MODALIDAD abono constante a capital

CAPITAL 135,000,000
TASA ANUAL 11%
TASA MENSUAL 1%
PLAZO EN MESES 72

PERIODO SALDO INICIAL CUOTA INTERES ABONO SALDO FINAL

1 135,000,000 $ 3,054,170 $ 1,179,170 1,875,000 133,125,000
2 133,125,000 $ 3,037,793 $ 1,162,793 1,875,000 131,250,000
3 131,250,000 $ 3,021,415 $ 1,146,415 1,875,000 129,375,000
4 129,375,000 $ 3,005,038 $ 1,130,038 1,875,000 127,500,000
5 127,500,000 $ 2,988,661 $ 1,113,661 1,875,000 125,625,000
6 125,625,000 $ 2,972,283 $ 1,097,283 1,875,000 123,750,000
7 123,750,000 $ 2,955,906 $ 1,080,906 1,875,000 121,875,000
8 121,875,000 $ 2,939,529 $ 1,064,529 1,875,000 120,000,000
9 120,000,000 $ 2,923,151 $ 1,048,151 1,875,000 118,125,000
10 118,125,000 $ 2,906,774 $ 1,031,774 1,875,000 116,250,000
11 116,250,000 $ 2,890,397 $ 1,015,397 1,875,000 114,375,000
12 114,375,000 $ 2,874,019 $ 999,019 1,875,000 112,500,000
13 112,500,000 $ 2,857,642 $ 982,642 1,875,000 110,625,000
14 110,625,000 $ 2,841,264 $ 966,264 1,875,000 108,750,000
15 108,750,000 $ 2,824,887 $ 949,887 1,875,000 106,875,000
16 106,875,000 $ 2,808,510 $ 933,510 1,875,000 105,000,000
17 105,000,000 $ 2,792,132 $ 917,132 1,875,000 103,125,000
18 103,125,000 $ 2,775,755 $ 900,755 1,875,000 101,250,000
19 101,250,000 $ 2,759,378 $ 884,378 1,875,000 99,375,000
20 99,375,000 $ 2,743,000 $ 868,000 1,875,000 97,500,000
21 97,500,000 $ 2,726,623 $ 851,623 1,875,000 95,625,000
22 95,625,000 $ 2,710,246 $ 835,246 1,875,000 93,750,000
23 93,750,000 $ 2,693,868 $ 818,868 1,875,000 91,875,000
24 91,875,000 $ 2,677,491 $ 802,491 1,875,000 90,000,000
25 90,000,000 $ 2,661,113 $ 786,113 1,875,000 88,125,000
26 88,125,000 $ 2,644,736 $ 769,736 1,875,000 86,250,000
27 86,250,000 $ 2,628,359 $ 753,359 1,875,000 84,375,000
28 84,375,000 $ 2,611,981 $ 736,981 1,875,000 82,500,000
29 82,500,000 $ 2,595,604 $ 720,604 1,875,000 80,625,000
30 80,625,000 $ 2,579,227 $ 704,227 1,875,000 78,750,000
31 78,750,000 $ 2,562,849 $ 687,849 1,875,000 76,875,000
32 76,875,000 $ 2,546,472 $ 671,472 1,875,000 75,000,000
33 75,000,000 $ 2,530,095 $ 655,095 1,875,000 73,125,000
34 73,125,000 $ 2,513,717 $ 638,717 1,875,000 71,250,000
35 71,250,000 $ 2,497,340 $ 622,340 1,875,000 69,375,000
36 69,375,000 $ 2,480,962 $ 605,962 1,875,000 67,500,000
37 67,500,000 $ 2,464,585 $ 589,585 1,875,000 65,625,000
38 65,625,000 $ 2,448,208 $ 573,208 1,875,000 63,750,000
39 63,750,000 $ 2,431,830 $ 556,830 1,875,000 61,875,000
40 61,875,000 $ 2,415,453 $ 540,453 1,875,000 60,000,000
41 60,000,000 $ 2,399,076 $ 524,076 1,875,000 58,125,000
42 58,125,000 $ 2,382,698 $ 507,698 1,875,000 56,250,000
43 56,250,000 $ 2,366,321 $ 491,321 1,875,000 54,375,000
44 54,375,000 $ 2,349,944 $ 474,944 1,875,000 52,500,000
45 52,500,000 $ 2,333,566 $ 458,566 1,875,000 50,625,000
46 50,625,000 $ 2,317,189 $ 442,189 1,875,000 48,750,000
47 48,750,000 $ 2,300,811 $ 425,811 1,875,000 46,875,000
48 46,875,000 $ 2,284,434 $ 409,434 1,875,000 45,000,000
49 45,000,000 $ 2,268,057 $ 393,057 1,875,000 43,125,000
50 43,125,000 $ 2,251,679 $ 376,679 1,875,000 41,250,000
51 41,250,000 $ 2,235,302 $ 360,302 1,875,000 39,375,000
52 39,375,000 $ 2,218,925 $ 343,925 1,875,000 37,500,000
53 37,500,000 $ 2,202,547 $ 327,547 1,875,000 35,625,000
54 35,625,000 $ 2,186,170 $ 311,170 1,875,000 33,750,000
55 33,750,000 $ 2,169,793 $ 294,793 1,875,000 31,875,000
56 31,875,000 $ 2,153,415 $ 278,415 1,875,000 30,000,000
57 30,000,000 $ 2,137,038 $ 262,038 1,875,000 28,125,000
58 28,125,000 $ 2,120,660 $ 245,660 1,875,000 26,250,000
59 26,250,000 $ 2,104,283 $ 229,283 1,875,000 24,375,000
60 24,375,000 $ 2,087,906 $ 212,906 1,875,000 22,500,000
61 22,500,000 $ 2,071,528 $ 196,528 1,875,000 20,625,000
62 20,625,000 $ 2,055,151 $ 180,151 1,875,000 18,750,000
63 18,750,000 $ 2,038,774 $ 163,774 1,875,000 16,875,000
64 16,875,000 $ 2,022,396 $ 147,396 1,875,000 15,000,000
65 15,000,000 $ 2,006,019 $ 131,019 1,875,000 13,125,000
66 13,125,000 $ 1,989,642 $ 114,642 1,875,000 11,250,000
67 11,250,000 $ 1,973,264 $ 98,264 1,875,000 9,375,000
68 9,375,000 $ 1,956,887 $ 81,887 1,875,000 7,500,000
69 7,500,000 $ 1,940,509 $ 65,509 1,875,000 5,625,000
70 5,625,000 $ 1,924,132 $ 49,132 1,875,000 3,750,000
71 3,750,000 $ 1,907,755 $ 32,755 1,875,000 1,875,000
72 1,875,000 $ 1,891,377 $ 16,377 1,875,000 0
GRADIENTE

-$ 16,377 TASA DE INTERES 1%

-$ 16,377 ANUALIDAD $ 3,054,170
-$ 16,377 PLAZO 72
-$ 16,377 GRADIENTE $ 16,377
-$ 16,377
-$ 16,377 % DE REDUCCION 15%
-$ 16,377 GRADIENTE REDUCIDO $ 13,916
-$ 16,377
-$ 16,377
-$ 16,377 CAPITAL (VP) $ 135,000,000.00
-$ 16,377 TASA ANUAL 12%
-$ 16,377
-$ 16,377 ¿Cuál sería el nuevo tamaño de la cuota?
-$ 16,377
-$ 16,377
-$ 16,377 LA PRIMERA CUOTA ES IGUAL, PERO LAS SIGUIENTES NO SE REDUCEN EN $16.377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377 ¿Cuál sería el nuevo costo financiero?
-$ 16,377
-$ 16,377
-$ 16,377 EL NUEVO COSTO FINANCIERO SERIA DEL 12% EFECTIVO ANUAL INCREMENTANDOSE
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377 ¿Le favorecería esta situación a la empresa?
-$ 16,377
-$ 16,377
-$ 16,377 NO ES RENTABLE PARA LA EMPRESA INCREMENTAR SUS INTERESES AUNQUE EL AUMENTO NO ES MUCHO
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
-$ 16,377
ta?

O SE REDUCEN EN $16.377 SE REDUCEN SOLO EN $13.916

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NUAL INCREMENTANDOSE EN UN 1%

resa?

L AUMENTO NO ES MUCHO PERO A MI PARECER NO LE FAVORECERIA