C= $ 300,000 C= $ 250,000

n= 12 n= 24
i= 1.20% i= 1.50%
V0= $ 5,082,715
V0= $ 3,334,243.46 formula inmediata pospagables
VF= $ 3,847,365.60 V0=C (1-(1+i)^-n)/i formula inmediata PREPAGABLES

$ 3,847,365.60
PREPAGABLES
j12= 12%
i= 1% VA=VF/1+i^n
C=R $ 1,000,000
D=G $ 50,000 Mensual AQUÍ ARRASTRO LA FORMULA HACIA ARRIBA
n= 180 meses 12 años VF= V0(1+i)^n
VA=
MES renta RENTA VA VF
0 CAPITALES
1 $ 1,000,000 $ 1,000,000 $ 990,099 $ 5,936,438
2 $ 1,050,000 $ 1,050,000 $ 1,029,311 $ 6,171,544
3 $ 1,100,000 $ 1,100,000 $ 1,067,649 $ 6,401,413
4 $ 1,150,000 $ 1,150,000 $ 1,105,127 $ 6,626,125
5 $ 1,200,000 $ 1,200,000 $ 1,141,759 $ 6,845,760
6 $ 1,250,000 $ 1,250,000 $ 1,177,557 $ 7,060,396
7 $ 1,300,000 $ 1,300,000 $ 1,212,533 $ 7,270,111
8 $ 1,350,000 $ 1,350,000 $ 1,246,702 $ 7,474,980
9 $ 1,400,000 $ 1,400,000 $ 1,280,076 $ 7,675,081
10 $ 1,450,000 $ 1,450,000 $ 1,312,666 $ 7,870,486
11 $ 1,500,000 $ 1,500,000 $ 1,344,486 $ 8,061,269
12 $ 1,550,000 $ 1,550,000 $ 1,375,546 $ 8,247,503
13 $ 1,600,000 $ 1,600,000 $ 1,405,860 $ 8,429,259
14 $ 1,650,000 $ 1,650,000 $ 1,435,439 $ 8,606,607
15 $ 1,700,000 $ 1,700,000 $ 1,464,294 $ 8,779,618
16 $ 1,750,000 $ 1,750,000 $ 1,492,437 $ 8,948,358
17 $ 1,800,000 $ 1,800,000 $ 1,519,879 $ 9,112,896
18 $ 1,850,000 $ 1,850,000 $ 1,546,632 $ 9,273,299
19 $ 1,900,000 $ 1,900,000 $ 1,572,706 $ 9,429,633
20 $ 1,950,000 $ 1,950,000 $ 1,598,112 $ 9,581,961
21 $ 2,000,000 $ 2,000,000 $ 1,622,860 $ 9,730,349
22 $ 2,050,000 $ 2,050,000 $ 1,646,962 $ 9,874,859
23 $ 2,100,000 $ 2,100,000 $ 1,670,428 $ 10,015,554
24 $ 2,150,000 $ 2,150,000 $ 1,693,267 $ 10,152,495
25 $ 2,200,000 $ 2,200,000 $ 1,715,491 $ 10,285,742
26 $ 2,250,000 $ 2,250,000 $ 1,737,108 $ 10,415,355
27 $ 2,300,000 $ 2,300,000 $ 1,758,129 $ 10,541,393
28 $ 2,350,000 $ 2,350,000 $ 1,778,564 $ 10,663,915
29 $ 2,400,000 $ 2,400,000 $ 1,798,421 $ 10,782,977
30 $ 2,450,000 $ 2,450,000 $ 1,817,711 $ 10,898,636
31 $ 2,500,000 $ 2,500,000 $ 1,836,443 $ 11,010,948
32 $ 2,550,000 $ 2,550,000 $ 1,854,625 $ 11,119,967
33 $ 2,600,000 $ 2,600,000 $ 1,872,268 $ 11,225,748
34 $ 2,650,000 $ 2,650,000 $ 1,889,379 $ 11,328,344
35 $ 2,700,000 $ 2,700,000 $ 1,905,968 $ 11,427,809
36 $ 2,750,000 $ 2,750,000 $ 1,922,044 $ 11,524,193
37 $ 2,800,000 $ 2,800,000 $ 1,937,614 $ 11,617,548
38 $ 2,850,000 $ 2,850,000 $ 1,952,687 $ 11,707,925
39 $ 2,900,000 $ 2,900,000 $ 1,967,272 $ 11,795,374
40 $ 2,950,000 $ 2,950,000 $ 1,981,377 $ 11,879,943
41 $ 3,000,000 $ 3,000,000 $ 1,995,009 $ 11,961,681
42 $ 3,050,000 $ 3,050,000 $ 2,008,178 $ 12,040,636
43 $ 3,100,000 $ 3,100,000 $ 2,020,890 $ 12,116,855
44 $ 3,150,000 $ 3,150,000 $ 2,033,153 $ 12,190,384
45 $ 3,200,000 $ 3,200,000 $ 2,044,976 $ 12,261,270
46 $ 3,250,000 $ 3,250,000 $ 2,056,365 $ 12,329,556
47 $ 3,300,000 $ 3,300,000 $ 2,067,328 $ 12,395,289
48 $ 3,350,000 $ 3,350,000 $ 2,077,872 $ 12,458,511
49 $ 3,400,000 $ 3,400,000 $ 2,088,005 $ 12,519,266
50 $ 3,450,000 $ 3,450,000 $ 2,097,734 $ 12,577,597
51 $ 3,500,000 $ 3,500,000 $ 2,107,065 $ 12,633,546
52 $ 3,550,000 $ 3,550,000 $ 2,116,006 $ 12,687,154
53 $ 3,600,000 $ 3,600,000 $ 2,124,563 $ 12,738,461
54 $ 3,650,000 $ 3,650,000 $ 2,132,744 $ 12,787,509
55 $ 3,700,000 $ 3,700,000 $ 2,140,554 $ 12,834,337
56 $ 3,750,000 $ 3,750,000 $ 2,148,000 $ 12,878,984
57 $ 3,800,000 $ 3,800,000 $ 2,155,089 $ 12,921,489
58 $ 3,850,000 $ 3,850,000 $ 2,161,828 $ 12,961,890
59 $ 3,900,000 $ 3,900,000 $ 2,168,221 $ 13,000,224
60 $ 3,950,000 $ 3,950,000 $ 2,174,276 $ 13,036,528
61 $ 4,000,000 $ 4,000,000 $ 2,179,998 $ 13,070,839
62 $ 4,050,000 $ 4,050,000 $ 2,185,395 $ 13,103,193
63 $ 4,100,000 $ 4,100,000 $ 2,190,470 $ 13,133,624
64 $ 4,150,000 $ 4,150,000 $ 2,195,231 $ 13,162,169
65 $ 4,200,000 $ 4,200,000 $ 2,199,682 $ 13,188,861
66 $ 4,250,000 $ 4,250,000 $ 2,203,831 $ 13,213,733
67 $ 4,300,000 $ 4,300,000 $ 2,207,681 $ 13,236,821
68 $ 4,350,000 $ 4,350,000 $ 2,211,240 $ 13,258,156
69 $ 4,400,000 $ 4,400,000 $ 2,214,511 $ 13,277,771
70 $ 4,450,000 $ 4,450,000 $ 2,217,501 $ 13,295,698
71 $ 4,500,000 $ 4,500,000 $ 2,220,215 $ 13,311,968
72 $ 4,550,000 $ 4,550,000 $ 2,222,657 $ 13,326,612
73 $ 4,600,000 $ 4,600,000 $ 2,224,834 $ 13,339,662
74 $ 4,650,000 $ 4,650,000 $ 2,226,749 $ 13,351,147
75 $ 4,700,000 $ 4,700,000 $ 2,228,409 $ 13,361,097
76 $ 4,750,000 $ 4,750,000 $ 2,229,817 $ 13,369,541
77 $ 4,800,000 $ 4,800,000 $ 2,230,979 $ 13,376,507
78 $ 4,850,000 $ 4,850,000 $ 2,231,899 $ 13,382,026
79 $ 4,900,000 $ 4,900,000 $ 2,232,583 $ 13,386,124
80 $ 4,950,000 $ 4,950,000 $ 2,233,034 $ 13,388,828
81 $ 5,000,000 $ 5,000,000 $ 2,233,257 $ 13,390,167
82 $ 5,050,000 $ 5,050,000 $ 2,233,257 $ 13,390,167
83 $ 5,100,000 $ 5,100,000 $ 2,233,038 $ 13,388,855
84 $ 5,150,000 $ 5,150,000 $ 2,232,605 $ 13,386,256
85 $ 5,200,000 $ 5,200,000 $ 2,231,961 $ 13,382,395
86 $ 5,250,000 $ 5,250,000 $ 2,231,111 $ 13,377,299
 87 $ 5,300,000 $ 5,300,000 $ 2,230,059 $ 13,370,992
88 $ 5,350,000 $ 5,350,000 $ 2,228,809 $ 13,363,499
89 $ 5,400,000 $ 5,400,000 $ 2,227,366 $ 13,354,843
90 $ 5,450,000 $ 5,450,000 $ 2,225,732 $ 13,345,048
91 $ 5,500,000 $ 5,500,000 $ 2,223,912 $ 13,334,138
92 $ 5,550,000 $ 5,550,000 $ 2,221,911 $ 13,322,136
93 $ 5,600,000 $ 5,600,000 $ 2,219,731 $ 13,309,065
94 $ 5,650,000 $ 5,650,000 $ 2,217,376 $ 13,294,946
95 $ 5,700,000 $ 5,700,000 $ 2,214,850 $ 13,279,803
96 $ 5,750,000 $ 5,750,000 $ 2,212,157 $ 13,263,656
97 $ 5,800,000 $ 5,800,000 $ 2,209,300 $ 13,246,527
98 $ 5,850,000 $ 5,850,000 $ 2,206,283 $ 13,228,436
99 $ 5,900,000 $ 5,900,000 $ 2,203,109 $ 13,209,406
100 $ 5,950,000 $ 5,950,000 $ 2,199,782 $ 13,189,456
101 $ 6,000,000 $ 6,000,000 $ 2,196,304 $ 13,168,605
102 $ 6,050,000 $ 6,050,000 $ 2,192,680 $ 13,146,875
103 $ 6,100,000 $ 6,100,000 $ 2,188,912 $ 13,124,284
104 $ 6,150,000 $ 6,150,000 $ 2,185,004 $ 13,100,851
105 $ 6,200,000 $ 6,200,000 $ 2,180,959 $ 13,076,597
106 $ 6,250,000 $ 6,250,000 $ 2,176,779 $ 13,051,538
107 $ 6,300,000 $ 6,300,000 $ 2,172,469 $ 13,025,693
108 $ 6,350,000 $ 6,350,000 $ 2,168,030 $ 12,999,081
109 $ 6,400,000 $ 6,400,000 $ 2,163,467 $ 12,971,718
110 $ 6,450,000 $ 6,450,000 $ 2,158,781 $ 12,943,624
111 $ 6,500,000 $ 6,500,000 $ 2,153,976 $ 12,914,814
112 $ 6,550,000 $ 6,550,000 $ 2,149,055 $ 12,885,305
113 $ 6,600,000 $ 6,600,000 $ 2,144,019 $ 12,855,115
114 $ 6,650,000 $ 6,650,000 $ 2,138,873 $ 12,824,260
115 $ 6,700,000 $ 6,700,000 $ 2,133,619 $ 12,792,755
116 $ 6,750,000 $ 6,750,000 $ 2,128,259 $ 12,760,618
117 $ 6,800,000 $ 6,800,000 $ 2,122,796 $ 12,727,862
118 $ 6,850,000 $ 6,850,000 $ 2,117,232 $ 12,694,504
119 $ 6,900,000 $ 6,900,000 $ 2,111,571 $ 12,660,559
120 $ 6,950,000 $ 6,950,000 $ 2,105,814 $ 12,626,042
121 $ 7,000,000 $ 7,000,000 $ 2,099,964 $ 12,590,967
122 $ 7,050,000 $ 7,050,000 $ 2,094,023 $ 12,555,349
123 $ 7,100,000 $ 7,100,000 $ 2,087,995 $ 12,519,202
124 $ 7,150,000 $ 7,150,000 $ 2,081,880 $ 12,482,540
125 $ 7,200,000 $ 7,200,000 $ 2,075,682 $ 12,445,377
126 $ 7,250,000 $ 7,250,000 $ 2,069,402 $ 12,407,726
127 $ 7,300,000 $ 7,300,000 $ 2,063,044 $ 12,369,600
128 $ 7,350,000 $ 7,350,000 $ 2,056,608 $ 12,331,014
129 $ 7,400,000 $ 7,400,000 $ 2,050,097 $ 12,291,978
130 $ 7,450,000 $ 7,450,000 $ 2,043,514 $ 12,252,507
131 $ 7,500,000 $ 7,500,000 $ 2,036,861 $ 12,212,613
132 $ 7,550,000 $ 7,550,000 $ 2,030,138 $ 12,172,307
133 $ 7,600,000 $ 7,600,000 $ 2,023,349 $ 12,131,602
134 $ 7,650,000 $ 7,650,000 $ 2,016,496 $ 12,090,510
135 $ 7,700,000 $ 7,700,000 $ 2,009,580 $ 12,049,043
136 $ 7,750,000 $ 7,750,000 $ 2,002,603 $ 12,007,211
137 $ 7,800,000 $ 7,800,000 $ 1,995,567 $ 11,965,027
138 $ 7,850,000 $ 7,850,000 $ 1,988,475 $ 11,922,501
139 $ 7,900,000 $ 7,900,000 $ 1,981,327 $ 11,879,644
140 $ 7,950,000 $ 7,950,000 $ 1,974,126 $ 11,836,467
141 $ 8,000,000 $ 8,000,000 $ 1,966,873 $ 11,792,980
142 $ 8,050,000 $ 8,050,000 $ 1,959,570 $ 11,749,194
143 $ 8,100,000 $ 8,100,000 $ 1,952,219 $ 11,705,119
144 $ 8,150,000 $ 8,150,000 $ 1,944,822 $ 11,660,766
145 $ 8,200,000 $ 8,200,000 $ 1,937,379 $ 11,616,143
146 $ 8,250,000 $ 8,250,000 $ 1,929,894 $ 11,571,260
147 $ 8,300,000 $ 8,300,000 $ 1,922,366 $ 11,526,128
148 $ 8,350,000 $ 8,350,000 $ 1,914,799 $ 11,480,755
149 $ 8,400,000 $ 8,400,000 $ 1,907,193 $ 11,435,150
150 $ 8,450,000 $ 8,450,000 $ 1,899,550 $ 11,389,323
151 $ 8,500,000 $ 8,500,000 $ 1,891,871 $ 11,343,283
152 $ 8,550,000 $ 8,550,000 $ 1,884,158 $ 11,297,038
153 $ 8,600,000 $ 8,600,000 $ 1,876,412 $ 11,250,596
154 $ 8,650,000 $ 8,650,000 $ 1,868,635 $ 11,203,967
155 $ 8,700,000 $ 8,700,000 $ 1,860,828 $ 11,157,158
156 $ 8,750,000 $ 8,750,000 $ 1,852,993 $ 11,110,178
157 $ 8,800,000 $ 8,800,000 $ 1,845,130 $ 11,063,035
158 $ 8,850,000 $ 8,850,000 $ 1,837,241 $ 11,015,735
159 $ 8,900,000 $ 8,900,000 $ 1,829,328 $ 10,968,288
160 $ 8,950,000 $ 8,950,000 $ 1,821,391 $ 10,920,701
161 $ 9,000,000 $ 9,000,000 $ 1,813,432 $ 10,872,981
162 $ 9,050,000 $ 9,050,000 $ 1,805,452 $ 10,825,135
163 $ 9,100,000 $ 9,100,000 $ 1,797,453 $ 10,777,170
164 $ 9,150,000 $ 9,150,000 $ 1,789,434 $ 10,729,095
165 $ 9,200,000 $ 9,200,000 $ 1,781,399 $ 10,680,914
166 $ 9,250,000 $ 9,250,000 $ 1,773,347 $ 10,632,636
167 $ 9,300,000 $ 9,300,000 $ 1,765,280 $ 10,584,268
168 $ 9,350,000 $ 9,350,000 $ 1,757,198 $ 10,535,814
169 $ 9,400,000 $ 9,400,000 $ 1,749,104 $ 10,487,282
170 $ 9,450,000 $ 9,450,000 $ 1,740,998 $ 10,438,679
171 $ 9,500,000 $ 9,500,000 $ 1,732,881 $ 10,390,010
172 $ 9,550,000 $ 9,550,000 $ 1,724,754 $ 10,341,282
173 $ 9,600,000 $ 9,600,000 $ 1,716,618 $ 10,292,499
174 $ 9,650,000 $ 9,650,000 $ 1,708,474 $ 10,243,669
175 $ 9,700,000 $ 9,700,000 $ 1,700,323 $ 10,194,797
176 $ 9,750,000 $ 9,750,000 $ 1,692,165 $ 10,145,889
177 $ 9,800,000 $ 9,800,000 $ 1,684,003 $ 10,096,950
178 $ 9,850,000 $ 9,850,000 $ 1,675,837 $ 10,047,985
179 $ 9,900,000 $ 9,900,000 $ 1,667,667 $ 9,999,000
180 $ 9,950,000 $ 9,950,000 $ 1,659,494 $ 9,950,000
MULA HACIA ARRIBA

$ 349,824,960

LA SUMA DE TODOS LOS CAPITALES

VF= $ 2,097,481,185
 j12= 12%
i= 1% renta= multiplico C=R * P Y fijo P para arrastrar la formula
C=R $ 1,000,000
P= 1.02 Mensual P=1,02%
n= 12 meses 12
VA=
VA=
Mes Renta V.A Vf
0 VF=
1 $ 1,000,000 $ 990,099 $ 1,115,668 VF=
2 $ 1,020,000 $ 999,902 $ 1,126,715
3 $ 1,040,400 $ 1,009,802 $ 1,137,870
4 $ 1,061,208 $ 1,019,800 $ 1,149,136
5 $ 1,082,432 $ 1,029,897 $ 1,160,514
6 $ 1,104,081 $ 1,040,094 $ 1,172,004
7 $ 1,126,162 $ 1,050,392 $ 1,183,608
8 $ 1,148,686 $ 1,060,792 $ 1,195,327
9 $ 1,171,659 $ 1,071,295 $ 1,207,162
10 $ 1,195,093 $ 1,081,902 $ 1,219,114
11 $ 1,218,994 $ 1,092,614 $ 1,231,184
12 $ 1,243,374 $ 1,103,432 $ 1,243,374
co C=R * P Y fijo P para arrastrar la formula

$ 12,550,020
$ 12,550,020

$ 14,141,676
$ 14,141,676