Funciones Financieras

Supongamos un présamo (Principal) de 5000 soles,

se debe pagar una cuoa inicial del 10%. Para ello
solicia un présamo con una TEA de 12% y pagos
mensuales de 148 soles con 15 centmos.

Anual Mensual
Principal S/.5,000.00 S/.5,000.00 Mes
Duración 3 34 1
T as a 12.00% 0.9489% 2
3
4
Cuoa mensual S/.148.15 5

6
7
Tasa 0.0423% 8
9
10
Duración 40.874333764 11
12
13
Principal S/.4,288.12 14
15
16
17
18
19
20
21
22
23
24
25
26
27
28

29
30
31
32
33
34
 Cuadro de amortzación
Cuoa Amortzación Ineres Saldo
S/.148.15 S/.125.30 S/.47.44 S/.4,180.66
S/.148.15 S/.126.49 S/.46.26 S/.4,072.18
S/.148.15 S/.127.69 S/.45.05 S/.3,962.67
S/.148.15 S/.128.90 S/.43.84 S/.3,852.12
S/.148.15 S/.130.12 S/.42.62 S/.3,740.52

S/.148.15 S/.131.36 S/.41.39 S/.3,627.86

S/.148.15 S/.132.61 S/.40.14 S/.3,514.14
S/.148.15 S/.133.86 S/.38.88 S/.3,399.33
S/.148.15 S/.135.13 S/.37.61 S/.3,283.44
S/.148.15 S/.136.42 S/.36.33 S/.3,166.44
S/.148.15 S/.137.71 S/.35.03 S/.3,048.34
S/.148.15 S/.139.02 S/.33.73 S/.2,929.11
S/.148.15 S/.140.34 S/.32.41 S/.2,808.76
S/.148.15 S/.141.67 S/.31.08 S/.2,687.26
S/.148.15 S/.143.01 S/.29.73 S/.2,564.61
S/.148.15 S/.144.37 S/.28.37 S/.2,440.79
S/.148.15 S/.145.74 S/.27.01 S/.2,315.80
S/.148.15 S/.147.12 S/.25.62 S/.2,189.63
S/.148.15 S/.148.52 S/.24.23 S/.2,062.25
S/.148.15 S/.149.93 S/.22.82 S/.1,933.67
S/.148.15 S/.151.35 S/.21.39 S/.1,803.87
S/.148.15 S/.152.79 S/.19.96 S/.1,672.84
S/.148.15 S/.154.24 S/.18.51 S/.1,540.56
S/.148.15 S/.155.70 S/.17.04 S/.1,407.03
S/.148.15 S/.157.18 S/.15.57 S/.1,272.23
S/.148.15 S/.158.67 S/.14.08 S/.1,136.15
S/.148.15 S/.160.17 S/.12.57 S/.998.78
S/.148.15 S/.161.69 S/.11.05 S/.860.11
S/.148.15 S/.163.23 S/.9.52 S/.720.12
S/.148.15 S/.164.78 S/.7.97 S/.578.80
S/.148.15 S/.166.34 S/.6.40 S/.436.15
S/.148.15 S/.167.92 S/.4.83 S/.292.14
S/.148.15 S/.169.51 S/.3.23 S/.146.76
S/.148.15 S/.171.12 S/.1.62 S/.0.00