Hutang 270,000,000 11 TH 3,856,666.

67 AWAL

Hutang 230,000,000 6 TH 4,536,111.11

Hutang 160,000,000 3 TH 5,311,111.11

BUNGA FLAT

Hutang 160,000,000 Total Bayar

Bunga 6.50% per tahun Cicilan
Periode 3.00 tahun Total Bunga

Tabel Cicilan Dengan Perhitungan Bunga Flat

Bulan Pokok Bunga Total Cicilan

1 4,444,444.44 866,666.67 5,311,111.11
2 4,444,444.44 866,666.67 5,311,111.11
3 4,444,444.44 866,666.67 5,311,111.11
4 4,444,444.44 866,666.67 5,311,111.11
5 4,444,444.44 866,666.67 5,311,111.11
6 4,444,444.44 866,666.67 5,311,111.11
7 4,444,444.44 866,666.67 5,311,111.11
8 4,444,444.44 866,666.67 5,311,111.11
9 4,444,444.44 866,666.67 5,311,111.11
10 4,444,444.44 866,666.67 5,311,111.11
11 4,444,444.44 866,666.67 5,311,111.11
12 4,444,444.44 866,666.67 5,311,111.11
13 4,444,444.44 866,666.67 5,311,111.11
14 4,444,444.44 866,666.67 5,311,111.11
15 4,444,444.44 866,666.67 5,311,111.11
16 4,444,444.44 866,666.67 5,311,111.11
17 4,444,444.44 866,666.67 5,311,111.11
18 4,444,444.44 866,666.67 5,311,111.11
19 4,444,444.44 866,666.67 5,311,111.11
20 4,444,444.44 866,666.67 5,311,111.11
21 4,444,444.44 866,666.67 5,311,111.11
22 4,444,444.44 866,666.67 5,311,111.11
23 4,444,444.44 866,666.67 5,311,111.11
24 4,444,444.44 866,666.67 5,311,111.11
25 4,444,444.44 866,666.67 5,311,111.11
26 4,444,444.44 866,666.67 5,311,111.11
27 4,444,444.44 866,666.67 5,311,111.11
28 4,444,444.44 866,666.67 5,311,111.11
29 4,444,444.44 866,666.67 5,311,111.11
30 4,444,444.44 866,666.67 5,311,111.11
31 4,444,444.44 866,666.67 5,311,111.11
32 4,444,444.44 866,666.67 5,311,111.11
33 4,444,444.44 866,666.67 5,311,111.11
34 4,444,444.44 866,666.67 5,311,111.11
35 4,444,444.44 866,666.67 5,311,111.11
36 4,444,444.44 866,666.67 5,311,111.11
37 4,444,444.44 866,666.67 5,311,111.11
38 4,444,444.44 866,666.67 5,311,111.11
39 4,444,444.44 866,666.67 5,311,111.11
40 4,444,444.44 866,666.67 5,311,111.11
41 4,444,444.44 866,666.67 5,311,111.11
42 4,444,444.44 866,666.67 5,311,111.11
43 4,444,444.44 866,666.67 5,311,111.11
44 4,444,444.44 866,666.67 5,311,111.11
45 4,444,444.44 866,666.67 5,311,111.11
46 4,444,444.44 866,666.67 5,311,111.11
47 4,444,444.44 866,666.67 5,311,111.11
48 4,444,444.44 866,666.67 5,311,111.11
49 4,444,444.44 866,666.67 5,311,111.11
50 4,444,444.44 866,666.67 5,311,111.11
51 4,444,444.44 866,666.67 5,311,111.11
52 4,444,444.44 866,666.67 5,311,111.11
53 4,444,444.44 866,666.67 5,311,111.11
54 4,444,444.44 866,666.67 5,311,111.11
55 4,444,444.44 866,666.67 5,311,111.11
56 4,444,444.44 866,666.67 5,311,111.11
57 4,444,444.44 866,666.67 5,311,111.11
58 4,444,444.44 866,666.67 5,311,111.11
59 4,444,444.44 866,666.67 5,311,111.11
60 4,444,444.44 866,666.67 5,311,111.11
61 4,444,444.44 866,666.67 5,311,111.11
62 4,444,444.44 866,666.67 5,311,111.11
63 4,444,444.44 866,666.67 5,311,111.11
64 4,444,444.44 866,666.67 5,311,111.11
65 4,444,444.44 866,666.67 5,311,111.11
66 4,444,444.44 866,666.67 5,311,111.11
67 4,444,444.44 866,666.67 5,311,111.11
68 4,444,444.44 866,666.67 5,311,111.11
69 4,444,444.44 866,666.67 5,311,111.11
70 4,444,444.44 866,666.67 5,311,111.11
71 4,444,444.44 866,666.67 5,311,111.11
72 4,444,444.44 866,666.67 5,311,111.11
73 4,444,444.44 866,666.67 5,311,111.11
74 4,444,444.44 866,666.67 5,311,111.11
75 4,444,444.44 866,666.67 5,311,111.11
76 4,444,444.44 866,666.67 5,311,111.11
77 4,444,444.44 866,666.67 5,311,111.11
78 4,444,444.44 866,666.67 5,311,111.11
79 4,444,444.44 866,666.67 5,311,111.11
80 4,444,444.44 866,666.67 5,311,111.11
81 4,444,444.44 866,666.67 5,311,111.11
82 4,444,444.44 866,666.67 5,311,111.11
83 4,444,444.44 866,666.67 5,311,111.11
84 4,444,444.44 866,666.67 5,311,111.11
85 4,444,444.44 866,666.67 5,311,111.11
86 4,444,444.44 866,666.67 5,311,111.11
87 4,444,444.44 866,666.67 5,311,111.11
88 4,444,444.44 866,666.67 5,311,111.11
89 4,444,444.44 866,666.67 5,311,111.11
90 4,444,444.44 866,666.67 5,311,111.11
91 4,444,444.44 866,666.67 5,311,111.11
92 4,444,444.44 866,666.67 5,311,111.11
93 4,444,444.44 866,666.67 5,311,111.11
94 4,444,444.44 866,666.67 5,311,111.11
95 4,444,444.44 866,666.67 5,311,111.11
 96 4,444,444.44 866,666.67 5,311,111.11
97 4,444,444.44 866,666.67 5,311,111.11
98 4,444,444.44 866,666.67 5,311,111.11
99 4,444,444.44 866,666.67 5,311,111.11
100 4,444,444.44 866,666.67 5,311,111.11
101 4,444,444.44 866,666.67 5,311,111.11
102 4,444,444.44 866,666.67 5,311,111.11
103 4,444,444.44 866,666.67 5,311,111.11
104 4,444,444.44 866,666.67 5,311,111.11
105 4,444,444.44 866,666.67 5,311,111.11
106 4,444,444.44 866,666.67 5,311,111.11
107 4,444,444.44 866,666.67 5,311,111.11
108 4,444,444.44 866,666.67 5,311,111.11
109 4,444,444.44 866,666.67 5,311,111.11
110 4,444,444.44 866,666.67 5,311,111.11
111 4,444,444.44 866,666.67 5,311,111.11
112 4,444,444.44 866,666.67 5,311,111.11
113 4,444,444.44 866,666.67 5,311,111.11
114 4,444,444.44 866,666.67 5,311,111.11
115 4,444,444.44 866,666.67 5,311,111.11
116 4,444,444.44 866,666.67 5,311,111.11
117 4,444,444.44 866,666.67 5,311,111.11
118 4,444,444.44 866,666.67 5,311,111.11
119 4,444,444.44 866,666.67 5,311,111.11
120 4,444,444.44 866,666.67 5,311,111.11
121 4,444,444.44 866,666.67 5,311,111.11
122 4,444,444.44 866,666.67 5,311,111.11
123 4,444,444.44 866,666.67 5,311,111.11
124 4,444,444.44 866,666.67 5,311,111.11
125 4,444,444.44 866,666.67 5,311,111.11
126 4,444,444.44 866,666.67 5,311,111.11
127 4,444,444.44 866,666.67 5,311,111.11
128 4,444,444.44 866,666.67 5,311,111.11
129 4,444,444.44 866,666.67 5,311,111.11
130 4,444,444.44 866,666.67 5,311,111.11
131 4,444,444.44 866,666.67 5,311,111.11
132 4,444,444.44 866,666.67 5,311,111.11
133 4,444,444.44 866,666.67 5,311,111.11
134 4,444,444.44 866,666.67 5,311,111.11
135 4,444,444.44 866,666.67 5,311,111.11
136 4,444,444.44 866,666.67 5,311,111.11
137 4,444,444.44 866,666.67 5,311,111.11
138 4,444,444.44 866,666.67 5,311,111.11
139 4,444,444.44 866,666.67 5,311,111.11
140 4,444,444.44 866,666.67 5,311,111.11
141 4,444,444.44 866,666.67 5,311,111.11
142 4,444,444.44 866,666.67 5,311,111.11
143 4,444,444.44 866,666.67 5,311,111.11
144 4,444,444.44 866,666.67 5,311,111.11
145 4,444,444.44 866,666.67 5,311,111.11
146 4,444,444.44 866,666.67 5,311,111.11
147 4,444,444.44 866,666.67 5,311,111.11
148 4,444,444.44 866,666.67 5,311,111.11
149 4,444,444.44 866,666.67 5,311,111.11
 150 4,444,444.44 866,666.67 5,311,111.11
151 4,444,444.44 866,666.67 5,311,111.11
152 4,444,444.44 866,666.67 5,311,111.11
153 4,444,444.44 866,666.67 5,311,111.11
154 4,444,444.44 866,666.67 5,311,111.11
155 4,444,444.44 866,666.67 5,311,111.11
156 4,444,444.44 866,666.67 5,311,111.11
157 4,444,444.44 866,666.67 5,311,111.11
158 4,444,444.44 866,666.67 5,311,111.11
159 4,444,444.44 866,666.67 5,311,111.11
160 4,444,444.44 866,666.67 5,311,111.11
161 4,444,444.44 866,666.67 5,311,111.11
162 4,444,444.44 866,666.67 5,311,111.11
163 4,444,444.44 866,666.67 5,311,111.11
164 4,444,444.44 866,666.67 5,311,111.11
165 4,444,444.44 866,666.67 5,311,111.11
166 4,444,444.44 866,666.67 5,311,111.11
167 4,444,444.44 866,666.67 5,311,111.11
168 4,444,444.44 866,666.67 5,311,111.11
169 4,444,444.44 866,666.67 5,311,111.11
170 4,444,444.44 866,666.67 5,311,111.11
171 4,444,444.44 866,666.67 5,311,111.11
172 4,444,444.44 866,666.67 5,311,111.11
173 4,444,444.44 866,666.67 5,311,111.11
174 4,444,444.44 866,666.67 5,311,111.11
175 4,444,444.44 866,666.67 5,311,111.11
176 4,444,444.44 866,666.67 5,311,111.11
177 4,444,444.44 866,666.67 5,311,111.11
178 4,444,444.44 866,666.67 5,311,111.11
179 4,444,444.44 866,666.67 5,311,111.11
180 4,444,444.44 866,666.67 5,311,111.11

Total 533,333,333.33 104,000,000.00 956,000,000.00

191,200,000.00
5,311,111.11
31,200,000.00

TOP UP

Plafond Pembiayaan 160,000,000.00

Periode 3.00
Angsuran 5,311,111.11

Biaya-biaya :
Administrasi 1,600,000.0
Cetak 60,000.0
Asuransi Jiwa 2,111,400.0
Jumlah 3,771,400.0

Total Pelunasan 53,437,333.3

Dana Tersedia 102,791,266.67

-
BUNGA FLAT

Hutang 160,000,000 Total Bayar

Bunga 6.50% per tahun Cicilan
Periode 3.00 tahun Total Bunga

Tabel Cicilan Dengan Perhitungan Bunga Flat

Bulan Pokok Bunga Total Cicilan

1 4,444,444.44 866,666.67 5,311,111.11
2 4,444,444.44 866,666.67 5,311,111.11
3 4,444,444.44 866,666.67 5,311,111.11
4 4,444,444.44 866,666.67 5,311,111.11
5 4,444,444.44 866,666.67 5,311,111.11
6 4,444,444.44 866,666.67 5,311,111.11
7 4,444,444.44 866,666.67 5,311,111.11
8 4,444,444.44 866,666.67 5,311,111.11
9 4,444,444.44 866,666.67 5,311,111.11
10 4,444,444.44 866,666.67 5,311,111.11
11 4,444,444.44 866,666.67 5,311,111.11
12 4,444,444.44 866,666.67 5,311,111.11
13 4,444,444.44 866,666.67 5,311,111.11
14 4,444,444.44 866,666.67 5,311,111.11
15 4,444,444.44 866,666.67 5,311,111.11
16 4,444,444.44 866,666.67 5,311,111.11
17 4,444,444.44 866,666.67 5,311,111.11
18 4,444,444.44 866,666.67 5,311,111.11
19 4,444,444.44 866,666.67 5,311,111.11
20 4,444,444.44 866,666.67 5,311,111.11
21 4,444,444.44 866,666.67 5,311,111.11
22 4,444,444.44 866,666.67 5,311,111.11
23 4,444,444.44 866,666.67 5,311,111.11
24 4,444,444.44 866,666.67 5,311,111.11
25 4,444,444.44 866,666.67 5,311,111.11
26 4,444,444.44 866,666.67 5,311,111.11
27 4,444,444.44 866,666.67 5,311,111.11
28 4,444,444.44 866,666.67 5,311,111.11
29 4,444,444.44 866,666.67 5,311,111.11
30 4,444,444.44 866,666.67 5,311,111.11
31 4,444,444.44 866,666.67 5,311,111.11
32 4,444,444.44 866,666.67 5,311,111.11
33 4,444,444.44 866,666.67 5,311,111.11
34 4,444,444.44 866,666.67 5,311,111.11
35 4,444,444.44 866,666.67 5,311,111.11
36 4,444,444.44 866,666.67 5,311,111.11
37 4,444,444.44 866,666.67 5,311,111.11
38 4,444,444.44 866,666.67 5,311,111.11
39 4,444,444.44 866,666.67 5,311,111.11
40 4,444,444.44 866,666.67 5,311,111.11
41 4,444,444.44 866,666.67 5,311,111.11
42 4,444,444.44 866,666.67 5,311,111.11
43 4,444,444.44 866,666.67 5,311,111.11
44 4,444,444.44 866,666.67 5,311,111.11
45 4,444,444.44 866,666.67 5,311,111.11
46 4,444,444.44 866,666.67 5,311,111.11
47 4,444,444.44 866,666.67 5,311,111.11
48 4,444,444.44 866,666.67 5,311,111.11
49 4,444,444.44 866,666.67 5,311,111.11
50 4,444,444.44 866,666.67 5,311,111.11
51 4,444,444.44 866,666.67 5,311,111.11
52 4,444,444.44 866,666.67 5,311,111.11
53 4,444,444.44 866,666.67 5,311,111.11
54 4,444,444.44 866,666.67 5,311,111.11
55 4,444,444.44 866,666.67 5,311,111.11
56 4,444,444.44 866,666.67 5,311,111.11
57 4,444,444.44 866,666.67 5,311,111.11
58 4,444,444.44 866,666.67 5,311,111.11
59 4,444,444.44 866,666.67 5,311,111.11
60 4,444,444.44 866,666.67 5,311,111.11
61 4,444,444.44 866,666.67 5,311,111.11
62 4,444,444.44 866,666.67 5,311,111.11
63 4,444,444.44 866,666.67 5,311,111.11
64 4,444,444.44 866,666.67 5,311,111.11
65 4,444,444.44 866,666.67 5,311,111.11
66 4,444,444.44 866,666.67 5,311,111.11
67 4,444,444.44 866,666.67 5,311,111.11
68 4,444,444.44 866,666.67 5,311,111.11
69 4,444,444.44 866,666.67 5,311,111.11
70 4,444,444.44 866,666.67 5,311,111.11
71 4,444,444.44 866,666.67 5,311,111.11
72 4,444,444.44 866,666.67 5,311,111.11
73 4,444,444.44 866,666.67 5,311,111.11
74 4,444,444.44 866,666.67 5,311,111.11
75 4,444,444.44 866,666.67 5,311,111.11
76 4,444,444.44 866,666.67 5,311,111.11
77 4,444,444.44 866,666.67 5,311,111.11
78 4,444,444.44 866,666.67 5,311,111.11
79 4,444,444.44 866,666.67 5,311,111.11
80 4,444,444.44 866,666.67 5,311,111.11
81 4,444,444.44 866,666.67 5,311,111.11
82 4,444,444.44 866,666.67 5,311,111.11
83 4,444,444.44 866,666.67 5,311,111.11
84 4,444,444.44 866,666.67 5,311,111.11
85 4,444,444.44 866,666.67 5,311,111.11
86 4,444,444.44 866,666.67 5,311,111.11
87 4,444,444.44 866,666.67 5,311,111.11
88 4,444,444.44 866,666.67 5,311,111.11
89 4,444,444.44 866,666.67 5,311,111.11
90 4,444,444.44 866,666.67 5,311,111.11
91 4,444,444.44 866,666.67 5,311,111.11
92 4,444,444.44 866,666.67 5,311,111.11
93 4,444,444.44 866,666.67 5,311,111.11
94 4,444,444.44 866,666.67 5,311,111.11
95 4,444,444.44 866,666.67 5,311,111.11
 96 4,444,444.44 866,666.67 5,311,111.11
97 4,444,444.44 866,666.67 5,311,111.11
98 4,444,444.44 866,666.67 5,311,111.11
99 4,444,444.44 866,666.67 5,311,111.11
100 4,444,444.44 866,666.67 5,311,111.11
101 4,444,444.44 866,666.67 5,311,111.11
102 4,444,444.44 866,666.67 5,311,111.11
103 4,444,444.44 866,666.67 5,311,111.11
104 4,444,444.44 866,666.67 5,311,111.11
105 4,444,444.44 866,666.67 5,311,111.11
106 4,444,444.44 866,666.67 5,311,111.11
107 4,444,444.44 866,666.67 5,311,111.11
108 4,444,444.44 866,666.67 5,311,111.11
109 4,444,444.44 866,666.67 5,311,111.11
110 4,444,444.44 866,666.67 5,311,111.11
111 4,444,444.44 866,666.67 5,311,111.11
112 4,444,444.44 866,666.67 5,311,111.11
113 4,444,444.44 866,666.67 5,311,111.11
114 4,444,444.44 866,666.67 5,311,111.11
115 4,444,444.44 866,666.67 5,311,111.11
116 4,444,444.44 866,666.67 5,311,111.11
117 4,444,444.44 866,666.67 5,311,111.11
118 4,444,444.44 866,666.67 5,311,111.11
119 4,444,444.44 866,666.67 5,311,111.11
120 4,444,444.44 866,666.67 5,311,111.11
121 4,444,444.44 866,666.67 5,311,111.11
122 4,444,444.44 866,666.67 5,311,111.11
123 4,444,444.44 866,666.67 5,311,111.11
124 4,444,444.44 866,666.67 5,311,111.11
125 4,444,444.44 866,666.67 5,311,111.11
126 4,444,444.44 866,666.67 5,311,111.11
127 4,444,444.44 866,666.67 5,311,111.11
128 4,444,444.44 866,666.67 5,311,111.11
129 4,444,444.44 866,666.67 5,311,111.11
130 4,444,444.44 866,666.67 5,311,111.11
131 4,444,444.44 866,666.67 5,311,111.11
132 4,444,444.44 866,666.67 5,311,111.11
133 4,444,444.44 866,666.67 5,311,111.11
134 4,444,444.44 866,666.67 5,311,111.11
135 4,444,444.44 866,666.67 5,311,111.11
136 4,444,444.44 866,666.67 5,311,111.11
137 4,444,444.44 866,666.67 5,311,111.11
138 4,444,444.44 866,666.67 5,311,111.11
139 4,444,444.44 866,666.67 5,311,111.11
140 4,444,444.44 866,666.67 5,311,111.11
141 4,444,444.44 866,666.67 5,311,111.11
142 4,444,444.44 866,666.67 5,311,111.11
143 4,444,444.44 866,666.67 5,311,111.11
144 4,444,444.44 866,666.67 5,311,111.11
145 4,444,444.44 866,666.67 5,311,111.11
146 4,444,444.44 866,666.67 5,311,111.11
147 4,444,444.44 866,666.67 5,311,111.11
148 4,444,444.44 866,666.67 5,311,111.11
149 4,444,444.44 866,666.67 5,311,111.11
 150 4,444,444.44 866,666.67 5,311,111.11
151 4,444,444.44 866,666.67 5,311,111.11
152 4,444,444.44 866,666.67 5,311,111.11
153 4,444,444.44 866,666.67 5,311,111.11
154 4,444,444.44 866,666.67 5,311,111.11
155 4,444,444.44 866,666.67 5,311,111.11
156 4,444,444.44 866,666.67 5,311,111.11
157 4,444,444.44 866,666.67 5,311,111.11
158 4,444,444.44 866,666.67 5,311,111.11
159 4,444,444.44 866,666.67 5,311,111.11
160 4,444,444.44 866,666.67 5,311,111.11
161 4,444,444.44 866,666.67 5,311,111.11
162 4,444,444.44 866,666.67 5,311,111.11
163 4,444,444.44 866,666.67 5,311,111.11
164 4,444,444.44 866,666.67 5,311,111.11
165 4,444,444.44 866,666.67 5,311,111.11
166 4,444,444.44 866,666.67 5,311,111.11
167 4,444,444.44 866,666.67 5,311,111.11
168 4,444,444.44 866,666.67 5,311,111.11
169 4,444,444.44 866,666.67 5,311,111.11
170 4,444,444.44 866,666.67 5,311,111.11
171 4,444,444.44 866,666.67 5,311,111.11
172 4,444,444.44 866,666.67 5,311,111.11
173 4,444,444.44 866,666.67 5,311,111.11
174 4,444,444.44 866,666.67 5,311,111.11
175 4,444,444.44 866,666.67 5,311,111.11
176 4,444,444.44 866,666.67 5,311,111.11
177 4,444,444.44 866,666.67 5,311,111.11
178 4,444,444.44 866,666.67 5,311,111.11
179 4,444,444.44 866,666.67 5,311,111.11
180 4,444,444.44 866,666.67 5,311,111.11

Total 533,333,333.33 104,000,000.00 956,000,000.00

191,200,000.00
5,311,111.11
31,200,000.00

PELUNASAN

O/S Pembiayaan 191,200,000.00 ###

O/S Pokok 160,000,000.00 ###
O/S Margin 31,200,000.00 ###
Pinalti

Total Pelunasan
63,733,333.33
53,333,333.33
10,400,000.00
104,000.00

53,437,333.33
www.muhammadnoer.com - kategori Perencanaan Keuangan

SIMULASI KREDIT: BUNGA EFEKTIF VS BUNGA FLAT

Note: Kolom berwarna kuning bisa diubah untuk simulasi

BUNGA EFEKTIF

Hutang 80,780,000 Total Bayar 116,588,200.50

Bunga 7.80% per tahun Cicilan 971,568.34
Periode 10.00 tahun Total Bunga 35,808,200.50

Tabel Cicilan Dengan Perhitungan Bunga Efektif

Bulan Pokok Bunga Total Cicilan

1 446,498.34 525,070.00 971,568.34
2 449,400.58 522,167.76 971,568.34
3 452,321.68 519,246.66 971,568.34
4 455,261.77 516,306.57 971,568.34
5 458,220.97 513,347.36 971,568.34
6 461,199.41 510,368.93 971,568.34
7 464,197.21 507,371.13 971,568.34
8 467,214.49 504,353.85 971,568.34
9 470,251.38 501,316.96 971,568.34
10 473,308.02 498,260.32 971,568.34
11 476,384.52 495,183.82 971,568.34
12 479,481.02 492,087.32 971,568.34 5,553,739.37
13 482,597.64 488,970.69 971,568.34
14 485,734.53 485,833.81 971,568.34
15 488,891.80 482,676.53 971,568.34
16 492,069.60 479,498.74 971,568.34
17 495,268.05 476,300.29 971,568.34
18 498,487.29 473,081.04 971,568.34
19 501,727.46 469,840.88 971,568.34
20 504,988.69 466,579.65 971,568.34
21 508,271.12 463,297.22 971,568.34
22 511,574.88 459,993.46 971,568.34
23 514,900.12 456,668.22 971,568.34
24 518,246.97 453,321.37 971,568.34
25 521,615.57 449,952.77 971,568.34
26 525,006.07 446,562.26 971,568.34
27 528,418.61 443,149.73 971,568.34
28 531,853.33 439,715.00 971,568.34
29 535,310.38 436,257.96 971,568.34
30 538,789.90 432,778.44 971,568.34
31 542,292.03 429,276.31 971,568.34
32 545,816.93 425,751.41 971,568.34
33 549,364.74 422,203.60 971,568.34
34 552,935.61 418,632.73 971,568.34
35 556,529.69 415,038.65 971,568.34
36 560,147.13 411,421.20 971,568.34
37 563,788.09 407,780.25 971,568.34
38 567,452.71 404,115.62 971,568.34
39 571,141.16 400,427.18 971,568.34
40 574,853.57 396,714.76 971,568.34
41 578,590.12 392,978.22 971,568.34
42 582,350.96 389,217.38 971,568.34
43 586,136.24 385,432.10 971,568.34
44 589,946.12 381,622.21 971,568.34
45 593,780.77 377,787.56 971,568.34
46 597,640.35 373,927.99 971,568.34
47 601,525.01 370,043.33 971,568.34
48 605,434.92 366,133.41 971,568.34
49 609,370.25 362,198.09 971,568.34
50 613,331.16 358,237.18 971,568.34
51 617,317.81 354,250.53 971,568.34
52 621,330.38 350,237.96 971,568.34
53 625,369.02 346,199.31 971,568.34
54 629,433.92 342,134.41 971,568.34
55 633,525.24 338,043.09 971,568.34
56 637,643.16 333,925.18 971,568.34
57 641,787.84 329,780.50 971,568.34
58 645,959.46 325,608.88 971,568.34
59 650,158.20 321,410.14 971,568.34
60 654,384.22 317,184.11 971,568.34
61 658,637.72 312,930.62 971,568.34
62 662,918.87 308,649.47 971,568.34
63 667,227.84 304,340.50 971,568.34
64 671,564.82 300,003.52 971,568.34
65 675,929.99 295,638.35 971,568.34
66 680,323.54 291,244.80 971,568.34
67 684,745.64 286,822.70 971,568.34
68 689,196.49 282,371.85 971,568.34
69 693,676.26 277,892.07 971,568.34
70 698,185.16 273,383.18 971,568.34
71 702,723.36 268,844.98 971,568.34
72 707,291.06 264,277.27 971,568.34
73 711,888.46 259,679.88 971,568.34
74 716,515.73 255,052.61 971,568.34
75 721,173.08 250,395.25 971,568.34
76 725,860.71 245,707.63 971,568.34
77 730,578.80 240,989.53 971,568.34
78 735,327.56 236,240.77 971,568.34
79 740,107.19 231,461.14 971,568.34
80 744,917.89 226,650.45 971,568.34
81 749,759.86 221,808.48 971,568.34
82 754,633.30 216,935.04 971,568.34
83 759,538.41 212,029.92 971,568.34
84 764,475.41 207,092.93 971,568.34
85 769,444.50 202,123.84 971,568.34
86 774,445.89 197,122.45 971,568.34
87 779,479.79 192,088.55 971,568.34
88 784,546.41 187,021.93 971,568.34
89 789,645.96 181,922.38 971,568.34
90 794,778.66 176,789.68 971,568.34
91 799,944.72 171,623.62 971,568.34
 92 805,144.36 166,423.98 971,568.34
93 810,377.80 161,190.54 971,568.34
94 815,645.26 155,923.08 971,568.34
95 820,946.95 150,621.39 971,568.34
96 826,283.10 145,285.23 971,568.34
97 831,653.94 139,914.39 971,568.34
98 837,059.70 134,508.64 971,568.34
99 842,500.58 129,067.75 971,568.34
100 847,976.84 123,591.50 971,568.34
101 853,488.69 118,079.65 971,568.34
102 859,036.36 112,531.97 971,568.34
103 864,620.10 106,948.24 971,568.34
104 870,240.13 101,328.21 971,568.34
105 875,896.69 95,671.65 971,568.34
106 881,590.02 89,978.32 971,568.34
107 887,320.35 84,247.98 971,568.34
108 893,087.94 78,480.40 971,568.34
109 898,893.01 72,675.33 971,568.34
110 904,735.81 66,832.52 971,568.34
111 910,616.60 60,951.74 971,568.34
112 916,535.60 55,032.73 971,568.34
113 922,493.08 49,075.25 971,568.34
114 928,489.29 43,079.05 971,568.34
115 934,524.47 37,043.87 971,568.34
116 940,598.88 30,969.46 971,568.34
117 946,712.77 24,855.57 971,568.34
118 952,866.41 18,701.93 971,568.34
119 959,060.04 12,508.30 971,568.34
120 965,293.93 6,274.41 971,568.34
121 Err:502 Err:502 Err:502
122 Err:502 Err:502 Err:502
123 Err:502 Err:502 Err:502
124 Err:502 Err:502 Err:502
125 Err:502 Err:502 Err:502
126 Err:502 Err:502 Err:502
127 Err:502 Err:502 Err:502
128 Err:502 Err:502 Err:502
129 Err:502 Err:502 Err:502
130 Err:502 Err:502 Err:502
131 Err:502 Err:502 Err:502
132 Err:502 Err:502 Err:502
133 Err:502 Err:502 Err:502
134 Err:502 Err:502 Err:502
135 Err:502 Err:502 Err:502
136 Err:502 Err:502 Err:502
137 Err:502 Err:502 Err:502
138 Err:502 Err:502 Err:502
139 Err:502 Err:502 Err:502
140 Err:502 Err:502 Err:502
141 Err:502 Err:502 Err:502
142 Err:502 Err:502 Err:502
143 Err:502 Err:502 Err:502
144 Err:502 Err:502 Err:502
145 Err:502 Err:502 Err:502
 146 Err:502 Err:502 Err:502
147 Err:502 Err:502 Err:502
148 Err:502 Err:502 Err:502
149 Err:502 Err:502 Err:502
150 Err:502 Err:502 Err:502
151 Err:502 Err:502 Err:502
152 Err:502 Err:502 Err:502
153 Err:502 Err:502 Err:502
154 Err:502 Err:502 Err:502
155 Err:502 Err:502 Err:502
156 Err:502 Err:502 Err:502
157 Err:502 Err:502 Err:502
158 Err:502 Err:502 Err:502
159 Err:502 Err:502 Err:502
160 Err:502 Err:502 Err:502
161 Err:502 Err:502 Err:502
162 Err:502 Err:502 Err:502
163 Err:502 Err:502 Err:502
164 Err:502 Err:502 Err:502
165 Err:502 Err:502 Err:502
166 Err:502 Err:502 Err:502
167 Err:502 Err:502 Err:502
168 Err:502 Err:502 Err:502
169 Err:502 Err:502 Err:502
170 Err:502 Err:502 Err:502
171 Err:502 Err:502 Err:502
172 Err:502 Err:502 Err:502
173 Err:502 Err:502 Err:502
174 Err:502 Err:502 Err:502
175 Err:502 Err:502 Err:502
176 Err:502 Err:502 Err:502
177 Err:502 Err:502 Err:502
178 Err:502 Err:502 Err:502
179 Err:502 Err:502 Err:502
180 Err:502 Err:502 Err:502

Total 80,780,000.00 35,808,200.50 Err:502

 32,636,828.22

1,121,944.44
BUNGA FLAT

Hutang 80,780,000 Total Bayar 114,707,600.00

Bunga 7.00% per tahun Cicilan 1,593,161.11
Periode 6.00 tahun Total Bunga 33,927,600.00

Tabel Cicilan Dengan Perhitungan Bunga Flat

Bulan Pokok Bunga Total Cicilan

1 1,121,944.44 471,216.67 1,593,161.11 Rp1,483,333.33
2 1,121,944.44 471,216.67 1,593,161.11
3 1,121,944.44 471,216.67 1,593,161.11
4 1,121,944.44 471,216.67 1,593,161.11
5 1,121,944.44 471,216.67 1,593,161.11
6 1,121,944.44 471,216.67 1,593,161.11
7 1,121,944.44 471,216.67 1,593,161.11
8 1,121,944.44 471,216.67 1,593,161.11
9 1,121,944.44 471,216.67 1,593,161.11
10 1,121,944.44 471,216.67 1,593,161.11
11 1,121,944.44 471,216.67 1,593,161.11
12 1,121,944.44 471,216.67 1,593,161.11
13 1,121,944.44 471,216.67 1,593,161.11
14 1,121,944.44 471,216.67 1,593,161.11
15 1,121,944.44 471,216.67 1,593,161.11
16 1,121,944.44 471,216.67 1,593,161.11
17 1,121,944.44 471,216.67 1,593,161.11
18 1,121,944.44 471,216.67 1,593,161.11
19 1,121,944.44 471,216.67 1,593,161.11
20 1,121,944.44 471,216.67 1,593,161.11
21 1,121,944.44 471,216.67 1,593,161.11
22 1,121,944.44 471,216.67 1,593,161.11
23 1,121,944.44 471,216.67 1,593,161.11
24 1,121,944.44 471,216.67 1,593,161.11 20,000,000.00
25 1,121,944.44 471,216.67 1,593,161.11 780,000
26 1,121,944.44 471,216.67 1,593,161.11 60,780,000
27 1,121,944.44 471,216.67 1,593,161.11 61,560,000
28 1,121,944.44 471,216.67 1,593,161.11
29 1,121,944.44 471,216.67 1,593,161.11
30 1,121,944.44 471,216.67 1,593,161.11
31 1,121,944.44 471,216.67 1,593,161.11
32 1,121,944.44 471,216.67 1,593,161.11
33 1,121,944.44 471,216.67 1,593,161.11
34 1,121,944.44 471,216.67 1,593,161.11
35 1,121,944.44 471,216.67 1,593,161.11
36 1,121,944.44 471,216.67 1,593,161.11
37 1,121,944.44 471,216.67 1,593,161.11
38 1,121,944.44 471,216.67 1,593,161.11
39 1,121,944.44 471,216.67 1,593,161.11
40 1,121,944.44 471,216.67 1,593,161.11
41 1,121,944.44 471,216.67 1,593,161.11
42 1,121,944.44 471,216.67 1,593,161.11
43 1,121,944.44 471,216.67 1,593,161.11
44 1,121,944.44 471,216.67 1,593,161.11
45 1,121,944.44 471,216.67 1,593,161.11
46 1,121,944.44 471,216.67 1,593,161.11
47 1,121,944.44 471,216.67 1,593,161.11
48 1,121,944.44 471,216.67 1,593,161.11
49 1,121,944.44 471,216.67 1,593,161.11
50 1,121,944.44 471,216.67 1,593,161.11
51 1,121,944.44 471,216.67 1,593,161.11
52 1,121,944.44 471,216.67 1,593,161.11
53 1,121,944.44 471,216.67 1,593,161.11
54 1,121,944.44 471,216.67 1,593,161.11
55 1,121,944.44 471,216.67 1,593,161.11
56 1,121,944.44 471,216.67 1,593,161.11
57 1,121,944.44 471,216.67 1,593,161.11
58 1,121,944.44 471,216.67 1,593,161.11
59 1,121,944.44 471,216.67 1,593,161.11
60 1,121,944.44 471,216.67 1,593,161.11
61 1,121,944.44 471,216.67 1,593,161.11
62 1,121,944.44 471,216.67 1,593,161.11
63 1,121,944.44 471,216.67 1,593,161.11
64 1,121,944.44 471,216.67 1,593,161.11
65 1,121,944.44 471,216.67 1,593,161.11
66 1,121,944.44 471,216.67 1,593,161.11
67 1,121,944.44 471,216.67 1,593,161.11
68 1,121,944.44 471,216.67 1,593,161.11
69 1,121,944.44 471,216.67 1,593,161.11
70 1,121,944.44 471,216.67 1,593,161.11
71 1,121,944.44 471,216.67 1,593,161.11
72 1,121,944.44 471,216.67 1,593,161.11
73 1,121,944.44 471,216.67 1,593,161.11
74 1,121,944.44 471,216.67 1,593,161.11
75 1,121,944.44 471,216.67 1,593,161.11
76 1,121,944.44 471,216.67 1,593,161.11
77 1,121,944.44 471,216.67 1,593,161.11
78 1,121,944.44 471,216.67 1,593,161.11
79 1,121,944.44 471,216.67 1,593,161.11
80 1,121,944.44 471,216.67 1,593,161.11
81 1,121,944.44 471,216.67 1,593,161.11
82 1,121,944.44 471,216.67 1,593,161.11
83 1,121,944.44 471,216.67 1,593,161.11
84 1,121,944.44 471,216.67 1,593,161.11
85 1,121,944.44 471,216.67 1,593,161.11
86 1,121,944.44 471,216.67 1,593,161.11
87 1,121,944.44 471,216.67 1,593,161.11
88 1,121,944.44 471,216.67 1,593,161.11
89 1,121,944.44 471,216.67 1,593,161.11
90 1,121,944.44 471,216.67 1,593,161.11
91 1,121,944.44 471,216.67 1,593,161.11
 92 1,121,944.44 471,216.67 1,593,161.11
93 1,121,944.44 471,216.67 1,593,161.11
94 1,121,944.44 471,216.67 1,593,161.11
95 1,121,944.44 471,216.67 1,593,161.11
96 1,121,944.44 471,216.67 1,593,161.11
97 1,121,944.44 471,216.67 1,593,161.11
98 1,121,944.44 471,216.67 1,593,161.11
99 1,121,944.44 471,216.67 1,593,161.11
100 1,121,944.44 471,216.67 1,593,161.11
101 1,121,944.44 471,216.67 1,593,161.11
102 1,121,944.44 471,216.67 1,593,161.11
103 1,121,944.44 471,216.67 1,593,161.11
104 1,121,944.44 471,216.67 1,593,161.11
105 1,121,944.44 471,216.67 1,593,161.11
106 1,121,944.44 471,216.67 1,593,161.11
107 1,121,944.44 471,216.67 1,593,161.11
108 1,121,944.44 471,216.67 1,593,161.11
109 1,121,944.44 471,216.67 1,593,161.11
110 1,121,944.44 471,216.67 1,593,161.11
111 1,121,944.44 471,216.67 1,593,161.11
112 1,121,944.44 471,216.67 1,593,161.11
113 1,121,944.44 471,216.67 1,593,161.11
114 1,121,944.44 471,216.67 1,593,161.11
115 1,121,944.44 471,216.67 1,593,161.11
116 1,121,944.44 471,216.67 1,593,161.11
117 1,121,944.44 471,216.67 1,593,161.11
118 1,121,944.44 471,216.67 1,593,161.11
119 1,121,944.44 471,216.67 1,593,161.11
120 1,121,944.44 471,216.67 1,593,161.11
121 1,121,944.44 471,216.67 1,593,161.11
122 1,121,944.44 471,216.67 1,593,161.11
123 1,121,944.44 471,216.67 1,593,161.11
124 1,121,944.44 471,216.67 1,593,161.11
125 1,121,944.44 471,216.67 1,593,161.11
126 1,121,944.44 471,216.67 1,593,161.11
127 1,121,944.44 471,216.67 1,593,161.11
128 1,121,944.44 471,216.67 1,593,161.11
129 1,121,944.44 471,216.67 1,593,161.11
130 1,121,944.44 471,216.67 1,593,161.11
131 1,121,944.44 471,216.67 1,593,161.11
132 1,121,944.44 471,216.67 1,593,161.11
133 1,121,944.44 471,216.67 1,593,161.11
134 1,121,944.44 471,216.67 1,593,161.11
135 1,121,944.44 471,216.67 1,593,161.11
136 1,121,944.44 471,216.67 1,593,161.11
137 1,121,944.44 471,216.67 1,593,161.11
138 1,121,944.44 471,216.67 1,593,161.11
139 1,121,944.44 471,216.67 1,593,161.11
140 1,121,944.44 471,216.67 1,593,161.11
141 1,121,944.44 471,216.67 1,593,161.11
142 1,121,944.44 471,216.67 1,593,161.11
143 1,121,944.44 471,216.67 1,593,161.11
144 1,121,944.44 471,216.67 1,593,161.11
145 1,121,944.44 471,216.67 1,593,161.11
146 1,121,944.44 471,216.67 1,593,161.11
147 1,121,944.44 471,216.67 1,593,161.11
148 1,121,944.44 471,216.67 1,593,161.11
149 1,121,944.44 471,216.67 1,593,161.11
150 1,121,944.44 471,216.67 1,593,161.11
151 1,121,944.44 471,216.67 1,593,161.11
152 1,121,944.44 471,216.67 1,593,161.11
153 1,121,944.44 471,216.67 1,593,161.11
154 1,121,944.44 471,216.67 1,593,161.11
155 1,121,944.44 471,216.67 1,593,161.11
156 1,121,944.44 471,216.67 1,593,161.11
157 1,121,944.44 471,216.67 1,593,161.11
158 1,121,944.44 471,216.67 1,593,161.11
159 1,121,944.44 471,216.67 1,593,161.11
160 1,121,944.44 471,216.67 1,593,161.11
161 1,121,944.44 471,216.67 1,593,161.11
162 1,121,944.44 471,216.67 1,593,161.11
163 1,121,944.44 471,216.67 1,593,161.11
164 1,121,944.44 471,216.67 1,593,161.11
165 1,121,944.44 471,216.67 1,593,161.11
166 1,121,944.44 471,216.67 1,593,161.11
167 1,121,944.44 471,216.67 1,593,161.11
168 1,121,944.44 471,216.67 1,593,161.11
169 1,121,944.44 471,216.67 1,593,161.11
170 1,121,944.44 471,216.67 1,593,161.11
171 1,121,944.44 471,216.67 1,593,161.11
172 1,121,944.44 471,216.67 1,593,161.11
173 1,121,944.44 471,216.67 1,593,161.11
174 1,121,944.44 471,216.67 1,593,161.11
175 1,121,944.44 471,216.67 1,593,161.11
176 1,121,944.44 471,216.67 1,593,161.11
177 1,121,944.44 471,216.67 1,593,161.11
178 1,121,944.44 471,216.67 1,593,161.11
179 1,121,944.44 471,216.67 1,593,161.11
180 1,121,944.44 471,216.67 1,593,161.11

134,633,333.33 56,546,000.00 286,769,000.00

SIMULASI ANGSURAN KPR - EFEKTIF RATE
Note: Kolom berwarna kuning bisa diubah untuk simulasi

Harga Rumah 310,096,124

Uang Muka 0
Lama Kredit 10.00 Tahun
Bunga KPR 11.80%

BUNGA EFEKTIF
Hutang 310,096,124
Bunga 11.80% Per tahun
Periode 10.00 Tahun
Angsuran 4,413,199.98 Per Bulan

Tabel Cicilan Dengan Perhitungan Bunga Efektif

Bulan Pokok Bunga

1 1,363,921.43 3,049,278.55
2 1,377,333.33 3,035,866.66
3 1,390,877.11 3,022,322.88
4 1,404,554.06 3,008,645.92
5 1,418,365.51 2,994,834.47
6 1,432,312.77 2,980,887.21
7 1,446,397.18 2,966,802.80
8 1,460,620.09 2,952,579.90
9 1,474,982.85 2,938,217.13
10 1,489,486.85 2,923,713.13
11 1,504,133.47 2,909,066.51
12 1,518,924.12 2,894,275.87
13 1,533,860.20 2,879,339.78
14 1,548,943.16 2,864,256.82
15 1,564,174.44 2,849,025.55
16 1,579,555.49 2,833,644.50
17 1,595,087.78 2,818,112.20
18 1,610,772.81 2,802,427.17
19 1,626,612.08 2,786,587.91
20 1,642,607.10 2,770,592.89
21 1,658,759.40 2,754,440.59
22 1,675,070.53 2,738,129.45
23 1,691,542.06 2,721,657.92
24 1,708,175.56 2,705,024.43
25 1,724,972.62 2,688,227.37
26 1,741,934.85 2,671,265.14
27 1,759,063.87 2,654,136.11
28 1,776,361.33 2,636,838.65
29 1,793,828.89 2,619,371.10
30 1,811,468.21 2,601,731.78
31 1,829,280.98 2,583,919.01
32 1,847,268.91 2,565,931.08
33 1,865,433.72 2,547,766.27
34 1,883,777.15 2,529,422.84
35 1,902,300.96 2,510,899.03
36 1,921,006.92 2,492,193.07
37 1,939,896.82 2,473,303.17
38 1,958,972.47 2,454,227.52
39 1,978,235.70 2,434,964.29
40 1,997,688.35 2,415,511.63
41 2,017,332.28 2,395,867.70
42 2,037,169.39 2,376,030.60
43 2,057,201.55 2,355,998.43
44 2,077,430.70 2,335,769.28
45 2,097,858.77 2,315,341.22
46 2,118,487.71 2,294,712.27
47 2,139,319.51 2,273,880.48
48 2,160,356.15 2,252,843.83
49 2,181,599.65 2,231,600.33
50 2,203,052.05 2,210,147.93
51 2,224,715.39 2,188,484.59
52 2,246,591.76 2,166,608.22
53 2,268,683.25 2,144,516.74
54 2,290,991.97 2,122,208.02
55 2,313,520.05 2,099,679.93
56 2,336,269.67 2,076,930.32
57 2,359,242.99 2,053,957.00
58 2,382,442.21 2,030,757.77
59 2,405,869.56 2,007,330.43
60 2,429,527.28 1,983,672.71
61 2,453,417.63 1,959,782.36
62 2,477,542.90 1,935,657.08
63 2,501,905.41 1,911,294.58
64 2,526,507.48 1,886,692.51
65 2,551,351.47 1,861,848.52
66 2,576,439.75 1,836,760.23
67 2,601,774.75 1,811,425.24
68 2,627,358.86 1,785,841.12
69 2,653,194.56 1,760,005.42
70 2,679,284.31 1,733,915.68
71 2,705,630.60 1,707,569.38
72 2,732,235.97 1,680,964.02
73 2,759,102.96 1,654,097.03
74 2,786,234.14 1,626,965.85
75 2,813,632.10 1,599,567.88
76 2,841,299.49 1,571,900.50
77 2,869,238.93 1,543,961.05
78 2,897,453.11 1,515,746.87
79 2,925,944.74 1,487,255.25
80 2,954,716.53 1,458,483.46
81 2,983,771.24 1,429,428.75
82 3,013,111.66 1,400,088.33
83 3,042,740.59 1,370,459.40
84 3,072,660.87 1,340,539.11
85 3,102,875.37 1,310,324.62
86 3,133,386.98 1,279,813.01
87 3,164,198.62 1,249,001.37
 88 3,195,313.23 1,217,886.75
89 3,226,733.81 1,186,466.17
90 3,258,463.36 1,154,736.62
91 3,290,504.92 1,122,695.06
92 3,322,861.55 1,090,338.43
93 3,355,536.36 1,057,663.63
94 3,388,532.47 1,024,667.52
95 3,421,853.03 991,346.95
96 3,455,501.26 957,698.73
97 3,489,480.35 923,719.63
98 3,523,793.57 889,406.41
99 3,558,444.21 854,755.77
100 3,593,435.58 819,764.40
101 3,628,771.03 784,428.95
102 3,664,453.94 748,746.04
103 3,700,487.74 712,712.24
104 3,736,875.87 676,324.11
105 3,773,621.82 639,578.17
106 3,810,729.10 602,470.89
107 3,848,201.27 564,998.72
108 3,886,041.91 527,158.07
109 3,924,254.66 488,945.32
110 3,962,843.16 450,356.82
111 4,001,811.12 411,388.86
112 4,041,162.26 372,037.72
113 4,080,900.36 332,299.62
114 4,121,029.21 292,170.77
115 4,161,552.67 251,647.32
116 4,202,474.60 210,725.38
117 4,243,798.94 169,401.05
118 4,285,529.62 127,670.36
119 4,327,670.67 85,529.32
120 4,370,226.09 42,973.89
Total 121 Err:502 Err:502
122 Err:502 Err:502
123 Err:502 Err:502
124 Err:502 Err:502
125 Err:502 Err:502
126 Err:502 Err:502
127 Err:502 Err:502
128 Err:502 Err:502
129 Err:502 Err:502
130 Err:502 Err:502
131 Err:502 Err:502
132 Err:502 Err:502
133 Err:502 Err:502
134 Err:502 Err:502
135 Err:502 Err:502
136 Err:502 Err:502
137 Err:502 Err:502
138 Err:502 Err:502
139 Err:502 Err:502
140 Err:502 Err:502
141 Err:502 Err:502
142 Err:502 Err:502
143 Err:502 Err:502
144 Err:502 Err:502
145 Err:502 Err:502
146 Err:502 Err:502
147 Err:502 Err:502
148 Err:502 Err:502
149 Err:502 Err:502
150 Err:502 Err:502
151 Err:502 Err:502
152 Err:502 Err:502
153 Err:502 Err:502
154 Err:502 Err:502
155 Err:502 Err:502
156 Err:502 Err:502
157 Err:502 Err:502
158 Err:502 Err:502
159 Err:502 Err:502
160 Err:502 Err:502
161 Err:502 Err:502
162 Err:502 Err:502
163 Err:502 Err:502
164 Err:502 Err:502
165 Err:502 Err:502
166 Err:502 Err:502
167 Err:502 Err:502
168 Err:502 Err:502
169 Err:502 Err:502
170 Err:502 Err:502
171 Err:502 Err:502
172 Err:502 Err:502
173 Err:502 Err:502
174 Err:502 Err:502
175 Err:502 Err:502
176 Err:502 Err:502
177 Err:502 Err:502
178 Err:502 Err:502
179 Err:502 Err:502
180 Err:502 Err:502
181 Err:502 Err:502
182 Err:502 Err:502
183 Err:502 Err:502
184 Err:502 Err:502
185 Err:502 Err:502
186 Err:502 Err:502
187 Err:502 Err:502
188 Err:502 Err:502
189 Err:502 Err:502
190 Err:502 Err:502
191 Err:502 Err:502
192 Err:502 Err:502
193 Err:502 Err:502
194 Err:502 Err:502
195 Err:502 Err:502
196 Err:502 Err:502
197 Err:502 Err:502
198 Err:502 Err:502
199 Err:502 Err:502
200 Err:502 Err:502
201 Err:502 Err:502
202 Err:502 Err:502
203 Err:502 Err:502
204 Err:502 Err:502
205 Err:502 Err:502
206 Err:502 Err:502
207 Err:502 Err:502
208 Err:502 Err:502
209 Err:502 Err:502
210 Err:502 Err:502
211 Err:502 Err:502
212 Err:502 Err:502
213 Err:502 Err:502
214 Err:502 Err:502
215 Err:502 Err:502
216 Err:502 Err:502
217 Err:502 Err:502
218 Err:502 Err:502
219 Err:502 Err:502
220 Err:502 Err:502
221 Err:502 Err:502
222 Err:502 Err:502
223 Err:502 Err:502
224 Err:502 Err:502
225 Err:502 Err:502
226 Err:502 Err:502
227 Err:502 Err:502
228 Err:502 Err:502
229 Err:502 Err:502
230 Err:502 Err:502
231 Err:502 Err:502
232 Err:502 Err:502
233 Err:502 Err:502
234 Err:502 Err:502
235 Err:502 Err:502
236 Err:502 Err:502
237 Err:502 Err:502
238 Err:502 Err:502
239 Err:502 Err:502
240 Err:502 Err:502
241 Err:502 Err:502
242 Err:502 Err:502
243 Err:502 Err:502
244 Err:502 Err:502
245 Err:502 Err:502
246 Err:502 Err:502
247 Err:502 Err:502
248 Err:502 Err:502
249 Err:502 Err:502
250 Err:502 Err:502
251 Err:502 Err:502
252 Err:502 Err:502
253 Err:502 Err:502
254 Err:502 Err:502
255 Err:502 Err:502
256 Err:502 Err:502
257 Err:502 Err:502
258 Err:502 Err:502
259 Err:502 Err:502
260 Err:502 Err:502
261 Err:502 Err:502
262 Err:502 Err:502
263 Err:502 Err:502
264 Err:502 Err:502
265 Err:502 Err:502
266 Err:502 Err:502
267 Err:502 Err:502
268 Err:502 Err:502
269 Err:502 Err:502
270 Err:502 Err:502
271 Err:502 Err:502
272 Err:502 Err:502
273 Err:502 Err:502
274 Err:502 Err:502
275 Err:502 Err:502
276 Err:502 Err:502
277 Err:502 Err:502
278 Err:502 Err:502
279 Err:502 Err:502
280 Err:502 Err:502
281 Err:502 Err:502
282 Err:502 Err:502
283 Err:502 Err:502
284 Err:502 Err:502
285 Err:502 Err:502
286 Err:502 Err:502
287 Err:502 Err:502
288 Err:502 Err:502
289 Err:502 Err:502
290 Err:502 Err:502
291 Err:502 Err:502
292 Err:502 Err:502
293 Err:502 Err:502
294 Err:502 Err:502
295 Err:502 Err:502
296 Err:502 Err:502
297 Err:502 Err:502
298 Err:502 Err:502
299 Err:502 Err:502
300 Err:502 Err:502
TIF RATE
Pokok terbayar
29,903,876.26

Total Cicilan
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
4,413,199.98
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
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Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
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Err:502
Err:502
Err:502
Err:502
Err:502
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Err:502
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Err:502
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Err:502
Err:502
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Err:502
Err:502
Err:502
Err:502
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Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
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Err:502
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Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
 157,146,979.12
529,583,998.12
686,730,977.23
SIMULASI ANGSURAN KPR - EFEKTIF RATE
Note: Kolom berwarna kuning bisa diubah untuk simulasi

Harga Rumah 340,000,000

Uang Muka 60,000,000 10%
Lama Kredit 20.00 Tahun
Bunga KPR 9.55%

BUNGA EFEKTIF
Hutang 280,000,000
Bunga 9.55% Per tahun
Periode 20.00 Tahun
Angsuran 2,619,116.32 Per Bulan

Tabel Cicilan Dengan Perhitungan Bunga Efektif

Bulan Pokok Bunga

1 390,782.99 2,228,333.33
2 393,892.97 2,225,223.35
3 397,027.70 2,222,088.62
4 400,187.38 2,218,928.94
5 403,372.20 2,215,744.12
6 406,582.37 2,212,533.95
7 409,818.09 2,209,298.23
8 413,079.56 2,206,036.76
9 416,366.98 2,202,749.33
10 419,680.57 2,199,435.75
11 423,020.53 2,196,095.79
12 426,387.07 2,192,729.25
13 429,780.40 2,189,335.92
14 433,200.73 2,185,915.59
15 436,648.29 2,182,468.03
16 440,123.28 2,178,993.04
17 443,625.93 2,175,490.39
18 447,156.45 2,171,959.87
19 450,715.07 2,168,401.25
20 454,302.01 2,164,814.31
21 457,917.50 2,161,198.82
22 461,561.76 2,157,554.56
23 465,235.02 2,153,881.30
24 468,937.52 2,150,178.80
25 472,669.48 2,146,446.84
26 476,431.14 2,142,685.18
27 480,222.74 2,138,893.58
28 484,044.51 2,135,071.81
29 487,896.70 2,131,219.62
30 491,779.54 2,127,336.78
31 495,693.29 2,123,423.03
32 499,638.18 2,119,478.14
33 503,614.47 2,115,501.85
34 507,622.40 2,111,493.92
35 511,662.23 2,107,454.09
36 515,734.21 2,103,382.11
37 519,838.59 2,099,277.73
38 523,975.64 2,095,140.68
39 528,145.61 2,090,970.71
40 532,348.77 2,086,767.55
41 536,585.38 2,082,530.94
42 540,855.71 2,078,260.61
43 545,160.02 2,073,956.30
44 549,498.58 2,069,617.74
45 553,871.67 2,065,244.64
46 558,279.57 2,060,836.75
47 562,722.54 2,056,393.77
48 567,200.88 2,051,915.44
49 571,714.85 2,047,401.47
50 576,264.75 2,042,851.57
51 580,850.86 2,038,265.46
52 585,473.46 2,033,642.86
53 590,132.85 2,028,983.46
54 594,829.33 2,024,286.99
55 599,563.18 2,019,553.14
56 604,334.70 2,014,781.62
57 609,144.20 2,009,972.12
58 613,991.97 2,005,124.35
59 618,878.32 2,000,237.99
60 623,803.56 1,995,312.75
61 628,768.00 1,990,348.32
62 633,771.95 1,985,344.37
63 638,815.71 1,980,300.60
64 643,899.62 1,975,216.70
65 649,023.99 1,970,092.33
66 654,189.14 1,964,927.18
67 659,395.39 1,959,720.92
68 664,643.08 1,954,473.24
69 669,932.53 1,949,183.78
70 675,264.08 1,943,852.24
71 680,638.06 1,938,478.26
72 686,054.80 1,933,061.52
73 691,514.65 1,927,601.66
74 697,017.96 1,922,098.36
75 702,565.06 1,916,551.26
76 708,156.31 1,910,960.01
77 713,792.05 1,905,324.27
78 719,472.65 1,899,643.67
79 725,198.45 1,893,917.87
80 730,969.82 1,888,146.50
81 736,787.12 1,882,329.20
82 742,650.72 1,876,465.60
83 748,560.98 1,870,555.34
84 754,518.28 1,864,598.04
85 760,522.99 1,858,593.33
86 766,575.48 1,852,540.84
87 772,676.15 1,846,440.17
 88 778,825.36 1,840,290.96
89 785,023.51 1,834,092.81
90 791,270.99 1,827,845.33
91 797,568.19 1,821,548.13
92 803,915.50 1,815,200.82
93 810,313.33 1,808,802.99
94 816,762.07 1,802,354.24
95 823,262.14 1,795,854.18
96 829,813.93 1,789,302.39
97 836,417.87 1,782,698.45
98 843,074.36 1,776,041.96
99 849,783.83 1,769,332.49
100 856,546.69 1,762,569.63
101 863,363.37 1,755,752.94
102 870,234.31 1,748,882.01
103 877,159.92 1,741,956.40
104 884,140.65 1,734,975.66
105 891,176.94 1,727,939.38
106 898,269.22 1,720,847.10
107 905,417.95 1,713,698.37
108 912,623.57 1,706,492.75
109 919,886.53 1,699,229.79
110 927,207.29 1,691,909.03
111 934,586.32 1,684,530.00
112 942,024.07 1,677,092.25
113 949,521.01 1,669,595.31
114 957,077.61 1,662,038.70
115 964,694.36 1,654,421.96
116 972,371.72 1,646,744.60
117 980,110.17 1,639,006.14
118 987,910.22 1,631,206.10
119 995,772.34 1,623,343.98
120 1,003,697.02 1,615,419.29
Total 121 1,011,684.78 1,607,431.54
122 1,019,736.10 1,599,380.21
123 1,027,851.50 1,591,264.81
124 1,036,031.49 1,583,084.83
125 1,044,276.57 1,574,839.75
126 1,052,587.27 1,566,529.04
127 1,060,964.11 1,558,152.20
128 1,069,407.62 1,549,708.70
129 1,077,918.32 1,541,198.00
130 1,086,496.76 1,532,619.56
131 1,095,143.46 1,523,972.86
132 1,103,858.98 1,515,257.34
133 1,112,643.85 1,506,472.46
134 1,121,498.64 1,497,617.67
135 1,130,423.90 1,488,692.41
136 1,139,420.20 1,479,696.12
137 1,148,488.08 1,470,628.24
138 1,157,628.13 1,461,488.19
139 1,166,840.92 1,452,275.40
140 1,176,127.03 1,442,989.29
141 1,185,487.04 1,433,629.28
142 1,194,921.54 1,424,194.78
143 1,204,431.13 1,414,685.19
144 1,214,016.39 1,405,099.93
145 1,223,677.94 1,395,438.38
146 1,233,416.38 1,385,699.94
147 1,243,232.31 1,375,884.00
148 1,253,126.37 1,365,989.95
149 1,263,099.17 1,356,017.15
150 1,273,151.33 1,345,964.99
151 1,283,283.50 1,335,832.82
152 1,293,496.29 1,325,620.02
153 1,303,790.37 1,315,325.95
154 1,314,166.37 1,304,949.95
155 1,324,624.94 1,294,491.38
156 1,335,166.75 1,283,949.57
157 1,345,792.45 1,273,323.87
158 1,356,502.71 1,262,613.60
159 1,367,298.22 1,251,818.10
160 1,378,179.63 1,240,936.69
161 1,389,147.64 1,229,968.68
162 1,400,202.94 1,218,913.38
163 1,411,346.22 1,207,770.09
164 1,422,578.19 1,196,538.13
165 1,433,899.54 1,185,216.78
166 1,445,310.99 1,173,805.33
167 1,456,813.26 1,162,303.06
168 1,468,407.06 1,150,709.26
169 1,480,093.14 1,139,023.18
170 1,491,872.21 1,127,244.11
171 1,503,745.03 1,115,371.29
172 1,515,712.33 1,103,403.99
173 1,527,774.87 1,091,341.44
174 1,539,933.42 1,079,182.90
175 1,552,188.72 1,066,927.60
176 1,564,541.55 1,054,574.76
177 1,576,992.70 1,042,123.62
178 1,589,542.93 1,029,573.39
179 1,602,193.04 1,016,923.27
180 1,614,943.83 1,004,172.49
181 1,627,796.09 991,320.23
182 1,640,750.64 978,365.68
183 1,653,808.28 965,308.04
184 1,666,969.83 952,146.48
185 1,680,236.14 938,880.18
186 1,693,608.01 925,508.30
187 1,707,086.31 912,030.01
188 1,720,671.87 898,444.45
189 1,734,365.55 884,750.76
190 1,748,168.21 870,948.11
191 1,762,080.72 857,035.60
192 1,776,103.94 843,012.37
193 1,790,238.77 828,877.55
194 1,804,486.09 814,630.23
195 1,818,846.79 800,269.53
196 1,833,321.78 785,794.54
197 1,847,911.96 771,204.35
198 1,862,618.26 756,498.05
199 1,877,441.60 741,674.72
200 1,892,382.91 726,733.41
201 1,907,443.12 711,673.20
202 1,922,623.19 696,493.13
203 1,937,924.07 681,192.25
204 1,953,346.71 665,769.61
205 1,968,892.10 650,224.22
206 1,984,561.20 634,555.12
207 2,000,354.99 618,761.32
208 2,016,274.49 602,841.83
209 2,032,320.67 586,795.65
210 2,048,494.56 570,621.76
211 2,064,797.16 554,319.16
212 2,081,229.50 537,886.82
213 2,097,792.62 521,323.70
214 2,114,487.55 504,628.76
215 2,131,315.35 487,800.97
216 2,148,277.07 470,839.25
217 2,165,373.77 453,742.54
218 2,182,606.54 436,509.78
219 2,199,976.45 419,139.87
220 2,217,484.60 401,631.72
221 2,235,132.08 383,984.24
222 2,252,920.00 366,196.31
223 2,270,849.49 348,266.83
224 2,288,921.67 330,194.65
225 2,307,137.67 311,978.65
226 2,325,498.64 293,617.68
227 2,344,005.74 275,110.58
228 2,362,660.11 256,456.20
229 2,381,462.95 237,653.37
230 2,400,415.43 218,700.89
231 2,419,518.73 199,597.59
232 2,438,774.07 180,342.25
233 2,458,182.65 160,933.67
234 2,477,745.68 141,370.64
235 2,497,464.41 121,651.91
236 2,517,340.06 101,776.25
237 2,537,373.90 81,742.42
238 2,557,567.16 61,549.16
239 2,577,921.13 41,195.18
240 2,598,437.09 20,679.23
241 Err:502 Err:502
242 Err:502 Err:502
243 Err:502 Err:502
244 Err:502 Err:502
245 Err:502 Err:502
246 Err:502 Err:502
247 Err:502 Err:502
248 Err:502 Err:502
249 Err:502 Err:502
250 Err:502 Err:502
251 Err:502 Err:502
252 Err:502 Err:502
253 Err:502 Err:502
254 Err:502 Err:502
255 Err:502 Err:502
256 Err:502 Err:502
257 Err:502 Err:502
258 Err:502 Err:502
259 Err:502 Err:502
260 Err:502 Err:502
261 Err:502 Err:502
262 Err:502 Err:502
263 Err:502 Err:502
264 Err:502 Err:502
265 Err:502 Err:502
266 Err:502 Err:502
267 Err:502 Err:502
268 Err:502 Err:502
269 Err:502 Err:502
270 Err:502 Err:502
271 Err:502 Err:502
272 Err:502 Err:502
273 Err:502 Err:502
274 Err:502 Err:502
275 Err:502 Err:502
276 Err:502 Err:502
277 Err:502 Err:502
278 Err:502 Err:502
279 Err:502 Err:502
280 Err:502 Err:502
281 Err:502 Err:502
282 Err:502 Err:502
283 Err:502 Err:502
284 Err:502 Err:502
285 Err:502 Err:502
286 Err:502 Err:502
287 Err:502 Err:502
288 Err:502 Err:502
289 Err:502 Err:502
290 Err:502 Err:502
291 Err:502 Err:502
292 Err:502 Err:502
293 Err:502 Err:502
294 Err:502 Err:502
295 Err:502 Err:502
296 Err:502 Err:502
297 Err:502 Err:502
298 Err:502 Err:502
299 Err:502 Err:502
300 Err:502 Err:502
TIF RATE

Total Cicilan
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32 3,595,313
2,619,116.32 4,406,868
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
2,619,116.32
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Err:502
Perkiraan Biaya Akad
16,800,000
5 Th
10 Th
Biaya KPR BCA

NJOPTKP 60,000,000
Harga 340,000,000
Uang Muka 60,000,000
Pokok 280,000,000

1. Biaya Notaris 5,000,000

2. Biaya APHT 700,000
3. Biaya BPHTB 3% 7,000,000
4. Biaya Penilaian / Appraisal 1,500,000
5. Biaya Administrasi 1,000,000
6. Biaya Proses -
7. Provisi Bank 1% 2,800,000
8. Angsuran Pertama 2,619,116
9. Premi Asuransi Kebakaran
10. Premi Asuransi Jiwa
10. Biaya Balik Nama 1% 3,900,000
Biaya Proses KPR 24,519,116

Uang Muka 60,000,000

Total 84,519,116
NJOPTKP 60,000,000
Harga 340,000,000
Uang Muka 34,000,000
Pokok 306,000,000

Biaya Provisi 1% 3,060,000

Pajak Pembeli 3% 7,000,000
Biaya Balik Nama 1% 3,900,000
Notaris 5,000,000
Pajak Penjual 2.50% 8,500,000

27,460,000

54,920,000