articulo 400,292

cuota inicial 130,000

cuotas mensuales 20 mesual n cuota interes
gradiente 200 0
cuota 1 15,500 1 15,500 6,595.07
cuota 2 15,700 2 15,700 6,377.79
cuota 3 15,900 3 15,900 6,150.33
tasa 30% tnt 4 16,100 5,912.44
5 16,300 5,663.87
6 16,500 5,404.35
tnt 30% 7 16,700 5,133.62
neper 4 8 16,900 4,851.40
tea 33.55% 9 17,100 4,557.42
nper 12 10 17,300 4,251.38
tnm 29.28% 11 17,500 3,933.00
nper 12 12 17,700 3,601.97
tepm 2.44% 13 17,900 3,257.98
14 18,100 2,900.71
15 18,300 2,529.85
16 18,500 2,145.07
17 18,700 1,746.01
18 18,900 1,332.33
19 19,100 903.69
20 19,300 459.70
abono a capital saldo
270,292
8,905 261,387
9,322 252,065
9,750 242,315
10,188 232,128
10,636 221,492
11,096 210,396
11,566 198,829
12,049 186,781
12,543 174,238
13,049 161,190
13,567 147,623
14,098 133,525
14,642 118,883
15,199 103,683
15,770 87,913
16,355 71,558
16,954 54,604
17,568 37,037
18,196 18,840
18,840 - 0
activo 30,000,000
deposito 24 mesuales n depositos cuota extra
gradiente 50,000 0
cuota extra 1 1,000,000 12 1 100
cuotaextra 2 1,000,000 24 2 50,100
tasa 2.5% tem 3 100,100
4 150,100
5 200,100
6 250,100
7 300,100
8 350,100
9 400,100
10 450,100
11 500,100
12 550,100 1,000,000
13 600,100
14 650,100
15 700,100
16 750,100
17 800,100
18 850,100
19 900,100
20 950,100
21 1,000,100
22 1,050,100
23 1,100,100
24 1,150,100 1,000,000
interes abono a capital saldo

- 100.00 - 100
- 2.50 50,102.50 - 50,203
- 1,255.06 101,355.06 - 151,558
- 3,788.94 153,888.94 - 305,447
- 7,636.16 207,736.16 - 513,183
- 12,829.57 262,929.57 - 776,112
- 19,402.81 319,502.81 - 1,095,615
- 27,390.38 377,490.38 - 1,473,105
- 36,827.64 436,927.64 - 1,910,033
- 47,750.83 497,850.83 - 2,407,884
- 60,197.10 560,297.10 - 2,968,181
- 74,204.52 1,624,304.52 - 4,592,485
- 114,812.14 714,912.14 - 5,307,398
- 132,684.94 782,784.94 - 6,090,183
- 152,254.56 852,354.56 - 6,942,537
- 173,563.43 923,663.43 - 7,866,201
- 196,655.01 996,755.01 - 8,862,956
- 221,573.89 1,071,673.89 - 9,934,629
- 248,365.74 1,148,465.74 - 11,083,095
- 277,077.38 1,227,177.38 - 12,310,273
- 307,756.81 1,307,856.81 - 13,618,129
- 340,453.24 1,390,553.24 - 15,008,683
- 375,217.07 1,475,317.07 - 16,484,000
- 412,099.99 2,562,199.99 30,000,000
flujo efectivo del proyecto - 950,000,000 246,875,000 359,700,000

tasa de opotunidad 30%

vp
vpn 877,618,268
tir 50.20%
r(b/c) 1.92
 501,107,250 657,604,323 758,744,638 875,625,719 1,010,655,909 1,166,607,974

1,827,618,268
1,346,673,821 2,063,901,659