SIMULASI KPR BSD Harga iklan

Harga Final
HARGA FINAL 5,400,000
DP 540,000 10%
PINJAMAN POKOK 4,860,000
TENOR 20 tahun
SUKU BUNGA KREDIT 3.75% effektif/thn
ANGSURAN/BULAN 28,814
SUPPOSED GAJI 82,327

BULAN ANGSURAN KE POKOK PINJAMAN

30-Jun-20 1 4,860,000
30-Jul-20 2 4,846,373
30-Aug-20 3 4,832,704
30-Sep-20 4 4,818,991
30-Oct-20 5 4,805,236
30-Nov-20 6 4,791,438
30-Dec-20 7 4,777,597
30-Jan-21 8 4,763,713
28-Feb-21 9 4,749,785
30-Mar-21 10 4,735,814
30-Apr-21 11 4,721,799
30-May-21 12 4,707,740
30-Jun-21 13 4,693,638
30-Jul-21 14 4,679,491
30-Aug-21 15 4,665,300
30-Sep-21 16 4,651,064
30-Oct-21 17 4,636,785
30-Nov-21 18 4,622,460
30-Dec-21 19 4,608,091
30-Jan-22 20 4,593,677
28-Feb-22 21 4,579,218
30-Mar-22 22 4,564,714
30-Apr-22 23 4,550,164
30-May-22 24 4,535,569
30-Jun-22 25 4,520,928
30-Jul-22 26 4,506,242
30-Aug-22 27 4,491,509
30-Sep-22 28 4,476,731
30-Oct-22 29 4,461,906
30-Nov-22 30 4,447,035
30-Dec-22 31 4,432,118
 30-Jan-23 32 4,417,154
28-Feb-23 33 4,402,143
30-Mar-23 34 4,387,085
30-Apr-23 35 4,371,981
30-May-23 36 4,356,829
30-Jun-23 37 4,341,630
30-Jul-23 38 4,326,383
30-Aug-23 39 4,311,088
30-Sep-23 40 4,295,746
30-Oct-23 41 4,280,356
30-Nov-23 42 4,264,918
30-Dec-23 43 4,249,431
30-Jan-24 44 4,233,896
29-Feb-24 45 4,218,313
30-Mar-24 46 4,202,681
30-Apr-24 47 4,187,000
30-May-24 48 4,171,270
30-Jun-24 49 4,155,491
30-Jul-24 50 4,139,662
30-Aug-24 51 4,123,784
30-Sep-24 52 4,107,857
30-Oct-24 53 4,091,879
30-Nov-24 54 4,075,852
30-Dec-24 55 4,059,775
30-Jan-25 56 4,043,647
28-Feb-25 57 4,027,469
30-Mar-25 58 4,011,241
30-Apr-25 59 3,994,961
30-May-25 60 3,978,631
30-Jun-25 61 3,962,250
30-Jul-25 62 3,945,818
30-Aug-25 63 3,929,334
30-Sep-25 64 3,912,799
30-Oct-25 65 3,896,212
30-Nov-25 66 3,879,573
30-Dec-25 67 3,862,883
30-Jan-26 68 3,846,140
28-Feb-26 69 3,829,345
30-Mar-26 70 3,812,497
30-Apr-26 71 3,795,597
30-May-26 72 3,778,643
30-Jun-26 73 3,761,637
30-Jul-26 74 3,744,578
30-Aug-26 75 3,727,465
30-Sep-26 76 3,710,299
 30-Oct-26 77 3,693,080
30-Nov-26 78 3,675,806
30-Dec-26 79 3,658,479
30-Jan-27 80 3,641,097
28-Feb-27 81 3,623,661
30-Mar-27 82 3,606,171
30-Apr-27 83 3,588,626
30-May-27 84 3,571,026
30-Jun-27 85 3,553,371
30-Jul-27 86 3,535,661
30-Aug-27 87 3,517,895
30-Sep-27 88 3,500,074
30-Oct-27 89 3,482,198
30-Nov-27 90 3,464,265
30-Dec-27 91 3,446,277
30-Jan-28 92 3,428,232
29-Feb-28 93 3,410,131
30-Mar-28 94 3,391,973
30-Apr-28 95 3,373,759
30-May-28 96 3,355,487
30-Jun-28 97 3,337,159
30-Jul-28 98 3,318,773
30-Aug-28 99 3,300,330
30-Sep-28 100 3,281,829
30-Oct-28 101 3,263,270
30-Nov-28 102 3,244,654
30-Dec-28 103 3,225,979
30-Jan-29 104 3,207,246
28-Feb-29 105 3,188,454
30-Mar-29 106 3,169,603
30-Apr-29 107 3,150,694
30-May-29 108 3,131,726
30-Jun-29 109 3,112,698
30-Jul-29 110 3,093,611
30-Aug-29 111 3,074,464
30-Sep-29 112 3,055,257
30-Oct-29 113 3,035,991
30-Nov-29 114 3,016,664
30-Dec-29 115 2,997,276
30-Jan-30 116 2,977,828
28-Feb-30 117 2,958,320
30-Mar-30 118 2,938,750
30-Apr-30 119 2,919,119
30-May-30 120 2,899,427
30-Jun-30 121 2,879,674
 30-Jul-30 122 2,859,858
30-Aug-30 123 2,839,981
30-Sep-30 124 2,820,041
30-Oct-30 125 2,800,040
30-Nov-30 126 2,779,975
30-Dec-30 127 2,759,849
30-Jan-31 128 2,739,659
28-Feb-31 129 2,719,406
30-Mar-31 130 2,699,090
30-Apr-31 131 2,678,710
30-May-31 132 2,658,266
30-Jun-31 133 2,637,759
30-Jul-31 134 2,617,188
30-Aug-31 135 2,596,552
30-Sep-31 136 2,575,852
30-Oct-31 137 2,555,087
30-Nov-31 138 2,534,257
30-Dec-31 139 2,513,363
30-Jan-32 140 2,492,402
29-Feb-32 141 2,471,377
30-Mar-32 142 2,450,285
30-Apr-32 143 2,429,128
30-May-32 144 2,407,905
30-Jun-32 145 2,386,615
30-Jul-32 146 2,365,259
30-Aug-32 147 2,343,836
30-Sep-32 148 2,322,346
30-Oct-32 149 2,300,789
30-Nov-32 150 2,279,165
30-Dec-32 151 2,257,473
30-Jan-33 152 2,235,713
28-Feb-33 153 2,213,885
30-Mar-33 154 2,191,989
30-Apr-33 155 2,170,025
30-May-33 156 2,147,992
30-Jun-33 157 2,125,890
30-Jul-33 158 2,103,719
30-Aug-33 159 2,081,479
30-Sep-33 160 2,059,169
30-Oct-33 161 2,036,789
30-Nov-33 162 2,014,340
30-Dec-33 163 1,991,821
30-Jan-34 164 1,969,231
28-Feb-34 165 1,946,570
30-Mar-34 166 1,923,839
 30-Apr-34 167 1,901,036
30-May-34 168 1,878,163
30-Jun-34 169 1,855,218
30-Jul-34 170 1,832,201
30-Aug-34 171 1,809,112
30-Sep-34 172 1,785,951
30-Oct-34 173 1,762,718
30-Nov-34 174 1,739,412
30-Dec-34 175 1,716,033
30-Jan-35 176 1,692,582
28-Feb-35 177 1,669,056
30-Mar-35 178 1,645,458
30-Apr-35 179 1,621,786
30-May-35 180 1,598,039
30-Jun-35 181 1,574,219
30-Jul-35 182 1,550,324
30-Aug-35 183 1,526,354
30-Sep-35 184 1,502,310
30-Oct-35 185 1,478,190
30-Nov-35 186 1,453,995
30-Dec-35 187 1,429,724
30-Jan-36 188 1,405,378
29-Feb-36 189 1,380,955
30-Mar-36 190 1,356,456
30-Apr-36 191 1,331,881
30-May-36 192 1,307,229
30-Jun-36 193 1,282,499
30-Jul-36 194 1,257,693
30-Aug-36 195 1,232,809
30-Sep-36 196 1,207,847
30-Oct-36 197 1,182,807
30-Nov-36 198 1,157,689
30-Dec-36 199 1,132,492
30-Jan-37 200 1,107,217
28-Feb-37 201 1,081,863
30-Mar-37 202 1,056,429
30-Apr-37 203 1,030,916
30-May-37 204 1,005,323
30-Jun-37 205 979,651
30-Jul-37 206 953,898
30-Aug-37 207 928,064
30-Sep-37 208 902,150
30-Oct-37 209 876,155
30-Nov-37 210 850,079
30-Dec-37 211 823,921
 30-Jan-38 212 797,681
28-Feb-38 213 771,360
30-Mar-38 214 744,956
30-Apr-38 215 718,469
30-May-38 216 691,900
30-Jun-38 217 665,248
30-Jul-38 218 638,512
30-Aug-38 219 611,693
30-Sep-38 220 584,791
30-Oct-38 221 557,804
30-Nov-38 222 530,732
30-Dec-38 223 503,577
30-Jan-39 224 476,336
28-Feb-39 225 449,010
30-Mar-39 226 421,599
30-Apr-39 227 394,102
30-May-39 228 366,519
30-Jun-39 229 338,850
30-Jul-39 230 311,095
30-Aug-39 231 283,253
30-Sep-39 232 255,323
30-Oct-39 233 227,307
30-Nov-39 234 199,203
30-Dec-39 235 171,011
30-Jan-40 236 142,731
29-Feb-40 237 114,363
30-Mar-40 238 85,906
30-Apr-40 239 57,360
30-May-40 240 28,725

TOTAL ANGSURAN

TOTAL BUNGA

TOTAL POKOK

HARGA JUAL

HARGA JUAL REAL

RUGI
 6,750,000 SIMULASI BUNGA
5,400,000
BUNGA
Kebutuhan All KPR 388,800 3.00%
4.00%
240 bulan 5.00%
3.75% 6.00%
7.00%

ANGSURAN TOTAL ANGSURAN POKOK ANGSURAN BUNGA

28,814 13,627 15,187

28,814 13,669 15,145
28,814 13,712 15,102
28,814 13,755 15,059
28,814 13,798 15,016
28,814 13,841 14,973
28,814 13,884 14,930
28,814 13,928 14,887
28,814 13,971 14,843
28,814 14,015 14,799
28,814 14,059 14,756
28,814 14,103 14,712
28,814 14,147 14,668
28,814 14,191 14,623
28,814 14,235 14,579
28,814 14,280 14,535
28,814 14,324 14,490
28,814 14,369 14,445
28,814 14,414 14,400
28,814 14,459 14,355
28,814 14,504 14,310
28,814 14,550 14,265
28,814 14,595 14,219
28,814 14,641 14,174
28,814 14,686 14,128
28,814 14,732 14,082
28,814 14,778 14,036
28,814 14,825 13,990
28,814 14,871 13,943
28,814 14,917 13,897
28,814 14,964 13,850
28,814 15,011 13,804
28,814 15,058 13,757
28,814 15,105 13,710
28,814 15,152 13,662
28,814 15,199 13,615
28,814 15,247 13,568
28,814 15,294 13,520
28,814 15,342 13,472
28,814 15,390 13,424
28,814 15,438 13,376
28,814 15,487 13,328
28,814 15,535 13,279
28,814 15,583 13,231
28,814 15,632 13,182
28,814 15,681 13,133
28,814 15,730 13,084
28,814 15,779 13,035
28,814 15,828 12,986
28,814 15,878 12,936
28,814 15,928 12,887
28,814 15,977 12,837
28,814 16,027 12,787
28,814 16,077 12,737
28,814 16,128 12,687
28,814 16,178 12,636
28,814 16,229 12,586
28,814 16,279 12,535
28,814 16,330 12,484
28,814 16,381 12,433
28,814 16,432 12,382
28,814 16,484 12,331
28,814 16,535 12,279
28,814 16,587 12,227
28,814 16,639 12,176
28,814 16,691 12,124
28,814 16,743 12,072
28,814 16,795 12,019
28,814 16,848 11,967
28,814 16,900 11,914
28,814 16,953 11,861
28,814 17,006 11,808
28,814 17,059 11,755
28,814 17,113 11,702
28,814 17,166 11,648
28,814 17,220 11,595
28,814 17,273 11,541
28,814 17,327 11,487
28,814 17,382 11,433
28,814 17,436 11,378
28,814 17,490 11,324
28,814 17,545 11,269
28,814 17,600 11,214
28,814 17,655 11,159
28,814 17,710 11,104
28,814 17,765 11,049
28,814 17,821 10,993
28,814 17,877 10,938
28,814 17,933 10,882
28,814 17,989 10,826
28,814 18,045 10,770
28,814 18,101 10,713
28,814 18,158 10,657
28,814 18,214 10,600
28,814 18,271 10,543
28,814 18,328 10,486
28,814 18,386 10,429
28,814 18,443 10,371
28,814 18,501 10,314
28,814 18,559 10,256
28,814 18,617 10,198
28,814 18,675 10,140
28,814 18,733 10,081
28,814 18,792 10,023
28,814 18,850 9,964
28,814 18,909 9,905
28,814 18,968 9,846
28,814 19,028 9,787
28,814 19,087 9,727
28,814 19,147 9,668
28,814 19,207 9,608
28,814 19,267 9,548
28,814 19,327 9,487
28,814 19,387 9,427
28,814 19,448 9,366
28,814 19,509 9,306
28,814 19,570 9,245
28,814 19,631 9,184
28,814 19,692 9,122
28,814 19,754 9,061
28,814 19,815 8,999
28,814 19,877 8,937
28,814 19,939 8,875
28,814 20,002 8,813
28,814 20,064 8,750
28,814 20,127 8,687
28,814 20,190 8,625
28,814 20,253 8,561
28,814 20,316 8,498
28,814 20,380 8,435
28,814 20,443 8,371
28,814 20,507 8,307
28,814 20,571 8,243
28,814 20,636 8,179
28,814 20,700 8,114
28,814 20,765 8,050
28,814 20,830 7,985
28,814 20,895 7,920
28,814 20,960 7,854
28,814 21,026 7,789
28,814 21,091 7,723
28,814 21,157 7,657
28,814 21,223 7,591
28,814 21,290 7,525
28,814 21,356 7,458
28,814 21,423 7,391
28,814 21,490 7,324
28,814 21,557 7,257
28,814 21,624 7,190
28,814 21,692 7,122
28,814 21,760 7,055
28,814 21,828 6,987
28,814 21,896 6,918
28,814 21,964 6,850
28,814 22,033 6,781
28,814 22,102 6,712
28,814 22,171 6,643
28,814 22,240 6,574
28,814 22,310 6,505
28,814 22,379 6,435
28,814 22,449 6,365
28,814 22,520 6,295
28,814 22,590 6,224
28,814 22,661 6,154
28,814 22,731 6,083
28,814 22,802 6,012
28,814 22,874 5,941
28,814 22,945 5,869
28,814 23,017 5,798
28,814 23,089 5,726
28,814 23,161 5,653
28,814 23,233 5,581
28,814 23,306 5,508
28,814 23,379 5,436
28,814 23,452 5,363
28,814 23,525 5,289
28,814 23,599 5,216
28,814 23,672 5,142
28,814 23,746 5,068
28,814 23,820 4,994
28,814 23,895 4,919
28,814 23,970 4,845
28,814 24,045 4,770
28,814 24,120 4,695
28,814 24,195 4,619
28,814 24,271 4,544
28,814 24,346 4,468
28,814 24,423 4,392
28,814 24,499 4,315
28,814 24,575 4,239
28,814 24,652 4,162
28,814 24,729 4,085
28,814 24,807 4,008
28,814 24,884 3,930
28,814 24,962 3,853
28,814 25,040 3,775
28,814 25,118 3,696
28,814 25,197 3,618
28,814 25,275 3,539
28,814 25,354 3,460
28,814 25,434 3,381
28,814 25,513 3,301
28,814 25,593 3,222
28,814 25,673 3,142
28,814 25,753 3,061
28,814 25,833 2,981
28,814 25,914 2,900
28,814 25,995 2,819
28,814 26,076 2,738
28,814 26,158 2,656
28,814 26,240 2,575
 28,814 26,322 2,493
28,814 26,404 2,410
28,814 26,486 2,328
28,814 26,569 2,245
28,814 26,652 2,162
28,814 26,735 2,079
28,814 26,819 1,995
28,814 26,903 1,912
28,814 26,987 1,827
28,814 27,071 1,743
28,814 27,156 1,659
28,814 27,241 1,574
28,814 27,326 1,489
28,814 27,411 1,403
28,814 27,497 1,317
28,814 27,583 1,232
28,814 27,669 1,145
28,814 27,755 1,059
28,814 27,842 972
28,814 27,929 885
28,814 28,016 798
28,814 28,104 710
28,814 28,192 623
28,814 28,280 534
28,814 28,368 446
28,814 28,457 357
28,814 28,546 268
28,814 28,635 179
28,814 28,725 90

Rp 6,915,449.3 Rp 4,860,000.0 Rp 2,055,449.3

Rp 770,764,713.5 Rp 550,000,000.0 Rp 220,764,713.5
Rp 6,915,449
Opsi
Rp 2,055,449 Bunga Awal
Bunga bom 100
Rp 4,860,000 Bunga bom 200
Refin (7.5%)
Refin (7.5%, bom 50)
Refin (7.5%, bom 100)

33,000,000 P1
THR
150,000,000 IPK Sem 2
 IPK Sem 1
(117,000,000) Bonus
Pindahan
Deposito

Total
BUNGA
ANGSURAN TOTAL BIAYA BUNGA
26,953 6,468,826 1,608,826
29,451 7,068,155 2,208,155
32,074 7,697,724 2,837,724
34,819 8,356,452 3,496,452
37,680 9,043,087 4,183,087

SISA POKOK INTEREST RATE REMARKS

4,860,000
4,846,373 3.75%
4,832,704 3.75%
4,818,991 3.75%
4,805,236 3.75%
4,791,438 3.75%
4,777,597 3.75%
4,763,713 3.75%
4,749,785 3.75%
4,735,814 3.75%
4,721,799 3.75%
4,707,740 3.75%
4,693,638 3.75%
4,679,491 3.75%
4,665,300 3.75%
4,651,064 3.75%
4,636,785 3.75%
4,622,460 3.75%
4,608,091 3.75%
4,593,677 3.75%
4,579,218 3.75%
4,564,714 3.75%
4,550,164 3.75%
4,535,569 3.75%
4,520,928 3.75%
4,506,242 3.75%
4,491,509 3.75%
4,476,731 3.75%
4,461,906 3.75%
4,447,035 3.75%
4,432,118 3.75%
4,417,154 3.75%
4,402,143 3.75%
4,387,085 3.75%
4,371,981 3.75%
4,356,829 3.75%
4,341,630 3.75%
4,326,383 3.75%
4,311,088 3.75%
4,295,746 3.75%
4,280,356 3.75%
4,264,918 3.75%
4,249,431 3.75%
4,233,896 3.75%
4,218,313 3.75%
4,202,681 3.75%
4,187,000 3.75%
4,171,270 3.75%
4,155,491 3.75%
4,139,662 3.75%
4,123,784 3.75%
4,107,857 3.75%
4,091,879 3.75%
4,075,852 3.75%
4,059,775 3.75%
4,043,647 3.75%
4,027,469 3.75%
4,011,241 3.75%
3,994,961 3.75%
3,978,631 3.75%
3,962,250 3.75%
3,945,818 3.75%
3,929,334 3.75%
3,912,799 3.75%
3,896,212 3.75%
3,879,573 3.75%
3,862,883 3.75%
3,846,140 3.75%
3,829,345 3.75%
3,812,497 3.75%
3,795,597 3.75%
3,778,643 3.75%
3,761,637 3.75%
3,744,578 3.75%
3,727,465 3.75%
3,710,299 3.75%
3,693,080 3.75%
3,675,806 3.75%
3,658,479 3.75%
3,641,097 3.75%
3,623,661 3.75%
3,606,171 3.75%
3,588,626 3.75%
3,571,026 3.75%
3,553,371 3.75%
3,535,661 3.75%
3,517,895 3.75%
3,500,074 3.75%
3,482,198 3.75%
3,464,265 3.75%
3,446,277 3.75%
3,428,232 3.75%
3,410,131 3.75%
3,391,973 3.75%
3,373,759 3.75%
3,355,487 3.75%
3,337,159 3.75%
3,318,773 3.75%
3,300,330 3.75%
3,281,829 3.75%
3,263,270 3.75%
3,244,654 3.75%
3,225,979 3.75%
3,207,246 3.75%
3,188,454 3.75%
3,169,603 3.75%
3,150,694 3.75%
3,131,726 3.75%
3,112,698 3.75%
3,093,611 3.75%
3,074,464 3.75%
3,055,257 3.75%
3,035,991 3.75%
3,016,664 3.75%
2,997,276 3.75%
2,977,828 3.75%
2,958,320 3.75%
2,938,750 3.75%
2,919,119 3.75%
2,899,427 3.75%
2,879,674 3.75%
2,859,858 3.75%
2,839,981 3.75%
2,820,041 3.75%
2,800,040 3.75%
2,779,975 3.75%
2,759,849 3.75%
2,739,659 3.75%
2,719,406 3.75%
2,699,090 3.75%
2,678,710 3.75%
2,658,266 3.75%
2,637,759 3.75%
2,617,188 3.75%
2,596,552 3.75%
2,575,852 3.75%
2,555,087 3.75%
2,534,257 3.75%
2,513,363 3.75%
2,492,402 3.75%
2,471,377 3.75%
2,450,285 3.75%
2,429,128 3.75%
2,407,905 3.75%
2,386,615 3.75%
2,365,259 3.75%
2,343,836 3.75%
2,322,346 3.75%
2,300,789 3.75%
2,279,165 3.75%
2,257,473 3.75%
2,235,713 3.75%
2,213,885 3.75%
2,191,989 3.75%
2,170,025 3.75%
2,147,992 3.75%
2,125,890 3.75%
2,103,719 3.75%
2,081,479 3.75%
2,059,169 3.75%
2,036,789 3.75%
2,014,340 3.75%
1,991,821 3.75%
1,969,231 3.75%
1,946,570 3.75%
1,923,839 3.75%
1,901,036 3.75%
1,878,163 3.75%
1,855,218 3.75%
1,832,201 3.75%
1,809,112 3.75%
1,785,951 3.75%
1,762,718 3.75%
1,739,412 3.75%
1,716,033 3.75%
1,692,582 3.75%
1,669,056 3.75%
1,645,458 3.75%
1,621,786 3.75%
1,598,039 3.75%
1,574,219 3.75%
1,550,324 3.75%
1,526,354 3.75%
1,502,310 3.75%
1,478,190 3.75%
1,453,995 3.75%
1,429,724 3.75%
1,405,378 3.75%
1,380,955 3.75%
1,356,456 3.75%
1,331,881 3.75%
1,307,229 3.75%
1,282,499 3.75%
1,257,693 3.75%
1,232,809 3.75%
1,207,847 3.75%
1,182,807 3.75%
1,157,689 3.75%
1,132,492 3.75%
1,107,217 3.75%
1,081,863 3.75%
1,056,429 3.75%
1,030,916 3.75%
1,005,323 3.75%
979,651 3.75%
953,898 3.75%
928,064 3.75%
902,150 3.75%
876,155 3.75%
850,079 3.75%
823,921 3.75%
797,681 3.75%
 771,360 3.75%
744,956 3.75%
718,469 3.75%
691,900 3.75%
665,248 3.75%
638,512 3.75%
611,693 3.75%
584,791 3.75%
557,804 3.75%
530,732 3.75%
503,577 3.75%
476,336 3.75%
449,010 3.75%
421,599 3.75%
394,102 3.75%
366,519 3.75%
338,850 3.75%
311,095 3.75%
283,253 3.75%
255,323 3.75%
227,307 3.75%
199,203 3.75%
171,011 3.75%
142,731 3.75%
114,363 3.75%
85,906 3.75%
57,360 3.75%
28,725 3.75%
- 3.75%

Total Bunga Cicilan Selisih

614,186,802 9,065,300 -
550,786,111 7,827,416 (63,400,690.78)
487,385,420 6,589,532 (126,801,381.56)
495,206,236 8,163,932 (118,980,566.18)
471,629,402 7,606,532 (142,557,399.86)
448,052,568 7,049,132 (166,134,233.53)

6,600,000
13,200,000 Des 2017
33,000,000 Jul 2017
 33,000,000 Nov 2017
33,000,000 Agu 2017
26,400,000
20,000,000

158,600,000
 AKTUAL KPR BSD

02150836888 PELUNASAN BNI GRIYA

02150836666

BULAN ANGSURAN KE

30-Jun-20 1
30-Jul-20 2
30-Aug-20 3
30-Sep-20 4
30-Oct-20 5
30-Nov-20 6
30-Dec-20 7
30-Jan-21 8
28-Feb-21 9
30-Mar-21 10
30-Apr-21 11
30-May-21 12
30-Jun-21 13
30-Jul-21 14
30-Aug-21 15
30-Sep-21 16
30-Oct-21 17
30-Nov-21 18
30-Dec-21 19
30-Jan-22 20
28-Feb-22 21
30-Mar-22 22
30-Apr-22 23
30-May-22 24
30-Jun-22 25
30-Jul-22 26
30-Aug-22 27
30-Sep-22 28
30-Oct-22 29
30-Nov-22 30
30-Dec-22 31
 30-Jan-23 32
28-Feb-23 33
30-Mar-23 34
30-Apr-23 35
30-May-23 36
30-Jun-23 37
30-Jul-23 38
30-Aug-23 39
30-Sep-23 40
30-Oct-23 41
30-Nov-23 42
30-Dec-23 43
30-Jan-24 44
29-Feb-24 45
30-Mar-24 46
30-Apr-24 47
30-May-24 48
30-Jun-24 49
30-Jul-24 50
30-Aug-24 51
30-Sep-24 52
30-Oct-24 53
30-Nov-24 54
30-Dec-24 55
30-Jan-25 56
28-Feb-25 57
30-Mar-25 58
30-Apr-25 59
30-May-25 60
30-Jun-25 61
30-Jul-25 62
30-Aug-25 63
30-Sep-25 64
30-Oct-25 65
30-Nov-25 66
30-Dec-25 67
30-Jan-26 68
28-Feb-26 69
30-Mar-26 70
30-Apr-26 71
30-May-26 72
30-Jun-26 73
30-Jul-26 74
30-Aug-26 75
30-Sep-26 76
 30-Oct-26 77
30-Nov-26 78
30-Dec-26 79
30-Jan-27 80
28-Feb-27 81
30-Mar-27 82
30-Apr-27 83
30-May-27 84
30-Jun-27 85
30-Jul-27 86
30-Aug-27 87
30-Sep-27 88
30-Oct-27 89
30-Nov-27 90
30-Dec-27 91
30-Jan-28 92
29-Feb-28 93
30-Mar-28 94
30-Apr-28 95
30-May-28 96
30-Jun-28 97
30-Jul-28 98
30-Aug-28 99
30-Sep-28 100
30-Oct-28 101
30-May-33 156
30-Jun-33 157
30-Jul-33 158
30-Aug-33 159
30-Sep-33 160
30-Oct-33 161
30-Nov-33 162
30-Dec-33 163
30-Jan-34 164
28-Feb-34 165
 30-Sep-39 232
30-Oct-39 233
30-Nov-39 234
30-Dec-39 235
30-Jan-40 236
29-Feb-40 237
30-Mar-40 238
30-Apr-40 239
30-May-40 240

(97,980,566)
(121,557,400)
(145,134,234)
 POKOK PINJAMAN ANGSURAN TOTAL ANGSURAN POKOK

Rp 4,860,000.0 Rp 2,087,524.0 Rp 1,053,080.0

Rp 3,806,920.0 Rp 2,087,524.0 Rp 987,527.0
Rp 2,819,393.0 Rp 2,087,524.0 Rp 995,346.0
Rp 1,824,047.0 Rp 2,087,524.0 Rp 1,003,225.0
Rp 820,822.0 Rp 2,087,524.0 Rp 1,011,167.0
Rp (190,345.0) Rp 2,087,524.0 Rp 1,019,173.0
Rp (1,209,518.0) Rp 2,087,524.0 Rp 1,027,241.0
Rp (2,236,759.0) Rp 2,087,524.0 Rp 1,035,373.0
Rp (3,272,132.0) Rp 2,087,524.0 Rp 1,043,570.0
Rp (4,315,702.0) Rp 2,087,524.0 Rp 1,051,832.0
Rp (5,367,534.0) Rp 2,087,524.0 Rp 1,060,159.0
Rp (6,427,693.0) Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
 ANGSURAN BUNGA SISA POKOK INTEREST RATE
Rp 4,860,000.0
Rp 1,034,444.0 Rp 3,806,920.0 9.75%
Rp 1,099,997.0 Rp 2,819,393.0 9.75%
Rp 1,092,178.0 Rp 1,824,047.0 9.75%
Rp 1,084,299.0 Rp 820,822.0 9.75%
Rp 1,076,357.0 Rp (190,345.0) 9.75%
Rp 1,068,351.0 Rp (1,209,518.0) 9.75%
Rp 1,060,283.0 Rp (2,236,759.0) 9.75%
Rp 1,052,151.0 Rp (3,272,132.0) 9.75%
Rp 1,043,954.0 Rp (4,315,702.0) 9.75%
Rp 1,035,692.0 Rp (5,367,534.0) 9.75%
Rp 1,027,365.0 Rp (6,427,693.0) 9.75%
SIMULASI KPR BSD Harga iklan
Harga Final
HARGA FINAL 6,000,000
DP 1,200,000 20%
PINJAMAN POKOK 4,800,000
TENOR 15 tahun
SUKU BUNGA KREDIT 3.75% effektif/thn
ANGSURAN/BULAN 34,907
SUPPOSED GAJI 99,733

BULAN ANGSURAN KE POKOK PINJAMAN

30-Jun-20 1 4,800,000
30-Jul-20 2 4,780,093
30-Aug-20 3 4,760,124
30-Sep-20 4 4,740,093
30-Oct-20 5 4,719,999
30-Nov-20 6 4,699,843
30-Dec-20 7 4,679,623
30-Jan-21 8 4,659,340
28-Feb-21 9 4,638,994
30-Mar-21 10 4,618,584
30-Apr-21 11 4,598,110
30-May-21 12 4,577,573
30-Jun-21 13 4,556,971
30-Jul-21 14 4,536,305
30-Aug-21 15 4,515,574
30-Sep-21 16 4,494,779
30-Oct-21 17 4,473,918
30-Nov-21 18 4,452,992
30-Dec-21 19 4,432,001
30-Jan-22 20 4,410,945
28-Feb-22 21 4,389,822
30-Mar-22 22 4,368,634
30-Apr-22 23 4,347,379
30-May-22 24 4,326,058
30-Jun-22 25 4,304,670
30-Jul-22 26 4,283,216
30-Aug-22 27 4,261,694
30-Sep-22 28 4,240,105
30-Oct-22 29 4,218,449
30-Nov-22 30 4,196,725
30-Dec-22 31 4,174,933
 30-Jan-23 32 4,153,073
28-Feb-23 33 4,131,145
30-Mar-23 34 4,109,148
30-Apr-23 35 4,087,082
30-May-23 36 4,064,948
30-Jun-23 37 4,042,744
30-Jul-23 38 4,020,471
30-Aug-23 39 3,998,128
30-Sep-23 40 3,975,715
30-Oct-23 41 3,953,233
30-Nov-23 42 3,930,680
30-Dec-23 43 3,908,057
30-Jan-24 44 3,885,363
29-Feb-24 45 3,862,598
30-Mar-24 46 3,839,762
30-Apr-24 47 3,816,854
30-May-24 48 3,793,875
30-Jun-24 49 3,770,825
30-Jul-24 50 3,747,702
30-Aug-24 51 3,724,507
30-Sep-24 52 3,701,239
30-Oct-24 53 3,677,899
30-Nov-24 54 3,654,485
30-Dec-24 55 3,630,999
30-Jan-25 56 3,607,439
28-Feb-25 57 3,583,806
30-Mar-25 58 3,560,099
30-Apr-25 59 3,536,317
30-May-25 60 3,512,461
30-Jun-25 61 3,488,531
30-Jul-25 62 3,464,526
30-Aug-25 63 3,440,446
30-Sep-25 64 3,416,291
30-Oct-25 65 3,392,060
30-Nov-25 66 3,367,754
30-Dec-25 67 3,343,371
30-Jan-26 68 3,318,913
28-Feb-26 69 3,294,377
30-Mar-26 70 3,269,766
30-Apr-26 71 3,245,077
30-May-26 72 3,220,311
30-Jun-26 73 3,195,468
30-Jul-26 74 3,170,547
30-Aug-26 75 3,145,549
30-Sep-26 76 3,120,472
 30-Oct-26 77 3,095,316
30-Nov-26 78 3,070,083
30-Dec-26 79 3,044,770
30-Jan-27 80 3,019,378
28-Feb-27 81 2,993,907
30-Mar-27 82 2,968,356
30-Apr-27 83 2,942,726
30-May-27 84 2,917,015
30-Jun-27 85 2,891,224
30-Jul-27 86 2,865,353
30-Aug-27 87 2,839,400
30-Sep-27 88 2,813,367
30-Oct-27 89 2,787,252
30-Nov-27 90 2,761,055
30-Dec-27 91 2,734,777
30-Jan-28 92 2,708,416
29-Feb-28 93 2,681,973
30-Mar-28 94 2,655,448
30-Apr-28 95 2,628,839
30-May-28 96 2,602,148
30-Jun-28 97 2,575,373
30-Jul-28 98 2,548,514
30-Aug-28 99 2,521,572
30-Sep-28 100 2,494,545
30-Oct-28 101 2,467,434
30-Nov-28 102 2,440,238
30-Dec-28 103 2,412,957
30-Jan-29 104 2,385,591
28-Feb-29 105 2,358,139
30-Mar-29 106 2,330,601
30-Apr-29 107 2,302,978
30-May-29 108 2,275,268
30-Jun-29 109 2,247,472
30-Jul-29 110 2,219,588
30-Aug-29 111 2,191,618
30-Sep-29 112 2,163,560
30-Oct-29 113 2,135,414
30-Nov-29 114 2,107,181
30-Dec-29 115 2,078,859
30-Jan-30 116 2,050,449
28-Feb-30 117 2,021,950
30-Mar-30 118 1,993,362
30-Apr-30 119 1,964,684
30-May-30 120 1,935,917
30-Jun-30 121 1,907,060
 30-Jul-30 122 1,878,113
30-Aug-30 123 1,849,076
30-Sep-30 124 1,819,947
30-Oct-30 125 1,790,728
30-Nov-30 126 1,761,417
30-Dec-30 127 1,732,015
30-Jan-31 128 1,702,521
28-Feb-31 129 1,672,935
30-Mar-31 130 1,643,256
30-Apr-31 131 1,613,484
30-May-31 132 1,583,620
30-Jun-31 133 1,553,662
30-Jul-31 134 1,523,611
30-Aug-31 135 1,493,465
30-Sep-31 136 1,463,226
30-Oct-31 137 1,432,891
30-Nov-31 138 1,402,463
30-Dec-31 139 1,371,939
30-Jan-32 140 1,341,319
29-Feb-32 141 1,310,604
30-Mar-32 142 1,279,793
30-Apr-32 143 1,248,886
30-May-32 144 1,217,882
30-Jun-32 145 1,186,781
30-Jul-32 146 1,155,583
30-Aug-32 147 1,124,288
30-Sep-32 148 1,092,894
30-Oct-32 149 1,061,403
30-Nov-32 150 1,029,813
30-Dec-32 151 998,125
30-Jan-33 152 966,337
28-Feb-33 153 934,450
30-Mar-33 154 902,464
30-Apr-33 155 870,377
30-May-33 156 838,191
30-Jun-33 157 805,903
30-Jul-33 158 773,515
30-Aug-33 159 741,026
30-Sep-33 160 708,435
30-Oct-33 161 675,742
30-Nov-33 162 642,947
30-Dec-33 163 610,049
30-Jan-34 164 577,049
28-Feb-34 165 543,946
30-Mar-34 166 510,739
 30-Apr-34 167 477,428
30-May-34 168 444,013
30-Jun-34 169 410,494
30-Jul-34 170 376,870
30-Aug-34 171 343,141
30-Sep-34 172 309,307
30-Oct-34 173 275,367
30-Nov-34 174 241,321
30-Dec-34 175 207,168
30-Jan-35 176 172,909
28-Feb-35 177 138,543
30-Mar-35 178 104,069
30-Apr-35 179 69,487
30-May-35 180 34,798
30-Jun-35 181 -
30-Jul-35 182 #NUM!
30-Aug-35 183 #NUM!
30-Sep-35 184 #NUM!
30-Oct-35 185 #NUM!
30-Nov-35 186 #NUM!
30-Dec-35 187 #NUM!
30-Jan-36 188 #NUM!
29-Feb-36 189 #NUM!
30-Mar-36 190 #NUM!
30-Apr-36 191 #NUM!
30-May-36 192 #NUM!
30-Jun-36 193 #NUM!
30-Jul-36 194 #NUM!
30-Aug-36 195 #NUM!
30-Sep-36 196 #NUM!
30-Oct-36 197 #NUM!
30-Nov-36 198 #NUM!
30-Dec-36 199 #NUM!
30-Jan-37 200 #NUM!
28-Feb-37 201 #NUM!
30-Mar-37 202 #NUM!
30-Apr-37 203 #NUM!
30-May-37 204 #NUM!
30-Jun-37 205 #NUM!
30-Jul-37 206 #NUM!
30-Aug-37 207 #NUM!
30-Sep-37 208 #NUM!
30-Oct-37 209 #NUM!
30-Nov-37 210 #NUM!
30-Dec-37 211 #NUM!
 30-Jan-38 212 #NUM!
28-Feb-38 213 #NUM!
30-Mar-38 214 #NUM!
30-Apr-38 215 #NUM!
30-May-38 216 #NUM!
30-Jun-38 217 #NUM!
30-Jul-38 218 #NUM!
30-Aug-38 219 #NUM!
30-Sep-38 220 #NUM!
30-Oct-38 221 #NUM!
30-Nov-38 222 #NUM!
30-Dec-38 223 #NUM!
30-Jan-39 224 #NUM!
28-Feb-39 225 #NUM!
30-Mar-39 226 #NUM!
30-Apr-39 227 #NUM!
30-May-39 228 #NUM!
30-Jun-39 229 #NUM!
30-Jul-39 230 #NUM!
30-Aug-39 231 #NUM!
30-Sep-39 232 #NUM!
30-Oct-39 233 #NUM!
30-Nov-39 234 #NUM!
30-Dec-39 235 #NUM!
30-Jan-40 236 #NUM!
29-Feb-40 237 #NUM!
30-Mar-40 238 #NUM!
30-Apr-40 239 #NUM!
30-May-40 240 #NUM!

TOTAL ANGSURAN

TOTAL BUNGA

TOTAL POKOK

HARGA JUAL

HARGA JUAL REAL

RUGI
 7,500,000 SIMULASI BUNGA
6,000,000
BUNGA
Kebutuhan All KPR 384,000 3.00%
4.00%
180 bulan 5.00%
3.75% 6.00%
7.00%

ANGSURAN TOTAL ANGSURAN POKOK ANGSURAN BUNGA

34,907 19,907 15,000

34,907 19,969 14,938
34,907 20,031 14,875
34,907 20,094 14,813
34,907 20,157 14,750
34,907 20,220 14,687
34,907 20,283 14,624
34,907 20,346 14,560
34,907 20,410 14,497
34,907 20,474 14,433
34,907 20,538 14,369
34,907 20,602 14,305
34,907 20,666 14,241
34,907 20,731 14,176
34,907 20,796 14,111
34,907 20,860 14,046
34,907 20,926 13,981
34,907 20,991 13,916
34,907 21,057 13,850
34,907 21,122 13,784
34,907 21,188 13,718
34,907 21,255 13,652
34,907 21,321 13,586
34,907 21,388 13,519
34,907 21,455 13,452
34,907 21,522 13,385
34,907 21,589 13,318
34,907 21,656 13,250
34,907 21,724 13,183
34,907 21,792 13,115
34,907 21,860 13,047
34,907 21,928 12,978
34,907 21,997 12,910
34,907 22,066 12,841
34,907 22,135 12,772
34,907 22,204 12,703
34,907 22,273 12,634
34,907 22,343 12,564
34,907 22,413 12,494
34,907 22,483 12,424
34,907 22,553 12,354
34,907 22,623 12,283
34,907 22,694 12,213
34,907 22,765 12,142
34,907 22,836 12,071
34,907 22,907 11,999
34,907 22,979 11,928
34,907 23,051 11,856
34,907 23,123 11,784
34,907 23,195 11,712
34,907 23,268 11,639
34,907 23,340 11,566
34,907 23,413 11,493
34,907 23,486 11,420
34,907 23,560 11,347
34,907 23,633 11,273
34,907 23,707 11,199
34,907 23,781 11,125
34,907 23,856 11,051
34,907 23,930 10,976
34,907 24,005 10,902
34,907 24,080 10,827
34,907 24,155 10,751
34,907 24,231 10,676
34,907 24,306 10,600
34,907 24,382 10,524
34,907 24,459 10,448
34,907 24,535 10,372
34,907 24,612 10,295
34,907 24,689 10,218
34,907 24,766 10,141
34,907 24,843 10,063
34,907 24,921 9,986
34,907 24,999 9,908
34,907 25,077 9,830
34,907 25,155 9,751
34,907 25,234 9,673
34,907 25,313 9,594
34,907 25,392 9,515
34,907 25,471 9,436
34,907 25,551 9,356
34,907 25,631 9,276
34,907 25,711 9,196
34,907 25,791 9,116
34,907 25,872 9,035
34,907 25,952 8,954
34,907 26,034 8,873
34,907 26,115 8,792
34,907 26,197 8,710
34,907 26,278 8,628
34,907 26,360 8,546
34,907 26,443 8,464
34,907 26,526 8,381
34,907 26,608 8,298
34,907 26,692 8,215
34,907 26,775 8,132
34,907 26,859 8,048
34,907 26,943 7,964
34,907 27,027 7,880
34,907 27,111 7,795
34,907 27,196 7,711
34,907 27,281 7,626
34,907 27,366 7,540
34,907 27,452 7,455
34,907 27,537 7,369
34,907 27,624 7,283
34,907 27,710 7,197
34,907 27,796 7,110
34,907 27,883 7,023
34,907 27,970 6,936
34,907 28,058 6,849
34,907 28,146 6,761
34,907 28,234 6,673
34,907 28,322 6,585
34,907 28,410 6,496
34,907 28,499 6,408
34,907 28,588 6,319
34,907 28,677 6,229
34,907 28,767 6,140
34,907 28,857 6,050
34,907 28,947 5,960
34,907 29,038 5,869
34,907 29,128 5,778
34,907 29,219 5,687
34,907 29,311 5,596
34,907 29,402 5,504
34,907 29,494 5,413
34,907 29,586 5,320
34,907 29,679 5,228
34,907 29,772 5,135
34,907 29,865 5,042
34,907 29,958 4,949
34,907 30,051 4,855
34,907 30,145 4,761
34,907 30,240 4,667
34,907 30,334 4,573
34,907 30,429 4,478
34,907 30,524 4,383
34,907 30,619 4,287
34,907 30,715 4,192
34,907 30,811 4,096
34,907 30,907 3,999
34,907 31,004 3,903
34,907 31,101 3,806
34,907 31,198 3,709
34,907 31,295 3,611
34,907 31,393 3,513
34,907 31,491 3,415
34,907 31,590 3,317
34,907 31,689 3,218
34,907 31,788 3,119
34,907 31,887 3,020
34,907 31,987 2,920
34,907 32,086 2,820
34,907 32,187 2,720
34,907 32,287 2,619
34,907 32,388 2,518
34,907 32,489 2,417
34,907 32,591 2,316
34,907 32,693 2,214
34,907 32,795 2,112
34,907 32,897 2,009
34,907 33,000 1,906
34,907 33,103 1,803
34,907 33,207 1,700
34,907 33,311 1,596
34,907 33,415 1,492
34,907 33,519 1,388
34,907 33,624 1,283
34,907 33,729 1,178
34,907 33,834 1,072
34,907 33,940 967
34,907 34,046 861
34,907 34,153 754
34,907 34,259 647
34,907 34,366 540
34,907 34,474 433
34,907 34,581 325
34,907 34,690 217
34,907 34,798 109
#NUM! #NUM! -
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
 #NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!
#NUM! #NUM! #NUM!

#NUM! #NUM! #NUM!

Rp 770,764,713.5 Rp 550,000,000.0 Rp 220,764,713.5
#NUM!
Opsi
#NUM! Bunga Awal
Bunga bom 100
#NUM! Bunga bom 200
Refin (7.5%)
Refin (7.5%, bom 50)
Refin (7.5%, bom 100)

33,000,000 P1
THR
150,000,000 IPK Sem 2
 IPK Sem 1
(117,000,000) Bonus
Pindahan
Deposito

Total
BUNGA
ANGSURAN TOTAL BIAYA BUNGA
33,148 5,966,625 1,166,625
35,505 6,390,904 1,590,904
37,958 6,832,457 2,032,457
40,505 7,290,923 2,490,923
43,144 7,765,876 2,965,876

SISA POKOK INTEREST RATE REMARKS

4,800,000
4,780,093 3.75%
4,760,124 3.75%
4,740,093 3.75%
4,719,999 3.75%
4,699,843 3.75%
4,679,623 3.75%
4,659,340 3.75%
4,638,994 3.75%
4,618,584 3.75%
4,598,110 3.75%
4,577,573 3.75%
4,556,971 3.75%
4,536,305 3.75%
4,515,574 3.75%
4,494,779 3.75%
4,473,918 3.75%
4,452,992 3.75%
4,432,001 3.75%
4,410,945 3.75%
4,389,822 3.75%
4,368,634 3.75%
4,347,379 3.75%
4,326,058 3.75%
4,304,670 3.75%
4,283,216 3.75%
4,261,694 3.75%
4,240,105 3.75%
4,218,449 3.75%
4,196,725 3.75%
4,174,933 3.75%
4,153,073 3.75%
4,131,145 3.75%
4,109,148 3.75%
4,087,082 3.75%
4,064,948 3.75%
4,042,744 3.75%
4,020,471 3.75%
3,998,128 3.75%
3,975,715 3.75%
3,953,233 3.75%
3,930,680 3.75%
3,908,057 3.75%
3,885,363 3.75%
3,862,598 3.75%
3,839,762 3.75%
3,816,854 3.75%
3,793,875 3.75%
3,770,825 3.75%
3,747,702 3.75%
3,724,507 3.75%
3,701,239 3.75%
3,677,899 3.75%
3,654,485 3.75%
3,630,999 3.75%
3,607,439 3.75%
3,583,806 3.75%
3,560,099 3.75%
3,536,317 3.75%
3,512,461 3.75%
3,488,531 3.75%
3,464,526 3.75%
3,440,446 3.75%
3,416,291 3.75%
3,392,060 3.75%
3,367,754 3.75%
3,343,371 3.75%
3,318,913 3.75%
3,294,377 3.75%
3,269,766 3.75%
3,245,077 3.75%
3,220,311 3.75%
3,195,468 3.75%
3,170,547 3.75%
3,145,549 3.75%
3,120,472 3.75%
3,095,316 3.75%
3,070,083 3.75%
3,044,770 3.75%
3,019,378 3.75%
2,993,907 3.75%
2,968,356 3.75%
2,942,726 3.75%
2,917,015 3.75%
2,891,224 3.75%
2,865,353 3.75%
2,839,400 3.75%
2,813,367 3.75%
2,787,252 3.75%
2,761,055 3.75%
2,734,777 3.75%
2,708,416 3.75%
2,681,973 3.75%
2,655,448 3.75%
2,628,839 3.75%
2,602,148 3.75%
2,575,373 3.75%
2,548,514 3.75%
2,521,572 3.75%
2,494,545 3.75%
2,467,434 3.75%
2,440,238 3.75%
2,412,957 3.75%
2,385,591 3.75%
2,358,139 3.75%
2,330,601 3.75%
2,302,978 3.75%
2,275,268 3.75%
2,247,472 3.75%
2,219,588 3.75%
2,191,618 3.75%
2,163,560 3.75%
2,135,414 3.75%
2,107,181 3.75%
2,078,859 3.75%
2,050,449 3.75%
2,021,950 3.75%
1,993,362 3.75%
1,964,684 3.75%
1,935,917 3.75%
1,907,060 3.75%
1,878,113 3.75%
1,849,076 3.75%
1,819,947 3.75%
1,790,728 3.75%
1,761,417 3.75%
1,732,015 3.75%
1,702,521 3.75%
1,672,935 3.75%
1,643,256 3.75%
1,613,484 3.75%
1,583,620 3.75%
1,553,662 3.75%
1,523,611 3.75%
1,493,465 3.75%
1,463,226 3.75%
1,432,891 3.75%
1,402,463 3.75%
1,371,939 3.75%
1,341,319 3.75%
1,310,604 3.75%
1,279,793 3.75%
1,248,886 3.75%
1,217,882 3.75%
1,186,781 3.75%
1,155,583 3.75%
1,124,288 3.75%
1,092,894 3.75%
1,061,403 3.75%
1,029,813 3.75%
998,125 3.75%
966,337 3.75%
934,450 3.75%
902,464 3.75%
870,377 3.75%
838,191 3.75%
805,903 3.75%
773,515 3.75%
741,026 3.75%
708,435 3.75%
675,742 3.75%
642,947 3.75%
610,049 3.75%
577,049 3.75%
543,946 3.75%
510,739 3.75%
477,428 3.75%
444,013 3.75%
410,494 3.75%
376,870 3.75%
343,141 3.75%
309,307 3.75%
275,367 3.75%
241,321 3.75%
207,168 3.75%
172,909 3.75%
138,543 3.75%
104,069 3.75%
69,487 3.75%
34,798 3.75%
- 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
 #NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%
#NUM! 3.75%

Total Bunga Cicilan Selisih

614,186,802 9,065,300 -
550,786,111 7,827,416 (63,400,690.78)
487,385,420 6,589,532 (126,801,381.56)
495,206,236 8,163,932 (118,980,566.18)
471,629,402 7,606,532 (142,557,399.86)
448,052,568 7,049,132 (166,134,233.53)

6,600,000
13,200,000 Des 2017
33,000,000 Jul 2017
 33,000,000 Nov 2017
33,000,000 Agu 2017
26,400,000
20,000,000

158,600,000
 AKTUAL KPR BSD

02150836888 PELUNASAN BNI GRIYA

02150836666

BULAN ANGSURAN KE

30-Jun-20 1
30-Jul-20 2
30-Aug-20 3
30-Sep-20 4
30-Oct-20 5
30-Nov-20 6
30-Dec-20 7
30-Jan-21 8
28-Feb-21 9
30-Mar-21 10
30-Apr-21 11
30-May-21 12
30-Jun-21 13
30-Jul-21 14
30-Aug-21 15
30-Sep-21 16
30-Oct-21 17
30-Nov-21 18
30-Dec-21 19
30-Jan-22 20
28-Feb-22 21
30-Mar-22 22
30-Apr-22 23
30-May-22 24
30-Jun-22 25
30-Jul-22 26
30-Aug-22 27
30-Sep-22 28
30-Oct-22 29
30-Nov-22 30
30-Dec-22 31
 30-Jan-23 32
28-Feb-23 33
30-Mar-23 34
30-Apr-23 35
30-May-23 36
30-Jun-23 37
30-Jul-23 38
30-Aug-23 39
30-Sep-23 40
30-Oct-23 41
30-Nov-23 42
30-Dec-23 43
30-Jan-24 44
29-Feb-24 45
30-Mar-24 46
30-Apr-24 47
30-May-24 48
30-Jun-24 49
30-Jul-24 50
30-Aug-24 51
30-Sep-24 52
30-Oct-24 53
30-Nov-24 54
30-Dec-24 55
30-Jan-25 56
28-Feb-25 57
30-Mar-25 58
30-Apr-25 59
30-May-25 60
30-Jun-25 61
30-Jul-25 62
30-Aug-25 63
30-Sep-25 64
30-Oct-25 65
30-Nov-25 66
30-Dec-25 67
30-Jan-26 68
28-Feb-26 69
30-Mar-26 70
30-Apr-26 71
30-May-26 72
30-Jun-26 73
30-Jul-26 74
30-Aug-26 75
30-Sep-26 76
 30-Oct-26 77
30-Nov-26 78
30-Dec-26 79
30-Jan-27 80
28-Feb-27 81
30-Mar-27 82
30-Apr-27 83
30-May-27 84
30-Jun-27 85
30-Jul-27 86
30-Aug-27 87
30-Sep-27 88
30-Oct-27 89
30-Nov-27 90
30-Dec-27 91
30-Jan-28 92
29-Feb-28 93
30-Mar-28 94
30-Apr-28 95
30-May-28 96
30-Jun-28 97
30-Jul-28 98
30-Aug-28 99
30-Sep-28 100
30-Oct-28 101
30-May-33 156
30-Jun-33 157
30-Jul-33 158
30-Aug-33 159
30-Sep-33 160
30-Oct-33 161
30-Nov-33 162
30-Dec-33 163
30-Jan-34 164
28-Feb-34 165
 30-Sep-39 232
30-Oct-39 233
30-Nov-39 234
30-Dec-39 235
30-Jan-40 236
29-Feb-40 237
30-Mar-40 238
30-Apr-40 239
30-May-40 240

(97,980,566)
(121,557,400)
(145,134,234)
 POKOK PINJAMAN ANGSURAN TOTAL ANGSURAN POKOK

Rp 4,800,000.0 Rp 2,087,524.0 Rp 1,053,080.0

Rp 3,746,920.0 Rp 2,087,524.0 Rp 987,527.0
Rp 2,759,393.0 Rp 2,087,524.0 Rp 995,346.0
Rp 1,764,047.0 Rp 2,087,524.0 Rp 1,003,225.0
Rp 760,822.0 Rp 2,087,524.0 Rp 1,011,167.0
Rp (250,345.0) Rp 2,087,524.0 Rp 1,019,173.0
Rp (1,269,518.0) Rp 2,087,524.0 Rp 1,027,241.0
Rp (2,296,759.0) Rp 2,087,524.0 Rp 1,035,373.0
Rp (3,332,132.0) Rp 2,087,524.0 Rp 1,043,570.0
Rp (4,375,702.0) Rp 2,087,524.0 Rp 1,051,832.0
Rp (5,427,534.0) Rp 2,087,524.0 Rp 1,060,159.0
Rp (6,487,693.0) Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
Rp - Rp -
 ANGSURAN BUNGA SISA POKOK INTEREST RATE
Rp 4,800,000.0
Rp 1,034,444.0 Rp 3,746,920.0 9.75%
Rp 1,099,997.0 Rp 2,759,393.0 9.75%
Rp 1,092,178.0 Rp 1,764,047.0 9.75%
Rp 1,084,299.0 Rp 760,822.0 9.75%
Rp 1,076,357.0 Rp (250,345.0) 9.75%
Rp 1,068,351.0 Rp (1,269,518.0) 9.75%
Rp 1,060,283.0 Rp (2,296,759.0) 9.75%
Rp 1,052,151.0 Rp (3,332,132.0) 9.75%
Rp 1,043,954.0 Rp (4,375,702.0) 9.75%
Rp 1,035,692.0 Rp (5,427,534.0) 9.75%
Rp 1,027,365.0 Rp (6,487,693.0) 9.75%
SIMULASI KPR BSD Harga iklan
Harga Final
HARGA FINAL 7,000,000
DP 350,000 5%
PINJAMAN POKOK 6,650,000
TENOR 20 tahun
SUKU BUNGA KREDIT 3.00% effektif/thn
ANGSURAN/BULAN 36,881
SUPPOSED GAJI 105,374

BULAN ANGSURAN KE POKOK PINJAMAN

30-Jun-20 1 6,650,000
30-Jul-20 2 6,629,744
30-Aug-20 3 6,609,438
30-Sep-20 4 6,589,081
30-Oct-20 5 6,568,673
30-Nov-20 6 6,548,214
30-Dec-20 7 6,527,703
30-Jan-21 8 6,507,142
28-Feb-21 9 6,486,529
30-Mar-21 10 6,465,865
30-Apr-21 11 6,445,149
30-May-21 12 6,424,381
30-Jun-21 13 6,403,561
30-Jul-21 14 6,382,689
30-Aug-21 15 6,361,765
30-Sep-21 16 6,340,789
30-Oct-21 17 6,319,760
30-Nov-21 18 6,298,679
30-Dec-21 19 6,277,545
30-Jan-22 20 6,256,358
28-Feb-22 21 6,235,118
30-Mar-22 22 6,213,825
30-Apr-22 23 6,192,479
30-May-22 24 6,171,079
30-Jun-22 25 6,149,626
30-Jul-22 26 6,128,119
30-Aug-22 27 6,106,559
30-Sep-22 28 6,084,945
30-Oct-22 29 6,063,276
30-Nov-22 30 6,041,554
30-Dec-22 31 6,019,777
 30-Jan-23 32 5,997,946
28-Feb-23 33 5,976,060
30-Mar-23 34 5,954,119
30-Apr-23 35 5,932,124
30-May-23 36 5,910,073
30-Jun-23 37 5,887,968
30-Jul-23 38 5,865,807
30-Aug-23 39 5,843,591
30-Sep-23 40 5,821,319
30-Oct-23 41 5,798,991
30-Nov-23 42 5,776,608
30-Dec-23 43 5,754,169
30-Jan-24 44 5,731,674
29-Feb-24 45 5,709,122
30-Mar-24 46 5,686,514
30-Apr-24 47 5,663,850
30-May-24 48 5,641,129
30-Jun-24 49 5,618,351
30-Jul-24 50 5,595,516
30-Aug-24 51 5,572,624
30-Sep-24 52 5,549,675
30-Oct-24 53 5,526,668
30-Nov-24 54 5,503,604
30-Dec-24 55 5,480,482
30-Jan-25 56 5,457,303
28-Feb-25 57 5,434,065
30-Mar-25 58 5,410,770
30-Apr-25 59 5,387,416
30-May-25 60 5,364,004
30-Jun-25 61 5,340,533
30-Jul-25 62 5,317,004
30-Aug-25 63 5,293,415
30-Sep-25 64 5,269,768
30-Oct-25 65 5,246,062
30-Nov-25 66 5,222,296
30-Dec-25 67 5,198,471
30-Jan-26 68 5,174,587
28-Feb-26 69 5,150,642
30-Mar-26 70 5,126,638
30-Apr-26 71 5,102,574
30-May-26 72 5,078,450
30-Jun-26 73 5,054,265
30-Jul-26 74 5,030,020
30-Aug-26 75 5,005,714
30-Sep-26 76 4,981,348
 30-Oct-26 77 4,956,921
30-Nov-26 78 4,932,432
30-Dec-26 79 4,907,883
30-Jan-27 80 4,883,271
28-Feb-27 81 4,858,599
30-Mar-27 82 4,833,865
30-Apr-27 83 4,809,069
30-May-27 84 4,784,211
30-Jun-27 85 4,759,290
30-Jul-27 86 4,734,308
30-Aug-27 87 4,709,263
30-Sep-27 88 4,684,155
30-Oct-27 89 4,658,985
30-Nov-27 90 4,633,752
30-Dec-27 91 4,608,455
30-Jan-28 92 4,583,096
29-Feb-28 93 4,557,673
30-Mar-28 94 4,532,186
30-Apr-28 95 4,506,636
30-May-28 96 4,481,022
30-Jun-28 97 4,455,343
30-Jul-28 98 4,429,601
30-Aug-28 99 4,403,794
30-Sep-28 100 4,377,923
30-Oct-28 101 4,351,987
30-Nov-28 102 4,325,986
30-Dec-28 103 4,299,921
30-Jan-29 104 4,273,790
28-Feb-29 105 4,247,593
30-Mar-29 106 4,221,332
30-Apr-29 107 4,195,004
30-May-29 108 4,168,611
30-Jun-29 109 4,142,152
30-Jul-29 110 4,115,626
30-Aug-29 111 4,089,035
30-Sep-29 112 4,062,377
30-Oct-29 113 4,035,652
30-Nov-29 114 4,008,860
30-Dec-29 115 3,982,002
30-Jan-30 116 3,955,076
28-Feb-30 117 3,928,083
30-Mar-30 118 3,901,022
30-Apr-30 119 3,873,894
30-May-30 120 3,846,698
30-Jun-30 121 3,819,434
 30-Jul-30 122 3,792,102
30-Aug-30 123 3,764,701
30-Sep-30 124 3,737,232
30-Oct-30 125 3,709,695
30-Nov-30 126 3,682,088
30-Dec-30 127 3,654,413
30-Jan-31 128 3,626,668
28-Feb-31 129 3,598,854
30-Mar-31 130 3,570,970
30-Apr-31 131 3,543,017
30-May-31 132 3,514,994
30-Jun-31 133 3,486,901
30-Jul-31 134 3,458,737
30-Aug-31 135 3,430,503
30-Sep-31 136 3,402,199
30-Oct-31 137 3,373,824
30-Nov-31 138 3,345,377
30-Dec-31 139 3,316,860
30-Jan-32 140 3,288,271
29-Feb-32 141 3,259,611
30-Mar-32 142 3,230,880
30-Apr-32 143 3,202,076
30-May-32 144 3,173,201
30-Jun-32 145 3,144,253
30-Jul-32 146 3,115,233
30-Aug-32 147 3,086,140
30-Sep-32 148 3,056,975
30-Oct-32 149 3,027,736
30-Nov-32 150 2,998,425
30-Dec-32 151 2,969,040
30-Jan-33 152 2,939,582
28-Feb-33 153 2,910,050
30-Mar-33 154 2,880,445
30-Apr-33 155 2,850,765
30-May-33 156 2,821,011
30-Jun-33 157 2,791,183
30-Jul-33 158 2,761,280
30-Aug-33 159 2,731,303
30-Sep-33 160 2,701,250
30-Oct-33 161 2,671,123
30-Nov-33 162 2,640,920
30-Dec-33 163 2,610,641
30-Jan-34 164 2,580,287
28-Feb-34 165 2,549,857
30-Mar-34 166 2,519,351
 30-Apr-34 167 2,488,769
30-May-34 168 2,458,110
30-Jun-34 169 2,427,374
30-Jul-34 170 2,396,562
30-Aug-34 171 2,365,673
30-Sep-34 172 2,334,706
30-Oct-34 173 2,303,662
30-Nov-34 174 2,272,541
30-Dec-34 175 2,241,341
30-Jan-35 176 2,210,064
28-Feb-35 177 2,178,708
30-Mar-35 178 2,147,274
30-Apr-35 179 2,115,762
30-May-35 180 2,084,170
30-Jun-35 181 2,052,500
30-Jul-35 182 2,020,751
30-Aug-35 183 1,988,922
30-Sep-35 184 1,957,013
30-Oct-35 185 1,925,025
30-Nov-35 186 1,892,957
30-Dec-35 187 1,860,809
30-Jan-36 188 1,828,580
29-Feb-36 189 1,796,271
30-Mar-36 190 1,763,881
30-Apr-36 191 1,731,410
30-May-36 192 1,698,857
30-Jun-36 193 1,666,224
30-Jul-36 194 1,633,509
30-Aug-36 195 1,600,712
30-Sep-36 196 1,567,833
30-Oct-36 197 1,534,871
30-Nov-36 198 1,501,828
30-Dec-36 199 1,468,702
30-Jan-37 200 1,435,493
28-Feb-37 201 1,402,201
30-Mar-37 202 1,368,825
30-Apr-37 203 1,335,367
30-May-37 204 1,301,824
30-Jun-37 205 1,268,198
30-Jul-37 206 1,234,488
30-Aug-37 207 1,200,694
30-Sep-37 208 1,166,815
30-Oct-37 209 1,132,851
30-Nov-37 210 1,098,802
30-Dec-37 211 1,064,668
 30-Jan-38 212 1,030,449
28-Feb-38 213 996,145
30-Mar-38 214 961,754
30-Apr-38 215 927,278
30-May-38 216 892,716
30-Jun-38 217 858,067
30-Jul-38 218 823,331
30-Aug-38 219 788,509
30-Sep-38 220 753,599
30-Oct-38 221 718,602
30-Nov-38 222 683,518
30-Dec-38 223 648,346
30-Jan-39 224 613,086
28-Feb-39 225 577,738
30-Mar-39 226 542,302
30-Apr-39 227 506,777
30-May-39 228 471,163
30-Jun-39 229 435,460
30-Jul-39 230 399,668
30-Aug-39 231 363,787
30-Sep-39 232 327,815
30-Oct-39 233 291,754
30-Nov-39 234 255,603
30-Dec-39 235 219,361
30-Jan-40 236 183,029
29-Feb-40 237 146,606
30-Mar-40 238 110,091
30-Apr-40 239 73,486
30-May-40 240 36,789

TOTAL ANGSURAN

TOTAL BUNGA

TOTAL POKOK

HARGA JUAL

HARGA JUAL REAL

RUGI
 8,125,000 SIMULASI BUNGA
6,500,000
BUNGA
Kebutuhan All KPR 532,000 3.00%
4.00%
240 bulan 5.00%
3.00% 6.00%
7.00%

ANGSURAN TOTAL ANGSURAN POKOK ANGSURAN BUNGA

36,881 20,256 16,625

36,881 20,306 16,574
36,881 20,357 16,524
36,881 20,408 16,473
36,881 20,459 16,422
36,881 20,510 16,371
36,881 20,561 16,319
36,881 20,613 16,268
36,881 20,664 16,216
36,881 20,716 16,165
36,881 20,768 16,113
36,881 20,820 16,061
36,881 20,872 16,009
36,881 20,924 15,957
36,881 20,976 15,904
36,881 21,029 15,852
36,881 21,081 15,799
36,881 21,134 15,747
36,881 21,187 15,694
36,881 21,240 15,641
36,881 21,293 15,588
36,881 21,346 15,535
36,881 21,400 15,481
36,881 21,453 15,428
36,881 21,507 15,374
36,881 21,560 15,320
36,881 21,614 15,266
36,881 21,668 15,212
36,881 21,723 15,158
36,881 21,777 15,104
36,881 21,831 15,049
36,881 21,886 14,995
36,881 21,941 14,940
36,881 21,995 14,885
36,881 22,050 14,830
36,881 22,106 14,775
36,881 22,161 14,720
36,881 22,216 14,665
36,881 22,272 14,609
36,881 22,327 14,553
36,881 22,383 14,497
36,881 22,439 14,442
36,881 22,495 14,385
36,881 22,552 14,329
36,881 22,608 14,273
36,881 22,664 14,216
36,881 22,721 14,160
36,881 22,778 14,103
36,881 22,835 14,046
36,881 22,892 13,989
36,881 22,949 13,932
36,881 23,007 13,874
36,881 23,064 13,817
36,881 23,122 13,759
36,881 23,180 13,701
36,881 23,237 13,643
36,881 23,296 13,585
36,881 23,354 13,527
36,881 23,412 13,469
36,881 23,471 13,410
36,881 23,529 13,351
36,881 23,588 13,293
36,881 23,647 13,234
36,881 23,706 13,174
36,881 23,766 13,115
36,881 23,825 13,056
36,881 23,885 12,996
36,881 23,944 12,936
36,881 24,004 12,877
36,881 24,064 12,817
36,881 24,124 12,756
36,881 24,185 12,696
36,881 24,245 12,636
36,881 24,306 12,575
36,881 24,366 12,514
36,881 24,427 12,453
36,881 24,488 12,392
36,881 24,550 12,331
36,881 24,611 12,270
36,881 24,673 12,208
36,881 24,734 12,146
36,881 24,796 12,085
36,881 24,858 12,023
36,881 24,920 11,961
36,881 24,983 11,898
36,881 25,045 11,836
36,881 25,108 11,773
36,881 25,170 11,710
36,881 25,233 11,647
36,881 25,296 11,584
36,881 25,360 11,521
36,881 25,423 11,458
36,881 25,487 11,394
36,881 25,550 11,330
36,881 25,614 11,267
36,881 25,678 11,203
36,881 25,742 11,138
36,881 25,807 11,074
36,881 25,871 11,009
36,881 25,936 10,945
36,881 26,001 10,880
36,881 26,066 10,815
36,881 26,131 10,750
36,881 26,196 10,684
36,881 26,262 10,619
36,881 26,327 10,553
36,881 26,393 10,488
36,881 26,459 10,422
36,881 26,525 10,355
36,881 26,592 10,289
36,881 26,658 10,223
36,881 26,725 10,156
36,881 26,792 10,089
36,881 26,859 10,022
36,881 26,926 9,955
36,881 26,993 9,888
36,881 27,061 9,820
36,881 27,128 9,753
36,881 27,196 9,685
36,881 27,264 9,617
36,881 27,332 9,549
36,881 27,400 9,480
36,881 27,469 9,412
36,881 27,538 9,343
36,881 27,607 9,274
36,881 27,676 9,205
36,881 27,745 9,136
36,881 27,814 9,067
36,881 27,884 8,997
36,881 27,953 8,927
36,881 28,023 8,858
36,881 28,093 8,787
36,881 28,163 8,717
36,881 28,234 8,647
36,881 28,304 8,576
36,881 28,375 8,505
36,881 28,446 8,435
36,881 28,517 8,363
36,881 28,589 8,292
36,881 28,660 8,221
36,881 28,732 8,149
36,881 28,804 8,077
36,881 28,876 8,005
36,881 28,948 7,933
36,881 29,020 7,861
36,881 29,093 7,788
36,881 29,165 7,715
36,881 29,238 7,642
36,881 29,311 7,569
36,881 29,385 7,496
36,881 29,458 7,423
36,881 29,532 7,349
36,881 29,606 7,275
36,881 29,680 7,201
36,881 29,754 7,127
36,881 29,828 7,053
36,881 29,903 6,978
36,881 29,978 6,903
36,881 30,052 6,828
36,881 30,128 6,753
36,881 30,203 6,678
36,881 30,278 6,602
36,881 30,354 6,527
36,881 30,430 6,451
36,881 30,506 6,375
36,881 30,582 6,298
36,881 30,659 6,222
36,881 30,735 6,145
36,881 30,812 6,068
36,881 30,889 5,991
36,881 30,967 5,914
36,881 31,044 5,837
36,881 31,122 5,759
36,881 31,199 5,681
36,881 31,277 5,603
36,881 31,356 5,525
36,881 31,434 5,447
36,881 31,513 5,368
36,881 31,591 5,289
36,881 31,670 5,210
36,881 31,749 5,131
36,881 31,829 5,052
36,881 31,908 4,972
36,881 31,988 4,893
36,881 32,068 4,813
36,881 32,148 4,732
36,881 32,229 4,652
36,881 32,309 4,571
36,881 32,390 4,491
36,881 32,471 4,410
36,881 32,552 4,329
36,881 32,634 4,247
36,881 32,715 4,166
36,881 32,797 4,084
36,881 32,879 4,002
36,881 32,961 3,920
36,881 33,044 3,837
36,881 33,126 3,755
36,881 33,209 3,672
36,881 33,292 3,589
36,881 33,375 3,506
36,881 33,459 3,422
36,881 33,542 3,338
36,881 33,626 3,255
36,881 33,710 3,170
36,881 33,795 3,086
36,881 33,879 3,002
36,881 33,964 2,917
36,881 34,049 2,832
36,881 34,134 2,747
36,881 34,219 2,662
 36,881 34,305 2,576
36,881 34,390 2,490
36,881 34,476 2,404
36,881 34,563 2,318
36,881 34,649 2,232
36,881 34,736 2,145
36,881 34,822 2,058
36,881 34,909 1,971
36,881 34,997 1,884
36,881 35,084 1,797
36,881 35,172 1,709
36,881 35,260 1,621
36,881 35,348 1,533
36,881 35,436 1,444
36,881 35,525 1,356
36,881 35,614 1,267
36,881 35,703 1,178
36,881 35,792 1,089
36,881 35,882 999
36,881 35,971 909
36,881 36,061 820
36,881 36,151 729
36,881 36,242 639
36,881 36,332 548
36,881 36,423 458
36,881 36,514 367
36,881 36,606 275
36,881 36,697 184
36,881 36,789 92

Rp 8,851,377.7 Rp 6,650,000.0 Rp 2,201,377.7

Rp 770,764,713.5 Rp 550,000,000.0 Rp 220,764,713.5
Rp 8,851,378
Opsi
Rp 2,201,378 Bunga Awal
Bunga bom 100
Rp 6,650,000 Bunga bom 200
Refin (7.5%)
Refin (7.5%, bom 50)
Refin (7.5%, bom 100)

33,000,000 P1
THR
150,000,000 IPK Sem 2
 IPK Sem 1
(117,000,000) Bonus
Pindahan
Deposito

Total
BUNGA
ANGSURAN TOTAL BIAYA BUNGA
36,881 8,851,378 2,201,378
40,298 9,671,446 3,021,446
43,887 10,532,894 3,882,894
47,643 11,434,240 4,784,240
51,557 12,373,771 5,723,771

SISA POKOK INTEREST RATE REMARKS

6,650,000
6,629,744 3.00%
6,609,438 3.00%
6,589,081 3.00%
6,568,673 3.00%
6,548,214 3.00%
6,527,703 3.00%
6,507,142 3.00%
6,486,529 3.00%
6,465,865 3.00%
6,445,149 3.00%
6,424,381 3.00%
6,403,561 3.00%
6,382,689 3.00%
6,361,765 3.00%
6,340,789 3.00%
6,319,760 3.00%
6,298,679 3.00%
6,277,545 3.00%
6,256,358 3.00%
6,235,118 3.00%
6,213,825 3.00%
6,192,479 3.00%
6,171,079 3.00%
6,149,626 3.00%
6,128,119 3.00%
6,106,559 3.00%
6,084,945 3.00%
6,063,276 3.00%
6,041,554 3.00%
6,019,777 3.00%
5,997,946 3.00%
5,976,060 3.00%
5,954,119 3.00%
5,932,124 3.00%
5,910,073 3.00%
5,887,968 3.00%
5,865,807 3.00%
5,843,591 3.00%
5,821,319 3.00%
5,798,991 3.00%
5,776,608 3.00%
5,754,169 3.00%
5,731,674 3.00%
5,709,122 3.00%
5,686,514 3.00%
5,663,850 3.00%
5,641,129 3.00%
5,618,351 3.00%
5,595,516 3.00%
5,572,624 3.00%
5,549,675 3.00%
5,526,668 3.00%
5,503,604 3.00%
5,480,482 3.00%
5,457,303 3.00%
5,434,065 3.00%
5,410,770 3.00%
5,387,416 3.00%
5,364,004 3.00%
5,340,533 3.00%
5,317,004 3.00%
5,293,415 3.00%
5,269,768 3.00%
5,246,062 3.00%
5,222,296 3.00%
5,198,471 3.00%
5,174,587 3.00%
5,150,642 3.00%
5,126,638 3.00%
5,102,574 3.00%
5,078,450 3.00%
5,054,265 3.00%
5,030,020 3.00%
5,005,714 3.00%
4,981,348 3.00%
4,956,921 3.00%
4,932,432 3.00%
4,907,883 3.00%
4,883,271 3.00%
4,858,599 3.00%
4,833,865 3.00%
4,809,069 3.00%
4,784,211 3.00%
4,759,290 3.00%
4,734,308 3.00%
4,709,263 3.00%
4,684,155 3.00%
4,658,985 3.00%
4,633,752 3.00%
4,608,455 3.00%
4,583,096 3.00%
4,557,673 3.00%
4,532,186 3.00%
4,506,636 3.00%
4,481,022 3.00%
4,455,343 3.00%
4,429,601 3.00%
4,403,794 3.00%
4,377,923 3.00%
4,351,987 3.00%
4,325,986 3.00%
4,299,921 3.00%
4,273,790 3.00%
4,247,593 3.00%
4,221,332 3.00%
4,195,004 3.00%
4,168,611 3.00%
4,142,152 3.00%
4,115,626 3.00%
4,089,035 3.00%
4,062,377 3.00%
4,035,652 3.00%
4,008,860 3.00%
3,982,002 3.00%
3,955,076 3.00%
3,928,083 3.00%
3,901,022 3.00%
3,873,894 3.00%
3,846,698 3.00%
3,819,434 3.00%
3,792,102 3.00%
3,764,701 3.00%
3,737,232 3.00%
3,709,695 3.00%
3,682,088 3.00%
3,654,413 3.00%
3,626,668 3.00%
3,598,854 3.00%
3,570,970 3.00%
3,543,017 3.00%
3,514,994 3.00%
3,486,901 3.00%
3,458,737 3.00%
3,430,503 3.00%
3,402,199 3.00%
3,373,824 3.00%
3,345,377 3.00%
3,316,860 3.00%
3,288,271 3.00%
3,259,611 3.00%
3,230,880 3.00%
3,202,076 3.00%
3,173,201 3.00%
3,144,253 3.00%
3,115,233 3.00%
3,086,140 3.00%
3,056,975 3.00%
3,027,736 3.00%
2,998,425 3.00%
2,969,040 3.00%
2,939,582 3.00%
2,910,050 3.00%
2,880,445 3.00%
2,850,765 3.00%
2,821,011 3.00%
2,791,183 3.00%
2,761,280 3.00%
2,731,303 3.00%
2,701,250 3.00%
2,671,123 3.00%
2,640,920 3.00%
2,610,641 3.00%
2,580,287 3.00%
2,549,857 3.00%
2,519,351 3.00%
2,488,769 3.00%
2,458,110 3.00%
2,427,374 3.00%
2,396,562 3.00%
2,365,673 3.00%
2,334,706 3.00%
2,303,662 3.00%
2,272,541 3.00%
2,241,341 3.00%
2,210,064 3.00%
2,178,708 3.00%
2,147,274 3.00%
2,115,762 3.00%
2,084,170 3.00%
2,052,500 3.00%
2,020,751 3.00%
1,988,922 3.00%
1,957,013 3.00%
1,925,025 3.00%
1,892,957 3.00%
1,860,809 3.00%
1,828,580 3.00%
1,796,271 3.00%
1,763,881 3.00%
1,731,410 3.00%
1,698,857 3.00%
1,666,224 3.00%
1,633,509 3.00%
1,600,712 3.00%
1,567,833 3.00%
1,534,871 3.00%
1,501,828 3.00%
1,468,702 3.00%
1,435,493 3.00%
1,402,201 3.00%
1,368,825 3.00%
1,335,367 3.00%
1,301,824 3.00%
1,268,198 3.00%
1,234,488 3.00%
1,200,694 3.00%
1,166,815 3.00%
1,132,851 3.00%
1,098,802 3.00%
1,064,668 3.00%
1,030,449 3.00%
 996,145 3.00%
961,754 3.00%
927,278 3.00%
892,716 3.00%
858,067 3.00%
823,331 3.00%
788,509 3.00%
753,599 3.00%
718,602 3.00%
683,518 3.00%
648,346 3.00%
613,086 3.00%
577,738 3.00%
542,302 3.00%
506,777 3.00%
471,163 3.00%
435,460 3.00%
399,668 3.00%
363,787 3.00%
327,815 3.00%
291,754 3.00%
255,603 3.00%
219,361 3.00%
183,029 3.00%
146,606 3.00%
110,091 3.00%
73,486 3.00%
36,789 3.00%
- 3.00%

Total Bunga Cicilan Selisih

614,186,802 9,065,300 -
550,786,111 7,827,416 (63,400,690.78)
487,385,420 6,589,532 (126,801,381.56)
495,206,236 8,163,932 (118,980,566.18)
471,629,402 7,606,532 (142,557,399.86)
448,052,568 7,049,132 (166,134,233.53)

6,600,000
13,200,000 Des 2017
33,000,000 Jul 2017
 33,000,000 Nov 2017
33,000,000 Agu 2017
26,400,000
20,000,000

158,600,000
 AKTUAL KPR BSD

02150836888 PELUNASAN BNI GRIYA

02150836666

BULAN ANGSURAN KE

30-Jun-20 1
30-Jul-20 2
30-Aug-20 3
30-Sep-20 4
30-Oct-20 5
30-Nov-20 6
30-Dec-20 7
30-Jan-21 8
28-Feb-21 9
30-Mar-21 10
30-Apr-21 11
30-May-21 12
30-Jun-21 13
30-Jul-21 14
30-Aug-21 15
30-Sep-21 16
30-Oct-21 17
30-Nov-21 18
30-Dec-21 19
30-Jan-22 20
28-Feb-22 21
30-Mar-22 22
30-Apr-22 23
30-May-22 24
30-Jun-22 25
30-Jul-22 26
30-Aug-22 27
30-Sep-22 28
30-Oct-22 29
30-Nov-22 30
30-Dec-22 31
 30-Jan-23 32
28-Feb-23 33
30-Mar-23 34
30-Apr-23 35
30-May-23 36
30-Jun-23 37
30-Jul-23 38
30-Aug-23 39
30-Sep-23 40
30-Oct-23 41
30-Nov-23 42
30-Dec-23 43
30-Jan-24 44
29-Feb-24 45
30-Mar-24 46
30-Apr-24 47
30-May-24 48
30-Jun-24 49
30-Jul-24 50
30-Aug-24 51
30-Sep-24 52
30-Oct-24 53
30-Nov-24 54
30-Dec-24 55
30-Jan-25 56
28-Feb-25 57
30-Mar-25 58
30-Apr-25 59
30-May-25 60
30-Jun-25 61
30-Jul-25 62
30-Aug-25 63
30-Sep-25 64
30-Oct-25 65
30-Nov-25 66
30-Dec-25 67
30-Jan-26 68
28-Feb-26 69
30-Mar-26 70
30-Apr-26 71
30-May-26 72
30-Jun-26 73
30-Jul-26 74
30-Aug-26 75
30-Sep-26 76
 30-Oct-26 77
30-Nov-26 78
30-Dec-26 79
30-Jan-27 80
28-Feb-27 81
30-Mar-27 82
30-Apr-27 83
30-May-27 84
30-Jun-27 85
30-Jul-27 86
30-Aug-27 87
30-Sep-27 88
30-Oct-27 89
30-Nov-27 90
30-Dec-27 91
30-Jan-28 92
29-Feb-28 93
30-Mar-28 94
30-Apr-28 95
30-May-28 96
30-Jun-28 97
30-Jul-28 98
30-Aug-28 99
30-Sep-28 100
30-Oct-28 101
30-May-33 156
30-Jun-33 157
30-Jul-33 158
30-Aug-33 159
30-Sep-33 160
30-Oct-33 161
30-Nov-33 162
30-Dec-33 163
30-Jan-34 164
28-Feb-34 165
 30-Sep-39 232
30-Oct-39 233
30-Nov-39 234
30-Dec-39 235
30-Jan-40 236
29-Feb-40 237
30-Mar-40 238
30-Apr-40 239
30-May-40 240

(97,980,566)
(121,557,400)
(145,134,234)
 POKOK PINJAMAN ANGSURAN TOTAL ANGSURAN POKOK

Rp 6,650,000.0 Rp 2,087,524.0 Rp 1,053,080.0

Rp 5,596,920.0 Rp 2,087,524.0 Rp 987,527.0
Rp 4,609,393.0 Rp 2,087,524.0 Rp 995,346.0
Rp 3,614,047.0 Rp 2,087,524.0 Rp 1,003,225.0
Rp 2,610,822.0 Rp 2,087,524.0 Rp 1,011,167.0
Rp 1,599,655.0 Rp 2,087,524.0 Rp 1,019,173.0
Rp 580,482.0 Rp 2,087,524.0 Rp 1,027,241.0
Rp (446,759.0) Rp 2,087,524.0 Rp 1,035,373.0
Rp (1,482,132.0) Rp 2,087,524.0 Rp 1,043,570.0
Rp (2,525,702.0) Rp 2,087,524.0 Rp 1,051,832.0
Rp (3,577,534.0) Rp 2,087,524.0 Rp 1,060,159.0
Rp (4,637,693.0) Rp -
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Rp - Rp -
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 ANGSURAN BUNGA SISA POKOK INTEREST RATE
Rp 6,650,000.0
Rp 1,034,444.0 Rp 5,596,920.0 9.75%
Rp 1,099,997.0 Rp 4,609,393.0 9.75%
Rp 1,092,178.0 Rp 3,614,047.0 9.75%
Rp 1,084,299.0 Rp 2,610,822.0 9.75%
Rp 1,076,357.0 Rp 1,599,655.0 9.75%
Rp 1,068,351.0 Rp 580,482.0 9.75%
Rp 1,060,283.0 Rp (446,759.0) 9.75%
Rp 1,052,151.0 Rp (1,482,132.0) 9.75%
Rp 1,043,954.0 Rp (2,525,702.0) 9.75%
Rp 1,035,692.0 Rp (3,577,534.0) 9.75%
Rp 1,027,365.0 Rp (4,637,693.0) 9.75%
Papa 38,000
Mama 48,850
Suyoto
Gaji 4,650
ULP 650
Tukin 4,550
Jasmed 15,000
Superkidz BSD
Gaji Pokok 8,000
Jasmed 4,000
Superkidz Green Lake
Gaji Pokok 8,000
Jasmed 4,000

Total 86,850

DP
Deposito Papa 50,000
Deposito Mama 390,000

440,000
No Rumah Gogle Map

1 Alam Asri dekat PIM

Jl. Alam Segar III Blok Ur No.4 https://maps.app.goo.gl/M2BbLyjrnFvikX
m29

2 Gedung Hijau V No 17 6°16'31.9"S 106°46'28.8"E - Google Maps

3 Alam
4 Alam Segar
5 Kartika Alam (Pak Indra)

6 Pinang Mas VI
7 Pinang Mas VI
8 Gedung Hijau V 6°16'31.9"S 106°46'28.8"E - Google Maps

9 Niaga Hijau IV https://maps.google.com/maps?q=-

6.28469181060791%2C106.7764282226
5625&z=17&hl=en

10 Kavling Gedung Hijau IV

11 Kartika Alam (Jualan Ibu Iis yang Deal)

12 Alam Segar V (Ibu Sunda 160 M)
13 Gedung Hijau X (Pertamina)
14 Gedung Hijau IV (Lelang)
15 Kavling Gedung Hijau IV (Bu Iis)
16

PBB
NJOP Tanah
NJOP Bangunan
Gambar Luas Tanah Panjang (m) Luas Harga Agen
(m2) Bangunan (Rp ribu)
(m2)
205 10 320 7,000,000

200 10 200 7,500,000

141 133 5,400,000

161 250 7,100,000
131 272 6,700,000

155 260 5,300,000

149 200 4,700,000
 200 10 200 7,900,000

199 10 139 7,500,000

192 10 - 5,950,000

147 6,700,000

29,223
2,200
Rp/Tanah Target Harga Harga NJOP Jumlah Kamar Tidur Jumlah Kamar Mandi
Rp/Bangunan Final

34,146 21,875 5,600,000 5,990,715 3+1 2+1

37,500 37,500 6,000,000 5,844,600 3 2

38,298 40,602 4,320,000 4,120,443

44,099 28,400 5,680,000 4,704,903
51,145 24,632 5,360,000 3,828,213

34,194 20,385 4,240,000 4,529,565

31,544 23,500 3,760,000 4,354,227
39,500 39,500 6,320,000 5,844,600 3 2

37,688 53,957 6,000,000 5,815,377

30,990 #DIV/0! 4,760,000 5,610,816

45,578 #DIV/0! 5,360,000 4,295,781

Jalan Di Depan Rumah Perlu Renovasi Agen Status Harga Terjual
(Rp ribu)

Cukup 2 mobil Tidak Diana Syauta Terjual 6,900,000

Untuk 3 mobil Tidak Diana Syauta

Iis
Iis
Iis

Iis
Iis
Untuk 3 mobil Tidak Iis

Iis

Iis Terjual 5,500,000

No Case Harga Iklan 1 Harga Iklan 2
1 Rumah Alam Segar 3 (Gagal Proyek) 7,900,000 7,200,000
2 Rumah Gedung Hijau IV (Selokan)
3 Rumah Gedung Hijau X
4 Rumah Alam Segar 3 (Pikun)
Harga Iklan 3 Harga Final % Penurunan
6,900,000 6,800,000 13.9%