Ifs F Ele Sem6 Cbcgs Bms Commerce Nov19

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QP
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(a) No (b) Low (c) Medium (d) High

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9) Venture capital involves _____ level of risk.
(a) ICICI (b) CRISIL (c) CARE (d) ICRA

member (d) Professional clearing member
(a) RBI (b) HUDCO (c) NHB (d) HDFC
into securities of small value which are tradable.

3. Use of simple calculator is allowed.
(2½ Hours)
expires, whichever is earlier is called as _______.

(a) Lender (b) Lessor (c) Lessee (d) Buyer
nd
2. Figures to the right indicate full marks.
Page 1 of 3
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10) The first credit rating agency in India is ___________.

characteristic of financial services is called ____________.

NOTE : 1. All questions are compulsory subject to options.
10 E6 E6 80 49 73 91 AE ED 0A F0 B 4F 0B E6 6B 80 94 3C 91
3) The regulator of Housing Finance Companies is ________.
Q 1 A) Multiple choice questions (Attempt any 8 out of 10) :-
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8) Credit card facility is an excellent example of ___________.

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(a) Perishability (b) Variability (c) Intangibility (d) Inseparability
(a) Cash credit (b) Revolving credit (c) Secured credit (d) Term loan
4) A Clearing member who is not a Trading member is called __________.
2) The owner of the equipment in a lease contract is called _____________.
(a) Good for Day (b) Good till Cancelled (c) Good till date (d) Limit Order
(a) SEBI (b) RBI (c) Ministry of Finance (d) Ministry of Corporate Affairs
(a) Consumer Finance (b) Hire Purchase (c) Securitisation (d) Credit Rating
10 E6 E6 80 49 73 91 AE ED 0A F0 B 4F 0B E6 6B 80 94 3C 91
Paper / Subject Code: 86005 / Finance: Innovative Financial Services
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1) The quality of financial service rendered changes from customer to customer. This
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(Max. marks : 75)
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6) The order which if not traded will remain in the system till it is cancelled or the series
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(a)Trading member (b) Trading cum self clearing member (c) Trading cum clearing
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7) __________________is the process of converting illiquid, non-negotiable financial assets

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5) To act as a underwriter, Certificate of Registration must be obtained from _____________.
08
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4
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47 C9 A 8E D0 F BB 44 10 E E6 8 49 73 9 AE 8E 0A F0 B adequacy ratio.

QP
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immediately at the time of sale.

organisation and ALM Process.
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installment was payable on 31st March 2014.

Q2 A) What is forfaiting ? Explain its benefits.
Q2 P) What are the limitations of credit rating?

roles and responsibilities of Banker to the issue.
OR
OR
1) Forfaiting is a non-fund based facility.

nd
Page 2 of 3
2) Venture capital helps to create entrepreneurs.
Q3 P) Explain the registration process for a stock broker.

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5) Merchant banking business is regulated by SEBI.
Q3 B) What is a Futures contract? Explain its characteristics.

4) Bills discounting is a without recourse transaction.
10 E6 E6 80 49 73 91 AE ED 0A F0 B 4F 0B E6 6B 80 94 3C 91
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Q3 Q) Distinguish between Finance Lease and Operating Lease.

depreciation at 20% p.a. is charged on reducing balance method.
8) Credit score shows the creditworthiness of a borrower.
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3) Factoring service is provided only for a specific bill of exchange.
B) State whether the following statements are True or False (Attempt any 7)
Q2 Q) What is consumer finance? What are the sources of consumer finance?

7) Debit card allows the customers to spend today and pay tomorrow.

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Q2 B) What is the registration process to be appointed as Banker to the issue? Describe the
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07
08
07
08
07
08
07
08
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6) By selling off loans through securitization, banks are able to improve their capital
9) The ALM process rests on three pillars : ALM Information System, ALM
basis. The cash price of the machine was Rs.2,00,000/-. The payment was to be made
10) In Instalment Sale, the ownership of the asset is transferred to the buyer
Rs.1,00,000/- on the date of agreement and the balance in two annual installments of Rs.
Prepare Machine a/c and Neil Ltd. a/c in the books of ToneUp Gym for the financial years
50,000/- plus interest at 12% per annum payable on 31st March each year. The first
Q3 A) On 1st April 2013, ToneUp Gym purchased a machine from Neil Ltd. on hire purchase
2013-14 and 2014-15 assuming that the accounts are closed on 31st March every year and
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4
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4 D 4
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A 8
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D B 4 1 E B 4 7 A 8 F B
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e) Factoring Cost
a) Role of NBFCs
b) Foreign brokers
AE 8E 0A F0 B 4F 0B E6 6 80 94 3C 91 E ED 0A 0 B4 4F 0B effective cost of funds?

QP
of receivables, both collected upfront.
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commission are collected in advance.
Q5 A) Describe the advantages of credit cards.

Q5 B) What are the terms of consumer finance?

OR
OR
Q5 Write short notes on (Attempt any 3 out of 5)

nd
d) Regulatory Framework for Financial services

Page 3 of 3
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___________________
c) Pass Through Certificate and Pay Through Certificate

10 E6 E6 80 49 73 91 AE ED 0A F0 B 4F 0B E6 6B 80 94 3C 91
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i) Compute amount actually made available to Kareena Ltd.
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Q4 P) Elaborate on the Sources of Funds for Housing Finance Companies.

Q4 Q) Describe the role of the various parties involved in securitization process.

Q4 B) What are the various disinvestment mechanisms for a venture capital firm?
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15
07
08
07
08
07
08
Q4 A) Katrina Factors Ltd. advances Rs.72 lakhs to Kareena Ltd., against agreement of
iii) Assume interest is collected in arrears and commission in advance. What would be
providing advance payment of 80% of receivables and for guaranteed payment after 3
ii) Calculate effective cost of funds made available to Kareena Ltd. if both interest and
months. The rate of interest is 15% compounded quarterly and factoring commission is 1.5%

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4

Ifs F Ele Sem6 Cbcgs Bms Commerce Nov19

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(a) No (b) Low (c) Medium (d) High

9) Venture capital involves _____ level of risk.

(a) ICICI (b) CRISIL (c) CARE (d) ICRA

(a) RBI (b) HUDCO (c) NHB (d) HDFC

into securities of small value which are tradable.

expires, whichever is earlier is called as _______.

8E D0 F0 BB 44F 10 E6 E6 B80 494 73 91 AE 8ED 0A F0 BB 4F 10B E6

10) The first credit rating agency in India is ___________.

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8) Credit card facility is an excellent example of ___________.

6E 6B8 04 47 3C9 1A E8E D0 AF 0BB 44 F10 BE 6E6 B8 049 473 C9 AE

7) __________________is the process of converting illiquid, non-negotiable financial assets

91 E ED 0A F0B B4 4F1 0B 6E 6B 804 947 3C 1A E8 D

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immediately at the time of sale.

installment was payable on 31st March 2014.

Q2 A) What is forfaiting ? Explain its benefits.

Q2 P) What are the limitations of credit rating?

91 E ED 0A F0B B4 4F1 0B 6E 6B 804 947 3C 1A E8 D AF 0B B4 F1

Q3 P) Explain the registration process for a stock broker.

Q3 B) What is a Futures contract? Explain its characteristics.

Q3 Q) Distinguish between Finance Lease and Operating Lease.

Q2 Q) What is consumer finance? What are the sources of consumer finance?

0B B4 F1 0BE 6E 6B 04 47 3C9 1A E8E D0 AF 0BB 44 F10 BE 6E6 B8 049

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Q5 A) Describe the advantages of credit cards.

Q5 B) What are the terms of consumer finance?

Q5 Write short notes on (Attempt any 3 out of 5)

d) Regulatory Framework for Financial services

c) Pass Through Certificate and Pay Through Certificate

8E D0 F0 BB 44F 10 E6 E6 B80 494 73 91 AE 8ED 0A F0 BB 4F 10B E6

B4 4F1 0B 6E 6B 804 947 3C 1A E8 D AF 0B 44 F1 BE 6E B8 04 47

91 E ED 0A F0B B4 4F1 0B 6E 6B 804 947 3C 1A E8 D

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