Académique Documents
Professionnel Documents
Culture Documents
₹ 1,370.56
₹ 1,446,211.55 ₹ 2,232.50
₹ 1,446,211.55 ₹ 3,463.34
₹ 1,446,211.55 ₹ 100,000.00 ₹ 5,116.92
₹ 1,446,211.55 ₹ 100,000.00 ₹ 7,200.02
₹ 1,446,211.55 ₹ 72,152.56 ₹ 9,648.72
₹ 1,446,211.55 ₹ 92,086.99 ₹ 12,314.49
₹ 89,545.85 ₹ 1,172,215.33 ₹ 1,446,211.55 ₹ 111,932.31 ₹ 14,968.33
₹ 103,660.51 ₹ 1,172,215.33 ₹ 1,446,211.55 ₹ 129,575.64 ₹ 17,327.72
₹ 114,285.71 ₹ 1,172,215.33 ₹ 1,446,211.55 ₹ 142,857.14 ₹ 19,103.81
₹ 120,000.00 ₹ 1,172,215.33 ₹ 1,446,211.55 ₹ 150,000.00 ₹ - ₹ 20,059.00
₹ 126,000.00 ₹ 1,172,215.33 ₹ 1,446,211.55 ₹ 160,500.00 ₹ - ₹ 21,061.95
₹ 132,300.00 ₹ 1,172,215.33 ₹ 1,446,211.55 ₹ 171,735.00 ₹ 50,000.00 ₹ 22,115.05
₹ 138,915.00 ₹ 1,172,215.33 ₹ 1,446,211.55 ₹ 183,756.45 ₹ 50,000.00 ₹ 23,220.80
₹ 145,860.75 ₹ 0.00 ₹ 1,446,211.55 ₹ 196,619.40 ₹ 175,000.00 ₹ 24,381.84
₹ 153,153.79 ₹ 0.00 ₹ 1,446,211.55 ₹ 210,382.76 ₹ 200,000.00 ₹ 25,600.93
₹ 160,811.48 ₹ 0.00 ₹ 3,504,886.35 ₹ - ₹ - ₹ 3,500.00 ₹ 26,880.98
₹ 168,852.05 ₹ 3,504,886.35 ₹ - ₹ 100,000.00 ₹ 3,500.00 ₹ 28,225.03
₹ 177,294.65 ₹ 3,504,886.35 ₹ - ₹ - ₹ 340,000.00 ₹ 29,636.28
₹ 186,159.39 ₹ 3,504,886.35 ₹ - ₹ - ₹ 350,000.00 ₹ 31,118.09
₹ 195,467.36 ₹ 3,504,886.35 ₹ - ₹ - ₹ 360,000.00 ₹ 40,000.00
₹ 205,240.72 ₹ 3,504,886.35 ₹ - ₹ - ₹ 42,000.00
₹ 215,502.76 ₹ 3,504,886.35 ₹ - ₹ - ₹ 44,100.00
₹ 226,277.90 ₹ 3,504,886.35 ₹ - ₹ - ₹ 46,305.00
₹ 237,591.79 ₹ 3,504,886.35 ₹ - ₹ - ₹ 48,620.25
₹ 249,471.38 ₹ 3,504,886.35 ₹ - ₹ - ₹ 51,051.26
₹ 150,000.00 ₹ 3,504,886.35 ₹ - ₹ - ₹ 53,603.83
₹ 157,500.00 ₹ 3,504,886.35 ₹ - ₹ - ₹ 56,284.02
₹ 165,375.00 ₹ 3,504,886.35 ₹ - ₹ - ₹ 59,098.22
₹ 173,643.75 ₹ 3,504,886.35 ₹ - ₹ - ₹ 62,053.13
₹ 182,325.94 ₹ 3,504,886.35 ₹ - ₹ - ₹ 65,155.79
₹ 191,442.23 ₹ 0.00 ₹ - ₹ - ₹ 68,413.57
₹ 201,014.35 ₹ 0.00 ₹ - ₹ - ₹ 71,834.25
₹ 211,065.06 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 75,425.97
₹ 221,618.32 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 79,197.26
₹ 232,699.23 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 83,157.13
travelling interest on car loan mortgage school fees tuition fees college medical
₹ 244,334.19 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 100,000.00
₹ 256,550.90 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 105,000.00
₹ 269,378.45 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 110,250.00
₹ 282,847.37 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 115,762.50
₹ 296,989.74 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 121,550.63
₹ 311,839.23 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 127,628.16
₹ 327,431.19 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 134,009.56
₹ 343,802.75 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 140,710.04
₹ 360,992.89 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 147,745.54
₹ 379,042.53 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 155,132.82
₹ 397,994.66 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 162,889.46
₹ 417,894.39 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 171,033.94
₹ 438,789.11 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 179,585.63
₹ 460,728.56 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 188,564.91
₹ 483,764.99 ₹ 0.00 ₹ 0.00 ₹ - ₹ - ₹ 197,993.16
insurance premium maintenance vacation alimony gym memebership one time expense total expense
₹ 120,000.00
15000 ₹ 141,000.00
120000 15750 100000 ₹ 368,050.00
₹ 189,996.76 16537.5 ₹ 345,449.26
₹ 206,146.48 17364.375 ₹ 369,371.61
150000 ₹ 268,402.72 18232.59375 ₹ 589,789.10
₹ 291,216.95 19144.2234375 ₹ 471,172.65
80000 ₹ 315,970.39 20101.434609375 ₹ 584,923.88
₹ 117,404.00 120000 ₹ 342,827.87 21106.5063398438 ₹ 878,393.61
₹ 117,404.00 ₹ 126,000.00 ₹ 446,361.89 22161.8316568359 ₹ 2,506,798.13
₹ 117,404.00 ₹ 132,300.00 ₹ 484,302.65 23269.9232396777 ₹ 2,651,045.49
₹ 117,404.00 ₹ 138,915.00 ₹ 525,468.38 24433.4194016616 ₹ 2,930,124.83
₹ 117,404.00 ₹ 145,860.75 100000 ₹ 570,133.19 25655.0903717447 ₹ 3,244,844.37
₹ 117,404.00 ₹ 153,153.79 ₹ 933,594.51 26937.8448903319 ₹ 3,678,045.50
₹ 117,404.00 ₹ 160,811.48 200000 ₹ 1,003,500.05 28284.7371348485 ₹ 4,182,240.16
₹ 117,404.00 ₹ 168,852.05 ₹ 1,078,827.80 29698.973991591 ₹ 5,553,677.74
₹ 117,404.00 ₹ 177,294.65 225000 ₹ 1,160,010.08 31183.9226911705 ₹ 6,085,754.49
₹ 117,404.00 ₹ 186,159.39 ₹ 1,418,971.27 32743.118825729 ₹ 6,296,422.08
₹ 117,404.00 ₹ 195,467.36 ₹ - ₹ 1,527,876.93 ₹ 60,000.00 ₹ 6,549,234.16
₹ 117,404.00 ₹ 205,240.72 ₹ - ₹ 1,617,491.09 ₹ 63,000.00 ₹ 6,756,124.63
₹ 117,404.00 ₹ 215,502.76 ₹ - ₹ 1,712,368.88 ₹ 66,150.00 ₹ 7,024,352.56
₹ 117,404.00 ₹ 226,277.90 ₹ 100,000.00 ₹ 1,812,819.89 ₹ 69,457.50 ₹ 7,354,545.91
₹ 117,404.00 ₹ 237,591.79 ₹ - ₹ 1,919,171.95 ₹ 72,930.38 ₹ 6,450,152.53
₹ 117,404.00 ₹ 249,471.38 ₹ - ₹ 2,031,772.19 ₹ 76,576.89 ₹ 6,731,303.41
₹ 117,404.00 ₹ 261,944.95 ₹ - ₹ 2,150,988.20 ₹ 80,405.74 ₹ 8,638,588.11
₹ 117,404.00 ₹ 275,042.20 ₹ - ₹ 2,277,209.20 ₹ 84,426.03 ₹ 9,007,899.58
₹ 117,404.00 ₹ 288,794.31 ₹ - ₹ 2,410,847.35 ₹ 130,647.33 ₹ 9,570,282.73
₹ 117,404.00 ₹ 303,234.02 ₹ - ₹ 2,552,339.09 ₹ 137,179.69 ₹ 9,881,631.73
₹ 117,404.00 ₹ 318,395.72 ₹ - ₹ 2,702,146.59 ₹ 144,038.68 ₹ 6,000,000.00 ₹ 16,216,615.35
₹ 117,404.00 ₹ 334,315.51 Err:523 ₹ 2,860,759.24 ₹ 151,240.61 Err:523
₹ 117,404.00 ₹ 351,031.29 ₹ 216,473.99 ₹ 3,028,695.25 ₹ 158,802.64 ₹ 10,761,686.29
₹ 117,404.00 ₹ 368,582.85 ₹ 242,717.85 ₹ 3,206,503.41 ₹ 166,742.77 ₹ 11,160,449.63
₹ 117,404.00 ₹ 387,011.99 ₹ 270,580.74 ₹ 3,394,764.80 ₹ 175,079.91 ₹ 11,581,020.82
₹ 117,404.00 ₹ 406,362.59 ₹ 534,843.87 ₹ 13,110,981.70 ₹ 120,833.91 ₹ 40,000,000.00 ₹ 61,713,170.10
₹ 117,404.00 ₹ 426,680.72 ₹ 427,871.20 ₹ 3,805,145.01 ₹ 126,875.60 ₹ 10,566,356.61
₹ 117,404.00 ₹ 448,014.76 ₹ 458,525.65 ₹ 4,028,605.50 ₹ 133,219.38 ₹ 11,113,524.05
₹ 117,404.00 ₹ 470,415.50 ₹ 498,599.05 ₹ 4,265,206.96 ₹ 139,880.35 ₹ 11,540,404.04
₹ 117,404.00 ₹ 493,936.27 ₹ 541,085.23 ₹ 4,515,723.18 ₹ 146,874.37 ₹ 11,991,121.83
₹ 117,404.00 ₹ 518,633.09 ₹ 205,176.68 ₹ 4,780,973.60 ₹ 154,218.09 ₹ 8,000,000.00 ₹ 20,086,064.85
₹ 117,404.00 ₹ 544,564.74 ₹ 808,494.34 ₹ 5,061,825.92 ₹ - ₹ 9,477,300.70
₹ 117,404.00 ₹ 571,792.98 ₹ 859,508.86 ₹ 5,359,199.05 ₹ - ₹ 10,000,167.16
₹ 117,404.00 ₹ 600,382.63 ₹ 913,589.09 ₹ 5,674,066.06 ₹ - ₹ 10,552,317.18
₹ 117,404.00 ₹ 630,401.76 ₹ 970,918.85 ₹ 6,007,457.42 ₹ - ₹ 11,135,401.19
₹ 117,404.00 ₹ 661,921.84 ₹ 1,031,692.91 ₹ 6,360,464.37 ₹ - ₹ 11,751,163.24
insurance premium maintenance vacation Alimony charity One time expense total expense
₹ - ₹ 695,017.94 ₹ - ₹ - ₹ 300,000.00 ₹ 4,496,253.97
₹ - ₹ 729,768.83 ₹ - ₹ - ₹ 300,000.00 ₹ 4,706,066.66
₹ - ₹ 766,257.27 ₹ - ₹ - ₹ 300,000.00 ₹ 4,926,370.00
₹ - ₹ 804,570.14 ₹ - ₹ - ₹ 300,000.00 ₹ 5,157,688.50
₹ - ₹ 844,798.65 ₹ - ₹ - ₹ 300,000.00 ₹ 10,000,000.00 ₹ 15,400,572.92
₹ - ₹ 887,038.58 ₹ - ₹ - ₹ 300,000.00 ₹ 5,655,601.57
₹ - ₹ 931,390.51 ₹ - ₹ - ₹ 300,000.00 ₹ 5,923,381.65
₹ - ₹ 977,960.03 ₹ - ₹ - ₹ 300,000.00 ₹ 6,204,550.73
₹ - ₹ 1,026,858.03 ₹ - ₹ - ₹ 300,000.00 ₹ 6,499,778.27
₹ - ₹ 1,078,200.94 ₹ - ₹ - ₹ 300,000.00 ₹ 6,809,767.18
₹ - ₹ 1,132,110.98 ₹ - ₹ - ₹ 300,000.00 ₹ 7,135,255.54
₹ - ₹ 1,188,716.53 ₹ - ₹ - ₹ 300,000.00 ₹ 7,477,018.32
₹ - ₹ 1,248,152.36 ₹ - ₹ - ₹ 300,000.00 ₹ 7,835,869.23
₹ - ₹ 1,310,559.98 ₹ - ₹ - ₹ 300,000.00 ₹ 8,212,662.69
₹ - ₹ 1,376,087.97 ₹ - ₹ - ₹ 300,000.00 ₹ 8,608,295.83
pv of CF
$ 4,282,146.63
$ 4,268,541.19
$ 4,255,583.63
$ 4,243,243.09
$ 12,066,751.86
$ 4,220,296.97
$ 4,209,636.75
$ 4,199,484.16
$ 4,189,815.02
$ 4,180,606.32
$ 4,171,836.14
$ 4,163,483.57
$ 4,155,528.75
$ 4,147,952.73
$ 4,140,737.48
$ 70,895,644.31
Increase in salary 8.50%
Promotion 20.00%
Initial salary ₹ 850,000.00
Debt 55%
Equity 40%
Cash 5% Debt
Equity
Cash
At age 40 Investment
Current investement Corpus 12000000
Debt Allocation Returns
sovereign gold bond 50% 7.75% 3900000 valued at price of bond
SBI Magnum Constant Maturity Fund 50% 11.12% 3900000 valued at nav
Equity
SBI Nifty Index Fund 100% 13.73% 3600000 valued at nav
PPF
amount invested in ppf 12%
rate of return 8.70%
Debt 25%
Equity 70%
Cash 5% Debt
Equity
Cash
Equity
Nippon India Nifty BeES 70% 21%
Axis Bluechip Fund Direct Plan Growth 30% 16.80%
mutual-funds/nav/axis-banking-psu-debt-fund-regular-plan/MAA165
/mutual-funds/nav/icici-prudential-long-term-bond-fund/MPI005
mutual-funds/nav/bharat-bond-fof-april-2030-direct-plan/MEW389
increase in schoool fees 7%
Inflation 10%
present value at time 48 ₹ 1,601,845
present value at time 45 ₹ 1,289,422
present value at 40 ₹ 731,653
https://www.etmoney.com/blog/inflation-the-silent-killer-of-your-finances/
Home Loan Amortization Schedule Issuer - HDFC Bank ; Interest rate - 10%
Age Year Opening Balance Amount paid Interest paid yearly
31 2012 11000000 ₹ 1,446,211.55 ₹ 1,100,000.00
32 2013 ₹ 10,653,788.45 ₹ 1,446,211.55 ₹ 1,065,378.85
33 2014 ₹ 10,272,955.75 ₹ 1,446,211.55 ₹ 1,027,295.58
34 2015 ₹ 9,854,039.78 ₹ 1,446,211.55 ₹ 985,403.98
35 2016 ₹ 9,393,232.22 ₹ 1,446,211.55 ₹ 939,323.22
36 2017 ₹ 8,886,343.89 ₹ 1,446,211.55 ₹ 888,634.39
37 2018 ₹ 8,328,766.74 ₹ 1,446,211.55 ₹ 832,876.67
38 2019 ₹ 7,715,431.86 ₹ 1,446,211.55 ₹ 771,543.19
39 2020 ₹ 7,040,763.50 ₹ 1,446,211.55 ₹ 704,076.35
40 2021 ₹ 6,298,628.31 ₹ 1,446,211.55 ₹ 629,862.83
41 2022 ₹ 5,482,279.59 ₹ 1,446,211.55 ₹ 548,227.96
42 2023 ₹ 4,584,296.01 ₹ 1,446,211.55 ₹ 458,429.60
43 2024 ₹ 3,596,514.06 ₹ 1,446,211.55 ₹ 359,651.41
44 2025 ₹ 2,509,953.92 ₹ 1,446,211.55 ₹ 250,995.39
45 2026 ₹ 1,314,737.77 ₹ 1,446,211.55 ₹ 131,473.78
Note: Home loan is taken only for 80% of the property value with a 20% upfront payment
₹ 1,172,215.33
₹ 3,504,886.35
Goal for marriage ₹ 40,000,000
12% 7.50%
470320.0260672 Equity Debt
1 470320.026067152 376256.020853722 94064.0052134305
2 470320.026067152 376256.020853722 94064.0052134305
3 470320.026067152 376256.020853722 94064.0052134305
4 470320.026067152 376256.020853722 94064.0052134305
5 470320.026067152 376256.020853722 94064.0052134305
6 470320.026067152 376256.020853722 94064.0052134305
7 470320.026067152 376256.020853722 94064.0052134305
8 470320.026067152 376256.020853722 94064.0052134305
9 470320.026067152 376256.020853722 94064.0052134305
10 470320.026067152 376256.020853722 94064.0052134305
11 470320.026067152 282192.015640291 188128.010426861
12 470320.026067152 282192.015640291 188128.010426861
13 470320.026067152 282192.015640291 188128.010426861
14 470320.026067152 282192.015640291 188128.010426861
15 470320.026067152 282192.015640291 188128.010426861
16 470320.026067152 282192.015640291 188128.010426861
17 470320.026067152 282192.015640291 188128.010426861
18 470320.026067152 282192.015640291 188128.010426861
19 470320.026067152 282192.015640291 188128.010426861
20 470320.026067152 282192.015640291 188128.010426861
21 470320.026067152 235160.013033576 235160.013033576
22 470320.026067152 235160.013033576 235160.013033576
23 470320.026067152 235160.013033576 235160.013033576
24 470320.026067152 235160.013033576 235160.013033576
25 470320.026067152 235160.013033576 235160.013033576
retirement vila
current cost of villa ₹ 20,000,000.00
future cost of villa ₹ 52,300,813.89
Fund
ICICI Prudential US bluechip equity fund 12.00%
5.50%
12%
₹ 10,000,000.00
₹ 7,651,343.54 5 year fd
₹ 205,241.47 15 year equity fund
value of fund at the end of 10 years ₹ 7,395,155 ₹ 1,430,537
value of fund at the end of 20 years ₹ 17,421,863 ₹ 5,809,454
value of fund at the end of 25 years ₹ 29,030,068 ₹ 9,808,567
₹ 53,847,087 ₹ 17,048,558
₹ 70,895,644
age at which he will gift the car 60
cost of the car ₹ 7,000,000
He should invest a sum of Rs. 24,46,453 initially in the kotak emerging equity fund for 8 years and
later shift to edelweiss government securities fund regular growth for the next two years
fund for 8 years and
next two years
Age Year Opening Equity Opening Debt Opening Cash
22 0 ₹ 100,000 ₹ 110,000 ₹ 20,000
23 1 ₹ 351,200 ₹ 455,400 ₹ 51,400
24 2 ₹ 619,432 ₹ 824,219 ₹ 84,929
25 3 ₹ 824,438 ₹ 1,106,102 ₹ 110,555
26 4 ₹ 1,068,423 ₹ 1,441,582 ₹ 141,053
27 5 ₹ 1,335,323 ₹ 1,808,569 ₹ 174,415
28 6 ₹ 1,639,280 ₹ 2,226,511 ₹ 212,410
29 7 ₹ 2,036,573 ₹ 2,772,789 ₹ 262,072
30 8 ₹ 2,438,156 ₹ 3,324,964 ₹ 312,269
31 9 ₹ 2,776,372 ₹ 3,790,012 ₹ 354,547
32 10 ₹ 2,671,478 ₹ 3,645,782 ₹ 341,435
33 11 ₹ 2,585,200 ₹ 3,527,150 ₹ 330,650
34 12 ₹ 2,470,092 ₹ 3,368,877 ₹ 316,262
35 13 ₹ 2,318,937 ₹ 3,161,038 ₹ 297,367
36 14 ₹ 2,811,977 ₹ 3,838,968 ₹ 358,997
37 15 ₹ 3,248,702 ₹ 4,439,465 ₹ 413,588
38 16 ₹ 3,293,381 ₹ 4,500,899 ₹ 419,173
39 17 ₹ 3,293,811 ₹ 4,501,490 ₹ 419,226
40 18 ₹ 3,736,436 ₹ 5,110,100 ₹ 474,555
41 19 ₹ 3,853,316 ₹ 5,270,810 ₹ 489,165
42 20 ₹ 4,335,338 ₹ 5,933,590 ₹ 549,417
43 21 ₹ 4,907,461 ₹ 6,720,259 ₹ 620,933
44 22 ₹ 5,556,469 ₹ 7,612,645 ₹ 702,059
45 23 ₹ 6,788,447 ₹ 9,306,615 ₹ 856,056
46 24 ₹ 8,142,146 ₹ 11,167,951 ₹ 1,025,268
47 25 ₹ 8,980,843 ₹ 12,321,159 ₹ 1,130,105
48 26 ₹ 9,934,263 ₹ 13,632,112 ₹ 1,249,283
49 27 ₹ 10,940,568 ₹ 15,015,781 ₹ 1,375,071
50 28 ₹ 12,116,465 ₹ 16,632,640 ₹ 1,522,058
51 29 ₹ 10,009,074 ₹ 13,734,977 ₹ 1,258,634
52 30 ₹ 11,619,822 ₹ 15,949,756 ₹ 1,459,978
53 31 ₹ 13,351,614 ₹ 18,330,970 ₹ 1,676,452
54 32 ₹ 15,293,357 ₹ 21,000,866 ₹ 1,919,170
55 33 ₹ 17,458,003 ₹ 23,977,254 ₹ 2,189,750
56 34 ₹ 21,736,754 ₹ 29,860,537 ₹ 2,724,594
57 35 ₹ 25,159,723 ₹ 34,567,120 ₹ 3,152,465
58 36 ₹ 28,827,929 ₹ 39,610,902 ₹ 3,610,991
59 37 ₹ 32,816,721 ₹ 45,095,491 ₹ 4,109,590
60 38 ₹ 37,145,403 ₹ 51,047,429 ₹ 4,650,675
61 39 ₹ 38,786,816 ₹ 53,304,372 ₹ 4,855,852
62 40 ₹ 45,254,771 ₹ 62,197,810 ₹ 5,664,346
63 41 ₹ 52,130,842 ₹ 71,652,408 ₹ 6,523,855
64 42 ₹ 59,439,555 ₹ 81,701,888 ₹ 7,437,444
65 43 ₹ 67,206,905 ₹ 92,381,995 ₹ 8,408,363
66 44 ₹ 75,460,449 ₹ 103,730,617 ₹ 9,440,056
67 45 ₹ 77,447,757 ₹ 106,463,165 ₹ 9,688,470
68 46 ₹ 79,559,359 ₹ 109,366,618 ₹ 9,952,420
69 47 ₹ 81,802,511 ₹ 112,450,953 ₹ 10,232,814
70 48 ₹ 84,184,890 ₹ 115,726,724 ₹ 10,530,611
71 49 ₹ 82,714,615 ₹ 113,705,095 ₹ 10,346,827
72 50 ₹ 85,400,276 ₹ 117,397,879 ₹ 10,682,534
73 51 ₹ 88,250,959 ₹ 121,317,569 ₹ 11,038,870
74 52 ₹ 91,276,277 ₹ 125,477,381 ₹ 11,417,035
75 53 ₹ 94,486,396 ₹ 129,891,295 ₹ 11,818,300
76 54 ₹ 97,892,072 ₹ 134,574,098 ₹ 12,244,009
77 55 ₹ 101,504,679 ₹ 139,541,433 ₹ 12,695,585
78 56 ₹ 105,336,250 ₹ 144,809,843 ₹ 13,174,531
79 57 ₹ 109,399,511 ₹ 150,396,828 ₹ 13,682,439
80 58 ₹ 113,707,924 ₹ 156,320,895 ₹ 14,220,990
Opening Balance
Cash Inflow post Tax Expenses Net Cash Available
₹ 230,000 ₹ 120,000 ₹ 110,000
₹ 858,000 ₹ 141,000 ₹ 717,000
₹ 1,528,580 ₹ 368,050 ₹ 1,160,530
₹ 2,041,094 ₹ 345,449 ₹ 1,695,645
₹ 2,651,057 ₹ 369,372 ₹ 2,281,686
₹ 3,318,308 ₹ 589,789 ₹ 2,728,519
₹ 4,078,201 ₹ 471,173 ₹ 3,607,029
₹ 5,071,434 ₹ 584,924 ₹ 4,486,510
₹ 6,075,390 ₹ 878,394 ₹ 5,196,996
₹ 6,920,930 ₹ 2,506,798 ₹ 4,414,132
₹ 6,658,695 ₹ 2,651,045 ₹ 4,007,649
₹ 6,443,000 ₹ 2,930,125 ₹ 3,512,875
₹ 6,155,230 ₹ 3,244,844 ₹ 2,910,386
₹ 5,777,341 ₹ 3,678,045 ₹ 2,099,296
₹ 7,009,943 ₹ 4,182,240 ₹ 2,827,703
₹ 8,101,754 ₹ 5,553,678 ₹ 2,548,076
₹ 8,213,452 ₹ 6,085,754 ₹ 2,127,698
₹ 8,214,528 ₹ 6,296,422 ₹ 1,918,106
₹ 9,321,090 ₹ 6,549,234 ₹ 2,771,856
₹ 9,613,290 ₹ 6,756,125 ₹ 2,857,165
₹ 10,818,345 ₹ 7,024,353 ₹ 3,793,992
₹ 12,248,652 ₹ 7,354,546 ₹ 4,894,106
₹ 13,871,173 ₹ 6,450,153 ₹ 7,421,020
₹ 16,951,118 ₹ 6,731,303 ₹ 10,219,815
₹ 20,335,365 ₹ 8,638,588 ₹ 11,696,777
₹ 22,432,107 ₹ 9,007,900 ₹ 13,424,207
₹ 24,815,657 ₹ 9,570,283 ₹ 15,245,375
₹ 27,331,420 ₹ 9,881,632 ₹ 17,449,788
₹ 30,271,163 ₹ 16,216,615 ₹ 14,054,548
₹ 25,002,685 ₹ 10,393,180 ₹ 14,609,505
₹ 29,029,556 ₹ 10,761,686 ₹ 18,267,869
₹ 33,359,036 ₹ 11,160,450 ₹ 22,198,586
₹ 38,213,393 ₹ 11,581,021 ₹ 26,632,372
₹ 43,625,007 ₹ 61,713,170 ₹ (18,088,163)
₹ 54,321,885 ₹ 10,566,357 ₹ 43,755,528
₹ 62,879,309 ₹ 11,113,524 ₹ 51,765,784
₹ 72,049,821 ₹ 11,540,404 ₹ 60,509,417
₹ 82,021,803 ₹ 11,991,122 ₹ 70,030,681
₹ 92,843,507 ₹ 20,086,065 ₹ 72,757,442
₹ 96,947,041 ₹ 9,477,301 ₹ 87,469,740
₹ 113,116,928 ₹ 10,000,167 ₹ 103,116,761
₹ 130,307,105 ₹ 10,552,317 ₹ 119,754,788
₹ 148,578,887 ₹ 11,135,401 ₹ 137,443,486
₹ 167,997,264 ₹ 11,751,163 ₹ 156,246,100
₹ 188,631,122 ₹ 4,496,254 ₹ 184,134,868
₹ 193,599,391 ₹ 4,706,067 ₹ 188,893,325
₹ 198,878,397 ₹ 4,926,370 ₹ 193,952,027
₹ 204,486,278 ₹ 5,157,688 ₹ 199,328,590
₹ 210,442,225 ₹ 15,400,573 ₹ 195,041,652
₹ 206,766,537 ₹ 5,655,602 ₹ 201,110,935
₹ 213,480,689 ₹ 5,923,382 ₹ 207,557,307
₹ 220,607,397 ₹ 6,204,551 ₹ 214,402,847
₹ 228,170,692 ₹ 6,499,778 ₹ 221,670,914
₹ 236,195,990 ₹ 6,809,767 ₹ 229,386,223
₹ 244,710,179 ₹ 7,135,256 ₹ 237,574,923
₹ 253,741,697 ₹ 7,477,018 ₹ 246,264,678
₹ 263,320,624 ₹ 7,835,869 ₹ 255,484,755
₹ 273,478,778 ₹ 8,212,663 ₹ 265,266,115
₹ 284,249,809 ₹ 8,608,296 ₹ 275,641,514
Cash Required for
Deposit/Withdraw
Goal available for
Change
the year
in Equity Change in Debt
₹ - ₹ 110,000 ₹ 251,200 ₹ 345,400
₹ - ₹ 717,000 ₹ 268,232 ₹ 368,819
₹ - ₹ 1,160,530 ₹ 205,006 ₹ 281,883
₹ - ₹ 1,695,645 ₹ 243,985 ₹ 335,480
₹ - ₹ 2,281,686 ₹ 266,900 ₹ 366,988
₹ - ₹ 2,728,519 ₹ 303,957 ₹ 417,941
₹ - ₹ 3,607,029 ₹ 397,293 ₹ 546,278
₹ - ₹ 4,486,510 ₹ 401,582 ₹ 552,176
₹ - ₹ 5,196,996 ₹ 338,216 ₹ 465,047
₹ - ₹ 4,414,132 ₹ (104,894) ₹ (144,230)
₹ - ₹ 4,007,649 ₹ (86,278) ₹ (118,632)
₹ - ₹ 3,512,875 ₹ (115,108) ₹ (158,273)
₹ - ₹ 2,910,386 ₹ (151,156) ₹ (207,839)
₹ - ₹ 2,099,296 ₹ 493,040 ₹ 677,931
₹ - ₹ 2,827,703 ₹ 436,725 ₹ 600,496
₹ - ₹ 2,548,076 ₹ 44,679 ₹ 61,434
₹ - ₹ 2,127,698 ₹ 430 ₹ 591
₹ - ₹ 1,918,106 ₹ 442,625 ₹ 608,609
₹ - ₹ 2,771,856 ₹ 116,880 ₹ 160,710
₹ - ₹ 2,857,165 ₹ 482,022 ₹ 662,780
₹ - ₹ 3,793,992 ₹ 572,123 ₹ 786,669
₹ - ₹ 4,894,106 ₹ 649,008 ₹ 892,386
₹ - ₹ 7,421,020 ₹ 1,231,978 ₹ 1,693,970
₹ 45,000,000 ₹ (34,780,185) ₹ 1,353,699 ₹ 1,861,336
₹ - ₹ 11,696,777 ₹ 838,697 ₹ 1,153,208
₹ - ₹ 13,424,207 ₹ 953,420 ₹ 1,310,953
₹ 1,601,845 ₹ 13,643,529 ₹ 1,006,305 ₹ 1,383,669
₹ - ₹ 17,449,788 ₹ 1,175,897 ₹ 1,616,859
₹ 6,000,000 ₹ 8,054,548 ₹ (2,107,391) ₹ (2,897,663)
₹ - ₹ 14,609,505 ₹ 1,610,748 ₹ 2,214,779
₹ - ₹ 18,267,869 ₹ 1,731,792 ₹ 2,381,214
₹ - ₹ 22,198,586 ₹ 1,941,743 ₹ 2,669,896
₹ - ₹ 26,632,372 ₹ 2,164,646 ₹ 2,976,388
₹ 40,000,000 ₹ (58,088,163) ₹ 4,278,751 ₹ 5,883,283
₹ - ₹ 43,755,528 ₹ 3,422,970 ₹ 4,706,583
₹ - ₹ 51,765,784 ₹ 3,668,205 ₹ 5,043,782
₹ - ₹ 60,509,417 ₹ 3,988,792 ₹ 5,484,590
₹ - ₹ 70,030,681 ₹ 4,328,682 ₹ 5,951,938
₹ 7,000,000 ₹ 65,757,442 ₹ 1,641,413 ₹ 2,256,943
₹ - ₹ 87,469,740 ₹ 6,467,955 ₹ 8,893,438
₹ - ₹ 103,116,761 ₹ 6,876,071 ₹ 9,454,597
₹ - ₹ 119,754,788 ₹ 7,308,713 ₹ 10,049,480
₹ - ₹ 137,443,486 ₹ 7,767,351 ₹ 10,680,107
₹ 52,300,814 ₹ 103,945,287 ₹ 8,253,543 ₹ 11,348,622
₹ - ₹ 184,134,868 ₹ 1,987,308 ₹ 2,732,548
₹ - ₹ 188,893,325 ₹ 2,111,602 ₹ 2,903,453
₹ - ₹ 193,952,027 ₹ 2,243,153 ₹ 3,084,335
₹ - ₹ 199,328,590 ₹ 2,382,379 ₹ 3,275,771
₹ 10,000,000 ₹ 185,041,652 ₹ (1,470,275) ₹ (2,021,628)
₹ - ₹ 201,110,935 ₹ 2,685,661 ₹ 3,692,784
₹ - ₹ 207,557,307 ₹ 2,850,683 ₹ 3,919,690
₹ - ₹ 214,402,847 ₹ 3,025,318 ₹ 4,159,812
₹ - ₹ 221,670,914 ₹ 3,210,119 ₹ 4,413,914
₹ - ₹ 229,386,223 ₹ 3,405,675 ₹ 4,682,804
₹ - ₹ 237,574,923 ₹ 3,612,607 ₹ 4,967,335
#NAME? #NAME? ₹ 3,831,571 ₹ 5,268,410
₹ - ₹ 255,484,755 ₹ 4,063,261 ₹ 5,586,985
₹ - ₹ 265,266,115 ₹ 4,308,413 ₹ 5,924,067
₹ - ₹ 275,641,514 ₹ 4,567,801 ₹ 6,280,726
Change in Cash Net Change Closing Equity Closing Debt
₹ 31,400 ₹ 628,000 ₹ 351,200 ₹ 455,400
₹ 33,529 ₹ 670,580 ₹ 619,432 ₹ 824,219
₹ 25,626 ₹ 512,514 ₹ 824,438 ₹ 1,106,102
₹ 30,498 ₹ 609,963 ₹ 1,068,423 ₹ 1,441,582
₹ 33,363 ₹ 667,251 ₹ 1,335,323 ₹ 1,808,569
₹ 37,995 ₹ 759,893 ₹ 1,639,280 ₹ 2,226,511
₹ 49,662 ₹ 993,233 ₹ 2,036,573 ₹ 2,772,789
₹ 50,198 ₹ 1,003,956 ₹ 2,438,156 ₹ 3,324,964
₹ 42,277 ₹ 845,541 ₹ 2,776,372 ₹ 3,790,012
₹ (13,112) ₹ (262,235) ₹ 2,671,478 ₹ 3,645,782
₹ (10,785) ₹ (215,695) ₹ 2,585,200 ₹ 3,527,150
₹ (14,388) ₹ (287,770) ₹ 2,470,092 ₹ 3,368,877
₹ (18,894) ₹ (377,889) ₹ 2,318,937 ₹ 3,161,038
₹ 61,630 ₹ 1,232,601 ₹ 2,811,977 ₹ 3,838,968
₹ 54,591 ₹ 1,091,812 ₹ 3,248,702 ₹ 4,439,465
₹ 5,585 ₹ 111,698 ₹ 3,293,381 ₹ 4,500,899
₹ 54 ₹ 1,075 ₹ 3,293,811 ₹ 4,501,490
₹ 55,328 ₹ 1,106,562 ₹ 3,736,436 ₹ 5,110,100
₹ 14,610 ₹ 292,200 ₹ 3,853,316 ₹ 5,270,810
₹ 60,253 ₹ 1,205,055 ₹ 4,335,338 ₹ 5,933,590
₹ 71,515 ₹ 1,430,307 ₹ 4,907,461 ₹ 6,720,259
₹ 81,126 ₹ 1,622,521 ₹ 5,556,469 ₹ 7,612,645
₹ 153,997 ₹ 3,079,945 ₹ 6,788,447 ₹ 9,306,615
₹ 169,212 ₹ 3,384,247 ₹ 8,142,146 ₹ 11,167,951
₹ 104,837 ₹ 2,096,742 ₹ 8,980,843 ₹ 12,321,159
₹ 119,178 ₹ 2,383,550 ₹ 9,934,263 ₹ 13,632,112
₹ 125,788 ₹ 2,515,762 ₹ 10,940,568 ₹ 15,015,781
₹ 146,987 ₹ 2,939,743 ₹ 12,116,465 ₹ 16,632,640
₹ (263,424) ₹ (5,268,478) ₹ 10,009,074 ₹ 13,734,977
₹ 201,344 ₹ 4,026,871 ₹ 11,619,822 ₹ 15,949,756
₹ 216,474 ₹ 4,329,480 ₹ 13,351,614 ₹ 18,330,970
₹ 242,718 ₹ 4,854,357 ₹ 15,293,357 ₹ 21,000,866
₹ 270,581 ₹ 5,411,615 ₹ 17,458,003 ₹ 23,977,254
₹ 534,844 ₹ 10,696,877 ₹ 21,736,754 ₹ 29,860,537
₹ 427,871 ₹ 8,557,424 ₹ 25,159,723 ₹ 34,567,120
₹ 458,526 ₹ 9,170,513 ₹ 28,827,929 ₹ 39,610,902
₹ 498,599 ₹ 9,971,981 ₹ 32,816,721 ₹ 45,095,491
₹ 541,085 ₹ 10,821,705 ₹ 37,145,403 ₹ 51,047,429
₹ 205,177 ₹ 4,103,534 ₹ 38,786,816 ₹ 53,304,372
₹ 808,494 ₹ 16,169,887 ₹ 45,254,771 ₹ 62,197,810
₹ 859,509 ₹ 17,190,177 ₹ 52,130,842 ₹ 71,652,408
₹ 913,589 ₹ 18,271,782 ₹ 59,439,555 ₹ 81,701,888
₹ 970,919 ₹ 19,418,377 ₹ 67,206,905 ₹ 92,381,995
₹ 1,031,693 ₹ 20,633,858 ₹ 75,460,449 ₹ 103,730,617
₹ 248,413 ₹ 4,968,270 ₹ 77,447,757 ₹ 106,463,165
₹ 263,950 ₹ 5,279,006 ₹ 79,559,359 ₹ 109,366,618
₹ 280,394 ₹ 5,607,881 ₹ 81,802,511 ₹ 112,450,953
₹ 297,797 ₹ 5,955,947 ₹ 84,184,890 ₹ 115,726,724
₹ (183,784) ₹ (3,675,688) ₹ 82,714,615 ₹ 113,705,095
₹ 335,708 ₹ 6,714,152 ₹ 85,400,276 ₹ 117,397,879
₹ 356,335 ₹ 7,126,708 ₹ 88,250,959 ₹ 121,317,569
₹ 378,165 ₹ 7,563,294 ₹ 91,276,277 ₹ 125,477,381
₹ 401,265 ₹ 8,025,298 ₹ 94,486,396 ₹ 129,891,295
₹ 425,709 ₹ 8,514,189 ₹ 97,892,072 ₹ 134,574,098
₹ 451,576 ₹ 9,031,518 ₹ 101,504,679 ₹ 139,541,433
₹ 478,946 ₹ 9,578,928 ₹ 105,336,250 ₹ 144,809,843
₹ 507,908 ₹ 10,158,154 ₹ 109,399,511 ₹ 150,396,828
₹ 538,552 ₹ 10,771,031 ₹ 113,707,924 ₹ 156,320,895
₹ 570,975 ₹ 11,419,502 ₹ 118,275,724 ₹ 162,601,621
Closing Cash Total Closing Balance
₹ 51,400 ₹ 340,000
₹ 84,929 ₹ 1,575,000
₹ 110,555 ₹ 2,689,110
₹ 141,053 ₹ 3,736,739
₹ 174,415 ₹ 4,932,743
₹ 212,410 ₹ 6,046,827
₹ 262,072 ₹ 7,685,230
₹ 312,269 ₹ 9,557,944
₹ 354,547 ₹ 11,272,385
₹ 341,435 ₹ 11,335,063
₹ 330,650 ₹ 10,666,344
₹ 316,262 ₹ 9,955,875
₹ 297,367 ₹ 9,065,616
₹ 358,997 ₹ 7,876,637
₹ 413,588 ₹ 9,837,645
₹ 419,173 ₹ 10,649,831
₹ 419,226 ₹ 10,341,150
₹ 474,555 ₹ 10,132,633
₹ 489,165 ₹ 12,092,946
₹ 549,417 ₹ 12,470,456
₹ 620,933 ₹ 14,612,337
₹ 702,059 ₹ 17,142,759
₹ 856,056 ₹ 21,292,193
₹ 1,025,268 ₹ (17,829,067)
₹ 1,130,105 ₹ 32,032,143
₹ 1,249,283 ₹ 35,856,314
₹ 1,375,071 ₹ 38,459,186
₹ 1,522,058 ₹ 44,781,208
₹ 1,258,634 ₹ 38,325,711
₹ 1,459,978 ₹ 39,612,190
₹ 1,676,452 ₹ 47,297,425
₹ 1,919,170 ₹ 55,557,621
₹ 2,189,750 ₹ 64,845,764
₹ 2,724,594 ₹ (14,463,156)
₹ 3,152,465 ₹ 98,077,413
₹ 3,610,991 ₹ 114,645,093
₹ 4,109,590 ₹ 132,559,239
₹ 4,650,675 ₹ 152,052,483
₹ 4,855,852 ₹ 158,600,950
₹ 5,664,346 ₹ 184,416,781
₹ 6,523,855 ₹ 216,233,688
₹ 7,437,444 ₹ 250,061,892
₹ 8,408,363 ₹ 286,022,372
₹ 9,440,056 ₹ 271,942,550
₹ 9,688,470 ₹ 372,765,990
₹ 9,952,420 ₹ 382,492,716
₹ 10,232,814 ₹ 392,830,424
₹ 10,530,611 ₹ 403,814,868
₹ 10,346,827 ₹ 395,483,877
₹ 10,682,534 ₹ 407,877,472
₹ 11,038,870 ₹ 421,037,996
₹ 11,417,035 ₹ 435,010,244
₹ 11,818,300 ₹ 449,841,605
₹ 12,244,009 ₹ 465,582,213
₹ 12,695,585 ₹ 482,285,102
₹ 13,174,531 #NAME?
₹ 13,682,439 ₹ 518,805,379
₹ 14,220,990 ₹ 538,744,893
₹ 14,791,966 ₹ 559,891,323