Loan amount 5000000

Tenure 25 Investment
Interest 8% Tenure
EMI $38,590.81 180 3180711.8 Roi
Toatl Interest 6,577,243.29 Returns
Total Outstanding
Full loan payment

Month Loan Amount Interest Principle Outstanding loan Month

1 5000000 33333 $5,257.48 4,994,742.52 1
2 4,994,742.52 33298 $5,292.53 4,989,449.99 2
3 4,989,449.99 33263 $5,327.81 4,984,122.18 3
4 4,984,122.18 33227 $5,363.33 4,978,758.85 4
5 4,978,758.85 33192 $5,399.09 4,973,359.77 5
6 4,973,359.77 33156 $5,435.08 4,967,924.69 6
7 4,967,924.69 33119 $5,471.31 4,962,453.38 7
8 4,962,453.38 33083 $5,507.79 4,956,945.59 8
9 4,956,945.59 33046 $5,544.51 4,951,401.08 9
10 4,951,401.08 33009 $5,581.47 4,945,819.61 10
11 4,945,819.61 32972 $5,618.68 4,940,200.93 11
12 4,940,200.93 32935 $5,656.14 4,934,544.79 12
13 4,934,544.79 32897 $5,693.85 4,928,850.95 13
14 4,928,850.95 32859 $5,731.80 4,923,119.14 14
15 4,923,119.14 32821 $5,770.02 4,917,349.13 15
16 4,917,349.13 32782 $5,808.48 4,911,540.64 16
17 4,911,540.64 32744 $5,847.21 4,905,693.44 17
18 4,905,693.44 32705 $5,886.19 4,899,807.25 18
19 4,899,807.25 32665 $5,925.43 4,893,881.82 19
20 4,893,881.82 32626 $5,964.93 4,887,916.89 20
21 4,887,916.89 32586 $6,004.70 4,881,912.19 21
22 4,881,912.19 32546 $6,044.73 4,875,867.46 22
23 4,875,867.46 32506 $6,085.03 4,869,782.43 23
24 4,869,782.43 32465 $6,125.59 4,863,656.83 24
25 4,863,656.83 32424 $6,166.43 4,857,490.40 25
26 4,857,490.40 32383 $6,207.54 4,851,282.86 26
27 4,851,282.86 32342 $6,248.93 4,845,033.94 27
28 4,845,033.94 32300 $6,290.58 4,838,743.35 28
29 4,838,743.35 32258 $6,332.52 4,832,410.83 29
30 4,832,410.83 32216 $6,374.74 4,826,036.09 30
31 4,826,036.09 32174 $6,417.24 4,819,618.85 31
32 4,819,618.85 32131 $6,460.02 4,813,158.83 32
33 4,813,158.83 32088 $6,503.09 4,806,655.75 33
34 4,806,655.75 32044 $6,546.44 4,800,109.31 34
35 4,800,109.31 32001 $6,590.08 4,793,519.23 35
36 4,793,519.23 31957 $6,634.02 4,786,885.21 36
37 4,786,885.21 31913 $6,678.24 4,780,206.97 37
38 4,780,206.97 31868 $6,722.76 4,773,484.20 38
39 4,773,484.20 31823 $6,767.58 4,766,716.62 39
40 4,766,716.62 31778 $6,812.70 4,759,903.92 40
41 4,759,903.92 31733 $6,858.12 4,753,045.80 41
42 4,753,045.80 31687 $6,903.84 4,746,141.96 42
43 4,746,141.96 31641 $6,949.86 4,739,192.10 43
44 4,739,192.10 31595 $6,996.20 4,732,195.90 44
45 4,732,195.90 31548 $7,042.84 4,725,153.06 45
46 4,725,153.06 31501 $7,089.79 4,718,063.27 46
47 4,718,063.27 31454 $7,137.06 4,710,926.22 47
48 4,710,926.22 31406 $7,184.64 4,703,741.58 48
49 4,703,741.58 31358 $7,232.53 4,696,509.05 49
50 4,696,509.05 31310 $7,280.75 4,689,228.30 50
51 4,689,228.30 31262 $7,329.29 4,681,899.01 51
52 4,681,899.01 31213 $7,378.15 4,674,520.86 52
53 4,674,520.86 31163 $7,427.34 4,667,093.52 53
54 4,667,093.52 31114 $7,476.85 4,659,616.66 54
55 4,659,616.66 31064 $7,526.70 4,652,089.96 55
56 4,652,089.96 31014 $7,576.88 4,644,513.09 56
57 4,644,513.09 30963 $7,627.39 4,636,885.70 57
58 4,636,885.70 30913 $7,678.24 4,629,207.46 58
59 4,629,207.46 30861 $7,729.43 4,621,478.03 59
60 4,621,478.03 30810 $7,780.96 4,613,697.07 60
61 4,613,697.07 30758 $7,832.83 4,605,864.24 61
62 4,605,864.24 30706 $7,885.05 4,597,979.19 62
63 4,597,979.19 30653 $7,937.62 4,590,041.58 63
64 4,590,041.58 30600 $7,990.53 4,582,051.04 64
65 4,582,051.04 30547 $8,043.80 4,574,007.24 65
66 4,574,007.24 30493 $8,097.43 4,565,909.81 66
67 4,565,909.81 30439 $8,151.41 4,557,758.40 67
68 4,557,758.40 30385 $8,205.75 4,549,552.64 68
69 4,549,552.64 30330 $8,260.46 4,541,292.18 69
70 4,541,292.18 30275 $8,315.53 4,532,976.65 70
71 4,532,976.65 30220 $8,370.97 4,524,605.68 71
72 4,524,605.68 30164 $8,426.77 4,516,178.91 72
73 4,516,178.91 30108 $8,482.95 4,507,695.96 73
74 4,507,695.96 30051 $8,539.50 4,499,156.46 74
75 4,499,156.46 29994 $8,596.43 4,490,560.02 75
76 4,490,560.02 29937 $8,653.74 4,481,906.28 76
77 4,481,906.28 29879 $8,711.44 4,473,194.84 77
78 4,473,194.84 29821 $8,769.51 4,464,425.33 78
79 4,464,425.33 29763 $8,827.98 4,455,597.35 79
80 4,455,597.35 29704 $8,886.83 4,446,710.52 80
81 4,446,710.52 29645 $8,946.07 4,437,764.45 81
82 4,437,764.45 29585 $9,005.71 4,428,758.74 82
83 4,428,758.74 29525 $9,065.75 4,419,692.98 83
84 4,419,692.98 29465 $9,126.19 4,410,566.79 84
 85 4,410,566.79 29404 $9,187.03 4,401,379.76 85
86 4,401,379.76 29343 $9,248.28 4,392,131.48 86
87 4,392,131.48 29281 $9,309.93 4,382,821.55 87
88 4,382,821.55 29219 $9,372.00 4,373,449.55 88
89 4,373,449.55 29156 $9,434.48 4,364,015.06 89
90 4,364,015.06 29093 $9,497.38 4,354,517.69 90
91 4,354,517.69 29030 $9,560.69 4,344,956.99 91
92 4,344,956.99 28966 $9,624.43 4,335,332.56 92
93 4,335,332.56 28902 $9,688.59 4,325,643.97 93
94 4,325,643.97 28838 $9,753.18 4,315,890.79 94
95 4,315,890.79 28773 $9,818.21 4,306,072.58 95
96 4,306,072.58 28707 $9,883.66 4,296,188.92 96
97 4,296,188.92 28641 $9,949.55 4,286,239.37 97
98 4,286,239.37 28575 $10,015.88 4,276,223.49 98
99 4,276,223.49 28508 $10,082.65 4,266,140.83 99
100 4,266,140.83 28441 $10,149.87 4,255,990.96 100
101 4,255,990.96 28373 $10,217.54 4,245,773.42 101
102 4,245,773.42 28305 $10,285.65 4,235,487.77 102
103 4,235,487.77 28237 $10,354.23 4,225,133.54 103
104 4,225,133.54 28168 $10,423.25 4,214,710.29 104
105 4,214,710.29 28098 $10,492.74 4,204,217.54 105
106 4,204,217.54 28028 $10,562.69 4,193,654.85 106
107 4,193,654.85 27958 $10,633.11 4,183,021.74 107
108 4,183,021.74 27887 $10,704.00 4,172,317.74 108
109 4,172,317.74 27815 $10,775.36 4,161,542.38 109
110 4,161,542.38 27744 $10,847.20 4,150,695.18 110
111 4,150,695.18 27671 $10,919.51 4,139,775.67 111
112 4,139,775.67 27599 $10,992.31 4,128,783.37 112
113 4,128,783.37 27525 $11,065.59 4,117,717.78 113
114 4,117,717.78 27451 $11,139.36 4,106,578.42 114
115 4,106,578.42 27377 $11,213.62 4,095,364.80 115
116 4,095,364.80 27302 $11,288.38 4,084,076.42 116
117 4,084,076.42 27227 $11,363.63 4,072,712.79 117
118 4,072,712.79 27151 $11,439.39 4,061,273.39 118
119 4,061,273.39 27075 $11,515.66 4,049,757.74 119
120 4,049,757.74 26998 $11,592.43 4,038,165.31 120
121 4,038,165.31 26921 $11,669.71 4,026,495.60 121
122 4,026,495.60 26843 $11,747.51 4,014,748.10 122
123 4,014,748.10 26765 $11,825.82 4,002,922.27 123
124 4,002,922.27 26686 $11,904.66 3,991,017.61 124
125 3,991,017.61 26607 $11,984.03 3,979,033.58 125
126 3,979,033.58 26527 $12,063.92 3,966,969.66 126
127 3,966,969.66 26446 $12,144.35 3,954,825.32 127
128 3,954,825.32 26366 $12,225.31 3,942,600.01 128
129 3,942,600.01 26284 $12,306.81 3,930,293.20 129
130 3,930,293.20 26202 $12,388.86 3,917,904.34 130
131 3,917,904.34 26119 $12,471.45 3,905,432.89 131
132 3,905,432.89 26036 $12,554.59 3,892,878.30 132
133 3,892,878.30 25953 $12,638.29 3,880,240.01 133
134 3,880,240.01 25868 $12,722.54 3,867,517.47 134
135 3,867,517.47 25783 $12,807.36 3,854,710.10 135
136 3,854,710.10 25698 $12,892.74 3,841,817.36 136
137 3,841,817.36 25612 $12,978.70 3,828,838.67 137
138 3,828,838.67 25526 $13,065.22 3,815,773.45 138
139 3,815,773.45 25438 $13,152.32 3,802,621.12 139
140 3,802,621.12 25351 $13,240.00 3,789,381.12 140
141 3,789,381.12 25263 $13,328.27 3,776,052.85 141
142 3,776,052.85 25174 $13,417.13 3,762,635.73 142
143 3,762,635.73 25084 $13,506.57 3,749,129.15
144 3,749,129.15 24994 $13,596.62 3,735,532.54
145 3,735,532.54 24904 $13,687.26 3,721,845.28
146 3,721,845.28 24812 $13,778.51 3,708,066.77
147 3,708,066.77 24720 $13,870.37 3,694,196.40
148 3,694,196.40 24628 $13,962.83 3,680,233.57
149 3,680,233.57 24535 $14,055.92 3,666,177.65
150 3,666,177.65 24441 $14,149.63 3,652,028.02
151 3,652,028.02 24347 $14,243.96 3,637,784.06
152 3,637,784.06 24252 $14,338.92 3,623,445.14
153 3,623,445.14 24156 $14,434.51 3,609,010.63
154 3,609,010.63 24060 $14,530.74 3,594,479.89
155 3,594,479.89 23963 $14,627.61 3,579,852.28
156 3,579,852.28 23866 $14,725.13 3,565,127.15
157 3,565,127.15 23768 $14,823.30 3,550,303.86
158 3,550,303.86 23669 $14,922.12 3,535,381.74
159 3,535,381.74 23569 $15,021.60 3,520,360.14
160 3,520,360.14 23469 $15,121.74 3,505,238.39
161 3,505,238.39 23368 $15,222.56 3,490,015.84
162 3,490,015.84 23267 $15,324.04 3,474,691.80
163 3,474,691.80 23165 $15,426.20 3,459,265.60
164 3,459,265.60 23062 $15,529.04 3,443,736.56
165 3,443,736.56 22958 $15,632.57 3,428,103.99
166 3,428,103.99 22854 $15,736.78 3,412,367.21
167 3,412,367.21 22749 $15,841.70 3,396,525.51
168 3,396,525.51 22644 $15,947.31 3,380,578.21
169 3,380,578.21 22537 $16,053.62 3,364,524.58
170 3,364,524.58 22430 $16,160.65 3,348,363.94
171 3,348,363.94 22322 $16,268.38 3,332,095.55
172 3,332,095.55 22214 $16,376.84 3,315,718.71
173 3,315,718.71 22105 $16,486.02 3,299,232.69
174 3,299,232.69 21995 $16,595.93 3,282,636.77
175 3,282,636.77 21884 $16,706.57 3,265,930.20
176 3,265,930.20 21773 $16,817.94 3,249,112.26
177 3,249,112.26 21661 $16,930.06 3,232,182.19
178 3,232,182.19 21548 $17,042.93 3,215,139.26
179 3,215,139.26 21434 $17,156.55 3,197,982.72
180 3,197,982.72 21320 $17,270.93 3,180,711.79
181 3,180,711.79 21205 $17,386.07 3,163,325.72
182 3,163,325.72 21089 $17,501.97 3,145,823.75
183 3,145,823.75 20972 $17,618.65 3,128,205.10
184 3,128,205.10 20855 $17,736.11 3,110,468.99
185 3,110,468.99 20736 $17,854.35 3,092,614.64
186 3,092,614.64 20617 $17,973.38 3,074,641.26
187 3,074,641.26 20498 $18,093.20 3,056,548.05
188 3,056,548.05 20377 $18,213.82 3,038,334.23
189 3,038,334.23 20256 $18,335.25 3,019,998.98
190 3,019,998.98 20133 $18,457.48 3,001,541.50
191 3,001,541.50 20010 $18,580.53 2,982,960.96
192 2,982,960.96 19886 $18,704.40 2,964,256.56
193 2,964,256.56 19762 $18,829.10 2,945,427.46
194 2,945,427.46 19636 $18,954.63 2,926,472.83
195 2,926,472.83 19510 $19,080.99 2,907,391.84
196 2,907,391.84 19383 $19,208.20 2,888,183.64
197 2,888,183.64 19255 $19,336.25 2,868,847.38
198 2,868,847.38 19126 $19,465.16 2,849,382.22
199 2,849,382.22 18996 $19,594.93 2,829,787.29
200 2,829,787.29 18865 $19,725.56 2,810,061.73
201 2,810,061.73 18734 $19,857.07 2,790,204.66
202 2,790,204.66 18601 $19,989.45 2,770,215.22
203 2,770,215.22 18468 $20,122.71 2,750,092.51
204 2,750,092.51 18334 $20,256.86 2,729,835.65
205 2,729,835.65 18199 $20,391.91 2,709,443.74
206 2,709,443.74 18063 $20,527.85 2,688,915.89
207 2,688,915.89 17926 $20,664.71 2,668,251.18
208 2,668,251.18 17788 $20,802.47 2,647,448.71
209 2,647,448.71 17650 $20,941.15 2,626,507.56
210 2,626,507.56 17510 $21,080.76 2,605,426.80
211 2,605,426.80 17370 $21,221.30 2,584,205.50
212 2,584,205.50 17228 $21,362.77 2,562,842.73
213 2,562,842.73 17086 $21,505.19 2,541,337.53
214 2,541,337.53 16942 $21,648.56 2,519,688.97
215 2,519,688.97 16798 $21,792.88 2,497,896.09
216 2,497,896.09 16653 $21,938.17 2,475,957.92
217 2,475,957.92 16506 $22,084.42 2,453,873.49
218 2,453,873.49 16359 $22,231.65 2,431,641.84
219 2,431,641.84 16211 $22,379.87 2,409,261.97
220 2,409,261.97 16062 $22,529.06 2,386,732.91
221 2,386,732.91 15912 $22,679.26 2,364,053.65
222 2,364,053.65 15760 $22,830.45 2,341,223.20
223 2,341,223.20 15608 $22,982.66 2,318,240.54
224 2,318,240.54 15455 $23,135.87 2,295,104.67
225 2,295,104.67 15301 $23,290.11 2,271,814.55
226 2,271,814.55 15145 $23,445.38 2,248,369.17
227 2,248,369.17 14989 $23,601.68 2,224,767.49
228 2,224,767.49 14832 $23,759.03 2,201,008.46
229 2,201,008.46 14673 $23,917.42 2,177,091.04
230 2,177,091.04 14514 $24,076.87 2,153,014.17
231 2,153,014.17 14353 $24,237.38 2,128,776.79
232 2,128,776.79 14192 $24,398.97 2,104,377.82
233 2,104,377.82 14029 $24,561.63 2,079,816.20
234 2,079,816.20 13865 $24,725.37 2,055,090.83
235 2,055,090.83 13701 $24,890.21 2,030,200.62
236 2,030,200.62 13535 $25,056.14 2,005,144.48
237 2,005,144.48 13368 $25,223.18 1,979,921.30
238 1,979,921.30 13199 $25,391.34 1,954,529.96
239 1,954,529.96 13030 $25,560.61 1,928,969.35
240 1,928,969.35 12860 $25,731.02 1,903,238.34
241 1,903,238.34 12688 $25,902.56 1,877,335.78
242 1,877,335.78 12516 $26,075.24 1,851,260.54
243 1,851,260.54 12342 $26,249.07 1,825,011.47
244 1,825,011.47 12167 $26,424.07 1,798,587.40
245 1,798,587.40 11991 $26,600.23 1,771,987.17
246 1,771,987.17 11813 $26,777.56 1,745,209.61
247 1,745,209.61 11635 $26,956.08 1,718,253.53
248 1,718,253.53 11455 $27,135.79 1,691,117.74
249 1,691,117.74 11274 $27,316.69 1,663,801.05
250 1,663,801.05 11092 $27,498.80 1,636,302.25
251 1,636,302.25 10909 $27,682.13 1,608,620.12
252 1,608,620.12 10724 $27,866.68 1,580,753.44
253 1,580,753.44 10538 $28,052.45 1,552,700.99
254 1,552,700.99 10351 $28,239.47 1,524,461.51
255 1,524,461.51 10163 $28,427.73 1,496,033.78
256 1,496,033.78 9974 $28,617.25 1,467,416.53
257 1,467,416.53 9783 $28,808.03 1,438,608.49
258 1,438,608.49 9591 $29,000.09 1,409,608.41
259 1,409,608.41 9397 $29,193.42 1,380,414.98
260 1,380,414.98 9203 $29,388.04 1,351,026.94
261 1,351,026.94 9007 $29,583.96 1,321,442.97
262 1,321,442.97 8810 $29,781.19 1,291,661.78
263 1,291,661.78 8611 $29,979.73 1,261,682.05
264 1,261,682.05 8411 $30,179.60 1,231,502.45
265 1,231,502.45 8210 $30,380.79 1,201,121.66
266 1,201,121.66 8007 $30,583.33 1,170,538.33
267 1,170,538.33 7804 $30,787.22 1,139,751.10
268 1,139,751.10 7598 $30,992.47 1,108,758.63
269 1,108,758.63 7392 $31,199.09 1,077,559.55
270 1,077,559.55 7184 $31,407.08 1,046,152.47
271 1,046,152.47 6974 $31,616.46 1,014,536.01
272 1,014,536.01 6764 $31,827.24 982,708.77
273 982,708.77 6551 $32,039.42 950,669.35
274 950,669.35 6338 $32,253.02 918,416.33
275 918,416.33 6123 $32,468.04 885,948.30
276 885,948.30 5906 $32,684.49 853,263.81
277 853,263.81 5688 $32,902.39 820,361.42
278 820,361.42 5469 $33,121.73 787,239.69
279 787,239.69 5248 $33,342.55 753,897.14
280 753,897.14 5026 $33,564.83 720,332.31
281 720,332.31 4802 $33,788.60 686,543.72
282 686,543.72 4577 $34,013.85 652,529.86
283 652,529.86 4350 $34,240.61 618,289.25
284 618,289.25 4122 $34,468.88 583,820.37
285 583,820.37 3892 $34,698.68 549,121.69
286 549,121.69 3661 $34,930.00 514,191.69
287 514,191.69 3428 $35,162.87 479,028.83
288 479,028.83 3194 $35,397.29 443,631.54
289 443,631.54 2958 $35,633.27 407,998.28
290 407,998.28 2720 $35,870.82 372,127.45
291 372,127.45 2481 $36,109.96 336,017.49
292 336,017.49 2240 $36,350.69 299,666.80
293 299,666.80 1998 $36,593.03 263,073.76
294 263,073.76 1754 $36,836.99 226,236.78
295 226,236.78 1508 $37,082.57 189,154.21
296 189,154.21 1261 $37,329.78 151,824.43
297 151,824.43 1012 $37,578.65 114,245.78
298 114,245.78 762 $37,829.17 76,416.61
299 76,416.61 509 $38,081.37 38,335.24
300 38,335.24 256 $38,335.24 0.00
 Planning -1 Planning -2
5% 10% 20% 5%
$1,929.54 $3,859.08 $7,718.16 Loan clear 13.5 years
15 15 15
15% 15% 15%
$1,289,910.90 $2,579,821.80 $5,159,643.60
$1,890,800.89 $600,889.99 ($1,978,931.81)
20 years 16.4years 15 years

Loan Amount Interest Principle Outstanding loan Year

$600,889.99 $4,005.93 $34,584.88 $566,305.11 1
$566,305.11 $3,775.37 $34,815.44 $531,489.67 2
$531,489.67 $3,543.26 $35,047.55 $496,442.12 3
$496,442.12 $3,309.61 $35,281.20 $461,160.93 4
$461,160.93 $3,074.41 $35,516.40 $425,644.52 5
$425,644.52 $2,837.63 $35,753.18 $389,891.34 6
$389,891.34 $2,599.28 $35,991.54 $353,899.81 7
$353,899.81 $2,359.33 $36,231.48 $317,668.33 8
$317,668.33 $2,117.79 $36,473.02 $281,195.30 9
$281,195.30 $1,874.64 $36,716.18 $244,479.13 10
$244,479.13 $1,629.86 $36,960.95 $207,518.18 11
$207,518.18 $1,383.45 $37,207.36 $170,310.82 12
$170,310.82 $1,135.41 $37,455.41 $132,855.42 13
$132,855.42 $885.70 $37,705.11 $95,150.31 14
$95,150.31 $634.34 $37,956.48 $57,193.83 15
$57,193.83 $381.29 $38,209.52 $18,984.31
$18,984.31 $126.56 $38,464.25 ($19,479.94) 1.416667
($19,479.94) ($129.87) $38,720.68 ($58,200.61)
($58,200.61) ($388.00) $38,978.82 ($97,179.43)
($97,179.43) ($647.86) $39,238.67 ($136,418.10)
($136,418.10) ($909.45) $39,500.26 ($175,918.37)
($175,918.37) ($1,172.79) $39,763.60 ($215,681.97)
($215,681.97) ($1,437.88) $40,028.69 ($255,710.66)
($255,710.66) ($1,704.74) $40,295.55 ($296,006.21)
($296,006.21) ($1,973.37) $40,564.19 ($336,570.39)
($336,570.39) ($2,243.80) $40,834.61 ($377,405.00)
($377,405.00) ($2,516.03) $41,106.84 ($418,511.85)
($418,511.85) ($2,790.08) $41,380.89 ($459,892.74)
($459,892.74) ($3,065.95) $41,656.76 ($501,549.50)
($501,549.50) ($3,343.66) $41,934.47 ($543,483.98)
($543,483.98) ($3,623.23) $42,214.04 ($585,698.01)
($585,698.01) ($3,904.65) $42,495.46 ($628,193.48)
($628,193.48) ($4,187.96) $42,778.77 ($670,972.25)
($670,972.25) ($4,473.15) $43,063.96 ($714,036.20)
($714,036.20) ($4,760.24) $43,351.05 ($757,387.26)
($757,387.26) ($5,049.25) $43,640.06 ($801,027.32)
($801,027.32) ($5,340.18) $43,930.99 ($844,958.31)
 ($844,958.31) ($5,633.06) $44,223.87 ($889,182.18)
($889,182.18) ($5,927.88) $44,518.69 ($933,700.87)
($933,700.87) ($6,224.67) $44,815.48 ($978,516.35)
($978,516.35) ($6,523.44) $45,114.25 ($1,023,630.60)
($1,023,630.60) ($6,824.20) $45,415.01 ($1,069,045.62)
($1,069,045.62) ($7,126.97) $45,717.78 ($1,114,763.40)
($1,114,763.40) ($7,431.76) $46,022.57 ($1,160,785.97)
($1,160,785.97) ($7,738.57) $46,329.38 ($1,207,115.35)
($1,207,115.35) ($8,047.44) $46,638.25 ($1,253,753.60)
($1,253,753.60) ($8,358.36) $46,949.17 ($1,300,702.77)
($1,300,702.77) ($8,671.35) $47,262.16 ($1,347,964.93)
($1,347,964.93) ($8,986.43) $47,577.24 ($1,395,542.17)
($1,395,542.17) ($9,303.61) $47,894.43 ($1,443,436.60)
($1,443,436.60) ($9,622.91) $48,213.72 ($1,491,650.32)
($1,491,650.32) ($9,944.34) $48,535.15 ($1,540,185.47)
($1,540,185.47) ($10,267.90) $48,858.71 ($1,589,044.18)
($1,589,044.18) ($10,593.63) $49,184.44 ($1,638,228.62)
($1,638,228.62) ($10,921.52) $49,512.34 ($1,687,740.96)
($1,687,740.96) ($11,251.61) $49,842.42 ($1,737,583.37)
($1,737,583.37) ($11,583.89) $50,174.70 ($1,787,758.07)
($1,787,758.07) ($11,918.39) $50,509.20 ($1,838,267.27)
($1,838,267.27) ($12,255.12) $50,845.93 ($1,889,113.20)
($1,889,113.20) ($12,594.09) $51,184.90 ($1,940,298.10) 5
($1,940,298.10) ($12,935.32) $51,526.13 ($1,991,824.23)
($1,991,824.23) ($13,278.83) $51,869.64 ($2,043,693.87)
($2,043,693.87) ($13,624.63) $52,215.44 ($2,095,909.30)
($2,095,909.30) ($13,972.73) $52,563.54 ($2,148,472.84)
($2,148,472.84) ($14,323.15) $52,913.96 ($2,201,386.81)
($2,201,386.81) ($14,675.91) $53,266.72 ($2,254,653.53)
($2,254,653.53) ($15,031.02) $53,621.83 ($2,308,275.36)
($2,308,275.36) ($15,388.50) $53,979.31 ($2,362,254.68)
($2,362,254.68) ($15,748.36) $54,339.18 ($2,416,593.85)
($2,416,593.85) ($16,110.63) $54,701.44 ($2,471,295.29)
($2,471,295.29) ($16,475.30) $55,066.11 ($2,526,361.40)
($2,526,361.40) ($16,842.41) $55,433.22 ($2,581,794.62)
($2,581,794.62) ($17,211.96) $55,802.78 ($2,637,597.40)
($2,637,597.40) ($17,583.98) $56,174.79 ($2,693,772.19)
($2,693,772.19) ($17,958.48) $56,549.29 ($2,750,321.48)
($2,750,321.48) ($18,335.48) $56,926.29 ($2,807,247.77)
($2,807,247.77) ($18,714.99) $57,305.80 ($2,864,553.57)
($2,864,553.57) ($19,097.02) $57,687.83 ($2,922,241.40)
($2,922,241.40) ($19,481.61) $58,072.42 ($2,980,313.82)
($2,980,313.82) ($19,868.76) $58,459.57 ($3,038,773.39)
($3,038,773.39) ($20,258.49) $58,849.30 ($3,097,622.69)
($3,097,622.69) ($20,650.82) $59,241.63 ($3,156,864.32)
($3,156,864.32) ($21,045.76) $59,636.57 ($3,216,500.89)
($3,216,500.89) ($21,443.34) $60,034.15 ($3,276,535.05)
($3,276,535.05) ($21,843.57) $60,434.38 ($3,336,969.42)
($3,336,969.42) ($22,246.46) $60,837.27 ($3,397,806.70)
($3,397,806.70) ($22,652.04) $61,242.86 ($3,459,049.55)
($3,459,049.55) ($23,060.33) $61,651.14 ($3,520,700.69)
($3,520,700.69) ($23,471.34) $62,062.15 ($3,582,762.84)
($3,582,762.84) ($23,885.09) $62,475.90 ($3,645,238.74)
($3,645,238.74) ($24,301.59) $62,892.40 ($3,708,131.14)
($3,708,131.14) ($24,720.87) $63,311.69 ($3,771,442.83)
($3,771,442.83) ($25,142.95) $63,733.76 ($3,835,176.59)
($3,835,176.59) ($25,567.84) $64,158.65 ($3,899,335.25)
($3,899,335.25) ($25,995.57) $64,586.38 ($3,963,921.62)
($3,963,921.62) ($26,426.14) $65,016.96 ($4,028,938.58)
($4,028,938.58) ($26,859.59) $65,450.40 ($4,094,388.98)
($4,094,388.98) ($27,295.93) $65,886.74 ($4,160,275.72)
($4,160,275.72) ($27,735.17) $66,325.98 ($4,226,601.70)
($4,226,601.70) ($28,177.34) $66,768.16 ($4,293,369.86)
($4,293,369.86) ($28,622.47) $67,213.28 ($4,360,583.13)
($4,360,583.13) ($29,070.55) $67,661.37 ($4,428,244.50)
($4,428,244.50) ($29,521.63) $68,112.44 ($4,496,356.94)
($4,496,356.94) ($29,975.71) $68,566.52 ($4,564,923.46)
($4,564,923.46) ($30,432.82) $69,023.63 ($4,633,947.10)
($4,633,947.10) ($30,892.98) $69,483.79 ($4,703,430.89)
($4,703,430.89) ($31,356.21) $69,947.02 ($4,773,377.91)
($4,773,377.91) ($31,822.52) $70,413.33 ($4,843,791.24)
($4,843,791.24) ($32,291.94) $70,882.75 ($4,914,673.99)
($4,914,673.99) ($32,764.49) $71,355.30 ($4,986,029.29)
($4,986,029.29) ($33,240.20) $71,831.01 ($5,057,860.30)
($5,057,860.30) ($33,719.07) $72,309.88 ($5,130,170.18)
($5,130,170.18) ($34,201.13) $72,791.95 ($5,202,962.12)
($5,202,962.12) ($34,686.41) $73,277.23 ($5,276,239.35)
($5,276,239.35) ($35,174.93) $73,765.74 ($5,350,005.09)
($5,350,005.09) ($35,666.70) $74,257.51 ($5,424,262.60)
($5,424,262.60) ($36,161.75) $74,752.56 ($5,499,015.16)
($5,499,015.16) ($36,660.10) $75,250.91 ($5,574,266.07)
($5,574,266.07) ($37,161.77) $75,752.58 ($5,650,018.66)
($5,650,018.66) ($37,666.79) $76,257.60 ($5,726,276.26)
($5,726,276.26) ($38,175.18) $76,765.99 ($5,803,042.25)
($5,803,042.25) ($38,686.95) $77,277.76 ($5,880,320.01)
($5,880,320.01) ($39,202.13) $77,792.94 ($5,958,112.95)
($5,958,112.95) ($39,720.75) $78,311.56 ($6,036,424.52)
($6,036,424.52) ($40,242.83) $78,833.64 ($6,115,258.16)
($6,115,258.16) ($40,768.39) $79,359.20 ($6,194,617.35)
($6,194,617.35) ($41,297.45) $79,888.26 ($6,274,505.61)
($6,274,505.61) ($41,830.04) $80,420.85 ($6,354,926.46)
($6,354,926.46) ($42,366.18) $80,956.99 ($6,435,883.45)
($6,435,883.45) ($42,905.89) $81,496.70 ($6,517,380.15)
($6,517,380.15) ($43,449.20) $82,040.01 ($6,599,420.16)
($6,599,420.16) ($43,996.13) $82,586.95 ($6,682,007.11)
($6,682,007.11) ($44,546.71) $83,137.53 ($6,765,144.63)
($6,765,144.63) ($45,100.96) $83,691.78 ($6,848,836.41)
($6,848,836.41) ($45,658.91) $84,249.72 ($6,933,086.13)
($6,933,086.13) ($46,220.57) $84,811.39 ($7,017,897.51)
($7,017,897.51) ($46,785.98) $85,376.79 ($7,103,274.31)
($7,103,274.31) ($47,355.16) $85,945.97 ($7,189,220.28)
($7,189,220.28) ($47,928.14) $86,518.95 ($7,275,739.23)
($7,275,739.23) ($48,504.93) $87,095.74 ($7,362,834.97)
($7,362,834.97) ($49,085.57) $87,676.38 ($7,450,511.34)
($7,450,511.34) ($49,670.08) $88,260.89 ($7,538,772.23)
 Planning -2
10% EMI $38,590.81
10.5 years

Loan Amount Interest Principle Outstanding loan 0

5000000 400000 $63,089.73 $4,936,910.27 $42,449.89
$4,936,910.27 394952.8 $114,445.88 $4,822,464.39 $46,694.88
$4,822,464.39 385797.2 $174,541.42 $4,647,922.96 $51,364.37
$4,647,922.96 371833.8 $244,538.60 $4,403,384.36 $56,500.81
$4,403,384.36 352270.7 $325,738.93 $4,077,645.44 $62,150.89
$4,077,645.44 326211.6 $419,599.01 $3,658,046.43 $68,365.98
$3,658,046.43 292643.7 $527,747.99 $3,130,298.44 $75,202.57
$3,130,298.44 250423.9 $652,007.00 $2,478,291.43 $82,722.83
$2,478,291.43 198263.3 $794,410.65 $1,683,880.78 $90,995.11
$1,683,880.78 134710.5 $957,230.90 $726,649.88 $100,094.62
$726,649.88 58131.99 $1,143,003.51 ($416,353.63) $110,104.09
($416,353.63) -33308.29 $1,354,557.34 ($1,770,910.97) $121,114.50
($1,770,910.97) -141673 $1,595,046.83 ($3,365,957.80) $133,225.95
($3,365,957.80) -269277 $1,867,987.97 ($5,233,945.78) $146,548.54
($5,233,945.78) -418716 $2,177,298.15 ($7,411,243.93) $161,203.39