ATC CLEANTEC SDN BHD (MERZ PQM6608) Principal 248,400.

00
Monthly Repayment 4,621.00
Every 6th of the month 2.32%
Interest 28,814.40
JV
(a) (b) ( c) d=(a/b) x ( c) (e) (f) = ( c ) - (e) Principal Total Balance
No. of Sum of Total Interest Acc. Interest Deferred HP Repayment Repayment Principal
Instalment Digit Interest Paid Paid Interest
Jan-23 60 1830 28,814.40 944.73 944.73 27,869.67 3,676.27 3,676.27 244,723.73
Feb-23 59 1830 28,814.40 928.99 1,873.72 26,940.68 3,692.01 7,368.28 241,031.72
Mar-23 58 1830 28,814.40 913.24 2,786.97 26,027.43 3,707.76 11,076.03 237,323.97
Apr-23 57 1830 28,814.40 897.50 3,684.46 25,129.94 3,723.50 14,799.54 233,600.46
May-23 56 1830 28,814.40 881.75 4,566.22 24,248.18 3,739.25 18,538.78 229,861.22
Jun-23 55 1830 28,814.40 866.01 5,432.22 23,382.18 3,754.99 22,293.78 226,106.22
Jul-23 54 1830 28,814.40 850.26 6,282.48 22,531.92 3,770.74 26,064.52 222,335.48
Aug-23 53 1830 28,814.40 834.52 7,117.00 21,697.40 3,786.48 29,851.00 218,549.00
Sep-23 52 1830 28,814.40 818.77 7,935.77 20,878.63 3,802.23 33,653.23 214,746.77
Oct-23 51 1830 28,814.40 803.02 8,738.79 20,075.61 3,817.98 37,471.21 210,928.79
Nov-23 50 1830 28,814.40 787.28 9,526.07 19,288.33 3,833.72 41,304.93 207,095.07
Dec-23 49 1830 28,814.40 771.53 10,297.61 18,516.79 3,849.47 45,154.39 203,245.61
Jan-24 48 1830 28,814.40 755.79 11,053.39 17,761.01 3,865.21 49,019.61 199,380.39
Feb-24 47 1830 28,814.40 740.04 11,793.43 17,020.97 3,880.96 52,900.57 195,499.43
Mar-24 46 1830 28,814.40 724.30 12,517.73 16,296.67 3,896.70 56,797.27 191,602.73
Apr-24 45 1830 28,814.40 708.55 13,226.28 15,588.12 3,912.45 60,709.72 187,690.28
May-24 44 1830 28,814.40 692.81 13,919.09 14,895.31 3,928.19 64,637.91 183,762.09
Jun-24 43 1830 28,814.40 677.06 14,596.15 14,218.25 3,943.94 68,581.85 179,818.15
Jul-24 42 1830 28,814.40 661.31 15,257.46 13,556.94 3,959.69 72,541.54 175,858.46
Aug-24 41 1830 28,814.40 645.57 15,903.03 12,911.37 3,975.43 76,516.97 171,883.03
Sep-24 40 1830 28,814.40 629.82 16,532.85 12,281.55 3,991.18 80,508.15 167,891.85
Oct-24 39 1830 28,814.40 614.08 17,146.93 11,667.47 4,006.92 84,515.07 163,884.93
Nov-24 38 1830 28,814.40 598.33 17,745.26 11,069.14 4,022.67 88,537.74 159,862.26
Dec-24 37 1830 28,814.40 582.59 18,327.85 10,486.55 4,038.41 92,576.15 155,823.85
Jan-25 36 1830 28,814.40 566.84 18,894.69 9,919.71 4,054.16 96,630.31 151,769.69
Feb-25 35 1830 28,814.40 551.10 19,445.78 9,368.62 4,069.90 100,700.22 147,699.78
Mar-25 34 1830 28,814.40 535.35 19,981.13 8,833.27 4,085.65 104,785.87 143,614.13
Apr-25 33 1830 28,814.40 519.60 20,500.74 8,313.66 4,101.40 108,887.26 139,512.74
May-25 32 1830 28,814.40 503.86 21,004.60 7,809.80 4,117.14 113,004.40 135,395.60
Jun-25 31 1830 28,814.40 488.11 21,492.71 7,321.69 4,132.89 117,137.29 131,262.71
Jul-25 30 1830 28,814.40 472.37 21,965.08 6,849.32 4,148.63 121,285.92 127,114.08
Aug-25 29 1830 28,814.40 456.62 22,421.70 6,392.70 4,164.38 125,450.30 122,949.70
Sep-25 28 1830 28,814.40 440.88 22,862.57 5,951.83 4,180.12 129,630.43 118,769.57
Oct-25 27 1830 28,814.40 425.13 23,287.70 5,526.70 4,195.87 133,826.30 114,573.70
Nov-25 26 1830 28,814.40 409.38 23,697.09 5,117.31 4,211.62 138,037.91 110,362.09
Dec-25 25 1830 28,814.40 393.64 24,090.73 4,723.67 4,227.36 142,265.27 106,134.73
Jan-26 24 1830 28,814.40 377.89 24,468.62 4,345.78 4,243.11 146,508.38 101,891.62
Feb-26 23 1830 28,814.40 362.15 24,830.77 3,983.63 4,258.85 150,767.23 97,632.77
Mar-26 22 1830 28,814.40 346.40 25,177.17 3,637.23 4,274.60 155,041.83 93,358.17
Apr-26 21 1830 28,814.40 330.66 25,507.83 3,306.57 4,290.34 159,332.17 89,067.83
May-26 20 1830 28,814.40 314.91 25,822.74 2,991.66 4,306.09 163,638.26 84,761.74
Jun-26 19 1830 28,814.40 299.17 26,121.91 2,692.49 4,321.83 167,960.09 80,439.91
Jul-26 18 1830 28,814.40 283.42 26,405.33 2,409.07 4,337.58 172,297.67 76,102.33
Aug-26 17 1830 28,814.40 267.67 26,673.00 2,141.40 4,353.33 176,651.00 71,749.00
Sep-26 16 1830 28,814.40 251.93 26,924.93 1,889.47 4,369.07 181,020.07 67,379.93
Oct-26 15 1830 28,814.40 236.18 27,161.11 1,653.29 4,384.82 185,404.89 62,995.11
Nov-26 14 1830 28,814.40 220.44 27,381.55 1,432.85 4,400.56 189,805.45 58,594.55
Dec-26 13 1830 28,814.40 204.69 27,586.25 1,228.15 4,416.31 194,221.75 54,178.25
Jan-27 12 1830 28,814.40 188.95 27,775.19 1,039.21 4,432.05 198,653.81 49,746.19
Feb-27 11 1830 28,814.40 173.20 27,948.39 866.01 4,447.80 203,101.61 45,298.39
Mar-27 10 1830 28,814.40 157.46 28,105.85 708.55 4,463.54 207,565.15 40,834.85
Apr-27 9 1830 28,814.40 141.71 28,247.56 566.84 4,479.29 212,044.44 36,355.56
May-27 8 1830 28,814.40 125.96 28,373.52 440.88 4,495.04 216,539.48 31,860.52
Jun-27 7 1830 28,814.40 110.22 28,483.74 330.66 4,510.78 221,050.26 27,349.74
Jul-27 6 1830 28,814.40 94.47 28,578.22 236.18 4,526.53 225,576.78 22,823.22
Aug-27 5 1830 28,814.40 78.73 28,656.94 157.46 4,542.27 230,119.06 18,280.94
Sep-27 4 1830 28,814.40 62.98 28,719.93 94.47 4,558.02 234,677.07 13,722.93
Oct-27 3 1830 28,814.40 47.24 28,767.16 47.24 4,573.76 239,250.84 9,149.16
Nov-27 2 1830 28,814.40 31.49 28,798.65 15.75 4,589.51 243,840.35 4,559.65
 (a) (b) ( c) d=(a/b) x ( c) (e) (f) = ( c ) - (e) Principal Total Balance
No. of Sum of Total Interest Acc. Interest Deferred HP Repayment Repayment Principal
Instalment Digit Interest Paid Paid Interest
Dec-27 1 1830 28,814.40 15.75 28,814.40 - 1,742.75 245,583.10 2,816.90

28,814.40 245,583.10
 PV

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 PV

1758.50