Datos

Tasa 24% TNA 2% TEM 26.82% TEA

VF 30,000.00
Presente 10000
Plazo 10
GRADIENTE 2,222.22
FLUJOS
Periodos flujos VP
1 10,000 7,884.93
2 12,222 7,598.82
3 14,444 7,081.00
4 16,667 6,442.29
5 18,889 5,757.00
6 21,111 5,073.40
7 23,333 4,421.43
8 25,556 3,818.29
9 27,778 3,272.49
10 30,000 2,786.77
54,136.42
TASA 77.15% TNA 19.29% TET 6.06% TEM 12.48%

G1 VF 600
P 0
N 10
G1= 66.67
0 0 VP
1 66.67 59.27
2 133.33 105.39
3 200.00 140.55
4 266.67 166.62
5 333.33 185.17
6 400.00 197.55
7 466.67 204.91
8 533.33 208.21
9 600.00 208.25
VP0 1,475.92

G2 VF 50
P 600
N 11
G2= -55.00

1 9 600 VP
2 10 545.00 1 484.54
3 11 490.00 2 387.32
4 12 435.00 3 305.70
5 13 380.00 4 237.43
6 14 325.00 5 180.54
7 15 270.00 6 133.35
8 16 215.00 7 94.41
9 17 160.00 8 62.46
10 18 105.00 9 36.44
11 19 50.00 1,922.19
VP0 667.15

g= 5% VP 18
1 19 50 44.45
2 20 52.50 41.50
3 21 55.13 38.74
4 22 57.88 36.16
5 23 60.78 33.76
6 24 63.81 31.52
7 25 67.00 29.42
8 26 70.36 27.47
9 27 73.87 25.64
10 28 77.57 23.94
 11 29 81.44 22.34
VP18 354.94
VP0 42.76

INGRESOS 2,185.83

G3 VF 150
P 300
N 9
G2= -18.75
5 VP
1 6 300.00 266.72 148.16
2 7 281.25 222.31 123.50
3 8 262.50 184.48 102.48
4 9 243.75 152.30 84.60
5 10 225.00 124.99 69.43
6 11 206.25 101.86 56.58
7 12 187.50 82.33 45.73
8 13 168.75 65.88 36.59
9 14 150.00 52.06 28.92
1,252.93 696.00
VP0 696.00

VP
8 400 156.15
16 400 60.96
24 400 23.80

EGRESOS 936.91

I-E 1,248.91

VF 18 10,367.45

Req. = 1,293.54 Respuesta

TEB
TASA 3% TEM

Ingreso 0 50,000.00 VF5 57,963.70

Ingreso 1 50,000.00 VF5 56,275.44
FLUJO INGRESOS PERIODO 5 114,239.14

FLUJO SALIDAS
G= 5000 Saldo
PERIODO FLUJO VP VPACUMULADO I-E 114,239.14
1 10,000.00 9,708.74 9,708.74 104,530.41 107,666.32
2 15,000.00 14,138.94 23,847.68 90,391.47 95,896.31
3 20,000.00 18,302.83 42,150.51 72,088.63 78,773.20
4 25,000.00 22,212.18 64,362.69 49,876.46 56,136.39
5 30,000.00 25,878.26 90,240.95 23,998.19 27,820.49
6 35,000.00 29,311.95 119,552.90 -5,313.75 -6,344.90

INTERPOLANDO
23,998.19
-1.00 29,311.95
0.82
N 5.82
amortizacion interes pago

6572.82567 3427.17433 10000

11770.0104 3229.98956 15000
17123.1108 2876.88924 20000
22636.8041 2363.19592 25000
28315.9082 1684.0918 30000
34165.3854 834.614552 35000
TASA 6.84%
VP2
I0 6000 6,849.43
I3 4000 3,743.76
10,593.20
CUOTA 1200
PAGOS SALDO AMORTIZACI INTERES PAGO
0 10,593.20
1 10,118.24 474.96 725.04 1,200.00
2 9,610.77 507.47 692.53 1,200.00
3 9,068.57 542.20 657.80 1,200.00
4 8,489.26 579.31 620.69 1,200.00
5 7,870.30 618.96 581.04 1,200.00
6 7,208.97 661.33 538.67 1,200.00
7 6,502.38 706.59 493.41 1,200.00
8 5,747.43 754.95 445.05 1,200.00
9 4,940.80 806.62 393.38 1,200.00
10 4,078.97 861.83 338.17 1,200.00
11 3,158.15 920.82 279.18 1,200.00
12 2,174.31 983.84 216.16 1,200.00
13 1,123.13 1,051.18 148.82 1,200.00
14 0.00 1,123.13 76.87 1,200.00