Funciones Financieras

Supongamos un préstamo (Principal) de 5000 soles,

se debe pagar una cuota inicial del 10%. Para ello
solicita un préstamo con una TEA de 12% y pagos
mensuales de 148 soles con 15 centimos.

Anual Mensual C
Principal S/.4,500.00 S/.4,500.00 Mes
Duración 3 36 1
Tasa 12.00% 0.95% 2
3
4
Cuota mensual S/.148.15 5
6
7
Tasa 0.95% 8
9
10
Duración 36 11
12
13
Principal S/ 4,500 14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
eras

Cuadro de amortización
Cuota Amortización Interes Saldo
S/.148.15 S/.105.45 S/.42.70 S/.4,394.55
S/.148.15 S/.106.45 S/.41.70 S/.4,288.10
S/.148.15 S/.107.46 S/.40.69 S/.4,180.64
S/.148.15 S/.108.48 S/.39.67 S/.4,072.16
S/.148.15 S/.109.51 S/.38.64 S/.3,962.65
S/.148.15 S/.110.55 S/.37.60 S/.3,852.10
S/.148.15 S/.111.60 S/.36.55 S/.3,740.50
S/.148.15 S/.112.66 S/.35.49 S/.3,627.85
S/.148.15 S/.113.73 S/.34.42 S/.3,514.12
S/.148.15 S/.114.80 S/.33.34 S/.3,399.32
S/.148.15 S/.115.89 S/.32.26 S/.3,283.42
S/.148.15 S/.116.99 S/.31.16 S/.3,166.43
S/.148.15 S/.118.10 S/.30.05 S/.3,048.33
S/.148.15 S/.119.22 S/.28.92 S/.2,929.10
S/.148.15 S/.120.36 S/.27.79 S/.2,808.75
S/.148.15 S/.121.50 S/.26.65 S/.2,687.25
S/.148.15 S/.122.65 S/.25.50 S/.2,564.60
S/.148.15 S/.123.81 S/.24.33 S/.2,440.78
S/.148.15 S/.124.99 S/.23.16 S/.2,315.79
S/.148.15 S/.126.18 S/.21.97 S/.2,189.62
S/.148.15 S/.127.37 S/.20.78 S/.2,062.25
S/.148.15 S/.128.58 S/.19.57 S/.1,933.66
S/.148.15 S/.129.80 S/.18.35 S/.1,803.86
S/.148.15 S/.131.03 S/.17.12 S/.1,672.83
S/.148.15 S/.132.28 S/.15.87 S/.1,540.55
S/.148.15 S/.133.53 S/.14.62 S/.1,407.02
S/.148.15 S/.134.80 S/.13.35 S/.1,272.22
S/.148.15 S/.136.08 S/.12.07 S/.1,136.15
S/.148.15 S/.137.37 S/.10.78 S/.998.78
S/.148.15 S/.138.67 S/.9.48 S/.860.11
S/.148.15 S/.139.99 S/.8.16 S/.720.12
S/.148.15 S/.141.32 S/.6.83 S/.578.80
S/.148.15 S/.142.66 S/.5.49 S/.436.15
S/.148.15 S/.144.01 S/.4.14 S/.292.13
S/.148.15 S/.145.38 S/.2.77 S/.146.76
S/.148.15 S/.146.76 S/.1.39 S/.0.00