Cost 5,000,000

Security Deposit 50% 2,500,000

Residual value 2,500,000
Net Financing amount 2,500,000

Insurance premium p.a.

Monthly Payment 86,663 In arrear
IRR 15%

Mark up Principle Installement Insurance Instt. With Ins. Principle o/s

1 31,250 55,413 86,663 2,444,587
2 30,557 56,106 86,663 2,388,481
3 29,856 56,807 86,663 2,331,673
4 29,146 57,517 86,663 2,274,156
5 28,427 58,236 86,663 2,215,920
6 27,699 58,964 86,663 2,156,955
7 26,962 59,701 86,663 2,097,254
8 26,216 60,448 86,663 2,036,806
9 25,460 61,203 86,663 1,975,603
10 24,695 61,968 86,663 1,913,635
11 23,920 62,743 86,663 1,850,892
12 23,136 63,527 86,663 1,787,365
13 22,342 64,321 86,663 1,723,043
14 21,538 65,125 86,663 1,657,918
15 20,724 65,939 86,663 1,591,979
16 19,900 66,764 86,663 1,525,215
17 19,065 67,598 86,663 1,457,617
18 18,220 68,443 86,663 1,389,174
19 17,365 69,299 86,663 1,319,875
20 16,498 70,165 86,663 1,249,710
21 15,621 71,042 86,663 1,178,668
22 14,733 71,930 86,663 1,106,739
23 13,834 72,829 86,663 1,033,909
24 12,924 73,739 86,663 960,170
25 12,002 74,661 86,663 885,509
26 11,069 75,594 86,663 809,914
27 10,124 76,539 86,663 733,375
28 9,167 77,496 86,663 655,879
29 8,198 78,465 86,663 577,414
30 7,218 79,446 86,663 497,968
31 6,225 80,439 86,663 417,530
32 5,219 81,444 86,663 336,085
33 4,201 82,462 86,663 253,623
34 3,170 83,493 86,663 170,130
35 2,127 84,537 86,663 85,593
36 1,070 85,593 86,663 0
 Cost 6,500,000
Security Deposit 50% 1,600,000
Residual value 1,600,000
Net Financing amount 4,900,000

Insurance premium 4.25% p.a.

Monthly Payment 170,003 In advance
IRR 16%

Mark up Principle Installement Insurance Instt. With Ins. Principle o/s

2 63,067 106,936 170,003 4,623,061
3 61,641 108,362 170,003 4,514,699
4 60,196 109,807 170,003 4,404,892
5 58,732 111,271 170,003 4,293,622
6 57,248 112,754 170,003 4,180,867
7 55,745 114,258 170,003 4,066,609
8 54,221 115,781 170,003 3,950,828
9 52,678 117,325 170,003 3,833,503
10 51,113 118,889 170,003 3,714,613
11 49,528 120,475 170,003 3,594,139
12 47,922 122,081 170,003 3,472,058
13 46,294 123,709 170,003 3,348,349
14 44,645 125,358 170,003 3,222,991
15 42,973 127,030 170,003 3,095,962
16 41,279 128,723 170,003 2,967,238
17 39,563 130,440 170,003 2,836,799
18 37,824 132,179 170,003 2,704,620
19 36,062 133,941 170,003 2,570,679
20 34,276 135,727 170,003 2,434,952
21 32,466 137,537 170,003 2,297,415
22 30,632 139,371 170,003 2,158,045
23 28,774 141,229 170,003 2,016,816
24 26,891 143,112 170,003 1,873,704
25 24,983 145,020 170,003 1,728,684
26 23,049 146,954 170,003 1,581,730
27 21,090 148,913 170,003 1,432,817
28 19,104 150,899 170,003 1,281,919
29 17,092 152,911 170,003 1,129,008
30 15,053 154,949 170,003 974,059
31 12,987 157,015 170,003 817,043
32 10,894 159,109 170,003 657,935
33 8,772 161,230 170,003 496,704
34 6,623 163,380 170,003 333,324
35 4,444 165,558 170,003 167,766
36 2,237 167,766 170,003 0
 1,220,099 ### 5,950,097 - -

Advance Payment
Security Deposit 1,600,000
Ist Rental 170,003
Ist Year Insurance 276,250
Documentation Charges 4,500
2,050,753 2,050,753

276,250
 Cost 5,000,000
Security Deposit 50% 2,500,000
Residual value 2,500,000
Net Financing amount 2,500,000

Insurance premium 4.25% p.a. 212,500.00

Monthly Payment 86,663 In advance
IRR 15.00%

Mark up Principle Installement Insurance Instt. With Ins. Principle o/s

1 30,167 56,497 86,663 16,380 103,044 2,443,503
2 30,544 56,120 86,663 16,380 103,044 2,387,384
3 29,842 56,821 86,663 16,380 103,044 2,330,563
4 29,132 57,531 86,663 16,380 103,044 2,273,032
5 28,413 58,250 86,663 16,380 103,044 2,214,781
6 27,685 58,979 86,663 16,380 103,044 2,155,803
7 26,948 59,716 86,663 16,380 103,044 2,096,087
8 26,201 60,462 86,663 16,380 103,044 2,035,625
9 25,445 61,218 86,663 16,380 103,044 1,974,407
10 24,680 61,983 86,663 16,380 103,044 1,912,423
11 23,905 62,758 86,663 16,380 103,044 1,849,665
12 23,121 63,543 86,663 16,380 103,044 1,786,123
13 22,327 64,337 86,663 16,380 103,044 1,721,786
14 21,522 65,141 86,663 16,380 103,044 1,656,645
15 20,708 65,955 86,663 16,380 103,044 1,590,690
16 19,884 66,780 86,663 16,380 103,044 1,523,910
17 19,049 67,614 86,663 16,380 103,044 1,456,296
18 18,204 68,460 86,663 16,380 103,044 1,387,836
19 17,348 69,315 86,663 16,380 103,044 1,318,521
20 16,482 70,182 86,663 16,380 103,044 1,248,339
21 15,604 71,059 86,663 16,380 103,044 1,177,280
22 14,716 71,947 86,663 16,380 103,044 1,105,332
23 13,817 72,847 86,663 16,380 103,044 1,032,486
24 12,906 73,757 86,663 16,380 103,044 958,728
25 11,984 74,679 86,663 16,380 103,044 884,049
26 11,051 75,613 86,663 16,380 103,044 808,436
27 10,105 76,558 86,663 16,380 103,044 731,879
28 9,148 77,515 86,663 16,380 103,044 654,364
29 8,180 78,484 86,663 16,380 103,044 575,880
30 7,199 79,465 86,663 16,380 103,044 496,415
31 6,205 80,458 86,663 16,380 103,044 415,957
32 5,199 81,464 86,663 16,380 103,044 334,493
33 4,181 82,482 86,663 16,380 103,044 252,011
34 3,150 83,513 86,663 16,380 103,044 168,498
35 2,106 84,557 86,663 16,380 103,044 83,941
36 1,049 85,614 86,663 16,380 103,044 (1,673)

618,206 2,501,673 3,119,880 589,688 3,709,567

Advance Payment
Security Deposit 2,500,000
Ist Rental 103,044
Ist Year Insurance
Documentation Charges 3,000
2,606,044 6,315,611 TOTAL
 Cost 940,000
Security Deposit 20% 188,000
Residual value 188,000
Net Financing amount 752,000

Insurance premium 4.25% p.a. 39,950.00

Monthly Payment 29,748 In advance
IRR 24.62%

Mark up Principle Installement Insurance Instt. With Ins. Principle o/s

1 15,428 14,320 29,748 3,079 32,827 737,680
2 15,134 14,614 29,748 3,079 32,827 723,066
3 14,834 14,914 29,748 3,079 32,827 708,152
4 14,528 15,220 29,748 3,079 32,827 692,932
5 14,216 15,532 29,748 3,079 32,827 677,400
6 13,897 15,851 29,748 3,079 32,827 661,550
7 13,572 16,176 29,748 3,079 32,827 645,374
8 13,240 16,508 29,748 3,079 32,827 628,866
9 12,902 16,846 29,748 3,079 32,827 612,020
10 12,556 17,192 29,748 3,079 32,827 594,828
11 12,203 17,545 29,748 3,079 32,827 577,283
12 11,843 17,905 29,748 3,079 32,827 559,378
13 11,476 18,272 29,748 3,079 32,827 541,106
14 11,101 18,647 29,748 3,079 32,827 522,460
15 10,719 19,029 29,748 3,079 32,827 503,430
16 10,328 19,420 29,748 3,079 32,827 484,010
17 9,930 19,818 29,748 3,079 32,827 464,192
18 9,523 20,225 29,748 3,079 32,827 443,967
19 9,108 20,640 29,748 3,079 32,827 423,328
20 8,685 21,063 29,748 3,079 32,827 402,265
21 8,253 21,495 29,748 3,079 32,827 380,769
22 7,812 21,936 29,748 3,079 32,827 358,833
23 7,362 22,386 29,748 3,079 32,827 336,447
24 6,902 22,846 29,748 3,079 32,827 313,601
25 6,434 23,314 29,748 3,079 32,827 290,287
26 5,955 23,793 29,748 3,079 32,827 266,494
27 5,467 24,281 29,748 3,079 32,827 242,214
28 4,969 24,779 29,748 3,079 32,827 217,435
29 4,461 25,287 29,748 3,079 32,827 192,148
30 3,942 25,806 29,748 3,079 32,827 166,342
31 3,413 26,335 29,748 3,079 32,827 140,006
32 2,872 26,876 29,748 3,079 32,827 113,131
33 2,321 27,427 29,748 3,079 32,827 85,704
34 1,758 27,990 29,748 3,079 32,827 57,714
35 1,184 28,564 29,748 3,079 32,827 29,150
36 598 29,150 29,748 3,079 32,827 (0)

318,928 752,000 1,070,928 110,861 1,181,789

Advance Payment
Security Deposit 188,000
Ist Rental 32,827
Ist Year Insurance
Documentation Charges 3,000
223,827 1,405,617 TOTAL