ALUMNOS:

Astudillos Tuñoque Luciana

Galán Galán Oscar
Datos:
A: S/ 25,000.00
n: 8
i: 0.06 R:
R: x

PERIODO SALDO AMORTIZACIÓN INTERESES

1 S/ 25,000.00 S/ 3,125.00 S/ 1,500.00
2 S/ 21,875.00 S/ 3,125.00 S/ 1,312.50
3 S/ 18,750.00 S/ 3,125.00 S/ 1,125.00
4 S/ 15,625.00 S/ 3,125.00 S/ 937.50
5 S/ 12,500.00 S/ 3,125.00 S/ 750.00
6 S/ 9,375.00 S/ 3,125.00 S/ 562.50
7 S/ 6,250.00 S/ 3,125.00 S/ 375.00
8 S/ 3,125.00 S/ 3,125.00 S/ 187.50

PERIODO SALDO AMORTIZACIÓN INTERESES

1 S/ 25,000.00 S/ 2,525.90 S/ 1,500.00
2 S/ 22,474.10 S/ 2,677.45 S/ 1,348.45
3 S/ 19,796.65 S/ 2,838.10 S/ 1,187.80
4 S/ 16,958.55 S/ 3,008.39 S/ 1,017.51
5 S/ 13,950.16 S/ 3,188.89 S/ 837.01
6 S/ 10,761.27 S/ 3,380.22 S/ 645.68
7 S/ 7,381.05 S/ 3,583.04 S/ 442.86
8 S/ 3,798.02 S/ 3,798.02 S/ 227.88

PERIODO SALDO AMORTIZACIÓN INTERESES

1 S/ 25,000.00 S/ - S/ 1,500.00
2 S/ 25,000.00 S/ 2,978.38 S/ 1,500.00
3 S/ 22,021.62 S/ 3,157.08 S/ 1,321.30
4 S/ 18,864.55 S/ 3,346.50 S/ 1,131.87
5 S/ 15,518.04 S/ 3,547.29 S/ 931.08
6 S/ 11,970.75 S/ 3,760.13 S/ 718.25
7 S/ 8,210.62 S/ 3,985.74 S/ 492.64
8 S/ 4,224.88 S/ 4,224.88 S/ 253.49

PERIODO SALDO AMORTIZACIÓN INTERESES

1 S/ 25,000.00 S/ 2,525.90 S/ 1,500.00
2 S/ 22,474.10 S/ 2,677.45 S/ 1,348.45
3 S/ 19,796.65 S/ 2,802.58 S/ 1,286.78
4 S/ 16,994.07 S/ 2,984.75 S/ 1,104.61
5 S/ 14,009.33 S/ 3,178.75 S/ 910.61
6 S/ 10,830.57 S/ 3,385.37 S/ 703.99
7 S/ 7,445.20 S/ 3,605.42 S/ 483.94
8 S/ 3,839.77 S/ 3,839.77 S/ 249.59
S/ 4,025.90 S/ 4,478.38

PAGO TOTAL
S/ 4,625.00
S/ 4,437.50
S/ 4,250.00
S/ 4,062.50
S/ 3,875.00
S/ 3,687.50
S/ 3,500.00
S/ 3,312.50

PAGO TOTAL
S/ 4,025.90
S/ 4,025.90
S/ 4,025.90
S/ 4,025.90
S/ 4,025.90
S/ 4,025.90
S/ 4,025.90
S/ 4,025.90

PAGO TOTAL
S/ 1,500.00
S/ 4,478.38
S/ 4,478.38
S/ 4,478.38
S/ 4,478.38
S/ 4,478.38
S/ 4,478.38
S/ 4,478.38

PAGO TOTAL
S/ 4,025.90
S/ 4,025.90
S/ 4,089.36
S/ 4,089.36
S/ 4,089.36
S/ 4,089.36
S/ 4,089.36
S/ 4,089.36
S/ 4,089.36

0.065
 Valor contado S/ 18,750.00
Cuota inicial S/ 3,750.00 TEA
Saldo S/ 15,000.00 i:
i: 0.0117292535 n:
n: 24

A: S/ 15,000.00
n: 24
i: 0.0117292535 R:
R: x

CRONOGRAMA DE PAGO ACTUAL CON CUOTAS ADELANTADAS

PERIODO SALDO AMORTIZACIÓN INTERESES

1 S/ 15,000.00 S/ 712.37 -
2 S/ 14,287.63 S/ 544.79 S/ 167.58
3 S/ 13,742.84 S/ 551.18 S/ 161.19
4 S/ 13,191.67 S/ 557.64 S/ 154.73
5 S/ 12,634.02 S/ 564.18 S/ 148.19
6 S/ 12,069.84 S/ 570.80 S/ 141.57
7 S/ 11,499.04 S/ 577.49 S/ 134.88
8 S/ 10,921.55 S/ 584.27 S/ 128.10
9 S/ 10,337.28 S/ 591.12 S/ 121.25
10 S/ 9,746.16 S/ 598.05 S/ 114.32
11 S/ 9,148.10 S/ 605.07 S/ 107.30
12 S/ 8,543.03 S/ 612.17 S/ 100.20
13 S/ 7,930.87 S/ 619.35 S/ 93.02
14 S/ 7,311.52 S/ 626.61 S/ 85.76
15 S/ 6,684.91 S/ 633.96 S/ 78.41
16 S/ 6,050.95 S/ 641.40 S/ 70.97
17 S/ 5,409.55 S/ 648.92 S/ 63.45
18 S/ 4,760.63 S/ 656.53 S/ 55.84
19 S/ 4,104.10 S/ 664.23 S/ 48.14
20 S/ 3,439.87 S/ 672.02 S/ 40.35
21 S/ 2,767.84 S/ 679.91 S/ 32.46
22 S/ 2,087.94 S/ 687.88 S/ 24.49
23 S/ 1,400.06 S/ 695.95 S/ 16.42
24 S/ 704.11 S/ 704.11 S/ 8.26
 0.14 0.01166666666667
12 0.01172925354 1.17%

Cuotas al vencimiento Cuotas adelantadas

S/ 720.73 S/ 712.37

CRONOGRAMA DE PAGOS AL VENCIMIENTO

PAGO TOTAL PERIODO SALDO AMORTIZACIÓN

S/ 712.37 1 S/ 15,000.00 S/ 544.79
S/ 712.37 2 S/ 14,455.21 S/ 551.18
S/ 712.37 3 S/ 13,904.04 S/ 557.64
S/ 712.37 4 S/ 13,346.39 S/ 564.18
S/ 712.37 5 S/ 12,782.21 S/ 570.80
S/ 712.37 6 S/ 12,211.41 S/ 577.49
S/ 712.37 7 S/ 11,633.92 S/ 584.27
S/ 712.37 8 S/ 11,049.65 S/ 591.12
S/ 712.37 9 S/ 10,458.53 S/ 598.05
S/ 712.37 10 S/ 9,860.47 S/ 605.07
S/ 712.37 11 S/ 9,255.40 S/ 612.17
S/ 712.37 12 S/ 8,643.24 S/ 619.35
S/ 712.37 13 S/ 8,023.89 S/ 626.61
S/ 712.37 14 S/ 7,397.28 S/ 633.96
S/ 712.37 15 S/ 6,763.32 S/ 641.40
S/ 712.37 16 S/ 6,121.92 S/ 648.92
S/ 712.37 17 S/ 5,473.00 S/ 656.53
S/ 712.37 18 S/ 4,816.47 S/ 664.23
S/ 712.37 19 S/ 4,152.24 S/ 672.02
S/ 712.37 20 S/ 3,480.21 S/ 679.91
S/ 712.37 21 S/ 2,800.31 S/ 687.88
S/ 712.37 22 S/ 2,112.43 S/ 695.95
S/ 712.37 23 S/ 1,416.48 S/ 704.11
S/ 712.37 24 S/ 712.37 S/ 712.37
IMIENTO

INTERESES PAGO TOTAL

S/ 175.94 S/ 720.73
S/ 169.55 S/ 720.73
S/ 163.08 S/ 720.73
S/ 156.54 S/ 720.73
S/ 149.93 S/ 720.73
S/ 143.23 S/ 720.73
S/ 136.46 S/ 720.73
S/ 129.60 S/ 720.73
S/ 122.67 S/ 720.73
S/ 115.66 S/ 720.73
S/ 108.56 S/ 720.73
S/ 101.38 S/ 720.73
S/ 94.11 S/ 720.73
S/ 86.76 S/ 720.73
S/ 79.33 S/ 720.73
S/ 71.81 S/ 720.73
S/ 64.19 S/ 720.73
S/ 56.49 S/ 720.73
S/ 48.70 S/ 720.73
S/ 40.82 S/ 720.73
S/ 32.85 S/ 720.73
S/ 24.78 S/ 720.73
S/ 16.61 S/ 720.73
S/ 8.36 S/ 720.73
1999
C S/ 100,000,000.00
i: 20% 0.05 M:
n: 1 AÑO 4

2000
C S/ 121,550,625.00
i: 16% 0.08 M:
n: 1 AÑO 2
 7/1/2000

S/ 121,550,625.00 C
i:
n:

S/ 141,776,649.00

Amortización C + I = Nota de crédito y de cargo

Periodo 4 Cuota vencida : S/ 59,109,043.36

Periodo Saldo Interes Amortización

7/1/2001 S/ 195,776,649.00 S/ 15,662,131.92 S/ 43,446,911.44
12/28/2001 S/ 152,329,737.56 S/ 12,186,379.00 S/ 46,922,664.35
6/26/2002 S/ 105,407,073.21 S/ 8,432,565.86 S/ 50,676,477.50
12/23/2002 S/ 54,730,595.70 S/ 4,378,447.66 S/ 54,730,595.70
 12/31/2000

S/ 50,000,000.00
16% 0.08 M: S/ 54,000,000.00
6 1
MESES

y de cargo

Cuota
S/ 59,109,043.36
S/ 59,109,043.36
S/ 59,109,043.36
S/ 59,109,043.36