PREGUNTA 1

PERIODO PAGO INTERESES

PRESTAMO 40000 0 S/ 3,782.38
TEM 2% 1 S/ 3,782.38 S/ 800.00
PLAZO 12 2 S/ 3,782.38 S/ 740.35
3 S/ 3,782.38 S/ 679.51
4 S/ 3,782.38 S/ 617.45
5 S/ 3,782.38 S/ 554.16
6 S/ 3,782.38 S/ 489.59
7 S/ 3,782.38 S/ 423.74
8 S/ 3,782.38 S/ 356.56
9 S/ 3,782.38 S/ 288.05
10 S/ 3,782.38 S/ 218.16
11 S/ 3,782.38 S/ 146.87
12 S/ 3,782.38 S/ 74.16

PRESTAMO 40000 PERIODO PAGO INTERESES

TEM 3% 0 S/ 2,908.35
PLAZO 18 1 S/ 2,908.35 S/ 1,200.00
2 S/ 2,908.35 S/ 1,148.75
3 S/ 2,908.35 S/ 1,095.96
4 S/ 2,908.35 S/ 1,041.59
5 S/ 2,908.35 S/ 985.59
6 S/ 2,908.35 S/ 927.90
7 S/ 2,908.35 S/ 868.49
8 S/ 2,908.35 S/ 807.30
9 S/ 2,908.35 S/ 744.26
10 S/ 2,908.35 S/ 679.34
11 S/ 2,908.35 S/ 612.47
12 S/ 2,908.35 S/ 543.59
13 S/ 2,908.35 S/ 472.65
14 S/ 2,908.35 S/ 399.58
15 S/ 2,908.35 S/ 324.32
16 S/ 2,908.35 S/ 246.80
17 S/ 2,908.35 S/ 166.95
18 S/ 2,908.35 S/ 84.71

PREGUNTA 2

VA 18400
TEA 30%
PLAZO 12
VF S/ 428,684.77
AMORTIZACION DEUDA PENDIENTE
40,000
S/ 2,982.38 S/ 37,017.62
S/ 3,042.03 S/ 33,975.58
S/ 3,102.87 S/ 30,872.71
S/ 3,164.93 S/ 27,707.78
S/ 3,228.23 S/ 24,479.55
S/ 3,292.79 S/ 21,186.76
S/ 3,358.65 S/ 17,828.11
S/ 3,425.82 S/ 14,402.29
S/ 3,494.34 S/ 10,907.95
S/ 3,564.22 S/ 7,343.73
S/ 3,635.51 S/ 3,708.22
S/ 3,708.22 S/ 0.00

AMORTIZACION DEUDA PENDIENTE

40,000
S/ 1,708.35 S/ 38,291.65
S/ 1,759.60 S/ 36,532.05
S/ 1,812.39 S/ 34,719.67
S/ 1,866.76 S/ 32,852.91
S/ 1,922.76 S/ 30,930.15
S/ 1,980.44 S/ 28,949.71
S/ 2,039.86 S/ 26,909.85
S/ 2,101.05 S/ 24,808.80
S/ 2,164.08 S/ 22,644.71
S/ 2,229.01 S/ 20,415.71
S/ 2,295.88 S/ 18,119.83
S/ 2,364.75 S/ 15,755.08
S/ 2,435.70 S/ 13,319.38
S/ 2,508.77 S/ 10,810.62
S/ 2,584.03 S/ 8,226.59
S/ 2,661.55 S/ 5,565.04
S/ 2,741.40 S/ 2,823.64
S/ 2,823.64 S/ 0.00