Me dan unpréstamo de 309000 para comprarme un piso que tendré que pagar a 15 año con tipo de interés del

2,6% anual fij

tercer año
Euribor + 4%. (Suponemos euribor 3%) cuotas mensules. Al comienzo del año 7 me ofrecen la posibilidad de amortizar 15000€
parcialmente es de un 2,8%
Marina recibe un oferta de otro banco para que en el año 10 tenga un nuevo préstamo a 25 años con un interés del 4%.

Capital amortizado
Término Cuota de Capital vivo
Periodo (k)
amortizativo interés o pendiente
En periodo Total

0 - € - € - € - € 309,000.00 €
1 2,070.51 € 661.65 € 1,408.85 € 1,408.85 € 307,591.15 €
2 2,070.51 € 658.64 € 1,411.87 € 2,820.73 € 306,179.27 €
3 2,070.51 € 655.61 € 1,414.89 € 4,235.62 € 304,764.38 €
4 2,070.51 € 652.58 € 1,417.92 € 5,653.54 € 303,346.46 €
5 2,070.51 € 649.55 € 1,420.96 € 7,074.51 € 301,925.49 €
6 2,070.51 € 646.50 € 1,424.00 € 8,498.51 € 300,501.49 €
7 2,070.51 € 643.45 € 1,427.05 € 9,925.56 € 299,074.44 €
8 2,070.51 € 640.40 € 1,430.11 € 11,355.67 € 297,644.33 €
9 2,070.51 € 637.34 € 1,433.17 € 12,788.84 € 296,211.16 €
10 2,070.51 € 634.27 € 1,436.24 € 14,225.08 € 294,774.92 €
11 2,070.51 € 631.19 € 1,439.31 € 15,664.39 € 293,335.61 €
12 2,070.51 € 628.11 € 1,442.40 € 17,106.79 € 291,893.21 €
13 2,070.51 € 625.02 € 1,445.48 € 18,552.27 € 290,447.73 €
14 2,070.51 € 621.93 € 1,448.58 € 20,000.85 € 288,999.15 €
15 2,070.51 € 618.82 € 1,451.68 € 21,452.53 € 287,547.47 €
16 2,070.51 € 615.72 € 1,454.79 € 22,907.33 € 286,092.67 €
17 2,070.51 € 612.60 € 1,457.91 € 24,365.23 € 284,634.77 €
18 2,070.51 € 609.48 € 1,461.03 € 25,826.26 € 283,173.74 €
19 2,070.51 € 606.35 € 1,464.16 € 27,290.41 € 281,709.59 €
20 2,070.51 € 603.22 € 1,467.29 € 28,757.70 € 280,242.30 €
21 2,070.51 € 600.07 € 1,470.43 € 30,228.14 € 278,771.86 €
22 2,070.51 € 596.93 € 1,473.58 € 31,701.72 € 277,298.28 €
23 2,070.51 € 593.77 € 1,476.74 € 33,178.45 € 275,821.55 €
24 2,070.51 € 590.61 € 1,479.90 € 34,658.35 € 274,341.65 €
25 2,070.51 € 587.44 € 1,483.07 € 36,141.42 € 272,858.58 €
26 2,070.51 € 584.26 € 1,486.24 € 37,627.66 € 271,372.34 €
27 2,070.51 € 581.08 € 1,489.43 € 39,117.09 € 269,882.91 €
28 2,070.51 € 577.89 € 1,492.61 € 40,609.70 € 268,390.30 €
29 2,070.51 € 574.70 € 1,495.81 € 42,105.51 € 266,894.49 €
30 2,070.51 € 571.49 € 1,499.01 € 43,604.53 € 265,395.47 €
31 2,070.51 € 568.28 € 1,502.22 € 45,106.75 € 263,893.25 €
32 2,070.51 € 565.07 € 1,505.44 € 46,612.19 € 262,387.81 €
33 2,070.51 € 561.84 € 1,508.66 € 48,120.86 € 260,879.14 €
34 2,070.51 € 558.61 € 1,511.89 € 49,632.75 € 259,367.25 €
35 2,070.51 € 555.37 € 1,515.13 € 51,147.88 € 257,852.12 €
36 2,070.51 € 552.13 € 1,518.38 € 52,666.26 € 256,333.74 €
37 2,070.51 € 548.88 € 1,521.63 € 54,187.89 € 254,812.11 €
38 2,070.51 € 545.62 € 1,524.89 € 55,712.77 € 253,287.23 €
39 2,070.51 € 542.36 € 1,528.15 € 57,240.92 € 251,759.08 €
40 2,070.51 € 539.08 € 1,531.42 € 58,772.34 € 250,227.66 €
41 2,070.51 € 535.80 € 1,534.70 € 60,307.05 € 248,692.95 €
42 2,070.51 € 532.52 € 1,537.99 € 61,845.03 € 247,154.97 €
43 2,070.51 € 529.23 € 1,541.28 € 63,386.32 € 245,613.68 €
44 2,070.51 € 525.92 € 1,544.58 € 64,930.90 € 244,069.10 €
45 2,070.51 € 522.62 € 1,547.89 € 66,478.79 € 242,521.21 €
46 2,070.51 € 519.30 € 1,551.20 € 68,029.99 € 240,970.01 €
47 2,070.51 € 515.98 € 1,554.53 € 69,584.52 € 239,415.48 €
48 2,070.51 € 512.65 € 1,557.85 € 71,142.37 € 237,857.63 €
49 2,070.51 € 509.32 € 1,561.19 € 72,703.56 € 236,296.44 €
50 2,070.51 € 505.97 € 1,564.53 € 74,268.09 € 234,731.91 €
51 2,070.51 € 502.62 € 1,567.88 € 75,835.97 € 233,164.03 €
52 2,070.51 € 499.27 € 1,571.24 € 77,407.21 € 231,592.79 €
53 2,070.51 € 495.90 € 1,574.60 € 78,981.82 € 230,018.18 €
54 2,070.51 € 492.53 € 1,577.98 € 80,559.79 € 228,440.21 €
55 2,070.51 € 489.15 € 1,581.35 € 82,141.15 € 226,858.85 €
56 2,070.51 € 485.77 € 1,584.74 € 83,725.89 € 225,274.11 €
57 2,070.51 € 482.37 € 1,588.13 € 85,314.02 € 223,685.98 €
58 2,070.51 € 478.97 € 1,591.53 € 86,905.56 € 222,094.44 €
59 2,070.51 € 475.56 € 1,594.94 € 88,500.50 € 220,499.50 €
60 2,070.51 € 472.15 € 1,598.36 € 90,098.86 € 218,901.14 €
61 2,070.51 € 468.73 € 1,601.78 € 91,700.64 € 217,299.36 €
62 2,070.51 € 465.30 € 1,605.21 € 93,305.85 € 215,694.15 €
63 2,070.51 € 461.86 € 1,608.65 € 94,914.50 € 214,085.50 €
64 2,070.51 € 458.41 € 1,612.09 € 96,526.59 € 212,473.41 €
65 2,070.51 € 454.96 € 1,615.54 € 98,142.13 € 210,857.87 €
66 2,070.51 € 451.50 € 1,619.00 € 99,761.14 € 209,238.86 €
67 2,070.51 € 448.04 € 1,622.47 € 101,383.61 € 207,616.39 €
68 2,070.51 € 444.56 € 1,625.94 € 103,009.55 € 205,990.45 €
69 2,070.51 € 441.08 € 1,629.43 € 104,638.98 € 204,361.02 €
70 2,070.51 € 437.59 € 1,632.91 € 106,271.89 € 202,728.11 €
71 2,070.51 € 434.10 € 1,636.41 € 107,908.30 € 201,091.70 €
72 2,070.51 € 430.59 € 1,639.92 € 109,548.22 € 199,451.78 €
73 2,070.51 € 427.08 € 1,643.43 € 111,191.64 € 197,808.36 €
74 2,070.51 € 423.56 € 1,646.95 € 112,838.59 € 196,161.41 €
75 2,070.51 € 420.03 € 1,650.47 € 114,489.06 € 194,510.94 €
76 2,070.51 € 416.50 € 1,654.01 € 116,143.07 € 192,856.93 €
77 2,070.51 € 412.96 € 1,657.55 € 117,800.62 € 191,199.38 €
78 2,070.51 € 409.41 € 1,661.10 € 119,461.71 € 189,538.29 €
 79 2,070.51 € 405.85 € 1,664.65 € 121,126.37 € 187,873.63 €
80 2,070.51 € 402.29 € 1,668.22 € 122,794.59 € 186,205.41 €
81 2,070.51 € 398.72 € 1,671.79 € 124,466.38 € 184,533.62 €
82 2,070.51 € 395.14 € 1,675.37 € 126,141.75 € 182,858.25 €
83 2,070.51 € 391.55 € 1,678.96 € 127,820.71 € 181,179.29 €
84 2,070.51 € 387.95 € 1,682.55 € 129,503.26 € 179,496.74 €
85 2,070.51 € 384.35 € 1,686.16 € 131,189.41 € 177,810.59 €
86 2,070.51 € 380.74 € 1,689.77 € 132,879.18 € 176,120.82 €
87 2,070.51 € 377.12 € 1,693.38 € 134,572.57 € 174,427.43 €
88 2,070.51 € 373.50 € 1,697.01 € 136,269.58 € 172,730.42 €
89 2,070.51 € 369.86 € 1,700.64 € 137,970.22 € 171,029.78 €
90 2,070.51 € 366.22 € 1,704.29 € 139,674.51 € 169,325.49 €
91 2,070.51 € 362.57 € 1,707.94 € 141,382.44 € 167,617.56 €
92 2,070.51 € 358.91 € 1,711.59 € 143,094.03 € 165,905.97 €
93 2,070.51 € 355.25 € 1,715.26 € 144,809.29 € 164,190.71 €
94 2,070.51 € 351.58 € 1,718.93 € 146,528.22 € 162,471.78 €
95 2,070.51 € 347.90 € 1,722.61 € 148,250.83 € 160,749.17 €
96 2,070.51 € 344.21 € 1,726.30 € 149,977.13 € 159,022.87 €
97 2,070.51 € 340.51 € 1,730.00 € 151,707.13 € 157,292.87 €
98 2,070.51 € 336.81 € 1,733.70 € 153,440.83 € 155,559.17 €
99 2,070.51 € 333.09 € 1,737.41 € 155,178.24 € 153,821.76 €
100 2,070.51 € 329.37 € 1,741.13 € 156,919.37 € 152,080.63 €
101 2,070.51 € 325.65 € 1,744.86 € 158,664.23 € 150,335.77 €
102 2,070.51 € 321.91 € 1,748.60 € 160,412.83 € 148,587.17 €
103 2,070.51 € 318.16 € 1,752.34 € 162,165.17 € 146,834.83 €
104 2,070.51 € 314.41 € 1,756.09 € 163,921.27 € 145,078.73 €
105 2,070.51 € 310.65 € 1,759.85 € 165,681.12 € 143,318.88 €
106 2,070.51 € 306.88 € 1,763.62 € 167,444.74 € 141,555.26 €
107 2,070.51 € 303.11 € 1,767.40 € 169,212.14 € 139,787.86 €
108 2,070.51 € 299.32 € 1,771.18 € 170,983.33 € 138,016.67 €
109 2,070.51 € 295.53 € 1,774.98 € 172,758.30 € 136,241.70 €
110 2,070.51 € 291.73 € 1,778.78 € 174,537.08 € 134,462.92 €
111 2,070.51 € 287.92 € 1,782.59 € 176,319.66 € 132,680.34 €
112 2,070.51 € 284.10 € 1,786.40 € 178,106.06 € 130,893.94 €
113 2,070.51 € 280.28 € 1,790.23 € 179,896.29 € 129,103.71 €
114 2,070.51 € 276.45 € 1,794.06 € 181,690.35 € 127,309.65 €
115 2,070.51 € 272.60 € 1,797.90 € 183,488.26 € 125,511.74 €
116 2,070.51 € 268.75 € 1,801.75 € 185,290.01 € 123,709.99 €
117 2,070.51 € 264.90 € 1,805.61 € 187,095.62 € 121,904.38 €
118 2,070.51 € 261.03 € 1,809.48 € 188,905.09 € 120,094.91 €
119 2,070.51 € 257.16 € 1,813.35 € 190,718.45 € 118,281.55 €
120 2,070.51 € 253.27 € 1,817.23 € 192,535.68 € 116,464.32 €
121 2,070.51 € 249.38 € 1,821.13 € 194,356.80 € 114,643.20 €
122 2,070.51 € 245.48 € 1,825.02 € 196,181.83 € 112,818.17 €
123 2,070.51 € 241.57 € 1,828.93 € 198,010.76 € 110,989.24 €
124 2,070.51 € 237.66 € 1,832.85 € 199,843.61 € 109,156.39 €
125 2,070.51 € 233.73 € 1,836.77 € 201,680.38 € 107,319.62 €
126 2,070.51 € 229.80 € 1,840.71 € 203,521.09 € 105,478.91 €
127 2,070.51 € 225.86 € 1,844.65 € 205,365.74 € 103,634.26 €
128 2,070.51 € 221.91 € 1,848.60 € 207,214.34 € 101,785.66 €
129 2,070.51 € 217.95 € 1,852.56 € 209,066.89 € 99,933.11 €
130 2,070.51 € 213.98 € 1,856.52 € 210,923.42 € 98,076.58 €
131 2,070.51 € 210.01 € 1,860.50 € 212,783.91 € 96,216.09 €
132 2,070.51 € 206.02 € 1,864.48 € 214,648.40 € 94,351.60 €
133 2,070.51 € 202.03 € 1,868.47 € 216,516.87 € 92,483.13 €
134 2,070.51 € 198.03 € 1,872.48 € 218,389.35 € 90,610.65 €
135 2,070.51 € 194.02 € 1,876.48 € 220,265.83 € 88,734.17 €
136 2,070.51 € 190.00 € 1,880.50 € 222,146.33 € 86,853.67 €
137 2,070.51 € 185.98 € 1,884.53 € 224,030.86 € 84,969.14 €
138 2,070.51 € 181.94 € 1,888.56 € 225,919.43 € 83,080.57 €
139 2,070.51 € 177.90 € 1,892.61 € 227,812.04 € 81,187.96 €
140 2,070.51 € 173.85 € 1,896.66 € 229,708.70 € 79,291.30 €
141 2,070.51 € 169.78 € 1,900.72 € 231,609.42 € 77,390.58 €
142 2,070.51 € 165.71 € 1,904.79 € 233,514.21 € 75,485.79 €
143 2,070.51 € 161.64 € 1,908.87 € 235,423.08 € 73,576.92 €
144 2,070.51 € 157.55 € 1,912.96 € 237,336.04 € 71,663.96 €
145 2,070.51 € 153.45 € 1,917.05 € 239,253.10 € 69,746.90 €
146 2,070.51 € 149.35 € 1,921.16 € 241,174.26 € 67,825.74 €
147 2,070.51 € 145.23 € 1,925.27 € 243,099.53 € 65,900.47 €
148 2,070.51 € 141.11 € 1,929.40 € 245,028.93 € 63,971.07 €
149 2,070.51 € 136.98 € 1,933.53 € 246,962.45 € 62,037.55 €
150 2,070.51 € 132.84 € 1,937.67 € 248,900.12 € 60,099.88 €
151 2,070.51 € 128.69 € 1,941.82 € 250,841.94 € 58,158.06 €
152 2,070.51 € 124.53 € 1,945.97 € 252,787.91 € 56,212.09 €
153 2,070.51 € 120.37 € 1,950.14 € 254,738.05 € 54,261.95 €
154 2,070.51 € 116.19 € 1,954.32 € 256,692.37 € 52,307.63 €
155 2,070.51 € 112.00 € 1,958.50 € 258,650.87 € 50,349.13 €
156 2,070.51 € 107.81 € 1,962.70 € 260,613.57 € 48,386.43 €
157 2,070.51 € 103.61 € 1,966.90 € 262,580.47 € 46,419.53 €
158 2,070.51 € 99.40 € 1,971.11 € 264,551.58 € 44,448.42 €
159 2,070.51 € 95.18 € 1,975.33 € 266,526.91 € 42,473.09 €
160 2,070.51 € 90.95 € 1,979.56 € 268,506.47 € 40,493.53 €
161 2,070.51 € 86.71 € 1,983.80 € 270,490.26 € 38,509.74 €
162 2,070.51 € 82.46 € 1,988.05 € 272,478.31 € 36,521.69 €
163 2,070.51 € 78.20 € 1,992.30 € 274,470.62 € 34,529.38 €
164 2,070.51 € 73.94 € 1,996.57 € 276,467.19 € 32,532.81 €
165 2,070.51 € 69.66 € 2,000.85 € 278,468.03 € 30,531.97 €
166 2,070.51 € 65.38 € 2,005.13 € 280,473.16 € 28,526.84 €
167 2,070.51 € 61.08 € 2,009.42 € 282,482.58 € 26,517.42 €
168 2,070.51 € 56.78 € 2,013.73 € 284,496.31 € 24,503.69 €
169 2,070.51 € 52.47 € 2,018.04 € 286,514.35 € 22,485.65 €
170 2,070.51 € 48.15 € 2,022.36 € 288,536.70 € 20,463.30 €
171 2,070.51 € 43.82 € 2,026.69 € 290,563.39 € 18,436.61 €
172 2,070.51 € 39.48 € 2,031.03 € 292,594.42 € 16,405.58 €
173 2,070.51 € 35.13 € 2,035.38 € 294,629.80 € 14,370.20 €
174 2,070.51 € 30.77 € 2,039.74 € 296,669.54 € 12,330.46 €
175 2,070.51 € 26.40 € 2,044.10 € 298,713.64 € 10,286.36 €
176 2,070.51 € 22.03 € 2,048.48 € 300,762.12 € 8,237.88 €
177 2,070.51 € 17.64 € 2,052.87 € 302,814.99 € 6,185.01 €
178 2,070.51 € 13.24 € 2,057.26 € 304,872.25 € 4,127.75 €
179 2,070.51 € 8.84 € 2,061.67 € 306,933.92 € 2,066.08 €
180 2,070.51 € 4.42 € 2,066.08 € 309,000.00 € 0.00 €
TOTALES 372,691.17 € 63,691.17 € 309,000.00 €
e interés del 2,6% anual fijo para los dos primeros años , las cuotas se pagan todos los meses. Y a partir del

bilidad de amortizar 15000€ y aplicar un nuevo tipo de interés del 2% interés anual. La comisión por amort

on un interés del 4%.

Importe del préstamo

309,000.00 €
Interés aplicable
0.21%

Cuotas 180
Término amortizativo 2,070.51 €

Ik% 0.21%
K 12
Interés anual 2.60%
nk 180
n 15
 Capital amortizado
Término
Periodo (k) Cuota de interés
amortizativo
En periodo Total

0 - € - € - € - €
1 2,665.71 € 1,559.54 € 1,106.17 € 1,106.17 €
2 2,665.71 € 1,553.28 € 1,112.43 € 2,218.60 €
3 2,665.71 € 1,546.99 € 1,118.72 € 3,337.32 €
4 2,665.71 € 1,540.67 € 1,125.04 € 4,462.37 €
5 2,665.71 € 1,534.30 € 1,131.41 € 5,593.77 €
6 2,665.71 € 1,527.91 € 1,137.80 € 6,731.58 €
7 2,665.71 € 1,521.47 € 1,144.24 € 7,875.81 €
8 2,665.71 € 1,515.00 € 1,150.71 € 9,026.52 €
9 2,665.71 € 1,508.50 € 1,157.21 € 10,183.73 €
10 2,665.71 € 1,501.95 € 1,163.76 € 11,347.49 €
11 2,665.71 € 1,495.37 € 1,170.34 € 12,517.82 €
12 2,665.71 € 1,488.76 € 1,176.95 € 13,694.77 €
13 2,665.71 € 1,482.10 € 1,183.61 € 14,878.38 €
14 2,665.71 € 1,475.41 € 1,190.30 € 16,068.68 €
15 2,665.71 € 1,468.68 € 1,197.03 € 17,265.71 €
16 2,665.71 € 1,461.91 € 1,203.80 € 18,469.51 €
17 2,665.71 € 1,455.11 € 1,210.60 € 19,680.11 €
18 2,665.71 € 1,448.26 € 1,217.45 € 20,897.56 €
19 2,665.71 € 1,441.38 € 1,224.33 € 22,121.89 €
20 2,665.71 € 1,434.45 € 1,231.26 € 23,353.15 €
21 2,665.71 € 1,427.49 € 1,238.22 € 24,591.37 €
22 2,665.71 € 1,420.49 € 1,245.22 € 25,836.58 €
23 2,665.71 € 1,413.45 € 1,252.26 € 27,088.84 €
24 2,665.71 € 1,406.37 € 1,259.34 € 28,348.18 €
25 2,665.71 € 1,399.25 € 1,266.46 € 29,614.64 €
26 2,665.71 € 1,392.09 € 1,273.62 € 30,888.26 €
27 2,665.71 € 1,384.89 € 1,280.82 € 32,169.08 €
28 2,665.71 € 1,377.65 € 1,288.06 € 33,457.15 €
29 2,665.71 € 1,370.36 € 1,295.35 € 34,752.49 €
30 2,665.71 € 1,363.04 € 1,302.67 € 36,055.16 €
31 2,665.71 € 1,355.67 € 1,310.04 € 37,365.20 €
32 2,665.71 € 1,348.27 € 1,317.44 € 38,682.64 €
33 2,665.71 € 1,340.82 € 1,324.89 € 40,007.54 €
34 2,665.71 € 1,333.33 € 1,332.38 € 41,339.92 €
35 2,665.71 € 1,325.79 € 1,339.92 € 42,679.84 €
36 2,665.71 € 1,318.22 € 1,347.49 € 44,027.33 €
37 2,665.71 € 1,310.60 € 1,355.11 € 45,382.44 €
38 2,665.71 € 1,302.94 € 1,362.77 € 46,745.21 €
39 2,665.71 € 1,295.23 € 1,370.48 € 48,115.69 €
40 2,665.71 € 1,287.48 € 1,378.23 € 49,493.92 €
41 2,665.71 € 1,279.69 € 1,386.02 € 50,879.94 €
42 2,665.71 € 1,271.85 € 1,393.86 € 52,273.80 €
43 2,665.71 € 1,263.97 € 1,401.74 € 53,675.54 €
44 2,665.71 € 1,256.05 € 1,409.66 € 55,085.20 €
45 2,665.71 € 1,248.08 € 1,417.63 € 56,502.84 €
46 2,665.71 € 1,240.06 € 1,425.65 € 57,928.49 €
47 2,665.71 € 1,232.00 € 1,433.71 € 59,362.20 €
48 2,665.71 € 1,223.89 € 1,441.82 € 60,804.02 €
49 2,665.71 € 1,215.74 € 1,449.97 € 62,253.99 €
50 2,665.71 € 1,207.54 € 1,458.17 € 63,712.15 €
51 2,665.71 € 1,199.30 € 1,466.41 € 65,178.57 €
52 2,665.71 € 1,191.01 € 1,474.70 € 66,653.27 €
53 2,665.71 € 1,182.67 € 1,483.04 € 68,136.31 €
54 2,665.71 € 1,174.28 € 1,491.43 € 69,627.74 €
55 2,665.71 € 1,165.85 € 1,499.86 € 71,127.60 €
56 2,665.71 € 1,157.37 € 1,508.34 € 72,635.94 €
57 2,665.71 € 1,148.84 € 1,516.87 € 74,152.81 €
58 2,665.71 € 1,140.26 € 1,525.45 € 75,678.26 €
59 2,665.71 € 1,131.64 € 1,534.07 € 77,212.33 €
60 2,665.71 € 1,122.97 € 1,542.74 € 78,755.07 €
61 2,665.71 € 1,114.24 € 1,551.47 € 80,306.54 €
62 2,665.71 € 1,105.47 € 1,560.24 € 81,866.78 €
63 2,665.71 € 1,096.65 € 1,569.06 € 83,435.84 €
64 2,665.71 € 1,087.78 € 1,577.93 € 85,013.77 €
65 2,665.71 € 1,078.85 € 1,586.86 € 86,600.63 €
66 2,665.71 € 1,069.88 € 1,595.83 € 88,196.46 €
67 2,665.71 € 1,060.86 € 1,604.85 € 89,801.31 €
68 2,665.71 € 1,051.79 € 1,613.92 € 91,415.23 €
69 2,665.71 € 1,042.66 € 1,623.05 € 93,038.28 €
70 2,665.71 € 1,033.48 € 1,632.23 € 94,670.51 €
71 2,665.71 € 1,024.25 € 1,641.46 € 96,311.96 €
72 2,665.71 € 1,014.97 € 1,650.74 € 97,962.70 €
73 2,665.71 € 1,005.64 € 1,660.07 € 99,622.77 €
74 2,665.71 € 996.25 € 1,669.46 € 101,292.23 €
75 2,665.71 € 986.81 € 1,678.90 € 102,971.12 €
76 2,665.71 € 977.32 € 1,688.39 € 104,659.51 €
77 2,665.71 € 967.78 € 1,697.93 € 106,357.45 €
78 2,665.71 € 958.17 € 1,707.54 € 108,064.98 €
79 2,665.71 € 948.52 € 1,717.19 € 109,782.17 €
 80 2,665.71 € 938.81 € 1,726.90 € 111,509.07 €
81 2,665.71 € 929.05 € 1,736.66 € 113,245.73 €
82 2,665.71 € 919.23 € 1,746.48 € 114,992.22 €
83 2,665.71 € 909.35 € 1,756.36 € 116,748.57 €
84 2,665.71 € 899.42 € 1,766.29 € 118,514.86 €
85 2,665.71 € 889.43 € 1,776.28 € 120,291.14 €
86 2,665.71 € 879.39 € 1,786.32 € 122,077.46 €
87 2,665.71 € 869.29 € 1,796.42 € 123,873.87 €
88 2,665.71 € 859.13 € 1,806.58 € 125,680.45 €
89 2,665.71 € 848.92 € 1,816.79 € 127,497.24 €
90 2,665.71 € 838.65 € 1,827.06 € 129,324.30 €
91 2,665.71 € 828.32 € 1,837.39 € 131,161.70 €
92 2,665.71 € 817.93 € 1,847.78 € 133,009.48 €
93 2,665.71 € 807.48 € 1,858.23 € 134,867.71 €
94 2,665.71 € 796.97 € 1,868.74 € 136,736.45 €
95 2,665.71 € 786.41 € 1,879.30 € 138,615.75 €
96 2,665.71 € 775.78 € 1,889.93 € 140,505.68 €
97 2,665.71 € 765.10 € 1,900.61 € 142,406.29 €
98 2,665.71 € 754.35 € 1,911.36 € 144,317.65 €
99 2,665.71 € 743.54 € 1,922.17 € 146,239.82 €
100 2,665.71 € 732.67 € 1,933.04 € 148,172.86 €
101 2,665.71 € 721.74 € 1,943.97 € 150,116.82 €
102 2,665.71 € 710.75 € 1,954.96 € 152,071.78 €
103 2,665.71 € 699.70 € 1,966.01 € 154,037.79 €
104 2,665.71 € 688.58 € 1,977.13 € 156,014.92 €
105 2,665.71 € 677.40 € 1,988.31 € 158,003.22 €
106 2,665.71 € 666.16 € 1,999.55 € 160,002.77 €
107 2,665.71 € 654.86 € 2,010.85 € 162,013.62 €
108 2,665.71 € 643.49 € 2,022.22 € 164,035.85 €
109 2,665.71 € 632.05 € 2,033.66 € 166,069.51 €
110 2,665.71 € 620.55 € 2,045.16 € 168,114.66 €
111 2,665.71 € 608.99 € 2,056.72 € 170,171.38 €
112 2,665.71 € 597.36 € 2,068.35 € 172,239.73 €
113 2,665.71 € 585.67 € 2,080.04 € 174,319.77 €
114 2,665.71 € 573.91 € 2,091.80 € 176,411.58 €
115 2,665.71 € 562.08 € 2,103.63 € 178,515.21 €
116 2,665.71 € 550.18 € 2,115.53 € 180,630.73 €
117 2,665.71 € 538.22 € 2,127.49 € 182,758.22 €
118 2,665.71 € 526.19 € 2,139.52 € 184,897.74 €
119 2,665.71 € 514.10 € 2,151.61 € 187,049.35 €
120 2,665.71 € 501.93 € 2,163.78 € 189,213.13 €
121 2,665.71 € 489.70 € 2,176.01 € 191,389.14 €
122 2,665.71 € 477.39 € 2,188.32 € 193,577.46 €
123 2,665.71 € 465.02 € 2,200.69 € 195,778.15 €
124 2,665.71 € 452.58 € 2,213.13 € 197,991.28 €
125 2,665.71 € 440.06 € 2,225.65 € 200,216.93 €
126 2,665.71 € 427.48 € 2,238.23 € 202,455.16 €
127 2,665.71 € 414.82 € 2,250.89 € 204,706.05 €
128 2,665.71 € 402.10 € 2,263.61 € 206,969.66 €
129 2,665.71 € 389.30 € 2,276.41 € 209,246.07 €
130 2,665.71 € 376.43 € 2,289.28 € 211,535.35 €
131 2,665.71 € 363.48 € 2,302.23 € 213,837.58 €
132 2,665.71 € 350.47 € 2,315.24 € 216,152.82 €
133 2,665.71 € 337.38 € 2,328.33 € 218,481.16 €
134 2,665.71 € 324.21 € 2,341.50 € 220,822.66 €
135 2,665.71 € 310.97 € 2,354.74 € 223,177.40 €
136 2,665.71 € 297.66 € 2,368.05 € 225,545.45 €
137 2,665.71 € 284.27 € 2,381.44 € 227,926.89 €
138 2,665.71 € 270.80 € 2,394.91 € 230,321.80 €
139 2,665.71 € 257.26 € 2,408.45 € 232,730.24 €
140 2,665.71 € 243.64 € 2,422.07 € 235,152.31 €
141 2,665.71 € 229.95 € 2,435.76 € 237,588.07 €
142 2,665.71 € 216.18 € 2,449.53 € 240,037.60 €
143 2,665.71 € 202.33 € 2,463.38 € 242,500.98 €
144 2,665.71 € 188.40 € 2,477.31 € 244,978.30 €
145 2,665.71 € 174.39 € 2,491.32 € 247,469.61 €
146 2,665.71 € 160.31 € 2,505.40 € 249,975.02 €
147 2,665.71 € 146.14 € 2,519.57 € 252,494.59 €
148 2,665.71 € 131.89 € 2,533.82 € 255,028.40 €
149 2,665.71 € 117.57 € 2,548.14 € 257,576.55 €
150 2,665.71 € 103.16 € 2,562.55 € 260,139.10 €
151 2,665.71 € 88.67 € 2,577.04 € 262,716.14 €
152 2,665.71 € 74.10 € 2,591.61 € 265,307.75 €
153 2,665.71 € 59.45 € 2,606.26 € 267,914.01 €
154 2,665.71 € 44.71 € 2,621.00 € 270,535.01 €
155 2,665.71 € 29.89 € 2,635.82 € 273,170.83 €
156 2,665.71 € 14.99 € 2,650.72 € 275,821.55 €
TOTALES 415,850.77 € 140,029.22 € 275,821.55 €
 Importe del préstamo
275,821.55 €
Capital vivo
o pendiente
Interés aplicable
0.57%
275,821.55 €
274,715.38 € Cuotas 156
273,602.95 € Término amortizativo 2,665.71 €
272,484.23 €
271,359.18 € Euribor 3.00%
270,227.78 € Diferencial 4.00%
269,089.97 € Interés total 7.00%
267,945.74 €
266,795.03 € Ik% 0.57%
265,637.82 € k 12
264,474.06 € Interés anual 7.00%
263,303.73 € nk 156
262,126.78 € n 13
260,943.17 €
259,752.87 €
258,555.84 €
257,352.04 €
256,141.44 €
254,923.99 €
253,699.66 €
252,468.40 €
251,230.18 €
249,984.97 €
248,732.71 €
247,473.37 €
246,206.91 €
244,933.29 €
243,652.47 €
242,364.40 €
241,069.06 €
239,766.39 €
238,456.35 €
237,138.91 €
235,814.01 €
234,481.63 €
233,141.71 €
231,794.22 €
230,439.11 €
229,076.34 €
227,705.86 €
226,327.63 €
224,941.61 €
223,547.75 €
222,146.01 €
220,736.35 €
219,318.71 €
217,893.06 €
216,459.35 €
215,017.53 €
213,567.56 €
212,109.40 €
210,642.98 €
209,168.28 €
207,685.24 €
206,193.81 €
204,693.95 €
203,185.61 €
201,668.74 €
200,143.29 €
198,609.22 €
197,066.48 €
195,515.01 €
193,954.77 €
192,385.71 €
190,807.78 €
189,220.92 €
187,625.09 €
186,020.24 €
184,406.32 €
182,783.27 €
181,151.04 €
179,509.59 €
177,858.85 €
176,198.78 €
174,529.32 €
172,850.43 €
171,162.04 €
169,464.10 €
167,756.57 €
166,039.38 €
164,312.48 €
162,575.82 €
160,829.33 €
159,072.98 €
157,306.69 €
155,530.41 €
153,744.09 €
151,947.68 €
150,141.10 €
148,324.31 €
146,497.25 €
144,659.85 €
142,812.07 €
140,953.84 €
139,085.10 €
137,205.80 €
135,315.87 €
133,415.26 €
131,503.90 €
129,581.73 €
127,648.69 €
125,704.73 €
123,749.77 €
121,783.76 €
119,806.63 €
117,818.33 €
115,818.78 €
113,807.93 €
111,785.70 €
109,752.04 €
107,706.89 €
105,650.17 €
103,581.82 €
101,501.78 €
99,409.97 €
97,306.34 €
95,190.82 €
93,063.33 €
90,923.81 €
88,772.20 €
86,608.42 €
84,432.41 €
82,244.09 €
80,043.40 €
77,830.27 €
 75,604.62 €
73,366.39 €
71,115.50 €
68,851.89 €
66,575.48 €
64,286.20 €
61,983.97 €
59,668.73 €
57,340.39 €
54,998.89 €
52,644.15 €
50,276.10 €
47,894.66 €
45,499.75 €
43,091.31 €
40,669.24 €
38,233.48 €
35,783.95 €
33,320.57 €
30,843.25 €
28,351.94 €
25,846.53 €
23,326.96 €
20,793.15 €
18,245.00 €
15,682.45 €
13,105.41 €
10,513.80 €
7,907.54 €
5,286.54 €
2,650.72 €
- 0.00 €
Me dan unpréstamo de 309000 para comprarme un piso que tendré que pagar a 15 año con tipo de interés del 2,6% anual fij
tercer año
Euribor + 4%. (Suponemos euribor 3%) cuotas mensules. Al comienzo del año 7 me ofrecen la posibilidad de amortizar 15000€
parcialmente es de un 2,8%
Marina recibe un oferta de otro banco para que en el año 10 tenga un nuevo préstamo a 25 años con un interés del 4%.

Capital amortizado
Término Cuota de Capital vivo
Periodo (k)
amortizativo interés o pendiente
En periodo Total

0 - € - € - € - € 166,179.29 €
1 22,685.10 € 3,323.59 € 19,361.52 € 19,361.52 € 146,817.77 €
2 22,685.10 € 2,936.36 € 19,748.75 € 39,110.26 € 127,069.03 €
3 22,685.10 € 2,541.38 € 20,143.72 € 59,253.98 € 106,925.31 €
4 22,685.10 € 2,138.51 € 20,546.60 € 79,800.58 € 86,378.71 €
5 22,685.10 € 1,727.57 € 20,957.53 € 100,758.11 € 65,421.18 €
6 22,685.10 € 1,308.42 € 21,376.68 € 122,134.78 € 44,044.51 €
7 22,685.10 € 880.89 € 21,804.21 € 143,938.99 € 22,240.30 €
8 22,685.10 € 444.81 € 22,240.30 € 166,179.29 € - 0.00 €
TOTALES 181,480.81 € 15,301.52 € 166,179.29 €
e interés del 2,6% anual fijo para los dos primeros años , las cuotas se pagan todos los meses. Y a partir del

bilidad de amortizar 15000€ y aplicar un nuevo tipo de interés del 2% interés anual. La comisión por amort

on un interés del 4%.

Importe del préstamo

166,179.29 €

Interés aplicable
2.00%

Importe cancelado 15,000.00 €

Importe no cancelado 181,179.29 €

Años 8
Término amortizativo 22,685.10 €