Monto $ 200,000.

00
Prima $ 20,000.00
Monto Financiado $ 180,000.00
Tasa (annual) 10%
Plazo (años) 15 180

Pago $1,934.29

$ 180,000.00
1 $1,934.29 $ 1,500.00 $ 434.29 $ 179,565.71
2 $1,934.29 $ 1,496.38 $ 437.91 $ 179,127.80
3 $1,934.29 $ 1,492.73 $ 441.56 $ 178,686.24
4 $1,934.29 $ 1,489.05 $ 445.24 $ 178,241.01
5 $1,934.29 $ 1,485.34 $ 448.95 $ 177,792.06
6 $1,934.29 $ 1,481.60 $ 452.69 $ 177,339.37
7 $1,934.29 $ 1,477.83 $ 456.46 $ 176,882.91
8 $1,934.29 $ 1,474.02 $ 460.26 $ 176,422.65
9 $1,934.29 $ 1,470.19 $ 464.10 $ 175,958.55
10 $1,934.29 $ 1,466.32 $ 467.97 $ 175,490.58
11 $1,934.29 $ 1,462.42 $ 471.87 $ 175,018.71
12 $1,934.29 $ 1,458.49 $ 475.80 $ 174,542.91
13 $1,934.29 $ 1,454.52 $ 479.76 $ 174,063.14
14 $1,934.29 $ 1,450.53 $ 483.76 $ 173,579.38
15 $1,934.29 $ 1,446.49 $ 487.79 $ 173,091.59
16 $1,934.29 $ 1,442.43 $ 491.86 $ 172,599.73
17 $1,934.29 $ 1,438.33 $ 495.96 $ 172,103.77
18 $1,934.29 $ 1,434.20 $ 500.09 $ 171,603.68
19 $1,934.29 $ 1,430.03 $ 504.26 $ 171,099.42
20 $1,934.29 $ 1,425.83 $ 508.46 $ 170,590.96
21 $1,934.29 $ 1,421.59 $ 512.70 $ 170,078.26
22 $1,934.29 $ 1,417.32 $ 516.97 $ 169,561.29
23 $1,934.29 $ 1,413.01 $ 521.28 $ 169,040.01
24 $1,934.29 $ 1,408.67 $ 525.62 $ 168,514.39
25 $1,934.29 $ 1,404.29 $ 530.00 $ 167,984.39
26 $1,934.29 $ 1,399.87 $ 534.42 $ 167,449.97
27 $1,934.29 $ 1,395.42 $ 538.87 $ 166,911.10
28 $1,934.29 $ 1,390.93 $ 543.36 $ 166,367.73
29 $1,934.29 $ 1,386.40 $ 547.89 $ 165,819.84
30 $1,934.29 $ 1,381.83 $ 552.46 $ 165,267.38
31 $1,934.29 $ 1,377.23 $ 557.06 $ 164,710.32
32 $1,934.29 $ 1,372.59 $ 561.70 $ 164,148.62
33 $1,934.29 $ 1,367.91 $ 566.38 $ 163,582.23
34 $1,934.29 $ 1,363.19 $ 571.10 $ 163,011.13
35 $1,934.29 $ 1,358.43 $ 575.86 $ 162,435.27
36 $1,934.29 $ 1,353.63 $ 580.66 $ 161,854.61
37 $1,934.29 $ 1,348.79 $ 585.50 $ 161,269.11
38 $1,934.29 $ 1,343.91 $ 590.38 $ 160,678.73
39 $1,934.29 $ 1,338.99 $ 595.30 $ 160,083.43
40 $1,934.29 $ 1,334.03 $ 600.26 $ 159,483.16
41 $1,934.29 $ 1,329.03 $ 605.26 $ 158,877.90
42 $1,934.29 $ 1,323.98 $ 610.31 $ 158,267.59
43 $1,934.29 $ 1,318.90 $ 615.39 $ 157,652.20
44 $1,934.29 $ 1,313.77 $ 620.52 $ 157,031.68
45 $1,934.29 $ 1,308.60 $ 625.69 $ 156,405.99
46 $1,934.29 $ 1,303.38 $ 630.91 $ 155,775.08
47 $1,934.29 $ 1,298.13 $ 636.16 $ 155,138.92
48 $1,934.29 $ 1,292.82 $ 641.46 $ 154,497.46
49 $1,934.29 $ 1,287.48 $ 646.81 $ 153,850.64
50 $1,934.29 $ 1,282.09 $ 652.20 $ 153,198.44
51 $1,934.29 $ 1,276.65 $ 657.64 $ 152,540.81
52 $1,934.29 $ 1,271.17 $ 663.12 $ 151,877.69
53 $1,934.29 $ 1,265.65 $ 668.64 $ 151,209.05
54 $1,934.29 $ 1,260.08 $ 674.21 $ 150,534.84
55 $1,934.29 $ 1,254.46 $ 679.83 $ 149,855.01
56 $1,934.29 $ 1,248.79 $ 685.50 $ 149,169.51
57 $1,934.29 $ 1,243.08 $ 691.21 $ 148,478.30
58 $1,934.29 $ 1,237.32 $ 696.97 $ 147,781.33
59 $1,934.29 $ 1,231.51 $ 702.78 $ 147,078.55
60 $1,934.29 $ 1,225.65 $ 708.63 $ 146,369.91
61 $1,934.29 $ 1,219.75 $ 714.54 $ 145,655.38
62 $1,934.29 $ 1,213.79 $ 720.49 $ 144,934.88
63 $1,934.29 $ 1,207.79 $ 726.50 $ 144,208.38
64 $1,934.29 $ 1,201.74 $ 732.55 $ 143,475.83
65 $1,934.29 $ 1,195.63 $ 738.66 $ 142,737.17
66 $1,934.29 $ 1,189.48 $ 744.81 $ 141,992.36
67 $1,934.29 $ 1,183.27 $ 751.02 $ 141,241.34
68 $1,934.29 $ 1,177.01 $ 757.28 $ 140,484.06
69 $1,934.29 $ 1,170.70 $ 763.59 $ 139,720.47
70 $1,934.29 $ 1,164.34 $ 769.95 $ 138,950.52
71 $1,934.29 $ 1,157.92 $ 776.37 $ 138,174.15
72 $1,934.29 $ 1,151.45 $ 782.84 $ 137,391.31
73 $1,934.29 $ 1,144.93 $ 789.36 $ 136,601.95
74 $1,934.29 $ 1,138.35 $ 795.94 $ 135,806.01
75 $1,934.29 $ 1,131.72 $ 802.57 $ 135,003.44
76 $1,934.29 $ 1,125.03 $ 809.26 $ 134,194.18
77 $1,934.29 $ 1,118.28 $ 816.00 $ 133,378.18
78 $1,934.29 $ 1,111.48 $ 822.80 $ 132,555.37
79 $1,934.29 $ 1,104.63 $ 829.66 $ 131,725.71
80 $1,934.29 $ 1,097.71 $ 836.57 $ 130,889.14
81 $1,934.29 $ 1,090.74 $ 843.55 $ 130,045.59
82 $1,934.29 $ 1,083.71 $ 850.58 $ 129,195.01
 83 $1,934.29 $ 1,076.63 $ 857.66 $ 128,337.35
84 $1,934.29 $ 1,069.48 $ 864.81 $ 127,472.54
85 $1,934.29 $ 1,062.27 $ 872.02 $ 126,600.52
86 $1,934.29 $ 1,055.00 $ 879.28 $ 125,721.24
87 $1,934.29 $ 1,047.68 $ 886.61 $ 124,834.62
88 $1,934.29 $ 1,040.29 $ 894.00 $ 123,940.62
89 $1,934.29 $ 1,032.84 $ 901.45 $ 123,039.17
90 $1,934.29 $ 1,025.33 $ 908.96 $ 122,130.21
91 $1,934.29 $ 1,017.75 $ 916.54 $ 121,213.67
92 $1,934.29 $ 1,010.11 $ 924.18 $ 120,289.50
93 $1,934.29 $ 1,002.41 $ 931.88 $ 119,357.62
94 $1,934.29 $ 994.65 $ 939.64 $ 118,417.98
95 $1,934.29 $ 986.82 $ 947.47 $ 117,470.50
96 $1,934.29 $ 978.92 $ 955.37 $ 116,515.14
97 $1,934.29 $ 970.96 $ 963.33 $ 115,551.81
98 $1,934.29 $ 962.93 $ 971.36 $ 114,580.45
99 $1,934.29 $ 954.84 $ 979.45 $ 113,601.00
100 $1,934.29 $ 946.67 $ 987.61 $ 112,613.38
101 $1,934.29 $ 938.44 $ 995.84 $ 111,617.54
102 $1,934.29 $ 930.15 $ 1,004.14 $ 110,613.39
103 $1,934.29 $ 921.78 $ 1,012.51 $ 109,600.88
104 $1,934.29 $ 913.34 $ 1,020.95 $ 108,579.94
105 $1,934.29 $ 904.83 $ 1,029.46 $ 107,550.48
106 $1,934.29 $ 896.25 $ 1,038.04 $ 106,512.44
107 $1,934.29 $ 887.60 $ 1,046.69 $ 105,465.76
108 $1,934.29 $ 878.88 $ 1,055.41 $ 104,410.35
109 $1,934.29 $ 870.09 $ 1,064.20 $ 103,346.15
110 $1,934.29 $ 861.22 $ 1,073.07 $ 102,273.08
111 $1,934.29 $ 852.28 $ 1,082.01 $ 101,191.06
112 $1,934.29 $ 843.26 $ 1,091.03 $ 100,100.03
113 $1,934.29 $ 834.17 $ 1,100.12 $ 98,999.91
114 $1,934.29 $ 825.00 $ 1,109.29 $ 97,890.62
115 $1,934.29 $ 815.76 $ 1,118.53 $ 96,772.09
116 $1,934.29 $ 806.43 $ 1,127.86 $ 95,644.23
117 $1,934.29 $ 797.04 $ 1,137.25 $ 94,506.98
118 $1,934.29 $ 787.56 $ 1,146.73 $ 93,360.25
119 $1,934.29 $ 778.00 $ 1,156.29 $ 92,203.96
120 $1,934.29 $ 768.37 $ 1,165.92 $ 91,038.04
121 $1,934.29 $ 758.65 $ 1,175.64 $ 89,862.40
122 $1,934.29 $ 748.85 $ 1,185.44 $ 88,676.96
123 $1,934.29 $ 738.97 $ 1,195.31 $ 87,481.65
124 $1,934.29 $ 729.01 $ 1,205.28 $ 86,276.37
125 $1,934.29 $ 718.97 $ 1,215.32 $ 85,061.05
126 $1,934.29 $ 708.84 $ 1,225.45 $ 83,835.60
127 $1,934.29 $ 698.63 $ 1,235.66 $ 82,599.94
128 $1,934.29 $ 688.33 $ 1,245.96 $ 81,353.99
129 $1,934.29 $ 677.95 $ 1,256.34 $ 80,097.65
130 $1,934.29 $ 667.48 $ 1,266.81 $ 78,830.84
131 $1,934.29 $ 656.92 $ 1,277.37 $ 77,553.47
132 $1,934.29 $ 646.28 $ 1,288.01 $ 76,265.46
133 $1,934.29 $ 635.55 $ 1,298.74 $ 74,966.72
134 $1,934.29 $ 624.72 $ 1,309.57 $ 73,657.15
135 $1,934.29 $ 613.81 $ 1,320.48 $ 72,336.67
136 $1,934.29 $ 602.81 $ 1,331.48 $ 71,005.19
137 $1,934.29 $ 591.71 $ 1,342.58 $ 69,662.61
138 $1,934.29 $ 580.52 $ 1,353.77 $ 68,308.84
139 $1,934.29 $ 569.24 $ 1,365.05 $ 66,943.80
140 $1,934.29 $ 557.86 $ 1,376.42 $ 65,567.37
141 $1,934.29 $ 546.39 $ 1,387.89 $ 64,179.48
142 $1,934.29 $ 534.83 $ 1,399.46 $ 62,780.02
143 $1,934.29 $ 523.17 $ 1,411.12 $ 61,368.89
144 $1,934.29 $ 511.41 $ 1,422.88 $ 59,946.01
145 $1,934.29 $ 499.55 $ 1,434.74 $ 58,511.27
146 $1,934.29 $ 487.59 $ 1,446.70 $ 57,064.58
147 $1,934.29 $ 475.54 $ 1,458.75 $ 55,605.83
148 $1,934.29 $ 463.38 $ 1,470.91 $ 54,134.92
149 $1,934.29 $ 451.12 $ 1,483.16 $ 52,651.76
150 $1,934.29 $ 438.76 $ 1,495.52 $ 51,156.23
151 $1,934.29 $ 426.30 $ 1,507.99 $ 49,648.24
152 $1,934.29 $ 413.74 $ 1,520.55 $ 48,127.69
153 $1,934.29 $ 401.06 $ 1,533.23 $ 46,594.46
154 $1,934.29 $ 388.29 $ 1,546.00 $ 45,048.46
155 $1,934.29 $ 375.40 $ 1,558.89 $ 43,489.58
156 $1,934.29 $ 362.41 $ 1,571.88 $ 41,917.70
157 $1,934.29 $ 349.31 $ 1,584.98 $ 40,332.73
158 $1,934.29 $ 336.11 $ 1,598.18 $ 38,734.54
159 $1,934.29 $ 322.79 $ 1,611.50 $ 37,123.04
160 $1,934.29 $ 309.36 $ 1,624.93 $ 35,498.11
161 $1,934.29 $ 295.82 $ 1,638.47 $ 33,859.64
162 $1,934.29 $ 282.16 $ 1,652.13 $ 32,207.51
163 $1,934.29 $ 268.40 $ 1,665.89 $ 30,541.62
164 $1,934.29 $ 254.51 $ 1,679.78 $ 28,861.84
165 $1,934.29 $ 240.52 $ 1,693.77 $ 27,168.07
166 $1,934.29 $ 226.40 $ 1,707.89 $ 25,460.18
167 $1,934.29 $ 212.17 $ 1,722.12 $ 23,738.06
168 $1,934.29 $ 197.82 $ 1,736.47 $ 22,001.59
169 $1,934.29 $ 183.35 $ 1,750.94 $ 20,250.65
170 $1,934.29 $ 168.76 $ 1,765.53 $ 18,485.11
171 $1,934.29 $ 154.04 $ 1,780.25 $ 16,704.87
172 $1,934.29 $ 139.21 $ 1,795.08 $ 14,909.78
173 $1,934.29 $ 124.25 $ 1,810.04 $ 13,099.74
174 $1,934.29 $ 109.16 $ 1,825.12 $ 11,274.62
175 $1,934.29 $ 93.96 $ 1,840.33 $ 9,434.28
176 $1,934.29 $ 78.62 $ 1,855.67 $ 7,578.61
177 $1,934.29 $ 63.16 $ 1,871.13 $ 5,707.48
178 $1,934.29 $ 47.56 $ 1,886.73 $ 3,820.75
179 $1,934.29 $ 31.84 $ 1,902.45 $ 1,918.30
180 $1,934.29 $ 15.99 $ 1,918.30 -$ 0.00
Valor Presente de Anualidad $ 89,424.20
(+)Gastos $ 1,000.00
Total con nuevo banco $ 90,424.20

Saldo de capital en cuota 120 $ 91,038.04

Ganancia/Perdida $ 613.83

SI DEBE ACEPTAR LA OFERTA YA QUE GANARÁ $613.83