Inmueble 26800

Saldo de deuda 21440

TEA 15.80%
N° Cuotas 60 RPTA
Valor Cuota ?

MES FECHA DE VTO N° DÍAS INTERESES AMORTIZACION CUOTA SALDO DEUDOR

0 6/21/2007 0 0 5360.00 5360 21440
1 8/3/2007 43 378.98 133.53 512.51 21306.47
2 9/3/2007 31 270.85 241.66 512.51 21064.81
3 10/3/2007 30 259.09 253.42 512.51 20811.39
4 11/3/2007 31 264.56 247.95 512.51 20563.44
5 12/3/2007 30 252.92 259.59 512.51 20303.86
6 1/3/2008 31 258.11 254.40 512.51 20049.46
7 2/3/2008 31 254.87 257.64 512.51 19791.82
8 3/3/2008 29 235.27 277.24 512.51 19514.58
9 4/3/2008 31 248.07 264.44 512.51 19250.15
10 5/3/2008 30 236.77 275.74 512.51 18974.41
11 6/3/2008 31 241.21 271.30 512.51 18703.10
12 7/3/2008 30 230.04 282.47 512.51 18420.64
13 8/3/2008 31 234.17 278.34 512.51 18142.29
14 9/3/2008 31 230.63 281.88 512.51 17860.41
15 10/3/2008 30 219.68 292.83 512.51 17567.58
16 11/3/2008 31 223.32 289.19 512.51 17278.40
17 12/3/2008 30 212.52 299.99 512.51 16978.41
18 1/3/2009 31 215.83 296.68 512.51 16681.73
19 2/3/2009 31 212.06 300.45 512.51 16381.28
20 3/3/2009 28 187.97 324.53 512.51 16056.75
21 4/3/2009 31 204.12 308.39 512.51 15748.36
22 5/3/2009 30 193.70 318.81 512.51 15429.55
23 6/3/2009 31 196.14 316.36 512.51 15113.18
24 7/3/2009 30 185.89 326.62 512.51 14786.56
25 8/3/2009 31 187.97 324.54 512.51 14462.02
26 9/3/2009 31 183.84 328.66 512.51 14133.36
27 10/3/2009 30 173.83 338.67 512.51 13794.68
28 11/3/2009 31 175.36 337.15 512.51 13457.54
29 12/3/2009 30 165.52 346.99 512.51 13110.55
30 1/3/2010 31 166.66 345.84 512.51 12764.71
31 2/3/2010 31 162.27 350.24 512.51 12414.47
32 3/3/2010 28 142.45 370.05 512.51 12044.41
33 4/3/2010 31 153.11 359.40 512.51 11685.02
34 5/3/2010 30 143.72 368.79 512.51 11316.23
35 6/3/2010 31 143.85 368.65 512.51 10947.57
36 7/3/2010 30 134.65 377.86 512.51 10569.72
37 8/3/2010 31 134.36 378.14 512.51 10191.57
38 9/3/2010 31 129.56 382.95 512.51 9808.62
39 10/3/2010 30 120.64 391.87 512.51 9416.76
40 11/3/2010 31 119.71 392.80 512.51 9023.96
41 12/3/2010 30 110.99 401.52 512.51 8622.44
42 1/3/2011 31 109.61 402.90 512.51 8219.54
43 2/3/2011 31 104.49 408.02 512.51 7811.52
44 3/3/2011 28 89.64 422.87 512.51 7388.65
45 4/3/2011 31 93.93 418.58 512.51 6970.07
46 5/3/2011 30 85.73 426.78 512.51 6543.29
47 6/3/2011 31 83.18 429.33 512.51 6113.96
48 7/3/2011 30 75.20 437.31 512.51 5676.65
49 8/3/2011 31 72.16 440.35 512.51 5236.31
50 9/3/2011 31 66.56 445.94 512.51 4790.37
51 10/3/2011 30 58.92 453.59 512.51 4336.78
52 11/3/2011 31 55.13 457.38 512.51 3879.40
53 12/3/2011 30 47.71 464.79 512.51 3414.61
54 1/3/2012 31 43.41 469.10 512.51 2945.51
55 2/3/2012 31 37.44 475.06 512.51 2470.44
56 3/3/2012 29 29.37 483.14 512.51 1987.30
57 4/3/2012 31 25.26 487.24 512.51 1500.06
58 5/3/2012 30 18.45 494.06 512.51 1006.00
59 6/3/2012 31 12.79 499.72 512.51 506.28
60 7/3/2012 30 6.23 506.28 512.51 0.00
26800.00
 512.51

TEA

PORTES + SEGURO PAGO MES

0.00 5360.00
133.53 512.51
241.66 512.51
253.42 512.51
247.95 512.51
259.59 512.51
254.40 512.51
257.64 512.51
277.24 512.51
264.44 512.51
275.74 512.51
271.30 512.51
282.47 512.51
278.34 512.51
281.88 512.51
292.83 512.51
289.19 512.51
299.99 512.51
296.68 512.51
300.45 512.51
324.53 512.51
308.39 512.51
318.81 512.51
316.36 512.51
326.62 512.51
324.54 512.51
328.66 512.51
338.67 512.51
337.15 512.51
346.99 512.51
345.84 512.51
350.24 512.51
370.05 512.51
359.40 512.51
368.79 512.51
368.65 512.51
377.86 512.51
378.14 512.51
382.95 512.51
391.87 512.51
392.80 512.51
401.52 512.51
402.90 512.51
408.02 512.51
422.87 512.51
418.58 512.51
426.78 512.51
429.33 512.51
437.31 512.51
440.35 512.51
445.94 512.51
453.59 512.51
457.38 512.51
464.79 512.51
469.10 512.51
475.06 512.51
483.14 512.51
487.24 512.51
494.06 512.51
499.72 512.51
506.28 512.51
Prestamo 50000
TEA 23.64%
N° Cuotas 18
Valor Cuota 3272.13

MES FECHA DE VTN° DÍAS INTERESES AMORTIZACION CUOTA SALDO DEUD

0 6/13/2017 0 0 0 50000
1 7/30/2017 47 1404.59 0.00 1404.59 50000.00
2 8/30/2017 31 922.05 0.00 922.05 50000.00
3 9/30/2017 31 922.05 0.00 922.05 50000.00
4 10/30/2017 30 892.05 2942.66 3834.71 47057.34
5 11/30/2017 31 867.79 2966.92 3834.71 44090.42
6 12/30/2017 30 786.61 3048.09 3834.71 41042.32
7 1/30/2018 31 756.87 7619.14 3376.00 33423.18
8 2/28/2018 29 576.25 2799.75 3376.00 30623.43
9 3/30/2018 30 546.35 2829.65 3376.00 27793.78
10 4/30/2018 31 512.55 2863.46 3376.00 24930.33
11 5/30/2018 30 444.78 2931.22 3376.00 21999.10
12 6/30/2018 31 405.69 2970.32 3376.00 19028.79
13 7/30/2018 30 339.49 3036.51 3376.00 15992.28
14 8/30/2018 31 294.92 3081.09 3376.00 12911.19
15 9/30/2018 31 238.10 6854.19 2092.28 6057.00
16 10/30/2018 30 108.06 1984.22 2092.28 4072.78
17 11/30/2018 31 75.11 2017.18 2092.28 2055.61
18 12/30/2018 30 36.67 2055.61 2092.28 0.00
50000.00
 Para hallar intereses s la funcion de conversion de tasa esta en funcion al num

-3 meses de gracias
-dos prepagos: 5000 soles en la fecha 7 y otros 5000
soles en el mes 15
PREPAGO(AMORTIZACION AL PRINCIPAL)

PORTES + SEGURO PAGO MENSUPAGO MES falta resolver

0.00 0.00 0.00
0.00 180 1584.59
0.00 180 1102.05
0.00 180 1102.05 hora de resoucion de ejer
2942.66 180 4014.71 el ejercicio 3 esta unos 7
2966.92 180 4014.71
3048.09 180 4014.71
7619.14 180 8556.00 aquí se debe hacer una puerba de hipotesis
2799.75 180 3556.00
2829.65 180 3556.00
2863.46 180 3556.00
2931.22 180 3556.00
2970.32 180 3556.00
3036.51 180 3556.00
3081.09 180 3556.00
6854.19 180 7272.28
1984.22 180 2272.28
2017.18 180 2272.28
2055.61 180 2272.28
esta en funcion al numero de días

ora de resoucion de ejercicio 4

l ejercicio 3 esta unos 7 minutos antes
Periodo de Gracia 4
Prestamo 100000 100000
TEA 23.64% 23.64%
N° Cuotas 24 24
Valor Cuota ? ?
Fecha desembolso 7/1/2017 7/1/2017

MES FECHA DE VTO N° DÍAS INTERESES AMORTIZACION CUOTA SALDO DEUDOR

0 7/1/2017 0 0 0 0 100000
1 7/15/2017 14 828.65 0.00 828.65 100000.00
2 7/31/2017 16 947.59 0.00 947.59 100000.00
3 8/15/2017 15 888.10 0.00 888.10 100000.00
4 8/31/2017 16 947.59 0.00 947.59 100000.00
5 9/15/2017 15 888.10 4596.40 5484.50 95403.60
6 9/30/2017 15 847.28 4637.22 5484.50 90766.39
7 10/15/2017 15 806.10 24678.40 5484.50 66087.98
8 10/31/2017 16 626.24 3584.10 4210.34 62503.89
9 11/15/2017 15 555.10 3655.24 4210.34 58848.65
10 11/30/2017 15 522.64 3687.70 4210.34 55160.95
11 12/15/2017 15 489.89 3720.45 4210.34 51440.50
12 12/31/2017 16 487.45 3722.89 4210.34 47717.60
13 1/15/2018 15 423.78 3786.56 4210.34 43931.05
14 1/31/2018 16 416.29 3794.05 4210.34 40136.99
15 2/15/2018 15 356.46 3853.88 4210.34 36283.11
16 2/28/2018 13 279.10 3931.24 4210.34 32351.88
17 3/15/2018 15 287.32 3923.02 4210.34 28428.86
18 3/31/2018 16 269.39 3940.95 4210.34 24487.91
19 4/15/2018 15 217.48 3992.86 4210.34 20495.05
20 4/30/2018 15 182.02 4028.32 4210.34 16466.72
21 5/15/2018 15 146.24 4064.10 4210.34 12402.63
22 5/31/2018 16 117.53 4092.81 4210.34 8309.81
23 6/15/2018 15 73.80 4136.54 4210.34 4173.28
24 6/30/2018 15 37.06 4173.28 4210.34 0.00
100000.00
 Para hallar intereses s la funcion de conversion de tasa esta en funcion

TEA a TED

AMORT. ACUMULADA GASTOS + COMISIONES PAGO MENSUAL

0.00 0.00 0.00 LA CUOTA ES
0.00 180 1008.65 5664.50
0.00 180 1127.59
0.00 180 1068.10
0.00 180 1127.59
4596.40 180 5664.50
4637.22 180 5664.50
24678.40 180 25664.50
3584.10 180 4390.34
3655.24 180 4390.34
3687.70 180 4390.34
3720.45 180 4390.34
3722.89 180 4390.34 AMROTIZACION 7 PAGO
3786.56 180 4390.34 20000
3794.05 180 4390.34
3853.88 180 4390.34
3931.24 180 4390.34
3923.02 180 4390.34
3940.95 180 4390.34
3992.86 180 4390.34
4028.32 180 4390.34
4064.10 180 4390.34
4092.81 180 4390.34
4136.54 180 4390.34
4173.28 180 4390.34
n de tasa esta en funcion al numero de días
todos los datos los da el problema excepto la TEM
Prestamo 50000
TEA 23.64%
TEM 1.78%
Comisiones 150
N° Cuotas 18
Valor Cuota 3272.13

MES INTERESES AMORTIZACI CUOTA SALDO DEUDAMORTIZ. A COMISIONES PAGO MES

0 0 0 0 50000 0.00 0.00 0.00
1 892.05 2380.08 3272.13 47619.92 2380.08 150 3422.13
2 849.58 2422.55 3272.13 45197.37 2422.55 150 3422.13
3 806.36 2465.77 3272.13 42731.61 2465.77 150 3422.13
4 762.37 2509.76 3272.13 40221.85 2509.76 150 3422.13
5 717.60 2554.53 3272.13 37667.31 2554.53 150 3422.13
6 672.02 2600.11 3272.13 35067.20 2600.11 150 3422.13
7 625.63 2646.50 3272.13 32420.71 2646.50 150 3422.13
8 578.42 2693.71 3272.13 29726.99 2693.71 150 3422.13
9 530.36 2741.77 3272.13 26985.22 2741.77 150 3422.13
10 481.44 2790.69 3272.13 24194.53 2790.69 150 3422.13
11 431.65 2840.48 3272.13 21354.05 2840.48 150 3422.13
12 380.98 2891.15 3272.13 18462.90 2891.15 150 3422.13
13 329.40 2942.73 3272.13 15520.17 2942.73 150 3422.13
14 276.89 2995.24 3272.13 12524.93 2995.24 150 3422.13
15 223.46 3048.67 3272.13 9476.26 3048.67 150 3422.13
16 169.07 3103.06 3272.13 6373.19 3103.06 150 3422.13
17 113.70 3158.43 3272.13 3214.77 3158.43 150 3422.13
18 57.35 3214.78 3272.13 -0.01 3214.78 150 3422.13