P S/ 9,000

t 8
TEM 2% S/ 10,544.93 S/ 1,318.12

Mes Deuda I C R
1 S/ 9,000 S/ 180 S/ 1,048.59 S/ 1,228.59
2 S/ 7,951.41 S/ 159.03 S/ 1,069.56 S/ 1,228.59
3 S/ 6,881.85 S/ 137.64 S/ 1,090.95 S/ 1,228.59
4 S/ 5,790.90 S/ 115.82 S/ 1,112.77 S/ 1,228.59
5 S/ 4,678.13 S/ 93.56 S/ 1,135.03 S/ 1,228.59
6 S/ 3,543.10 S/ 70.86 S/ 1,157.73 S/ 1,228.59
7 S/ 2,385.38 S/ 47.71 S/ 1,180.88 S/ 1,228.59
8 S/ 1,204.50 S/ 24.09 S/ 1,204.50 S/ 1,228.59
P S/ 7,000.00
t 5
TEM 2.50% A = FRC S/ 1,506.73

R P (1+I) P(1+i) R P(1+i)-R

Fecha de Factor Deuda del Pago de Saldo
Cuota Saldo
pago mensual pago retorno final
12-Mar S/ 7,000.00
1 11-Apr S/ 7,000.00 1.025 S/ 7,175.00 S/ 1,506.73 S/ 5,668.27
2 11-May S/ 5,668.27 1.025 S/ 5,809.98 S/ 1,506.73 S/ 4,303.25
3 10-Jun S/ 4,303.25 1.025 S/ 4,410.83 S/ 1,506.73 S/ 2,904.10
4 10-Jul S/ 2,904.10 1.025 S/ 2,976.71 S/ 1,506.73 S/ 1,469.98
5 9-Aug S/ 1,469.98 1.025 S/ 1,506.73 S/ 1,506.73 -S/ 0.00
P S/ 7,000.00 TEM 2.50%
t 5
R S/ 1,506.73

2.50%
Fecha de Cuota fija Interes Saldo
Cuota Amortización
pago vencida mensual Final
12-Mar S/ 7,000.00
1 11-Apr S/ 1,506.73 S/ 175.00 S/ 1,331.73 S/ 5,668.27
2 11-May S/ 1,506.73 S/ 141.71 S/ 1,365.02 S/ 4,303.25
3 10-Jun S/ 1,506.73 S/ 107.58 S/ 1,399.15 S/ 2,904.10
4 10-Jul S/ 1,506.73 S/ 72.60 S/ 1,434.13 S/ 1,469.98
5 9-Aug S/ 1,506.73 S/ 36.75 S/ 1,469.98 -S/ 0.00

TOTAL S/ 533.64 S/ 7,000.00