Annexe 3 BESOINS DE FINANCEMENT

Désignation Moyenne 2009 2010 2011 2012

BESOINS DE FINANCEMENT
Investissements 10,000,000 5,000,000 5,000,000 5,000,000
Crédits de campagne 92,500,000 212,500,000 233,750,000 257,125,000
a - Agriculture 1,500,000 75,000,000 82,500,000 90,750,000 99,825,000
- Equipement 1,000,000 50,000,000 55,000,000 60,500,000 66,550,000
- Irrigation 300,000 15,000,000 16,500,000 18,150,000 19,965,000
- Traction animale 100,000 5,000,000 5,500,000 6,050,000 6,655,000
- Intrants ( semences ) 50,000 2,500,000 2,750,000 3,025,000 3,327,500
- Intrants ( engrais,fongicides 50,000 2,500,000 2,750,000 3,025,000 3,327,500
et pesticides
b - Elevage 700,000 17,500,000 19,250,000 21,175,000 23,292,500
- Achats Bovins et Ovins 500,000 12,500,000 13,750,000 15,125,000 16,637,500
- Alimentation 150,000 3,750,000 4,125,000 4,537,500 4,991,250
- Soins vétérinaires 50,000 1,250,000 1,375,000 1,512,500 1,663,750
Crédits de soudure 100,000 15,000,000 16,500,000 18,150,000 19,965,000
Crédit artisanal 300,000 7,500,000 8,250,000 9,075,000 9,982,500
Crédit social 700,000 17,500,000 19,250,000 21,175,000 23,292,500
a - Scolarité 100,000 2,500,000 2,750,000 3,025,000 3,327,500
b - Habitat 500,000 12,500,000 13,750,000 15,125,000 16,637,500
b - Familial 100,000 2,500,000 2,750,000 3,025,000 3,327,500
Total Besoins en Financement 142,500,000 261,500,000 287,150,000 315,365,000
RESSOURCES INTERNES
Personnes Morales
Nombre de membres 35 60 75 100
Droits d'adhésion 2,000 70,000 120,000 150,000 200,000
Parts sociales 3,000 75,000 100,000 125,000 150,000
Epargne à vue 1,000,000 35,000,000 60,000,000 75,000,000 100,000,000
Epargne à terme 2,000,000 70,000,000 120,000,000 150,000,000 200,000,000
Caution 1,000,000 35,000,000 60,000,000 75,000,000 100,000,000
Personnes Physiques
Nombre de membres 500 600 700 800
Droits d'adhésion 2,000 500,000 600,000 700,000 800,000
Parts sociales 3,000 2,500,000 3,000,000 3,500,000 4,000,000
Epargne à vue 10,000 5,000,000 6,000,000 7,000,000 8,000,000
Epargne à terme 50,000 6,750,000 15,000,000 17,500,000 20,000,000
Caution 50,000 6,750,000 15,000,000 17,500,000 20,000,000
21,500,000 39,600,000 46,200,000 52,800,000
Mutuelle d'Epargne et de Crédit Mozdahir
Societariat 535 660 775 900
Droits d'adhésion 570,000 720,000 850,000 1,000,000
Parts sociales 2,575,000 3,100,000 3,625,000 4,150,000
Epargne à vue 40,000,000 66,000,000 82,000,000 108,000,000
Epargne à terme 76,750,000 135,000,000 167,500,000 220,000,000
Caution 41,750,000 75,000,000 92,500,000 120,000,000
Total Ressources Internes 161,645,000 279,820,000 346,475,000 453,150,000
Ecart de Ressources 19,145,000 18,320,000 59,325,000 137,785,000