Présentation Du CRG JANVIER 2023

Qualite des engagements
ATTAWFIQ
MICROFINANCE
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COMITE REGIONAL DE GESTION > I
REGION FES MEKNES
La Qualite des engagements
Cartographie du portefeuille a risque par produit
Le 21 Fevrier 2023
PLAN DE LA PRESENTATION
I. Evolution du Portefeuille a risque apres radiation Fin 2022;
II. Cartographie du Portefeuille a risque par Type de

MARCHE
- Marche
AGR
- Marche
TPE 2
ATTAWFIQ
MICROFINANCE
Evolution du Portefeuille a risque apres radiation Fin 2022
Realisation au 17/02/2023
ATTAWFIQ
MICROFINANCE
t
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.
Dossiers debloques
Region Fes-Meknes
Realisat° Fin Janvier ACC Objectifs

TRO Ecart
2.022 2.023 Volume % 2023
SUP ERRACHIDIA 168 149 -19 -11% 2.830 5% -69
SUP FES SAIS 268 254 -14 -5% 4.580 6% -98
SUP FES TAOUNAT 236 213 -23 -10% 3.730 6% -74
SUP MEKNES ATLAS 145 154 9 6% 3.290 5% -99
SUP MEKNES EL MENZAH 197 184 -13 -7% 3.120 6% -56
TOTAL REGION 1.014 954 -60 -6% 17.550 5% -396
Taux de Reference 8%
5
Dossiers debloques
Comparatif Regions
Cumul
Semaine Semaine Annee Cumul
Moyenn du Evolutio Evolutio Objectif
Regions du preceden Annee en TRO
e Hebdo n n 2023
20/01/2 27/01/2 t
cours
3 3 e
SALE GHARB 282 348 320 -8% 1 159 1 261 9% 18 501 7%
SUD 429 447 434 -3% 1 575 1 636 4% 24 700 7%

RABAT TEMARA 236 254 230 -9% 949 929 -2% 15 267 6%
DOUKKALA ABDA 244 279 295 6% 980 1 049 7% 18 200 6%
CASA SUD 214 235 229 -3% 841 843 0% 14 730 6%

ELHAOUZ 204 268 239 -11% 844 966 14% 17 000 6%
CASA NORD 288 304 333 10% 1 123 1 074 -4% 19 500 6%
FES MEKNES 259 279 242 -13% 1 014 954 -6% 17 550 5%
NORD 258 269 232 -14% 1 017 925 -9% 17 319 5%
ORIENTAL 243 252 216 -14% 958 858 -10% 16 200 5%
TADLA OU. ZA. 258 250 247 -1% 1 112 950 -15% 18 000 5%
ATTAWFIQ MF 2 915 3 185 3 017 -5% 11 572 11 445 -1% 196 967 6%
6
Dossiers debloques AGR & ME
Region Fes-Meknes

TRO Ecart
2.022 2.023 Volume % 2023
SUP ERRACHIDIA 167 148 -19 -11% 2.800 5% -67
SUP FES SAIS 252 230 -22 -9% 4.110 6% -86
SUP FES TAOUNAT 226 206 -20 -9% 3.527 6% -65
SUP MEKNES ATLAS 132 143 11 8% 2.926 5% -82
TOTAL REGION 968 903 -65 -7% 16.302 6% -351
7
Dossiers debloques TPE
Reaion Fes-Meknes
Realisat° Fin Janvier ACC

Objectifs TRO Ecart
2.023 Volume %
2.022 2023
SUP ERRACHIDIA 1 1 0 0% 30 3% -1
SUP FES SAIS 16 24 8 50% 470 5% -12
SUP FES TAOUNAT 10 7 -3 -30% 203 3% -9
SUP MEKNES ATLAS 13 11 -2 -15% 364 3% -17
SUP MEKNES EL MENZAH 6 8 2 33% 181 4% -6
Taux deTOTAL
ReferenceREGION
8% 46 51 5 11% 1.248 4% -45
8
ATTAWFIQ
MICROFINANCE
Montant debloque
Montant debloque
Region Fes-Meknes
Montants en milliers de DH

TRO Ecart
2.022 2.023 Volume % 2023
SUP ERRACHIDIA 2.065 2.141 76 4% 37.100 6% -713
SUP FES SAIS 4.361 4.843 483 11% 78.770 6% -1.216
SUP FES TAOUNAT 3.535 3.161 -375 -11% 64.400 5% -1.793
SUP MEKNES ATLAS 3.126 2.576 -550 -18% 59.000 4% -1.962
SUP MEKNES EL MENZAH 3.004 2.441 -563 -19% 50.000 5% -1.405
TOTAL REGION 16.090 15.162 -929 -6% 289.270 5% -7.090
10
Montant debloque
Comparatif Regions
Cumul
Moyenne Semaine du Semaine duEvolutio Annee Cumul Annee Evolutio Objectif
Regions TRO
Hebdo n n 2023
20/01/23 27/01/23 precedent en cours
e
EL HAOUZ 3 450 4 688 4 902 5% 12 611 17 443 38% 242 500 7%
SUD 7 900 8 599 8 221 -4% 28 979 30 138 4% 441 730 7%
SALE GHARB 4 179 5 314 4 468 -16% 16 973 18 098 7% 273 840 7%
RABAT TEMARA 4 291 5 269 4 386 -17% 18 046 17 445 -3% 277 000 6%
DOUKKALA ABDA 4 791 5 711 5 410 -5% 18 582 20 955 13% 351 000 6%
CASA SUD 4 485 5 365 5 002 -7% 16 908 18 564 10% 328 060 6%
NORD 3 982 4 542 4 035 -11% 13 750 15 074 10% 270 000 6%
FES MEKNES 4 050 4 420 3 960 -10% 16 090 15 162 -6% 289 270 5%
ORIENTAL 3 912 4 222 3 697 -12% 14 495 13 965 -4% 268 000 5%
TADLA OU ZA 3 719 3 810 3 691 -3% 15 832 13 575 -14% 263 080 5%
CASA NORD 5 295 5 157 4 622 -10% 20 869 16 209 -22% 380 200 4%
ATTAWFIQ MF 50 054 57 096 52 393 -8% 193 132 196 626 2% 3 384 680 6%
11
Montant debloque AGR & ME
Region Fes-Meknes

TRO Ecart
2.022 2.023 Volume % 2023
SUP ERRACHIDIA 2.005 2.091 86 4% 35.300 6% -624
SUP FES SAIS 3.171 2.898 -273 -9% 48.770 6% -854
SUP FES TAOUNAT 2.875 2.691 -185 -6% 50.950 5% -1.229
SUP MEKNES ATLAS 2.116 1.786 -330 -16% 37.300 5% -1.083
SUP MEKNES EL MENZAH 2.724 2.016 -708 -26% 38.680 5% -959
TOTAL REGION 12.890 11.482 -1.409 -11% 211.000 5% -4.749
12
Montant debloque TPE
Region Fes-Meknes

TRO Ecart
2.022 2.023 Volume % 2023
SUP ERRACHIDIA 60 50 -10 -17% 1.800 3% -88
SUP FES SAIS 1.190 1.945 755 63% 30.000 6% -363
SUP FES TAOUNAT 660 470 -190 -29% 13.450 3% -565
SUP MEKNES ATLAS 1.010 790 -220 -22% 21.700 4% -879
SUP MEKNES EL MENZAH 280 425 145 52% 11.320 4% -446
TOTAL REGION 3.200 3.680 480 15% 78.270 5% -2.341
13
ATTAWFIQ
MICROFINANCE
Encours additionnel
Encours Additionnel
Region Fes-Meknes
Encours additionnel ACC

2.022 2.023 Volume %
SUP ERRACHIDIA -105 -122 -17 17%
SUP FES SAIS 208 284 77 37%
SUP FES TAOUNAT 156 -100 -255 -164%
SUP MEKNES ATLAS 330 -480 -809 -245%
SUP MEKNES EL MENZAH 236 -550 -786 -334%
TOTAL REGION 825 -967 -1.792 -217%
825
330
284
208 156 236
EKKMIHIDIM FES SMIS FtinAUUNAi MEKNES ATLAS MEKES EL FES MEKNES
-480 MENZMH
-550
-967
2.023 ■ 2.022
ATTAWFIQ
MICROFINANCE
Additif Clients Actifs

Additif Clients Actifs V
Region Fes-Meknes
Additif Clients Actifs ACC

2.022 2.023 Volume %
SUP ERRACHIDIA 13 -32 -45 -346%
SUP FES SAIS 17 -81 -98 -576%
SUP FES TAOUNAT 16 -4 -20 -125%
SUP MEKNES ATLAS 45 -25 -70 -156%
TOTAL REGION 124 -156 -280 -226%
45
33
13 17 16
|S -14MEKNES EL
ERRAC HIDIA FESSAIS F "4 TAOUNAT MEKNE S ATLAS
-32 MENZAH
-81
2.023 ■ 2.022
ATTAWFIQ
MICROFINANCE
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Rapprochement des Realisations des RPV / AD AGR 1<

ME & AD TPE
Rapprochement des realisations des RPV
Supervision Meknes Atlas
Objectifs 2023 TOTAL Ecart

Entite Nom & Prenom Fonction
Nbre Mt Nbre Mt Nbre Mt
MEKNES ZITOUNE NAJIM SAID RPV 65 600.000 8 50.500 3 4.346
GM EL HAJEB ECHCHLYEH DRISS RGM 170 2.200.000 8 107.000 -5 -62.231
AZROU KHARRIBOU MOHAMMED RPV 44 1.800.000 4 55.000 1 -83.462
BOUFAKRANE EZZAARYTY JAOUAD RPV 107 1.300.000 4 24.000 -4 -76.000
MEKNES KORTOBA SADGUI TOURIA RPV 100 1.800.000 3 33.000 -5 -105.462
MEKNES MANSOUR M'JAHAD KAOUTAR RPV 93 1.500.000 3 37.000 -4 -78.385
EL HAJEB AKABLI SAMIRA RPV PI 65 1.800.000 3 115.000 -2 -23.462
BACHIR EL MILOUDI RPV 53 800.000 2 100.000 -2 38.462

MEKNES SIDI BOUEZKRI
MEKNES MARJANE OUKENZA HACHEM RPV 67 500.000 2 115.000 -3 76.538
MEKNES RIAD OTMANI SAMIRA RPV 60 700.000 0 0 -5 -53.846
19
Supervision Meknes El Menzah

MEKNES ROUAMZINE ELYOUUSEFI FARIDA RPV 80 1.320.000 7 108.000 1 6.462
MLY DRISS ZARHOUN ATTABLOUBNA RPV 79 1.400.000 5 80.000 -1 -27.692
MEKNES WIFAK EL BOUKHARI Najat RPV 118 1.440.000 8 76.000 -1 -34.769
TAOUJTATE HOUIYATE MOHAMED RPV 67 800.000 4 24.000 -1 -37.538
MEKNES BORJ MY OMAR AMHARZI MUSTAPHA RPV 39 400.000 1 20.000 -2 -10.769
MEKNES OUISLANE BENNAJI WIDAD RPV 77 1.450.000 3 73.000 -3 -38.538
SBAA AYOUNE ELBAROUAG ELHABIB RPV 105 1.300.000 5 49.000 -3 -51.000
MEKNES EL BASSATINE KHATOURI SAMIR RPV 79 400.000 3 30.000 -3 -769
MEKNESTOULAL AMRANI FATIMA RPV 68 1.000.000 1 10.000 -4 -66.923
20
Supervision Fes SaVs

FES NARJIS ERRONI HOUDA RPV 58 900.000 14 182.000 10 112.769
SEFROU MIMOUNI SIHAM RPV PI 50 1.020.000 7 92.500 3 14.038

AIN CHKEF AMMARI ABDELKADER RPV 122 1.200.000 11 157.000 2 64.692
FES DOKKARAT MOUFID HOUSSAM RPV 96 1.340.000 8 160.000 1 56.923
FES ATLAS MATMOUR NAJIM RPV 34 600.000 3 42.000 0 -4.154
FES BENSOUDA RAMAH FATIMA RPV 58 816.000 4 52.000 0 -10.769
FES OUINAT HAJJAJ DOUIRI SOUMIAE RPV 72 1.700.000 5 95.000 -1 -35.769

FES OULED ETAIB LAGNANI ESSAID RPV 64 800.000 4 113.000 -1 51.462
FES ZOUAGHA OURRAK SAMIRA RPV 72 500.000 4 47.000 -2 8.538

IMOUZZER KANDAR AZROUF EL MOSTAFA RPV 95 1.100.000 5 36.000 -2 -48.615
FES ESSAADA CHRAIBI AHMED RPV 72 1.800.000 3 55.000 -3 -83.462

FES EL MASSIRA LAHMIDANI FATIMA RPV 55 500.000 1 40.000 -3 1.538
FES MONTFLEURY BENZAKOUR MAJDA RPV 85 1.300.000 2 160.000 -5 60.000
GM SEFROU KALI ZOUHAIR RGM 160 1.900.000 7 90.000 -5 -56.154
21
Supervision Fes Taounate

HAMMOUDY AZIZ RGM 210 2.700.000 15 168.000 -1 -39.692

GM KARYA BA MOHAMMED
FES BAB FTOUH LAMCHIAKH DRISS RPV 100 500.000 7 84.000 -1 45.538
GHAFSSAY NACHIT SIHAM RPV PI 54 1.475.000 5 66.000 1 -47.462

GM TAOUNATE ELKORRY ELKHAMMAR RGM 117 1.640.000 5 46.500 -4 -79.654
OUED FES BOUDAOUD RACHID RPV 115 2.000.000 5 48.000 -4 -105.846
ELMOUBARIK
TISSA RPV 57 1.500.000 5 95.000 1 -20.385
MOHAMMED
FES DHAR LKHMISS TAOUTAOU RACHIDA RPV 115 1.680.000 4 83.000 -5 -46.231
FES SAHB EL WARD MOUTAOUAKKIL CHAKIB RPV 87 1.280.000 3 40.000 -4 -58.462
TAOUNATE EL BOUZAIDI FATIMA RPV 86 300.000 3 85.000 -4 61.923
AIN AICHA BAKKOURI AZIZ RPV 97 1.280.000 2 23.000 -5 -75.462
FES BEN DEBBAB NFISSI KHALID RPV 44 1.000.000 2 60.000 -1 -16.923
KARYA BA MOHAMMED BEN HAMMOU IMAD RPV 50 1.600.000 2 160.000 -2 36.923
22
Supervision Errachidia

GM MIDELT GHANJAOUI ABDELMAJID RGM 180 1.700.000 12 127.000 -2 -3.769
ERFOUD REZEQ-ALLAH MARIA RPV 97 1.350.000 6 77.500 -1 -26.346
BENI TADJIT RPV RPV 47 800.000 5 78.000 1 16.462
MIDELT OULAGRIR SAID RPV 120 1.300.000 3 61.000 -6 -39.000
RISSANI MHAMDI MOUHCINE RPV 155 1.600.000 3 35.000 -9 -88.077
ERRACHIDIA TARGA TAHIRI AMINA RPV 75 1.400.000 3 55.000 -3 -52.692

TINJDAD OUFEKRI HASSAN RPV 60 900.000 2 25.000 -3 -44.231
GOULMIMA OUZENNOU RACHID RPV 90 1.000.000 2 27.000 -5 -49.923
ERRICH BOUTGLAY MOHAMED RPV 60 1.600.000 1 40.000 -4 -83.077
ERRACHIDIA CENTRE ALEDGIG ASMA RPV 50 1.600.000 1 50.000 -3 -73.077
23
Rapprochement des realisations des AD AGR & ME

MEKNES ZITOUNE OUHSAINE RABHA AD 187 2.600.000 16 225.500 2 25.500
MEKNES RIAD ELARBI FATIHA AD 200 2.800.000 15 231.000 0 15.615
MEKNES MANSOUR KOUZ NAJWA AD 177 2.000.000 13 109.000 -1 -44.846

BOUFAKRANE BOUAZIZ MOHAMMED AD 163 1.600.000 10 79.000 -3 -44.077
EL HAJEB ALLOUCH YOUSSEF AD 185 2.900.000 10 146.000 -4 -77.077
AZROU MOUSSAOUI IMANE AD 163 2.700.000 9 165.000 -4 -42.692
MEKNES MARJANE MEJDOUBI SARAH AD 173 1.400.000 9 80.000 -4 -27.692
MEKNES KORTOBA FAKKAK FATIMA AD 170 2.300.000 8 105.000 -5 -71.923
MEKNES SIDI BOUEZKRI DAHRA ABDERRAHIM AD 163 2.100.000 5 71.000 -8 -90.538
EL HIAD OUMAYMA AD 150 1.400.000 5 56.000 -7 -51.692

MEKNES SIDI BOUEZKRI
AZROU NAIMI MUSTAPHA AD 163 2.700.000 4 32.000 -9 -175.692
MEKNES RIAD LANANI AMAL AD 136 1.200.000 4 50.000 -6 -42.308
MEKNES ZITOUNE EL MAADI ZOUBIR AD 104 1.200.000 1 20.000 -7 -72.308
24

TAOUJTATE ADARDOR AYOUB AD 162 2.200.000 26 318.000 14 148.769
MLY DRISS ZARHOUN LASSAL MOHAMED AMINE AD 156 23 20.462
2.100.000 182.000 11
MEKNES EL BASSATINE ZAHIDI ADRAE AD 167 2.100.000 14 150.000 1 -11.538
SBAA AYOUNE EL BAKKAL YASSINE AD 171 2.100.000 13 95.000 0 -66.538
MEKNES BORJ MY OMAR JERRADI BOUCHRA AD 163 1.900.000 12 138.000 -1 -8.154
MEKNES OUISLANE BAICHOU YASSINE AD 156 2.450.000 10 150.000 -2 -38.462
LAMNAOUAR MOHAMED AD 163 1.900.000 10 140.000 -3 -6.154

MEKNES BORJ MY OMAR
MEKNES TOULAL BOURAS NOURA AD 165 2.300.000 9 130.000 -4 -46.923
MLY DRISS ZARHOUN BELKOURI BADER AD 155 2.100.000 6 81.000 -6 -80.538
MEKNES TOULAL OUGHNEMAHANAE AD 157 2.000.000 6 75.000 -6 -78.846
MEKNES ROUAMZINE NAKI EL IDRISSI TOURIA AD 156 1.980.000 4 20.000 -8 -132.308
MEKNES OUISLANE ISMAILI KARIMA AD 157 2.600.000 4 80.000 -8 -120.000

TAOUJTATE BADININI SAIDA AD 161 2.200.000 2 30.000 -10 -139.231
MEKNES WIFAK AACHI MOHAMMED AMNAY AD 152 2.160.000 1 7.000 -11 -159.154
25
Supervision Fes Sai's

FES ZOUAGHA BOUZIDI RABIA AD 204 1.500.000 21 258.000 5 142.615
FES OULED ETAIB OULAGHDA MALIKA AD 168 2.000.000 18 186.000 5 32.154
AIN CHKEF SOUABNI SOUKAYNA AD 166 1.700.000 16 98.000 3 -32.769
FES OUINAT HAJJAJ BOUFA BOUCHTA AD 168 2.400.000 12 128.000 -1 -56.615
SEFROU EL ATTAFI FATIMA AD 165 1.950.000 12 126.000 -1 -24.000
FES ESSAADA BOUZIDI MIMOUNA AD 168 2.700.000 11 132.000 -2 -75.692
IMOUZZER KANDAR MEMAT MOHAMED AD 155 1.900.000 11 165.500 -1 19.346
FES ATLAS EL HAKOUNI MOUHCINE AD 144 2.200.000 10 192.000 -1 22.769
SEFROU TALEB RAJAE AD 165 1.950.000 10 106.000 -3 -44.000
FES ATLAS IDRISSI OTHMANE AD 144 2.200.000 8 138.000 -3 -31.231
FES BENSOUDA ADDI MOHAMMED AD 168 2.234.000 7 83.000 -6 -88.846
FES EL MASSIRA RAMROMI RABHA AD 170 2.200.000 6 79.000 -7 -90.231
SEFROU MAAROUFY YASSINE AD 140 1.400.000 6 115.000 -5 7.308
FES MONTFLEURY BARHOUT RACHID AD 155 1.900.000 3 40.000 -9 -106.154
FES EL MASSIRA BOUSSOUARI YOUSSEF AD 155 1.900.000 2 30.000 -10 -116.154
FES NARJIS EL KOUCH SOUAD AD 168 2.000.000 2 20.000 -11 -133.846
FES OULED ETAIB HERIMACH HADA AD 168 2.000.000 2 20.000 -11 -133.846
AIN CHKEF LBABI MOHAMMED AD 142 1.500.000 0 0 -11 -115.385
FES DOKKARAT BOUARBOUN MOUNIA AD 154 2.160.000 0 0 -12 -166.154
26

AIN AICHA AGGICH NOUREDDINE AD 153 1.920.000 14 149.500 2 1.808
FES BEN DEBBAB BOUGRINE ZHOR AD 163 2.650.000 13 127.000 0 -76.846

TAOUNATE ARSSI MOHAMMED AD 190 2.200.000 15 161.000 0 -8.231
TISSA BRIGHEL ASMAE AD 157 2.300.000 12 103.000 0 -73.923
TAHBOUL ABDESSLAM AD 150 3.150.000 11 151.000 -1 -91.308

KARYA BA MOHAMED
GM TAOUNATE EL MOUDNI NOUREDDINE AD 163 2.460.000 11 84.500 -2 -104.731
FES SAHB EL WARD MOSLIH NAJIBA AD 153 1.920.000 10 74.000 -2 -73.692
KARYA BA MOHAMED
ZAARI ABDENASSER AD 170 3.750.000 11 246.000 -2 -42.462
FES BAB FTOUH YOUBI SAIDA AD 186 1.800.000 12 113.000 -2 -25.462
OUED FES EL MALHI HAKIMA AD 165 3.000.000 9 195.000 -4 -35.769

GHAFSSAY SABAR FIRIAL AD 153 2.212.500 8 140.000 -4 -30.192
FES DHAR LKHMISS RACHEK MALIKA AD 155 2.520.000 8 182.000 -4 -11.846
FES BEN DEBBAB EL KADINE ABDERRAHIM AD 163 2.650.000 8 83.000 -5 -120.846

GHAFSSAY TANGI FOUAD AD 153 2.212.500 5 85.000 -7 -85.192
TISSA EL OUARRAK MOHAMED AD 156 2.300.000 4 48.000 -8 -128.923
27

TINJDAD EL BARRAH NAOUAL AD 160 1.950.000 14 190.000 2 40.000
ERRICH BOUZIANE IMANE AD 160 2.450.000 13 165.000 1 -23.462
MIDELT AITFARAJI HANAN AD 180 2.100.000 13 156.000 -1 -5.538
ERRICH HASSINI AZIZ AD 160 2.450.000 12 175.500 0 -12.962
ERFOUD BENAQQA ISMAIL AD 203 2.150.000 10 145.000 -6 -20.385
TINJDAD CHICHAOU HICHAM AD 160 1.750.000 10 98.000 -2 -36.615
ERRACHIDIA CENTRE KARIMI NADIA AD 165 2.450.000 9 172.000 -4 -16.462
GOULMIMA OUSSMOUH MOHAMED AD 170 1.600.000 9 113.000 -4 -10.077
ERRACHIDIA TARGA AQBOU MUSTAPHA AD 175 2.100.000 8 152.000 -5 -9.538
RISSANI ISMAILI SARA AD 45 1.000.000 7 88.000 4 11.077
ERRACHIDIA CENTRE BELHADI RACHID AD 165 2.450.000 6 111.000 -7 -77.462
BENI TADJIT BEZZA DOHA AD 153 1.400.000 0 0 -12 -107.692
28
Rapprochement des realisations des AD TPE

FES ATLAS TAAZZABIT MARIAMA AD TPE 84 158.462
6.000.000 6 620.000 0
HOUMMANE
MEKNES EL BASSATINE AD TPE 84 5.200.000 6 295.000 0 -105.000
NOURELHOUDA
FES NARJIS EL JANATI ZOUHIR AD TPE 84 5.200.000 5 375.000 -1 -25.000
MEKNES RIAD ATTABA AMINE AD TPE 84 5.300.000 5 420.000 -1 12.308
FES ATLAS SBAI CHAIMAE AD TPE 84 5.000.000 4 330.000 -2 -54.615
FES BENSOUDA REGRAGUI EL MEHDI AD TPE 84 4.800.000 2 180.000 -4 -189.231
FES ZOUAGHA BEN HAMMOU ISSAM AD TPE 84 4.500.000 2 100.000 -4 -246.154
FES BAB FTOUH EL-QORAYCHY ISMAIL AD TPE 84 5.200.000 2 140.000 -4 -260.000
TAOUNATE HAMMANI ZOUHAIR AD TPE 84 5.200.000 2 120.000 -4 -280.000
MEKNES SIDI BOUEZKRI TAMMAL ZINEB AD TPE 84 5.300.000 2 100.000 -4 -307.692
MEKNES ZITOUNE HARTI MERIEM AD TPE 84 5.300.000 1 50.000 -5 -357.692
MEKNES BORJ MY OMAR CHAOUI EL MEHDI AD TPE 84 5.200.000 1 80.000 -5 -320.000
29
ATTAWFIQ
MICROFINANCE
Qualite des engagements

ATTAWFIQ
MICROFINANCE
Taux de PAR a 30 jours

Taux de PAR30j Activite Globale
Comparatif Region
Semaine du Semaine du Fin Annee Objectif

Regions Evolution Evolution Ecart
20/01/23 27/01/23 precedente 2023
SUD 2,57% 2,43% -0,15 pts 2,14% 0,28 pts 3,60% -1,17 pts
RABAT TEMARA 2,93% 2,86% -0,07 pts 2,53% 0,33 pts 3,25% -0,39 pts
SALE GHARB 3,49% 3,40% -0,10 pts 3,20% 0,19 pts 2,92% 0,48 pts
DOUKKALA ABDA 3,99% 3,90% -0,09 pts 3,68% 0,22 pts 2,59% 1,31 pts
ORIENTAL 4,17% 3,94% -0,23 pts 3,60% 0,34 pts 3,00% 0,94 pts
CASA NORD 4,19% 4,11% -0,08 pts 3,69% 0,43 pts 3,40% 0,71 pts
CASA SUD 4,73% 4,59% -0,14 pts 4,24% 0,35 pts 2,50% 2,09 pts
NORD 5,26% 5,12% -0,13 pts 4,46% 0,66 pts 5,57% -0,45 pts
FES MEKNES 5,40% 5,22% -0,18 pts 4,64% 0,58 pts 2,00% 3,22 pts
TADLA OU ZA 6,50% 6,34% -0,16 pts 5,92% 0,42 pts 3,50% 2,84 pts
EL HAOUZ 9,48% 9,10% -0,38 pts 8,97% 0,13 pts 5,00% 4,10 pts
ATTAWFIQ MF 4,53% 4,39% -0,15 pts 4,03% 0,35 pts 3,37% 1,02 pts
32
Taux de PAR30j Activite Globale k
Region Fes-Meknes
Evolution PAR> 30 Jours

PAR> 30 Jours Au PAR> 30 Jours Au 27 Evolution PAR> 30 Au 27 01 2023/ Fin 2022
PAR> 30 Jours Fin 2022
28 01 2022 01 2023 Jours N/N-1
En Mt En Taux En Mt En Taux En Mt En Taux En Mt En Taux En Mt En Taux
SUP ERRACHIDIA 589 1,73% 384 1,07% 396 1,11% -194 -0,62% 12 0,03%
SUP FES SAIS 3.688 4,94% 3.268 4,07% 3.954 5,01% 266 0,07% 686 0,95%
SUP FES TAOUNAT 4.521 8,21% 3.704 6,20% 4.060 7,09% -462 -1,13% 355 0,88%
SUP MEKNES ATLAS 4.274 6,02% 4.057 5,75% 4.402 6,47% 129 0,45% 345 0,72%
SUP MEKNES EL MENZAH 2.135 3,72% 2.172 3,82% 2.593 4,71% 458 0,99% 421 0,90%
TOTAL REGION 15.208 5,21% 13.586 4,48% 15.405 5,22% 197 0,02% 1.819 0,74%
33
ATTAWFIQ
MICROFINANCE
Activite LIB
ATTAWFIQ
MICROFINANCE
Transfert d’argent
Transfert d'argent
Region Fes-Meknes
Realisat° Fin Janvier Evo 2023/2022 TRO

WU MAD TA WU MAD TA WU MAD TA
SUP ERRACHIDIA 26 51 77 24% -28% -16% 7% 5% 6%
SUP FES SAIS 107 237 344 -28% 21% 0% 5% 7% 6%
SUP FES TAOUNAT 76 175 251 38% 80% 65% 8% 9% 8%
SUP MEKNES ATLAS 52 71 123 4% 318% 84% 6% 10% 8%
SUP MEKNES EL MENZAH 23 35 58 44% 75% 61% 4% 6% 5%
TOTAL REGION 284 569 853 -2% 42% 23% 6% 7% 7%
77
ERRACHIDIA FES SAIS FES MEKNES

MEKNES EL
FESTAOUNAT MEKNES ATLAS ■ 2023 a2022
MENZAH
36
Compte sur carnet
Region Fes-Meknes
Realisat° Au 03 02 2023 Evo 2023/2022 TRO

Nombre
Nbre Ouvertur
Nbre Mt* Solde* Nombre Solde Solde
Cumule e
s
SUP ERRACHIDIA 5 1 244 402 400% 825% 3% 1%
SUP FES SAIS 3 2.949 3.811 200% 0% 1% 0%
SUP FES TAOUNAT 5 46 2.639 2.983 25% 14% 3% 18%
SUP MEKNES ATLAS 0 1.019 473 0% 0% 0% 0%
SUP MEKNES EL MENZAH 6 1 662 353 500% 0% 3% 0%
TOTAL REGION 19 48 7.513 8.021 171% 18% 2% 5%
■ 2023 ■ 2022
37
Compte LIB Region
Fes-Meknes

Nombre Nombre
Ouvertur Ouvertur
Nbre Mt* Nbre Solde* Solde Solde
e e
Cumule s s
SUP ERRACHIDIA 67 53 8.934 1.837 -14% 3560% 9% 26%
SUP FES SAIS 84 31 18.168 3.003 -29% 502% 6% 10%
SUP FES TAOUNAT 68 11 13.832 712 -13% -119521% 7% 4%
SUP MEKNES ATLAS 62 77 10.979 1.663 5% 828% 7% 35%
SUP MEKNES EL MENZAH 78 16 11.610 1.632 -11% 721% 8% 7%
Taux de TOTAL
ReferenceREGION
8% 359 187 63.523 8.847 -15% 1017% 7% 16%
38
Cash to Cash
Region Fes-Meknes
Realisat0 Fin Janvier 2023
Nbte Mt
SUP ERRACHIDIA 14 46.328
SUP FES SAIS 102 243.750
SUP FES TAOUNAT 83 177.231
SUP MEKNES ATLAS 70 103.520
SUP MEKNES EL MENZAH 34 117.291
TOTAL REGION 303 688.120
39
Merci de votre attention
Dossiers debloques
Supervision MEKNES ATLAS
Entite Realisat° Fin Janvier ACC Objectifs TRO Ecart

2.022 2.023 Volume % 2023
AZROU 19 17 -2 -11% 370 5% -11

BOUFAKRANE 14 14 0 0% 270 5% -7
EL HAJEB 12 13 1 8% 250 5% -6
GM EL HAJEB 5 8 3 60% 170 5% -5
MEKNES KORTOBA 13 11 -2 -15% 270 4% -10
MEKNES MANSOUR 11 16 5 45% 270 6% -5
MEKNES MARJANE 14 11 -3 -21% 320 3% -14
MEKNES RIAD 20 24 4 20% 480 5% -13
MEKNES SIDI BOUEZKRI 14 14 0 0% 450 3% -21
MEKNES ZITOUNE 23 26 3 13% 440 6% -8
SUP MEKNES ATLAS 145 154 9 6% 3.290 5% -99
41
Dossiers debloques
Supervision MEKNES EL MENZAH

Objectifs
Entite TRO Ecart
2023
2.023 Volume %
2.022
MEKNES BORJ MY OMAR 21 24 3 14% 448 5% -10
MEKNES EL BASSATINE 22 23 1 5% 330 7% -2
MEKNES OUISLANE 22 17 -5 -23% 390 4% -13
MEKNES ROUAMZINE 21 11 -10 -48% 236 5% -7
MEKNES TOULAL 22 16 -6 -27% 390 4% -14
MEKNES WIFAK 19 9 -10 -53% 270 3% -12
MLY DRISS ZARHOUN 26 34 8 31% 390 9% 4
SBAA AYOUNE 17 18 1 6% 276 7% -3
TAOUJTATE 27 32 5 19% 390 8% 2
42
Dossiers debloques
Supervision FES
SAIS
Entite Objectifs TRO Ecart
2023
2.023 Volume %
2.022
AIN CHKEF 29 27 -2 -7% 430 6% -6
FES ATLAS 31 31 0 0% 490 6% -7
FES BENSOUDA 13 13 0 0% 310 4% -11
FES DOKKARAT 10 8 -2 -20% 250 3% -11
FES EL MASSIRA 25 9 -16 -64% 380 2% -20
FES ESSAADA 8 14 6 75% 240 6% -4
FES MONTFLEURY 14 5 -9 -64% 240 2% -13
FES NARJIS 12 21 9 75% 310 7% -3
FES OUINAT HAJJAJ 18 17 -1 -6% 240 7% -1
FES OULED ETAIB 28 24 -4 -14% 400 6% -7
FES ZOUAGHA 27 27 0 0% 360 8% -1
GM SEFROU 4 7 3 75% 160 4% -5
IMOUZZER KANDAR 20 16 -4 -20% 250 6% -3
SEFROU 29 35 6 21% 520 7% -5
SUP FES SAISS 268 254 -14 -5% 4.580 6% -98
43
Dossiers debloques
Supervision FES TAOUNATE

2023
2.023 Volume %
2.022
AIN AICHA 18 16 -2 -11% 250 6% -3
FES BAB FTOUH 29 21 -8 -28% 370 6% -7
FES BEN DEBBAB 24 23 -1 -4% 370 6% -5
FES DHAR LKHMISS 13 12 -1 -8% 270 4% -9
FES SAHB EL WARD 23 13 -10 -43% 240 5% -5
GHAFSSAY 18 18 0 0% 360 5% -10
GM KARYA BA MOHAMED 14 15 1 7% 210 7% -1
GM TAOUNATE 13 16 3 23% 280 6% -6
KARYA BA MOHAMMED 21 24 3 14% 370 6% -4
OUED FES 23 14 -9 -39% 280 5% -8
TAOUNATE 17 20 3 18% 360 6% -8
TISSA 23 21 -2 -9% 370 6% -7
SUP FES TAOUNATE 236 213 -23 -10% 3.730 6% -74
44
Dossiers debloques
Supervision ERRACHIDIA

2023
2.023 Volume %
2.022
BENI TADJIT 12 5 -7 -58% 200 3% -10
ERFOUD 20 16 -4 -20% 300 5% -7
ERRACHIDIA CENTRE 22 16 -6 -27% 380 4% -13
ERRACHIDIA TARGA 13 11 -2 -15% 250 4% -8
ERRICH 28 26 -2 -7% 380 7% -3
GM MIDELT 12 12 0 0% 180 7% -2
GOULMIMA 16 11 -5 -31% 260 4% -9
MIDELT 15 16 1 7% 300 5% -7
RISSANI 7 10 3 43% 200 5% -5
TINJDAD 23 26 3 13% 380 7% -3
SUP ERRACHIDIA 168 149 -19 -11% 2.830 5% -69
45

2.022 2.023 Volume % 2023
AZROU 19 17 -2 -11% 362 5% -11

BOUFAKRANE 14 14 0 0% 270 5% -7
EL HAJEB 11 12 1 9% 242 5% -7
GM EL HAJEB 5 8 3 60% 170 5% -5
MEKNES KORTOBA 13 11 -2 -15% 262 4% -9
MEKNES MANSOUR 11 16 5 45% 262 6% -4
MEKNES MARJANE 11 10 -1 -9% 240 4% -8
MEKNES RIAD 14 19 5 36% 396 5% -11
MEKNES SIDI BOUEZKRI 14 11 -3 -21% 366 3% -17
MEKNES ZITOUNE 20 25 5 25% 356 7% -2
SUP MEKNES ATLAS 132 143 11 8% 2.926 5% -82
46
Supervision Meknes el Menzah

2023
2.023 Volume %
2.022
MEKNES BORJ MY OMAR 17 23 6 35% 364 6% -5
MEKNES EL BASSATINE 20 17 -3 -15% 246 7% -2
MEKNES OUISLANE 22 16 -6 -27% 383 4% -13
MEKNES ROUAMZINE 21 11 -10 -48% 236 5% -7
MEKNES TOULAL 22 16 -6 -27% 390 4% -14
MEKNES WIFAK 19 9 -10 -53% 264 3% -11
MLY DRISS ZARHOUN 26 34 8 31% 390 9% 4
SBAA AYOUNE 17 18 1 6% 276 7% -3
TAOUJTATE 27 32 5 19% 390 8% 2
47
Supervision Fes Sais

2023
2.023 Volume %
2.022
AIN CHKEF 29 27 -2 -7% 430 6% -6
FES ATLAS 26 21 -5 -19% 322 7% -4
FES BENSOUDA 12 11 -1 -8% 226 5% -6
FES DOKKARAT 9 6 -3 -33% 242 2% -13
FES EL MASSIRA 25 9 -16 -64% 375 2% -20
FES ESSAADA 8 14 6 75% 232 6% -4
FES MONTFLEURY 14 3 -11 -79% 232 1% -15
FES NARJIS 8 16 8 100% 226 7% -1
FES OUINAT HAJJAJ 16 17 1 6% 232 7% -1
FES OULED ETAIB 28 23 -5 -18% 395 6% -7
FES ZOUAGHA 25 25 0 0% 276 9% 4
GM SEFROU 4 7 3 75% 160 4% -5
IMOUZZER KANDAR 20 16 -4 -20% 250 6% -3
SEFROU 28 35 7 25% 512 7% -4
SUP FES SAISS 252 230 -22 -9% 4.110 6% -86
48

2023
2.023 Volume %
2.022
AIN AICHA 18 16 -2 -11% 250 6% -3
FES BAB FTOUH 28 19 -9 -32% 286 7% -3
FES BEN DEBBAB 22 22 0 0% 360 6% -6
FES DHAR LKHMISS 13 12 -1 -8% 270 4% -9
FES SAHB EL WARD 23 13 -10 -43% 235 6% -5
GHAFSSAY 18 18 0 0% 360 5% -10
GM KARYA BA MOHAMED 14 15 1 7% 210 7% -1
GM TAOUNATE 13 16 3 23% 280 6% -6
KARYA BA MOHAMED 19 22 3 16% 360 6% -6
OUED FES 22 14 -8 -36% 270 5% -7
TAOUNATE 13 18 5 38% 276 7% -3
TISSA 23 21 -2 -9% 370 6% -7
SUP FES TAOUNATE 226 206 -20 -9% 3.527 6% -65
49

2023
2.023 Volume %
2.022
BENI TADJIT 12 5 -7 -58% 200 3% -10
ERFOUD 20 16 -4 -20% 300 5% -7
ERRACHIDIA TARGA 13 11 -2 -15% 245 4% -8
ERRICH 28 26 -2 -7% 375 7% -3
GM MIDELT 12 12 0 0% 180 7% -2
GOULMIMA 16 11 -5 -31% 260 4% -9
MIDELT 15 16 1 7% 295 5% -7
RISSANI 7 10 3 43% 200 5% -5
TINJDAD 23 26 3 13% 380 7% -3
SUP ERRACHIDIA 167 148 -19 -11% 2.800 5% -67
50
Supervision Meknes
Atlas

2.022 2.023 Volume % 2023
AZROU 0 #DIV/0! 8 0% -1
BOUFAKRANE 0 #DIV/0! #DIV/0! 0
EL HAJEB 1 1 0 0% 8 13% 0
GM EL HAJEB 0 #DIV/0! #DIV/0! 0
MEKNES KORTOBA 0 #DIV/0! 8 0% -1
MEKNES MANSOUR 0 #DIV/0! 8 0% -1
MEKNES MARJANE 3 1 -2 -67% 80 1% -5
MEKNES RIAD 6 5 -1 -17% 84 6% -1
MEKNES SIDI BOUEZKRI 3 3 #DIV/0! 84 4% -3

MEKNES ZITOUNE 3 1 -2 -67% 84 1% -5
SUP MEKNES ATLAS 13 11 -2 -15% 364 3% -17
51

2023
2.023 Volume %
2.022
MEKNES BORJ MY OMAR 4 1 -3 -75% 84 1% -5
MEKNES EL BASSATINE 2 6 4 200% 84 7% 0
MEKNES OUISLANE 1 1 #DIV/0! 7 14% 0
MEKNES ROUAMZINE 0 #DIV/0! #DIV/0! 0
MEKNES TOULAL 0 #DIV/0! #DIV/0! 0
MEKNES WIFAK 0 #DIV/0! 6 0% 0
MLY DRISS ZARHOUN 0 #DIV/0! #DIV/0! 0
SBAA AYOUNE 0 #DIV/0! #DIV/0! 0
TAOUJTATE 0 #DIV/0! #DIV/0! 0
SUP MEKNES EL MENZAH 6 8 2 33% 181 4% -6
52

2023
2.023 Volume %
2.022
AIN CHKEF 0 #DIV/0! #DIV/0! 0
FES ATLAS 5 10 5 100% 168 6% -3
FES BENSOUDA 1 2 1 100% 84 2% -4
FES DOKKARAT 1 2 1 100% 8 25% 1
FES EL MASSIRA 0 #DIV/0! 5 0% 0
FES ESSAADA 0 #DIV/0! 8 0% -1
FES MONTFLEURY 2 2 #DIV/0! 8 25% 1
FES NARJIS 4 5 1 25% 84 6% -1
FES OUINAT HAJJAJ 2 -2 -100% 8 0% -1
FES OULED ETAIB 1 1 #DIV/0! 5 20% 1
FES ZOUAGHA 2 2 0 0% 84 2% -4
GM SEFROU 0 #DIV/0! #DIV/0! 0
IMOUZZER KANDAR 0 #DIV/0! #DIV/0! 0
SEFROU 1 -1 -100% 8 0% -1
SUP FES SAISS 16 24 8 50% 470 5% -12
53
Supervision Fes
Taounate

2023
2.023 Volume %
2.022
AIN AICHA 0 #DIV/0! #DIV/0! 0
FES BAB FTOUH 1 2 1 100% 84 2% -4
FES BEN DEBBAB 2 1 -1 -50% 10 10% 0
FES DHAR LKHMISS 0 #DIV/0! #DIV/0! 0
FES SAHB EL WARD 0 #DIV/0! 5 0% 0
GHAFSSAY 0 #DIV/0! #DIV/0! 0
GM KARYA BA MOHAMED 0 #DIV/0! #DIV/0! 0
GM TAOUNATE 0 #DIV/0! #DIV/0! 0
KARYA BA MOHAMMED 2 2 0 0% 10 20% 1
OUED FES 1 -1 -100% 10 0% -1
TAOUNATE 4 2 -2 -50% 84 2% -4
TISSA 0 #DIV/0! #DIV/0! 0
SUP FES TAOUNATE 10 7 -3 -30% 203 3% -9
54

2023
2.023 Volume %
2.022
BENI TADJIT 0 #DIV/0! #DIV/0! 0
ERFOUD 0 #DIV/0! #DIV/0! 0
ERRACHIDIA CENTRE 1 1 0 0% 15 7% 0
ERRACHIDIA TARGA 0 #DIV/0! 5 0% 0
ERRICH 0 #DIV/0! 5 0% 0
GM MIDELT 0 #DIV/0! #DIV/0! 0
GOULMIMA 0 #DIV/0! #DIV/0! 0
MIDELT 0 #DIV/0! 5 0% 0
RISSANI 0 #DIV/0! #DIV/0! 0
TINJDAD 0 #DIV/0! #DIV/0! 0
SUP ERRACHIDIA 1 1 0 0% 30 0 -1
55
Montant debloque

2.022 2.023 Volume % 2023
AZROU 432 252 -180 -42% 7.200 4% -302

BOUFAKRANE 98 103 5 5% 2.900 4% -120
EL HAJEB 245 261 16 7% 4.700 6% -101
GM EL HAJEB 110 107 -3 -3% 2.200 5% -62
MEKNES KORTOBA 202 138 -64 -32% 4.100 3% -177
MEKNES MANSOUR 183 146 -37 -20% 3.500 4% -123
MEKNES MARJANE 420 195 -225 -54% 5.100 4% -197

MEKNES RIAD 806 701 -105 -13% 10.000 7% -68
MEKNES SIDI BOUEZKRI 174 327 153 88% 9.600 3% -411
MEKNES ZITOUNE 457 346 -111 -24% 9.700 4% -400
SUP MEKNES ATLAS 3.126 2.576 -550 -18% 59.000 4% -1.962
56
Montant debloque

Objectifs
Entite TRO Ecart
2023
2.023 Volume %
2.022
MEKNES BORJ MY OMAR 532 378 -154 -29% 9.400 4% -345
MEKNES EL BASSATINE 371 475 105 28% 7.700 6% -117
MEKNES OUISLANE 315 303 -12 -4% 6.500 5% -197
MEKNES ROUAMZINE 226 128 -98 -43% 3.300 4% -126
MEKNES TOULAL 328 215 -113 -34% 5.300 4% -193

MEKNES WIFAK 235 83 -152 -65% 3.600 2% -194
MLY DRISS ZARHOUN 369 343 -26 -7% 5.600 6% -88
SBAA AYOUNE 248 144 -104 -42% 3.400 4% -118
TAOUJTATE 380 372 -8 -2% 5.200 7% -28
SUP MEKNES EL MENZAH 3.004 2.441 -563 -19% 50.000 5% -1.405
57
Montant debloque
Supervision Fes-SaVs

2023
2.023 Volume %
2.022
AIN CHKEF 287 255 -32 -11% 4.400 6% -83
FES ATLAS 817 1.322 505 62% 16.000 8% 91
FES BENSOUDA 237 315 78 33% 7.850 4% -289
FES DOKKARAT 307 160 -147 -48% 3.500 5% -109
FES EL MASSIRA 211 149 -62 -29% 4.600 3% -205
FES ESSAADA 200 187 -13 -7% 4.500 4% -159
FES MONTFLEURY 94 200 106 113% 3.200 6% -46
FES NARJIS 417 577 160 38% 8.100 7% -46
FES OUINAT HAJJAJ 316 223 -93 -29% 4.100 5% -92
FES OULED ETAIB 330 319 -11 -3% 4.800 7% -50
FES ZOUAGHA 439 405 -34 -8% 6.500 6% -95
GM SEFROU 59 90 31 53% 1.900 5% -56
IMOUZZER KANDAR 278 202 -77 -28% 3.000 7% -29
SEFROU 369 440 71 19% 6.320 7% -47
SUP FES SAISS 4.361 4.843 483 11% 78.770 6% -1.216
58
Montant debloque
Supervision Fes-Taounate

Objectifs
Entite TRO Ecart
2023
2.023 Volume %
2.022
AIN AICHA 219 173 -46 -21% 3.200 5% -74
FES BAB FTOUH 331 337 6 2% 7.500 4% -240
FES BEN DEBBAB 403 270 -133 -33% 6.300 4% -215
FES DHAR LKHMISS 217 265 48 22% 4.200 6% -58
FES SAHB EL WARD 133 114 -19 -14% 3.200 4% -132
GHAFSSAY 244 291 47 19% 5.900 5% -163
GM KARYA BA
167 168 2 1% 2.700 6% -40
MOHAMMED
GM TAOUNATE 141 131 -10 -7% 4.100 3% -184
KARYA BA MOHAMMED 515 557 43 8% 8.500 7% -97
OUED FES 305 243 -62 -20% 5.000 5% -142
TAOUNATE 447 366 -81 -18% 7.700 5% -226
TISSA 415 246 -169 -41% 6.100 4% -223
SUP FES TAOUNATE 3.535 3.161 -375 -11% 64.400 5% -1.793
59
Montant debloque
Supervision
Errachidia

2023
2.023 Volume %
2.022
BENI TADJIT 111 78 -33 -30% 2.200 4% -91
ERFOUD 151 223 72 48% 3.500 6% -47
ERRACHIDIA CENTRE 380 333 -47 -12% 6.500 5% -167
ERRACHIDIA TARGA 249 207 -42 -17% 3.500 6% -62
ERRICH 405 381 -25 -6% 6.500 6% -120
GM MIDELT 103 127 25 24% 1.700 7% -4
GOULMIMA 150 140 -10 -7% 2.600 5% -60
MIDELT 155 217 62 40% 3.400 6% -45
RISSANI 57 123 67 118% 2.600 5% -77
TINJDAD 306 313 8 2% 4.600 7% -41
SUP ERRACHIDIA 2.065 2.141 76 4% 37.100 6% -713
60
Montants debloques AGR & ME

2.022 2.023 Volume % 2023
AZROU 432 252 -180 -42% 6.550 4% -252

BOUFAKRANE 98 103 5 0% 2.900 0% -120
EL HAJEB 165 181 16 10% 4.050 4% -131
GM EL HAJEB 110 107 -3 0% 2.200 0% -62
MEKNES KORTOBA 202 138 -64 -32% 3.450 4% -127
MEKNES MANSOUR 183 146 -37 0% 2.850 5% -73
MEKNES MARJANE 210 115 -95 -45% 1.900 6% -31
MEKNES RIAD 251 281 30 12% 4.700 6% -81
MEKNES SIDI BOUEZKRI 174 167 -7 -4% 4.300 4% -164
MEKNES ZITOUNE 292 296 5 2% 4.400 7% -42
SUP MEKNES ATLAS 2.116 1.786 -330 -16% 37.300 5% -1.083
61
Supervision Meknes el Menzah

Objectifs
Entite TRO Ecart
2023
2.023 Volume %
2.022
MEKNES EL BASSATINE 291 180 -111 -38% 2.500 7% -12
MEKNES OUISLANE 315 253 -62 -20% 6.040 4% -212
MEKNES ROUAMZINE 226 128 -98 -43% 3.300 4% -126
MEKNES TOULAL 328 215 -113 0% 5.300 0% -193
MEKNES WIFAK 235 83 -152 0% 3.140 3% -159

MLY DRISS ZARHOUN 369 343 -26 0% 5.600 0% -88
SBAA AYOUNE 248 144 -104 0% 3.400 0% -118
TAOUJTATE 380 372 -8 0% 5.200 7% -28
SUP MEKNES EL MENZAH 2.724 2.016 -708 -26% 38.680 5% -959
62

Objectifs
Entite TRO Ecart
2023
2.023 Volume %
2.022
AIN CHKEF 287 255 -32 0% 4.400 0% -83
FES ATLAS 487 372 -115 -24% 5.000 7% -13
FES BENSOUDA 157 135 -22 -14% 3.050 4% -100
FES DOKKARAT 157 60 -97 38% 2.900 0% -163
FES EL MASSIRA 211 149 -62 71% 4.300 0% -182
FES ESSAADA 200 187 -13 94% 3.700 0% -98
FES MONTFLEURY 94 40 -54 0% 2.400 0% -145
FES NARJIS 107 202 95 189% 2.900 0% -21
FES OUINAT HAJJAJ 226 223 -3 0% 3.300 0% -31
FES OULED ETAIB 330 239 -91 0% 4.400 0% -99
FES ZOUAGHA 289 305 16 106% 2.000 0% 151
GM SEFROU 59 90 31 0% 1.900 0% -56
IMOUZZER KANDAR 278 202 -77 0% 3.000 0% -29
SEFROU 289 440 151 52% 5.520 8% 15
SUP FES SAISS 3.171 2.898 -273 -9% 48.770 6% -854
63

Objectifs
Entite TRO Ecart
2023
2.023 Volume %
2.022
AIN AICHA 219 173 -46 0% 3.200 0% -74
FES BAB FTOUH 251 197 -54 -22% 2.300 9% 20
FES BEN DEBBAB 273 220 -53 -19% 5.700 4% -218
FES DHAR LKHMISS 217 265 48 0% 4.200 0% -58
FES SAHB EL WARD 133 114 -19 0% 2.900 0% -109
GHAFSSAY 244 291 47 0% 5.900 0% -163
GM KARYA BA
167 168 2 0% 2.700 0% -40
MOHAMMED
GM TAOUNATE 141 131 -10 0% 4.100 0% -184
KARYA BA MOHAMMED 385 397 13 3% 7.150 6% -153
OUED FES 265 243 -22 0% 4.200 0% -80
TAOUNATE 167 246 79 47% 2.500 10% 54
TISSA 415 246 -169 0% 6.100 0% -223
SUP FES TAOUNATE 2.875 2.691 -185 -6% 50.950 5% -1.229
64

2023
2.023 Volume %
2.022
BENI TADJIT 111 78 -33 0% 2.200 0% -91
ERFOUD 151 223 72 0% 3.500 0% -47
ERRACHIDIA CENTRE 320 283 -37 -12% 5.600 5% -148
ERRACHIDIA TARGA 249 207 -42 0% 3.200 6% -39
ERRICH 405 381 -25 0% 6.200 0% -96
GM MIDELT 103 127 25 0% 1.700 0% -4
GOULMIMA 150 140 -10 0% 2.600 0% -60
MIDELT 155 217 62 0% 3.100 0% -21
RISSANI 57 123 67 0% 2.600 0% -77
TINJDAD 306 313 8 0% 4.600 0% -41
SUP ERRACHIDIA 2.005 2.091 86 4% 35.300 6% -624
65
Montants debloques TPE

Objectifs
Entite TRO Ecart
2.023 Volume % 2023
2.022
AZROU #DIV/0! 650 0% -50
BOUFAKRANE 0% 0%
EL HAJEB 80 80 0% 650 12% 30
GM EL HAJEB 0% 0%
MEKNES KORTOBA #DIV/0! 650 0% -50
MEKNES MANSOUR 0% 650 0% -50
MEKNES MARJANE 210 80 -130 -62% 3.200 3% -166
MEKNES RIAD 555 420 -135 -24% 5.300 8% 12
MEKNES SIDI BOUEZKRI 160 160 #DIV/0! 5.300 3% -248
MEKNES ZITOUNE 165 50 -115 -70% 5.300 1% -358
SUP MEKNES ATLAS 1.010 790 -220 -22% 21.700 4% -879
66

Objectifs
Entite TRO Ecart
2023
2.023 Volume %
2.022
MEKNES EL BASSATINE 80 295 215 269% 5.200 6% -105
MEKNES OUISLANE 50 50 #DIV/0! 460 11% 15
MEKNES ROUAMZINE #DIV/0! #DIV/0!

MEKNES TOULAL 0% 0%
MEKNES WIFAK 0% 460 0% -35
MLY DRISS ZARHOUN 0% 0%
SBAA AYOUNE 0% 0%
TAOUJTATE 0% #DIV/0!
SUP MEKNES EL MENZAH 280 425 145 52% 11.320 4% -446
67

2023
2.023 Volume %
2.022
AIN CHKEF 0% 0%
FES ATLAS 330 950 620 188% 11.000 9% 104
FES BENSOUDA 80 180 100 125% 4.800 4% -189
FES DOKKARAT 150 100 -50 67% 600 0% 54
FES EL MASSIRA #DIV/0! 300 0% -23
FES ESSAADA #DIV/0! 800 0% -62
FES MONTFLEURY 160 160 0% 800 0% 98
FES NARJIS 310 375 65 121% 5.200 0% -25
FES OUINAT HAJJAJ 90 -90 0% 800 0% -62
FES OULED ETAIB 80 80 0% 400 0% 49
FES ZOUAGHA 150 100 -50 67% 4.500 0% -246
GM SEFROU 0% 0%
IMOUZZER KANDAR 0% 0%
SEFROU 80 -80 -100% 800 0% -62
SUP FES SAISS 1.190 1.945 755 63% 30.000 6% -363
68

Objectifs
Entite TRO Ecart
2023
2.023 Volume %
2.022
AIN AICHA 0% 0%
FES BAB FTOUH 80 140 60 75% 5.200 3% -260
FES BEN DEBBAB 130 50 -80 -62% 600 8% 4
FES DHAR LKHMISS 0% 0%
FES SAHB EL WARD 0% 300 0% -23
GHAFSSAY 0% 0%
GM KARYA BA
0% 0%
MOHAMMED
GM TAOUNATE 0% 0%
KARYA BA MOHAMMED 130 160 30 23% 1.350 12% 56
OUED FES 40 -40 0% 800 0% -62
TAOUNATE 280 120 -160 -57% 5.200 2% -280
TISSA 0% 0%
SUP FES TAOUNATE 660 470 -190 -29% 13.450 3% -565
69

2023
2.023 Volume %
2.022
BENI TADJIT 0% 0%
ERFOUD 0% 0%
ERRACHIDIA TARGA 0% 300 0% -23
ERRICH 0% 300 0% -23
GM MIDELT 0% 0%
GOULMIMA 0% 0%
MIDELT 0% 300 0% -23
RISSANI 0% 0%
TINJDAD 0% 0%
SUP ERRACHIDIA 60 50 -10 -17% 1.800 3% -88
70
Encours additionnel

Entite
2.022 2.023 Volume %
MEKNES RIAD 416 218 -198 -48%
MEKNES MANSOUR 10 -16 -26 -252%
MEKNES KORTOBA -22 -22 17625%
EL HAJEB -40 -33 7 -18%
MEKNES MARJANE 70 -41 -111 -158%
BOUFAKRANE -32 -49 -17 52%
GM EL HAJEB -16 -78 -62 388%
MEKNES SIDI BOUEZKRI -160 -111 50 -31%
AZROU 55 -133 -188 -340%
MEKNES ZITOUNE 27 -217 -243 -912%
SUP MEKNES ATLAS 330 -480 -809 -245%
71
Encours additionnel

Entite
2.022 2.023 Volume %
MEKNES EL BASSATINE 65 52 -13 -20%
MLY DRISS ZARHOUN 42 32 -10 -24%
TAOUJTATE 2 7 5 260%
MEKNES TOULAL 25 -53 -78 -314%
MEKNES OUISLANE -73 -66 7 -10%
SBAA AYOUNE 44 -69 -113 -255%
MEKNES ROUAMZINE 7 -112 -119 -1736%
MEKNES WIFAK 111 -121 -231 -209%
MEKNES BORJ MY OMAR 13 -220 -233 -1807%
72
Encours additionnel
Supervision Fes-SaTs

Entite
2.022 2.023 Volume %
FES ATLAS -22 344 366 -1653%
FES NARJIS 97 146 49 50%
FES MONTFLEURY -36 74 110 -306%
IMOUZZER KANDAR 126 53 -73 -58%
FES ZOUAGHA 89 25 -64 -72%
FES OULED ETAIB 20 17 -4 -18%
FES DOKKARAT 150 10 -139 -93%
GM SEFROU -54 -2 52 -97%
AIN CHKEF 77 -3 -80 -103%
FES OUINAT HAJJAJ 5 -27 -32 -673%
SEFROU -49 -68 -18 37%
FES ESSAADA -51 -70 -19 38%
FES EL MASSIRA -85 -105 -21 25%
FES BENSOUDA -59 -109 -51 86%
SUP FES SAISS 208 284 77 37%
73
Encours additionnel

Entite
2.022 2.023 Volume %
OUED FES 56 28 -28 -51%
GM KARYA BA MOHAMMED -31 24 55 -176%
FES SAHB EL WARD 1 13 12 1044%
FES DHAR LKHMISS 8 2 -6 -72%
AIN AICHA 53 -53 -100%
TISSA 137 -2 -139 -101%
KARYA BA MOHAMMED 21 -9 -30 -143%
FES BAB FTOUH -73 -15 58 -80%
FES BEN DEBBAB 68 -19 -87 -128%
TAOUNATE 32 -36 -68 -215%
GM TAOUNATE -69 -40 28 -41%
GHAFSSAY -47 -44 3 -6%
SUP FES TAOUNATE 156 -100 -255 -164%
74
Encours additionnel
Supervision
Errachidia Montants en milliers de DH

Entite
2.022 2.023 Volume %
GM MIDELT 4 20 15 377%
MIDELT -58 14 71 -124%

TINJDAD 22 9 -13 -59%
GOULMIMA -17 -10 8 -44%
RISSANI -79 -10 70 -88%
ERRACHIDIA CENTRE -1 -19 -18 1699%
ERRICH 71 -21 -92 -130%
BENI TADJIT 2 -31 -32 -2135%
ERFOUD -62 -33 30 -47%
ERRACHIDIA TARGA 15 -41 -56 -380%

SUP ERRACHIDIA -105 -122 -17 17%
75
Additif Clients actifs
Supervision Meknes
Atlas

Entite
2.022 2.023 Volume %
MEKNES MANSOUR 6 4 -2 -33%
MEKNES RIAD 12 3 -9 -75%
GM EL HAJEB 2 0 -2 -100%
EL HAJEB 0 -1 -1 #DIV/0!
BOUFAKRANE 4 -3 -7 -175%
MEKNES KORTOBA -4 -4 0 0%
MEKNES SIDI BOUEZKRI 5 -5 -10 -200%
AZROU 4 -6 -10 -250%
MEKNES MARJANE 4 -6 -10 -250%
MEKNES ZITOUNE 12 -7 -19 -158%
SUP MEKNES ATLAS 45 -25 -70 -156%
76

Entite
2.022 2.023 Volume %
MLY DRISS ZARHOUN 7 14 7 100%
MEKNES TOULAL 4 3 -1 -25%
MEKNES WIFAK 15 1 -14 -93%
MEKNES ROUAMZINE 6 0 -6 -100%
MEKNES EL BASSATINE 3 -2 -5 -167%
SBAA AYOUNE -5 -2 3 -60%
TAOUJTATE 12 -3 -15 -125%
MEKNES OUISLANE 0 -10 -10 #DIV/0!
MEKNES BORJ MY OMAR -9 -15 -6 67%
77
Supervision Fes-SaVs

Entite
2.022 2.023 Volume %
AIN CHKEF -3 5 8 -267%
GM SEFROU -7 1 8 114%
FES ESSAADA 6 0 -6 -100%
FES DOKKARAT 4 -1 -5 -125%
FES OU IN AT HAJJAJ 1 -2 -3 300%
IMOUZZER KANDAR 5 -2 -7 140%
FES NARJIS 6 -5 -11 183%
FES ATLAS 9 -7 -16 -178%
FES EL MASSIRA 3 -7 -10 -333%
FES OULED ETAIB 10 -7 -17 170%
FES MONTFLEURY 6 -10 -16 -267%
FES BENSOUDA -7 -13 -6 86%
SEFROU -21 -15 6 -29%
FES ZOUAGHA 5 -18 -23 -460%
SUP FES SAISS 17 -81 -98 -576%
78

Entite
2.022 2.023 Volume %
TISSA 8 10 2 25%
GM KARYA BA MOHAMMED -2 5 7 -350%
FES SAHB EL WARD 5 3 -2 -40%
GM TAOUNATE -1 2 3 -300%
FES BEN DEBBAB 4 1 -3 -75%
AIN AICHA 2 0 -2 -100%
KARYA BA MOHAMMED 4 -1 -5 -125%
GHAFSSAY -5 -2 3 -60%
TAOUNATE -1 -2 -1 100%
OUED FES 0 -4 -4 #DIV/0!
FES BAB FTOUH -1 -6 -5 500%
FES DHAR LKHMISS 3 -10 -13 -433%
SUP FES TAOUNATE 16 -4 -20 -125%
79
Supervision
Errachidia

Entite
2.022 2.023 Volume %
ERRACHIDIA TARGA 2 2 0 0%
RISSANI -3 1 4 -133%
GM MIDELT 4 -1 -5 -125%
GOULMIMA -4 -2 2 -50%
MIDELT -3 -3 0 0%
BENI TADJIT -3 -4 -1 33%
ERRICH 8 -5 -13 -163%
TINJDAD 5 -5 -10 -200%
ERRACHIDIA CENTRE 4 -6 -10 250%
ERFOUD 3 -9 -12 -400%
SUP ERRACHIDIA 13 -32 -45 -346%
80
Taux de PAR30j
Evolution PAR> 30 Jours

PAR> 30 Jours Au 28 PAR> 30 Jours Au 27 Au 27 01 2023/ Fin 2022
Entite 01 2022 01 2023 Evolution PAR> 30 Jours
N/N-1

MEKNES RIAD 650 4,72% 659 4,85% 860 6,29% 210 1,56% 201 1,44%
EL HAJEB 480 7,67% 320 5,14% 363 6,10% -117 -1,58% 43 0,95%
MEKNES MANSOUR 254 7,48% 118 3,15% 150 4,25% -104 -3,22% 32 1,10%
MEKNES MARJANE 499 7,20% 359 5,73% 389 6,52% -110 -0,68% 30 0,79%
MEKNES ZITOUNE 704 5,44% 895 7,03% 923 7,59% 219 2,15% 28 0,56%
GM EL HAJEB 70 2,72% 221 8,54% 238 9,57% 168 6,85% 17 1,03%
BOUFAKRANE 139 5,06% 54 2,00% 69 2,66% -70 -2,40% 15 0,66%
MEKNES KORTOBA 57 1,79% 84 2,36% 85 2,43% 29 0,64% 1 0,07%
AZROU 332 3,73% 605 6,51% 595 6,61% 263 2,87% -10 0,10%
MEKNES SIDI BOUEZKRI 1.089 10,51% 741 7,54% 730 7,97% -359 -2,54% -11 0,43%
SUP MEKNES ATLAS 4.274 6,02% 4.057 5,75% 4.402 6,47% 129 0,45% 345 0,72%
81
Taux de PAR30j
Supervision Meknes El Menzeh
PAR> 30 Jours Au 28 PAR> 30 Jours Au 27 Evolution PAR> 30 Evolution PAR> 30 Jours

Entite 01 2022 01 2023 Jours N/N-1 Au 27 01 2023/ Fin 2022

MEKNES BORJ MY OMAR
535 4,65% 194 1,77% 298 2,85% -238 -1,80% 104 1,09%
MLY DRISS ZARHOUN 157 2,63% 247 3,80% 338 5,32% 181 2,68% 91 1,51%
MEKNES OUISLANE 284 3,25% 324 3,70% 398 4,67% 114 1,42% 74 0,97%
MEKNES TOULAL 181 3,17% 213 3,87% 267 5,00% 86 1,83% 54 1,13%
TAOUJTATE 253 3,84% 516 8,37% 549 9,09% 296 5,25% 33 0,73%
MEKNES WIFAK 70 2,03% 191 5,50% 223 6,77% 153 4,74% 32 1,27%
MEKNES EL BASSATINE 222 2,93% 129 1,59% 156 1,96% -66 -0,97% 28 0,37%
SBAA AYOUNE 304 8,65% 238 6,69% 241 7,26% -63 -1,39% 3 0,57%
MEKNES ROUAMZINE 130 3,00% 121 3,09% 123 3,29% -7 0,28% 2 0,20%
SUP MEKNES MENZEH 2.135 3,72% 2.172 3,82% 2.593 4,71% 458 0,99% 421 0,90%
82
Taux de PAR30j
Supervision Fes-
SaVs


FES NARJIS 403 4,51% 329 3,41% 538 5,60% 136 1,09% 209 2,19%
FES BENSOUDA 326 5,65% 174 2,67% 319 5,14% -8 -0,51% 144 2,46%
FES ATLAS 743 4,07% 845 4,15% 948 4,66% 205 0,59% 103 0,51%
FES OUINAT HAJJAJ 329 8,12% 122 2,82% 177 4,24% -152 -3,88% 55 1,42%
FES EL MASSIRA 210 5,47% 149 3,70% 201 5,32% -9 -0,15% 52 1,62%
FES DOKKARAT 504 15,14% 387 11,57% 433 13,80% -71 -1,34% 46 2,23%
FES ESSAADA 213 4,77% 297 6,71% 341 7,90% 127 3,13% 43 1,19%
GM SEFROU 6 0,36% 62 3,34% 96 5,21% 90 4,85% 35 1,88%
FES OULED ETAIB 205 4,86% 131 3,12% 149 3,60% -56 -1,26% 18 0,48%
IMOUZZER KANDAR 67 3,03% 81 3,62% 92 4,11% 25 1,09% 12 0,49%
AIN CHKEF 52 2,16% 74 2,31% 80 2,52% 27 0,36% 6 0,21%
FES ZOUAGHA 176 2,98% 198 3,19% 193 3,14% 16 0,16% -5 -0,04%
SEFROU 227 3,15% 172 2,25% 161 2,18% -67 -0,97% -11 -0,08%
FES MONTFLEURY 227 9,47% 248 10,23% 227 9,45% -0,03% -21 -0,79%
SUP FES SAISS 3.688 4,94% 3.268 4,07% 3.954 5,01% 266 0,07% 686 0,95%
83
Taux de PAR30j


TISSA 404 7,97% 540 7,61% 689 10,26% 285 2,29% 150 2,65%
FES BAB FTOUH 850 11,01% 434 5,80% 485 6,77% -365 -4,24% 51 0,98%
GHAFSSAY 361 7,45% 231 4,33% 266 5,17% -95 -2,28% 36 0,84%
FES DHAR LKHMISS 229 6,64% 54 1,41% 88 2,34% -141 -4,31% 33 0,93%
GM TAOUNATE 294 10,98% 205 7,34% 233 9,13% -61 -1,85% 28 1,79%
AIN AICHA 254 10,22% 155 6,55% 180 8,23% -74 -1,99% 25 1,68%
TAOUNATE 400 5,58% 614 8,39% 636 8,99% 236 3,42% 22 0,60%
FES SAHB EL WARD 508 27,30% 230 12,24% 249 14,93% -259 -12,37% 19 2,69%
KARYA BA MOHAMMED 222 2,74% 184 1,98% 184 2,00% -38 -0,74% 0,02%
79 3,71% 200 8,00% 200 7,94% 121 4,23% -1 -0,05%

GM KARYA BA MOHAMED
OUED FES 307 8,18% 410 9,68% 408 9,99% 101 1,81% -1 0,31%
FES BEN DEBBAB 612 10,62% 447 8,06% 441 8,49% -171 -2,13% -6 0,43%
SUP FES TAOUNATE 4.521 8,21% 3.704 6,20% 4.060 7,09% -462 -1,13% 355 0,88%
84
Taux de PAR30j Supervision
Errachidia

ERRACHIDIA CENTRE 104 1,51% 24 0,32% 32 0,43% -72 -1,09% 9 0,11%

ERFOUD 47 1,36% 79 2,12% 87 2,39% 40 1,02% 9 0,26%
MIDELT 59 1,89% 53 1,80% 55 1,79% -4 -0,10% 2 -0,01%
GM MIDELT 24 1,73% 16 1,04% 17 1,16% -6 -0,58% 2 0,12%
GOULMIMA 22 0,99% 26 1,15% 26 1,14% 4 0,15% -0,01%
ERRICH 19 0,34% 29 0,44% 29 0,43% 9 0,10% -1 -0,01%
RISSANI 146 6,71% 65 3,31% 64 3,36% -83 -3,36% -1 0,04%

TINJDAD 68 1,55% 10 0,22% 9 0,19% -59 -1,36% -2 -0,04%
BENI TADJIT 86 5,61% 22 1,48% 20 1,38% -66 -4,24% -2 -0,10%
ERRACHIDIA TARGA 15 0,45% 61 1,85% 57 1,76% 43 1,31% -4 -0,09%
SUP ERRACHIDIA 589 1,73% 384 1,07% 396 1,11% -194 -0,62% 12 0,03%
85
Transfert d'argent
Realisat0 Fin Janvier Evo 2023/2022 TRO

Point de vente
MEKNES RIAD 8 2 10 -33% -60% -41% 4% 1% 3%
MEKNES ZITOUNE 22 32 54 10% 967% 135% 9% 15% 11%
AZROU 8 5 13 14% 67% 30% 7% 7% 7%
EL HAJEB 2 1 3 10% 3% 5%
BOUFAKRANE 5 11 16 13% 28% 20%
MEKNES SIDI BOUZEKRI 0 4 4 -100% 100% 0% 0% 10% 6%
MEKNES MARJANE 0 0 0 -100% -100% -100% 0% 0% 0%
MEKNES KORTOBA 7 12 19 0% 300% 90% 5% 20% 9%
MEKNES MANSSOUR 0 4 4 0% 10% 4%
SUP MEKNES ATLAS 52 71 123 4% 318% 84% 6% 10% 8%
86
Transfert d'argent

Point de vente
TAOUJTATE 1 6 7 -67% 200% 40% 1% 8% 4%
MEKNES WIFAK 0 0 0 -100% -100% 0% 0% 0%
MEKNES BORJ MY OMAR 2 2 4 -50% 0% 4% 3% 4%
MEKNES ROUAMZINE 0 3 3 0% 10% 5%
MEKNES OUISLANE 1 6 7 500% 600% 2% 8% 5%
SBAA AYOUNE 9 6 15 80% 200% 6% 8% 6%
MEKNES TOULAL 6 2 8 0% 100% 14% 10% 3% 7%
MY DRISS ZARHOUNE 2 9 11 80% 120% 3% 11% 8%
MEKNES BASSATINE 2 1 3 0% 50% 3% 2% 3%
SUP MEKNES EL MENZAH 23 35 58 44% 75% 61% 4% 6% 5%
87
Transfert d'argent

Point de vente
FES ATLAS 30 68 98 -30% 19% -2% 5% 10% 7%
FES BENSOUDA 12 29 41 -54% -9% -29% 4% 7% 6%
FES ZOUAGHA 15 48 63 -29% 41% 15% 8% 9% 9%
SEFROU 0 20 20 900% 900% 0% 5% 5%
FES NARJIS 4 7 11 133% 267% 10% 6% 7%
FES ESSAADA 3 2 5 -57% 0% -44% 3% 3% 3%
FES OUINAT HAJJAJ 1 0 1 -90% -100% -92% 1% 0% 1%
FES OULED ETAIB 0 19 19 12% 12% 0% 8% 7%
FES EL MASSIRA 1 6 7 0% 17% 3% 4% 4%
IMOUZZER KANDAR 0 5 5 -100% 150% 67% 0% 10% 6%
FES DOKKARATE 6 0 6 50% -100% -40% 8% 0% 4%
FES MONTFLEURY 19 20 39 -10% 82% 22% 5% 7% 6%
AIN CHKEF 16 13 29 0% -41% -24% 8% 5% 6%
SUP FES SAIS 107 237 344 -28% 21% 0% 5% 7% 6%
88
Transfert d'argent

Point de vente
FES BAB FTOUH 19 46 65 -10% 31% 16% 9% 9% 9%
FES SAHB EL WARD 26 29 55 117% 93% 104% 7% 8% 8%
TAOUNATE 0 6 6 0% 20% 12%
KARYA BA MOHAMMED 8 31 39 0% 15% 11% 6% 8% 7%
FES BEN DEBBAB 9 18 27 125% 500% 286% 13% 11% 12%
TISSA 0 4 4 33% 33% 0% 5% 4%
FES DHAR LKHMISS 2 8 10 5% 8% 7%
GHAFSSAY 0 9 9 0% 8% 6%
AIN AICHA 9 16 25 13% 78% 47% 11% 11% 11%
OUED FES 3 8 11 50% 60% 57% 10% 10% 10%
SUP FES TAOUNATE 76 175 251 38% 80% 65% 8% 9% 8%
89
Transfert d'argent
Supervision
Errachidia

Point de vente
MIDELT 6 4 10 20% -43% -17% 10% 7% 8%
ERRACHIDIA 1 4 5 300% 400% 3% 7% 5%
ERRICH 2 21 23 -28% -21% 10% 6% 6%
TINJDAD 2 2 4 10% 5% 7%
ERFOUD 0 2 2 100% 100% 0% 3% 2%
RISSANI 2 7 9 -50% -50% -50% 4% 7% 6%
GOULMIMA 10 5 15 400% 67% 200% 10% 7% 9%
ERRACHIDIA TARGA 3 6 9 -40% 50% 0% 10% 7% 8%
BENI TADJIT 0 0 0 -100% -100% -100% 0% 0% 0%
SUP ERRACHIDIA 26 51 77 24% -28% -16% 7% 5% 6%
90
Compte Sur Carnet
Entite Nombre
Nbre
Nbre Mt* Solde* Nombre Solde Ouvertur Solde
Cumule
es
MEKNES RIAD 0 493 136 0% 0% 0% 0%

BOUFAKRANE 0 58 48 0% 0% 0% 0%
MEKNES ZITOUNE 0 277 87 0% 0% 0% 0%
AZROU 0 35 22 0% 0% 0% 0%
EL HAJEB 0 17 74 0% 0% 0% 0%
MEKNES SIDI BOUEZKRI 0 91 20 0% 0% 0% 0%
MEKNES MARJANE 0 38 86 0% 0% 0% 0%
MEKNES KORTOBA 0 7 1 0% 0% 0% 0%
MEKNES MANSOUR 0 3 0% 0% 0% 0%
SUP MEKNES ATLAS 0 1.019 473 0% 0% 0% 0%
91
Compte Sur Carnet
Entite Nombre
Nbre
Cumule
es
TAOUJTATE 2 108 19 0% 0% 13% 1%
MEKNES BORJ MY OMAR 35 50 0% 0% 0% 0%
0
MEKNES ROUAMZINE 0 51 27 0% 0% 0% 0%
MEKNES OUISLANE 4 282 36 0% 0% 13% 2%
SBAA AYOUNE 0 45 27 0% 0% 0% 0%
MY DRISS ZARHOUNE 0 35 84 0% 0% 0% 0%
MEKNES TOULAL 0 40 98 0% 0% 0% 0%
MEKNES BASSATINE 0 38 4 0% 0% 0% 0%
MEKNES WIFAK 0 28 8 -100% 0% 0% 0%
SUP MEKNES EL MENZAH 6 1 662 353 500% 0% 3% 0%
92
Compte Sur Carnet
Supervision Fes SaTs

Entite Nbre Nombre
Cumule
es
FES ATLAS 1 480 475 0% 0% 3% 0%
FES BENSOUDA 1 269 596 0% 0% 3% 0%
FES ZOUAGHA 0 779 501 0% 0% 0% 0%
SEFROU 0 291 432 0% 0% 0% 0%
FES NARJIS 0 183 39 0% 0% 0% 0%
FES ESSAADA 0 210 345 -100% 0% 0% 0%
FES OUINAT HAJJAJ 0 75 340 0% 0% 0% 0%
FES OULED ETAIB 0 114 140 0% 0% 0% 0%
FES EL MASSIRA 1 314 479 0% 0% 7% 1%
IMOUZZER KANDAR 0 51 30 0% 0% 0% 0%
FES DOKKARATE 0 119 168 0% 0% 0% 0%
FES MONTFLEURY 0 17 27 0% 0% 0% 0%
AIN CHKEF 0 47 238 0% 0% 0% 0%
SUP FES SAISS 3 2.949 3.811 200% 0% 1% 0%
93
Compte Sur Carnet
Entite Nombre
Nbre
Cumule
es
FES BAB FTOUH 0 626 561 0% 0% 0% 0%

FES SAHB EL WARD 3 45 426 886 200% 14968% 10% 113%
TAOUNATE 1 81 69 0% 0% 7% 1%
KARYA BA MOHAMED 0 352 448 0% 0% 0% 0%
FES BEN DEBBAB 0 182 287 -100% -100% 0% 0%
TISSA 0 508 213 0% 0% 0% 0%
FES DHAR LKHMISS 0 101 122 0% 0% 0% 0%
GHAFSSAY 0 63 11 0% 0% 0% 0%
AIN AICHA 1 1 267 376 -50% -97% 7% 4%
OUED FES 0 33 9 0% 0% 0% 0%
SUP FES TAOUNATE 5 46 2.639 2.983 25% 14% 3% 18%
94
Compte Sur Carnet
Supervision
Errachidia Montants en milliers de DH
Entite Nombre
Nbre
Cumule
es
ERRACHIDIA 3 21 40 0% 0% 10% 2%
MIDELT 0 10 1 0% 0% 0% 0%
ERFOUD 0 50 29 -100% -100% 0% 0%
RISSANI 2 1 23 14 0% 0% 13% 5%
ERRICH 0 32 166 0% 0% 0% 0%
TINJDAD 0 42 119 0% 0% 0% 0%
GOULMIMA 0 24 15 0% 0% 0% 0%
BENI TADJIT 0 32 16 0% 0% 0% 0%
ERRACHIDIA TARGA 0 10 1 0% 0% 0% 0%
SUP ERRACHIDIA 5 1 244 402 400% 825% 3% 1%
95
Compte LIB
Realisat0 Au 03 02 2023 Evo 2023/2022 TRO

Nombre Nombre
Point de vente Nbre
Ouvertur Ouvertur
Nbre Mt* Cumul Solde* Solde Solde
e e
e
s s
MEKNES RIAD 6 3 1.606 542 -14% 0% 4% 9%
BOUFAKRANE 9 907 52 80% 0% 11% 0%
MEKNES ZITOUNE 6 2.276 316 -45% 0% 5% 0%
AZROU 9 5 1.751 326 125% 0% 8% 20%
EL HAJEB 9 1.544 101 50% 0% 13% 0%
MEKNES SIDI BOUEZKRI 4 1.360 197 -69% -100% 3% 0%
MEKNES MARJANE 5 974 53 -17% -100% 5% 0%
MEKNES KORTOBA 6 280 7 50% -100% 8% 0%
MEKNES MANSOUR 8 69 281 69 167% 0% 10% 344%
SUP MEKNES ATLAS 62 77 10.979 1.663 5% 828% 7% 35%
96
Compte LIB

Nombre Nombre
Point de vente Nbre
Ouvertur Ouvertur
e e
e
s s
TAOUJTATE 11 6 1.653 301 -48% 0% 10% 28%
MEKNES BORJ MY OMAR 5 1.908 319 -17% -100% 4% 0%
MEKNES ROUAMZINE 6 1.506 308 -14% 0% 9% 0%
MEKNES OUISLANE 9 1.806 145 80% 0% 8% 0%
SBAA AYOUNE 6 1.356 100 -40% 0% 8% 0%
MY DRISS ZARHOUNE 12 1.080 167 20% 0% 10% 0%
MEKNES TOULAL 12 1.331 236 71% 0% 10% 0%
MEKNES BASSATINE 7 10 672 44 -13% 0% 7% 29%
MEKNES WIFAK 10 298 13 -29% 0% 13% 0%
SUP MEKNES EL MENZAH 78 16 11.610 1.632 -11% 721% 8% 7%
97
Compte LIB

Nombre Nombre
Point de vente Nbre Ouvertur Ouvertur
Nbre Mt* Solde* Solde Solde
Cumule e e
s s
FES ATLAS 9 2 1.867 772 -36% 11596% 6% 6%
FES BENSOUDA 3 1 2.243 184 -50% 0% 3% 4%
FES ZOUAGHA 2 2.280 158 -67% -2% 2% 0%
SEFROU 25 5 3.303 1.036 150% 2% 17% 26%
FES NARJIS 7 20 1.362 129 75% 0% 8% 100%
FES ESSAADA 4 921 96 -20% 0% 6% 0%
FES OUINAT HAJJAJ 5 1.304 124 -55% 0% 6% 0%
FES OULED ETAIB 8 1.813 39 -50% 0% 7% 0%
FES EL MASSIRA 5 1.488 44 -67% 0% 5% 0%
IMOUZZER KANDAR 2 566 253 -50% 0% 3% 0%
FES DOKKARATE 3 2 396 35 -63% 0% 4% 11%
FES MONTFLEURY 8 299 4 -38% 0% 11% 0%
AIN CHKEF 3 326 127 -50% 0% 2% 0%
SUP FES SAISS 84 31 18.168 3.003 -29% 502% 6% 10%
98
Compte LIB

Nombre Nombre
Point de vente Nbre
Ouvertur Ouvertur
e e
e s s
FES BAB FTOUH 2 5 1.924 147 -78% 22627% 2% 14%
FES SAHB EL WARD 9 1 1.671 95 -40% 0% 12% 2%
TAOUNATE 11 1 2.076 106 10% 0% 11% 7%
KARYA BA MOHAMMED 10 1.475 30 25% -100% 9% 0%
FES BEN DEBBAB 9 2.410 155 125% 0% 9% 0%
TISSA 13 4 1.401 63 44% 0% 12% 18%
FES DHAR LKHMISS 0 1.098 96 -100% -100% 0% 0%
GHAFSSAY 8 775 13 60% 0% 7% 0%
AIN AICHA 5 521 3 -29% 0% 6% 0%
OUED FES 1 481 4 -88% -100% 1% 0%
SUP FES TAOUNATE 68 11 13.832 712 -13% -119521% 7% 4%
99
Compte LIB

Nombre Nombre
ERRACHIDIA Nbre
Ouvertur Ouvertur
e e
e
s s
ERRACHIDIA 12 1.281 462 100% 0% 12% 0%
MIDELT 10 1.444 179 -52% 0% 12% 0%
ERFOUD 5 1.162 169 -69% 0% 6% 0%
RISSANI 6 681 84 0% 0% 9% 0%
ERRICH 5 1.531 373 -50% 0% 5% 0%
TINJDAD 12 1.150 178 71% -100% 11% 0%
GOULMIMA 8 788 237 167% 0% 10% 0%
BENI TADJIT 4 13 487 88 0% 0% 6% 65%
ERRACHIDIA TARGA 5 40 410 68 0% 0% 7% 200%
SUP ERRACHIDIA 67 53 8.934 1.837 -14% 3560% 9% 26%
100
Cash to Cash
Realisations SUP MEKNES ATLAS
Realisat° Fin Janvier 2023

Point de vente
Nbte Mt
MEKNES ZITOUNE 34 37.392
MEKNES RIAD 11 18.009
BOUFAKRANE 9 19.860
MEKNES KORTOBA 7 11.260
EL HAJEB 5 5.327
AZROU 3 9.561
MEKNES SIDI BOUZEKRI 1 2.111
MEKNES MARJANE 0 0
MEKNES MANSSOUR 0 0
SUP MEKNES ATLAS 70 103.520
101
Cash to Cash
Realisations SUP MEKNES EL MENZAH

Point de vente
Nbte Mt
SBAA AYOUNE 12 74.760
MEKNES TOULAL 7 18.085

MEKNES BORJ MY OMAR 5 14.707
MEKNES OUISLANE 4 2.163
TAOUJTATE 3 2.972
MEKNES BASSATINE 3 4.604
MEKNES WIFAK 0 0
MEKNES ROUAMZINE 0 0
MY DRISS ZARHOUNE 0 0
SUP MEKNES EL MENZAH 34 117.291
102
Cash to Cash
Realisations SUP FES SAIS

Point de vente
Nbte Mt
FES ATLAS 31 63.423
AIN CHKEF 20 55.089
FES ZOUAGHA 15 48.152
FES MONTFLEURY 8 28.589

SEFROU 7 15.268
FES NARJIS 7 19.940
FES BENSOUDA 5 6.696
FES EL MASSIRA 3 1.539
FES ESSAADA 2 1.135
FES DOKKARATE 2 1.315
FES OUINAT HAJJAJ 1 541
IMOUZZER KANDAR 1 2.063
FES OULED ETAIB 0 0
SUP FES SAIS 102 243.750
103
Cash to Cash
Realisations SUP FES TAOUNATE

Point de vente
Nbte Mt
FES SAHB EL WARD 28 70.062
FES BAB FTOUH 27 61.344

FES BEN DEBBAB 27 34.868
AIN AICHA 1 10.957
TAOUNATE 0 0
KARYA BA MOHAMMED 0 0
TISSA 0 0
FES DHAR LKHMISS 0 0
GHAFSSAY 0 0
OUED FES 0 0
SUP FES TAOUNATE 83 177.231
104
Cash to Cash
Realisations SUP ERRACHIDIA

Point de vente
Nbte Mt
TINJDAD 7 36.211
GOULMIMA 4 6.737
ERFOUD 2 2.320
ERRACHIDIA 1 1.060
MIDELT 0 0
ERRICH 0 0
RISSANI 0 0
ERRACHIDIA TARGA 0 0
BENI TADJIT 0 0
SUP ERRACHIDIA 14 46.328
105
Merci de votre attention

Présentation Du CRG JANVIER 2023

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Qualite des engagements

I. Evolution du Portefeuille a risque apres radiation Fin 2022;

II. Cartographie du Portefeuille a risque par Type de

Evolution du Portefeuille a risque apres radiation Fin 2022

Realisat° Fin Janvier ACC Objectifs

SUD 429 447 434 -3% 1 575 1 636 4% 24 700 7%

CASA SUD 214 235 229 -3% 841 843 0% 14 730 6%

Realisat° Fin Janvier ACC Objectifs

Realisat° Fin Janvier ACC

Realisat° Fin Janvier ACC Objectifs

EL HAOUZ 3 450 4 688 4 902 5% 12 611 17 443 38% 242 500 7%

SUD 7 900 8 599 8 221 -4% 28 979 30 138 4% 441 730 7%

Realisat° Fin Janvier ACC Objectifs

Realisat° Fin Janvier ACC Objectifs

Encours additionnel ACC

EKKMIHIDIM FES SMIS FtinAUUNAi MEKNES ATLAS MEKES EL FES MEKNES

Additif Clients Actifs

Additif Clients Actifs ACC

Rapprochement des Realisations des RPV / AD AGR 1<

Objectifs 2023 TOTAL Ecart

MEKNES ZITOUNE NAJIM SAID RPV 65 600.000 8 50.500 3 4.346

GM EL HAJEB ECHCHLYEH DRISS RGM 170 2.200.000 8 107.000 -5 -62.231

AZROU KHARRIBOU MOHAMMED RPV 44 1.800.000 4 55.000 1 -83.462

BOUFAKRANE EZZAARYTY JAOUAD RPV 107 1.300.000 4 24.000 -4 -76.000

MEKNES KORTOBA SADGUI TOURIA RPV 100 1.800.000 3 33.000 -5 -105.462

MEKNES MANSOUR M'JAHAD KAOUTAR RPV 93 1.500.000 3 37.000 -4 -78.385

EL HAJEB AKABLI SAMIRA RPV PI 65 1.800.000 3 115.000 -2 -23.462

BACHIR EL MILOUDI RPV 53 800.000 2 100.000 -2 38.462

MEKNES RIAD OTMANI SAMIRA RPV 60 700.000 0 0 -5 -53.846

Objectifs 2023 TOTAL Ecart

MEKNES ROUAMZINE ELYOUUSEFI FARIDA RPV 80 1.320.000 7 108.000 1 6.462

MLY DRISS ZARHOUN ATTABLOUBNA RPV 79 1.400.000 5 80.000 -1 -27.692

MEKNES WIFAK EL BOUKHARI Najat RPV 118 1.440.000 8 76.000 -1 -34.769

TAOUJTATE HOUIYATE MOHAMED RPV 67 800.000 4 24.000 -1 -37.538

MEKNES BORJ MY OMAR AMHARZI MUSTAPHA RPV 39 400.000 1 20.000 -2 -10.769

MEKNES OUISLANE BENNAJI WIDAD RPV 77 1.450.000 3 73.000 -3 -38.538

SBAA AYOUNE ELBAROUAG ELHABIB RPV 105 1.300.000 5 49.000 -3 -51.000

MEKNES EL BASSATINE KHATOURI SAMIR RPV 79 400.000 3 30.000 -3 -769

MEKNESTOULAL AMRANI FATIMA RPV 68 1.000.000 1 10.000 -4 -66.923

Objectifs 2023 TOTAL Ecart

SEFROU MIMOUNI SIHAM RPV PI 50 1.020.000 7 92.500 3 14.038

FES OUINAT HAJJAJ DOUIRI SOUMIAE RPV 72 1.700.000 5 95.000 -1 -35.769

FES ZOUAGHA OURRAK SAMIRA RPV 72 500.000 4 47.000 -2 8.538

FES ESSAADA CHRAIBI AHMED RPV 72 1.800.000 3 55.000 -3 -83.462

Objectifs 2023 TOTAL Ecart

HAMMOUDY AZIZ RGM 210 2.700.000 15 168.000 -1 -39.692

GHAFSSAY NACHIT SIHAM RPV PI 54 1.475.000 5 66.000 1 -47.462

Objectifs 2023 TOTAL Ecart

ERFOUD REZEQ-ALLAH MARIA RPV 97 1.350.000 6 77.500 -1 -26.346

BENI TADJIT RPV RPV 47 800.000 5 78.000 1 16.462

MIDELT OULAGRIR SAID RPV 120 1.300.000 3 61.000 -6 -39.000

RISSANI MHAMDI MOUHCINE RPV 155 1.600.000 3 35.000 -9 -88.077

ERRACHIDIA TARGA TAHIRI AMINA RPV 75 1.400.000 3 55.000 -3 -52.692

GOULMIMA OUZENNOU RACHID RPV 90 1.000.000 2 27.000 -5 -49.923

ERRICH BOUTGLAY MOHAMED RPV 60 1.600.000 1 40.000 -4 -83.077

ERRACHIDIA CENTRE ALEDGIG ASMA RPV 50 1.600.000 1 50.000 -3 -73.077

Objectifs 2023 TOTAL Ecart

MEKNES MANSOUR KOUZ NAJWA AD 177 2.000.000 13 109.000 -1 -44.846

MEKNES SIDI BOUEZKRI DAHRA ABDERRAHIM AD 163 2.100.000 5 71.000 -8 -90.538

EL HIAD OUMAYMA AD 150 1.400.000 5 56.000 -7 -51.692

Objectifs 2023 TOTAL Ecart

MEKNES EL BASSATINE ZAHIDI ADRAE AD 167 2.100.000 14 150.000 1 -11.538

SBAA AYOUNE EL BAKKAL YASSINE AD 171 2.100.000 13 95.000 0 -66.538