SISTEMA DE AMORTIZACION FRANCES

PRESTAMO 65000
TNA 14.00%
TEA 14.93%
TEM 1.166% S/ -1,512.17
05 años
TIEMPO
60

N° Saldo Interes Amortizacion Cuota

0 65000
1 S/ 64,245.73 S/ 757.90 S/ 754.27 S/ 1,512.17
2 S/ 63,482.67 S/ 749.11 S/ 763.06 S/ 1,512.17
3 S/ 62,710.71 S/ 740.21 S/ 771.96 S/ 1,512.17
4 S/ 61,929.75 S/ 731.21 S/ 780.96 S/ 1,512.17
5 S/ 61,139.69 S/ 722.10 S/ 790.07 S/ 1,512.17
6 S/ 60,340.41 S/ 712.89 S/ 799.28 S/ 1,512.17
7 S/ 59,531.81 S/ 703.57 S/ 808.60 S/ 1,512.17
8 S/ 58,713.79 S/ 694.14 S/ 818.03 S/ 1,512.17
9 S/ 57,886.22 S/ 684.60 S/ 827.56 S/ 1,512.17
10 S/ 57,049.01 S/ 674.95 S/ 837.21 S/ 1,512.17
11 S/ 56,202.03 S/ 665.19 S/ 846.98 S/ 1,512.17
12 S/ 55,345.18 S/ 655.32 S/ 856.85 S/ 1,512.17
13 S/ 54,478.34 S/ 645.32 S/ 866.84 S/ 1,512.17
14 S/ 53,601.39 S/ 635.22 S/ 876.95 S/ 1,512.17
15 S/ 52,714.22 S/ 624.99 S/ 887.17 S/ 1,512.17
16 S/ 51,816.70 S/ 614.65 S/ 897.52 S/ 1,512.17
17 S/ 50,908.71 S/ 604.18 S/ 907.98 S/ 1,512.17
18 S/ 49,990.14 S/ 593.60 S/ 918.57 S/ 1,512.17
19 S/ 49,060.86 S/ 582.89 S/ 929.28 S/ 1,512.17
20 S/ 48,120.74 S/ 572.05 S/ 940.12 S/ 1,512.17
21 S/ 47,169.66 S/ 561.09 S/ 951.08 S/ 1,512.17
22 S/ 46,207.50 S/ 550.00 S/ 962.17 S/ 1,512.17
23 S/ 45,234.11 S/ 538.78 S/ 973.39 S/ 1,512.17
24 S/ 44,249.37 S/ 527.43 S/ 984.74 S/ 1,512.17
25 S/ 43,253.15 S/ 515.95 S/ 996.22 S/ 1,512.17
26 S/ 42,245.32 S/ 504.33 S/ 1,007.83 S/ 1,512.17
27 S/ 41,225.73 S/ 492.58 S/ 1,019.59 S/ 1,512.17
28 S/ 40,194.26 S/ 480.69 S/ 1,031.47 S/ 1,512.17
29 S/ 39,150.76 S/ 468.67 S/ 1,043.50 S/ 1,512.17
30 S/ 38,095.09 S/ 456.50 S/ 1,055.67 S/ 1,512.17
31 S/ 37,027.11 S/ 444.19 S/ 1,067.98 S/ 1,512.17
32 S/ 35,946.68 S/ 431.74 S/ 1,080.43 S/ 1,512.17
33 S/ 34,853.65 S/ 419.14 S/ 1,093.03 S/ 1,512.17
34 S/ 33,747.88 S/ 406.39 S/ 1,105.77 S/ 1,512.17
35 S/ 32,629.21 S/ 393.50 S/ 1,118.67 S/ 1,512.17
36 S/ 31,497.50 S/ 380.46 S/ 1,131.71 S/ 1,512.17
37 S/ 30,352.59 S/ 367.26 S/ 1,144.91 S/ 1,512.17
38 S/ 29,194.34 S/ 353.91 S/ 1,158.26 S/ 1,512.17
39 S/ 28,022.58 S/ 340.41 S/ 1,171.76 S/ 1,512.17
40 S/ 26,837.15 S/ 326.74 S/ 1,185.42 S/ 1,512.17
41 S/ 25,637.91 S/ 312.92 S/ 1,199.25 S/ 1,512.17
42 S/ 24,424.68 S/ 298.94 S/ 1,213.23 S/ 1,512.17
43 S/ 23,197.30 S/ 284.79 S/ 1,227.37 S/ 1,512.17
44 S/ 21,955.62 S/ 270.48 S/ 1,241.69 S/ 1,512.17
45 S/ 20,699.45 S/ 256.00 S/ 1,256.16 S/ 1,512.17
46 S/ 19,428.64 S/ 241.36 S/ 1,270.81 S/ 1,512.17
47 S/ 18,143.01 S/ 226.54 S/ 1,285.63 S/ 1,512.17
48 S/ 16,842.40 S/ 211.55 S/ 1,300.62 S/ 1,512.17
49 S/ 15,526.61 S/ 196.38 S/ 1,315.78 S/ 1,512.17
50 S/ 14,195.48 S/ 181.04 S/ 1,331.13 S/ 1,512.17
51 S/ 12,848.84 S/ 165.52 S/ 1,346.65 S/ 1,512.17
52 S/ 11,486.49 S/ 149.82 S/ 1,362.35 S/ 1,512.17
53 S/ 10,108.25 S/ 133.93 S/ 1,378.23 S/ 1,512.17
54 S/ 8,713.95 S/ 117.86 S/ 1,394.30 S/ 1,512.17
55 S/ 7,303.39 S/ 101.60 S/ 1,410.56 S/ 1,512.17
56 S/ 5,876.38 S/ 85.16 S/ 1,427.01 S/ 1,512.17
57 S/ 4,432.73 S/ 68.52 S/ 1,443.65 S/ 1,512.17
58 S/ 2,972.25 S/ 51.69 S/ 1,460.48 S/ 1,512.17
59 S/ 1,494.74 S/ 34.66 S/ 1,477.51 S/ 1,512.17
60 S/ -0.00 S/ 17.43 S/ 1,494.74 S/ 1,512.17
S/ 25,730.00 S/ 65,000.00 S/ 90,730.00
 SISTEMA DE AMORTIZACION ALEMAN
PRESTAMO 65000
TASA ANUAL 14.93%
TEM 1.166%
TIEMPO 05 años
n 60
A = Prestamo / n
N° Saldo Interes Amortizacion Cuota
0 S/ 65,000.00
1 S/ 63,916.67 S/ 757.90 S/ 1,083.33 S/ 1,841.23
2 S/ 62,833.33 S/ 745.27 S/ 1,083.33 S/ 1,828.60
3 S/ 61,750.00 S/ 732.64 S/ 1,083.33 S/ 1,815.97
4 S/ 60,666.67 S/ 720.01 S/ 1,083.33 S/ 1,803.34
5 S/ 59,583.33 S/ 707.37 S/ 1,083.33 S/ 1,790.71
6 S/ 58,500.00 S/ 694.74 S/ 1,083.33 S/ 1,778.08
7 S/ 57,416.67 S/ 682.11 S/ 1,083.33 S/ 1,765.44
8 S/ 56,333.33 S/ 669.48 S/ 1,083.33 S/ 1,752.81
9 S/ 55,250.00 S/ 656.85 S/ 1,083.33 S/ 1,740.18
10 S/ 54,166.67 S/ 644.22 S/ 1,083.33 S/ 1,727.55
11 S/ 53,083.33 S/ 631.58 S/ 1,083.33 S/ 1,714.92
12 S/ 52,000.00 S/ 618.95 S/ 1,083.33 S/ 1,702.29
13 S/ 50,916.67 S/ 606.32 S/ 1,083.33 S/ 1,689.65
14 S/ 49,833.33 S/ 593.69 S/ 1,083.33 S/ 1,677.02
15 S/ 48,750.00 S/ 581.06 S/ 1,083.33 S/ 1,664.39
16 S/ 47,666.67 S/ 568.43 S/ 1,083.33 S/ 1,651.76
17 S/ 46,583.33 S/ 555.79 S/ 1,083.33 S/ 1,639.13
18 S/ 45,500.00 S/ 543.16 S/ 1,083.33 S/ 1,626.50
19 S/ 44,416.67 S/ 530.53 S/ 1,083.33 S/ 1,613.86
20 S/ 43,333.33 S/ 517.90 S/ 1,083.33 S/ 1,601.23
21 S/ 42,250.00 S/ 505.27 S/ 1,083.33 S/ 1,588.60
22 S/ 41,166.67 S/ 492.64 S/ 1,083.33 S/ 1,575.97
23 S/ 40,083.33 S/ 480.00 S/ 1,083.33 S/ 1,563.34
24 S/ 39,000.00 S/ 467.37 S/ 1,083.33 S/ 1,550.71
25 S/ 37,916.67 S/ 454.74 S/ 1,083.33 S/ 1,538.07
26 S/ 36,833.33 S/ 442.11 S/ 1,083.33 S/ 1,525.44
27 S/ 35,750.00 S/ 429.48 S/ 1,083.33 S/ 1,512.81
28 S/ 34,666.67 S/ 416.85 S/ 1,083.33 S/ 1,500.18
29 S/ 33,583.33 S/ 404.21 S/ 1,083.33 S/ 1,487.55
30 S/ 32,500.00 S/ 391.58 S/ 1,083.33 S/ 1,474.92
31 S/ 31,416.67 S/ 378.95 S/ 1,083.33 S/ 1,462.28
32 S/ 30,333.33 S/ 366.32 S/ 1,083.33 S/ 1,449.65
33 S/ 29,250.00 S/ 353.69 S/ 1,083.33 S/ 1,437.02
34 S/ 28,166.67 S/ 341.06 S/ 1,083.33 S/ 1,424.39
35 S/ 27,083.33 S/ 328.42 S/ 1,083.33 S/ 1,411.76
36 S/ 26,000.00 S/ 315.79 S/ 1,083.33 S/ 1,399.13
37 S/ 24,916.67 S/ 303.16 S/ 1,083.33 S/ 1,386.49
38 S/ 23,833.33 S/ 290.53 S/ 1,083.33 S/ 1,373.86
39 S/ 22,750.00 S/ 277.90 S/ 1,083.33 S/ 1,361.23
40 S/ 21,666.67 S/ 265.27 S/ 1,083.33 S/ 1,348.60
41 S/ 20,583.33 S/ 252.63 S/ 1,083.33 S/ 1,335.97
42 S/ 19,500.00 S/ 240.00 S/ 1,083.33 S/ 1,323.34
43 S/ 18,416.67 S/ 227.37 S/ 1,083.33 S/ 1,310.70
44 S/ 17,333.33 S/ 214.74 S/ 1,083.33 S/ 1,298.07
45 S/ 16,250.00 S/ 202.11 S/ 1,083.33 S/ 1,285.44
46 S/ 15,166.67 S/ 189.48 S/ 1,083.33 S/ 1,272.81
47 S/ 14,083.33 S/ 176.84 S/ 1,083.33 S/ 1,260.18
48 S/ 13,000.00 S/ 164.21 S/ 1,083.33 S/ 1,247.55
49 S/ 11,916.67 S/ 151.58 S/ 1,083.33 S/ 1,234.91
50 S/ 10,833.33 S/ 138.95 S/ 1,083.33 S/ 1,222.28
51 S/ 9,750.00 S/ 126.32 S/ 1,083.33 S/ 1,209.65
52 S/ 8,666.67 S/ 113.69 S/ 1,083.33 S/ 1,197.02
53 S/ 7,583.33 S/ 101.05 S/ 1,083.33 S/ 1,184.39
54 S/ 6,500.00 S/ 88.42 S/ 1,083.33 S/ 1,171.76
55 S/ 5,416.67 S/ 75.79 S/ 1,083.33 S/ 1,159.12
56 S/ 4,333.33 S/ 63.16 S/ 1,083.33 S/ 1,146.49
57 S/ 3,250.00 S/ 50.53 S/ 1,083.33 S/ 1,133.86
58 S/ 2,166.67 S/ 37.89 S/ 1,083.33 S/ 1,121.23
59 S/ 1,083.33 S/ 25.26 S/ 1,083.33 S/ 1,108.60
60 S/ -0.00 S/ 12.63 S/ 1,083.33 S/ 1,095.97
S/ 23,115.95 S/ 65,000.00 S/ 88,115.95
 DECRECIENTE
PRESTAMO 65000
TASA ANUAL 14.93%
TEM 1.166%
TIEMPO 05 años
n 60

A=Factor*Prestamo

N° Saldo Interes Factor Prestamo Amortizacion

0 S/ 65,000.00
1 S/ 64,964.48 S/ 757.90 0.0005 S/ 65,000.00 S/ 35.52
2 S/ 64,893.44 S/ 757.49 0.0011 S/ 65,000.00 S/ 71.04
3 S/ 64,786.89 S/ 756.66 0.0016 S/ 65,000.00 S/ 106.56
4 S/ 64,644.81 S/ 755.42 0.0022 S/ 65,000.00 S/ 142.08
5 S/ 64,467.21 S/ 753.76 0.0027 S/ 65,000.00 S/ 177.60
6 S/ 64,254.10 S/ 751.69 0.0033 S/ 65,000.00 S/ 213.11
7 S/ 64,005.46 S/ 749.20 0.0038 S/ 65,000.00 S/ 248.63
8 S/ 63,721.31 S/ 746.30 0.0044 S/ 65,000.00 S/ 284.15
9 S/ 63,401.64 S/ 742.99 0.0049 S/ 65,000.00 S/ 319.67
10 S/ 63,046.45 S/ 739.26 0.0055 S/ 65,000.00 S/ 355.19
11 S/ 62,655.74 S/ 735.12 0.0060 S/ 65,000.00 S/ 390.71
12 S/ 62,229.51 S/ 730.57 0.0066 S/ 65,000.00 S/ 426.23
13 S/ 61,767.76 S/ 725.60 0.0071 S/ 65,000.00 S/ 461.75
14 S/ 61,270.49 S/ 720.21 0.0077 S/ 65,000.00 S/ 497.27
15 S/ 60,737.70 S/ 714.41 0.0082 S/ 65,000.00 S/ 532.79
16 S/ 60,169.40 S/ 708.20 0.0087 S/ 65,000.00 S/ 568.31
17 S/ 59,565.57 S/ 701.58 0.0093 S/ 65,000.00 S/ 603.83
18 S/ 58,926.23 S/ 694.53 0.0098 S/ 65,000.00 S/ 639.34
19 S/ 58,251.37 S/ 687.08 0.0104 S/ 65,000.00 S/ 674.86
20 S/ 57,540.98 S/ 679.21 0.0109 S/ 65,000.00 S/ 710.38
21 S/ 56,795.08 S/ 670.93 0.0115 S/ 65,000.00 S/ 745.90
22 S/ 56,013.66 S/ 662.23 0.0120 S/ 65,000.00 S/ 781.42
23 S/ 55,196.72 S/ 653.12 0.0126 S/ 65,000.00 S/ 816.94
24 S/ 54,344.26 S/ 643.59 0.0131 S/ 65,000.00 S/ 852.46
25 S/ 53,456.28 S/ 633.65 0.0137 S/ 65,000.00 S/ 887.98
26 S/ 52,532.79 S/ 623.30 0.0142 S/ 65,000.00 S/ 923.50
27 S/ 51,573.77 S/ 612.53 0.0148 S/ 65,000.00 S/ 959.02
28 S/ 50,579.23 S/ 601.35 0.0153 S/ 65,000.00 S/ 994.54
29 S/ 49,549.18 S/ 589.75 0.0158 S/ 65,000.00 S/ 1,030.05
30 S/ 48,483.61 S/ 577.74 0.0164 S/ 65,000.00 S/ 1,065.57
31 S/ 47,382.51 S/ 565.32 0.0169 S/ 65,000.00 S/ 1,101.09
32 S/ 46,245.90 S/ 552.48 0.0175 S/ 65,000.00 S/ 1,136.61
33 S/ 45,073.77 S/ 539.23 0.0180 S/ 65,000.00 S/ 1,172.13
 34 S/ 43,866.12 S/ 525.56 0.0186 S/ 65,000.00 S/ 1,207.65
35 S/ 42,622.95 S/ 511.48 0.0191 S/ 65,000.00 S/ 1,243.17
36 S/ 41,344.26 S/ 496.98 0.0197 S/ 65,000.00 S/ 1,278.69
37 S/ 40,030.05 S/ 482.07 0.0202 S/ 65,000.00 S/ 1,314.21
38 S/ 38,680.33 S/ 466.75 0.0208 S/ 65,000.00 S/ 1,349.73
39 S/ 37,295.08 S/ 451.01 0.0213 S/ 65,000.00 S/ 1,385.25
40 S/ 35,874.32 S/ 434.86 0.0219 S/ 65,000.00 S/ 1,420.77
41 S/ 34,418.03 S/ 418.29 0.0224 S/ 65,000.00 S/ 1,456.28
42 S/ 32,926.23 S/ 401.31 0.0230 S/ 65,000.00 S/ 1,491.80
43 S/ 31,398.91 S/ 383.92 0.0235 S/ 65,000.00 S/ 1,527.32
44 S/ 29,836.07 S/ 366.11 0.0240 S/ 65,000.00 S/ 1,562.84
45 S/ 28,237.70 S/ 347.89 0.0246 S/ 65,000.00 S/ 1,598.36
46 S/ 26,603.83 S/ 329.25 0.0251 S/ 65,000.00 S/ 1,633.88
47 S/ 24,934.43 S/ 310.20 0.0257 S/ 65,000.00 S/ 1,669.40
48 S/ 23,229.51 S/ 290.74 0.0262 S/ 65,000.00 S/ 1,704.92
49 S/ 21,489.07 S/ 270.86 0.0268 S/ 65,000.00 S/ 1,740.44
50 S/ 19,713.11 S/ 250.56 0.0273 S/ 65,000.00 S/ 1,775.96
51 S/ 17,901.64 S/ 229.85 0.0279 S/ 65,000.00 S/ 1,811.48
52 S/ 16,054.64 S/ 208.73 0.0284 S/ 65,000.00 S/ 1,846.99
53 S/ 14,172.13 S/ 187.20 0.0290 S/ 65,000.00 S/ 1,882.51
54 S/ 12,254.10 S/ 165.25 0.0295 S/ 65,000.00 S/ 1,918.03
55 S/ 10,300.55 S/ 142.88 0.0301 S/ 65,000.00 S/ 1,953.55
56 S/ 8,311.48 S/ 120.10 0.0306 S/ 65,000.00 S/ 1,989.07
57 S/ 6,286.89 S/ 96.91 0.0311 S/ 65,000.00 S/ 2,024.59
58 S/ 4,226.78 S/ 73.31 0.0317 S/ 65,000.00 S/ 2,060.11
59 S/ 2,131.15 S/ 49.28 0.0322 S/ 65,000.00 S/ 2,095.63
60 S/ - S/ 24.85 0.0328 S/ 65,000.00 S/ 2,131.15
1830 S/ 30,568.63 S/ 65,000.00
c=i+A

Cuota

S/ 793.42
S/ 828.52
S/ 863.21
S/ 897.49
S/ 931.35
S/ 964.80
S/ 997.84
S/ 1,030.46
S/ 1,062.66
S/ 1,094.45
S/ 1,125.83
S/ 1,156.80
S/ 1,187.34
S/ 1,217.48
S/ 1,247.20
S/ 1,276.51
S/ 1,305.40
S/ 1,333.88
S/ 1,361.94
S/ 1,389.59
S/ 1,416.83
S/ 1,443.65
S/ 1,470.06
S/ 1,496.05
S/ 1,521.63
S/ 1,546.80
S/ 1,571.55
S/ 1,595.89
S/ 1,619.81
S/ 1,643.32
S/ 1,666.41
S/ 1,689.09
S/ 1,711.36
S/ 1,733.21
S/ 1,754.65
S/ 1,775.67
S/ 1,796.28
S/ 1,816.48
S/ 1,836.26
S/ 1,855.63
S/ 1,874.58
S/ 1,893.12
S/ 1,911.24
S/ 1,928.95
S/ 1,946.25
S/ 1,963.13
S/ 1,979.60
S/ 1,995.65
S/ 2,011.29
S/ 2,026.52
S/ 2,041.33
S/ 2,055.73
S/ 2,069.71
S/ 2,083.28
S/ 2,096.43
S/ 2,109.18
S/ 2,121.50
S/ 2,133.41
S/ 2,144.91
S/ 2,156.00
S/ 95,568.63