AMORTIZACIÒN_ CUOTA DE CAPITAL CONSTANTE

Préstamo $ 65,000,000
Plazo 30 años
Interés 16%
Amortización= Deuda/plazo $ 2,166,667
CUOTA
PERIODO DEUDA INTERES AMORTIZAC
1 $ 65,000,000.00 $ 10,237,500.00 $ 2,166,666.67 $ 12,404,166.67
2 $ 62,833,333.33 $ 9,896,250.00 $ 2,166,666.67 $ 12,062,916.67
3 $ 60,666,666.67 $ 9,555,000.00 $ 2,166,666.67 $ 11,721,666.67
4 $ 58,500,000.00 $ 9,213,750.00 $ 2,166,666.67 $ 11,380,416.67
5 $ 56,333,333.33 $ 8,872,500.00 $ 2,166,666.67 $ 11,039,166.67
6 $ 54,166,666.67 $ 8,531,250.00 $ 2,166,666.67 $ 10,697,916.67
7 $ 52,000,000.00 $ 8,190,000.00 $ 2,166,666.67 $ 10,356,666.67
8 $ 49,833,333.33 $ 7,848,750.00 $ 2,166,666.67 $ 10,015,416.67
9 $ 47,666,666.67 $ 7,507,500.00 $ 2,166,666.67 $ 9,674,166.67
10 $ 45,500,000.00 $ 7,166,250.00 $ 2,166,666.67 $ 9,332,916.67
11 $ 43,333,333.33 $ 6,825,000.00 $ 2,166,666.67 $ 8,991,666.67
12 $ 41,166,666.67 $ 6,483,750.00 $ 2,166,666.67 $ 8,650,416.67
13 $ 39,000,000.00 $ 6,142,500.00 $ 2,166,666.67 $ 8,309,166.67
14 $ 36,833,333.33 $ 5,801,250.00 $ 2,166,666.67 $ 7,967,916.67
15 $ 34,666,666.67 $ 5,460,000.00 $ 2,166,666.67 $ 7,626,666.67
16 $ 32,500,000.00 $ 5,118,750.00 $ 2,166,666.67 $ 7,285,416.67
17 $ 30,333,333.33 $ 4,777,500.00 $ 2,166,666.67 $ 6,944,166.67
18 $ 28,166,666.67 $ 4,436,250.00 $ 2,166,666.67 $ 6,602,916.67
19 $ 26,000,000.00 $ 4,095,000.00 $ 2,166,666.67 $ 6,261,666.67
20 $ 23,833,333.33 $ 3,753,750.00 $ 2,166,666.67 $ 5,920,416.67
21 $ 21,666,666.67 $ 3,412,500.00 $ 2,166,666.67 $ 5,579,166.67
22 $ 19,500,000.00 $ 3,071,250.00 $ 2,166,666.67 $ 5,237,916.67
23 $ 17,333,333.33 $ 2,730,000.00 $ 2,166,666.67 $ 4,896,666.67
24 $ 15,166,666.67 $ 2,388,750.00 $ 2,166,666.67 $ 4,555,416.67
25 $ 13,000,000.00 $ 2,047,500.00 $ 2,166,666.67 $ 4,214,166.67
26 $ 10,833,333.33 $ 1,706,250.00 $ 2,166,666.67 $ 3,872,916.67
27 $ 8,666,666.67 $ 1,365,000.00 $ 2,166,666.67 $ 3,531,666.67
 28 $ 6,500,000.00 $ 1,023,750.00 $ 2,166,666.67 $ 3,190,416.67
29 $ 4,333,333.33 $ 682,500.00 $ 2,166,666.67 $ 2,849,166.67
30 $ 2,166,666.67 $ 341,250.00 $ 2,166,666.67 $ 2,507,916.67
total $ 158,681,250.00 $ 65,000,000.00
 SALDO
$ 62,833,333.33
$ 60,666,666.67
$ 58,500,000.00
$ 56,333,333.33
$ 54,166,666.67
$ 52,000,000.00
$ 49,833,333.33
$ 47,666,666.67
$ 45,500,000.00
$ 43,333,333.33
$ 41,166,666.67
$ 39,000,000.00
$ 36,833,333.33
$ 34,666,666.67
$ 32,500,000.00
$ 30,333,333.33
$ 28,166,666.67
$ 26,000,000.00
$ 23,833,333.33
$ 21,666,666.67
$ 19,500,000.00
$ 17,333,333.33
$ 15,166,666.67
$ 13,000,000.00
$ 10,833,333.33
$ 8,666,666.67
$ 6,500,000.00
$ 4,333,333.33
$ 2,166,666.67
$ 0.00
 Interes 13.87%
Periodo Capital inicial Intereses pagados Abono a capital
1 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
2 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
3 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
4 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
5 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
6 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
7 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
8 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
9 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
10 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
11 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
12 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
13 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
14 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
15 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
16 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
17 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
18 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
19 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
20 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
21 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
22 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
23 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ -
24 $ 75,500,000.00 $ 5,700,250,000,000,000.00 $ 75,500,000.00
TOTAL $ 136,806,000,000,000,000.00 $ 75,500,000.00
 Pago total
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,000,000,000.00
$ 5,700,250,075,500,000.00
$ 136,806,000,075,500,000.00
PRÉSTAMO DE VIVIENDA

CREDITO $ 75,000,000.00
TASA PERIODICA 1.50%
N PERIODOS 75

CUOTA MENSUAL $ 1,672,554

MES SALDO INICIAL CUOTA INTERES

1 $ 75,000,000 $ 1,672,554 $ 1,125,000
2 $ 74,452,446 $ 1,672,554 $ 1,116,787
3 $ 73,896,679 $ 1,672,554 $ 1,108,450
4 $ 73,332,575 $ 1,672,554 $ 1,099,989
5 $ 72,760,009 $ 1,672,554 $ 1,091,400
6 $ 72,178,855 $ 1,672,554 $ 1,082,683
7 $ 71,588,984 $ 1,672,554 $ 1,073,835
8 $ 70,990,265 $ 1,672,554 $ 1,064,854
9 $ 70,382,565 $ 1,672,554 $ 1,055,738
10 $ 69,765,749 $ 1,672,554 $ 1,046,486
11 $ 69,139,681 $ 1,672,554 $ 1,037,095
12 $ 68,504,223 $ 1,672,554 $ 1,027,563
13 $ 67,859,232 $ 1,672,554 $ 1,017,888
14 $ 67,204,566 $ 1,672,554 $ 1,008,068
15 $ 66,540,081 $ 1,672,554 $ 998,101
16 $ 65,865,628 $ 1,672,554 $ 987,984
17 $ 65,181,058 $ 1,672,554 $ 977,716
18 $ 64,486,220 $ 1,672,554 $ 967,293
19 $ 63,780,959 $ 1,672,554 $ 956,714
20 $ 63,065,120 $ 1,672,554 $ 945,977
21 $ 62,338,543 $ 1,672,554 $ 935,078
22 $ 61,601,067 $ 1,672,554 $ 924,016
23 $ 60,852,529 $ 1,672,554 $ 912,788
24 $ 60,092,762 $ 1,672,554 $ 901,391
25 $ 59,321,600 $ 1,672,554 $ 889,824
26 $ 58,538,870 $ 1,672,554 $ 878,083
27 $ 57,744,399 $ 1,672,554 $ 866,166
28 $ 56,938,011 $ 1,672,554 $ 854,070
29 $ 56,119,527 $ 1,672,554 $ 841,793
30 $ 55,288,766 $ 1,672,554 $ 829,331
31 $ 54,445,543 $ 1,672,554 $ 816,683
32 $ 53,589,672 $ 1,672,554 $ 803,845
33 $ 52,720,963 $ 1,672,554 $ 790,814
 34 $ 51,839,224 $ 1,672,554 $ 777,588
35 $ 50,944,258 $ 1,672,554 $ 764,164
36 $ 50,035,868 $ 1,672,554 $ 750,538
37 $ 49,113,852 $ 1,672,554 $ 736,708
38 $ 48,178,006 $ 1,672,554 $ 722,670
39 $ 47,228,122 $ 1,672,554 $ 708,422
40 $ 46,263,989 $ 1,672,554 $ 693,960
41 $ 45,285,395 $ 1,672,554 $ 679,281
42 $ 44,292,122 $ 1,672,554 $ 664,382
43 $ 43,283,950 $ 1,672,554 $ 649,259
44 $ 42,260,655 $ 1,672,554 $ 633,910
45 $ 41,222,011 $ 1,672,554 $ 618,330
46 $ 40,167,787 $ 1,672,554 $ 602,517
47 $ 39,097,750 $ 1,672,554 $ 586,466
48 $ 38,011,662 $ 1,672,554 $ 570,175
49 $ 36,909,283 $ 1,672,554 $ 553,639
50 $ 35,790,368 $ 1,672,554 $ 536,856
51 $ 34,654,670 $ 1,672,554 $ 519,820
52 $ 33,501,936 $ 1,672,554 $ 502,529
53 $ 32,331,910 $ 1,672,554 $ 484,979
54 $ 31,144,335 $ 1,672,554 $ 467,165
55 $ 29,938,946 $ 1,672,554 $ 449,084
56 $ 28,715,476 $ 1,672,554 $ 430,732
57 $ 27,473,654 $ 1,672,554 $ 412,105
58 $ 26,213,205 $ 1,672,554 $ 393,198
59 $ 24,933,849 $ 1,672,554 $ 374,008
60 $ 23,635,303 $ 1,672,554 $ 354,530
61 $ 22,317,278 $ 1,672,554 $ 334,759
62 $ 20,979,483 $ 1,672,554 $ 314,692
63 $ 19,621,622 $ 1,672,554 $ 294,324
64 $ 18,243,392 $ 1,672,554 $ 273,651
65 $ 16,844,489 $ 1,672,554 $ 252,667
66 $ 15,424,602 $ 1,672,554 $ 231,369
67 $ 13,983,417 $ 1,672,554 $ 209,751
68 $ 12,520,614 $ 1,672,554 $ 187,809
69 $ 11,035,869 $ 1,672,554 $ 165,538
70 $ 9,528,853 $ 1,672,554 $ 142,933
71 $ 7,999,232 $ 1,672,554 $ 119,988
72 $ 6,446,667 $ 1,672,554 $ 96,700
73 $ 4,870,813 $ 1,672,554 $ 73,062
74 $ 3,271,321 $ 1,672,554 $ 49,070
75 $ 1,647,836 $ 1,672,554 $ 24,718
TOTAL $ 125,441,553 $ 50,441,553.33
 AMORTIZACION SALDO FINAL CAPITAL
$ 547,554.04 $ 74,452,446
$ 555,767.36 $ 73,896,679
$ 564,103.87 $ 73,332,575
$ 572,565.42 $ 72,760,009
$ 581,153.90 $ 72,178,855
$ 589,871.21 $ 71,588,984
$ 598,719.28 $ 70,990,265
$ 607,700.07 $ 70,382,565
$ 616,815.57 $ 69,765,749
$ 626,067.81 $ 69,139,681
$ 635,458.82 $ 68,504,223
$ 644,990.70 $ 67,859,232
$ 654,665.57 $ 67,204,566
$ 664,485.55 $ 66,540,081
$ 674,452.83 $ 65,865,628
$ 684,569.62 $ 65,181,058
$ 694,838.17 $ 64,486,220
$ 705,260.74 $ 63,780,959
$ 715,839.65 $ 63,065,120
$ 726,577.25 $ 62,338,543
$ 737,475.91 $ 61,601,067
$ 748,538.04 $ 60,852,529
$ 759,766.12 $ 60,092,762
$ 771,162.61 $ 59,321,600
$ 782,730.05 $ 58,538,870
$ 794,471.00 $ 57,744,399
$ 806,388.06 $ 56,938,011
$ 818,483.88 $ 56,119,527
$ 830,761.14 $ 55,288,766
$ 843,222.56 $ 54,445,543
$ 855,870.90 $ 53,589,672
$ 868,708.96 $ 52,720,963
$ 881,739.59 $ 51,839,224
$ 894,965.69 $ 50,944,258
$ 908,390.17 $ 50,035,868
$ 922,016.03 $ 49,113,852
$ 935,846.27 $ 48,178,006
$ 949,883.96 $ 47,228,122
$ 964,132.22 $ 46,263,989
$ 978,594.20 $ 45,285,395
$ 993,273.12 $ 44,292,122
$ 1,008,172.21 $ 43,283,950
$ 1,023,294.80 $ 42,260,655
$ 1,038,644.22 $ 41,222,011
$ 1,054,223.88 $ 40,167,787
$ 1,070,037.24 $ 39,097,750
$ 1,086,087.80 $ 38,011,662
$ 1,102,379.12 $ 36,909,283
$ 1,118,914.80 $ 35,790,368
$ 1,135,698.52 $ 34,654,670
$ 1,152,734.00 $ 33,501,936
$ 1,170,025.01 $ 32,331,910
$ 1,187,575.39 $ 31,144,335
$ 1,205,389.02 $ 29,938,946
$ 1,223,469.85 $ 28,715,476
$ 1,241,821.90 $ 27,473,654
$ 1,260,449.23 $ 26,213,205
$ 1,279,355.97 $ 24,933,849
$ 1,298,546.31 $ 23,635,303
$ 1,318,024.50 $ 22,317,278
$ 1,337,794.87 $ 20,979,483
$ 1,357,861.79 $ 19,621,622
$ 1,378,229.72 $ 18,243,392
$ 1,398,903.17 $ 16,844,489
$ 1,419,886.71 $ 15,424,602
$ 1,441,185.01 $ 13,983,417
$ 1,462,802.79 $ 12,520,614
$ 1,484,744.83 $ 11,035,869
$ 1,507,016.00 $ 9,528,853
$ 1,529,621.24 $ 7,999,232
$ 1,552,565.56 $ 6,446,667
$ 1,575,854.04 $ 4,870,813
$ 1,599,491.86 $ 3,271,321
$ 1,623,484.23 $ 1,647,836
$ 1,647,836.50 $ 0
$ 75,000,000.00
PRÉSTAMO DE CALZATODO

CREDITO $ 120,000,000.00
TASA PERIODICA 21.86%
N PERIODOS 6

CUOTA MENSUAL $ 37,764,241

MES SALDO INICIAL CUOTA

1 $ 120,000,000.00 $ 37,764,241.31
2 $ 108,467,758.69 $ 37,764,241.31
3 $ 94,414,569.43 $ 37,764,241.31
4 $ 77,289,353.00 $ 37,764,241.31
5 $ 56,420,564.25 $ 37,764,241.31
6 $ 30,989,858.29 $ 37,764,241.31
TOTAL $ 226,585,447.86
 INTERES AMORTIZACION SALDO FINAL CAPITAL
$ 26,232,000.00 $ 11,532,241.31 $ 108,467,758.69
$ 23,711,052.05 $ 14,053,189.26 $ 94,414,569.43
$ 20,639,024.88 $ 17,125,216.43 $ 77,289,353.00
$ 16,895,452.57 $ 20,868,788.74 $ 56,420,564.25
$ 12,333,535.35 $ 25,430,705.96 $ 30,989,858.29
$ 6,774,383.02 $ 30,989,858.29 $ -
$ 106,585,447.86 $ 120,000,000.00