Prestamo 40,000,000.

00
Tasa interes 1.0%
Plazo 36

Periodo Interes Capital

0
1 -$ 400,000.00 -$ 928,572.39
2 -$ 390,714.28 -$ 937,858.12
3 -$ 381,335.69 -$ 947,236.70
4 -$ 371,863.33 -$ 956,709.06
5 -$ 362,296.24 -$ 966,276.16
6 -$ 352,633.48 -$ 975,938.92
7 -$ 342,874.09 -$ 985,698.31
8 -$ 333,017.10 -$ 995,555.29
9 -$ 323,061.55 -$ 1,005,510.84
10 -$ 313,006.44 -$ 1,015,565.95
11 -$ 302,850.78 -$ 1,025,721.61
12 -$ 292,593.57 -$ 1,035,978.83
13 -$ 282,233.78 -$ 1,046,338.61
14 -$ 271,770.39 -$ 1,056,802.00
15 -$ 261,202.37 -$ 1,067,370.02
16 -$ 250,528.67 -$ 1,078,043.72
17 -$ 239,748.23 -$ 1,088,824.16
18 -$ 228,859.99 -$ 1,099,712.40
19 -$ 217,862.87 -$ 1,110,709.52
20 -$ 206,755.77 -$ 1,121,816.62
21 -$ 195,537.61 -$ 1,133,034.78
22 -$ 184,207.26 -$ 1,144,365.13
23 -$ 172,763.61 -$ 1,155,808.78
24 -$ 161,205.52 -$ 1,167,366.87
25 -$ 149,531.85 -$ 1,179,040.54
26 -$ 137,741.45 -$ 1,190,830.95
27 -$ 125,833.14 -$ 1,202,739.26
28 -$ 113,805.74 -$ 1,214,766.65
29 -$ 101,658.08 -$ 1,226,914.31
30 -$ 89,388.94 -$ 1,239,183.46
31 -$ 76,997.10 -$ 1,251,575.29
32 -$ 64,481.35 -$ 1,264,091.04
33 -$ 51,840.44 -$ 1,276,731.96
34 -$ 39,073.12 -$ 1,289,499.27
35 -$ 26,178.12 -$ 1,302,394.27
36 -$ 13,154.18 -$ 1,315,418.21
Totales -$ 7,828,606.13 -$ 40,000,000.00
 Cuota Saldo
40,000,000.00
-$ 1,328,572.39 39,071,427.61
-$ 1,328,572.39 38,133,569.49
-$ 1,328,572.39 37,186,332.79
-$ 1,328,572.39 36,229,623.73
-$ 1,328,572.39 35,263,347.57
-$ 1,328,572.39 34,287,408.66
-$ 1,328,572.39 33,301,710.35
-$ 1,328,572.39 32,306,155.06
-$ 1,328,572.39 31,300,644.22
-$ 1,328,572.39 30,285,078.27
-$ 1,328,572.39 29,259,356.66
-$ 1,328,572.39 28,223,377.83
-$ 1,328,572.39 27,177,039.22
-$ 1,328,572.39 26,120,237.22
-$ 1,328,572.39 25,052,867.20
-$ 1,328,572.39 23,974,823.48
-$ 1,328,572.39 22,885,999.32
-$ 1,328,572.39 21,786,286.92
-$ 1,328,572.39 20,675,577.40
-$ 1,328,572.39 19,553,760.78
-$ 1,328,572.39 18,420,726.00
-$ 1,328,572.39 17,276,360.86
-$ 1,328,572.39 16,120,552.08
-$ 1,328,572.39 14,953,185.21
-$ 1,328,572.39 13,774,144.67
-$ 1,328,572.39 12,583,313.72
-$ 1,328,572.39 11,380,574.47
-$ 1,328,572.39 10,165,807.82
-$ 1,328,572.39 8,938,893.50
-$ 1,328,572.39 7,699,710.05
-$ 1,328,572.39 6,448,134.75
-$ 1,328,572.39 5,184,043.71
-$ 1,328,572.39 3,907,311.75
-$ 1,328,572.39 2,617,812.48
-$ 1,328,572.39 1,315,418.21
-$ 1,328,572.39 -
-$ 47,828,606.13
 Presupuesto Comercial

Presupuesto de Facturacion
Octubre Noviembre Diciembre Enero
Ventas Brutas 5,200,000.00 3,500,000.00 4,800,000.00 5,000,000.00
Iva Generado 988,000.00 665,000.00 912,000.00 950,000.00
Ventas Netas 6,188,000.00 4,165,000.00 5,712,000.00 5,950,000.00

Presupuesto de Recaudo
Octubre Noviembre Diciembre Enero
Ventas contado 1,547,000.00 1,041,250.00 1,428,000.00 1,487,500.00
Ventas a 30 dias 1,856,400.00 1,249,500.00 1,713,600.00
Ventas a 60 dias 1,547,000.00 1,041,250.00
Ventas a 90 dias 1,237,600.00
Total recaudo 1,547,000.00 2,897,650.00 4,224,500.00 5,479,950.00
Prueba 6,188,000.00 4,165,000.00 5,712,000.00 5,950,000.00

Presupuesto de compras
Octubre Noviembre Diciembre Enero
Ventas Brutas 5,200,000.00 3,500,000.00 4,800,000.00 5,000,000.00
Comisiones 312,000.00 210,000.00 288,000.00 300,000.00
M Contribucion 1,820,000.00 1,225,000.00 1,680,000.00 1,900,000.00
Costo de Venta 3,380,000.00 2,275,000.00 3,120,000.00 3,100,000.00
Inventario final 1,300,000.00 875,000.00 1,200,000.00 1,250,000.00
Total Necesidades 4,680,000.00 3,150,000.00 4,320,000.00 4,350,000.00
Inventario Inicial 900,000.00 1,300,000.00 875,000.00 1,200,000.00
Compras Brutas 3,780,000.00 1,850,000.00 3,445,000.00 3,150,000.00

Presupuesto de materias Primas

Octubre Noviembre Diciembre Enero
Compras brutas 3,780,000.00 1,850,000.00 3,445,000.00 3,150,000.00
Iva Descontable 718,200.00 351,500.00 654,550.00 598,500.00
Compras Netas 4,498,200.00 2,201,500.00 4,099,550.00 3,748,500.00

Presupuesto de pagos
Octubre Noviembre Diciembre Enero
Compras a 30 dias 2,249,100.00 1,100,750.00 2,049,775.00
Compras a 60 dias 1,574,370.00 770,525.00
compras a 90 dias 674,730.00
Total Pagos 0 2249100 2675120 3495030
Prueba 4,498,200.00 2,201,500.00 4,099,550.00 3,748,500.00

Presupuesto de IVA
Octubre Noviembre Diciembre Enero
Iva Generado 988,000.00 665,000.00 912,000.00 950,000.00
Iva Descontable 718,200.00 351,500.00 654,550.00 598,500.00
Diferencia 269,800.00 313,500.00 257,450.00 351,500.00
Pagos 570,950.00

PRESUPUESTO MAESTRO
Actividades Operativas Enero Febrero Marzo Abril
Recaudo e Clientes 5,479,950.00 5,652,500.00 6,372,450.00 6,669,950.00
Pagos de m Primas 3,495,030.00 3,639,317.50 3,978,467.50 4,352,782.00
Gastos Administrativos 250,000.00 250,000.00 250,000.00 250,000.00
Gastos de Ventas 296,400.00 316,800.00 353,400.00 349,200.00
Pagos de Iva 570,950.00 722,380.00
Balance operativo 867,570.00 1,446,382.50 1,068,202.50 1,717,968.00

Actividades de Financiacion
pagos de capital -$ 928,572.39 -$ 937,858.12 -$ 947,236.70 -$ 956,709.06
pago de interes -$ 400,000.00 -$ 390,714.28 -$ 381,335.69 -$ 371,863.33
Capitalizacion
Descapitalizacion
Dividendos
Interes ganados
Balance de Financiacion -$ 1,328,572.39 -$ 1,328,572.39 -$ 1,328,572.39 -$ 1,328,572.39

Actividades de inversion
Compras Activos -380000 -380000
Ventan de activos
Instrumentos invension
Redension de inversiones
Balance de Inversion -380000 -380000 0 0

BALANCE NETO - 841,002.39 - 262,189.89 - 260,369.89 389,395.61

Febrero Marzo Abril Mayo Junio Julio
5,400,000.00 6,100,000.00 5,700,000.00 5,200,000.00 5,400,000.00
1,026,000.00 1,159,000.00 1,083,000.00 988,000.00 1,026,000.00
6,426,000.00 7,259,000.00 6,783,000.00 6,188,000.00 6,426,000.00

Febrero Marzo Abril Mayo Junio Ingreso

1,606,500.00 1,814,750.00 1,695,750.00 1,547,000.00 1,606,500.00 costo
1,785,000.00 1,927,800.00 2,177,700.00 2,034,900.00 1,856,400.00 margen
1,428,000.00 1,487,500.00 1,606,500.00 1,814,750.00 1,695,750.00
833,000.00 1,142,400.00 1,190,000.00 1,285,200.00 1,451,800.00
5,652,500.00 6,372,450.00 6,669,950.00 6,681,850.00 6,610,450.00
6,426,000.00 7,259,000.00 5,426,400.00 3,403,400.00 1,606,500.00

Febrero Marzo Abril Mayo Junio

5,400,000.00 6,100,000.00 5,700,000.00 5,200,000.00 5,400,000.00
324,000.00 366,000.00 342,000.00 312,000.00 324,000.00
2,052,000.00 2,318,000.00 2,166,000.00 1,976,000.00 2,052,000.00
3,348,000.00 3,782,000.00 3,534,000.00 3,224,000.00 3,348,000.00
1,350,000.00 1,525,000.00 1,425,000.00 1,300,000.00 1,350,000.00
4,698,000.00 5,307,000.00 4,959,000.00 4,524,000.00 4,698,000.00
1,250,000.00 1,350,000.00 1,525,000.00 1,425,000.00 1,300,000.00
3,448,000.00 3,957,000.00 3,434,000.00 3,099,000.00 3,398,000.00

Febrero Marzo Abril Mayo Junio

3,448,000.00 3,957,000.00 3,434,000.00 3,099,000.00 3,398,000.00
655,120.00 751,830.00 652,460.00 588,810.00 645,620.00
4,103,120.00 4,708,830.00 4,086,460.00 3,687,810.00 4,043,620.00

Febrero Marzo Abril Mayo Junio

1,874,250.00 2,051,560.00 2,354,415.00 2,043,230.00 1,843,905.00
1,434,842.50 1,311,975.00 1,436,092.00 1,648,090.50 1,430,261.00
330,225.00 614,932.50 562,275.00 615,468.00 706,324.50
3639317.5 3978467.5 4352782 4306788.5 3980490.5
4,103,120.00 4,708,830.00 3,473,491.00 1,843,905.00 -

Febrero Marzo Abril Mayo Junio

 1,026,000.00 1,159,000.00 1,083,000.00 988,000.00 1,026,000.00
655,120.00 751,830.00 652,460.00 588,810.00 645,620.00
370,880.00 407,170.00 430,540.00 399,190.00 380,380.00
722,380.00 837,710.00

Mayo Junio
6,681,850.00 6,610,450.00
4,306,788.50 3,980,490.50
250,000.00 250,000.00
321,000.00 320,400.00
837,710.00
966,351.50 2,059,559.50

-$ 966,276.16 -$ 975,938.92
-$ 362,296.24 -$ 352,633.48

-$ 1,328,572.39 -$ 1,328,572.39

0 0

- 362,220.89 730,987.11
100%
50% 65%
50% 35%