Funciones Financieras

Supongamos un préstamo (Principal) de 5000 soles,

se debe pagar una cuota inicial del 10%. Para ello
solicita un préstamo con una TEA de 12% y pagos
mensuales de 148 soles con 15 centimos.

Anual Mensual C
Principal S/.5,000.00 S/.5,000.00 Mes
Duración 3 36 1
Tasa 12.00% 0.9489% 2
3
4
Cuota mensual S/.148.15 5
6
7
Tasa 0.3532% 8
9
10
Duración 36 11
12
13
Principal S/.4,500.02 14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
eras

Cuadro de amortización
Cuota Amortización Interes Saldo
S/.148.15 S/.117.17 S/.47.44 S/.4,394.57
S/.148.15 S/.118.28 S/.46.33 S/.4,288.12
S/.148.15 S/.119.40 S/.45.21 S/.4,180.66
S/.148.15 S/.120.53 S/.44.08 S/.4,072.18
S/.148.15 S/.121.68 S/.42.93 S/.3,962.67
S/.148.15 S/.122.83 S/.41.78 S/.3,852.12
S/.148.15 S/.124.00 S/.40.61 S/.3,740.52
S/.148.15 S/.125.17 S/.39.44 S/.3,627.86
S/.148.15 S/.126.36 S/.38.25 S/.3,514.14
S/.148.15 S/.127.56 S/.37.05 S/.3,399.33
S/.148.15 S/.128.77 S/.35.84 S/.3,283.44
S/.148.15 S/.129.99 S/.34.62 S/.3,166.44
S/.148.15 S/.131.23 S/.33.38 S/.3,048.34
S/.148.15 S/.132.47 S/.32.14 S/.2,929.11
S/.148.15 S/.133.73 S/.30.88 S/.2,808.76
S/.148.15 S/.135.00 S/.29.61 S/.2,687.26
S/.148.15 S/.136.28 S/.28.33 S/.2,564.61
S/.148.15 S/.137.57 S/.27.04 S/.2,440.79
S/.148.15 S/.138.88 S/.25.73 S/.2,315.80
S/.148.15 S/.140.19 S/.24.42 S/.2,189.63
S/.148.15 S/.141.53 S/.23.09 S/.2,062.25
S/.148.15 S/.142.87 S/.21.74 S/.1,933.67
S/.148.15 S/.144.22 S/.20.39 S/.1,803.87
S/.148.15 S/.145.59 S/.19.02 S/.1,672.84
S/.148.15 S/.146.97 S/.17.64 S/.1,540.56
S/.148.15 S/.148.37 S/.16.24 S/.1,407.03
S/.148.15 S/.149.78 S/.14.83 S/.1,272.23
S/.148.15 S/.151.20 S/.13.41 S/.1,136.15
S/.148.15 S/.152.63 S/.11.98 S/.998.78
S/.148.15 S/.154.08 S/.10.53 S/.860.11
S/.148.15 S/.155.54 S/.9.07 S/.720.12
S/.148.15 S/.157.02 S/.7.59 S/.578.80
S/.148.15 S/.158.51 S/.6.10 S/.436.15
S/.148.15 S/.160.01 S/.4.60 S/.292.14
S/.148.15 S/.161.53 S/.3.08 S/.146.76
S/.148.15 S/.163.06 S/.1.55 S/.0.00