PRACTICA OBLIGACIONES FINANCIERAS

PRESENTADO A: PROF. EUGENIO OSORIO GARCIA

PRESENTADO POR: MAGDA YOHANA CARRILLO

ID. 400423

MONTO CREDITO: $10.000.000

TASA DE INTERES: 10% E.A.
PLAZO: 5 AÑOS
FORMA DE PAGO: CUOTAS DE IGUAL VALOR

CALCULO DE LA TASA PERIODICA EQUIVALENTE MENSUAL

tp = n√1+EA- 1

tp = 12√1+0,10 -1 = 0.007974 0.7974%

CALCULO DE LA CUOTA MENSUAL

A= 10,000,000 = 10,000,000 = 210,355

1 -(1+0,00797414)ˉ⁶⁰ 47.5387
0.007974

INTERESES ABONO
PERIODO CUOTA SALDO
0,007974 CAPITAL
0 10,000,000
1 210,355 79,740 130,615 9,869,385
2 210,355 78,698 131,657 9,737,728
3 210,355 77,649 132,706 9,605,022
4 210,355 76,590 133,765 9,471,258
5 210,355 75,524 134,831 9,336,426
6 210,355 74,449 135,906 9,200,520
7 210,355 73,365 136,990 9,063,530
8 210,355 72,273 138,082 8,925,448
9 210,355 71,172 139,183 8,786,264
10 210,355 70,062 140,293 8,645,971
11 210,355 68,943 141,412 8,504,559
12 210,355 67,815 142,540 8,362,019
13 210,355 66,679 143,676 8,218,343
14 210,355 65,533 144,822 8,073,521
15 210,355 64,378 145,977 7,927,544
16 210,355 63,214 147,141 7,780,403
17 210,355 62,041 148,314 7,632,089
18 210,355 60,858 149,497 7,482,593
19 210,355 59,666 150,689 7,331,904
20 210,355 58,465 151,890 7,180,013
21 210,355 57,253 153,102 7,026,912
22 210,355 56,033 154,322 6,872,589
23 210,355 54,802 155,553 6,717,036
24 210,355 53,562 156,793 6,560,243
25 210,355 52,311 158,044 6,402,199
26 210,355 51,051 159,304 6,242,896
27 210,355 49,781 160,574 6,082,321
28 210,355 48,500 161,855 5,920,467
29 210,355 47,210 163,145 5,757,322
30 210,355 45,909 164,446 5,592,876
31 210,355 44,598 165,757 5,427,118
32 210,355 43,276 167,079 5,260,039
33 210,355 41,944 168,411 5,091,628
34 210,355 40,601 169,754 4,921,873
35 210,355 39,247 171,108 4,750,765
36 210,355 37,883 172,472 4,578,293
37 210,355 36,507 173,848 4,404,445
38 210,355 35,121 175,234 4,229,211
39 210,355 33,724 176,631 4,052,580
40 210,355 32,315 178,040 3,874,540
41 210,355 30,896 179,459 3,695,081
42 210,355 29,465 180,890 3,514,190
43 210,355 28,022 182,333 3,331,857
44 210,355 26,568 183,787 3,148,071
45 210,355 25,103 185,252 2,962,818
46 210,355 23,626 186,729 2,776,089
47 210,355 22,137 188,218 2,587,870
48 210,355 20,636 189,719 2,398,151
49 210,355 19,123 191,232 2,206,919
50 210,355 17,598 192,757 2,014,162
51 210,355 16,061 194,294 1,819,868
52 210,355 14,512 195,843 1,624,025
53 210,355 12,950 197,405 1,426,620
54 210,355 11,376 198,979 1,227,640
55 210,355 9,789 200,566 1,027,075
56 210,355 8,190 202,165 824,909
57 210,355 6,578 203,777 621,132
58 210,355 4,953 205,402 415,730
59 210,355 3,315 207,040 208,690
60 210,355 1,664 208,691 -1