¿Cuántos retiros mensuales de $3,585 pueden hacerse, si al inicio se depositan $97,000 en

una cuenta que genera intereses del 9.4% anual compuesto por meses?

R 3585
C 97000
i 0.00783333
n -30.526317 31

Período Interes Renta capital Saldo insoluto

0 $ 97,000.00
1 $ 759.83 $ 3,585.0000 $ 2,825.1667 $ 94,174.83
2 $ 737.70 $ 3,585.0000 $ 2,847.2971 $ 91,327.54
3 $ 715.40 $ 3,585.0000 $ 2,869.6010 $ 88,457.94
4 $ 692.92 $ 3,585.0000 $ 2,892.0795 $ 85,565.86
5 $ 670.27 $ 3,585.0000 $ 2,914.7341 $ 82,651.12
6 $ 647.43 $ 3,585.0000 $ 2,937.5662 $ 79,713.56
7 $ 624.42 $ 3,585.0000 $ 2,960.5771 $ 76,752.98
8 $ 601.23 $ 3,585.0000 $ 2,983.7683 $ 73,769.21
9 $ 577.86 $ 3,585.0000 $ 3,007.1412 $ 70,762.07
10 $ 554.30 $ 3,585.0000 $ 3,030.6971 $ 67,731.37
11 $ 530.56 $ 3,585.0000 $ 3,054.4376 $ 64,676.93
12 $ 506.64 $ 3,585.0000 $ 3,078.3640 $ 61,598.57
13 $ 482.52 $ 3,585.0000 $ 3,102.4779 $ 58,496.09
14 $ 458.22 $ 3,585.0000 $ 3,126.7806 $ 55,369.31
15 $ 433.73 $ 3,585.0000 $ 3,151.2737 $ 52,218.04
16 $ 409.04 $ 3,585.0000 $ 3,175.9587 $ 49,042.08
17 $ 384.16 $ 3,585.0000 $ 3,200.8370 $ 45,841.24
18 $ 359.09 $ 3,585.0000 $ 3,225.9103 $ 42,615.33
19 $ 333.82 $ 3,585.0000 $ 3,251.1799 $ 39,364.15
20 $ 308.35 $ 3,585.0000 $ 3,276.6475 $ 36,087.50
21 $ 282.69 $ 3,585.0000 $ 3,302.3145 $ 32,785.19
22 $ 256.82 $ 3,585.0000 $ 3,328.1827 $ 29,457.01
23 $ 230.75 $ 3,585.0000 $ 3,354.2534 $ 26,102.75
24 $ 204.47 $ 3,585.0000 $ 3,380.5284 $ 22,722.23
25 $ 177.99 $ 3,585.0000 $ 3,407.0092 $ 19,315.22
26 $ 151.30 $ 3,585.0000 $ 3,433.6975 $ 15,881.52
27 $ 124.41 $ 3,585.0000 $ 3,460.5948 $ 12,420.92
28 $ 97.30 $ 3,585.0000 $ 3,487.7028 $ 8,933.22
29 $ 69.98 $ 3,585.0000 $ 3,515.0231 $ 5,418.20
30 $ 42.44 $ 3,585.0000 $ 3,542.5574 $ 1,875.64
31 $ 14.69 $ 1,890.3300 $ 1,875.6375 $ 0.00
$12,440.33 $ 109,440.33 $ 97,000.00
R ? -$3,536.49
C 97000
i 0.00783333
n 31

Período Interes Renta capital Saldo insoluto

0 $ 97,000.00
1 $ 759.83 $ 3,536.4896 $ 2,776.6563 $ 94,223.34
2 $ 738.08 $ 3,536.4896 $ 2,798.4068 $ 91,424.94
3 $ 716.16 $ 3,536.4896 $ 2,820.3276 $ 88,604.61
4 $ 694.07 $ 3,536.4896 $ 2,842.4202 $ 85,762.19
5 $ 671.80 $ 3,536.4896 $ 2,864.6858 $ 82,897.50
6 $ 649.36 $ 3,536.4896 $ 2,887.1258 $ 80,010.38
7 $ 626.75 $ 3,536.4896 $ 2,909.7417 $ 77,100.64
8 $ 603.95 $ 3,536.4896 $ 2,932.5346 $ 74,168.10
9 $ 580.98 $ 3,536.4896 $ 2,955.5061 $ 71,212.60
10 $ 557.83 $ 3,536.4896 $ 2,978.6576 $ 68,233.94
11 $ 534.50 $ 3,536.4896 $ 3,001.9904 $ 65,231.95
12 $ 510.98 $ 3,536.4896 $ 3,025.5060 $ 62,206.44
13 $ 487.28 $ 3,536.4896 $ 3,049.2058 $ 59,157.24
14 $ 463.40 $ 3,536.4896 $ 3,073.0913 $ 56,084.14
15 $ 439.33 $ 3,536.4896 $ 3,097.1638 $ 52,986.98
16 $ 415.06 $ 3,536.4896 $ 3,121.4249 $ 49,865.56
17 $ 390.61 $ 3,536.4896 $ 3,145.8761 $ 46,719.68
18 $ 365.97 $ 3,536.4896 $ 3,170.5188 $ 43,549.16
19 $ 341.14 $ 3,536.4896 $ 3,195.3545 $ 40,353.81
20 $ 316.10 $ 3,536.4896 $ 3,220.3848 $ 37,133.42
21 $ 290.88 $ 3,536.4896 $ 3,245.6111 $ 33,887.81
22 $ 265.45 $ 3,536.4896 $ 3,271.0351 $ 30,616.77
23 $ 239.83 $ 3,536.4896 $ 3,296.6582 $ 27,320.12
24 $ 214.01 $ 3,536.4896 $ 3,322.4820 $ 23,997.63
25 $ 187.98 $ 3,536.4896 $ 3,348.5081 $ 20,649.13
26 $ 161.75 $ 3,536.4896 $ 3,374.7381 $ 17,274.39
27 $ 135.32 $ 3,536.4896 $ 3,401.1736 $ 13,873.21
28 $ 108.67 $ 3,536.4896 $ 3,427.8161 $ 10,445.40
29 $ 81.82 $ 3,536.4896 $ 3,454.6673 $ 6,990.73
30 $ 54.76 $ 3,536.4896 $ 3,481.7289 $ 3,509.00
31 $ 27.49 $ 3,536.4896 $ 3,509.0024 $ 0.00

$12,631.18 $ 109,631.18 $ 97,000.00

n $97,000 en

R 3585
C 97000
i 0.00783333
n 30

Período Interes Renta capital Saldo insoluto

0 $97,000.00
1 $ 759.83 $ 3,585.0000 $ 2,825.1667 $94,174.83
2 $ 737.70 $ 3,585.0000 $ 2,847.2971 $91,327.54
3 $ 715.40 $ 3,585.0000 $ 2,869.6010 $88,457.94
4 $ 692.92 $ 3,585.0000 $ 2,892.0795 $85,565.86
5 $ 670.27 $ 3,585.0000 $ 2,914.7341 $82,651.12
6 $ 647.43 $ 3,585.0000 $ 2,937.5662 $79,713.56
7 $ 624.42 $ 3,585.0000 $ 2,960.5771 $76,752.98
8 $ 601.23 $ 3,585.0000 $ 2,983.7683 $73,769.21
9 $ 577.86 $ 3,585.0000 $ 3,007.1412 $70,762.07
10 $ 554.30 $ 3,585.0000 $ 3,030.6971 $67,731.37
11 $ 530.56 $ 3,585.0000 $ 3,054.4376 $64,676.93
12 $ 506.64 $ 3,585.0000 $ 3,078.3640 $61,598.57
13 $ 482.52 $ 3,585.0000 $ 3,102.4779 $58,496.09
14 $ 458.22 $ 3,585.0000 $ 3,126.7806 $55,369.31
15 $ 433.73 $ 3,585.0000 $ 3,151.2737 $52,218.04
16 $ 409.04 $ 3,585.0000 $ 3,175.9587 $49,042.08
17 $ 384.16 $ 3,585.0000 $ 3,200.8370 $45,841.24
18 $ 359.09 $ 3,585.0000 $ 3,225.9103 $42,615.33
19 $ 333.82 $ 3,585.0000 $ 3,251.1799 $39,364.15
20 $ 308.35 $ 3,585.0000 $ 3,276.6475 $36,087.50
21 $ 282.69 $ 3,585.0000 $ 3,302.3145 $32,785.19
22 $ 256.82 $ 3,585.0000 $ 3,328.1827 $29,457.01
23 $ 230.75 $ 3,585.0000 $ 3,354.2534 $26,102.75
24 $ 204.47 $ 3,585.0000 $ 3,380.5284 $22,722.23
25 $ 177.99 $ 3,585.0000 $ 3,407.0092 $19,315.22
26 $ 151.30 $ 3,585.0000 $ 3,433.6975 $15,881.52
27 $ 124.41 $ 3,585.0000 $ 3,460.5948 $12,420.92
28 $ 97.30 $ 3,585.0000 $ 3,487.7028 $ 8,933.22
29 $ 69.98 $ 3,585.0000 $ 3,515.0231 $ 5,418.20
30 $ 42.44 $ 5,460.6400 $ 5,418.1974 $ 0.00
31
$12,425.64 $ 109,425.64 $ 97,000.00
$ 14.69
 R ? -$3,640.71
C 97000
i 0.00783333
n 30

Período Interes Renta capital Saldo insoluto

0 $97,000.00
1 $ 759.83 $ 3,640.7060 $ 2,880.8727 $94,119.13
2 $ 737.27 $ 3,640.7060 $ 2,903.4395 $91,215.69
3 $ 714.52 $ 3,640.7060 $ 2,926.1831 $88,289.50
4 $ 691.60 $ 3,640.7060 $ 2,949.1049 $85,340.40
5 $ 668.50 $ 3,640.7060 $ 2,972.2062 $82,368.19
6 $ 645.22 $ 3,640.7060 $ 2,995.4885 $79,372.71
7 $ 621.75 $ 3,640.7060 $ 3,018.9531 $76,353.75
8 $ 598.10 $ 3,640.7060 $ 3,042.6016 $73,311.15
9 $ 574.27 $ 3,640.7060 $ 3,066.4353 $70,244.72
10 $ 550.25 $ 3,640.7060 $ 3,090.4557 $67,154.26
11 $ 526.04 $ 3,640.7060 $ 3,114.6643 $64,039.60
12 $ 501.64 $ 3,640.7060 $ 3,139.0625 $60,900.53
13 $ 477.05 $ 3,640.7060 $ 3,163.6518 $57,736.88
14 $ 452.27 $ 3,640.7060 $ 3,188.4338 $54,548.45
15 $ 427.30 $ 3,640.7060 $ 3,213.4098 $51,335.04
16 $ 402.12 $ 3,640.7060 $ 3,238.5815 $48,096.46
17 $ 376.76 $ 3,640.7060 $ 3,263.9504 $44,832.51
18 $ 351.19 $ 3,640.7060 $ 3,289.5180 $41,542.99
19 $ 325.42 $ 3,640.7060 $ 3,315.2859 $38,227.70
20 $ 299.45 $ 3,640.7060 $ 3,341.2557 $34,886.45
21 $ 273.28 $ 3,640.7060 $ 3,367.4288 $31,519.02
22 $ 246.90 $ 3,640.7060 $ 3,393.8070 $28,125.21
23 $ 220.31 $ 3,640.7060 $ 3,420.3918 $24,704.82
24 $ 193.52 $ 3,640.7060 $ 3,447.1849 $21,257.63
25 $ 166.52 $ 3,640.7060 $ 3,474.1879 $17,783.45
26 $ 139.30 $ 3,640.7060 $ 3,501.4023 $14,282.04
27 $ 111.88 $ 3,640.7060 $ 3,528.8300 $10,753.21
28 $ 84.23 $ 3,640.7060 $ 3,556.4725 $ 7,196.74
29 $ 56.37 $ 3,640.7060 $ 3,584.3315 $ 3,612.41
30 $ 28.30 $ 3,640.7060 $ 3,612.4088 $ 0.00

$12,221.18 $ 109,221.18 $ 97,000.00

$ 410.00