Nombre T.

C: Éxito Bancolombia TASA MENSUAL

Tasa: 46.06% N.A.T.V 45.84% N.A.B.V 11.52% 7.64%
Pagos: Mensuales Mensual 3.70% 3.75%
C. Manejo: 24,000 27,000
Seguros: 8,500 6,500
Abono K Extra: 1,250,000 1,250,000
Per. Ab. K: 8 6
Modalidad: Dism. Cuota Dism. Plazo
Amortización: Ab. Capital Fijo Ab. Capital Vble
Valor Compra: 12,500,000 12,500,000
Plazo: 36 Meses 36 Meses
Cuota: Vencida Vencida
Cuota a Pagar: 638,355
Nueva Cuota o Plazo:
TIR:
VPN:
Cual es la Mejor:
VPN
302,579 VA
347,222.2 TIR
PERIODO CAPITAL INTERES ABONO K ABONO EXTRA
0 12,500,000
1 12,500,000 462,470 347,222
2 12,152,778 449,624 347,222
3 11,805,556 436,778 347,222
4 11,458,333 423,931 347,222
5 11,111,111 411,085 347,222
6 10,763,889 398,238 347,222
7 10,416,667 385,392 347,222
8 10,069,444 372,546 347,222 1,250,000
9 8,472,222 313,452 302,579
10 8,169,643 302,257 302,579
11 7,867,063 291,063 302,579
12 7,564,484 279,868 302,579
13 7,261,905 268,673 302,579
14 6,959,325 257,479 302,579
15 6,656,746 246,284 302,579
16 6,354,167 235,089 302,579
17 6,051,587 223,894 302,579
18 5,749,008 212,700 302,579
19 5,446,429 201,505 302,579
20 5,143,849 190,310 302,579
21 4,841,270 179,115 302,579
22 4,538,690 167,921 302,579
23 4,236,111 156,726 302,579
24 3,933,532 145,531 302,579
25 3,630,952 134,337 302,579
26 3,328,373 123,142 302,579
27 3,025,794 111,947 302,579
28 2,723,214 100,752 302,579
29 2,420,635 89,558 302,579
30 2,118,056 78,363 302,579
31 1,815,476 67,168 302,579
32 1,512,897 55,974 302,579
33 1,210,317 44,779 302,579
34 907,738 33,584 302,579
35 605,159 22,389 302,579
36 302,579 11,195 302,579
ÉXITO

- VPN 640,909
$ 12,500,000 VA $ 13,140,909
3.70% TIR 4.14%
CUOTA FIJA SALDO CUOTA CON ARANDELAS VA CUOTA FIJA
- 12,500,000 12,500,000 - 12,500,000
809,693 12,152,778 842,193 $ 780,804.65
796,846 11,805,556 829,346 $ 741,001.29
784,000 11,458,333 816,500 $ 703,044.23
771,153 11,111,111 803,653 $ 666,852.39
758,307 10,763,889 790,807 $ 632,348.13
745,461 10,416,667 777,961 $ 599,457.09
732,614 10,069,444 765,114 $ 568,108.10
1,969,768 8,472,222 2,002,268 $ 1,472,966.69
616,031 8,169,643 648,531 $ 444,225.05
604,837 7,867,063 637,337 $ 420,591.56
593,642 7,564,484 626,142 $ 398,079.00
582,447 7,261,905 614,947 $ 376,637.45
571,253 6,959,325 603,753 $ 356,219.17
560,058 6,656,746 592,558 $ 336,778.41
548,863 6,354,167 581,363 $ 318,271.43
537,668 6,051,587 570,168 $ 300,656.33
526,474 5,749,008 558,974 $ 283,893.04
515,279 5,446,429 547,779 $ 267,943.19
504,084 5,143,849 536,584 $ 252,770.09
492,890 4,841,270 525,390 $ 238,338.60
481,695 4,538,690 514,195 $ 224,615.12
470,500 4,236,111 503,000 $ 211,567.51
459,305 3,933,532 491,805 $ 199,165.00
448,111 3,630,952 480,611 $ 187,378.18
436,916 3,328,373 469,416 $ 176,178.89
425,721 3,025,794 458,221 $ 165,540.21
414,527 2,723,214 447,027 $ 155,436.41
403,332 2,420,635 435,832 $ 145,842.85
392,137 2,118,056 424,637 $ 136,735.99
380,942 1,815,476 413,442 $ 128,093.30
369,748 1,512,897 402,248 $ 119,893.27
358,553 1,210,317 391,053 $ 112,115.30
347,358 907,738 379,858 $ 104,739.73
336,164 605,159 368,664 $ 97,747.72
324,969 302,579 357,469 $ 91,121.31
313,774 0 346,274 $ 84,843.31
VA CUOTA CON ARANDELAS
PERIODO CAPITAL INTERES
$ 812,145.13 0 12,500,000
$ 771,223.61 1 12,500,000 468,712
$ 732,188.29 2 12,330,357 462,351
$ 694,956.66 3 12,154,353 455,752
$ 659,449.70 4 11,971,749 448,905
$ 625,591.75 5 11,782,298 441,801
$ 593,310.33 6 11,585,743 434,430
$ 1,497,269.77 7 10,131,818 379,913
$ 467,661.05 8 9,873,376 370,222
$ 443,191.42 9 9,605,242 360,168
$ 419,872.55 10 9,327,054 349,736
$ 397,653.46 11 9,038,435 338,914
$ 376,485.37 12 8,738,994 327,686
$ 356,321.57 13 8,428,324 316,037
$ 337,117.33 14 8,106,006 303,951
$ 318,829.86 15 7,771,601 291,412
$ 301,418.17 16 7,424,657 278,402
$ 284,843.07 17 7,064,704 264,905
$ 269,067.02 18 6,691,254 250,902
$ 254,054.10 19 6,303,800 236,374
$ 239,769.93 20 5,901,818 221,300
$ 226,181.63 21 5,484,763 205,662
$ 213,257.72 22 5,052,070 189,437
$ 200,968.10 23 4,603,152 172,604
$ 189,283.96 24 4,137,401 155,140
$ 178,177.73 25 3,654,186 137,021
$ 167,623.04 26 3,152,851 118,222
$ 157,594.69 27 2,632,718 98,719
$ 148,068.55 28 2,093,082 78,484
$ 139,021.55 29 1,533,210 57,491
$ 130,431.62 30 952,346 35,710
$ 122,277.67 31 349,700 13,113
$ 114,539.52
$ 107,197.89
$ 100,234.32
$ 93,631.19
 BANCOLOMBIA

VPN - VPN 608,004

VA $ 12,500,000 VA $ 13,108,003.60
TIR 3.75% TIR 4.15%
ABONO K ABONO EXTRA CUOTA FIJA SALDO VA CUOTA FIJA CUOTA CON ARANDELAS
- 12,500,000 12,500,000 - 12,500,000
169,643 638,355 12,330,357 $ 615,284.13 671,855
176,004 638,355 12,154,353 $ 593,046.67 671,855
182,604 638,355 11,971,749 $ 571,612.90 671,855
189,451 638,355 11,782,298 $ 550,953.80 671,855
196,555 638,355 11,585,743 $ 531,041.35 671,855
1,453,925 1,250,000 1,888,355 10,131,818 $ 1,514,128.29 1,921,855
258,443 638,355 9,873,376 $ 493,349.45 671,855
268,134 638,355 9,605,242 $ 475,518.92 671,855
278,188 638,355 9,327,054 $ 458,332.82 671,855
288,619 638,355 9,038,435 $ 441,767.86 671,855
299,441 638,355 8,738,994 $ 425,801.58 671,855
310,669 638,355 8,428,324 $ 410,412.35 671,855
322,319 638,355 8,106,006 $ 395,579.32 671,855
334,405 638,355 7,771,601 $ 381,282.38 671,855
346,944 638,355 7,424,657 $ 367,502.15 671,855
359,953 638,355 7,064,704 $ 354,219.97 671,855
373,450 638,355 6,691,254 $ 341,417.83 671,855
387,454 638,355 6,303,800 $ 329,078.38 671,855
401,982 638,355 5,901,818 $ 317,184.91 671,855
417,055 638,355 5,484,763 $ 305,721.28 671,855
432,693 638,355 5,052,070 $ 294,671.97 671,855
448,918 638,355 4,603,152 $ 284,022.00 671,855
465,751 638,355 4,137,401 $ 273,756.94 671,855
483,215 638,355 3,654,186 $ 263,862.87 671,855
501,334 638,355 3,152,851 $ 254,326.40 671,855
520,133 638,355 2,632,718 $ 245,134.59 671,855
539,636 638,355 2,093,082 $ 236,274.99 671,855
559,871 638,355 1,533,210 $ 227,735.59 671,855
580,865 638,355 952,346 $ 219,504.82 671,855
602,645 638,355 349,700 $ 211,571.53 671,855
349,700 362,813 - $ 115,901.96 396,313
VA CUOTA CON ARANDELAS

$ 647,573.38
$ 624,168.93
$ 601,610.35
$ 579,867.08
$ 558,909.65
$ 1,540,989.39
$ 519,239.74
$ 500,473.49
$ 482,385.49
$ 464,951.22
$ 448,147.05
$ 431,950.22
$ 416,338.77
$ 401,291.54
$ 386,788.15
$ 372,808.94
$ 359,334.96
$ 346,347.96
$ 333,830.33
$ 321,765.10
$ 310,135.94
$ 298,927.07
$ 288,123.32
$ 277,710.03
$ 267,673.09
$ 257,998.91
$ 248,674.37
$ 239,686.84
$ 231,024.13
$ 222,674.51
$ 126,603.66