SERVICIO

DE LA
DEUDA
PLAZO n R
10/16/2019 0
11/15/2019 1 S/.9,069.93
12/15/2019 2 S/.9,069.93
Prestamo 100000 1/14/2020 3 S/.9,069.93
TEA 17.15% 0.01327779 2/13/2020 4 S/.9,069.93
n 12 meses 3/14/2020 5 S/.9,069.93
R S/.9,069.93 4/13/2020 6 S/.9,069.93
5/13/2020 7 S/.9,069.93
6/12/2020 8 S/.9,069.93
7/12/2020 9 S/.9,069.93
8/11/2020 10 S/.9,069.93
9/10/2020 11 S/.9,069.93
10/10/2020 12 S/.9,069.93

BANCO CON

SERVICIO
DE LA
DEUDA
PLAZO n R
Prestamo 100000 10/16/2019 0
TEA 11.98% 0.00947377 11/15/2019 1 S/.8,855.36
n 12 Meses 12/15/2019 2 S/.8,855.36
R 8855.3648935 1/14/2020 3 S/.8,855.36
2/13/2020 4 S/.8,855.36
3/14/2020 5 S/.8,855.36
4/13/2020 6 S/.8,855.36
5/13/2020 7 S/.8,855.36
6/12/2020 8 S/.8,855.36
7/12/2020 9 S/.8,855.36
8/11/2020 10 S/.8,855.36
9/10/2020 11 S/.8,855.36
10/10/2020 12 S/.8,855.36
 BANCO BCP

CUOTA DE CUOTA DE PRESTAMO SALDO D

INTERE CAPITAL EXTINGUIDO DEUDA
I C E D
100000
1327.77922 S/.7,742.15 S/.7,742.15 ###
S/.1,224.98 S/.7,844.95 S/.15,587.10 ### Prestamo 100000
S/.1,120.82 S/.7,949.12 S/.23,536.22 ### TEA 19.12%
S/.1,015.27 S/.8,054.66 S/.31,590.88 ### n 12 Meses
S/.908.32 S/.8,161.61 S/.39,752.49 ### R 9150.12824
S/.799.95 S/.8,269.98 S/.48,022.47 ###
S/.690.15 S/.8,379.79 S/.56,402.26 ###
S/.578.88 S/.8,491.05 S/.64,893.31 ###
S/.466.14 S/.8,603.79 S/.73,497.10 ###
S/.351.90 S/.8,718.03 S/.82,215.13 ###
S/.236.14 S/.8,833.79 S/.91,048.92 S/.8,951.08
S/.118.85 S/.8,951.08 S/.100,000.00 S/.0.00

BANCO CONTINENTAL

CUOTA DE CUOTA DE PRESTAMO SALDO D

INTERE CAPITAL EXTINGUIDO DEUDA
I C E D
100000
947.376955 S/.7,907.99 S/.7,907.99 ###
S/.872.46 S/.7,982.91 S/.15,890.89 ###
S/.796.83 S/.8,058.53 S/.23,949.43 ###
S/.720.49 S/.8,134.88 S/.32,084.31 ###
S/.643.42 S/.8,211.95 S/.40,296.26 ###
S/.565.62 S/.8,289.75 S/.48,586.00 ###
S/.487.08 S/.8,368.28 S/.56,954.28 ###
S/.407.81 S/.8,447.56 S/.65,401.84 ###
S/.327.77 S/.8,527.59 S/.73,929.43 ###
S/.246.99 S/.8,608.38 S/.82,537.81 ###
S/.165.43 S/.8,689.93 S/.91,227.74 S/.8,772.26
S/.83.11 S/.8,772.26 S/.100,000.00 -S/.0.00
 BANCO INTERBAMK
SERVICIO
DE LA CUOTA DE CUOTA DE PRESTAMO
DEUDA INTERE CAPITAL EXTINGUIDO
PLAZO n R I C E
10/16/2019 0
11/15/2019 1 S/.9,150.13 1468.69083 S/.7,681.44 S/.7,681.44
12/15/2019 2 S/.9,150.13 S/.1,355.87 S/.7,794.25 S/.15,475.69
0.01468691 1/14/2020 3 S/.9,150.13 S/.1,241.40 S/.7,908.73 S/.23,384.42
2/13/2020 4 S/.9,150.13 S/.1,125.25 S/.8,024.88 S/.31,409.30
3/14/2020 5 S/.9,150.13 S/.1,007.39 S/.8,142.74 S/.39,552.04
4/13/2020 6 S/.9,150.13 S/.887.79 S/.8,262.33 S/.47,814.38
5/13/2020 7 S/.9,150.13 S/.766.45 S/.8,383.68 S/.56,198.06
6/12/2020 8 S/.9,150.13 S/.643.32 S/.8,506.81 S/.64,704.87
7/12/2020 9 S/.9,150.13 S/.518.38 S/.8,631.75 S/.73,336.63
8/11/2020 10 S/.9,150.13 S/.391.60 S/.8,758.53 S/.82,095.15
9/10/2020 11 S/.9,150.13 S/.262.97 S/.8,887.16 S/.90,982.31
10/10/2020 12 S/.9,150.13 S/.132.44 S/.9,017.69 S/.100,000.00
O INTERBAMK
SALDO D
DEUDA
D
100000
###
###
###
###
###
###
###
###
###
###
S/.9,017.69
S/.0.00
 Empresa de servicios
FLUJO DE CAJA
mes 1 mes 2 mes 3 mes 4
ingreso 10
Efectivo inicial
ingreso de efectivo (ganancias)
venta en efectivo 120
liquidacion cuentas por cobrar 20
Beneficio por inversiones 5
otros 2

total ingreso de efectivo 147

total disponible de efectivo 157

Egreso de efectivo(gasto)

gasto de personal 1
sueldos y salarios 1
comisiones 0
seguro de salud 1
vacaciones 1
regalia pascual 1
preaviso y cesantia 1
capacitacion al personal 1
otros gastos de personal 1
imprevistos 1
total de gastp del personal 20

gastos de presentacion
gastos de representacion
cuotas y suscripcion
pagos por caja chica
fondos gastos menores 1
total gato caja chica 1

provedores de mercancia
inventarios 1
total proveedores de mercados 1

inventario de capital
compra de activos 1
actvos intangibles 1
fianzas y depositos 1
total inventario de capital 3

gastos financieros
comisiones por servicios 1
gastos diversos 1
total de gastos financieros 2

pago de prestamos
Banco 1 1
Banco 2 1
Banco 3 1
total pago de prestamos 3
total erogaciones 50.1
Balance final 106.9
mpresa de servicios

mes 5 mes 6 mes 7 mes 8 mes 9 mes 10 mes 11 mes 12