1

CBZ RED SPHERE FINANCE

3 6 9 12 15 18 21 24
Loan Band
Agent loan 7.25% 7.25% 7.25% 7.25% 7.25% 7.25% 7.25% 7.25% 7.25%
(gross) 1 Month 3 Month 6 Month 9 Month 12 Months 15 Months 18 Months 21 Months 24 Months
US$ 100.00 US$ 91.70 107.25 38.28 21.14 15.51 12.76 11.15 10.12 9.42 8.91
US$ 120.00 US$ 110.04 128.70 45.94 25.37 18.61 15.31 13.38 12.15 11.30 10.69
US$ 140.00 US$ 128.38 150.15 53.59 29.60 21.72 17.86 15.61 14.17 13.18 12.48
US$ 160.00 US$ 146.72 171.60 61.25 33.83 24.82 20.41 17.85 16.19 15.06 14.26
US$ 180.00 US$ 165.06 193.05 68.90 38.06 27.92 22.97 20.08 18.22 16.95 16.04
US$ 200.00 US$ 183.40 214.50 76.56 42.28 31.02 25.52 22.31 20.24 18.83 17.82
US$ 220.00 US$ 201.74 235.95 84.21 46.51 34.13 28.07 24.54 22.27 20.71 19.60
US$ 240.00 US$ 220.08 257.40 91.87 50.74 37.23 30.62 26.77 24.29 22.60 21.39
US$ 260.00 US$ 238.42 278.85 99.53 54.97 40.33 33.17 29.00 26.32 24.48 23.17
US$ 280.00 US$ 256.76 300.30 107.18 59.20 43.43 35.72 31.23 28.34 26.36 24.95
US$ 300.00 US$ 275.10 321.75 114.84 63.43 46.54 38.28 33.46 30.36 28.25 26.73
US$ 320.00 US$ 293.44 343.20 122.49 67.65 49.64 40.83 35.69 32.39 30.13 28.52
US$ 340.00 US$ 311.78 364.65 130.15 71.88 52.74 43.38 37.92 34.41 32.01 30.30
US$ 360.00 US$ 330.12 386.10 137.81 76.11 55.84 45.93 40.15 36.44 33.89 32.08
US$ 380.00 US$ 348.46 407.55 145.46 80.34 58.95 48.48 42.38 38.46 35.78 33.86
US$ 400.00 US$ 366.80 429.00 153.12 84.57 62.05 51.03 44.61 40.49 37.66 35.64
US$ 420.00 US$ 385.14 450.45 160.77 88.80 65.15 53.59 46.84 42.51 39.54 37.43
US$ 440.00 US$ 403.48 471.90 168.43 93.02 68.25 56.14 49.08 44.53 41.43 39.21
US$ 460.00 US$ 421.82 493.35 176.08 97.25 71.36 58.69 51.31 46.56 43.31 40.99
US$ 480.00 US$ 440.16 514.80 183.74 101.48 74.46 61.24 53.54 48.58 45.19 42.77
US$ 500.00 US$ 458.50 536.25 191.40 105.71 77.56 63.79 55.77 50.61 47.08 44.56
US$ 520.00 US$ 476.84 557.70 199.05 109.94 80.66 66.34 58.00 52.63 48.96 46.34
US$ 540.00 US$ 495.18 579.15 206.71 114.17 83.77 68.90 60.23 54.66 50.84 48.12
US$ 560.00 US$ 513.52 600.60 214.36 118.39 86.87 71.45 62.46 56.68 52.72 49.90
US$ 580.00 US$ 531.86 622.05 222.02 122.62 89.97 74.00 64.69 58.70 54.61 51.68
US$ 600.00 US$ 550.20 643.50 229.68 126.85 93.07 76.55 66.92 60.73 56.49 53.47
US$ 620.00 US$ 568.54 664.95 237.33 131.08 96.18 79.10 69.15 62.75 58.37 55.25
US$ 640.00 US$ 586.88 686.40 244.99 135.31 99.28 81.65 71.38 64.78 60.26 57.03
US$ 660.00 US$ 605.22 707.85 252.64 139.54 102.38 84.21 73.61 66.80 62.14 58.81
US$ 680.00 US$ 623.56 729.30 260.30 143.76 105.48 86.76 75.84 68.83 64.02 60.60
US$ 700.00 US$ 641.90 750.75 267.96 147.99 108.59 89.31 78.07 70.85 65.91 62.38
US$ 720.00 US$ 660.24 772.20 275.61 152.22 111.69 91.86 80.30 72.87 67.79 64.16
US$ 740.00 US$ 678.58 793.65 283.27 156.45 114.79 94.41 82.54 74.90 69.67 65.94
US$ 760.00 US$ 696.92 815.10 290.92 160.68 117.89 96.96 84.77 76.92 71.55 67.72
US$ 780.00 US$ 715.26 836.55 298.58 164.91 121.00 99.52 87.00 78.95 73.44 69.51
US$ 800.00 US$ 733.60 858.00 306.23 169.13 124.10 102.07 89.23 80.97 75.32 71.29
US$ 820.00 US$ 751.94 879.45 313.89 173.36 127.20 104.62 91.46 83.00 77.20 73.07
US$ 840.00 US$ 770.28 900.90 321.55 177.59 130.30 107.17 93.69 85.02 79.09 74.85
US$ 860.00 US$ 788.62 922.35 329.20 181.82 133.41 109.72 95.92 87.04 80.97 76.64
US$ 880.00 US$ 806.96 943.80 336.86 186.05 136.51 112.27 98.15 89.07 82.85 78.42
US$ 900.00 US$ 825.30 965.25 344.51 190.28 139.61 114.83 100.38 91.09 84.74 80.20
US$ 920.00 US$ 843.64 986.70 352.17 194.50 142.71 117.38 102.61 93.12 86.62 81.98
US$ 940.00 US$ 861.98 1,008.15 359.83 198.73 145.82 119.93 104.84 95.14 88.50 83.76
LOAN BAND 1 Month 3 Month 6 Month 9 Month 12 Months 15 Months 18 Months 21 Months 24 Months
US$ 960.00 US$ 880.32 1,029.60 367.48 202.96 148.92 122.48 107.07 97.17 90.39 85.55
US$ 980.00 US$ 898.66 1,051.05 375.14 207.19 152.02 125.03 109.30 99.19 92.27 87.33
US$ 1,000.00 US$ 917.00 1,072.50 382.79 211.42 155.12 127.58 111.53 101.21 94.15 89.11
US$ 1,020.00 US$ 935.34 1,093.95 390.45 215.65 158.23 130.14 113.77 103.24 96.03 90.89
US$ 1,040.00 US$ 953.68 1,115.40 398.11 219.87 161.33 132.69 116.00 105.26 97.92 92.68
US$ 1,060.00 US$ 972.02 1,136.85 405.76 224.10 164.43 135.24 118.23 107.29 99.80 94.46
US$ 1,080.00 US$ 990.36 1,158.30 413.42 228.33 167.53 137.79 120.46 109.31 101.68 96.24
US$ 1,100.00 US$ 1,008.70 1,179.75 421.07 232.56 170.64 140.34 122.69 111.33 103.57 98.02
US$ 1,120.00 US$ 1,027.04 1,201.20 428.73 236.79 173.74 142.89 124.92 113.36 105.45 99.80
US$ 1,140.00 US$ 1,045.38 1,222.65 436.38 241.02 176.84 145.45 127.15 115.38 107.33 101.59
US$ 1,160.00 US$ 1,063.72 1,244.10 444.04 245.24 179.94 148.00 129.38 117.41 109.22 103.37
US$ 1,180.00 US$ 1,082.06 1,265.55 451.70 249.47 183.04 150.55 131.61 119.43 111.10 105.15
US$ 1,200.00 US$ 1,100.40 1,287.00 459.35 253.70 186.15 153.10 133.84 121.46 112.98 106.93
US$ 1,220.00 US$ 1,118.74 1,308.45 467.01 257.93 189.25 155.65 136.07 123.48 114.86 108.72
US$ 1,240.00 US$ 1,137.08 1,329.90 474.66 262.16 192.35 158.21 138.30 125.50 116.75 110.50
US$ 1,260.00 US$ 1,155.42 1,351.35 482.32 266.39 195.45 160.76 140.53 127.53 118.63 112.28
US$ 1,280.00 US$ 1,173.76 1,372.80 489.98 270.61 198.56 163.31 142.76 129.55 120.51 114.06
US$ 1,300.00 US$ 1,192.10 1,394.25 497.63 274.84 201.66 165.86 145.00 131.58 122.40 115.84
US$ 1,320.00 US$ 1,210.44 1,415.70 505.29 279.07 204.76 168.41 147.23 133.60 124.28 117.63
US$ 1,340.00 US$ 1,228.78 1,437.15 512.94 283.30 207.86 170.96 149.46 135.63 126.16 119.41
US$ 1,360.00 US$ 1,247.12 1,458.60 520.60 287.53 210.97 173.52 151.69 137.65 128.05 121.19
US$ 1,380.00 US$ 1,265.46 1,480.05 528.25 291.76 214.07 176.07 153.92 139.67 129.93 122.97
US$ 1,400.00 US$ 1,283.80 1,501.50 535.91 295.98 217.17 178.62 156.15 141.70 131.81 124.76
US$ 1,420.00 US$ 1,302.14 1,522.95 543.57 300.21 220.27 181.17 158.38 143.72 133.69 126.54
US$ 1,440.00 US$ 1,320.48 1,544.40 551.22 304.44 223.38 183.72 160.61 145.75 135.58 128.32
US$ 1,460.00 US$ 1,338.82 1,565.85 558.88 308.67 226.48 186.27 162.84 147.77 137.46 130.10
US$ 1,480.00 US$ 1,357.16 1,587.30 566.53 312.90 229.58 188.83 165.07 149.80 139.34 131.88
US$ 1,500.00 US$ 1,375.50 1,608.75 574.19 317.13 232.68 191.38 167.30 151.82 141.23 133.67
US$ 1,520.00 US$ 1,393.84 1,630.20 581.85 321.35 235.79 193.93 169.53 153.84 143.11 135.45
US$ 1,540.00 US$ 1,412.18 1,651.65 589.50 325.58 238.89 196.48 171.76 155.87 144.99 137.23
US$ 1,560.00 US$ 1,430.52 1,673.10 597.16 329.81 241.99 199.03 173.99 157.89 146.88 139.01
US$ 1,580.00 US$ 1,448.86 1,694.55 604.81 334.04 245.09 201.58 176.22 159.92 148.76 140.80
US$ 1,600.00 US$ 1,467.20 1,716.00 612.47 338.27 248.20 204.14 178.46 161.94 150.64 142.58
US$ 1,620.00 US$ 1,485.54 1,737.45 620.13 342.50 251.30 206.69 180.69 163.97 152.53 144.36
US$ 1,640.00 US$ 1,503.88 1,758.90 627.78 346.72 254.40 209.24 182.92 165.99 154.41 146.14
US$ 1,660.00 US$ 1,522.22 1,780.35 635.44 350.95 257.50 211.79 185.15 168.01 156.29 147.92
US$ 1,680.00 US$ 1,540.56 1,801.80 643.09 355.18 260.61 214.34 187.38 170.04 158.17 149.71
US$ 1,700.00 US$ 1,558.90 1,823.25 650.75 359.41 263.71 216.89 189.61 172.06 160.06 151.49
US$ 1,720.00 US$ 1,577.24 1,844.70 658.40 363.64 266.81 219.45 191.84 174.09 161.94 153.27
US$ 1,740.00 US$ 1,595.58 1,866.15 666.06 367.87 269.91 222.00 194.07 176.11 163.82 155.05
US$ 1,760.00 US$ 1,613.92 1,887.60 673.72 372.10 273.02 224.55 196.30 178.14 165.71 156.84
US$ 1,780.00 US$ 1,632.26 1,909.05 681.37 376.32 276.12 227.10 198.53 180.16 167.59 158.62
US$ 1,800.00 US$ 1,650.60 1,930.50 689.03 380.55 279.22 229.65 200.76 182.18 169.47 160.40
US$ 1,820.00 US$ 1,668.94 1,951.95 696.68 384.78 282.32 232.20 202.99 184.21 171.36 162.18
US$ 1,840.00 US$ 1,687.28 1,973.40 704.34 389.01 285.43 234.76 205.22 186.23 173.24 163.96
US$ 1,860.00 US$ 1,705.62 1,994.85 712.00 393.24 288.53 237.31 207.45 188.26 175.12 165.75
US$ 1,880.00 US$ 1,723.96 2,016.30 719.65 397.47 291.63 239.86 209.69 190.28 177.00 167.53
US$ 1,900.00 US$ 1,742.30 2,037.75 727.31 401.69 294.73 242.41 211.92 192.31 178.89 169.31
US$ 1,920.00 US$ 1,760.64 2,059.20 734.96 405.92 297.84 244.96 214.15 194.33 180.77 171.09
US$ 1,940.00 US$ 1,778.98 2,080.65 742.62 410.15 300.94 247.51 216.38 196.35 182.65 172.88
US$ 1,960.00 US$ 1,797.32 2,102.10 750.28 414.38 304.04 250.07 218.61 198.38 184.54 174.66
US$ 1,980.00 US$ 1,815.66 2,123.55 757.93 418.61 307.14 252.62 220.84 200.40 186.42 176.44
US$ 2,000.00 US$ 1,834.00 2,145.00 765.59 422.84 310.25 255.17 223.07 202.43 188.30 178.22
US$ 2,020.00 US$ 1,852.34 2,166.45 773.24 427.06 313.35 257.72 225.30 204.45 190.19 180.00
US$ 2,040.00 US$ 1,870.68 2,187.90 780.90 431.29 316.45 260.27 227.53 206.48 192.07 181.79
US$ 2,060.00 US$ 1,889.02 2,209.35 788.55 435.52 319.55 262.82 229.76 208.50 193.95 183.57
US$ 2,080.00 US$ 1,907.36 2,230.80 796.21 439.75 322.66 265.38 231.99 210.52 195.83 185.35
US$ 2,100.00 US$ 1,925.70 2,252.25 803.87 443.98 325.76 267.93 234.22 212.55 197.72 187.13
US$ 2,120.00 US$ 1,944.04 2,273.70 811.52 448.21 328.86 270.48 236.45 214.57 199.60 188.92
US$ 2,140.00 US$ 1,962.38 2,295.15 819.18 452.43 331.96 273.03 238.68 216.60 201.48 190.70
US$ 2,160.00 US$ 1,980.72 2,316.60 826.83 456.66 335.07 275.58 240.91 218.62 203.37 192.48
US$ 2,180.00 US$ 1,999.06 2,338.05 834.49 460.89 338.17 278.13 243.15 220.65 205.25 194.26
US$ 2,200.00 US$ 2,017.40 2,359.50 842.15 465.12 341.27 280.69 245.38 222.67 207.13 196.04
US$ 2,220.00 US$ 2,035.74 2,380.95 849.80 469.35 344.37 283.24 247.61 224.69 209.02 197.83
US$ 2,240.00 US$ 2,054.08 2,402.40 857.46 473.58 347.48 285.79 249.84 226.72 210.90 199.61
US$ 2,260.00 US$ 2,072.42 2,423.85 865.11 477.80 350.58 288.34 252.07 228.74 212.78 201.39
US$ 2,280.00 US$ 2,090.76 2,445.30 872.77 482.03 353.68 290.89 254.30 230.77 214.66 203.17
US$ 2,300.00 US$ 2,109.10 2,466.75 880.42 486.26 356.78 293.44 256.53 232.79 216.55 204.96
US$ 2,320.00 US$ 2,127.44 2,488.20 888.08 490.49 359.88 296.00 258.76 234.82 218.43 206.74
US$ 2,340.00 US$ 2,145.78 2,509.65 895.74 494.72 362.99 298.55 260.99 236.84 220.31 208.52
US$ 2,500.00 US$ 2,292.50 2,681.25 956.98 528.54 387.81 318.96 278.84 253.03 235.38 222.78