jktLFkku ljdkj

eq[;ea=h tulEidZ izdks"B

jkT; eaf=eaMy dh cSBd
IyslesaV ,tsfUl;ksa ls lafonk dkfeZd ysus dh izFkk gksxh lekIr
jktLFkku ykWftfLVdy lfoZl fMfyojh dkWiksZjs'ku dk gksxk xBu
dk;Z izHkkfjr dkfeZdksa dks feysaxs inksUufr ds volj] lsok fu;eksa esa la'kks/ku
lksyj izkstsDV ds fy, Hkwfe vkoaVu] c<+x s k izns'k esa fo|qr mRiknu
80 ls vf/kd laLFkkvksa dks lkekftd] 'kS{kf.kd fodkl ds fy, Hkwfe vkoaVu
/kfj;kon ?kVuk dh ihfM+rk dks feysxh ljdkjh ukSdjh
t;iqj] 1 vDVwcjA eq[;ea=h Jh v'kksd xgyksr dh v/;{krk esa jfookj dks eq[;ea=h
fuokl ij jkT; eaf=eaMy dh cSBd vk;ksftr gqbZA cSBd esa lafonk dkfeZdksa ds fgrksa dh j{kk
ds fy, jktLFkku ykWftfLVdy lfoZl fMfyojh dkWiksZjs'ku dk xBu djus] dk;ZizHkkfjr
dkfeZdksa ds fy, inksUufr ds volj c<+kus vkSj jktLFkku oDQ fu;e&2023 ds izk:i dk
vuqeksnu djus] 80 ls vf/kd lkekftd laLFkkvksa dks Hkw&vkoaVu vkSj /kfj;kon ?kVuk dh
ihfM+rk dks ljdkjh ukSdjh nsus lfgr dbZ egRoiw.kZ fu.kZ;ksa dk vuqeksnu fd;k x;kA
lafonk dkfeZdksa dks fcuk dVkSrh feysxk ikfjJfed
jktLFkku esa vc IyslesVa ,tsfa l;ksa ds tfj, jktdh; foHkkxksa esa lafonk ij dkfeZd
yxkus dh izFkk can gks tk,xhA vc jkT; ljdkj }kjk ljdkjh dEiuh ds :i esa jktLFkku
ykWftfLVdy lfoZl fMfyojh dkWiksZjs'ku ¼RLSDC½ dk xBu djus dk eaf=eaMy esa cM+k fu.kZ;
fy;k x;k gSA
eaf=eaMy cSBd esa fy, bl fu.kZ; ls fofHkUu jktdh; foHkkxks]a laLFkkuksa esa
dq'ky&vdq'ky vH;fFkZ;ksa dk iathdj.k@p;u ikjn'khZ rjhds ls fd;k tk ldsxkA lafonk
dkfeZdksa dks 'kks"k.k ls eqDr djrs gq, mfpr ikfjJfed miyC/k djok;k tk,xkA fofHkUu
foHkkxksa esa izf'kf{kr dkfeZd miyC/k gksx
a sA jkT; dks dkfeZdksa ds dkS'ky dk ykHk feysxkA
blesa ,d tuojh 2021 ls iwoZ ds dk;Zjr Bsdk dfeZ;ksa dks uoxfBr ljdkjh dEiuh
ds ek/;e ls vko';drkuqlkj lh/ks gh fy;k tk,xk] ftlls mUgsa fcuk fdlh dVkSrh ds iw.kZ
ikfjJkfed feysxkA vHkh rd ,tsfa l;ksa }kjk fofHkUu dVkSfr;ka dj dkfeZdksa dk 'kks"k.k fd;k
tk jgk FkkA
vkj,y,lMhlh dks dEiuh vf/kfu;e&2013 ds varxZr iathd`r fd;k tk,xkA ;g
jkT; ljdkj ds iw.kZ LokfeRo dh dEiuh gksxhA blesa iz'kklfud lq/kkj foHkkx ds izeq[k
'kklu lfpo v/;{k gksaxsA lkFk gh] dkfeZd foHkkx ds izeq[k 'kklu lfpo] lkekU; iz'kklu
foHkkx o Je foHkkx ds izeq[k 'kklu lfpo@'kklu lfpo] foRr O;; foHkkx ds 'kklu
lfpo] jkT; chek ,oa izko/kk;h fuf/k foHkkx ds funs'kd vkSj jkT; ljdkj }kjk ukfer O;fDr
lnL; ds :i esa dk;Z djsaxsA
 jktLFkku oDQ fu;eksa ds izk:i dk vuqeksnu
cSBd esa eaf=eaMy us dsUnzh; oDQ vf/kfu;e&1995 dh /kkjk 109 ds rgr jktLFkku
oDQ fu;e&2023 lEcaf/kr izLrko vkSj vf/klwpuk ds izk:i dk vuqeksnu fd;k x;kA bu
fu;eksa ds ykxw gksus ls oDQ dk;Z vf/kd lqxerk] Li"Vrk ,oa ikjnf'kZrk ls laikfnr fd, tk
ldsx
a sA mYys[kuh; gS fd dsUnzh; oDQ vf/kfu;e&1995 dh /kkjk 109 ds rgr oDQ dk;ksZa ds
lapkyu ds fu;e cukus dh 'kfDr jkT; ljdkj esa fufgr gSA
dk;ZizHkkfjr dkfeZdksa dks feysxa s inksUufr ds volj
cSBd esa jktLFkku ou v/khuLFk lsok ¼la'kks/ku½ fu;e&2023] jktLFkku v/khuLFk
vfHk;kaf=dh ¼Hkou o iFk 'kk[kk½ lsok fu;e&1973] jktLFkku vfHk;kaf=dh v/khuLFk lsok
¼flapkbZ 'kk[kk½ ¼la'kksf/kr½ fu;e&2023 rFkk jktLFkku vfHk;kaf=dh v/khuLFk lsok ¼tuLokLF;
'kk[kk½ ¼la'kksf/kr½ fu;e&2023 dks eatwjh nh xbZA
bl fu.kZ; ls bu foHkkxksa ds dk;ZizHkkfjr dkfeZdksa dks foHkkxh; lsok fu;eksa dh ifjf/k
esa ykrs gq, inksUufr ds volj miyC/k djk, tk ldsx a sA mYys[kuh; gS fd iwoZ esa dk;Z
izHkkfjr dkfeZd ftl in ij fu;qDr gksrs Fks] mlh in ls lsokfuo`Rr gks jgs FksA
jktLFkku vfHk;kstu v/khuLFk lsok ¼la'kks/ku½ fu;e&2023 dk vuqeksnu
cSBd esa jktLFkku vfHk;kstu v/khuLFk lsok ¼la'kks/ku½ fu;e&2023 dk Hkh vuqeksnu
fd;k x;kA bl fu.kZ; ls vfHk;kstu v/khuLFk lsok esa HkrhZ ds fy, Åijh vk;q lhek esa NwV
dk ykHk fey ldsxkA lkFk gh] eq[; ijh{kk esa U;wure vadksa ds izko/kku esa vuqlfw pr tkfr
,oa vuqlwfpr tutkfr ds vH;fFkZ;ksa ds fy, 5 izfr'kr dh NwV nh xbZ gSA
cSBd esa jktLFkku rduhdh izf'k{k.k v/khuLFk lsok fu;e] 1975 esa la'kks/ku dks Hkh
eatwjh nh xbZA bl fu.kZ; ls vfHk;kfU=dh dh uohu 'kk[kkvksa ds ;ksX;rk/kkjh vH;FkhZ] ftudk
mikpk;Z ;k v/kh{kd ds in ij lh/kh HkrhZ ls p;u gqvk gS vkSj foHkkx esa dk;Zjr gSa] mudh
mPprj inksa ij inksUufr gks ldsxhA
jktLFkku f'k{kk ¼jkT; ,oa v/khuLFk½ lsok ¼la'kksf/kr½ fu;e&2023 dk vuqeksnu
cSBd esa jktLFkku f'k{kk ¼jkT; ,oa v/khuLFk½ lsok ¼la'kksf/kr½ fu;e&2023 dk
vuqeksnu fd;k x;kA bl fu.kZ; ls jktLFkku esa orZeku 'kSf{kd ifjn`'; esa mUu;u gksxkA
inksa dks Hkjs tkus dh izfØ;k esa lqxerk vk,xhA inksUufr dh dfBukb;ka lekIr gkax s h vkSj
vf/kd volj miyC/k gksx a sA lkFk gh] lh/kh HkrhZ ds fy, orZeku vko';drkvksa ds vuqlkj
uohu ;ksX;rkvksa dk lekos'k fd;k tk ldsxkA
jktLFkku v{k; ÅtkZ uhfr&2023 dk vuqeksnu
eaf=eaMy us v{k; ÅtkZ izksRlkgu ds fy, jktLFkku v{k; ÅtkZ uhfr&2023 dk
vuqeksnu fd;k gSA blls izns'k esa v{k; ÅtkZ vk/kkfjr ifj;kstukvksa ls o"kZ 2030 rd 90
xhxkokV {kerk dh ifj;kstuk,a LFkkfir gkaxs hA buls lEcaf/kr bdkb;ksa ls jkT; esa fuos'k ,oa
jkstxkj ds fy, Hkh lEHkkouk,a c<+saxhA mYys[kuh; gS fd ljdkj }kjk o"kZ 2019 esa jktLFkku
lkSj ÅtkZ uhfr 2019 rFkk jktLFkku iou ,oa gkbfczM ÅtkZ uhfr&2019 tkjh dh xbZ Fkh]
ftlls vHkh rd 23 gtkj esxkokV ls vf/kd {kerk ds v{k; ÅtkZ la;= a LFkkfir gq, gSaA
jktLFkku v{k; ÅtkZ ,oa lkSj ÅtkZ {kerk LFkkiuk esa ns'k esa izFke LFkku ij gSA
80 ls vf/kd laLFkkvksa dks Hkwfe vkoaVu
eaf=eaMy us izns'k esa 'kS{kf.kd] lkekftd ,oa vkfFkZd mRFkku ds fy, 80 ls vf/kd
lkekftd laLFkkvksa dks lkeqnkf;d iz;kstukFkZ fj;k;rh njksa ij Hkwfe vkoaVu djus dk cM+k
fu.kZ; fy;k gSA buesa t;iqj] tks/kiqj fodkl izkf/kdj.k] jktLFkku vkoklu e.My] uxj
fodkl U;kl Hkjriqj] HkhyokM+k] ckM+esj] chdkusj] dksVk] lokbZ ek/kksiqj] mn;iqj dks izkIr gq,
vkosnuksa dks Lohd`fr feyh gSA
lksyj izkstsDV ds fy, tks/kiqj&chdkusj esa Hkwfe vkoaVu
tks/kiqj dh rglhy cki ds xzke HkM+yk esa 910-5412 gSDVs;j Hkwfe eSllZ ,uVhihlh
fjU;wcy ,uthZ fyfeVsM dks l'krZ dheru vkoafVr dh tk,xhA ;gka ij 500 esxkokV lksyj
izkstDs V LFkkfir fd;k tk,xkA lkFk gh] chdkusj esa xkao dkyklj ,oa tksxukFk uxj esa 370
esxkokV lksyj izkstDs V dh LFkkiuk ds fy, Hkh eSllZ ,uVhihlh fjU;wcy ,uthZ fyfeVsM dks
596-04 gSDVs;j Hkwfe l'krZ dheru vkoafVr gksxhA eaf=eaMy us nksuksa izLrkoksa dk vuqeksnu
fd;k gSA buls jkT; esa lkSj ÅtkZ mRiknu c<+sxkA yksxksa dks jkstxkj ds volj feysx a s vkSj
jktLo esa c<+ksrjh gksxhA
izkslsflax IykaV ds fy, Hkwfe] 110 djksM+ #i, dk fuos'k
eSllZ 3 ,l feujYl izkslsllZ izkbosV fyfeVsM dks izLrkfor lSdaMjh jkWd QkLQsV
csfufQf'k;jh izkslsflax IykaV dh LFkkiuk ds fy, mn;iqj ds xkao ekeknso esa 38-3500 gSDVs;j
Hkwfe vkoafVr gksxhA eaf=eaMy us Hkwfe vkS|ksfxd iz;kstukFkZ vkjf{kr Hkwfe ds vkoaVu dh
Lohd`fr nh gSA blls izn's k esa yxHkx 110 djksM+ #i, dk fuos'k gksxk vkSj izR;{k&vizR;{k
:i ls 800 yksxksa dks jkstxkj feysxkA
peZ f'kYi dyk fodkl cksMZ dk gksxk xBu
eaf=eaMy us jktLFkku peZ f'kYi dyk fodkl cksMZ dk xBu djus dk fu.kZ; fy;k gSA
blls jkT; esa peZ O;olk; ls lEcaf/kr O;fDr;ksa dh vk; ,oa muds thou Lrj esa o`f)
gksxhA jkstxkj ds volj Hkh l`ftr gksx a sA ;g cksMZ jkT; esa peZ nLrdkjksa ds lexz fodkl
,oa dq'ky peZ gSaMhØk¶V dkexkjksa o m|fe;ksa ds vkfFkZd mRFkku ds fy, dk;Z djsxkA
/kfj;kon dh ihfM+rk dks feysxh ljdkjh ukSdjh
eaf=eaMy us izrkix<+ ftys ds /kfj;kon dh ihfM+rk dks ljdkjh ukSdjh nsus dk
laosnu'khy fu.kZ; fy;k gSA ihfM+rk dks f'k{kk foHkkx ds LFkkuh; jktdh; fo|ky; esa prqFkZ
Js.kh deZpkjh ds in ij fu;qfDr nh tk,xhA blls ihfM+rk dk lkekftd iquokZl gks ldsxkA
eaf=eaMy us jktLFkku prqFkZ Js.kh lsok ¼HkrhZ ,oa lsok dh vU; 'krsZa½ fu;e] 1999 esa f'kfFkyrk
iznku djrs gq, fu;qfDr ds izLrko dk vuqeksnu fd;k gSA eaf=eaMy us vuqlwfpr tutkfr dh
efgyk ds lkFk gqbZ ?kVuk dh fuank Hkh dh gSA
vkjvkbZlh vkSj ,evkbZlh ds izca/ku esa laLFkkvksa dk xBu
jktLFkku baVjus'kuy lsaVj ¼vkjvkbZlh½ t;iqj vkSj ekjokM+ baVjus'kuy lsaVj tks/kiqj
¼,evkbZlh½ dks Hkh bafM;k baVjus'kuy lsaVj ubZ fnYyh dh rtZ ij lapkfyr fd;k tk,xkA
eaf=eaMy us vkjvkbZlh vkSj ,evkbZlh ds izca/ku ds fy, Lok;Rr'kklh laLFkku lkslk;Vh ,DV
ds rgr t;iqj rFkk tks/kiqj dUosa'ku lsaVj izca/ku laLFkk,a cuk, tkus ds izLrko dks eatwjh nh
gSA mYys[kuh; gS fd jkT; esa ckSf)d vkSj lkaLd`frd xfrfof/k;ksa dks izksRlkfgr djus ds fy,
lsaVlZ dk lapkyu fd;k x;k gSA
fofHkUu lsokvksa esa c<+k;k osrueku
jktLFkku iz'kklfud lsok] jktLFkku ys[kk lsok] jktLFkku iqfyl lsok] jktLFkku ou
lsok ,oa jktLFkku chek lsok laoxZ esa osrueku c<+k;k tk,xkA bu lsokvksa esa gk;j lqij
Vkbe Ldsy inksa ds orZeku is&ysoy ,y&23 dks c<+kdj ,y&24 fd;k tk,xkA blds fy,
eaf=eaMy us jktLFkku flfoy lsok ¼iqujhf{kr osru½ fu;e 2017 esa la'kks/ku ds izLrko dk
vuqeksnu fd;k gSA
xka/kh v/;;u dsanz lkslk;Vh ds izk:i dk vuqeksnu
eaf=eaMy us egkRek xka/kh fo|kihB % xka/kh v/;;u dsanz lkslk;Vh ds izk:i dk
vuqeksnu fd;k gSA blls laLFkku dk lkslk;Vh ,DV esa iathdj.k dj uohu laLFkku dh
LFkkiuk dk ekxZ iz'kLr gksxkA ;g dsanz Vksd
a jksM fLFkr lsaVªy ikdZ dud Hkou eas lapkfyr
gks jgk gSA
jktdh; izfrHkwfr ds lkFk Direct Debit Mandate dk fd;k x;k izko/kku
cSBd esa jkT; dh _.k vkosnd laLFkkvksa dks Hkkjr ljdkj ds ifCyd lsDVj
v.MjVsfdax vkjbZlh] Ikh,Qlh ¼Public Sector Undertaking REC, PFC½ tSls foRrh; laLFkkvksa ls
_.k Lohd`fr gsrq jktdh; izfrHkwfr ds lkFk Mk;jsDV MsfcV esUMsV ¼Direct Debit Mandate½ dh
lgefr iznku djus dk fu.kZ; fy;k x;kA bl fu.kZ; ls _.k vkosnd laLFkkvksa dh foRrh;
fLFkfr ds n`f"Vxr muds Lrj ij gh fofHkUu fodkl xfrfof/k;ksa ds fy, vfrfjDr foRrh;
lalk/ku lqxerk ls tqVkuk laHko gks ldsxkA
^Xykscy baLVhV~;wV vkWQ bUVhxzsfVo gSYFkds;j] ,tqds'ku ,.M fjlpZ* dh gksxh
LFkkiuk] Hkwfe vkoaVu ds izdj.k esa nh f'kfFkyrk
eaf=eaMy us psfjVscy VªLV ^n yhoj ds;j Qkm.Ms'ku* dks vyoj dh uhejkuk rglhy
ds xkao cVkuk esa ^Xykscy bULVhV~;wV vkWQ bUVhxzsfVo gSYFkds;j] ,tqds'ku ,.M fjlpZ* dh
LFkkiuk ds fy, Hkwfe vkoaVu djus dk fu.kZ; fy;kA blls yksxksa dks fj;k;rh njksa ij
fpfdRlk lqfo/kkvksa feysxhA lkFk gh] jkstxkj ds volj Hkh c<+sx
a sA
fljksgh esa nks laLFkkvksa dks Hkwfe vkoaVu
fljksgh esa Hkhy lekt lsok ,oa fodkl laLFkku vkSj rqjh HkkV lekt f'k{kk lsok
laLFkku dks lkekftd laLFkku o Nk=kokl ds fy, Hkwfe vkoafVr gksxhA blls lekt ds lHkh
vkfFkZd o detksj oxZ ds yksxksa vkSj fo|kfFkZ;ksa dks vkoklh; lqfo/kk feysxhA eaf=eaMy us
laLFkkvksa dks fj;k;rh nj ls vkoafVr fd, tkus ds izLrko dk vuqeksnu fd;k gSA
tuHkkoukvksa dk lEeku] egkfo|ky;ksa vkSj fo|ky;ksa dk cnyk uke
cSBd esa t;iqj ds 4 jktdh; egkfo|ky;ksa dk ukedj.k fd, tkus dk fu.kZ; fy;k
x;kA jktdh; egkfo|ky; daoj uxj czg~eiqjh t;iqj dk ukedj.k Jh jk/kk xksfoUn
jktdh; egkfo|ky; daoj uxj czg~eiqjh t;iqj] jktdh; dU;k egkfo|ky; xaxkiksy t;iqj
dk ukedj.k ,-ih-ts- vCnqy dyke jktdh; dU;k egkfo|ky; xaxkiksy t;iqj] jktdh;
dU;k egkfo|ky; x.kxkSjh cktkj t;iqj dk ukedj.k ek¡ 'kcjh jktdh; dU;k egkfo|ky;
x.kxkSjh cktkj t;iqj ,oa jktdh; egkfo|ky; t;flagiqjk [kksj t;iqj dk ukedj.k
T;ksfrck Qqys jktdh; egkfo|ky; t;flagiqjk [kksj] t;iqj djus dk fu.kZ; fy;k x;kA lkFk
gh] jktdh; vk;qfoZKku egkfo|ky;] fljksgh dk ukedj.k MkW - Hkhejko vEcsMdj jktdh;
vk;qfoZKku egkfo|ky; fljksgh djus dk Hkh fu.kZ; fy;kA
jko xksxknsoth vkSj 'kghn :ikth djikth ds uke ij egkfo|ky;
cSBd esa jktdh; dU;k egkfo|ky; ls[kkyk ftyk&tks/kiqj xzkeh.k dk ukedj.k jko
xksxknsoth jktdh; dU;k egkfo|ky; ls[kkyk ftyk&tks/kiqj xzkeh.k djus dk fu.kZ; Hkh
fy;k x;kA bl fu.kZ; ls liZj{kd yksdnsork xksxkth ds izfr loZlekt dh vkLFkk o
tuHkkouk dk lEeku gksxkA lkFk gh] jktdh; egkfo|ky; csaxw ftyk&fpRrkSM+x<+ dk
ukedj.k 'kghn :ikth djikth jktdh; egkfo|ky; csx a w ftyk fpRrkSM+x<+ djus dk fu.kZ;
fy;k x;kA bl fu.kZ; ls csaxw fdlku vkanksyu esa 'kghn :ikth djikth ds izfr LFkkuh;
tuHkkouk dk lEeku gksxkA blh izdkj jktdh; tutkfr vkoklh; fo|ky; HksMksyh dk
ukedj.k Lokeh Jh t; f'kokuUn egkjkt jktdh; tutkfr vkoklh; fo|ky; HksMksyh fd,
tkus dk fu.kZ; fy;k x;kA
Jherh bafnjk ek;kjke ds uke ls fo|ky;
eaf=eaMy us jktdh; ckfydk mPp ek/;fed fo|ky;] cx: dk ukedj.k Jherh
bafnjk ek;kjke jktdh; ckfydk mPp ek/;fed fo|ky; cx: vkSj jktdh; mPp ek/;fed
fo|ky; jksokM+k ¼rglhy f'koxat] fljksgh½ dk ukedj.k Jh lknqZyflagth nkrk jktdh; mPp
ek/;fed fo|ky; jksokM+k djus dk fu.kZ; fy;k gSA
jkt;ksx ,T;qds'ku ,aM fjlpZ Qkm.Ms'ku dks gksxk Hkwfe vkoaVu
jkt;ksx ,T;qds'ku ,aM fjlpZ Qkm.Ms'ku dks çkphu Hkkjrh; jkt;ksx çf'k{k.k ,oa
vuqlaèkku dsUæ ds fy, Hkwfe vkoafVr dh tk,xhA eaf=eaMy us jktLFkku vkoklu eaMy dh
çrki uxj] lkaxkusj vkoklh; ;kstuk esa fj;k;rh nj ij vkoafVr djus dk fu.kZ; fy;k gSA
blls ekuo tkfr dk lkekftd ,oa vkè;kfRed mRFkku gks ldsxkA
uoxfBr ftyksa ds lhek iqufuZèkkj.k ds fy, jktLo ea=h vfèk—r
eaf=eaMy us uoxfBr dfri; ftyksa dh lhekvksa ds iqufuZèkkZj.k ds lEcUèk esa çkIr
Kkiuksa ds fuLrkj.k ds fy, jktLo ea=h dks vfèk—r fd;k gSA
jktLFkku çk—r Hkk"kk ,oa lkfgR; vdkneh dh gksxh LFkkiuk
eaf=eaMy us jktLFkku çk—r Hkk"kk ,oa lkfgR; vdkneh dh LFkkiuk djus dh Loh—
fr nsrs gq, lEcfUèkr foèkku ,oa eSeksjs.Me v‚Q ,lksfl,'ku dk vuqeksnu fd;k gSA vdkneh
dh LFkkiuk gksus ls tSu Hkk"kk ds lkfgR;ksa dks laj{k.k çkIr gksxkA lkFk gh] çk—r Hkk"kk ds
mPpLrjh; xzUFkks]a ik.Mqfyfi;ksa] lkfgR; dks"k] 'kCnkoyh vkfn dh funZsf'kdk rS;kj gksxh]
ftlls bl Hkk"kk ds lEcUèk esa vketu dks tkudkjh çkIr gksxh ,oa çk—r Hkk"kk le`) gksxhA
&&&&&