Crédito

Hipotecario
Precio de casa S/ 180,000.00 Saldo capital
Inicial S/ 60,000.00
Tasa de interés 16.00% anual
Tasa de interés 1.33% mensual
N° de periodos 15 Años
180 meses

Cuota S/ 1,762.44 Funcion PAGO

N° Periodos Saldo Capital

0 S/120,000.00
1 S/119,920.02
2 S/119,838.98
3 S/119,756.85
4 S/119,673.63
5 S/119,589.30
6 S/119,503.84
7 S/119,417.25
8 S/119,329.50
9 S/119,240.58
10 S/119,150.48
11 S/119,059.17
12 S/118,966.65
13 S/118,872.89
14 S/118,777.89
15 S/118,681.61
16 S/118,584.06
17 S/118,485.20
18 S/118,385.02
19 S/118,283.51
20 S/118,180.64
21 S/118,076.41
22 S/117,970.78
23 S/117,863.75
24 S/117,755.28
25 S/117,645.38
26 S/117,534.00
27 S/117,421.14
28 S/117,306.78
29 S/117,190.89
30 S/117,073.46
31 S/116,954.46
32 S/116,833.87
33 S/116,711.68
34 S/116,587.86
35 S/116,462.38
36 S/116,335.24
37 S/116,206.39
38 S/116,075.83
39 S/115,943.53
40 S/115,809.47
41 S/115,673.61
42 S/115,535.95
43 S/115,396.45
44 S/115,255.09
45 S/110,071.91
46 S/109,859.56
47 S/109,644.37
48 S/109,426.32
49 S/109,205.36
50 S/108,981.45
51 S/108,754.56
52 S/108,524.64
53 S/108,291.66
54 S/108,055.57
55 S/107,816.33
56 S/107,573.90
57 S/107,328.24
58 S/107,079.31
59 S/106,827.05
60 S/106,571.43
61 S/106,312.41
62 S/106,049.93
63 S/105,783.95
64 S/105,514.42
65 S/105,241.30
66 S/104,964.54
67 S/104,684.09
68 S/104,399.90
69 S/104,111.92
70 S/103,820.10
71 S/103,524.39
72 S/103,224.73
73 S/102,921.09
74 S/102,613.39
75 S/102,301.59
76 S/101,985.63
77 S/101,665.46
78 S/101,341.02
79 S/101,012.26
80 S/100,679.11
81 S/100,341.52
 82 S/99,999.42
83 S/99,652.77
84 S/99,301.50
85 S/98,945.54
86 S/98,584.83
87 S/98,219.32
88 S/97,848.93
89 S/97,473.60
90 S/92,053.34
91 S/91,600.74
92 S/91,142.10
93 S/90,677.35
94 S/90,206.40
95 S/89,729.18
96 S/89,245.59
97 S/88,755.55
98 S/88,258.98
99 S/87,755.79
100 S/87,245.88
101 S/86,729.18
102 S/86,205.59
103 S/85,675.02
104 S/85,137.38
105 S/84,592.56
106 S/84,040.49
107 S/83,481.05
108 S/82,914.15
109 S/82,339.69
110 S/81,757.58
111 S/81,167.70
112 S/80,569.96
113 S/79,964.24
114 S/79,350.46
115 S/78,728.48
116 S/78,098.22
117 S/77,459.55
118 S/76,812.36
119 S/76,156.55
120 S/75,491.99
121 S/74,818.57
122 S/74,136.17
123 S/73,444.68
124 S/72,743.96
125 S/72,033.90
126 S/71,314.38
127 S/70,585.26
128 S/69,846.41
129 S/69,097.72
130 S/68,339.04
131 S/67,570.25
132 S/66,791.21
133 S/66,001.78
134 S/65,201.83
135 S/59,351.27
136 S/58,462.64
137 S/57,562.16
138 S/56,649.68
139 S/55,725.03
140 S/54,788.05
141 S/53,838.58
142 S/52,876.45
143 S/51,901.49
144 S/50,913.53
145 S/49,912.40
146 S/48,897.92
147 S/47,869.92
148 S/46,828.20
149 S/45,772.60
150 S/44,702.92
151 S/43,618.98
152 S/42,520.59
153 S/41,407.55
154 S/40,279.67
155 S/39,136.76
156 S/37,978.60
157 S/36,805.01
158 S/35,615.76
159 S/34,410.66
160 S/33,189.49
161 S/31,952.04
162 S/30,698.08
163 S/29,427.41
164 S/28,139.80
165 S/26,835.02
166 S/25,512.84
167 S/24,173.03
168 S/22,815.36
169 S/21,439.59
170 S/20,045.47
171 S/18,632.76
172 S/17,201.22
173 S/15,750.59
174 S/14,280.62
175 S/12,791.05
176 S/11,281.62
177 S/9,752.06
178 S/8,202.11
179 S/6,631.49
180 S/0.00
 S/120,000.00 Comision S/. 25
En el mes 45 , 90, 135 y 180 debo cancelar 4 cu

Elaborar el cronograma de pagos

S/1,679.98

Amortización Interés Cuota Comision

S/79.98 S/1,600.00 S/1,679.98 S/25.00

S/81.05 S/1,598.93 S/1,679.98 S/25.00
S/82.13 S/1,597.85 S/1,679.98 S/25.00
S/83.22 S/1,596.76 S/1,679.98 S/25.00
S/84.33 S/1,595.65 S/1,679.98 S/25.00
S/85.45 S/1,594.52 S/1,679.98 S/25.00
S/86.59 S/1,593.38 S/1,679.98 S/25.00
S/87.75 S/1,592.23 S/1,679.98 S/25.00
S/88.92 S/1,591.06 S/1,679.98 S/25.00
S/90.10 S/1,589.87 S/1,679.98 S/25.00
S/91.31 S/1,588.67 S/1,679.98 S/25.00
S/92.52 S/1,587.46 S/1,679.98 S/25.00
S/93.76 S/1,586.22 S/1,679.98 S/25.00
S/95.01 S/1,584.97 S/1,679.98 S/25.00
S/96.27 S/1,583.71 S/1,679.98 S/25.00
S/97.56 S/1,582.42 S/1,679.98 S/25.00
S/98.86 S/1,581.12 S/1,679.98 S/25.00
 S/100.18 S/1,579.80 S/1,679.98 S/25.00
S/101.51 S/1,578.47 S/1,679.98 S/25.00
S/102.87 S/1,577.11 S/1,679.98 S/25.00
S/104.24 S/1,575.74 S/1,679.98 S/25.00
S/105.63 S/1,574.35 S/1,679.98 S/25.00
S/107.03 S/1,572.94 S/1,679.98 S/25.00
S/108.46 S/1,571.52 S/1,679.98 S/25.00
S/109.91 S/1,570.07 S/1,679.98 S/25.00
S/111.37 S/1,568.61 S/1,679.98 S/25.00
S/112.86 S/1,567.12 S/1,679.98 S/25.00
S/114.36 S/1,565.62 S/1,679.98 S/25.00
S/115.89 S/1,564.09 S/1,679.98 S/25.00
S/117.43 S/1,562.55 S/1,679.98 S/25.00
S/119.00 S/1,560.98 S/1,679.98 S/25.00
S/120.59 S/1,559.39 S/1,679.98 S/25.00
S/122.19 S/1,557.78 S/1,679.98 S/25.00
S/123.82 S/1,556.16 S/1,679.98 S/25.00
S/125.47 S/1,554.50 S/1,679.98 S/25.00
S/127.15 S/1,552.83 S/1,679.98 S/25.00
S/128.84 S/1,551.14 S/1,679.98 S/25.00
S/130.56 S/1,549.42 S/1,679.98 S/25.00
S/132.30 S/1,547.68 S/1,679.98 S/25.00
S/134.06 S/1,545.91 S/1,679.98 S/25.00
S/135.85 S/1,544.13 S/1,679.98 S/25.00
S/137.66 S/1,542.31 S/1,679.98 S/25.00
S/139.50 S/1,540.48 S/1,679.98 S/25.00
S/141.36 S/1,538.62 S/1,679.98 S/25.00
S/5,183.18 S/1,536.73 S/6,719.91 S/25.00
S/212.35 S/1,467.63 S/1,679.98 S/25.00
S/215.18 S/1,464.79 S/1,679.98 S/25.00
S/218.05 S/1,461.92 S/1,679.98 S/25.00
S/220.96 S/1,459.02 S/1,679.98 S/25.00
S/223.91 S/1,456.07 S/1,679.98 S/25.00
S/226.89 S/1,453.09 S/1,679.98 S/25.00
S/229.92 S/1,450.06 S/1,679.98 S/25.00
S/232.98 S/1,447.00 S/1,679.98 S/25.00
S/236.09 S/1,443.89 S/1,679.98 S/25.00
S/239.24 S/1,440.74 S/1,679.98 S/25.00
S/242.43 S/1,437.55 S/1,679.98 S/25.00
S/245.66 S/1,434.32 S/1,679.98 S/25.00
S/248.94 S/1,431.04 S/1,679.98 S/25.00
S/252.25 S/1,427.72 S/1,679.98 S/25.00
S/255.62 S/1,424.36 S/1,679.98 S/25.00
S/259.03 S/1,420.95 S/1,679.98 S/25.00
S/262.48 S/1,417.50 S/1,679.98 S/25.00
S/265.98 S/1,414.00 S/1,679.98 S/25.00
S/269.53 S/1,410.45 S/1,679.98 S/25.00
S/273.12 S/1,406.86 S/1,679.98 S/25.00
S/276.76 S/1,403.22 S/1,679.98 S/25.00
S/280.45 S/1,399.53 S/1,679.98 S/25.00
S/284.19 S/1,395.79 S/1,679.98 S/25.00
S/287.98 S/1,392.00 S/1,679.98 S/25.00
S/291.82 S/1,388.16 S/1,679.98 S/25.00
S/295.71 S/1,384.27 S/1,679.98 S/25.00
S/299.65 S/1,380.33 S/1,679.98 S/25.00
S/303.65 S/1,376.33 S/1,679.98 S/25.00
S/307.70 S/1,372.28 S/1,679.98 S/25.00
S/311.80 S/1,368.18 S/1,679.98 S/25.00
S/315.96 S/1,364.02 S/1,679.98 S/25.00
S/320.17 S/1,359.81 S/1,679.98 S/25.00
S/324.44 S/1,355.54 S/1,679.98 S/25.00
S/328.77 S/1,351.21 S/1,679.98 S/25.00
S/333.15 S/1,346.83 S/1,679.98 S/25.00
S/337.59 S/1,342.39 S/1,679.98 S/25.00
 S/342.09 S/1,337.89 S/1,679.98 S/25.00
S/346.65 S/1,333.33 S/1,679.98 S/25.00
S/351.28 S/1,328.70 S/1,679.98 S/25.00
S/355.96 S/1,324.02 S/1,679.98 S/25.00
S/360.70 S/1,319.27 S/1,679.98 S/25.00
S/365.51 S/1,314.46 S/1,679.98 S/25.00
S/370.39 S/1,309.59 S/1,679.98 S/25.00
S/375.33 S/1,304.65 S/1,679.98 S/25.00
S/5,420.27 S/1,299.65 S/6,719.91 S/25.00
S/452.60 S/1,227.38 S/1,679.98 S/25.00
S/458.64 S/1,221.34 S/1,679.98 S/25.00
S/464.75 S/1,215.23 S/1,679.98 S/25.00
S/470.95 S/1,209.03 S/1,679.98 S/25.00
S/477.23 S/1,202.75 S/1,679.98 S/25.00
S/483.59 S/1,196.39 S/1,679.98 S/25.00
S/490.04 S/1,189.94 S/1,679.98 S/25.00
S/496.57 S/1,183.41 S/1,679.98 S/25.00
S/503.19 S/1,176.79 S/1,679.98 S/25.00
S/509.90 S/1,170.08 S/1,679.98 S/25.00
S/516.70 S/1,163.28 S/1,679.98 S/25.00
S/523.59 S/1,156.39 S/1,679.98 S/25.00
S/530.57 S/1,149.41 S/1,679.98 S/25.00
S/537.65 S/1,142.33 S/1,679.98 S/25.00
S/544.81 S/1,135.17 S/1,679.98 S/25.00
S/552.08 S/1,127.90 S/1,679.98 S/25.00
S/559.44 S/1,120.54 S/1,679.98 S/25.00
S/566.90 S/1,113.08 S/1,679.98 S/25.00
S/574.46 S/1,105.52 S/1,679.98 S/25.00
S/582.12 S/1,097.86 S/1,679.98 S/25.00
S/589.88 S/1,090.10 S/1,679.98 S/25.00
S/597.74 S/1,082.24 S/1,679.98 S/25.00
S/605.71 S/1,074.27 S/1,679.98 S/25.00
 S/613.79 S/1,066.19 S/1,679.98 S/25.00
S/621.97 S/1,058.01 S/1,679.98 S/25.00
S/630.27 S/1,049.71 S/1,679.98 S/25.00
S/638.67 S/1,041.31 S/1,679.98 S/25.00
S/647.18 S/1,032.79 S/1,679.98 S/25.00
S/655.81 S/1,024.16 S/1,679.98 S/25.00
S/664.56 S/1,015.42 S/1,679.98 S/25.00
S/673.42 S/1,006.56 S/1,679.98 S/25.00
S/682.40 S/997.58 S/1,679.98 S/25.00
S/691.50 S/988.48 S/1,679.98 S/25.00
S/700.72 S/979.26 S/1,679.98 S/25.00
S/710.06 S/969.92 S/1,679.98 S/25.00
S/719.53 S/960.45 S/1,679.98 S/25.00
S/729.12 S/950.86 S/1,679.98 S/25.00
S/738.84 S/941.14 S/1,679.98 S/25.00
S/748.69 S/931.29 S/1,679.98 S/25.00
S/758.68 S/921.30 S/1,679.98 S/25.00
S/768.79 S/911.19 S/1,679.98 S/25.00
S/779.04 S/900.94 S/1,679.98 S/25.00
S/789.43 S/890.55 S/1,679.98 S/25.00
S/799.95 S/880.02 S/1,679.98 S/25.00
S/5,850.56 S/869.36 S/6,719.91 S/25.00
S/888.63 S/791.35 S/1,679.98 S/25.00
S/900.48 S/779.50 S/1,679.98 S/25.00
S/912.48 S/767.50 S/1,679.98 S/25.00
S/924.65 S/755.33 S/1,679.98 S/25.00
S/936.98 S/743.00 S/1,679.98 S/25.00
S/949.47 S/730.51 S/1,679.98 S/25.00
S/962.13 S/717.85 S/1,679.98 S/25.00
S/974.96 S/705.02 S/1,679.98 S/25.00
S/987.96 S/692.02 S/1,679.98 S/25.00
S/1,001.13 S/678.85 S/1,679.98 S/25.00
S/1,014.48 S/665.50 S/1,679.98 S/25.00
S/1,028.01 S/651.97 S/1,679.98 S/25.00
S/1,041.71 S/638.27 S/1,679.98 S/25.00
S/1,055.60 S/624.38 S/1,679.98 S/25.00
S/1,069.68 S/610.30 S/1,679.98 S/25.00
S/1,083.94 S/596.04 S/1,679.98 S/25.00
S/1,098.39 S/581.59 S/1,679.98 S/25.00
S/1,113.04 S/566.94 S/1,679.98 S/25.00
S/1,127.88 S/552.10 S/1,679.98 S/25.00
S/1,142.92 S/537.06 S/1,679.98 S/25.00
S/1,158.16 S/521.82 S/1,679.98 S/25.00
S/1,173.60 S/506.38 S/1,679.98 S/25.00
S/1,189.25 S/490.73 S/1,679.98 S/25.00
S/1,205.10 S/474.88 S/1,679.98 S/25.00
S/1,221.17 S/458.81 S/1,679.98 S/25.00
S/1,237.45 S/442.53 S/1,679.98 S/25.00
S/1,253.95 S/426.03 S/1,679.98 S/25.00
S/1,270.67 S/409.31 S/1,679.98 S/25.00
S/1,287.61 S/392.37 S/1,679.98 S/25.00
S/1,304.78 S/375.20 S/1,679.98 S/25.00
S/1,322.18 S/357.80 S/1,679.98 S/25.00
S/1,339.81 S/340.17 S/1,679.98 S/25.00
S/1,357.67 S/322.31 S/1,679.98 S/25.00
S/1,375.77 S/304.20 S/1,679.98 S/25.00
S/1,394.12 S/285.86 S/1,679.98 S/25.00
S/1,412.71 S/267.27 S/1,679.98 S/25.00
S/1,431.54 S/248.44 S/1,679.98 S/25.00
S/1,450.63 S/229.35 S/1,679.98 S/25.00
S/1,469.97 S/210.01 S/1,679.98 S/25.00
S/1,489.57 S/190.41 S/1,679.98 S/25.00
S/1,509.43 S/170.55 S/1,679.98 S/25.00
S/1,529.56 S/150.42 S/1,679.98 S/25.00
S/1,549.95 S/130.03 S/1,679.98 S/25.00
S/1,570.62 S/109.36 S/1,679.98 S/25.00
S/6,631.49 S/88.42 S/6,719.91 S/25.00
35 y 180 debo cancelar 4 cuotas

ama de pagos

Cuota Total

S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/6,744.91
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/6,744.91
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/6,744.91
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/1,704.98
S/6,744.91
Problema 3
Un equipo es comprado en S/. 9,500 su vida útil estimada es de 4 años y el v
Calcular los costos por depreciación según el método de la suma de los años
cuadro de depreciación correspondiente.

Depreciación Lineal
Costo S/ 9,500
Valor Residual
Valor de Salvamento S/ 1,800
Vida Util 4 años
Depreciación S/ 1,925
Depreciación S/ 1,925

Años Depreciación
Anual
0
1 S/ 1,925.00
2 S/ 1,925.00
3 S/ 1,925.00
4 S/ 1,925.00
a es de 4 años y el valor residual es S/. 1,800.
a suma de los años de depreciación, elabore el
rrespondiente.

D: Depreciación Anual
C: Costo inicial de activo o de bien
S: Costo de salvamento o valor residual
n: Número de años a depreciar hasta alcanzar el val

Depreciación Valor en
Acumulada Libros
S/ 9,500.00
S/ 1,925.00 S/ 7,575.00
S/ 3,850.00 S/ 5,650.00
S/ 5,775.00 S/ 3,725.00
S/ 7,700.00 S/ 1,800.00
ual
ctivo o de bien
ento o valor residual
a depreciar hasta alcanzar el valor de salvamento