Data

YEARS Sum of INTEREST COMPONENT Sum of CAPITAL REPAYMENT

1 368,437.27 ₹270,101.21
2 376,979.40 ₹261,559.09
3 348,154.68 ₹290,383.80
4 316,153.39 ₹322,385.10
5 280,625.44 ₹357,913.05
6 241,182.18 ₹397,356.31
7 197,392.15 ₹441,146.34
8 148,776.30 ₹489,762.19
9 94,802.81 ₹543,735.67
10 34,881.27 ₹603,657.22
Total Result 2,407,384.89 ₹3,978,000.00
 COST 5200000 EMI AT BEGINNING ₹53,211.54
DISCOUNT 10% EMI AT END ₹53,677.00
CASH COMPONENT 15%
LOAN 85%
INTEREST 10.50%
TERM 10

NET AMOUNT 4,680,000

LOAN AMOUNT 3,978,000.0

YEARS TERM INSTALLMENT INTEREST COMPONENT

1 1 ₹53,212 -
1 2 ₹53,212 34,341.90
1 3 ₹53,212 34,176.79
1 4 ₹53,212 34,010.24
1 5 ₹53,212 33,842.22
1 6 ₹53,212 33,672.74
1 7 ₹53,212 33,501.78
1 8 ₹53,212 33,329.32
1 9 ₹53,212 33,155.35
1 10 ₹53,212 32,979.86
1 11 ₹53,212 32,802.83
1 12 ₹53,212 32,624.25
2 13 ₹53,212 32,444.11
2 14 ₹53,212 32,262.40
2 15 ₹53,212 32,079.09
2 16 ₹53,212 31,894.19
2 17 ₹53,212 31,707.66
2 18 ₹53,212 31,519.50
2 19 ₹53,212 31,329.69
2 20 ₹53,212 31,138.23
2 21 ₹53,212 30,945.09
2 22 ₹53,212 30,750.26
2 23 ₹53,212 30,553.72
2 24 ₹53,212 30,355.46
3 25 ₹53,212 30,155.47
3 26 ₹53,212 29,953.73
3 27 ₹53,212 29,750.23
3 28 ₹53,212 29,544.94
3 29 ₹53,212 29,337.86
3 30 ₹53,212 29,128.96
3 31 ₹53,212 28,918.24
3 32 ₹53,212 28,705.67
3 33 ₹53,212 28,491.25
3 34 ₹53,212 28,274.94
3 35 ₹53,212 28,056.75
3 36 ₹53,212 27,836.64
4 37 ₹53,212 27,614.61
4 38 ₹53,212 27,390.64
4 39 ₹53,212 27,164.71
4 40 ₹53,212 26,936.80
4 41 ₹53,212 26,706.89
4 42 ₹53,212 26,474.98
4 43 ₹53,212 26,241.03
4 44 ₹53,212 26,005.04
4 45 ₹53,212 25,766.98
4 46 ₹53,212 25,526.85
4 47 ₹53,212 25,284.60
4 48 ₹53,212 25,040.24
5 49 ₹53,212 24,793.74
5 50 ₹53,212 24,545.09
5 51 ₹53,212 24,294.26
5 52 ₹53,212 24,041.23
5 53 ₹53,212 23,785.99
5 54 ₹53,212 23,528.52
5 55 ₹53,212 23,268.79
5 56 ₹53,212 23,006.79
5 57 ₹53,212 22,742.50
5 58 ₹53,212 22,475.90
5 59 ₹53,212 22,206.96
5 60 ₹53,212 21,935.67
6 61 ₹53,212 21,662.01
6 62 ₹53,212 21,385.95
6 63 ₹53,212 21,107.47
6 64 ₹53,212 20,826.56
6 65 ₹53,212 20,543.19
6 66 ₹53,212 20,257.35
6 67 ₹53,212 19,969.00
6 68 ₹53,212 19,678.12
6 69 ₹53,212 19,384.71
6 70 ₹53,212 19,088.72
6 71 ₹53,212 18,790.15
6 72 ₹53,212 18,488.96
7 73 ₹53,212 18,185.14
7 74 ₹53,212 17,878.66
7 75 ₹53,212 17,569.49
 7 76 ₹53,212 17,257.63
7 77 ₹53,212 16,943.03
7 78 ₹53,212 16,625.68
7 79 ₹53,212 16,305.55
7 80 ₹53,212 15,982.63
7 81 ₹53,212 15,656.87
7 82 ₹53,212 15,328.27
7 83 ₹53,212 14,996.79
7 84 ₹53,212 14,662.41
8 85 ₹53,212 14,325.11
8 86 ₹53,212 13,984.85
8 87 ₹53,212 13,641.62
8 88 ₹53,212 13,295.38
8 89 ₹53,212 12,946.11
8 90 ₹53,212 12,593.79
8 91 ₹53,212 12,238.39
8 92 ₹53,212 11,879.87
8 93 ₹53,212 11,518.22
8 94 ₹53,212 11,153.40
8 95 ₹53,212 10,785.39
8 96 ₹53,212 10,414.16
9 97 ₹53,212 10,039.69
9 98 ₹53,212 9,661.93
9 99 ₹53,212 9,280.88
9 100 ₹53,212 8,896.48
9 101 ₹53,212 8,508.72
9 102 ₹53,212 8,117.58
9 103 ₹53,212 7,723.00
9 104 ₹53,212 7,324.98
9 105 ₹53,212 6,923.47
9 106 ₹53,212 6,518.45
9 107 ₹53,212 6,109.89
9 108 ₹53,212 5,697.75
10 109 ₹53,212 5,282.00
10 110 ₹53,212 4,862.62
10 111 ₹53,212 4,439.56
10 112 ₹53,212 4,012.81
10 113 ₹53,212 3,582.32
10 114 ₹53,212 3,148.06
10 115 ₹53,212 2,710.01
10 116 ₹53,212 2,268.12
10 117 ₹53,212 1,822.37
10 118 ₹53,212 1,372.71
10 119 ₹53,212 919.12
10 120 ₹53,212 461.56
CAPITAL REPAYMENT BALANCE OUTSTANDING
₹53,211.54 ₹3,924,788.46
₹18,869.64 ₹3,905,918.82
₹19,034.75 ₹3,886,884.07
₹19,201.31 ₹3,867,682.76
₹19,369.32 ₹3,848,313.44
₹19,538.80 ₹3,828,774.65
₹19,709.76 ₹3,809,064.88
₹19,882.22 ₹3,789,182.66
₹20,056.19 ₹3,769,126.47
₹20,231.68 ₹3,748,894.78
₹20,408.71 ₹3,728,486.07
₹20,587.29 ₹3,707,898.79
₹20,767.43 ₹3,687,131.36
₹20,949.14 ₹3,666,182.22
₹21,132.45 ₹3,645,049.77
₹21,317.36 ₹3,623,732.42
₹21,503.88 ₹3,602,228.53
₹21,692.04 ₹3,580,536.49
₹21,881.85 ₹3,558,654.65
₹22,073.31 ₹3,536,581.33
₹22,266.45 ₹3,514,314.88
₹22,461.29 ₹3,491,853.59
₹22,657.82 ₹3,469,195.77
₹22,856.08 ₹3,446,339.69
₹23,056.07 ₹3,423,283.63
₹23,257.81 ₹3,400,025.82
₹23,461.31 ₹3,376,564.50
₹23,666.60 ₹3,352,897.90
₹23,873.68 ₹3,329,024.22
₹24,082.58 ₹3,304,941.64
₹24,293.30 ₹3,280,648.34
₹24,505.87 ₹3,256,142.47
₹24,720.29 ₹3,231,422.18
₹24,936.60 ₹3,206,485.58
₹25,154.79 ₹3,181,330.79
₹25,374.90 ₹3,155,955.89
₹25,596.93 ₹3,130,358.96
₹25,820.90 ₹3,104,538.06
₹26,046.83 ₹3,078,491.23
₹26,274.74 ₹3,052,216.49
₹26,504.65 ₹3,025,711.84
₹26,736.56 ₹2,998,975.28
₹26,970.51 ₹2,972,004.77
₹27,206.50 ₹2,944,798.27
₹27,444.56 ₹2,917,353.72
₹27,684.70 ₹2,889,669.02
₹27,926.94 ₹2,861,742.09
₹28,171.30 ₹2,833,570.79
₹28,417.80 ₹2,805,152.99
₹28,666.45 ₹2,776,486.54
₹28,917.28 ₹2,747,569.26
₹29,170.31 ₹2,718,398.95
₹29,425.55 ₹2,688,973.40
₹29,683.02 ₹2,659,290.37
₹29,942.75 ₹2,629,347.62
₹30,204.75 ₹2,599,142.87
₹30,469.04 ₹2,568,673.83
₹30,735.64 ₹2,537,938.19
₹31,004.58 ₹2,506,933.61
₹31,275.87 ₹2,475,657.74
₹31,549.54 ₹2,444,108.20
₹31,825.59 ₹2,412,282.61
₹32,104.07 ₹2,380,178.54
₹32,384.98 ₹2,347,793.56
₹32,668.35 ₹2,315,125.21
₹32,954.20 ₹2,282,171.02
₹33,242.54 ₹2,248,928.47
₹33,533.42 ₹2,215,395.06
₹33,826.83 ₹2,181,568.22
₹34,122.82 ₹2,147,445.40
₹34,421.39 ₹2,113,024.01
₹34,722.58 ₹2,078,301.43
₹35,026.40 ₹2,043,275.03
₹35,332.88 ₹2,007,942.14
₹35,642.05 ₹1,972,300.09
₹35,953.91 ₹1,936,346.18
₹36,268.51 ₹1,900,077.67
₹36,585.86 ₹1,863,491.81
₹36,905.99 ₹1,826,585.82
₹37,228.91 ₹1,789,356.90
₹37,554.67 ₹1,751,802.24
₹37,883.27 ₹1,713,918.97
₹38,214.75 ₹1,675,704.22
₹38,549.13 ₹1,637,155.09
₹38,886.43 ₹1,598,268.65
₹39,226.69 ₹1,559,041.96
₹39,569.92 ₹1,519,472.04
₹39,916.16 ₹1,479,555.88
₹40,265.43 ₹1,439,290.45
₹40,617.75 ₹1,398,672.70
₹40,973.15 ₹1,357,699.55
₹41,331.67 ₹1,316,367.88
₹41,693.32 ₹1,274,674.56
₹42,058.14 ₹1,232,616.42
₹42,426.15 ₹1,190,190.27
₹42,797.38 ₹1,147,392.90
₹43,171.85 ₹1,104,221.04
₹43,549.61 ₹1,060,671.44
₹43,930.67 ₹1,016,740.77
₹44,315.06 ₹972,425.71
₹44,702.82 ₹927,722.90
₹45,093.97 ₹882,628.93
₹45,488.54 ₹837,140.39
₹45,886.56 ₹791,253.83
₹46,288.07 ₹744,965.76
₹46,693.09 ₹698,272.67
₹47,101.65 ₹651,171.02
₹47,513.79 ₹603,657.22
₹47,929.54 ₹555,727.68
₹48,348.92 ₹507,378.76
₹48,771.98 ₹458,606.78
₹49,198.73 ₹409,408.05
₹49,629.22 ₹359,778.83
₹50,063.48 ₹309,715.35
₹50,501.53 ₹259,213.82
₹50,943.42 ₹208,270.40
₹51,389.17 ₹156,881.23
₹51,838.83 ₹105,042.40
₹52,292.42 ₹52,749.98
₹52,749.98 ₹0.00
 CASE A CASE B
ANNUITY 100000 ANNUITY 15000
TERM 10 TERM 8
AMOUNT 1,500,000 AMOUNT 1,500,000
RATE 8.73% RATE
Market interest rate 8%
Maturity value 1000
Rate of purchase of bond 904.988

Interest rate 8.83989622

Q.
FV 100
MP 95
C 13.50%
MY 15%
MV 90
YIELD AT MATURITY 14.20%

Q.
FV 10000
COUPON 15%
TERM 10
REPAYMENT 1000
Market yield 16%

Years REP INT O/S BAL T Amount

1 1000 1500 9000
2 1000 1350 8000
3 1000
4 1000
5 1000
6 1000
7 1000
8 1000
9 1000
10 1000
pvf PV C/F