972,556.92
-$ 5,431,066.98 $ 270,403,623.91
-$ 5,542,386.01 $ 275,946,009.92
$ 7,675,343.63 $ 268,270,666.29
$ 13,165,195.10 $ 255,105,471.19
-$ 5,228,824.14 $ 260,334,295.33
-$ 5,335,997.86 $ 265,670,293.18
$ 7,885,962.07 $ 257,784,331.11
-$ 5,283,731.97 $ 263,068,063.08
$ 13,271,831.38 $ 249,796,231.70
-$ 5,120,002.17 $ 254,916,233.87
$ 8,106,384.96 $ 246,809,848.92
-$ 5,058,791.13 $ 251,868,640.05
-$ 5,162,479.73 $ 257,031,119.78
$ 13,395,568.88 $ 243,635,550.90
$ 8,337,601.90 $ 235,297,949.00
-$ 4,822,835.00 $ 240,120,784.00
-$ 4,921,687.27 $ 245,042,471.27
-$ 5,022,565.70 $ 250,065,036.97
$ 26,423,906.52 $ 223,641,130.44
-$ 4,982,578.87 $ 228,623,709.31
-$ 5,093,587.49 $ 233,717,296.80
-$ 5,207,069.30 $ 238,924,366.10
$ 8,008,250.93 $ 230,916,115.17
$ 13,519,201.69 $ 217,396,913.48
-$ 4,843,461.78 $ 222,240,375.26
-$ 4,951,370.96 $ 227,191,746.22
$ 8,269,646.07 $ 218,922,100.15
-$ 4,877,441.95 $ 223,799,542.09
$ 13,677,754.31 $ 210,121,787.78
-$ 4,681,376.71 $ 214,803,164.50
$ 8,545,655.61 $ 206,257,508.89
-$ 4,595,283.09 $ 210,852,791.98
-$ 4,697,663.01 $ 215,550,454.99
$ 13,861,538.60 $ 201,688,916.39
$ 8,837,832.52 $ 192,851,083.87
-$ 4,296,596.67 $ 197,147,680.53
-$ 4,392,322.05 $ 201,540,002.58
-$ 4,490,180.12 $ 206,030,182.70
$ 27,404,974.43 $ 178,625,208.28
-$ 3,979,653.42 $ 182,604,861.69
-$ 4,068,317.50 $ 186,673,179.20
-$ 4,158,956.97 $ 190,832,136.17
$ 9,079,714.52 $ 181,752,421.65
$ 14,614,536.80 $ 167,137,884.85
-$ 3,723,723.32 $ 170,861,608.18
-$ 3,806,685.46 $ 174,668,293.63
$ 9,439,834.42 $ 165,228,459.21
-$ 3,681,182.56 $ 168,909,641.78
$ 14,900,665.57 $ 154,008,976.20
-$ 3,431,219.78 $ 157,440,195.99
$ 9,823,665.22 $ 147,616,530.76
-$ 3,288,800.26 $ 150,905,331.02
-$ 3,362,072.59 $ 154,267,403.61
$ 15,226,885.11 $ 139,040,518.49
$ 10,233,598.07 $ 128,806,920.43
-$ 2,869,734.38 $ 131,676,654.80
-$ 2,933,670.19 $ 134,610,325.00
-$ 2,999,030.46 $ 137,609,355.45
$ 28,929,345.94 $ 108,680,009.51
-$ 2,421,319.90 $ 111,101,329.41
-$ 2,475,265.33 $ 113,576,594.74
-$ 2,530,412.63 $ 116,107,007.37
$ 10,744,541.77 $ 105,362,465.60
$ 16,316,455.31 $ 89,046,010.29
-$ 1,983,887.17 $ 91,029,897.46
-$ 2,028,086.89 $ 93,057,984.34
$ 11,258,059.01 $ 81,799,925.34
-$ 1,822,449.11 $ 83,622,374.45
$ 16,800,810.40 $ 66,821,564.05
-$ 1,488,740.97 $ 68,310,305.02
$ 11,809,421.20 $ 56,500,883.82
-$ 1,258,802.93 $ 57,759,686.75
-$ 1,286,848.24 $ 59,046,534.99
$ 17,348,344.11 $ 41,698,190.88
$ 12,402,321.79 $ 29,295,869.09
-$ 652,692.90 $ 29,948,561.99
-$ 667,234.47 $ 30,615,796.46
-$ 682,100.02 $ 31,297,896.49
 $ 31,297,896.07 $ 0.42
-$ 0.01 $ 0.43
-$ 0.01 $ 0.44
PRESTAMO $ -
PLAZO 0 MESES
TASA % # CAUSACIONES V/A PERIODO
INTERES NA 1 0% 0 #DIV/0!
FRONTERA 0
TASA % # CAUSACIONES V/A PERIODO
INTERES NA 1 0% 0 #DIV/0!
PERIODICIDAD VLR/EQUI DESDE HASTA N FRONTERA
0 0 0 0 #DIV/0! 0
0 0 0 0 #DIV/0! -----------------
I.E.A
#DIV/0! VENCIDA ENTERA #DIV/0!
#DIV/0! VENCIDA DECIMAL #DIV/0!
#DIV/0! ANTICIPADO #DIV/0!

#DIV/0! I.E.A #DIV/0!

#DIV/0! 1 #DIV/0!
#DIV/0! 0 #DIV/0!
#DIV/0! 0 #DIV/0!

VP ANUALIDADES #DIV/0! #DIV/0!

VP ANUA ADIC #DIV/0! #DIV/0!

VALOR CUOTA #DIV/0!

VALOR C. ADIC #DIV/0!

PERIODO CUOTA CUOTA ADICIONAL CUOTA TOTINTERES ABONO K

0 $ - $ - $ - $ - $ -
1 $ - $ - $ - #DIV/0! #DIV/0!
PERIODICIDAD VLR/EQUI DESDE HASTA N PLAZO
0 0 0 0 #DIV/0! 0
0 0 0 0 #DIV/0! 0

SALDO
$ -
#DIV/0!
PRESTAMO $ -
PLAZO 0 MESES VALOR A TENER
TASA % # CAUSACIONES V/A PERIODO
INTERES NA 1 0% 0 #DIV/0!
FRONTERA 0
TASA % # CAUSACIONES V/A PERIODO
INTERES NA 1 0% 0 #DIV/0!
PERIODICIDAD VLR/EQUI DESDE HASTA N FRONTERA
0 0 0 0 #DIV/0! 0
0 0 0 0 #DIV/0! -----------------
I.E.A
#DIV/0! VENCIDA ENTERA #DIV/0!
#DIV/0! VENCIDA DECIMAL #DIV/0!
#DIV/0! ANTICIPADO #DIV/0!

#DIV/0! I.E.A #DIV/0!

#DIV/0! 1 #DIV/0!
#DIV/0! 0 #DIV/0!
#DIV/0! 0 #DIV/0!

VF ANUALIDADES #DIV/0! #DIV/0!

VF ANUA ADIC #DIV/0! #DIV/0!
VF CUOTA INI #DIV/0!

VALOR CUOTA #DIV/0!

VALOR C. ADIC #DIV/0!
$ -

PERIODICIDAD VLR/EQUI DESDE HASTA N PLAZO

0 0 0 0 #DIV/0! 0
0 0 0 0 #DIV/0! 0
CUOTA INICAL

CADA CUANTO
VALOR PRIMER PAGO PERIODICIDAD (#) PAGOS DESDE HASTA
1 4
4M 1 1
1 1
1 1

PERICODICIDAD (#) DESDE EQUIVALENCIA

CUOTA ADICIONAL

Columna1 TASA % # CAUSACIONES V/A PERIODO

INTERES NA 1 0.00% 0A #DIV/0!

#DIV/0! VENCIDA ENTERA

#DIV/0! VENCIDA DECIMAL
#DIV/0! ANTICIPADO

#DIV/0! I.E.A
#DIV/0! 1

PERIODO CUOTA CUOTA ADICIONAL CUOTA TOTAL INTERES

0 $ - $ - $ - $ -
1 $ - $ - $ - #DIV/0!
2 $ - $ - $ - #DIV/0!
GRADIENTE ($/%) PERIODICIDAD (#)
0
0
0

Nuevo plazo
CUOTA INICIAL
REDUCIR I.E.A
NUEVO I.E.A
IMV

CUOTA ADICIONAL

$ 100,000.00 $ 100,000.00
ABONO K SALDO PERIODO CUOTA
$ - $ 100,000.00 0 $ -
#DIV/0! #DIV/0! 1 $ -
#DIV/0! #DIV/0! 2 $ -
CADA CUANTO PAGOS
DESDE HASTA GRADIENTE ($/%)
0 3 0 0.00%
0 1 0 $ -
0 0 0.00%

0
0.00%
0.00%
#DIV/0!
#DIV/0! 1
PERICODICIDAD (#) DESDE EQUIVALENCIA
0 0 0

$ 100,000.00
CUOTA ADICIONAL CUOTA TOTAL INTERES ABONO K SALDO
$ - $ - $ - $ - $ 100,000.00
$ - $ - #DIV/0! #DIV/0! #DIV/0!
$ - $ - #DIV/0! #DIV/0! #DIV/0!
CUOTA INICAL 38.75%

CADA CUANTO
VALOR PRIMER PAGO PERIODICIDAD (#) PAGOS DESDE HASTA
$ 7,825,000.00 1 MES A MES 4 30
4M 1 MES A MES 31 45
1 N/A 46 63
1 MES A MES 64 78

PERICODICIDAD (#) DESDE EQUIVALENCIA

CUOTA ADICIONAL CADA 4M 6 1.3

Columna1 TASA % # CAUSACIONES V/A PERIODO

INTERES NA 1 28.53% 3A 4

31.730081% VENCIDA ENTERA

31.73008% VENCIDA DECIMAL
34.4451011% ANTICIPADO

34.44510112000% I.E.A
2.49721894400% 1

PERIODO CUOTA CUOTA ADICIONAL CUOTA TOTAL INTERES

0 $ - $ - $ - $ -
1 $ - $ - $ - $ 8,253,953.58
2 $ - $ - $ - $ 8,460,072.88
3 $ - $ - $ - $ 8,671,339.42
4 $ 7,825,000.00 $ - $ 7,825,000.00 $ 8,887,881.75
5 $ 7,785,092.50 $ - $ 7,785,092.50 $ 8,914,424.23
6 $ 7,745,388.53 $ 10,069,005.09 $ 17,814,393.61 $ 8,942,626.12
7 $ 7,705,887.05 $ - $ 7,705,887.05 $ 8,721,078.66
8 $ 7,666,587.02 $ - $ 7,666,587.02 $ 8,746,430.22
9 $ 7,627,487.43 $ - $ 7,627,487.43 $ 8,773,396.27
10 $ 7,588,587.24 $ 9,865,163.42 $ 17,453,750.66 $ 8,802,012.12
11 $ 7,549,885.45 $ - $ 7,549,885.45 $ 8,585,959.26
12 $ 7,511,381.03 $ - $ 7,511,381.03 $ 8,611,832.30
13 $ 7,473,072.99 $ - $ 7,473,072.99 $ 8,639,312.97
14 $ 7,434,960.32 $ 9,665,448.41 $ 17,100,408.73 $ 8,668,436.54
15 $ 7,397,042.02 $ - $ 7,397,042.02 $ 8,457,871.73
16 $ 7,359,317.10 $ - $ 7,359,317.11 $ 8,484,362.97
17 $ 7,321,784.59 $ - $ 7,321,784.59 $ 8,512,457.83
18 $ 7,284,443.49 $ 9,469,776.53 $ 16,754,220.02 $ 8,542,191.55
19 $ 7,247,292.82 $ - $ 7,247,292.83 $ 8,337,119.22
20 $ 7,210,331.63 $ - $ 7,210,331.63 $ 8,364,334.57
21 $ 7,173,558.94 $ - $ 7,173,558.94 $ 8,393,152.55
22 $ 7,136,973.79 $ 9,278,065.93 $ 16,415,039.72 $ 8,423,608.47
23 $ 7,100,575.22 $ - $ 7,100,575.22 $ 8,224,044.94
24 $ 7,064,362.29 $ - $ 7,064,362.29 $ 8,252,100.44
25 $ 7,028,334.04 $ - $ 7,028,334.04 $ 8,281,760.86
26 $ 6,992,489.54 $ 9,090,236.40 $ 16,082,725.94 $ 8,313,061.67
27 $ 6,956,827.84 $ - $ 6,956,827.84 $ 8,119,036.14
28 $ 6,921,348.02 $ - $ 6,921,348.02 $ 8,148,059.03
29 $ 6,886,049.14 $ - $ 6,886,049.14 $ 8,178,692.69
30 $ 6,850,930.29 $ 8,906,209.38 $ 15,757,139.68 $ 8,210,972.83
31 $ 6,998,410.29 $ - $ 6,998,410.29 $ 8,022,528.52
32 $ 7,145,890.29 $ - $ 7,145,890.29 $ 8,048,103.00
33 $ 7,293,370.29 $ - $ 7,293,370.29 $ 8,070,633.22
34 $ 7,440,850.29 $ 9,673,105.38 $ 17,113,955.68 $ 8,090,043.18
35 $ 7,588,330.29 $ - $ 7,588,330.29 $ 7,864,696.33
36 $ 7,735,810.29 $ - $ 7,735,810.29 $ 7,871,597.79
37 $ 7,883,290.29 $ - $ 7,883,290.29 $ 7,874,988.71
38 $ 8,030,770.29 $ 10,440,001.38 $ 18,470,771.68 $ 7,874,781.40
39 $ 8,178,250.29 $ - $ 8,178,250.29 $ 7,610,176.32
40 $ 8,325,730.29 $ - $ 8,325,730.29 $ 7,595,990.27
41 $ 8,473,210.29 $ - $ 8,473,210.29 $ 7,577,767.06
42 $ 8,620,690.29 $ 11,206,897.38 $ 19,827,587.68 $ 7,555,405.88
43 $ 8,768,170.29 $ - $ 8,768,170.29 $ 7,248,942.64
44 $ 8,915,650.29 $ - $ 8,915,650.29 $ 7,211,004.19
45 $ 9,063,130.29 $ - $ 9,063,130.29 $ 7,168,435.45
46 $ 9,063,130.29 $ 11,782,069.38 $ 20,845,199.68 $ 7,121,120.77
47 $ 9,063,130.29 $ - $ 9,063,130.29 $ 6,778,400.47
48 $ 9,063,130.29 $ - $ 9,063,130.29 $ 6,721,345.77
49 $ 9,063,130.29 $ - $ 9,063,130.29 $ 6,662,866.28
50 $ 9,063,130.29 $ 11,782,069.38 $ 20,845,199.68 $ 6,602,926.43
51 $ 9,063,130.29 $ - $ 9,063,130.29 $ 6,247,265.68
52 $ 9,063,130.29 $ - $ 9,063,130.29 $ 6,176,947.38
53 $ 9,063,130.29 $ - $ 9,063,130.29 $ 6,104,873.07
54 $ 9,063,130.29 $ 11,782,069.38 $ 20,845,199.68 $ 6,030,998.92
55 $ 9,063,130.29 $ - $ 9,063,130.29 $ 5,661,055.89
56 $ 9,063,130.29 $ - $ 9,063,130.29 $ 5,576,098.64
57 $ 9,063,130.29 $ - $ 9,063,130.29 $ 5,489,019.83
58 $ 9,063,130.29 $ 11,782,069.38 $ 20,845,199.68 $ 5,399,766.46
59 $ 9,063,130.29 $ - $ 9,063,130.29 $ 5,014,060.18
60 $ 9,063,130.29 $ - $ 9,063,130.29 $ 4,912,946.03
61 $ 9,063,130.29 $ - $ 9,063,130.29 $ 4,809,306.84
62 $ 9,063,130.29 $ 11,782,069.38 $ 20,845,199.68 $ 4,703,079.56
63 $ 9,063,130.29 $ - $ 9,063,130.29 $ 4,299,975.48
64 $ 9,188,201.49 $ - $ 9,188,201.49 $ 4,181,029.07
65 $ 9,314,998.67 $ - $ 9,314,998.67 $ 4,055,989.01
66 $ 9,443,545.65 $ 12,276,609.35 $ 21,720,155.00 $ 3,924,660.03
67 $ 9,573,866.58 $ - $ 9,573,866.58 $ 3,480,267.56
68 $ 9,705,985.94 $ - $ 9,705,985.94 $ 3,328,097.05
69 $ 9,839,928.55 $ - $ 9,839,928.55 $ 3,168,827.20
70 $ 9,975,719.56 $ 12,968,435.43 $ 22,944,154.99 $ 3,002,235.19
71 $ 10,113,384.49 $ - $ 10,113,384.49 $ 2,504,241.79
72 $ 10,252,949.20 $ - $ 10,252,949.20 $ 2,314,224.84
73 $ 10,394,439.90 $ - $ 10,394,439.90 $ 2,115,977.51
74 $ 10,537,883.17 $ 13,699,248.12 $ 24,237,131.29 $ 1,909,246.18
75 $ 10,683,305.96 $ - $ 10,683,305.96 $ 1,351,670.00
76 $ 10,830,735.58 $ - $ 10,830,735.58 $ 1,118,638.62
77 $ 10,980,199.73 $ - $ 10,980,199.73 $ 876,106.30
78 $ 11,131,726.49 $ 14,471,244.43 $ 25,602,970.92 $ 623,784.96
GRADIENTE ($/%) PERIODICIDAD (#)
-0.51% 1
$ 147,480.00 1
N/A 0
1.38%

Nuevo plazo
CUOTA INICIAL
REDUCIR I.E.A
NUEVO I.E.A
IMV

CUOTA ADICIONAL

$ 539,634,004.36 $ 6,021,287.38
ABONO K SALDO PERIODO CUOTA
$ - $ 330,525,827.70 0 $ -
-$ 8,253,953.58 $ 338,779,781.30 1 $ -
-$ 8,460,072.88 $ 347,239,854.10 2 $ -
-$ 8,671,339.42 $ 355,911,193.50 3 $ 6,021,287.38
-$ 1,062,881.75 $ 356,974,075.30 4 $ 6,253,106.94
-$ 1,129,331.73 $ 358,103,407.00 5 $ 6,253,106.94
$ 8,871,767.50 $ 349,231,639.50 6 $ 6,253,106.94
-$ 1,015,191.62 $ 350,246,831.20 7 $ 6,253,106.94
-$ 1,079,843.20 $ 351,326,674.30 8 $ 6,253,106.94
-$ 1,145,908.84 $ 352,472,583.20 9 $ 6,253,106.94
$ 8,651,738.54 $ 343,820,844.60 10 $ 6,253,106.94
-$ 1,036,073.82 $ 344,856,918.50 11 $ 6,493,851.56
-$ 1,100,451.27 $ 345,957,369.70 12 $ 6,493,851.56
-$ 1,166,239.99 $ 347,123,609.70 13 $ 6,493,851.56
$ 8,431,972.19 $ 338,691,637.50 14 $ 6,493,851.56
 -$ 1,060,829.72 $ 339,752,467.20 15 $ 6,493,851.56
-$ 1,125,045.87 $ 340,877,513.10 16 $ 6,493,851.56
-$ 1,190,673.25 $ 342,068,186.40 17 $ 6,493,851.56
$ 8,212,028.47 $ 333,856,157.90 18 $ 6,743,864.85
-$ 1,089,826.40 $ 334,945,984.30 19 $ 6,743,864.85
-$ 1,154,002.94 $ 336,099,987.20 20 $ 6,743,864.85
-$ 1,219,593.61 $ 337,319,580.80 21 $ 6,743,864.85
$ 7,991,431.24 $ 329,328,149.60 22 $ 6,743,864.85
-$ 1,123,469.72 $ 330,451,619.30 23 $ 6,743,864.85
-$ 1,187,738.15 $ 331,639,357.50 24 $ 6,743,864.85
-$ 1,253,426.82 $ 332,892,784.30 25 $ 7,003,503.64
$ 7,769,664.26 $ 325,123,120.00 26 $ 7,003,503.64
-$ 1,162,208.30 $ 326,285,328.30 27 $ 7,003,503.64
-$ 1,226,711.01 $ 327,512,039.40 28 $ 7,003,503.64
-$ 1,292,643.55 $ 328,804,682.90 29 $ 7,003,503.64
$ 7,546,166.85 $ 321,258,516.10 30 $ 7,003,503.64
-$ 1,024,118.23 $ 322,282,634.30 31 $ 7,003,503.64
-$ 902,212.70 $ 323,184,847.00 32 $ 7,273,138.53
-$ 777,262.93 $ 323,962,109.90 33 $ 7,273,138.53
$ 9,023,912.50 $ 314,938,197.40 34 $ 7,273,138.53
-$ 276,366.03 $ 315,214,563.50 35 $ 7,273,138.53
-$ 135,787.50 $ 315,350,351.00 36 $ 7,273,138.53
$ 8,301.59 $ 315,342,049.40 37 $ 7,273,138.53
$ 10,595,990.28 $ 304,746,059.10 38 $ 7,273,138.53
$ 568,073.97 $ 304,177,985.10 39 $ 7,553,154.37
$ 729,740.03 $ 303,448,245.10 40 $ 7,553,154.37
$ 895,443.23 $ 302,552,801.90 41 $ 7,553,154.37
$ 12,272,181.79 $ 290,280,620.10 42 $ 7,553,154.37
$ 1,519,227.66 $ 288,761,392.40 43 $ 7,553,154.37
$ 1,704,646.10 $ 287,056,746.30 44 $ 7,553,154.37
$ 1,894,694.84 $ 285,162,051.50 45 $ 7,553,154.37
$ 13,724,078.91 $ 271,437,972.60 46 $ 7,843,950.81
$ 2,284,729.82 $ 269,153,242.70 47 $ 7,843,950.81
$ 2,341,784.53 $ 266,811,458.20 48 $ 7,843,950.81
$ 2,400,264.01 $ 264,411,194.20 49 $ 7,843,950.81
$ 14,242,273.24 $ 250,168,920.90 50 $ 7,843,950.81
$ 2,815,864.61 $ 247,353,056.30 51 $ 7,843,950.81
$ 2,886,182.91 $ 244,466,873.40 52 $ 9,827,950.81
$ 2,958,257.22 $ 241,508,616.20 53 $ 9,827,950.81
$ 14,814,200.76 $ 226,694,415.50 54 $ 9,827,950.81
$ 3,402,074.41 $ 223,292,341.00 55 $ 9,827,950.81
$ 3,487,031.65 $ 219,805,309.40 56 $ 9,827,950.81
$ 3,574,110.47 $ 216,231,198.90 57 $ 9,827,950.81
$ 15,445,433.21 $ 200,785,765.70 58 $ 9,827,950.81
$ 4,049,070.12 $ 196,736,695.60 59 $ 9,827,950.81
$ 4,150,184.26 $ 192,586,511.30 60 $ 9,827,950.81
$ 4,253,823.45 $ 188,332,687.90 61 $ 9,827,950.81
$ 16,142,120.12 $ 172,190,567.80 62 $ 9,827,950.81
$ 4,763,154.82 $ 167,427,413.00 63 $ 9,827,950.81
$ 5,007,172.42 $ 162,420,240.50 64 $ 9,827,950.81
$ 5,259,009.66 $ 157,161,230.90 65 $ 9,827,950.81
$ 17,795,494.97 $ 139,365,735.90 66 $ 9,827,950.81
$ 6,093,599.03 $ 133,272,136.90 67 $ 9,827,950.81
$ 6,377,888.89 $ 126,894,248.00 68 $ 9,827,950.81
$ 6,671,101.35 $ 120,223,146.60 69 $ 9,827,950.81
$ 19,941,919.80 $ 100,281,226.80 70 $ 9,827,950.81
$ 7,609,142.70 $ 92,672,084.14 71 $ 9,827,950.81
$ 7,938,724.36 $ 84,733,359.78 72 $ 9,827,950.81
$ 8,278,462.39 $ 76,454,897.40 73 $ 9,827,950.81
$ 22,327,885.11 $ 54,127,012.29 74 $ 9,827,950.81
$ 9,331,635.95 $ 44,795,376.34 75 $ 9,827,950.81
$ 9,712,096.95 $ 35,083,279.38 76 $ 9,827,950.81
$ 10,104,093.43 $ 24,979,185.95 77 $ 9,827,950.81
$ 24,979,185.95 -$ 0.00 78 $ 9,827,950.81
79 $ 9,827,950.81
80 $ 9,827,950.81
81 $ 9,827,950.81
82 $ 9,827,950.81
83 $ 9,827,950.81
84 $ 9,827,950.81
85 $ 9,827,950.81
86 $ 9,827,950.81
87 $ 9,827,950.81
88 $ 9,827,950.81
89 $ 9,827,950.81
90 $ 9,827,950.81
91 $ 9,827,950.81
92 $ 9,827,950.81
93 $ 9,827,950.81
CADA CUANTO PAGOS
DESDE HASTA GRADIENTE ($/%)
CADA 7M 3 51 3.85%
CADA 6M 52 93 $ 1,984,000.00
0 0 0 0.00%

93
16.25%
16.45%
28.778881990%
2.13009146900% 1
PERICODICIDAD (#) DESDE EQUIVALENCIA
CADA 3M 5 1.7

$ 539,634,004.40
CUOTA ADICIONAL CUOTA TOTAL INTERES ABONO K SALDO
$ - $ - $ - $ - $ 451,943,478.60
$ - $ - $ 9,626,809.48 -$ 9,626,809.48 $ 461,570,288.10
$ - $ - $ 9,831,869.33 -$ 9,831,869.33 $ 471,402,157.50
$ - $ 6,021,287.38 $ 10,041,297.14 -$ 4,020,009.76 $ 475,422,167.20
$ - $ 6,253,106.94 $ 10,126,927.03 -$ 3,873,820.08 $ 479,295,987.30
$ 10,630,281.80 $ 16,883,388.75 $ 10,209,442.94 $ 6,673,945.81 $ 472,622,041.50
$ - $ 6,253,106.94 $ 10,067,281.79 -$ 3,814,174.84 $ 476,436,216.30
$ - $ 6,253,106.94 $ 10,148,527.20 -$ 3,895,420.25 $ 480,331,636.60
$ 10,630,281.80 $ 16,883,388.75 $ 10,231,503.21 $ 6,651,885.54 $ 473,679,751.00
$ - $ 6,253,106.94 $ 10,089,811.97 -$ 3,836,705.02 $ 477,516,456.10
$ - $ 6,253,106.94 $ 10,171,537.29 -$ 3,918,430.35 $ 481,434,886.40
$ 11,039,547.65 $ 17,533,399.21 $ 10,255,003.44 $ 7,278,395.77 $ 474,156,490.60
$ - $ 6,493,851.56 $ 10,099,966.96 -$ 3,606,115.39 $ 477,762,606.00
$ - $ 6,493,851.56 $ 10,176,780.51 -$ 3,682,928.95 $ 481,445,535.00
$ 11,039,547.65 $ 17,533,399.21 $ 10,255,230.27 $ 7,278,168.95 $ 474,167,366.00
$ - $ 6,493,851.56 $ 10,100,198.61 -$ 3,606,347.05 $ 477,773,713.10
$ - $ 6,493,851.56 $ 10,177,017.10 -$ 3,683,165.54 $ 481,456,878.60
$ 11,039,547.65 $ 17,533,399.21 $ 10,255,471.90 $ 7,277,927.32 $ 474,178,951.30
$ - $ 6,743,864.85 $ 10,100,445.39 -$ 3,356,580.54 $ 477,535,531.90
$ - $ 6,743,864.85 $ 10,171,943.63 -$ 3,428,078.78 $ 480,963,610.60
$ 11,464,570.24 $ 18,208,435.08 $ 10,244,964.84 $ 7,963,470.25 $ 473,000,140.40
$ - $ 6,743,864.85 $ 10,075,335.64 -$ 3,331,470.79 $ 476,331,611.20
$ - $ 6,743,864.85 $ 10,146,299.01 -$ 3,402,434.17 $ 479,734,045.40
$ 11,464,570.24 $ 18,208,435.08 $ 10,218,773.97 $ 7,989,661.11 $ 471,744,384.20
$ - $ 6,743,864.85 $ 10,048,586.88 -$ 3,304,722.04 $ 475,049,106.30
$ - $ 7,003,503.64 $ 10,118,980.49 -$ 3,115,476.84 $ 478,164,583.10
$ 11,905,956.19 $ 18,909,459.83 $ 10,185,342.99 $ 8,724,116.84 $ 469,440,466.30
$ - $ 7,003,503.64 $ 9,999,511.32 -$ 2,996,007.68 $ 472,436,474.00
$ - $ 7,003,503.64 $ 10,063,329.03 -$ 3,059,825.38 $ 475,496,299.30
$ 11,905,956.19 $ 18,909,459.83 $ 10,128,506.11 $ 8,780,953.73 $ 466,715,345.60
$ - $ 7,003,503.64 $ 9,941,463.76 -$ 2,937,960.12 $ 469,653,305.70
$ - $ 7,003,503.64 $ 10,004,045.00 -$ 3,000,541.36 $ 472,653,847.10
$ 12,364,335.50 $ 19,637,474.04 $ 10,067,959.27 $ 9,569,514.76 $ 463,084,332.30
$ - $ 7,273,138.53 $ 9,864,119.86 -$ 2,590,981.32 $ 465,675,313.60
$ - $ 7,273,138.53 $ 9,919,310.13 -$ 2,646,171.60 $ 468,321,485.20
$ 12,364,335.50 $ 19,637,474.04 $ 9,975,676.00 $ 9,661,798.04 $ 458,659,687.20
$ - $ 7,273,138.53 $ 9,769,870.87 -$ 2,496,732.34 $ 461,156,419.50
$ - $ 7,273,138.53 $ 9,823,053.55 -$ 2,549,915.02 $ 463,706,334.60
$ 12,364,335.50 $ 19,637,474.04 $ 9,877,369.07 $ 9,760,104.97 $ 453,946,229.60
$ - $ 7,553,154.37 $ 9,669,469.91 -$ 2,116,315.54 $ 456,062,545.10
$ - $ 7,553,154.37 $ 9,714,549.37 -$ 2,161,395.00 $ 458,223,940.10
$ 12,840,362.42 $ 20,393,516.79 $ 9,760,589.06 $ 10,632,927.73 $ 447,591,012.40
$ - $ 7,553,154.37 $ 9,534,097.97 -$ 1,980,943.60 $ 449,571,956.00
$ - $ 7,553,154.37 $ 9,576,293.88 -$ 2,023,139.51 $ 451,595,095.50
$ 12,840,362.42 $ 20,393,516.79 $ 9,619,388.60 $ 10,774,128.19 $ 440,820,967.30
$ - $ 7,553,154.37 $ 9,389,889.82 -$ 1,836,735.45 $ 442,657,702.80
$ - $ 7,843,950.81 $ 9,429,013.96 -$ 1,585,063.15 $ 444,242,765.90
$ 13,334,716.38 $ 21,178,667.18 $ 9,462,777.26 $ 11,715,889.93 $ 432,526,876.00
$ - $ 7,843,950.81 $ 9,213,218.09 -$ 1,369,267.28 $ 433,896,143.30
$ - $ 7,843,950.81 $ 9,242,384.73 -$ 1,398,433.92 $ 435,294,577.20
$ 13,334,716.38 $ 21,178,667.18 $ 9,272,172.65 $ 11,906,494.53 $ 423,388,082.70
$ - $ 7,843,950.81 $ 9,018,553.43 -$ 1,174,602.62 $ 424,562,685.30
$ - $ 9,827,950.81 $ 9,043,573.54 $ 784,377.27 $ 423,778,308.00
$ 16,707,516.38 $ 26,535,467.18 $ 9,026,865.59 $ 17,508,601.60 $ 406,269,706.40
$ - $ 9,827,950.81 $ 8,653,916.36 $ 1,174,034.45 $ 405,095,672.00
$ - $ 9,827,950.81 $ 8,628,908.35 $ 1,199,042.46 $ 403,896,629.50
$ 16,707,516.38 $ 26,535,467.18 $ 8,603,367.65 $ 17,932,099.54 $ 385,964,530.00
$ - $ 9,827,950.81 $ 8,221,397.53 $ 1,606,553.28 $ 384,357,976.70
$ - $ 9,827,950.81 $ 8,187,176.47 $ 1,640,774.34 $ 382,717,202.40
$ 16,707,516.38 $ 26,535,467.18 $ 8,152,226.48 $ 18,383,240.71 $ 364,333,961.60
$ - $ 9,827,950.81 $ 7,760,646.63 $ 2,067,304.18 $ 362,266,657.50
$ - $ 9,827,950.81 $ 7,716,611.17 $ 2,111,339.65 $ 360,155,317.80
$ 16,707,516.38 $ 26,535,467.18 $ 7,671,637.70 $ 18,863,829.49 $ 341,291,488.30
$ - $ 9,827,950.81 $ 7,269,820.88 $ 2,558,129.93 $ 338,733,358.40
$ - $ 9,827,950.81 $ 7,215,330.37 $ 2,612,620.44 $ 336,120,738.00
$ 16,707,516.38 $ 26,535,467.18 $ 7,159,679.17 $ 19,375,788.02 $ 316,744,949.90
$ - $ 9,827,950.81 $ 6,746,957.16 $ 3,080,993.65 $ 313,663,956.30
$ - $ 9,827,950.81 $ 6,681,329.17 $ 3,146,621.64 $ 310,517,334.70
$ 16,707,516.38 $ 26,535,467.18 $ 6,614,303.26 $ 19,921,163.93 $ 290,596,170.70
$ - $ 9,827,950.81 $ 6,189,964.24 $ 3,637,986.57 $ 286,958,184.20
$ - $ 9,827,950.81 $ 6,112,471.80 $ 3,715,479.01 $ 283,242,705.20
$ 16,707,516.38 $ 26,535,467.18 $ 6,033,328.70 $ 20,502,138.49 $ 262,740,566.70
$ - $ 9,827,950.81 $ 5,596,614.40 $ 4,231,336.41 $ 258,509,230.30
$ - $ 9,827,950.81 $ 5,506,483.06 $ 4,321,467.75 $ 254,187,762.50
$ 16,707,516.38 $ 26,535,467.18 $ 5,414,431.84 $ 21,121,035.34 $ 233,066,727.20
$ - $ 9,827,950.81 $ 4,964,534.47 $ 4,863,416.34 $ 228,203,310.80
$ - $ 9,827,950.81 $ 4,860,939.26 $ 4,967,011.55 $ 223,236,299.30
$ 16,707,516.38 $ 26,535,467.18 $ 4,755,137.37 $ 21,780,329.82 $ 201,455,969.50
$ - $ 9,827,950.81 $ 4,291,196.42 $ 5,536,754.39 $ 195,919,215.10
$ - $ 9,827,950.81 $ 4,173,258.49 $ 5,654,692.32 $ 190,264,522.70
$ 16,707,516.38 $ 26,535,467.18 $ 4,052,808.37 $ 22,482,658.82 $ 167,781,863.90
$ - $ 9,827,950.81 $ 3,573,907.17 $ 6,254,043.64 $ 161,527,820.30
$ - $ 9,827,950.81 $ 3,440,690.32 $ 6,387,260.49 $ 155,140,559.80
$ 16,707,516.38 $ 26,535,467.18 $ 3,304,635.83 $ 23,230,831.36 $ 131,909,728.40
$ - $ 9,827,950.81 $ 2,809,797.87 $ 7,018,152.94 $ 124,891,575.50
$ - $ 9,827,950.81 $ 2,660,304.80 $ 7,167,646.01 $ 117,723,929.50
$ 16,707,516.38 $ 26,535,467.18 $ 2,507,627.38 $ 24,027,839.81 $ 93,696,089.68
$ - $ 9,827,950.81 $ 1,995,812.41 $ 7,832,138.40 $ 85,863,951.28
$ - $ 9,827,950.81 $ 1,828,980.70 $ 7,998,970.11 $ 77,864,981.17
$ 16,707,516.38 $ 26,535,467.18 $ 1,658,595.32 $ 24,876,871.86 $ 52,988,109.31
$ - $ 9,827,950.81 $ 1,128,695.20 $ 8,699,255.61 $ 44,288,853.70
$ - $ 9,827,950.81 $ 943,393.09 $ 8,884,557.72 $ 35,404,295.98
$ 16,707,516.38 $ 26,535,467.18 $ 754,143.89 $ 25,781,323.30 $ 9,622,972.69
$ - $ 9,827,950.81 $ 204,978.12 $ 9,622,972.69 -$ 0.00
CUOTA INICIAL $ -
PLAZO 0
TASA % # CAUSACIONES V/A PERIODO
INTERES NA 1 0% 0 #DIV/0!
FRONTERA 0
TASA % # CAUSACIONES V/A PERIODO
INTERES NA 1 0% 0 #DIV/0!

I.E.A
#DIV/0! VENCIDA ENTERA #DIV/0!
#DIV/0! VENCIDA DECIMAL #DIV/0!
#DIV/0! ANTICIPADO #DIV/0!

#DIV/0! I.E.A #DIV/0!

#DIV/0! 1 #DIV/0!

CADA CUANTO
PERIODICIDAD (#) PAGOS DESDE HASTA GRADIENTE ($/%)
1 MES A MES 3 21 -$ 32,920.00
1 MES A MES 22 39 1.26%
1 CADA 5M 40 54 3.18%
1 MES A MES 55 75 -0.59%

PERICODICIDAD (#) DESDE EQUIVALENCIA

CUOTA ADICIONALCADA 4M 4 1.68

$ 3,141,770.64
PERIODO CUOTA CUOTA ADICIONAL CUOTA TOTAL INTERES
0 $ - $ - $ -
1 $ - #DIV/0!
VF $ -

FECHA DE RETIRO % DE RETIRO

30 42.25%

ABONO K SALDO
$ - $ -
#DIV/0! #DIV/0!
 #VALUE!
Tasa% # causación v/a Periodo
Interes MFIN 5.49000% 0.5 A 24

Tasa% # causaciòn v/a Periodo

Interes ESP 22.89000% 1A 12

TUTORIAL EA
5.63687% vencido entero 25.45090%
5.63687% vencido decimal 25.45090%
5.65014% anticipado 25.99995%

MFIN ESP
5.65014% EA 25.99995%
0.45907% 1 1.94459%

Fecha mes # Valor inversión $ Valores en VP ESP Valores VP MF Vida util

0 $ 45,000,000.00 $ 45,000,000.00 $ 45,000,000.00 105
21 $ 95,000,000.00 $ 63,397,987.49 $ 86,288,112.12
48 $ 285,000,000.00 $ 113,074,170.90 $ 228,751,812.83
$ - $ -
$ 221,472,158.39 $ 360,039,924.95
Valor primer Periodicidad gradiente
beneficio $ Periodicidad cuota # (Letras) Desde Hasta Gradiente ($/%)
5,839,000 1 mes a mes 4 18 -0.69%
1 cada 6 meses 19 60 3.75%
1 cada 5 meses 61 90 $ 237,000.00
1 mes a mes 91 105 1.27%

Periodo Inversiones Beneficios Total

- -$ 45,000,000.00 $ - -$ 45,000,000.00 Calculos VNA
1 $ - $ - $ - -$45,000,000.00
 2 $ - $ - $ - -$45,000,000.00
3 $ - $ - $ - -$45,000,000.00
4 $ - $ 5,839,000.00 $ 5,839,000.00 -$39,593,929.71
5 $ - $ 5,798,710.90 $ 5,798,710.90 -$34,327,570.57
6 $ - $ 5,758,699.79 $ 5,758,699.79 -$29,197,311.96
7 $ - $ 5,718,964.77 $ 5,718,964.77 -$24,199,636.58
8 $ - $ 5,679,503.91 $ 5,679,503.91 -$19,331,118.04
9 $ - $ 5,640,315.33 $ 5,640,315.33 -$14,588,418.49
10 $ - $ 5,601,397.16 $ 5,601,397.16 -$ 9,968,286.33
11 $ - $ 5,562,747.52 $ 5,562,747.52 -$ 5,467,554.02
12 $ - $ 5,524,364.56 $ 5,524,364.56 -$ 1,083,135.86 12.25360
13 $ - $ 5,486,246.44 $ 5,486,246.44 $ 3,187,974.11
14 $ - $ 5,448,391.34 $ 5,448,391.34 $ 7,348,704.15
15 $ - $ 5,410,797.44 $ 5,410,797.44 $11,401,906.85
16 $ - $ 5,373,462.94 $ 5,373,462.94 $15,350,361.09
17 $ - $ 5,336,386.05 $ 5,336,386.05 $19,196,773.91
18 $ - $ 5,299,564.98 $ 5,299,564.98 $22,943,782.41
19 $ - $ 5,498,298.67 $ 5,498,298.67 $26,757,149.27
20 $ - $ 5,498,298.67 $ 5,498,298.67 $30,497,776.15
21 -$ 95,000,000.00 $ 5,498,298.67 -$ 89,501,701.33 -$29,230,936.91
22 $ - $ 5,498,298.67 $ 5,498,298.67 -$25,631,653.90
23 $ - $ 5,498,298.67 $ 5,498,298.67 -$22,101,027.21
24 $ - $ 5,498,298.67 $ 5,498,298.67 -$18,637,747.22
25 $ - $ 5,704,484.87 $ 5,704,484.87 -$15,113,133.63
26 $ - $ 5,704,484.87 $ 5,704,484.87 -$11,655,752.04
27 $ - $ 5,704,484.87 $ 5,704,484.87 -$ 8,264,320.01
28 $ - $ 5,704,484.87 $ 5,704,484.87 -$ 4,937,579.54
29 $ - $ 5,704,484.87 $ 5,704,484.87 -$ 1,674,296.65 29.52305
30 $ - $ 5,704,484.87 $ 5,704,484.87 $ 1,526,739.13
31 $ - $ 5,918,403.05 $ 5,918,403.05 $ 4,784,464.24
32 $ - $ 5,918,403.05 $ 5,918,403.05 $ 7,980,048.25
33 $ - $ 5,918,403.05 $ 5,918,403.05 $11,114,676.49
34 $ - $ 5,918,403.05 $ 5,918,403.05 $14,189,511.70
35 $ - $ 5,918,403.05 $ 5,918,403.05 $17,205,694.43
36 $ - $ 5,918,403.05 $ 5,918,403.05 $20,164,343.47
37 $ - $ 6,140,343.17 $ 6,140,343.17 $23,175,389.27
38 $ - $ 6,140,343.17 $ 6,140,343.17 $26,128,999.36
39 $ - $ 6,140,343.17 $ 6,140,343.17 $29,026,269.34
40 $ - $ 6,140,343.17 $ 6,140,343.17 $31,868,273.90
41 $ - $ 6,140,343.17 $ 6,140,343.17 $34,656,067.22
42 $ - $ 6,140,343.17 $ 6,140,343.17 $37,390,683.38
43 $ - $ 6,370,606.03 $ 6,370,606.03 $40,173,728.74
44 $ - $ 6,370,606.03 $ 6,370,606.03 $42,903,687.51
45 $ - $ 6,370,606.03 $ 6,370,606.03 $45,581,572.32
46 $ - $ 6,370,606.03 $ 6,370,606.03 $48,208,376.47
47 $ - $ 6,370,606.03 $ 6,370,606.03 $50,785,074.34
48 -$ 285,000,000.00 $ 6,370,606.03 -$ 278,629,393.97 -$59,761,549.21
49 $ - $ 6,609,503.76 $ 6,609,503.76 -$57,189,239.79
50 $ - $ 6,609,503.76 $ 6,609,503.76 -$54,665,997.16
51 $ - $ 6,609,503.76 $ 6,609,503.76 -$52,190,885.39
52 $ - $ 6,609,503.76 $ 6,609,503.76 -$49,762,986.38
53 $ - $ 6,609,503.76 $ 6,609,503.76 -$47,381,399.54
54 $ - $ 6,609,503.76 $ 6,609,503.76 -$45,045,241.46
55 $ - $ 6,857,360.15 $ 6,857,360.15 -$42,667,710.76
56 $ - $ 6,857,360.15 $ 6,857,360.15 -$40,335,531.46
57 $ - $ 6,857,360.15 $ 6,857,360.15 -$38,047,838.48
58 $ - $ 6,857,360.15 $ 6,857,360.15 -$35,803,783.24
59 $ - $ 6,857,360.15 $ 6,857,360.15 -$33,602,533.36
60 $ - $ 6,857,360.15 $ 6,857,360.15 -$31,443,272.31
61 $ - $ 7,094,360.15 $ 7,094,360.15 -$29,251,995.59
62 $ - $ 7,094,360.15 $ 7,094,360.15 -$27,102,517.47
63 $ - $ 7,094,360.15 $ 7,094,360.15 -$24,994,040.65
64 $ - $ 7,094,360.15 $ 7,094,360.15 -$22,925,783.02
65 $ - $ 7,094,360.15 $ 7,094,360.15 -$20,896,977.41
66 $ - $ 7,331,360.15 $ 7,331,360.15 -$18,840,388.14
67 $ - $ 7,331,360.15 $ 7,331,360.15 -$16,823,028.32
68 $ - $ 7,331,360.15 $ 7,331,360.15 -$14,844,149.64
69 $ - $ 7,331,360.15 $ 7,331,360.15 -$12,903,018.07
70 $ - $ 7,331,360.15 $ 7,331,360.15 -$10,998,913.58
71 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 9,070,750.27
72 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 7,179,366.67
73 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 5,324,061.22
74 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 3,504,145.71
75 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 1,718,945.10 75.95181
76 $ - $ 7,805,360.15 $ 7,805,360.15 $ 87,039.27
77 $ - $ 7,805,360.15 $ 7,805,360.15 $ 1,858,574.49
78 $ - $ 7,805,360.15 $ 7,805,360.15 $ 3,596,317.68
79 $ - $ 7,805,360.15 $ 7,805,360.15 $ 5,300,913.41
80 $ - $ 7,805,360.15 $ 7,805,360.15 $ 6,972,993.98
81 $ - $ 8,042,360.15 $ 8,042,360.15 $ 8,662,981.80
82 $ - $ 8,042,360.15 $ 8,042,360.15 $10,320,733.10
83 $ - $ 8,042,360.15 $ 8,042,360.15 $11,946,862.80
84 $ - $ 8,042,360.15 $ 8,042,360.15 $13,541,974.07
85 $ - $ 8,042,360.15 $ 8,042,360.15 $15,106,658.59
86 $ - $ 8,279,360.15 $ 8,279,360.15 $16,686,726.84
87 $ - $ 8,279,360.15 $ 8,279,360.15 $18,236,655.29
88 $ - $ 8,279,360.15 $ 8,279,360.15 $19,757,018.86
89 $ - $ 8,279,360.15 $ 8,279,360.15 $21,248,381.49
90 $ - $ 8,279,360.15 $ 8,279,360.15 $22,711,296.38
91 $ - $ 8,384,508.03 $ 8,384,508.03 $24,164,530.79
92 $ - $ 8,490,991.28 $ 8,490,991.28 $25,608,148.78
93 $ - $ 8,598,826.87 $ 8,598,826.87 $27,042,213.99
94 $ - $ 8,708,031.97 $ 8,708,031.97 $28,466,789.63
95 $ - $ 8,818,623.97 $ 8,818,623.97 $29,881,938.49
96 $ - $ 8,930,620.50 $ 8,930,620.50 $31,287,722.95
97 $ - $ 9,044,039.38 $ 9,044,039.38 $32,684,204.98
 98 $ - $ 9,158,898.68 $ 9,158,898.68 $34,071,446.13
99 $ - $ 9,275,216.69 $ 9,275,216.69 $35,449,507.57
100 $ - $ 9,393,011.94 $ 9,393,011.94 $36,818,450.02
101 $ - $ 9,512,303.20 $ 9,512,303.20 $38,178,333.83
102 $ - $ 9,633,109.45 $ 9,633,109.45 $39,529,218.95
103 $ - $ 9,755,449.94 $ 9,755,449.94 $40,871,164.92
104 $ - $ 9,879,344.15 $ 9,879,344.15 $42,204,230.90
105 $ - $ 10,004,811.82 $ 10,004,811.82 $43,528,475.64
#VALUE!

int 0.45907%
int 1.94459%
 vp ing esp $ 265,000,634.02
vp inv esp $ 221,472,158.40
vpn $ 43,528,475.65
b/c 1.19654
tir 3.99172%
tir 59.95038%
vf ing mfin $ 882,269,728.10
vp ing mfin $ 545,428,953.21
tvr 0.85726%
tvr 10.78623%
7.60787616 pri 12my8d
pri
pri

15.6914521
28.5541524
 #VALUE!
Tasa% # causación v/a Periodo
Interes MFIN 5.49000% 0.5 A 24

Tasa% # causaciòn v/a Periodo

Interes ESP 22.89000% 1A 12

TUTORIAL EA
5.63687% vencido entero 25.45090%
5.63687% vencido decimal 25.45090%
5.65014% anticipado 25.99995%

MFIN ESP
5.65014% EA 25.99995%
0.45907% 1 1.94459%

Fecha mes # Valor inversión $ Valores en VP ESP Valores VP MF Vida util

0 $ 45,000,000.00 $ 45,000,000.00 $ 45,000,000.00 105
21 $ 95,000,000.00 $ 63,397,987.49 $ 86,288,112.12
48 $ 285,000,000.00 $ 113,074,170.90 $ 228,751,812.83
$ - $ -
$ 221,472,158.39 $ 360,039,924.95
Valor primer Periodicidad gradiente
beneficio $ Periodicidad cuota # (Letras) Desde Hasta Gradiente ($/%)
5,839,000 1 mes a mes 4 18 -0.69%
1 cada 6 meses 19 60 3.75%
1 cada 5 meses 61 90 $ 237,000.00
1 mes a mes 91 105 1.27%

Periodo Inversiones Beneficios Total

- -$ 45,000,000.00 $ - -$ 45,000,000.00 Calculos VNA
1 $ - $ - $ - -$45,000,000.00
 2 $ - $ - $ - -$45,000,000.00
3 $ - $ - $ - -$45,000,000.00
4 $ - $ 5,839,000.00 $ 5,839,000.00 -$39,593,929.71
5 $ - $ 5,798,710.90 $ 5,798,710.90 -$34,327,570.57
6 $ - $ 5,758,699.79 $ 5,758,699.79 -$29,197,311.96
7 $ - $ 5,718,964.77 $ 5,718,964.77 -$24,199,636.58
8 $ - $ 5,679,503.91 $ 5,679,503.91 -$19,331,118.04
9 $ - $ 5,640,315.33 $ 5,640,315.33 -$14,588,418.49
10 $ - $ 5,601,397.16 $ 5,601,397.16 -$ 9,968,286.33
11 $ - $ 5,562,747.52 $ 5,562,747.52 -$ 5,467,554.02
12 $ - $ 5,524,364.56 $ 5,524,364.56 -$ 1,083,135.86 12.25360
13 $ - $ 5,486,246.44 $ 5,486,246.44 $ 3,187,974.11
14 $ - $ 5,448,391.34 $ 5,448,391.34 $ 7,348,704.15
15 $ - $ 5,410,797.44 $ 5,410,797.44 $11,401,906.85
16 $ - $ 5,373,462.94 $ 5,373,462.94 $15,350,361.09
17 $ - $ 5,336,386.05 $ 5,336,386.05 $19,196,773.91
18 $ - $ 5,299,564.98 $ 5,299,564.98 $22,943,782.41
19 $ - $ 5,498,298.67 $ 5,498,298.67 $26,757,149.27
20 $ - $ 5,498,298.67 $ 5,498,298.67 $30,497,776.15
21 -$ 95,000,000.00 $ 5,498,298.67 -$ 89,501,701.33 -$29,230,936.91
22 $ - $ 5,498,298.67 $ 5,498,298.67 -$25,631,653.90
23 $ - $ 5,498,298.67 $ 5,498,298.67 -$22,101,027.21
24 $ - $ 5,498,298.67 $ 5,498,298.67 -$18,637,747.22
25 $ - $ 5,704,484.87 $ 5,704,484.87 -$15,113,133.63
26 $ - $ 5,704,484.87 $ 5,704,484.87 -$11,655,752.04
27 $ - $ 5,704,484.87 $ 5,704,484.87 -$ 8,264,320.01
28 $ - $ 5,704,484.87 $ 5,704,484.87 -$ 4,937,579.54
29 $ - $ 5,704,484.87 $ 5,704,484.87 -$ 1,674,296.65 29.52305
30 $ - $ 5,704,484.87 $ 5,704,484.87 $ 1,526,739.13
31 $ - $ 5,918,403.05 $ 5,918,403.05 $ 4,784,464.24
32 $ - $ 5,918,403.05 $ 5,918,403.05 $ 7,980,048.25
33 $ - $ 5,918,403.05 $ 5,918,403.05 $11,114,676.49
34 $ - $ 5,918,403.05 $ 5,918,403.05 $14,189,511.70
35 $ - $ 5,918,403.05 $ 5,918,403.05 $17,205,694.43
36 $ - $ 5,918,403.05 $ 5,918,403.05 $20,164,343.47
37 $ - $ 6,140,343.17 $ 6,140,343.17 $23,175,389.27
38 $ - $ 6,140,343.17 $ 6,140,343.17 $26,128,999.36
39 $ - $ 6,140,343.17 $ 6,140,343.17 $29,026,269.34
40 $ - $ 6,140,343.17 $ 6,140,343.17 $31,868,273.90
41 $ - $ 6,140,343.17 $ 6,140,343.17 $34,656,067.22
42 $ - $ 6,140,343.17 $ 6,140,343.17 $37,390,683.38
43 $ - $ 6,370,606.03 $ 6,370,606.03 $40,173,728.74
44 $ - $ 6,370,606.03 $ 6,370,606.03 $42,903,687.51
45 $ - $ 6,370,606.03 $ 6,370,606.03 $45,581,572.32
46 $ - $ 6,370,606.03 $ 6,370,606.03 $48,208,376.47
47 $ - $ 6,370,606.03 $ 6,370,606.03 $50,785,074.34
48 -$ 285,000,000.00 $ 6,370,606.03 -$ 278,629,393.97 -$59,761,549.21
49 $ - $ 6,609,503.76 $ 6,609,503.76 -$57,189,239.79
50 $ - $ 6,609,503.76 $ 6,609,503.76 -$54,665,997.16
51 $ - $ 6,609,503.76 $ 6,609,503.76 -$52,190,885.39
52 $ - $ 6,609,503.76 $ 6,609,503.76 -$49,762,986.38
53 $ - $ 6,609,503.76 $ 6,609,503.76 -$47,381,399.54
54 $ - $ 6,609,503.76 $ 6,609,503.76 -$45,045,241.46
55 $ - $ 6,857,360.15 $ 6,857,360.15 -$42,667,710.76
56 $ - $ 6,857,360.15 $ 6,857,360.15 -$40,335,531.46
57 $ - $ 6,857,360.15 $ 6,857,360.15 -$38,047,838.48
58 $ - $ 6,857,360.15 $ 6,857,360.15 -$35,803,783.24
59 $ - $ 6,857,360.15 $ 6,857,360.15 -$33,602,533.36
60 $ - $ 6,857,360.15 $ 6,857,360.15 -$31,443,272.31
61 $ - $ 7,094,360.15 $ 7,094,360.15 -$29,251,995.59
62 $ - $ 7,094,360.15 $ 7,094,360.15 -$27,102,517.47
63 $ - $ 7,094,360.15 $ 7,094,360.15 -$24,994,040.65
64 $ - $ 7,094,360.15 $ 7,094,360.15 -$22,925,783.02
65 $ - $ 7,094,360.15 $ 7,094,360.15 -$20,896,977.41
66 $ - $ 7,331,360.15 $ 7,331,360.15 -$18,840,388.14
67 $ - $ 7,331,360.15 $ 7,331,360.15 -$16,823,028.32
68 $ - $ 7,331,360.15 $ 7,331,360.15 -$14,844,149.64
69 $ - $ 7,331,360.15 $ 7,331,360.15 -$12,903,018.07
70 $ - $ 7,331,360.15 $ 7,331,360.15 -$10,998,913.58
71 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 9,070,750.27
72 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 7,179,366.67
73 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 5,324,061.22
74 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 3,504,145.71
75 $ - $ 7,568,360.15 $ 7,568,360.15 -$ 1,718,945.10 75.95181
76 $ - $ 7,805,360.15 $ 7,805,360.15 $ 87,039.27
77 $ - $ 7,805,360.15 $ 7,805,360.15 $ 1,858,574.49
78 $ - $ 7,805,360.15 $ 7,805,360.15 $ 3,596,317.68
79 $ - $ 7,805,360.15 $ 7,805,360.15 $ 5,300,913.41
80 $ - $ 7,805,360.15 $ 7,805,360.15 $ 6,972,993.98
81 $ - $ 8,042,360.15 $ 8,042,360.15 $ 8,662,981.80
82 $ - $ 8,042,360.15 $ 8,042,360.15 $10,320,733.10
83 $ - $ 8,042,360.15 $ 8,042,360.15 $11,946,862.80
84 $ - $ 8,042,360.15 $ 8,042,360.15 $13,541,974.07
85 $ - $ 8,042,360.15 $ 8,042,360.15 $15,106,658.59
86 $ - $ 8,279,360.15 $ 8,279,360.15 $16,686,726.84
87 $ - $ 8,279,360.15 $ 8,279,360.15 $18,236,655.29
88 $ - $ 8,279,360.15 $ 8,279,360.15 $19,757,018.86
89 $ - $ 8,279,360.15 $ 8,279,360.15 $21,248,381.49
90 $ - $ 8,279,360.15 $ 8,279,360.15 $22,711,296.38
91 $ - $ 8,384,508.03 $ 8,384,508.03 $24,164,530.79
92 $ - $ 8,490,991.28 $ 8,490,991.28 $25,608,148.78
93 $ - $ 8,598,826.87 $ 8,598,826.87 $27,042,213.99
94 $ - $ 8,708,031.97 $ 8,708,031.97 $28,466,789.63
95 $ - $ 8,818,623.97 $ 8,818,623.97 $29,881,938.49
96 $ - $ 8,930,620.50 $ 8,930,620.50 $31,287,722.95
97 $ - $ 9,044,039.38 $ 9,044,039.38 $32,684,204.98
 98 $ - $ 9,158,898.68 $ 9,158,898.68 $34,071,446.13
99 $ - $ 9,275,216.69 $ 9,275,216.69 $35,449,507.57
100 $ - $ 9,393,011.94 $ 9,393,011.94 $36,818,450.02
101 $ - $ 9,512,303.20 $ 9,512,303.20 $38,178,333.83
102 $ - $ 9,633,109.45 $ 9,633,109.45 $39,529,218.95
103 $ - $ 9,755,449.94 $ 9,755,449.94 $40,871,164.92
104 $ - $ 9,879,344.15 $ 9,879,344.15 $42,204,230.90
105 $ - $ 10,004,811.82 $ 10,004,811.82 $43,528,475.64
#VALUE!

int 0.45907%
int 1.94459%
 vp ing esp $ 265,000,634.02
vp inv esp $ 221,472,158.40
vpn $ 43,528,475.65
b/c 1.19654
tir 3.99172%
tir 59.95038%
vf ing mfin $ 882,269,728.10
vp ing mfin $ 545,428,953.21
tvr 0.85726%
tvr 10.78623%
7.60787616 pri 12my8d
pri
pri

15.6914521
28.5541524