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TIPO DE INTRÉS COMPUESTO

CON AMORTIZACIÓN
CAPITAL $ 500,000.00
TASA DE INTERÉS 48% 4.0%
PLAZO 9,5
MONTO 3,920,000.00
PAGO 20,000.00

PLAZO CAPITAL INTERÉS PAGO


1 $ 500,000.00 $ 30,100.00 20,000.00
2 $ 510,100.00 $ 20,404.00 20,000.00
3 $ 509,696.00 $ 20,387.84 20,000.00
4 $ 509,308.16 $ 20,372.33 20,000.00
5 $ 508,935.83 $ 20,357.43 20,000.00
6 $ 508,578.40 $ 20,343.14 20,000.00
7 $ 508,235.26 $ 20,329.41 20,000.00
8 $ 507,905.85 $ 20,316.23 20,000.00
9 $ 507,589.62 $ 20,303.58 20,000.00
10 $ 507,286.03 $ 20,291.44 20,000.00
11 $ 506,994.59 $ 20,279.78 20,000.00
12 $ 506,714.81 $ 30,268.59 20,000.00
13 $ 496,446.22 $ 19,857.85 20,000.00
14 $ 496,588.37 $ 19,863.53 20,000.00
15 $ 496,724.83 $ 19,868.99 20,000.00
16 $ 496,855.84 $ 19,874.23 20,000.00
17 $ 496,981.61 $ 19,879.26 20,000.00
18 $ 497,102.34 $ 19,884.09 20,000.00
19 $ 497,218.25 $ 19,888.73 20,000.00
20 $ 497,329.52 $ 19,893.18 20,000.00
21 $ 497,436.34 $ 19,897.45 20,000.00
22 $ 497,538.88 $ 19,901.56 20,000.00
23 $ 497,637.33 $ 19,905.49 20,000.00
24 $ 497,731.84 $ 29,909.27 20,000.00
25 $ 487,822.56 $ 19,512.90 20,000.00
26 $ 487,335.47 $ 19,493.42 20,000.00
27 $ 486,828.88 $ 19,473.16 20,000.00
28 $ 486,302.04 $ 19,452.08 20,000.00
29 $ 485,754.12 $ 19,430.16 20,000.00
30 $ 485,184.29 $ 19,407.37 20,000.00
31 $ 484,591.66 $ 19,383.67 20,000.00
32 $ 483,975.32 $ 19,359.01 20,000.00
33 $ 483,334.34 $ 19,333.37 20,000.00
34 $ 482,667.71 $ 19,306.71 20,000.00
35 $ 481,974.42 $ 19,278.98 20,000.00
36 $ 481,253.39 $ 19,250.14 20,000.00
37 $ 480,503.53 $ 19,220.14 20,000.00
38 $ 479,723.67 $ 19,188.95 20,000.00
39 $ 478,912.62 $ 19,156.50 20,000.00
40 $ 478,069.12 $ 19,122.76 20,000.00
41 $ 477,191.89 $ 19,087.68 20,000.00
42 $ 476,279.56 $ 19,051.18 20,000.00
43 $ 475,330.75 $ 19,013.23 20,000.00
44 $ 474,343.98 $ 18,973.76 20,000.00
45 $ 473,317.74 $ 18,932.71 20,000.00
46 $ 472,250.44 $ 18,890.02 20,000.00
47 $ 471,140.46 $ 18,845.62 20,000.00
48 $ 469,986.08 $ 28,799.44 20,000.00
49 $ 478,785.52 $ 19,151.42 20,000.00
50 $ 477,936.95 $ 19,117.48 20,000.00
51 $ 477,054.42 $ 19,082.18 20,000.00
52 $ 476,136.60 $ 19,045.46 20,000.00
53 $ 475,182.06 $ 19,007.28 20,000.00
54 $ 474,189.35 $ 18,967.57 20,000.00
55 $ 473,156.92 $ 18,926.28 20,000.00
56 $ 472,083.20 $ 18,883.33 20,000.00
57 $ 470,966.52 $ 18,838.66 20,000.00
58 $ 469,805.19 $ 18,792.21 20,000.00
59 $ 468,597.39 $ 18,743.90 20,000.00
60 $ 467,341.29 $ 28,693.65 20,000.00
61 $ 476,034.94 $ 19,041.40 20,000.00
62 $ 475,076.34 $ 19,003.05 20,000.00
63 $ 474,079.39 $ 18,963.18 20,000.00
64 $ 473,042.57 $ 18,921.70 20,000.00
65 $ 471,964.27 $ 18,878.57 20,000.00
66 $ 470,842.84 $ 18,833.71 20,000.00
67 $ 469,676.55 $ 18,787.06 20,000.00
68 $ 468,463.62 $ 18,738.54 20,000.00
69 $ 467,202.16 $ 18,688.09 20,000.00
70 $ 465,890.25 $ 18,635.61 20,000.00
71 $ 464,525.86 $ 18,581.03 20,000.00
72 $ 463,106.89 $ 28,524.28 20,000.00
73 $ 471,631.17 $ 18,865.25 20,000.00
74 $ 470,496.41 $ 18,819.86 20,000.00
75 $ 469,316.27 $ 18,772.65 20,000.00
76 $ 468,088.92 $ 18,723.56 20,000.00
77 $ 466,812.48 $ 18,672.50 20,000.00
78 $ 465,484.98 $ 18,619.40 20,000.00
79 $ 464,104.38 $ 18,564.18 20,000.00
80 $ 462,668.55 $ 18,506.74 20,000.00
81 $ 461,175.29 $ 18,447.01 20,000.00
82 $ 459,622.31 $ 18,384.89 20,000.00
83 $ 458,007.20 $ 18,320.29 20,000.00
84 $ 456,327.49 $ 28,253.10 20,000.00
85 $ 464,580.59 $ 18,583.22 20,000.00
86 $ 463,163.81 $ 18,526.55 20,000.00
87 $ 461,690.36 $ 18,467.61 20,000.00
88 $ 460,157.98 $ 18,406.32 20,000.00
89 $ 458,564.29 $ 18,342.57 20,000.00
90 $ 456,906.87 $ 18,276.27 20,000.00
91 $ 455,183.14 $ 18,207.33 20,000.00
92 $ 453,390.47 $ 18,135.62 20,000.00
93 $ 451,526.09 $ 18,061.04 20,000.00
94 $ 449,587.13 $ 17,983.49 20,000.00
95 $ 447,570.61 $ 17,902.82 20,000.00
96 $ 445,473.44 $ 27,818.94 20,000.00
97 $ 453,292.38 $ 18,131.70 20,000.00
98 $ 451,424.07 $ 18,056.96 20,000.00
99 $ 449,481.03 $ 17,979.24 20,000.00
100 $ 447,460.28 $ 17,898.41 20,000.00
101 $ 445,358.69 $ 17,814.35 20,000.00
102 $ 443,173.03 $ 17,726.92 20,000.00
103 $ 440,899.96 $ 17,636.00 20,000.00
104 $ 438,535.95 $ 17,541.44 20,000.00
105 $ 436,077.39 $ 17,443.10 20,000.00
106 $ 433,520.49 $ 17,340.82 20,000.00
107 $ 430,861.31 $ 17,234.45 20,000.00
108 $ 428,095.76 $ 27,123.83 20,000.00
109 $ 435,219.59 $ 17,408.78 20,000.00
110 $ 432,628.37 $ 17,305.13 20,000.00
111 $ 429,933.51 $ 17,197.34 20,000.00
112 $ 427,130.85 $ 17,085.23 20,000.00
113 $ 424,216.08 $ 16,968.64 20,000.00
114 $ 421,184.73 $ 16,847.39 20,000.00
115 $ 418,032.11 $ 16,721.28 20,000.00
116 $ 414,753.40 $ 26,590.14 20,000.00
117 $ 421,343.53 $ 16,853.74 20,000.00
118 $ 418,197.28 $ 16,727.89 20,000.00
119 $ 414,925.17 $ 16,597.01 20,000.00
120 $ 411,522.17 $ 16,460.89 20,000.00
121 $ 407,983.06 $ 16,319.32 20,000.00
122 $ 404,302.38 $ 16,172.10 20,000.00
123 $ 400,474.48 $ 16,018.98 20,000.00
124 $ 396,493.46 $ 25,859.74 20,000.00
125 $ 402,353.20 $ 16,094.13 20,000.00
126 $ 398,447.32 $ 15,937.89 20,000.00
127 $ 394,385.22 $ 15,775.41 20,000.00
128 $ 390,160.63 $ 15,606.43 20,000.00
129 $ 385,767.05 $ 15,430.68 20,000.00
130 $ 381,197.73 $ 15,247.91 20,000.00
131 $ 376,445.64 $ 15,057.83 20,000.00
132 $ 371,503.47 $ 24,860.14 20,000.00
133 $ 376,363.61 $ 15,054.54 20,000.00
134 $ 371,418.15 $ 14,856.73 20,000.00
135 $ 366,274.88 $ 14,651.00 20,000.00
136 $ 360,925.87 $ 14,437.03 20,000.00
137 $ 355,362.91 $ 14,214.52 20,000.00
138 $ 349,577.42 $ 13,983.10 20,000.00
139 $ 343,560.52 $ 13,742.42 20,000.00
140 $ 337,302.94 $ 23,492.12 20,000.00
141 $ 340,795.06 $ 13,631.80 20,000.00
142 $ 334,426.86 $ 13,377.07 20,000.00
143 $ 327,803.93 $ 13,112.16 20,000.00
144 $ 320,916.09 $ 12,836.64 20,000.00
145 $ 313,752.74 $ 12,550.11 20,000.00
146 $ 306,302.85 $ 12,252.11 20,000.00
147 $ 298,554.96 $ 11,942.20 20,000.00
148 $ 290,497.16 $ 21,619.89 20,000.00
149 $ 292,117.04 $ 11,684.68 20,000.00
150 $ 283,801.73 $ 11,352.07 20,000.00
151 $ 275,153.79 $ 11,006.15 20,000.00
152 $ 266,159.95 $ 10,646.40 20,000.00
153 $ 256,806.34 $ 10,272.25 20,000.00
154 $ 247,078.60 $ 9,883.14 20,000.00
155 $ 236,961.74 $ 9,478.47 20,000.00
156 $ 226,440.21 $ 9,057.61 20,000.00
157 $ 215,497.82 $ 8,619.91 20,000.00
158 $ 204,117.73 $ 8,164.71 20,000.00
159 $ 192,282.44 $ 7,691.30 20,000.00
160 $ 179,973.74 $ 7,198.95 20,000.00
161 $ 167,172.69 $ 6,686.91 20,000.00
162 $ 153,859.60 $ 6,154.38 20,000.00
163 $ 140,013.98 $ 5,600.56 20,000.00
164 $ 125,614.54 $ 5,024.58 20,000.00
165 $ 110,639.12 $ 4,425.56 20,000.00
166 $ 95,064.69 $ 3,802.59 20,000.00
167 $ 78,867.27 $ 3,154.69 20,000.00
168 $ 62,021.97 $ 2,480.88 20,000.00
169 $ 44,502.84 $ 1,780.11 20,000.00
170 $ 26,282.96 $ 1,051.32 20,000.00
171 $ 7,334.28 $ 293.37 20,000.00
3,420,000.00
NTRÉS COMPUESTO
AMORTIZACIÓN
2 % ANUALIDAD $ 10,000.00
.02% COMISION APERTUR $ 100.00

monto = 3,420,000.00
AMORTIZACIÓN SALDO
$ 10,100.00 $ 510,100.00 interes real 2,920,000.00
$ 404.00 $ 509,696.00 tasa de interès 17%
$ 387.84 $ 509,308.16
$ 372.33 $ 508,935.83 Este es el otro ejemplo que
$ 357.43 $ 508,578.40 tambien es importante recalcar que en interes
$ 343.14 $ 508,235.26
$ 329.41 $ 507,905.85
$ 316.23 $ 507,589.62
$ 303.58 $ 507,286.03
$ 291.44 $ 506,994.59
$ 279.78 $ 506,714.81
$ 10,268.59 $ 496,446.22
-$ 142.15 $ 496,588.37
-$ 136.47 $ 496,724.83
-$ 131.01 $ 496,855.84
-$ 125.77 $ 496,981.61
-$ 120.74 $ 497,102.34
-$ 115.91 $ 497,218.25
-$ 111.27 $ 497,329.52
-$ 106.82 $ 497,436.34
-$ 102.55 $ 497,538.88
-$ 98.44 $ 497,637.33
-$ 94.51 $ 497,731.84
$ 9,909.27 $ 487,822.56
-$ 487.10 $ 487,335.47
-$ 506.58 $ 486,828.88
-$ 526.84 $ 486,302.04
-$ 547.92 $ 485,754.12
-$ 569.84 $ 485,184.29
-$ 592.63 $ 484,591.66
-$ 616.33 $ 483,975.32
-$ 640.99 $ 483,334.34
-$ 666.63 $ 482,667.71
-$ 693.29 $ 481,974.42
-$ 721.02 $ 481,253.39
-$ 749.86 $ 480,503.53
-$ 779.86 $ 479,723.67
-$ 811.05 $ 478,912.62
-$ 843.50 $ 478,069.12
-$ 877.24 $ 477,191.89
-$ 912.32 $ 476,279.56
-$ 948.82 $ 475,330.75
-$ 986.77 $ 474,343.98
-$ 1,026.24 $ 473,317.74
-$ 1,067.29 $ 472,250.44
-$ 1,109.98 $ 471,140.46
-$ 1,154.38 $ 469,986.08
$ 8,799.44 $ 478,785.52
-$ 848.58 $ 477,936.95
-$ 882.52 $ 477,054.42
-$ 917.82 $ 476,136.60
-$ 954.54 $ 475,182.06
-$ 992.72 $ 474,189.35
-$ 1,032.43 $ 473,156.92
-$ 1,073.72 $ 472,083.20
-$ 1,116.67 $ 470,966.52
-$ 1,161.34 $ 469,805.19
-$ 1,207.79 $ 468,597.39
-$ 1,256.10 $ 467,341.29
$ 8,693.65 $ 476,034.94
-$ 958.60 $ 475,076.34
-$ 996.95 $ 474,079.39
-$ 1,036.82 $ 473,042.57
-$ 1,078.30 $ 471,964.27
-$ 1,121.43 $ 470,842.84
-$ 1,166.29 $ 469,676.55
-$ 1,212.94 $ 468,463.62
-$ 1,261.46 $ 467,202.16
-$ 1,311.91 $ 465,890.25
-$ 1,364.39 $ 464,525.86
-$ 1,418.97 $ 463,106.89
$ 8,524.28 $ 471,631.17
-$ 1,134.75 $ 470,496.41
-$ 1,180.14 $ 469,316.27
-$ 1,227.35 $ 468,088.92
-$ 1,276.44 $ 466,812.48
-$ 1,327.50 $ 465,484.98
-$ 1,380.60 $ 464,104.38
-$ 1,435.82 $ 462,668.55
-$ 1,493.26 $ 461,175.29
-$ 1,552.99 $ 459,622.31
-$ 1,615.11 $ 458,007.20
-$ 1,679.71 $ 456,327.49
$ 8,253.10 $ 464,580.59
-$ 1,416.78 $ 463,163.81
-$ 1,473.45 $ 461,690.36
-$ 1,532.39 $ 460,157.98
-$ 1,593.68 $ 458,564.29
-$ 1,657.43 $ 456,906.87
-$ 1,723.73 $ 455,183.14
-$ 1,792.67 $ 453,390.47
-$ 1,864.38 $ 451,526.09
-$ 1,938.96 $ 449,587.13
-$ 2,016.51 $ 447,570.61
-$ 2,097.18 $ 445,473.44
$ 7,818.94 $ 453,292.38
-$ 1,868.30 $ 451,424.07
-$ 1,943.04 $ 449,481.03
-$ 2,020.76 $ 447,460.28
-$ 2,101.59 $ 445,358.69
-$ 2,185.65 $ 443,173.03
-$ 2,273.08 $ 440,899.96
-$ 2,364.00 $ 438,535.95
-$ 2,458.56 $ 436,077.39
-$ 2,556.90 $ 433,520.49
-$ 2,659.18 $ 430,861.31
-$ 2,765.55 $ 428,095.76
$ 7,123.83 $ 435,219.59
-$ 2,591.22 $ 432,628.37
-$ 2,694.87 $ 429,933.51
-$ 2,802.66 $ 427,130.85
-$ 2,914.77 $ 424,216.08
-$ 3,031.36 $ 421,184.73
-$ 3,152.61 $ 418,032.11
-$ 3,278.72 $ 414,753.40
$ 6,590.14 $ 421,343.53
-$ 3,146.26 $ 418,197.28
-$ 3,272.11 $ 414,925.17
-$ 3,402.99 $ 411,522.17
-$ 3,539.11 $ 407,983.06
-$ 3,680.68 $ 404,302.38
-$ 3,827.90 $ 400,474.48
-$ 3,981.02 $ 396,493.46
$ 5,859.74 $ 402,353.20
-$ 3,905.87 $ 398,447.32
-$ 4,062.11 $ 394,385.22
-$ 4,224.59 $ 390,160.63
-$ 4,393.57 $ 385,767.05
-$ 4,569.32 $ 381,197.73
-$ 4,752.09 $ 376,445.64
-$ 4,942.17 $ 371,503.47
$ 4,860.14 $ 376,363.61
-$ 4,945.46 $ 371,418.15
-$ 5,143.27 $ 366,274.88
-$ 5,349.00 $ 360,925.87
-$ 5,562.97 $ 355,362.91
-$ 5,785.48 $ 349,577.42
-$ 6,016.90 $ 343,560.52
-$ 6,257.58 $ 337,302.94
$ 3,492.12 $ 340,795.06
-$ 6,368.20 $ 334,426.86
-$ 6,622.93 $ 327,803.93
-$ 6,887.84 $ 320,916.09
-$ 7,163.36 $ 313,752.74
-$ 7,449.89 $ 306,302.85
-$ 7,747.89 $ 298,554.96
-$ 8,057.80 $ 290,497.16
$ 1,619.89 $ 292,117.04
-$ 8,315.32 $ 283,801.73
-$ 8,647.93 $ 275,153.79
-$ 8,993.85 $ 266,159.95
-$ 9,353.60 $ 256,806.34
-$ 9,727.75 $ 247,078.60
-$ 10,116.86 $ 236,961.74
-$ 10,521.53 $ 226,440.21
-$ 10,942.39 $ 215,497.82
-$ 11,380.09 $ 204,117.73
-$ 11,835.29 $ 192,282.44
-$ 12,308.70 $ 179,973.74
-$ 12,801.05 $ 167,172.69
-$ 13,313.09 $ 153,859.60
-$ 13,845.62 $ 140,013.98
-$ 14,399.44 $ 125,614.54
-$ 14,975.42 $ 110,639.12
-$ 15,574.44 $ 95,064.69
-$ 16,197.41 $ 78,867.27
-$ 16,845.31 $ 62,021.97
-$ 17,519.12 $ 44,502.84
-$ 18,219.89 $ 26,282.96
-$ 18,948.68 $ 7,334.28
-$ 19,706.63 -$ 12,372.35

$ -
e es el otro ejemplo que le decia, sobre que se esta pagando solo el interès y no se esta dando nada de dinero al capital y es por eso que e
e recalcar que en interes meti los 10,000 de anualidad ya que se agrego cada 12 meses y tambien quiere decir que esta persona pago 500
casi, 15 años y termino pagando las perlas de la virgen.
dinero al capital y es por eso que el capital no baja,
re decir que esta persona pago 500,000 pesos en 1 años con 4 meses
TIPO DE INTRÉS COMPUESTO
CON AMORTIZACIÓN
CAPITAL $ 500,000.00
TASA DE INTERÉS 48% 1.5%
PLAZO 33
MONTO 651,269.64
PAGO 20,000.00

PLAZO CAPITAL INTERÉS PAGO


1 $ 500,100.00 $ 7,274.18 20,000.00
2 $ 487,374.18 $ 7,089.08 20,000.00
3 $ 474,463.26 $ 6,901.28 20,000.00
4 $ 461,364.54 $ 6,710.76 20,000.00
5 $ 448,075.30 $ 6,517.46 20,000.00
6 $ 434,592.76 $ 6,321.35 20,000.00
7 $ 420,914.11 $ 6,122.39 20,000.00
8 $ 407,036.50 $ 5,920.53 20,000.00
9 $ 392,957.03 $ 5,715.74 20,000.00
10 $ 378,672.77 $ 5,507.97 20,000.00
11 $ 364,180.73 $ 5,297.17 20,000.00
12 $ 359,477.91 $ 5,228.77 20,000.00
13 $ 344,706.68 $ 5,013.92 20,000.00
14 $ 329,720.59 $ 4,795.94 20,000.00
15 $ 314,516.53 $ 4,574.79 20,000.00
16 $ 299,091.31 $ 4,350.42 20,000.00
17 $ 283,441.73 $ 4,122.79 20,000.00
18 $ 267,564.52 $ 3,891.85 20,000.00
19 $ 251,456.37 $ 3,657.55 20,000.00
20 $ 235,113.92 $ 3,419.84 20,000.00
21 $ 218,533.76 $ 3,178.67 20,000.00
22 $ 201,712.43 $ 2,934.00 20,000.00
23 $ 184,646.43 $ 2,685.77 20,000.00
24 $ 177,332.19 $ 2,579.38 20,000.00
25 $ 159,911.57 $ 2,325.99 20,000.00
26 $ 142,237.56 $ 2,068.91 20,000.00
27 $ 124,306.47 $ 1,808.09 20,000.00
28 $ 106,114.56 $ 1,543.48 20,000.00
29 $ 87,658.05 $ 1,275.03 20,000.00
30 $ 68,933.07 $ 1,002.66 20,000.00
31 $ 49,935.74 $ 726.34 20,000.00
32 $ 30,662.07 $ 445.99 20,000.00
33 $ 11,108.07 $ 161.57 20,000.00

660,000.00

interes real 160,000.00


tasa de interès 313%
NTRÉS COMPUESTO
AMORTIZACIÓN
2 % ANUALIDAD $ 10,000.00
.02% COMISION APERTUR $ 100.00

procedi a hacer este proceso, como opcion extra


que literalmente es mucho lo que debe de pagar
en este caso si se tiene un plazo de 33 meses o s
AMORTIZACIÓN SALDO tambien este tipo de interes hace que des mes c
$ 12,725.82 $ 487,374.18
$ 12,910.92 $ 474,463.26 el interes real es de 160,000 pesos y la tasa de in
$ 13,098.72 $ 461,364.54
$ 13,289.24 $ 448,075.30
$ 13,482.54 $ 434,592.76
$ 13,678.65 $ 420,914.11
$ 13,877.61 $ 407,036.50
$ 14,079.47 $ 392,957.03
$ 14,284.26 $ 378,672.77
$ 14,492.03 $ 364,180.73
$ 14,702.83 $ 349,477.91
$ 14,771.23 $ 344,706.68
$ 14,986.08 $ 329,720.59
$ 15,204.06 $ 314,516.53
$ 15,425.21 $ 299,091.31
$ 15,649.58 $ 283,441.73
$ 15,877.21 $ 267,564.52
$ 16,108.15 $ 251,456.37
$ 16,342.45 $ 235,113.92
$ 16,580.16 $ 218,533.76
$ 16,821.33 $ 201,712.43
$ 17,066.00 $ 184,646.43
$ 17,314.23 $ 167,332.19
$ 17,420.62 $ 159,911.57
$ 17,674.01 $ 142,237.56
$ 17,931.09 $ 124,306.47
$ 18,191.91 $ 106,114.56
$ 18,456.52 $ 87,658.05
$ 18,724.97 $ 68,933.07
$ 18,997.34 $ 49,935.74
$ 19,273.66 $ 30,662.07
$ 19,554.01 $ 11,108.07
$ 19,838.43 -$ 8,730.36
$ -
oceso, como opcion extra, ya que lo que esta pagando en el ejercicio anterior, me causa mucha duda.
cho lo que debe de pagar por un prestamo de 500,000
un plazo de 33 meses o sea 2, 7 meses hace que sea mas posible el prestamo a alguien en la actualidad.
teres hace que des mes con mes una cierta mensualidad que se abona a entereses y a capital para que la deuda sea menos.

,000 pesos y la tasa de interes es de


la deuda sea menos.

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