n 5 meses

i 2.30% Mensual
Préstamo $ 1,000,000.00

Nro Cuota Interés Abono Saldo

0 $ 1,000,000.00
1 $ 214,009.16 $ 23,000.00 $ 191,009.16 $ 808,990.84
2 $ 214,009.16 $ 18,606.79 $ 195,402.37 $ 613,588.48
3 $ 214,009.16 $ 14,112.53 $ 199,896.62 $ 413,691.86
4 $ 214,009.16 $ 9,514.91 $ 204,494.24 $ 209,197.61
5 $ 214,009.16 $ 4,811.55 $ 209,197.61 -$ 0.00
 𝐴=𝑃[(𝑖 〖 (1+𝑖)
〗 ^𝑛)/
( 〖 (1+𝑖) 〗 ^𝑛−
214009.156

1)]
 n
i
24
2.50%
meses
Mensual
𝐴=𝑃[(
Préstamos $ 5,000,000.00 ^𝑛)/
Cuotas iguales
( 〖 (1
Nro
0
Cuota Interés Abono
$
Saldo
5,000,000.00 ]
1 $ 279,564.10 $ 125,000.00 $ 154,564.10 $ 4,845,435.90
2 $ 279,564.10 $ 121,135.90 $ 158,428.20 $ 4,687,007.69
3 $ 279,564.10 $ 117,175.19 $ 162,388.91 $ 4,524,618.78
4 $ 279,564.10 $ 113,115.47 $ 166,448.63 $ 4,358,170.15
5 $ 279,564.10 $ 108,954.25 $ 170,609.85 $ 4,187,560.30
6 $ 279,564.10 $ 104,689.01 $ 174,875.09 $ 4,012,685.21
7 $ 279,564.10 $ 100,317.13 $ 179,246.97 $ 3,833,438.24
8 $ 279,564.10 $ 95,835.96 $ 183,728.15 $ 3,649,710.09
9 $ 279,564.10 $ 91,242.75 $ 188,321.35 $ 3,461,388.74
10 $ 279,564.10 $ 86,534.72 $ 193,029.38 $ 3,268,359.36
11 $ 279,564.10 $ 81,708.98 $ 197,855.12 $ 3,070,504.24
12 $ 279,564.10 $ 76,762.61 $ 202,801.50 $ 2,867,702.75
13 $ 279,564.10 $ 71,692.57 $ 207,871.53 $ 2,659,831.21
14 $ 279,564.10 $ 66,495.78 $ 213,068.32 $ 2,446,762.89
15 $ 279,564.10 $ 61,169.07 $ 218,395.03 $ 2,228,367.86
16 $ 279,564.10 $ 55,709.20 $ 223,854.91 $ 2,004,512.96
17 $ 279,564.10 $ 50,112.82 $ 229,451.28 $ 1,775,061.68
18 $ 279,564.10 $ 44,376.54 $ 235,187.56 $ 1,539,874.12
19 $ 279,564.10 $ 38,496.85 $ 241,067.25 $ 1,298,806.87
20 $ 279,564.10 $ 32,470.17 $ 247,093.93 $ 1,051,712.94
21 $ 279,564.10 $ 26,292.82 $ 253,271.28 $ 798,441.66
22 $ 279,564.10 $ 19,961.04 $ 259,603.06 $ 538,838.60
23 $ 279,564.10 $ 13,470.97 $ 266,093.14 $ 272,745.47
24 $ 279,564.10 $ 6,818.64 $ 272,745.47 -$ 0.00
𝐴=𝑃[(𝑖 〖 (1+𝑖) 〗
^𝑛)/
( 〖 (1+𝑖) 〗 ^𝑛−1)
] $ 279,564.10
 𝐴=𝐵+𝐺(1/𝑖 − 𝑛
n 24 meses
i 2.50% Mensual
Préstamos $ 5,000,000.00

Cuotas que crecen de a 10.000

Nro Cuota Interés Abono Saldo

0 $ 5,000,000.00
1 $ 176,327.18 $ 125,000.00 $ 51,327.18 $ 4,948,672.82
2 $ 186,327.18 $ 123,716.82 $ 62,610.36 $ 4,886,062.47
3 $ 196,327.18 $ 122,151.56 $ 74,175.62 $ 4,811,886.85
4 $ 206,327.18 $ 120,297.17 $ 86,030.01 $ 4,725,856.84
5 $ 216,327.18 $ 118,146.42 $ 98,180.76 $ 4,627,676.09
6 $ 226,327.18 $ 115,691.90 $ 110,635.28 $ 4,517,040.81
7 $ 236,327.18 $ 112,926.02 $ 123,401.16 $ 4,393,639.66
8 $ 246,327.18 $ 109,840.99 $ 136,486.19 $ 4,257,153.47
9 $ 256,327.18 $ 106,428.84 $ 149,898.34 $ 4,107,255.13
10 $ 266,327.18 $ 102,681.38 $ 163,645.80 $ 3,943,609.33
11 $ 276,327.18 $ 98,590.23 $ 177,736.94 $ 3,765,872.39
12 $ 286,327.18 $ 94,146.81 $ 192,180.37 $ 3,573,692.02
13 $ 296,327.18 $ 89,342.30 $ 206,984.88 $ 3,366,707.14
14 $ 306,327.18 $ 84,167.68 $ 222,159.50 $ 3,144,547.64
15 $ 316,327.18 $ 78,613.69 $ 237,713.49 $ 2,906,834.16
16 $ 326,327.18 $ 72,670.85 $ 253,656.32 $ 2,653,177.83
17 $ 336,327.18 $ 66,329.45 $ 269,997.73 $ 2,383,180.10
18 $ 346,327.18 $ 59,579.50 $ 286,747.67 $ 2,096,432.43
19 $ 356,327.18 $ 52,410.81 $ 303,916.37 $ 1,792,516.06
20 $ 366,327.18 $ 44,812.90 $ 321,514.28 $ 1,471,001.79
21 $ 376,327.18 $ 36,775.04 $ 339,552.13 $ 1,131,449.65
22 $ 386,327.18 $ 28,286.24 $ 358,040.94 $ 773,408.72
23 $ 396,327.18 $ 19,335.22 $ 376,991.96 $ 396,416.76
24 $ 406,327.18 $ 9,910.42 $ 396,416.76 -$ 0.00
𝐴=𝐵+𝐺(1/𝑖 − 𝑛/((1+𝑖)^𝑛−1))

A $ 279,564.10

103236.92454
B $ 176,327.18
 𝐴=𝐵−𝐺(1/𝑖 −
n 24 meses
i 2.50% Mensual
Préstamos $ 5,000,000.00

Cuotas que decrecen de a 10.000

Nro Cuota Interés Abono Saldo

0 $ 5,000,000.00
1 $ 382,801.03 $ 125,000.00 $ 257,801.03 $ 4,742,198.97
2 $ 372,801.03 $ 118,554.97 $ 254,246.05 $ 4,487,952.92
3 $ 362,801.03 $ 112,198.82 $ 250,602.20 $ 4,237,350.72
4 $ 352,801.03 $ 105,933.77 $ 246,867.26 $ 3,990,483.46
5 $ 342,801.03 $ 99,762.09 $ 243,038.94 $ 3,747,444.52
6 $ 332,801.03 $ 93,686.11 $ 239,114.91 $ 3,508,329.61
7 $ 322,801.03 $ 87,708.24 $ 235,092.79 $ 3,273,236.82
8 $ 312,801.03 $ 81,830.92 $ 230,970.11 $ 3,042,266.71
9 $ 302,801.03 $ 76,056.67 $ 226,744.36 $ 2,815,522.36
10 $ 292,801.03 $ 70,388.06 $ 222,412.97 $ 2,593,109.39
11 $ 282,801.03 $ 64,827.73 $ 217,973.29 $ 2,375,136.10
12 $ 272,801.03 $ 59,378.40 $ 213,422.62 $ 2,161,713.47
13 $ 262,801.03 $ 54,042.84 $ 208,758.19 $ 1,952,955.28
14 $ 252,801.03 $ 48,823.88 $ 203,977.14 $ 1,748,978.14
15 $ 242,801.03 $ 43,724.45 $ 199,076.57 $ 1,549,901.57
16 $ 232,801.03 $ 38,747.54 $ 194,053.49 $ 1,355,848.08
17 $ 222,801.03 $ 33,896.20 $ 188,904.82 $ 1,166,943.26
18 $ 212,801.03 $ 29,173.58 $ 183,627.44 $ 983,315.81
19 $ 202,801.03 $ 24,582.90 $ 178,218.13 $ 805,097.68
20 $ 192,801.03 $ 20,127.44 $ 172,673.58 $ 632,424.09
21 $ 182,801.03 $ 15,810.60 $ 166,990.42 $ 465,433.67
22 $ 172,801.03 $ 11,635.84 $ 161,165.18 $ 304,268.49
23 $ 162,801.03 $ 7,606.71 $ 155,194.31 $ 149,074.17
24 $ 152,801.03 $ 3,726.85 $ 149,074.17 $ 0.00
𝐴=𝐵−𝐺(1/𝑖 − 𝑛/((1+𝑖)^𝑛−1))

A $ 279,564.10

103236.92454
B $ 382,801.03
 𝑃=𝑇((
(1+𝑖))
n 24 meses
i 2.50% Mensual
Préstamos $ 5,000,000.00

Cuotas que crecen un 5%

Nro Cuota Interés Abono Saldo

0 $ 5,000,000.00
1 $ 159,626.44 $ 125,000.00 $ 34,626.44 $ 4,965,373.56
2 $ 167,607.77 $ 124,134.34 $ 43,473.43 $ 4,921,900.13
3 $ 175,988.15 $ 123,047.50 $ 52,940.65 $ 4,868,959.48
4 $ 184,787.56 $ 121,723.99 $ 63,063.57 $ 4,805,895.90
5 $ 194,026.94 $ 120,147.40 $ 73,879.54 $ 4,732,016.36
6 $ 203,728.29 $ 118,300.41 $ 85,427.88 $ 4,646,588.48
7 $ 213,914.70 $ 116,164.71 $ 97,749.99 $ 4,548,838.49
8 $ 224,610.44 $ 113,720.96 $ 110,889.47 $ 4,437,949.02
9 $ 235,840.96 $ 110,948.73 $ 124,892.23 $ 4,313,056.79
10 $ 247,633.01 $ 107,826.42 $ 139,806.59 $ 4,173,250.20
11 $ 260,014.66 $ 104,331.25 $ 155,683.40 $ 4,017,566.80
12 $ 273,015.39 $ 100,439.17 $ 172,576.22 $ 3,844,990.58
13 $ 286,666.16 $ 96,124.76 $ 190,541.39 $ 3,654,449.18
14 $ 300,999.47 $ 91,361.23 $ 209,638.24 $ 3,444,810.95
15 $ 316,049.44 $ 86,120.27 $ 229,929.17 $ 3,214,881.78
16 $ 331,851.91 $ 80,372.04 $ 251,479.87 $ 2,963,401.91
17 $ 348,444.51 $ 74,085.05 $ 274,359.46 $ 2,689,042.45
18 $ 365,866.73 $ 67,226.06 $ 298,640.67 $ 2,390,401.78
19 $ 384,160.07 $ 59,760.04 $ 324,400.03 $ 2,066,001.76
20 $ 403,368.07 $ 51,650.04 $ 351,718.03 $ 1,714,283.73
21 $ 423,536.48 $ 42,857.09 $ 380,679.38 $ 1,333,604.34
22 $ 444,713.30 $ 33,340.11 $ 411,373.19 $ 922,231.15
23 $ 466,948.97 $ 23,055.78 $ 443,893.19 $ 478,337.96
24 $ 490,296.41 $ 11,958.45 $ 478,337.96 $ 0.00
𝑃=𝑇((((1+𝑠)/
(1+𝑖))^𝑛−1)/(𝑠−𝑖))

T $ 159,626.44
Interés A Interés GAC Interés GAD Interés GGC
$ 125,000.00 $ 125,000.00 $ 125,000.00 $ 125,000.00
$ 121,135.90 $ 123,716.82 $ 118,554.97 $ 124,134.34
$ 117,175.19 $ 122,151.56 $ 112,198.82 $ 123,047.50
$ 113,115.47 $ 120,297.17 $ 105,933.77 $ 121,723.99
$ 108,954.25 $ 118,146.42 $ 99,762.09 $ 120,147.40
$ 104,689.01 $ 115,691.90 $ 93,686.11 $ 118,300.41
$ 100,317.13 $ 112,926.02 $ 87,708.24 $ 116,164.71
$ 95,835.96 $ 109,840.99 $ 81,830.92 $ 113,720.96
$ 91,242.75 $ 106,428.84 $ 76,056.67 $ 110,948.73
$ 86,534.72 $ 102,681.38 $ 70,388.06 $ 107,826.42
$ 81,708.98 $ 98,590.23 $ 64,827.73 $ 104,331.25
$ 76,762.61 $ 94,146.81 $ 59,378.40 $ 100,439.17
$ 71,692.57 $ 89,342.30 $ 54,042.84 $ 96,124.76
$ 66,495.78 $ 84,167.68 $ 48,823.88 $ 91,361.23
$ 61,169.07 $ 78,613.69 $ 43,724.45 $ 86,120.27
$ 55,709.20 $ 72,670.85 $ 38,747.54 $ 80,372.04
$ 50,112.82 $ 66,329.45 $ 33,896.20 $ 74,085.05
$ 44,376.54 $ 59,579.50 $ 29,173.58 $ 67,226.06
$ 38,496.85 $ 52,410.81 $ 24,582.90 $ 59,760.04
$ 32,470.17 $ 44,812.90 $ 20,127.44 $ 51,650.04
$ 26,292.82 $ 36,775.04 $ 15,810.60 $ 42,857.09
$ 19,961.04 $ 28,286.24 $ 11,635.84 $ 33,340.11
$ 13,470.97 $ 19,335.22 $ 7,606.71 $ 23,055.78
$ 6,818.64 $ 9,910.42 $ 3,726.85 $ 11,958.45
$ 1,709,538.44 $ 1,991,852.25 $ 1,427,224.63 $ 2,103,695.82
 Chart Title
$140,000.00

$120,000.00

$100,000.00

$80,000.00

$60,000.00

$40,000.00

$20,000.00

$-
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24

Interés A Interés GAC Interés GAD Interés GGC

Saldo A Saldo GAC Saldo GAD Saldo GGC
$ 5,000,000.00 $ 5,000,000.00 $ 5,000,000.00 $ 5,000,000.00
$ 4,845,435.90 $ 4,948,672.82 $ 4,742,198.97 $ 4,965,373.56
$ 4,687,007.69 $ 4,886,062.47 $ 4,487,952.92 $ 4,921,900.13
$ 4,524,618.78 $ 4,811,886.85 $ 4,237,350.72 $ 4,868,959.48
$ 4,358,170.15 $ 4,725,856.84 $ 3,990,483.46 $ 4,805,895.90
$ 4,187,560.30 $ 4,627,676.09 $ 3,747,444.52 $ 4,732,016.36
$ 4,012,685.21 $ 4,517,040.81 $ 3,508,329.61 $ 4,646,588.48
$ 3,833,438.24 $ 4,393,639.66 $ 3,273,236.82 $ 4,548,838.49
$ 3,649,710.09 $ 4,257,153.47 $ 3,042,266.71 $ 4,437,949.02
$ 3,461,388.74 $ 4,107,255.13 $ 2,815,522.36 $ 4,313,056.79
$ 3,268,359.36 $ 3,943,609.33 $ 2,593,109.39 $ 4,173,250.20
$ 3,070,504.24 $ 3,765,872.39 $ 2,375,136.10 $ 4,017,566.80
$ 2,867,702.75 $ 3,573,692.02 $ 2,161,713.47 $ 3,844,990.58
$ 2,659,831.21 $ 3,366,707.14 $ 1,952,955.28 $ 3,654,449.18
$ 2,446,762.89 $ 3,144,547.64 $ 1,748,978.14 $ 3,444,810.95
$ 2,228,367.86 $ 2,906,834.16 $ 1,549,901.57 $ 3,214,881.78
$ 2,004,512.96 $ 2,653,177.83 $ 1,355,848.08 $ 2,963,401.91
$ 1,775,061.68 $ 2,383,180.10 $ 1,166,943.26 $ 2,689,042.45
$ 1,539,874.12 $ 2,096,432.43 $ 983,315.81 $ 2,390,401.78
$ 1,298,806.87 $ 1,792,516.06 $ 805,097.68 $ 2,066,001.76
$ 1,051,712.94 $ 1,471,001.79 $ 632,424.09 $ 1,714,283.73
$ 798,441.66 $ 1,131,449.65 $ 465,433.67 $ 1,333,604.34
$ 538,838.60 $ 773,408.72 $ 304,268.49 $ 922,231.15
$ 272,745.47 $ 396,416.76 $ 149,074.17 $ 478,337.96
-$ 0.00 -$ 0.00 $ 0.00 $ 0.00
 Chart Title
$6,000,000.00

$5,000,000.00

$4,000,000.00

$3,000,000.00

$2,000,000.00

$1,000,000.00

$-
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
$(1,000,000.00)

Saldo A Saldo GAC Saldo GAD Saldo GGC