Ventas a crexito 60% en el mes 70%

ventas al contado 40% a 30 dias 20%

reb/vvta al contado 1% a 60 dias 10% ventas
Desc/compra 3% cv 60% cv
MG
VENTAS PROYECTADAS

2004 2005
OCT NOV DIC E F M
VENTAS ESTIMADAS 25,000 30,000 38,000 40,000 45,000 48,000

1.-) cedula de cobranzas de las ventas al credito

2004 2005
OCT NOV DIC E F M
ventas al credito 15,000 18,000 22,800 24,000 27,000 28,800
en el mes 70% 10,500 12,600 15,960 16,800 18,900 20,160
a 30 dias el 20% 3,000 3,600 4,560 4,800 5,400
a 60 dias el 10% 1,500 1,800 2,280 2,400
ctas. X cobrar div. 20,000
totales 43,160 25,980 27,960

2005
2.-) cedula de entradas de efectivo E F M

ventas al contado 16,000 18,000 19,200

reb/ venta (160) (180) (192)
ventas a credito 43,160 25,980 27,960
prestamo de COFIDE
59,000 43,800 46,968

2005
3.-) cedula de salidas de efectivo E F M

Proveedores 27,000 28,800 21,000

desc./compras (810) (864) (630)
compra de maq. Y equipo
pago de nomina 8,000 8,500 8,500
pago de perstamos hipotecarios 1,000
pago de impuesto a la renta 3,000
pago de alquiler 900 900 900
36,090 37,336 32,770

2005
4.-) Presupuesto de efectivo E F M
27,410 33,874
SALDOS INICIALES 5,000 500 500
ENTRADAS 59,000 43,800 46,968
TOTAL 64,000 44,300 47,468
SALIDAS (36,090) (37,336) (32,770)
TOTAL 27,910 6,964 14,698
SALDO MINIMO CAJA CHICA (500) (500) (500)
SUPERAVIT / DEFICIT 27,410 6,464 14,198

33,874 48,072

5.-) Si hay Excedente invertirlo al 6% anual 0.06000

1 131,644 1.06000 139,542.64

2 131,644 1.12360 147,915.20
3 131,644 1.19102 156,790.11
4 131,644 1.26248 166,197.52
5 131,644 1.33823 176,169.37
 100
-60%
40%

A M J J A S O N D
35,000 40,000 52,000 70,000 40,000 60,000 32,000 44,000 70,000

A M J J A S O N D
21,000 24,000 31,200 42,000 24,000 36,000 19,200 26,400 42,000
14,700 16,800 21,840 29,400 16,800 25,200 13,440 18,480 29,400
5,760 4,200 4,800 6,240 8,400 4,800 7,200 3,840 5,280
2,700 2,880 2,100 2,400 3,120 4,200 2,400 3,600 1,920

23,160 23,880 28,740 38,040 28,320 34,200 23,040 25,920 36,600

A M J J A S O N D

14,000 16,000 20,800 28,000 16,000 24,000 12,800 17,600 28,000

(140) (160) (208) (280) (160) (240) (128) (176) (280)
23,160 23,880 28,740 38,040 28,320 34,200 23,040 25,920 36,600
20,000
37,020 59,720 49,332 65,760 44,160 57,960 35,712 43,344 64,320

A M J J A S O N D

24,000 31,200 42,000 24,000 36,000 19,200 26,400 42,000 30,000

(720) (936) (1,260) (720) (1,080) (576) (792) (1,260) (900)
4,000
9,000 8,800 8,600 16,000 8,200 8,800 7,800 8,400 16,000
1,500 2,000

900 900 900 900 900 900 900 900 900

34,680 39,964 50,240 40,180 48,020 30,324 34,308 50,040 46,000

A M J J A S O N D
48,072 50,412 70,168 69,260 94,840 90,980 118,616 120,020 113,324
500 500 500 500 500 500 500 500 500
37,020 59,720 49,332 65,760 44,160 57,960 35,712 43,344 64,320
37,520 60,220 49,832 66,260 44,660 58,460 36,212 43,844 64,820
(34,680) (39,964) (50,240) (40,180) (48,020) (30,324) (34,308) (50,040) (46,000)
2,840 20,256 (408) 26,080 (3,360) 28,136 1,904 (6,196) 18,820
(500) (500) (500) (500) (500) (500) (500) (500) (500)
 2,340 19,756 (908) 25,580 (3,860) 27,636 1,404 (6,696) 18,320

50,412 70,168 69,260 94,840 90,980 118,616 120,020 113,324 131,644

2006
E
50,000
131,644